HomeMy WebLinkAboutPA2022-032_20220203_TItle Report_Grant Deed_10-21-21TITLE
SNAPSHOTGRADE
5000 Birch Street, Suite 550, Newport Beach, CA 92660
Main:(833) 692-3958 | Direct:
BFalse
What does this grade mean?
A = No title curative issues
B = Issues to pay or clear
C = Liens to clear
D = Title curative issues
REO transactions only:
E = REO curative issues
R = IRS curative issues
Prepared On
October 21, 2020
Order Number
CA0210-20007051-20
Loan Number
Property Address
521 Iris Avenue
Corona Del Mar, CA 92625
Questions
For questions regarding this
Title Snapshot, please contact:
Title is Vested in
James W. Nugent and S. Denise Keene, husband and wife as joint tenants
Issues to Pay or Clear at Closing
Issue Description
Junior Secured Lien(s)The record reflects one or more unreleased
Security Instruments. Payoff or Subordination may
be necessary.
Taxes Due Property taxes are currently due and payable.
Liens to Clear/Potential Failure of Title
Issue Description
NONE
Sandy Staley
Sandy.Staley@stewart.com
The Title Snapshot is intended for informational purposes only. It is not intended as a guaranty,
affirmation, indemnification, or certification of any fact, insurance coverage or conclusion of law to any
insured or party to a transaction. No liability for reliance thereon is inferred, implied or expressed.
urstevvart
-TITLE -
PA2022-032
Preliminary Report Created: 10/21/2020 CA0210-20007051-20
5000 Birch Street, Suite 550, Newport Beach, CA 92660
Main:(833) 692-3958 |Direct:
PRELIMINARY REPORT
Mariners Escrow
270 Newport Center Drive, #200
Newport Beach, CA 92660
Attn: Brian Foxcroft
Our Order:CA0210-20007051-20
Escrow Ref: 59484-BF
Listing Agent Ref: 521 Iris
When Replying Please Contact:
Stewart Title of California
5000 Birch Street, Suite 550
Newport Beach, CA 92660
Attn: Sandy Staley
Todays Date:October 21, 2020
Property Address: 521 Iris Avenue, Corona Del Mar, CA 92625
In response to the application for a Policy of Title Insurance, Stewart Title of California hereby reports that it is prepared to
issue, or cause to be issued, as of the date hereof, a Stewart Title Guaranty Company Policy or Policies of Title Insurance
describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by
reason of any defect, lien or encumbrance not shown or referred to as an exception herein and/or not excluded from
coverage pursuant to the printed Schedules, Conditions and Stipulations of said Policy forms.
The