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PA2019-228
Batch 5619760 Confirmation Page 1 of 2 Recorded in Official Records, Orange County Hugh Nguyen, Clerk-Recorder RECORDING REQUESTED BY: I IIIII I I IIIIII Ill lllll lllll lllll lllll lllll lllll lllll lllll lllll 1111111111111 12 . 00 Community Development Department Planning Division 100 Civic Center Drive, P.O. Box 1768 Newport Beach, CA 92658-8915 AND WHEN RECORDED MAIL TO: Community Development Department Planning Division 100 Civic Center Drive, P.O. Box 1768 Newport Beach, CA 92658-8915 *$R0011352489$* 201900052801111:24 am 12/17/19 66 I-P64BT C17 2 0.00 0.00 0.00 0.00 3.00 0.00 0.000.000.00 3.00 SPACE ABOVE. THIS LINE FOR RECORDER'S USE CERTIFICATE OF COMPLIANCE NO. CO2019-023 (PA2019-228) California Government Code Section No. 66499.35(c) CITY OF NEWPORT BEACH Owner: 110 30 th Street, LLC, a California limited liability company Site Address: 110 30 th Street City of Newport Beach, County of Orange Assessor Parcel Number: 047-083-07 Number of parcels for which this Certificate of Compliance is being issued and recorded: One (1) LEGAL DESCRIPTION THE NORTHEASTERLY 15 FEET OF LOT 11 AND THE SOUTHWESTERLY 15 FEET OF LOT 12 IN BLOCK 29 OF NEWPORT BEACH AS PER MAP RECORDED IN BOOK 3, PAGE 26 OF MISCELLANEOUS MAPS, IN THE CITY OF NEWPORT BEACH, COUNTY OF ORANGE, STATE OF CALIFORNIA Tmplt: 09-l0-18 https:// gs.secure-recording.com/Batch/Confirmation/56197 60 12/17/2019 PA2019-228 Batch 5619760 Confirmation 110 JQTH STREET Page: 2 of 2 CERTIFICATE OF COMPLIANCE California Government Code Section No. 66499.35(c) CONTINUATION Newport Beach Certificate of Compliance No. CO2019-023 (PA2019-228) Notice: This document certifies compliance with the State Subdivision Map Act, specifically Government Code 66499.35, and the local subdivision ordinance enacted pursuant thereto. The parcel described herein may be sold, leased, or financed without further compliance with the Subdivision Map Act or any local ordinance enacted thereto. Development of the parcel may require issuance of a permit or permits, or other grant or grants of approval. Cifyo~ ~ner, ~r Seimone Jurjis, PE, CBO Community Development Director ACKNOWLEDGEMENT BY NOTARY PUBLIC December 16, 2019 A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. STATE OF CALIFORNIA COUNTY OF ORANGE Page 2 of 2 On }e.e.e.h,t.ber I&, , 20 l't, before me, \~ l V\A. R~ ,e ~, No /Ar' Pvb hc.. :DGuJtd s. t...ec.... • personally appeared · @ KIM RIEFF .. · Commission# 2138649 j • Notary Public • California j z Orange County . - J • • • • • .Ml t0 T"l-[•e1r:s t•g t6-.2e2e( (Place Notary Seal Above) Tmplt: 09·10-18 who proved to me on the basis of satisfactory evidence to be the perso~hose narrwfs) is/ai;e--subscribed to the within instrument and acknowledged to me that he/sl:!e/ti.e-, executed the same in his/Offfltheirauthorized capaci~, and that by his/hef/t~signature~on the instrument the person~or the entity upon behalf of which the perso~ acted, executed the instrument. I certify under PENAL TY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. https://gs.secure-recording.com/Batch/Confirmation/5619760 12/17/2019 PA2019-228 Certificate of Complia n c e ·~ .•. :, ,, tll \"~'' Pioperty O~erts) Cornrnun1ty D evelop m ent Depa rt ment Pi lllllll Q OtVIS IOll 10 0 C1v1 c Cen ter Dnve / P.O. Box 1768 / Newp ort Beach (94 9 )644 -32 04 Te lep hone / 19 49)64 4-3229 Facs,mile ,'NM'J.1(;'!1 ort b~ ch ca ggv ENGS TR OM R AL ES T A TE GR OUP CA 92658-89 i 5 ;.;.:;~;_,.~~l,IIN~ l-l 2. ~~ ~ --~~ -·-Ne~5j~~-&h ~0 Cf 24~3 ! -------··------•--·--·---+--------------· ---,· ~-----·----. , l-r111 11I P!1on c No Fax IJ o I brent@e~gstromgrou p .com 1714-469 -6369 r_A pp\ic a_~t (s) ___ -·-·-· i Nno 1u [B~e nt ~ngstrom I A1 hJ1 e:,-!, ---- .---11:l ! r;f!l;11f · ?re nt @ ~n.~-~~r_?._~9:ou~..:..~~~ Site /ProJect I Addrcs~ 71 4-469 -6369 , 110 30TH STREET, N EWPORT BEACH , CA 92663 FM Nu I A ssessor s P arcel No 1041-083 -0 1 A lon g with th e abo ve portion of thi s fonn completely filled out, please submit th e followin g · 1. A legibl e copy of tt1 e latest Recorded Grant Deed or Co ntract of Sa le showin g current own ershi p include the Title Insuran ce Policy if available . 2. A copy of the latest Tax Bill and Asse ssor's Map . 3. A copy of any and all documents supporting original crea tion of th e parce l (e .g . Grant Dee d s. Co ntrads of Sa le , Records of Survey , Building Permits , or other documents). 4. If the proje ct is improved , include leg ible copies of • A P lo t P Ian. fully di mens1on ed on an 8 ½ ·· x 11 " sheets hawing entire parce l. a l I I m pro ve ments an d parcel area in square feet. • A Bui ld ing Permit for a Principal Bui lding on the Property . 5. An a pp l1catIon fee in the amount of $330 ($318 + OC Recorders Fee $12 ) payable to t he C ity of Newpon Beach . P lease note parcels not in complian ce with Subd ivi sion or Zoning regulati ons m ay i n cur addrt1onal costs . Do Not Complete Application Be low This Line -For Office Use Only P,\ No. ?~?o~l_-7.:, CO No I SubmIt1 ed J P lanner e)(t ---t-c=I ----=--:----11_· ----=-L\--)...L.-._____ 0 1 _______ -21:_i 5 ____ _ Fe e Pm d Dale MnilP.rl D No Pl11 Ch~k N o ----··---· -·. ---.... , F-o-rr-n o-f-P-ay_m_e,-,r -rchcck No. D Ch eck I 0 Crnd 1t Ca1d -·-·--· __ _,l""'R=e-ce-,p-t N-o-. ---r OR No . ___ _1_ __ ---- PA2019-228 Commonwealth Land Title Company RECORDING REQUESTED BY: . Commonwealth Land Title Company WHEN RECORDED MAIL DOCUMENT AND TAX STATEMENT TO: 110 30TH STREET, LLC 11821 Highview Drive Santa Ana, CA 927G5 APN:. 047-083-07 TITLE ORDER NO.: 09195795 ESCROW NO.: 39785-1 THIS SPACE FOR RECORDER'S USE ON~ Y GRANT DEED . The undersigned Grantor(s} declare(s} that the DOCUMENTARY TRANSFER TAX IS: $1,650.00 County XX computed on t~e full value of the interest of property conveyed, or _computed on the full value· less the value of liens or encumbrances remaining thereon at the time of sale. _OR transfer is EXEMPT from tax for the following reason: The Undersigned Signature of declarant or agent determining tax Firm Name · FOR A VALUABLE CONSIDERATION, receipt of which is hereby acknowledged, Bernardino ·o'Atjuila and Lia D'Aquila, husband and wife as joint tenants . HEREBY GRANT(S) to 110 30TH STREET, LLC, a California limited liability company All that real property situated in the City of Newport Beach, County of Orange, State of California, described as: All that certain real property situated in the County of Orange, State of California, described as follows: THE NORTHEASTERLY 15 FEET OF LOT 11 AND THE SOUTHWESTERLY 15 FEET OF LOT 12 IN BLOCK29 OF· NEWPORT BEACH AS PER MAP RECORDED IN BOOK 3, PAGE 26 OF MISCELLANEOUS MAPS, IN THE CITY OF NEWPORT BEACH, COUNTY OF ORANGE, STATE OF CALIF<;)RNIA. Assessor's Parcel Number: 047-083-07 Commonly Known As: 110 30th Street, Newport Beach, CA 92663 April 24, 2019 Bernardino D'Aquila -4~ Lia D'Aquila MAIL TAX STATEMENTS AS DIRECTED ABOVE Page 1 of 2 Grant Deed dated April 24, 2019 110 30th Street Newport Beach, CA 92663/110 30TH STREET, LLC/D'Aquila PA2019-228 Commonwealth Land Title 9ompany RECORDING REQUESTED BY: . Conimonwealth land Title Company WHEN RECORDED MAIL DOCUMENT AND TAX STATEMENTTO:. 110 30TH STREET, LLC 11821. Highview Drive Santa Ana; CA 92705 ·. APN:. 047-083~07 TITLE ORDER NO.: 09195795 ESCROW NO.: 39785-1. . . Recorded in Official Records, Orange County Hugh Nguyen, Clerk-Recorder I IIIII I I IIIIII Ill lllll lllll lllll lllll lllll lllll lllll lllll 111111111111111111 9 · 00 * $ R O O 1 0 8 0 7 2 0 5 $ * 2019000146158 1:37 pm 05/02/19 63 409 G02 2 07 825.00 825.00 0.00 0.00 3.00 0.00 0.000.000.00 0.00 THIS SPACE FOR RECORDER'S USE ONl,Y GRANT·DEED· . The-undersigned Grantor(s) declare(s) that the DOCVMENTARY TRANSFER TAX IS: $1,650.00 County ~ computed on t~e full value of the interest of property conveyed, or-· · _computed on the full value· less the value of liens or encumbrances remaining thereon at the time of sale. ~ OR transfer Is EXEMPT from tax for the followlng reason: · -The Undersigned Signature ofdeclarant or agent determining tax Firm Name · •'•'.' FOR A.VALUABLE CONSIDE~TiON, receipt of which .is hereby acknowledged, Bernardlno·o•Aquila and Lia D'Aqulla, husband and wife as joint tenants . · HEREBY GRANT(S).to 11Q 30TH STREET, LLC, a Callfomla limited liablilty company All that'real property situated In the City of Newport Beach, County of Orange, State of California, described as: All that certain real property situated ·1n the County of Orange, State of California, described as follows: THE NORTHEASTERLY 15 FEET OF ~OT 11 AND THE SOUTHWESTERLY 15 FE~T OF LOT 12 IN BLOCK 0 29 OF· NEWPORT BEACH' AS PER MAP RECORDED IN BOOK·3, PAGE 26 OF MISCELLANEOUS MAPS, IN Tl-IE CITY OF · NEWPORT BEACH, COUNTY OF ORANGE, STATE OF CALIF9RNIA. Assessor's Parcel Number: 047-083-07 · Commonly Known As: 11 O 30th Street, Newport Beach, CA 92663 . April24,2019 Bernardino D'Aqulla £8b Lia D'Aquila ~ MAIL TAX STATEMENTS AS DIRECTED ABOVE Page 1 of 2 Grant Deed dated April 24, 2019 .110 30th Street Newport Beach, CA 92663/110 30TH STREET, LLC/D'Aquila PA2019-228 A notary public C!r other officer completing this certificate verifies only the Identity of the indMdual who signed the documerit t(? which this certificate is · attached and not the truthfulness accurac or valid! of that document STATE OF CALIFORNIA who proved to me on the basis of satisfactory evidence to be e person(s) whose name(s) is/are subscrib d to the within Instrument and acknowledged to me that he/she/they executed th& same In his/her/their authorized capaclty(les), and that by his/her/their signature(s) on ttie Instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENAL TY OF PERJURY under the lai.vs of the State of California that the foregoing paragr!)ph Is true and correct. WITNESS my han~and official seal. _/ _, __ ~"'"" ~lvitNYL (SEAL) Page 2 of 2 Grant Deed dated April 24, 2019 110 30th Street Newport Beach, CA 92663/110 30TH STREET, LLC/D'Aquila PA2019-228 /£ BOE-002-A (P11 Rl:V, 13 (01-17) PRELIMINARY CHANGE OF OWNERSHIP REPORT To be complet9d by tile nn,terH (~yer) prior to transfer of subject propc11,v, In acool'dance With eeotlon 480.3 or the Aev11n1.19 51nCI nxatton Code. /It PrrJJ/mlnery Chflllge or CNJneran/p Report must be nlad with "°'1 oonvey1noe In tho County Raiorder'• offlee for the oiounl)' where thb property la looated. · FOR ASSe660R'S uee ONLY 110 30TH STREET, LLC 11821 Hlghvlaw Drive Santa Ana, CA 92706 STIU!IIT ADORill OR PMYIICALLOCA'110N OP RIAL PAOPIR'IY 110 30th Street N ort Beach CA 92883 RiVIHd by FPS 12/2017 FOR RECORDeR USE ONLY lssUiolhi IE.Wilt NllMnit 047-083-07 Sl!LLeM'RANihR&. Bemardlno O'Aqulla 1UV1~•• bAvfiM! 'lffi.i/iHONi NG.iii!R BU't'eA'8 !!MAIL AOiSRese Sengatrom29@gmall.com ( I YES Thia pro,ie,ty II lntendld a& my prinelpal r1111ldanoe, lfYES, plNA Indicate the dllhl of occupancy or ln10nd1d oooupanoy, J YES Are you ■ dlaabled wtaron or an unmarriad eurvMIIQ !lpOUM or a dl,eabled veter■n who w .. compenaated Bl 100'lf> bv the Oepartmlll'lt of Vate111na Affill111? santaAna PART 1. TRANSFER INFORMATION Please complete SI/ statements. This 11ot1on contains poaslble exclu1lon1 from reassessment for certain types of transfers. vrr NrU TIiie tranefer 18 aolely between spoueee (lddltfon or ~move/ of e •poute, death of fl a~uae, divorce aetttement, eto.). [ J ~-Thia tranarar la solely batwHn domaatlc partne111 curranlly registered with the Callfomla Secretary of State (addition or removal of a partner, death of• partner, termination settlement, etc.). . ( ] ~-Thi• Is a transfar: [ J between parent(•) and chlld(r•n) ( J from grandparent(&) and gl'f.lndchlld(ren). l J • Thie transfer 19 the reeult of a ootenant'• death, 0ate of death _________ _ [ J • Thie tranaaotlon la to replaoe a prlnolpal residence owned by • person 66 years of age or older. Within the same oounty? ( J V es I ] No 1 ; [ ] \..JA'f: This traMaotlon to replace a principal resldenoe by a person who Is aav11rely disabled as defined by Revenue and Taxation Code ~ ' ' Section 88,5. Within the eame county? [ J Yea [ J No [ J ))('G. Thie transaotlon la only a correction of the name(s) of the person(•) holding title to the pro~rty ((!),g,, • name ohflTJ(/fl upon mamege) ltYES, plene explain~--------------------------------( J ()k1t The recorded doaumant creates, terminate■, or reconveys a lender'• Interest In the property. [ J J::Kl· Thia traneacHon Is reoorded only as a requirement for ffn11nafng purposes or to create, terminate, or reconvey a security Interest (e.g., ooslo,,er). lfVES, please explain ________________________ _ [ J "'l>('"J. The recorded document substitutes a trustee of a trust, mortg11ge, or other elmllar document. [ J ..)(..!<, This is a transfer of propa,ty: 1. to/from Cl 1'6Vooable truet that may be revoked by the transferor and Is for the ben1flt of l J the traneteror, and/or [ J the tran9ferqr's spouse r J registered domestic partner. ( } ~ 2, to/from an lrrevocablt ,nm for \he benefit of the 1 [ ] creator/grantor/tnlator and/or [ J grantor's/trustor's epouse [ ] grantor'e/lruator'8 registered domestic partner. [ J ~-Ttils property la subjeot to • r■aae with the remaining leate term 38 year• or more lnoludlng written options. r ] ~ M. Thia la • transfer between parties In Whleh proportional lntereste of the transrerot(s) and tranafarH(a) In eaott and every parcel being traneferted remain exactly the ume after the transfer. [ J r.J N. This Is a ,transfer subject to eubeldlzed low-Income housing requirements with governmentally Imposed restrictions, or raatlfctlont V' "-Imposed by specified nonprofft corporation,. [ ) Mo. Thia tranafer ,. to the first purohaeer of a new building containing an active aolar ene~y syetem. ( J ri-P. Other. This transfer la to ____________________ _ •Please refer to th• lnetruotlone for Part 1, I '!•ue provlclG any other Information that will ll•IP the A'*••sor understand the nab.IN of the transfer, THIS DOCUMENT IS NOT SUBJECT TO PUBLIC INSPECTION PA2019-228 /fl SOE-602-A (P2) I\E!V. 1:, (08-17} PART 2, OTHER TRANSFER INFORMATION Check and oom/3llh a« app/Jcabh,_ A. Date of tnnater, It ointr D\an recomlng date _______________ _ B, TV~ of tranBfer ~urohaN ( J P'oreeloeure l J CJll't l J Tl'll:lc or exahange [ J Merger, etook, or panner,nrp aOQUleltion (Form BOE-100-B) ( J Contra« of 1116, Datt of contract: _______ _ I I Inheritance • Oat• of Death ____ _ l J Sala/laasebaok ( J Creation of leate [ ] Assignment of a laaae [ ] Termination or a letee. Date lease began: ____ _ Original term In years (lno/uding written options),.,_· ___ Remaining term In ye~r• (lnoludlng written options)_ l J Other. Plene explain:---------------------------------- C, Onl>-• pettlllf lntereet In the property wae tranatamid. ( l Y• I J No If YES, Indicate the peroentaga tranaf•rred: _______ % PART 3. PURCHASE! Piiiicl!'Al!IS 't!RM8 OP SALi! Check and comp,.16 at epp/loable. A Tctal purohaee price I$ L sro,oco I B. Cuh down payment or value of trade or exchange excluding ctoelng coate Amount $, _______ _ C. l=lrst d~d of truet @_'Kl inter.t __ ror years. Monthly paym•nt s _______ Amount 1 _______ _ [ J FHA(_ 01eooun1 Point•) [ J Cal-Vet [ I VA(_ Discount Pointe) r J Fl)(e<i race . [ ] Variable rat• r l Bank/Savlnge & LOfln/Credlt Union [ J Loan carried by HIier ( ] Balloon payment•-----Dua data: ____ _ C>. Second deed of trust@_% lnteroat for __ years. Monthly payment S _____ Amount$ _______ _ r J Fixed Rate I J Variable rate [ J 8ank/Savlr,aa & Loan/Credit Union [ J Loan carried by eeller [ ] Balloon payment•-----Due date: ____ _ e. W• an Improvement Bond or other publlo flnano1ng aMumeCI by the buyer? [ J YES [ ] NO Outata~lna balance S _______ _ F. Amount, If any, or real eetate commlHlon 1aes paid by the bUyer which are not tnolUded In tt,e puroheae price $ ______ _ G. The property wa, purohaeecl: [ J Through a real eetate broker. Broker name:_::_~. ______ )hone number: _ _.....,...._ __ 'Ip(' Direct rrom eeller [ J From a family mamber-Relatlonshlp ________ __ ( )Other, Pleanexplaln: ---------------------------------- H. Please explaln any apeclal terms, eellar conceeelone, broker/agent feee waived, flnanolng, and any other Information (e.g., buyer ... umed the t>Cletlng loan balance) !hat would ... ret the Aeeeeeor In the valuaHon of your prOl)erty. PART 4, PROPERTY INPORMATION A Type of property transferred { J s1,_-,1e-ramlly reelclence .,., K,Multlple-famlly residence. Number of unite:~ ( J Other. Desortptlon: (1.•-, timber, mineral, water rlghte, eto.) [ J oo-op(OWn-your.own rrrConaomlnlum I ) Timeshare [ J Manufactured home [ I Unimproved lot [ l Commerolal/lnduatrlal e. ( J YES rp(No Pel'80nal/buslness property, or Incentives, provided by seller to buyer are Included In the purchase price. E>camples of personal property are furniture, fr.lrm equipment, m&Ohlnery, eto. Example& of lnoentlvea are club membtfhlpa, eto. Attach ltst if avallable. If YES, anttr Iha val1.1e of the peraonaVbuelnesa property •--------lncentlvte $ ______ _ c. [ J YES ~o A. manufactured home la lnolUded In the purohaaa pnoe, It VES, entflr tM value attributed to the manufactured home, $ _______ _ [ J YES c.,: NO The ~nuraotured home le eubJeot to local property tax. If NO, enter deoal number: _______ _ 0, ~ES r' J NO Tha property produc• rental or other Income. If YES, the Income le from: ~aae/rent [ ] Contract [ J Mineral rights [ J other: ________________ _ e. The oondlllon or the property at the time of sale was: [ J Good [ J Average ,< Fair r 1 · Poor , Please detqcjQ.t; CERTIFICATION I CfJltlfy (or decla/8) that the foregoing and •II lnfonnetton hereon, lnoludlno any aaoompsnylng .rt11te,hentt or doournent.t, l:t tlW and correct to the o kno belief. · CCAPORAT& CFFIO■R (l'I.IAGI OATI TITU:! Trustee IIMAIL ADDRHII sengattom29@grnall.com PA2019-228 TRF:\SURER-TAX Cc)U,E{'TOR \!UST POPULAR ,,,r.,p'-1t'( 1J1( 1,·r,.-n,1:-t•i-,: f.l:iCAL YEAH ;ot!).~•Q.,;\J l" ,.~ ,/,, f •' 1· .; r,r-: ir P ,) !,1 il,1a',.,.;1: :1..1,<:clfl,c, PrOP<l'fY lnn.lfwn ·:.iAR;1t,:Art..' F ,ri.t ln~f.lllm«ml Se-c.onu ln!l.t..):llmrfll 'J47..:83-G7 110 JOTH :.r f;ul~lf,;,cn~ ~.iyrn12nt St.1tu l. Ue.1dltne U11f),'20HI ,-.or PA1t1 $.J ll,tj -l.; ;)J /fJt\ -~ '.! $i 'J!H,.at. 1\,11 .~,ii rt.•f:t;l'I>.: ':.d!OL! r.h.lY 1:1L.:1.Ht ror y:J11r tr,illt,.,;t i•s'•11, I ta, ,,>;, OrJNU Ii)~ IS CUf-H/1:N i f,:,, Oi· TODAY-,, i.J,\f~, _:,,,,L[-.•.:[i_1'f. .J,)J ;'ll;..i. ',,.,) 1•!, (J•l/l:.J;;_,1,J ,.;;(t:i:._'•,~, ,'t;·.,'.'lr;'.' '\"' ,,•:r,·,, ... '/•,)! ., :·1, ·,' 1,1,·.>A -~.(11,'fl"f·;:.,.ri l'IP1(.''',, -J"t)'~'lJ tY 1f:;i:u~-:.' ,'.•'"Y f'> :•,e: ,: 1 • ·,Ft, \:':I,:n,:;,1c ::-1l l :4 tlJ-1 :·-11 1 ,:;,, ly' :0 ,"'If!", 1r.l:J" t:, ,._rr::, • ~-:Ir! i .. ,, J ,,_,. n-:• r.t' r:l'.:::J \J ... ~-Jc •. ,-·•:i,· ') '; , ~·1: ~ ,,..,,{I Cf ,1ff}tJ ,,• :~ f :i· The 3rnouf'I aOO•.ie tept"tt":.erils lne amoJm r;ve tor the-curren! fax year or·y ar,d inc.11..de:; onv co;Ti,r:tiou') panfl:ltt:,, anc r~~~ •1r.r r1"t:J,er11:10 ,,: yoi..r '-''rg·nnl t,1x bill. You 111Jy ~o back tv Uic prct1ou5, page 'or ony pnc 1 )C!lr 11,fwm.itwn. r ur an;· 4ut.:.l.un.., plcJJt: ca:1 JS at Ir 1,1103 ➔-J ... 1 ~ nrs~r.danfllmAtlt'J' ,... -·• • .~· .. NtMt1en9a.rri.and5n.m. P.lymcf1t St.:,nmary ln-"'f.llltment1a fu~., J"!".lallrnc:,\I Scc.cru:J !nstRl/menl Total Amr P11d A:,:..no'IIC'd V&lu~t. ,.in:J [.,w111plrnn1 fJoc'lptlOll l A.nC M ,,t!tol •<1gtll6 11ri.,,HJ\~tr,1mt~ Pt,,r.011a1 Properly lJP~er-$ l,.;,?JI \-Jlt.1;,;,.., 0.JfO PJld h1JIV,1fut f,1)1. ConsoJldallon 011 SfJt:Ured Property Ta~ Bili \613.701 SC ;)blJ.Hti:1 5,, $674,5?5 so uo $0.CfJ to ou PA2019-228 -· 30TH STREET - SITE PLAN OCTOBER 2019 SITE ADDRESS SHEET 1 OF 1 ----~--~'---~~ ' 10 20) 6 6 <I \9.91; • • 4 10,10 ' ,1 FS ' ~ 110 30TH STREET NEWPORT BEACH, CA 92663 (APN; 047-083-07) ., (10.60)TC "(10.50)TC 10.07 fl . 10.~ FL 6 ~:~ @@ ~I~ □ lo [?t[? @:@ c:;) : c:;) d'~ @:~ 0 <1 ...'. SIDEWA PROPERTY N5S 038'47" EXI1STING BUIILDING ., <J WALL 0.67) POR. OF LOT 11 & 12 BLOCK29 NEWPORT BEACH M.M. 3/26 --,.--- THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, AND DESCRIBED AS FOLLOWS: THE NORTHEASTERLY 15 FEET OF LOT 11 AND THE SOUTHWESTERLY 15 FEET OF LOT 12 IN BLOCK 29 OF NEWPORT BEACH, IN THE CITY OF NEWPORT BEACH, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON A MAP RECORDED IN BOOK 3, PAGE 26 OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA. EXCEPTING A STRIP 5 FEET WIDE AT REAR OF SAID LOT, "RESERVED FOR THE PURPOSE OF WIDENING ALLEY", AS RECITED IN THE DEED FROM ROBERT MITCHELL AND URSULA MITCHELL, HIS WIFE, RECORDED MAY 11, 1904, IN BOOK 105, PAGE 232 OF DEEDS. OWNER/DEVELOPER: 110 30TH STREET, LLC A CALIFORNIA LIMITED LIABILITY COMPANY ✓ / SCALE= 1" = 16' PREPARED BY: A R. H. ~ 10/25/2019 ~CRAFT, P.L.S. 8516 DATE LICENSE EXPIRES 12/31/20 JN: 19019 ~ LAND •mw•ri,e-<....; ;) INC. C:::-..~ .... ::--_.. HUNTINGTON BEACH, CALIF"CRNIA 92646 PHCNE:(71 4)488·5 □□6 F"AX:(71 4)333•4440 APEXLSINC@GMAIL.CCM PA2019-228 Payer: Address: Phone#: County of Orange OC Public Works Paul Craft 20422 Beach Blvd, #225 Huntington Beach, CA 92948 (714) 488-5006 Receipt #: R1974822 Posted: 10/24/2019 10: 17 AM Payer Application Summary County Service Center 601 N. Ross Street P.O. Box 4048 Santa Ana, CA 92702-4048 Operator: System User Application Number: SVP1900087 Job Address: I IO 30TH ST, NEWPORT BEACH Legal: Form Subtype: Parcel Map Number Request Applicant: Address: Phone#: Accumulative Application Charges Fee Item 5107 Description Parcel Map Number Issuance Total Application Charges Payment Coding $138.00 40008040059107380F223EF34016 $138.00 Current Application Charges Fee Item 5107 Type Credit Card Description Parcel Map Number Issuance Total Application Charges Amount Account $138.00 Printed: 10!2412019 10:20 AM Charges Coding $138.00 40008040059107380F223EF34016 $138.00 Payment Notation MasterCard-2516- Total Paid $138.00 Notation The fees, deposits, dedications, reservations or other exactions imposed by this development approval must be protested, if at all, within the 90 day-approval period imposed by Government Code section 66020. PA2019-228 Printed: 10/24/2019 10:20 AM County of Orange OC Public Works Receipt#: Rl974822 Posted: 10/24/2019 10:17 AM County Service Center 601 N. Ross Street P.O. Box 4048 Santa Ana, CA 92702-4048 Operator: System User The fees, deposits, dedications, reseivations or other exactions imposed by this development approval must be protested, if at all, within the 90 day-approval period imposed by Government Code section 66020. PA2019-228 Town & Countzy Escrow Corp. 391 North Main Street, Suite 112 Corona, CA 92880 Attention: Pam Walker California Title Company 28202 Cabot Road, Suite 625 Laguna Niguel, CA 92677 949-582-8709 PRELIMINARY REPORT Your no.: Order No. 420-1994980-12 Property address: 23711 Colima Bay, Dana Point, CA 92629 Order no.: 39787-1 420-1994980-12 Dated: March 7, 2019 In response to the above referenced application for a policy of title insurance, California Title Company hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a Policy or Policies of Title Insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an Exception below or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations of said Policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Exhibit B attached. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitations on Covered Risks applicable to the CL TA and ALT A Homeowner' s Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Exhibit B. Copies of the policy forms should be read. They are available from the office which issued this report. Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Exhibit B of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters, which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as the condition of title and may not list all liens, defects, and encumbrances affecting title to the land. This report ( and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a Binder or Commitment should be requested. Dated as ofFebruary 28, 2019 at 7:30 AM Page 1 Manny Manuel, Title Officer Ph: 949-582-8709 Email: mannym@caltitle.com PA2019-228 Order No. 420-1994980-12 The form of policy of title insurance contemplated by this report is: A.L.T.A Homeowner's Policy (2/03/10) and A.LT.A. Loan Policy (06-17-06) See attached disclosure. Schedule "A" The estate or interest in the land hereinafter described or referred to covered by this report is: A fee, as to parcel(s) 1; an easement, as to parcel(s) 2. Title to said estate or interest at the date hereof is vested in: Gary A. Glaviano and Dana L. Glaviano, Trustees of the Gary and Dana Glaviano Family Living Trust dated July 3, 2014 The land referred to in this report is situated in the City of Dana Point, the County of Orange, State of California, and is described as follows: Parcel 1: Lot 16 of Tract No. 8038, as per map recorded in Book 316, Pages 26 and 27 of Miscellaneous Maps, in the office of the County Recorder of said County. Except all oil, gas and other hydrocarbon substances in and under said land but with no right to use the surface or subsurface area of said land to the depth of 500 feet measured from said surface as reserved in various deeds ofrecord. Parcel 2: A non-exclusive easement for the purposes set forth in and over the land described in Paragraph 4 of the Supplementary Declaration of Covenants, Conditions and Restrictions recorded January 26, 1973 in Book 10529, Page 358, Official Records of Orange County, California. Assessor's Parcel Numbers(s): 672-041-20 Page2 PA2019-228 Order No. 420-1994980-12 Schedule "B" At the date hereof exceptions to coverage in addition to the printed exceptions and exclusions contained in said policy form would be as follows: General and Special taxes for the fiscal year 2019-2020, including any assessments collected with taxes. A lien not yet payable. First installment due and payable 11/01/2019. delinquent if not paid by 12/10/2019 Second installment due and payable 02/01/2020, delinquent if not paid by 04/10/2020 2 General and Special taxes for the fiscal year 2018-2019, including any assessments collected with current taxes. Total amount $11,387.24 I st installment $5,693.62, Paid Penalty $569.36 ( after 12/10/2018) 2nd installment $5,693.62, Open Penalty $592.36 (after 04/10/2019) Code area 28-026 -City of Dana Point Parcel No. 672-041-20 Exemption $7,000.00 3 The Lien of future supplemental taxes, if any, assessed pursuant to the provisions of section 75, et seq of the revenue and taxation code of the state of California 4 Covenants, conditions and restrictions in an instrument recorded I 2 01 1969, in Boob. 9 l 53, Page 259. Official Records, which provide that a violation thereof shall not defeat or render invalid the lien of any mortgage or Deed of Trust made in good faith and for value, but omitting any covenants or restrictions, if any, based upon race, color, religion, sex, handicap, familial status, or national origin unless and only to the extent that said covenant (a) is exempt under chapter 42, section 3604 of the United States code or (b) relates to handicap but does not discriminate against handicapped persons. 5 6 "NOTE: section 12955 of the government code provide the following: if this document contains any restriction based orrace, color, religion, sex, familial status, marital status, disability, national origin, or ancestry, that restriction violates state and federal fair housing laws and is void, and may be removed pursuant to Section 12955 of the government code. Lawful restriction under state and federal law on the age of occupants in senior housing for older persons shall not be construed as restriction based on familial status." An instrument declaring a modification thereof was recorded 06/11/1970, in Book 9114, Page 'i7), Official Records An instrument declaring a modification thereof was recorded 06/14/1974, in Book I) 171, Pai,w 1453, Official Records An instrument declaring a modification thereof was recorded 06/14/1974, in Book 111 71, Page l " 18, Official Records An instrument declaring a modification thereof was recorded O 1/29/ l 990, as Instrument No. I 990-51102, Official Records A Deed of Trust to secure the indebtedness of Amount: $820,000.00 Trustor: Gary Glaviano and Dana Glaviano, husband and wife as community property with Trustee: Beneficiary: Dated: Recorded: right of survivorship Title365 Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Nations Direct Mortgage, LLC, a Limited Liability Company, and its successors and assigns. 02/14/2013 02/25/2013, as Instrument No. 2013-113333 of Official Records The requirement that we be furnished a copy of the Gary and Dana Glaviano Family Living Trust dated July 3, 2014 Trust and any amendments thereto. A certification of said trust "may be" acceptable if made pursuant to probate code section 18100.5 and qualified as a trust under section 82 of probate code. Page 3 PA2019-228 Order No. 420-1994980-12 7 Any assessments due the current managing Association(s). 8 The effect of documents, proceedings, liens, decrees or other matters which do not specifically describe said land, but which, if any do exist, may affect the title or impose liens or encumbrances thereon. The name search necessary to ascertain the existence of such matters has not been completed and will require a statement of information from all parties involved in this transaction. End of Schedule B Page4 PA2019-228 Order No. 420-1994980-12 "NOTES AND REQUIREMENTS SECTION" CALIFORNIA TITLE COMPANY NOTENO.1 AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE STATEMENT NOTICE This is to give you notice that Orange Coast Title Company is a shareholder in California Title Company and Orange Coast Title Company owns an interest in Real Advantage Title Insurance Company. This underwriter may be chosen by California Title Company and this referral may provide Orange Coast Title Company a financial or other benefit. You are NOT required to use the listed provider as a condition for settlement of your loan or purchase, sale or refinance of the subject property and you have the opportunity to select any of the California Title Company title insurance underwriters for your transaction. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES Notes section continued on next page ... Page 5 PA2019-228 Order No. 420-1994980-12 NOTEN0,2 California Revenue and Taxation Code Section 18662, effective January 1, 1994 and by amendment effective January l, 2003, provides that the buyer in all sales of California Real Estate may be required to withhold 3 and 1/3% of the total sales price as California State Income Tax, subject to the various provisions of the law as therein contained. NQTE NQ 3 PAYOFF INFORMATION: Note: this company does require current beneficiary demands prior to closing. If the demand is expired and a correct demand cannot be obtained, our requirements will be as follows: A. If this company accepts a verbal update on the demand, we may hold an amount equal to one monthly mortgage payment. The amount of this hold will be over and above the verbal hold the lender may have stipulated. B. If this company cannot obtain a verbal update on the demand, will either pay off the expired demand or wait for the amended demand, at the discretion of the escrow. C. In the event that a payoff is being made to a servicing agent for the beneficiary, this company will require a complete copy of the servicing agreement prior to close. NOTEN0,4 If this company is requested to disburse funds in connection with this transaction, chapter 598, statutes of 1989 mandates hold periods for checks deposited to escrow or sub-escrow accounts. The mandatory hold is one business day after the day deposited. Other checks require a hold period from three to seven business days after the day deposited. Notice Regarding Your Deposit of Funds California Insurance Code Sections 12413 et. Seq. Regulates the disbursement of escrow and sub-escrow funds by title companies. The law requires that funds be deposited in the title company escrow and sub-escrow accounts and be available for withdrawal prior to disbursement. Funds deposited with the Company by wire transfer may be disbursed upon receipt. Funds deposited with the Company via cashier's checks drawn on a California based bank may be disbursed the next business day after the day of deposit. If funds are deposited with by other methods, recording or disbursement may be delayed. All escrow and sub-escrow funds received by the Company will be deposited with other funds in one or more non-interest bearing escrow accounts of the Company in a financial institution selected by the Company. The Company and/or its parent company may receive certain direct or indirect benefits from the financial institution by reason of the deposit of such funds or the maintenance of such accounts with the financial institution, and the Company shall have no obligation to account to the depositing party in any manner for the value of, or to pay such party, any benefit received by the Company and/or its parent Company. Those benefits may include, without limitation, credits allowed by such financial institution on loans to the Company and/or its parent company and earnings on investments made on the proceeds of such loans, accounting, reporting and other services and products of such financial institution. Such benefits shall be deemed additional compensation of the Company for its services in connection with the escrow or sub-escrow. Note No, 5: The premium for the requested title work shall be split between the agent and underwriter 90%-10%. Page6 PA2019-228 () Attention: Borrower: Martin Lenders supplemental report California Title Company 28202 Cabot Road, Suite 625 Laguna Niguel, CA 92677 949-582-8709 Order No. 420-1994980-12 The above numbered report (including any supplements or amendments thereto) is hereby modified and/or supplemented in order to reflect the following additional items relating to the issuance of an American Land Title Association loan policy form as follows: A. This report is preparatory to this issuance of an American Land Title Association loan policy of title insurance. This report discloses nothing, which would preclude the issuance of said American land title association loan policy of title insurance with endorsement no. 100 attached thereto. B. The improvements on said land are designated as: A single family dwelling (Planned Unit Development) 2371 I Colima Bay, in the City of Dana Point, County of Orange, State of California. C. Our search of the public records revealed conveyance(s) affecting said land recorded within 24 months of the date of this report are as follows: None. Page 7 PA2019-228 Order No. 420-1994980-12 Attention Please note that this preliminary report now has an extra copy of the legal description on a separate sheet of paper. There are no markings on the page. The idea is to provide you with a legal description that can be attached to other documents as needed. Thatlegal description page immediately follows this page. Thank you for your support of California Title Company. We hope that this makes your job a little easier. Page 8 PA2019-228 Order No. 420-1994980-12 Exhibit "A" Parcel 1: Lot 16 of Tract No. 8038, as per map recorded in Book 316, Pages 26 and 27 of Miscellaneous Maps, in the office of the County Recorder of said County. Except all oil, gas and other hydrocarbon substances in and under said land but with no right to use the surface or subsurface area of said land to the depth of 500 feet measured from said surface as reserved in various deeds of record. Parcel 2: A non-exclusive easement for the purposes set forth in and over the land described in Paragraph 4 of the Supplementary Declaration of Covenants, Conditions and Restrictions recorded January 26, 1973 in Book 10529, Page 358, Official Records of Orange County, California. Page 9 PA2019-228 Order No. 420-1994980-12 CLTA Preliminary Report Form-Exhibit B (06-03-11) CLTA STANDARD COVERAGE POLICY-1990 EXCLUSIONS FROM COVERAGE The followins matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: I. (a) Any law, ordinance or sovernmentol rcgulotion (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (i) the occupancy, use, ,or enjoyment of the land: (ii) the character, dimensions or location of any im~rovcmonl now or horooftor oroctcil on the land, (ih) a separation In ownership or a change in the dimensions or area of the land or any_parcel of wnich die load i, oiwa, a part; or (iv) environmental protection, or the effect of any violation of these Jaws, ordinanoos or governmental re~lations1 except to the extent that a notice of the enforcement thereoror a notice of a defect. Hen, or encumbrance resulting from a violation or alleged violotion affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, excopl to tho oxtont thala notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violotion ofl'eoting the land ha, been recorded in the public records at Date of Poltcy. 2. Rishts of eminent domoin unloss notice of the e,ercise thereof has been recorded in the public records at Date of Policy, but not exeludins from coverage ony taking which ha, occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledg_e. 3. Defoct,, lien•. encumbrnnces, adverse claims or other maners: (a) whether or not recorded in the eublic records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public record, at Date of Policy, but known to the insured claimant antl not disclosed in writing to the Company br the insured claimant pnor to the oote the insured claimant became an insured under this policy; (c) resulting m no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Poficy; or (e) resultmg in loss or damage which would not have been sustained if the insured claimant had paid value for tho insured mortg"I!• or for the estate or interest insured by this policy. 4. Unenforceability of the lien oftlie msured mort,sage because of the inability or failure of the insured at Date of Policy, or the inability or failure ofany subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land 1s situated. 5. Invalidity or unenforceability of the lien of the insured mongage, or claim thereof, which arises out of the transaction evidenced by the insured mongage and is based upon usury or any consumer credit protection or truth in lending faw 6. Any claim, which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation offederal bankruptcy, state insolvency or similar creditors• rights laws. EXCEPTIONS FROM COVERAGE -SCHEDULE B, PART I This policy does not insure against loss or damage (and the Company will not Jl:ay costs, attorneys' fees or expenses) which arise by reason of: I. Taxes or assessments which are not shown as existlng liens by the records of any taxmg authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings whether or not shown by the records of such agency or by the public records. 2. Any facts, rishts, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof. 3. Easements, hens or encumbrances, or claims thereof, which are not shown by the public records. 4. Discrepancies, conflicts in boundary lines, shonage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof, (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6. Any lien or right to a lien for services, labor or material not shown by the public records. CLTA/ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (02/03/10) EXCLUSIONS In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: I. Governmental police power, and the existence or violation of those portions of any law or government regulation concerning: a.building, b. zoning, c.land used. improvements on the Land, e.land division; and ,f. environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27. 2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not limit the coverage described in Covered Risk 14 or 15. 3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17. 4. Risks: a. that are created, allowed, or agreed to by You, whether or not they recorded in the Public Records; b. that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date; c. that result in no loss to You; or d. that first occur after the Policy Date-this does not limit the coverage described in Covered Risk 7, 8.e, 25, 26, 27, or 28. 5. Failure to pay value for Your Title. 6. Lack of a right: a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and b. in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 21. 7. The transfer of the Title to You is invalid as a referential transfer or as a fraudulent transfer or conve ance under federal bankru tc state insolvenc or similar creditors' ri hts laws. LIMITATIONS ON COVERED RISKS our msurance or e o owing over s s 1s 1m1t on t e wner s overage tatement as o ows: • For Covered Risk 16, 18, 19, and 21 Your Deductible Amount end Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: YrnlT Dedamtible Amrnmt Our Maximum Donar I imit ofl iahUity Covered Risk 16: 1 % of Policy Amount shown in Schedule A or$ 2,500 (whichever is less) $10,000 Covered Risk 18: 1 % of Policy Amount shown in Schedule A or$ 5,000 (whichever is less) $ 25,000 Covered Risk 19: 1 % of Policy Amount shown in Schedule A or$ 5,000 (whichever is less) $ 25,000 Covered Risk 21: 1 % of Policy Amount shown in Schedule A or$ 2,500 (whichever Is less) $ 5,000 ALTA RESIDENTIAL TITLE INSURANCE POLICY (6-1-87) EXCLUSIONS In addition to the Exceptions in Schedule B, you are not insured against loss, COSIS, attorney~ fees, and expenses resulting from: I. Governmental police power, and the existence or violation of any law or government regulation. This includes building and zonin11 ordinances and also laws and regulations concerning: • land use • improvements on the land • lend division 'environmental protoction. This exclusion does not apply to violations or the enforcement of these matters wliich appear in the public records at Policy Date. This exclusion does not limit the zoning coverage described in Items 12 and 13 of Covered Title Risks. 2. The right to take the land by condemning it, unless: •a notice of exercising the right appears in the public records •on the Policy Date 'the taking happened prior to the Policy Date and is binding on you if you bought the land without knowing of the talcing 3. Title Risks: •that arc et'OQtod, allowod\ or cigrcGd to by )'.OU •that arc known m you, but not to us, on the POiicy Date -unless they appeared in the public records *that result in no loss to you •that first affect your title after the Policy Date -this does not limit the abor and material lien coverage in Item 8 of Covered Title Risks 4. Failure to pay value for your tide. 5. Laci< of a right: •to any land outside the area specifically described and referred to in Item 3 of Schedule A OR 'in streets, alleys, or waterways that touch your land. This exclusion does not limit the access coverage in Item 5 of Covered Title Risks. 2006 ALTA LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: I. (a) Any law, ordinance or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting or relating to (i) the occuponcy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection~ or the effect of any violation of these laws, ordinances or governmental regulations. This Exclusion l(a) does not modify or limit the coverage provided under Covered Risk 5. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims or other matters:(a)created, suffered, assumed or agreed to by the Insured Claimant; (b)not known to the Company, not recorded in the public records at Date of Policy, but known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damoge to the Insured Claimant; (d) anaehing or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 13 or 14);or(e) resulting in loss or damage that would not have been sustained if the Insured Claimont had paid value for the Insured Mongage. 4. Unenforceability of the lien of the Insured Mongage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state in which the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or eny consumer credit protection or truth in lending law. 6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy. 7. Any lien on the Tide for real estate taxes or assessments imposed by governmental authority and created or anaching between Date of Policy and the date of recording of the Insured Mongage in the Public Reoords. This Exclusion does not modify or limit the coverage provided under Covered Risk I l(b): EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) that arise by reason of: I .(a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2.Any facts, rights, interests or elaims which are not shown by the Public Records but !hot could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3.Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4.Any encroachment, encumbrance, violation, variation. or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5.(a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor or material not shown by the public records. 2006 ALTA OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: I. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, reguloting, prohibiting or relating to: (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (IV) environmental protection; or the effect of any violation of these laws, ordinances, or governmental Page 10 PA2019-228 Order No. 420-1994980-12 regulations. This Exclusion l(a} does not modify or limit the coverage provided under Covered Risk S. (b} Any governmental police power. This Exclusion J(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defeots, liens, encumbrances, adverse claims, or other matters: (a) created, suffered, assumed. or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy;(c) resulting in no loss or damage to the Insured Claimant; (d} attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and 10); or (e) resulting in loss or damage that would not have been ,ustained if the Insured Claimant had paid volue for the Title. 4. Any claim, by reason of the operation of federal b«nkruptQ)'1 otato immlvc;m;y, or similar creditors· rights laws, that the trantaction veating the Title as shown in Schedule A1 i5 (a.) a fraudulent conveyance or fraudulent transfer; or (b) a preferential transfer for any reaoon not stoted in Coverod Ri,k 9 of this policy. S Any lien on the Title forreal estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recordins of the deed or other in,trument of transfer in the Public Records that vests Title a, shown in Schedule A. The above policy form m•y be iDAued to afford oilhor Slondord Cov•mg• or Extondcd Coverage. In addition to the above Bxcluslons from Coverage, the !;xception, from Coverage in a Standard Coverage policy will al,o include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage (and the Company will not pay costs, attorneys· fees or expenses) that arise by reason of: I. (a} Taxes or assessments that are not shown as existing liens by the records of any ta,cing authority that levies 18Jces or assessments on real property or by the Public Records; (b) proceedings by a public agency that may resultin taxes or assessments, or notices of such proceedings, whether ornot shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspeotion of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4. Any encroachmen~ encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and that are not shown by the Public Records. S. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c} water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor or material not shown by the public records. ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (07-26-10) EXCLUSIONS FROM COVERAGE The following matters are expres~y excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys fees or expenses which arise by reason of: I. (a) Any law. ordinance, permi~ or governmental regulation (including but not limited to building and zoning) restricting, regulating, prohibiting or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions or location of any improvement erected on the Land; (iii) the subdivision of the land; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations This Exclusion J(a) does not modify or limit the coverage provided under Covered Risks 5, 6, IJ(c), 13(d), 14. and 16.(b) Any governmental police power. This Exclusion l(b)does not modify or limit the coverage provided under Covered Risks 5, 6, IJ(c), 13(b), 14, and 16. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defeots, liens, encumbrances, adverse claims or other mattera (a) created, suffered, assumed or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant priorto the date the Insured Claimant became an Insured under this policy;(c) resulting in no loss or damage to the Insured Claimant;(d) aneching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risks I I, 16, 17, 18, 19, 20, 21, 22, 23, 24, 27 or 26); or(e}resulting in toss or damage which would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of the Insured to comply with applicable doing-business laws of the state in which the Land is situated. S. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usuiy, or any consumer credit protection or truth in lending law. This Exclusion does not modify or limit the coverage provided in Covered Risk 26. 6. Any claim of invalidity, unenforccability or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy. This Exclusion does not modify or limit the coverage provided in Covered Risk I I. 7. Any lien on the Title for real estate taxes or assessments imposed by govemmentol authority and created or attaching subsequent to Date of Policy in accordance with applicable building codes. This Exclusion does not modify or limit the coverage provided in Covered Risk S or 6. 8. The failure of the residential structure, or any portion of i~ to have been constructed before, on or after Date of Policy in accordance with applicable building codes. This Exclusion does not modify or limit the coverage provided in Covered Risk S or 6. 9. Any claim, by reason of the operation offederal bankruptcy, state insolvency, or similar creditors rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 27(b} of this policy. Page 11 PA2019-228 Order No. 420-1994980-12 California Title Company PRIVACY POLICY We Are Committed to Safeguarding Customer Information In order to better serve your needs now and in the future, we may ask you to provide us with certain information. We understand that you may be concerned about what we will do with such information -particularly an)' personal or f'mancial information. We agree that you have a right to know how we will utilize the personal information that you provide to us. Therefore, we have adopted this Privacy Policy to govern the use and handling of your personal information. Applicability This Privacy Policy governs our use of the information which you provide to us. It does not govern the manner in which we may use information we have obtained from any other source, such as information obtained from a public record or from another person or entity. Types of Information Depending upon which of our services you are utilizing, the types of nonpublic personal information that we may collect include: • • • • Information we receive from you on applications, forms and in other communications to us, whether in writing, iiperson, by telephone or any other means. Information we receive from providers of services to us, such as appraisers, appraisal management companies, real estate agents and brokers and insurance agencies (this may include the appraised value, purchase price and other details about die property that is the subject of your transaction with us). Information about your transactions with us, our Affiliated Companies, or others; and Information we receive from a consumer reporting agency . Use of Information We request information from you for our own legitimate business p~oses and not for benefit of any nonaffiliated party. Therefore, we will not release your information to nonaffiliated parties except: (I) as necessary for us to provide the product or service you have requested of us; or (2) as permitted by law. We may, however, store such information indefmitely, including the period after which any customer relationship has ceased. Such information may be used for any internal purpose, such as quality control efforts or customer analysis. Former Customers Even if you are no longer our customer, our Privacy Policy will continue to apply to you. Confidentiality and Security We will use our best efforts to ensure that no unauthorized parties have access to any of your information. We restrict access to nonpublic personal information about you to those individuals and entities who need to know that information to provide products or services to you. We will use our best efforts to train and oversee our employees and agents to ensure that your mformat10n will be handled responsibly and in accordance with this Privacy Policy. We currently maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Other Important Information We reserve the right to modify or supplement this Privacy Policy at any time. If our Privacy Policy changes, we will provide the new Privacy Policy betore the new policy becomes effective. Page 12 PA2019-228 Order No. 420-1994980-12 California Title Company 28202 Cabot Road, Suite 625 Laguna Niguel, CA 92677 949-582-8709 DECLARATION OF OCCUPANCY (Loan Transaction) The undersigned,-------------------------------~ (owner's name) depose(s) and say(s) as follows: 1. The undersigned is/are the owner(s) of certain real property situated in the City of Dana Point, County of Orange and State of California, commonly known as 23711 Colima Bay, herein referred to as "Property": 2. The undersigned is/are obtaining a loan from ____________________ _ to be secured by a Deed of Trust against the Property, which is the subject of this transaction. 3. The undersigned currently occupy the Property as the undersigned's principal address, and intend to continue to occupy the same as the undersigned's principal residence following the close of this transaction. 4. The undersigned understand(s) that California Title Company is relying on this information in calculating the recording fees for all real estate instruments, papers, and notices recorded in connection with this transaction in accordance with California Government Code § 2 7 3 88.1 ( a)(2). 5. The undersigned agree(s) to indemnify and hold California Title Company harmless from and against, and to pay any additional recording fees and/or penalties arising out of, or in connection with, the inaccuracy of the information set forth herein. The undersigned declare( s) under penalty of perjury under the laws of the State of California that the foregoing is true and correct, and that this Declaration was executed on-----~ at _________ _., By: By: Name: Name: Page 13 PA2019-228 I (We) Order No. 420-1994980-12 CERTIFICATION OF TRUST PURSUANT TO CALIFORNIA PROBATE CODE SECTION 18100.5 , trustee(s) confirm the following facts: 1. The _______________________ (Name of Trust) is currently in existence and was created on (Date of Creation of Trust), 2. The Trust was amended on (or enter "No Amendments") 3. The settler(s) of the trust are as follows: __________________ _ 4. The currently acting trustee(s) of the trust is (are): 5. The power of the trustee(s) includes: (a) The powers to self, convey and exchange [ ] YES [ ] NO (check one) (b) The powers to borrow money and encumber the trust property with a deed of trust or mortgage [ ] YES [ ] NO (check one) 6. The trust is: (check the applicable box) (a) revocable [ ]; (b) irrevocable [ ] and the following party (ies), if any, is (are) identified as having the power to revoke the trust: 7. The trust: (check the applicable box) (a) does have multiple trustees [ ]; (b) does not have multiple trustees [ ]; If the trust has multiple trustees, the signatures of all the trustees or of any _____ of the trustees is required to exercise the powers of the trust. 8. The trust identification number is as follows: ________ (Social Security No./Employee ID) 9. Title to trust assets shall be taken in the following fashion: The undersigned trustee(s) hereby declare(s) that the trust has not been revoked, modified, or amended in any manner, which would cause the representations, contained herein to be incorrect. The certification is being signed by all currently acting trustee(s) and is being executed in conformity with the provision of California Probate Code Section 18100.5, Chapter 530, Statutes of 1993. Document Date: __________ _ by: ____________ _ by: ____________ _ A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy or validity of that document. Page 14 State of California } County of______ S.S. On ___________ __, before me, ___________________ __, personally appeared ______________________________ _ who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity (ies), and that by his/her/their signature(s) on the instrument the person(s) or the entity upon behalf of which the person(s) acted, executed this instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. WITNESS MY HAND and OFFICIAL SEAL Signature: __________ _ (Notary Seal) PA2019-228 Order No. 420-1994980-12 STATEMENT OF FACTS CONFIDENTIAL INFORMATION FOR YOUR PROTECTION This statement is to be signed personally by each party to the transaction and by both husband and wife, or domestic partner before title insurance can be written. When filled in completely it will serve to establish identity, eliminate matters affecting persons of similar name, protect you against forgeries, and speed the completion of your transaction. MYFULLNAME (First, Middle, Last) _______________ .Date of Birth: ______ _ Business Ph: _________ Home Ph: _________ Birthplace: __________ _ SS# ______ _,Driver's License No. ______ Expiration Date ____ State Issued _____ _ I have lived continuously in the USA since: _________________________ _ Full name of spouse/domestic partner: (First, Middle, Last) __________________ _ Spouse/domestic partner's Birthplace: ______________ Date of Birth: ________ _ Spouse/domestic partner's SS# I have lived continuously in the USA since: _____ _ We were married/legally joined on : at _____________ _ Spouse/domestic partner's maiden name: RESIDENCES & OCCUPATIONS DURING PAST IO YEARS Street _________________ City ________ From _____ to ___ _ Street City From to ___ _ Street City From to ___ _ OCCUPATIONS (Husband/Domestic partner) Firm Name: _________________ Location: _______ _ (Wife/Domestic partner) Any Former Marriages ( check one item - fill in date & place) Firm Name: Location: _______ _ Firm Name: Location: _______ _ Firm Name: Location: _______ _ Firm Name: Location: (If no former marriage/union, write --none" Otherwise complete the following) Name of former wife/domestic partner: ___________________________ _ Deceased: __ Divorced: __ Interlocutory: __ Final: __ When: ____ Where: ________ _ Name of former husband/domestic partner: __________________________ _ Deceased: Divorced: Interlocutory: Final: When: Where: There are no leases, defects, encumbrances, adverse claims, or other matters affecting said property other than as Shown on the Preliminary Report prepared by: ______________________ _ Bearing the above referenced order number dated: ____________________ _ There is no-one in possession or entitled to possession of said property other than the Vestee shown in said Preliminary Report except: ____________________________ _ There is no work of improvement in progress and no such work has been completed within one year of this date: (Circle One) YES NO The Street address of the property in this transaction is: ______________________________ _ Single Family Residence: ___ Multiple Residence: ____ Commercial: ____ Vacant Land: __ _ Occupied By: Owner: Lessee: Tenants: ____ _ Is any portion of new loan funds to be used for construction? (circle one) YES NO The subject of this Statement of Identity, assumes full responsibility for any and all discrepancies, and agrees to hold harmless the recipient herein from any losses sustained by relying on such information. Date: (Signature) Order No: 420-1994980-j 2 (Signature) Page 15 PA2019-228 Town & Country Escrow Corp. 391 North Main St, Suite 112 Corona, CA 92880 Attn: Pamela Walker Your Reference No: Commonwealth Land Title Company 888 S. Figueroa Street, Suite 2100 Los Angeles, CA 90017 Phone: (800) 432-0706 Our File No: 09195795 Title Officer: Kathy Religioso e-mail: kathy.religioso@cltic.com Phone: (213) 330-2330 Fax: (213) 330-3105 Property Address: 110 30th Street, Newport Beach, California PRELIMINARY REPORT (V3) Dated as of April 9, 2019 at 7:30 a.m. In response to the application for a policy of title insurance referenced herein, Commonwealth Land Title Company hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a policy or policies of title insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exception herein or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations or Conditions of said policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Attachment One. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitation on Covered Risks applicable to the CLTA and ALTA Homeowner's Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Attachment One. Copies of the policy forms should be read. They are available from the office which issued this report. The policy(s) of title insurance to be issued hereunder will be policy(s) of Commonwealth Land Title Insurance Company. Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Attachment One of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should he carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects, and encumbrances affecting title to the land. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a Binder or Commitment should be requested. PA2019-228 Order No: 09195795-919-KRC-KRE SCHEDULE A The fonn of policy of title insurance contemplated by this report is: ALTA Extended Loan Policy of Title Insurance (6-17-06) The estate or interest in the land hereinafter described or referred to covered by this report is: AFEE Title to said estate or interest at the date hereof is vested in: Bernardino D' Aquila and Lia D' Aquila, husband and wife as joint tenants The land referred to herein is situated in the County of Orange, State of California, and is described as follows; SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF PA2019-228 Order No: 09195795-919-KRC-KRE EXHIBIT "A" All that certain real property situated in the County of Orange, State of California, described as follows: THE NORTHEASTERLY 15 FEET OF LOT 11 AND THE SOUTHWESTERLY 15 FEET OF LOT 12 IN BLOCK 29 OF NEWPORT BEACH AS PER MAP RECORDED IN BOOK 3, PAGE 26 OF MISCELLANEOUS MAPS, IN THE CITY OF NEWPORT BEACH. COUNTY OF ORANGE, ST ATE OF CALIFORNIA. Assessor's Parcel Number: 047-083-07 PA2019-228 Order No: 09195795-919-KRC-KRE SCHEDULE B -Section A The following exceptions will appear in policies when providing standard coverage as outlined below: I. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor or material not shown by the Public Records. PA2019-228 Order No: 09195795-919-KRC-KRE SCHEDULE B -Section B At the date hereof Exceptions to coverage in addition to the printed exceptions and exclusions in said policy form would be as follows: A. Property taxes, which are a lien not yet due and payable. including any assessments collected with taxes to be levied for the fiscal year 2019-2020. B. Propeny taxes. including any personal property taxes and any assessments collected with taxes. are as follow:,: Tax Identification ~o.: Fiscal Year: l st Installment: 2nd Installment: Homeowners Exemption: Code Area: 047-083-07 2018-2019 S3.724.35. PAJU $3.724.35. PAlD S0.00 07-001 C. A :--.Joticc Entitled: For: Executed by: Recording Date: Recording No: '\Jotice of Assessmem Assessment District '.\o. Ii l City of~ewport Beach May IL 2016 20160002 l 0857 Official Records Reference is hereby made to said document for full particulars. D. The lien of supplemental or escaped assessments of property taxes. if any. made pursuant to the provisions of Chapter 3.5 (commencing with Section 75) or Pa11 2. Chapter 3. Articles 3 and 4. respectively. of the Revenue and Taxation Code of the State of California as a result of the transfer of title to the vestcc named in Schedule A or as a result of changes in ownership or new construct10n occurring prior to Date of Policy. I. Water rights. claims or title to water. whether or not disclosed by the public records. Covenants. conditions and restrictions but omitting any covenants or restrictions. if any. including but not limited to those based upon race. color. religion. sex. sexual orientation. familial status. marital status. disability, handicap. national origin. citizenship. immigration status. primary language. ancestry. source of income, gender. gender identity. gender expression. medical condition or genetic information. as set forth in applicable state or federal laws. except to the extent that said covenant or restriction is permitted by applicable Jaw. as set forth in the document Recordmg Date: March 10. 1918 Recording No: In Book 84 Page 174 of Deeds Said covenants. conditions and restrictions proYide that a Yiolation thereof shall not defeat the lien of any mortgage or deed of trust made in good faith and for value. PA2019-228 Order No: 09195795-919-KRC-KRE 3. A deed of trust to secure an indebtedness in the amounr shown belov.. Amount: Dated: Trustor.1Grantor Trustee: Beneficiary: Loan No.: Recording Date: Recording No: S469.500.00 March 25. 2003 Bernardino D'Aquila ~.ml Lia D'Aquila. husband and wil'e Pomona Fmancial SenH:c. Inc. PFF Bank & Trust. a Corporation 070105345 April 1. 2003 20030003573 l 6 Otlicial Records An assignment of the beneficial interest under said deed of trust v,:hich names: Assignee: Loan ;\lo.: Recording Date: Recording No: L;.S. Bank. Xational Association 70205345 August 4. 20 I 1 2011000381733 Official Records -1-. Matters which may be disclosed by an inspection and. or by a correct ALTAXSPS Land Title Survey of said Land that is satisfactory to the Company. and,or by inquiry of the panics in possession thereof 5. Any easements not disclosed by the public record!> as tu matters affecting title to real property, \;\·hether or not said easements are visible and apparent. o. Discrepancies. conflicts in boundary lines. shortage in area. encroachments. or any other matters which a correct survey would disclose and which arc not sho\\'n by the public records. 7. Any rights of the parties in possession of a portion ot or all of. said Land. which rights are not disclosed by the public records. The Company will require. for review. a full and complete copy of any unrecorded agreement. contract. license and/or lease, together with all supplements. assignments and amendment:-; thereto. before issuing any policy of title insurance without excepting this item from coverage. The Company reserves the right to except additional item::, and, or make aJditional requirements afrer reviewing said documents. 8. Reserving therefrom the Southeasterly 5 feet of said land for the widening of alleyway as disclosed by Deed recorded May 11, 1904 in Book 105 Page 232 of Deeds. END OF SCHEDULE B EXCEPTIONS PLEASE REFER TO THE "NOTES AND REQUIREMENTS SECTION" WHICH FOLLOWS FOR INFORMATION NECESSARY TO COMPLETE THIS TRANSACTION PA2019-228 Order No: 09195795-919-KRC-KRE REQUIREMENTS SECTION: l. Prior to the close of l.:'Scrow. the Company requires a Statement of Information to be completed by the following party(s). Party(s): All Parties The Company reserves the right to add additional items or make further rcquiremt:nts atlcr review of the requested Statement of Information . .., unrecorded matters which may be disclosed by an Owner's AffidaYit or Declaration. A form of the Owner's Affidavit/Declaration is attached to this Preliminary Report,Commitmcnt. This Affidavit.Declaration is to be completed by the record owner of the land and ~ubmitted for review prior to the closing of this transaction. Your prompt attention to this requirement will help amid delays in the closing or this transaction. Thank you. The Company reserves the right to add additional items or make further requiremems after review of the requested Affidavit/Declaration. PA2019-228 Order No: 09195795-919-KRC-KRE INFORMATIONAL NOTES SECTION 1. The information on the attached plat is provided for your convenience as a guide to the general location of the subject property. The accuracy of this plat is not guaranteed, nor is it a part of any policy, report or guarantee to which it may be attached. 2. For wiring Instructions please contact your Title Officer or Title Company Escrow officer. 3. Notice: Please be aware that due to the conflict between federal and state laws concerning the cultivation, distribution, manufacture or sale of marijuana, the Company is not able to close or insure any transaction involving Land that is associated with these activities. 4. Pursuant to Government Code Section 27388.1, as amended and effective as of 1-1-2018, a Documentary Transfer Tax (DTT) Affidavit may be required to be completed and submitted with each document when DTT is being paid or when an exemption is being claimed from paying the tax. If a governmental agency is a party to the document, the form will not be required. DTT Affidavits may be available at a Tax Assessor-County Clerk-Recorder. 5. Note: The policy of title insurance will include an arbitration provision. The Company or the insured may demand arbitration. Arbitrable matters may include, but are not limited to, any controversy or claim between the Company and the insured arising out of or relating to this policy, any service of the Company in connection with its issuance or the breach of a policy provision or other obligation. Please ask your escrow or title officer for a sample copy of the policy to be issued if you wish to review the arbitration provisions and any other provisions pertaining to your Title Insurance coverage. 6. Due to the special requirements of SB 50 (California Public Resources Code Section 8560 et seq.), any transaction that includes the conveyance of title by an agency of the United States must be approved in advance by the Company's State Counsel, Regional Counsel, or one of their designees. 7. Note: None of the items shown in this report will cause the Company to decline to attach ALTA Endorsement Form 9 to an Extended Coverage Loan Policy, when issued. 8. Note: The Company is not aware of any matters which would cause it to decline to attach CLT A Endorsement Form 116 indicating that there is located on said Land multiple family residence, known as 110 30th Street, Newport Beach, CA, to an Extended Coverage Loan Policy. 9. Note: There are NO conveyances affecting said Land recorded within 24 months of the date of this report. Typist: 2sm Date Typed: March 12, 2019 PA2019-228 Order No: 09195795-919-KRC-KRE ATTACHMENT ONE CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY -1990 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: I. (a) Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse claims or other matters: (a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; ( c) resulting in no loss or damage to the insured claimant; ( d) attaching or created subsequent to Date of Policy; or (e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy. 4. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure ofany subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated. 5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6. Any claim, which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws. EXCEPTIONS FROM COVERAGE -SCHEDULE B, PART I This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: I. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof. 3. Easements, liens or encumbrances, or claims thereof, not shown by the public records. 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6. Any lien or right to a lien for services, labor or material not shown by the public records. CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (12-02-13) ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE EXCLUSIONS In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: I. Governmental police power, and the existence or violation of those portions of any law or government regulation concerning: a. building; b. zoning; c. land use; d. improvements on the Land; e. land division; and f. environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27. 2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not limit the coverage described in Covered Risk 14 or 15. 3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17. 4. Risks: a. that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records; b. that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date; c. that result in no loss to You; or d. that first occur after the Policy Date -this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28. 5. Failure to pay value for Your Title. 6. Lack of a right: a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and Attachment One (6-5-14) CA & NV PA2019-228 Order No: 09195795-919-KRC-KRE b. in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 21. 7. The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state insolvency, or similar creditors' rights laws. 8. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 9. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows: • For Covered Risk 16, 18, 19, and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Covered Risk 16: Covered Risk I 8: Covered Risk 19: Covered Risk 21 : Your Deductible Amount 1.00% % of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less) 1.00% % of Policy Amount Shown in Schedule A or $5,000.00 (whichever is less) 1.00% of Policy Amount Shown in Schedule A or $5,000.00 (whichever is less) 1.00% of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less) 2006 ALTA LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE Our Maximum Dollar Limit of Liability $ 10,000.00 $25,000.00 $25,000.00 $5,000.00 The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: I. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion I (a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion l(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; ( c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk I I, 13 or 14); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. 6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not modify or limit the coverage provided under Covered Risk l l(b). The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE (Except as provided in Schedule B -Part II,( t( or T)his policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses, that arise by reason of: (PART I (The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: I. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. Attachment One (6-5-14) CA & NV PA2019-228 Order No: 09195795-919-KRC-KRE 4, Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records, 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor or material not shown by the Public Records. PARTII In addition to the matters set forth in Part I of this Schedule, the Title is subject to the following matters, and the Company insures against loss or damage sustained in the event that they are not subordinate to the lien of the Insured Mortgage:) 2006 ALTA OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: I. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion I (a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion I (b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; ( c) resulting in no loss or damage to the Insured Claimant; ( d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and IO); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting the Title as shown in Schedule A, is (a) a fraudulent conveyance or fraudulent transfer; or (b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses, that arise by reason of: (The above policy fonn may be issued to afford either Standard Coverage or Extended Coverage, In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: I. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown in the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4, Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and that are not shown by the Public Records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6, Any lien or right to a lien for services, labor or material not shown by the Public Records, 7. (Variable exceptions such as taxes, easements, CC&R's, etc. shown here.) ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (12-02-13) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: I. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion I (a) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), i4 or 16, (b) Any governmental police power. This Exclusion l(b) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. Attachment One (6-5-14) CA & NV PA2019-228 Order No: 09195795-919-KRC-KRE 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 16, 17, 18, 19, 20, 21, 22, 23, 24, 27 or 28); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury, or any consumer credit protection or truth-in-lending law. This Exclusion does not modify or limit the coverage provided in Covered Risk 26. 6. Any claim of invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of Policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11 (b) or 25. 8. The failure of the residential structure, or any portion of it, to have been constructed before, on or after Date of Policy in accordance with applicable building codes. This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6. 9. Any claim, by reason of the operation offederal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is {a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 27(b) ohhis policy. I 0. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 11. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. Attachment One (6-5-14) CA & NV PA2019-228 Order No: 09195795-919-KRC-KRE Notice of Available Discounts Pursuant to Section 2355.3 in Title 10 of the California Code of Regulations Fidelity National Financial, Inc. and its subsidiaries ("FNF") must deliver a notice of each discount available under our current rate filing along with the delivery of escrow instructions, a preliminary report or commitment. Please be aware that the provision of this notice does not constitute a waiver of the consumer's right to be charged the filed rate. As such, your transaction may not qualify for the below discounts. You are encouraged to discuss the applicability of one or more of the below discounts with a Company representative. These discounts are generally described below; consult the rate manual for a full description of the terms, conditions and requirements for such discount. These discounts only apply to transactions involving services rendered by the FNF Family of Companies. This notice only applies to transactions involving property improved with a one-to-four family residential dwelling. FNF Underwritten Title Company LTC -Lawyers Title Company Available Discounts DISASTER LOANS (CLTIC) FNF Underwriter CLTIC -Commonwealth Land Title Insurance Co. The charge for a Lender's Policy (Standard or Extended coverage) covering the financing or refinancing by an owner of record, within 24 months of the date of a declaration of a disaster area by the government of the United States or the State of California on any land located in said area, which was partially or totally destroyed in the disaster, will be 50% of the appropriate title insurance rate. EMPLOYEE RATE (LTC and CLTIC) No charge shall be made to employees (including employees on approved retirement) of the Company or its underwritten, subsidiary or affiliated title companies for policies or escrow services in connection with financing, refinancing, sale or purchase of the employees' bona fide home property. Waiver of such charges is authorized only in connection with those costs which the employee would be obligated to pay, by established custom, as a party to the transaction. Notice of Available Discounts Mod. 10/2 I /20 I I Page 13 PA2019-228 Inquire before you wire! Wire Fraud Alert This Notice is not intended to provide legal or professional advice. If you have any questions, please consult with a lawyer. All parties to a real estate transaction are targets for wire fraud and many have lost hundreds of thousands of dollars because they simply relied on the wire instructions received via email, without further verification. If funds are to be wired in conjunction with this real estate transaction, we strongly recommend verbal verification of wire instructions through a known, trusted phone number prior to sending funds. In addition, the following non-exclusive self-protection strategies are recommended to minimize exposure to possible wire fraud. • NEVER RELY on emails purporting to change wire instructions. Parties to a transaction rarely change wire instructions in the course of a transaction. • ALWAYS VERIFY wire instructions, specifically the ABA routing number and account number, by calling the party who sent the instructions to you. DO NOT use the phone number provided in the email containing the instructions, use phone numbers you have called before or can otherwise verify. Obtain the phone number of relevant parties to the transaction as soon as an escrow account is opened. DO NOT send an email to verify as the email address may be incorrect or the email may be intercepted by the fraudster. • USE COMPLEX EMAIL PASSWORDS that employ a combination of mixed case, numbers, and symbols. Make your passwords greater than eight (8) characters. Also, change your password often and do NOT reuse the same password for other online accounts. • USE MULTI-FACTOR AUTHENTICATION for email accounts. Your email provider or IT staff may have specific instructions on how to implement this feature. For more information on wire-fraud scams or to report an incident, please refer to the following links: Wire Fraud Alert Federal Bureau of Investigation: ltttp:llwww.fbi.gov Internet Crime Complaint Center: !zttp:lhvww.ic3.gov Page 1 Original Effective Date: 5/11/2017 Current Version Date: 5/11/2017 WIRE0016 (DSI Rev. 12/07/17) TM and© Fidelity National Financial, Inc. and/or an affiliate. All rights reserved PA2019-228 FIDELITY NATIONAL FINANCIAL, INC. PRIVACY NOTICE Fidelity National Financial, Inc. and its majority-owned subsidiary companies (collectively, "FNF," "our," or "we") respect and are committed to protecting your privacy. This Privacy Notice explains how we collect, use, and protect personal information, when and to whom we disclose such information, and the choices you have about the use and disclosure of that information. Types of Information Collected We may collect two types of information from you; Personal Information and Browsing Information. Personal Infonnation. FNF may collect the following categories of Personal Information: • contact information (e.g., name, address, phone number, email address); • demographic information (e.g., date of birth, gender, marital status); • identity information (e.g., Social Security Number, driver's license, passport, or other government ID number); • financial account information (e.g., loan or bank account information); and • other personal information necessary to provide products or services to you. Browsing Information, FNF may automatically collect the following types of Browsing Information when you access an FNF website, online service, or application (each an "FNF Website") from your Internet browser. computer, and/or mobile device: • Internet Protocol (IP) address and operating system; • browser version, language, and type; • domain name system requests; and • browsing history on the FNF Website, such as date and time of your visit to the FNF Website and visits to the pages within the FNF Website How Personal Information is Collected We may collect Personal Information about you from: • information we receive from you on applications or other forms; • information about your transactions with FNF, our affiliates, or others; and • information we receive from consumer reporting agencies and/or governmental entities, either directly from these entities or through others. How Browsing Information is Collected If you visit or use an FNF Website, Browsing Information may be collected during your visit. Like most websites, our servers automatically log each visitor to the FNF Website and may collect the Browsing Information described above. We use Browsing Information for system administration, troubleshooting, fraud investigation, and to improve our websites. Browsing Information generally does not reveal anything personal about you, though if you have created a user account for an FNF Website and are logged into that account, the FNF Website may be able to link certain browsing activity to your user account. Other Online Specifics Cookies. When you visit an FNF Website, a "cookie" may be sent to your computer. A cookie is a small piece of data that is sent to your Internet browser from a web server and stored on your computer's hard drive. Information gathered using cookies helps us improve your user experience. For example, a cookie can help the website load properly or can customize the display page based on your browser type and user preferences. You can choose whether or not to accept cookies by changing your Internet browser settings. Be aware that doing so may impair or limit some functionality of the FNF Website. Web Beacons. We use web beacons to determine when and how many times a page has been viewed. This information is used to improve our websites. Do Not Track. Currently our FNF Websites do not respond to "Do Not Track" features enabled through your browser. Links to Other Sites. FNF Websites may contain links to other websites. FNF is not responsible for the privacy practices or the content of any of those other websites. We advise you to read the privacy policy of every website you visit. Use of Personal Information FNF uses Personal Information for three main purposes: • To provide products and services to you or in connection with a transaction involving you. • To improve our products and services. • To communicate with you about our, our affiliates', and third parties' products and services, jointly or independently. When Information Is Disclosed We may make disclosures of your Personal Infonnation and Browsing Information in the following circumstances: • to enable us to detect or prevent criminal activity, fraud. material misrepresentation, or nondisclosure; • to nonaffiliated service providers who provide or perform services or functions on our behalf and who agree to use the information only to provide such services or functions; FNF Privacy Statement (Eff. 5/1/20 I 5) Last Updated May I, 20 I 8 MISC02 ! 9 (DSI Rev. 4/2.3/18) Copyright© 2018. Fidelity National Financial, Inc. All Rights Reserved Page I Order No. 09195795-919-KRC-KRE PA2019-228 • to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement with them to jointly market financial products or services to you; • to law enforcement or authorities in connection with an investigation, or in response to a subpoena or court order; or • in the good-faith belief that such disclosure is necessary to comply with legal process or applicable laws, or to protect the rights, property, or safety ofFNF, its customers, or the public. The law does not require your prior authorization and does not allow you to restrict the disclosures described above. Additionally, we may disclose your information to third parties for whom you have given us authorization or consent to make such disclosure. We do not otherwise share your Personal Information or Browsing Information with nonaffiliated third parties, except as required or permitted by law, We reserve the right to transfer your Personal Information, Browsing Information, and any other infonnation, in connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of bankruptcy, reorganization, insolvency, receivership, or an assignment for the benefit of creditors. By submitting Personal Information and/or Browsing Information to FNF, you expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above described proceedings. Please see "Choices With Your Information" to learn the disclosures you can restrict. Security of Your Information We maintain physical, electronic, and procedural safeguards to guard your Personal Information. We limit access to nonpublic personal information about you to employees who need to know that information to do their job. When we provide Personal Information to others as discussed in this Privacy Notice, we expect that they process such information in compliance with our Privacy Notice and in compliance with applicable privacy laws. Choices With Your Information If you do not want FNF to share your information with our affiliates to directly market to you, you ·may send an "opt out" request by email, phone, or physical mail as directed at the end of this Privacy Notice. We do not share your Personal Information with nonaffiliates for their use to direct market to you. Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or products to you. For California Residents: We will not share your Personal Information and Browsing Information with nonaffiliated third parties, except as permitted by California law. For Nevada Residents: You may be placed on our internal Do Not Call List by calling (888) 934-3354 or by contacting us via the information set forth at the end of this Privacy Notice. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) 486-3132; email: BCPINFO@ag.state.nv.us. For Oregon Residents: We will not share your Personal Information and Browsing Information with nonaffiliated third parties for marketing purposes, except after you have been informed by us of such sharing and had an opportunity to indicate that you do not want a disclosure made for marketing purposes. For Vermont Residents: We will not share information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Information From Children The FNF Websites are meant for adults and are not intended or designed to attract persons under the age of eighteen (18).We do not collect Personal Information from any person that we know to be under the age of thirteen ( 13) without permission from a parent or guardian. International Users FNF's headquarters is located within the United States. If you reside outside the United States and choose to provide Personal Information or Browsing Information to us, please note that we may transfer that information outside of your country ofresidence for any of the purposes described in this Privacy Notice. By providing FNF with your Personal Information and/or Browsing Information, you consent to our collection, transfer, and use of such information in accordance with this Privacy Notice. FNF Website Services for Mortgage Loans Certain FNF companies provide services to mortgage loan servicers, including hosting websites that collect customer information on behalf of mortgage loan servicers (the "Service Websites"). The Service Websites may contain links to both this Privacy Notice and the mortgage loan servicer or lender's privacy notice. The sections of this Privacy Notice titled When Information is Disclosed, Choices with Your Information, and Accessing and Correcting Information do not apply to the Service Websites. The mortgage loan servicer or lender's privacy notice governs use, disclosure, and access to your Personal Information. FNF does not share Personal Information collected through the Service Websites, except (1) as required or authorized by contract with the mortgage loan servicer or lender, or (2) as required by law or in the good-faith belief that such disclosure is necessary to comply with a legal process or applicable law, to enforce this Privacy Notice, or to protect the rights, property, or safety ofFNF or the public. FNF Privacy Statement (Eff. 5/1/2015) Last Updated May 1, 2018 MISC0219 (DSI Rev. 4/23/18) Copyright © 2018. Fidelity National Financial, Inc. All Rights Reserved Page 2 Order No. 0919S79S-919-KRC-KRE PA2019-228 Your Consent To This Privacy Notice; Notice Changes By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of the information in accordance with this Privacy Notice. We may change this Privacy Notice at any time. The revised Privacy Notice, showing the new revision date, will be posted on the FNF Website. Each time you provide information to us following any amendment of this Privacy Notice, your provision of information to us will signify your assent to and acceptance of the terms of the revised Privacy Notice for all previously collected information and information collected from you in the future. We may use comments, information or feedback that you submit to us in any manner that we may choose without notice or compensation to you. Accessing and Correcting Information; Contact Us If you have questions, would like to access or correct your Personal Information, or want to opt-out of information sharing for affiliate marketing, send your requests via email to privacy@fuf.com, by phone to (888) 934-3354, or by mail to: Fidelity National Financial, Inc. 601 Riverside Avenue Jacksonville, Florida 32204 Attn: Chief Privacy Officer FNF Privacy Statement (Eff. 5/1/2015) Last Updated May 1, 2018 MISC0219 (DSI Rev. 4/23/18) Copyright © 2018. Fidelity National Financial, Inc. All Rights Reserved Page 3 Order No. 09195795-919-KRC-KRE PA2019-228 J 1 J c:,, .. Doc: OR:A 47·8 I l........,;.._/_t_sn _ll__j '" ' ' d ::; ' ~ "® ® ® ® ® ® © ~ .: ~ l::i l: I!> Is, '~ 111A: I • D .,. ~ • " " ,:N: 110 @ e @ ® e G 0 .u ® ® ~ 9 .. "' ~ G 0 . HJH/N•.J.1Jl3Ml ~ .. ;t; :;-----©--i-! ® I . ® ~ ® , .. @ ~ ® .. ® I . ff.l;;j,lll/HJ. • .. "'It..,.,.,""@ .. ~~---;,. .,.. ,. "@ ...dL.J: '!'! .,:'_t., ;-f.!l.:! • ./, @ I , .. , .. ~ ® • I ® i® ·-~ ® , .. I -., @. JS/Jld-1.Jl:/IU • 11 ,t-m I 0 .,, !:in :Ol:ii:ii:ii =aio:..:..:o: io.~,o. .. i ii IHH undariaa and other Jan , and is not asurvey o the and cop1 to the ext0nt a policy ofdtlo insurance is expressly modified by endorsement, It any, the Compeny does not i · ' acreage or other maltors shown theroon. PA2019-228 OWNER'S DECLARATION The undersigned hereby declares as follows: 1. (Fill in the applicable paragraph and strike the other) a. Declarant ("Owner") is the owner or lessee, as the case may be, of certain prermses located at b. -----------------------------------------' further described as follows: See Preliminary Report/Commitment No. 09195795-919-KRC-KRE for full legal description (the "Land"). Declarant is the _____________ of _________________ ("Owner"), which is the owner or lessee, as the case may be, of certain premises located at further described as follows: See Preliminary Report/Commitment No. 09195795-919-KRC-KRE for full legal description (the "Land"). 2. (Fill in the applicable paragraph and strike the other) a. During the period of six months immediately preceding the date of this declaration no work has been done, no surveys or architectural or engineering plans have been prepared, and no materials have been furnished in connection with the erection, equipment, repair, protection or removal of any building or other structure on the Land or in connection with the improvement of the Land in any manner whatsoever. b. During the period of six months immediately preceding the date of this declaration certain work has been done and materials furnished in connection with ___________________ upon the Land in the approximate total sum of $ ____ _, but no work whatever remains to be done and no materials remain to be furnished to complete the construction in full compliance with the plans and specifications, nor are there any unpaid bills incurred for labor and materials used in making such improvements or repairs upon the Land, or for the services of architects, surveyors or engineers, except as follows: _____________________________ ___. Owner, by the undersigned Declarant, agrees to and does hereby indemnify and hold harmless Commonwealth Land Title Company against any and all claims arising therefrom. 3. Owner has not previously conveyed the Land; is not a debtor in bankruptcy (and if a partnership, the general partner thereof is not a debtor in bankruptcy); and has not received notice of any pending court action affecting the title to the Land. 4. Except as shown in the above-referenced Preliminary Report/Commitment, there are no unpaid or unsatisfied mortgages, deeds of trust, Uniform Commercial Code financing statements, regular assessments, or taxes that constitute a lien against the Land or that affect the Land but have not been recorded in the public records. 5. The Land is currently in use as ___________ occupy/occupies the Land; and the following are all of the leases or other occupancy rights affecting the Land: 6. There are no other persons or entities that assert an ownership interest in the Land, nor are there unrecorded easements, claims of easement, or boundary disputes that affect the Land. 7. There are no outstanding options to purchase or rights of first refusal affecting the Land. 8. There are no material violations of any current, enforceable covenant affecting the Property and the Undersigned has received no written notice from any third party claiming that there is a present violation of any current, enforceable covenant affecting the Property. Owner's Declaration MISC0220 (DSI Rev. 6/23/16) PA2019-228 This declaration is made with the intention that Commonwealth Land Title Company and Commonwealth Land Title Insurance Company (the "Company") and its policy issuing agents will rely upon it in issuing their title insurance policies and endorsements. Owner, by the undersigned Declarant, agrees to indemnify the Company against loss or damage (including attorneys fees, expenses, and costs) incurred by the Company as a result of any untrue statement made herein. I declare under penalty of perjury that the foregoing is true and correct and that this declaration was executed on at _________ _ Signature: ______________ _ Signature: _________________ _ Owner's Declaration MISC0220 (DSI Rev. 6/23/16) PA2019-228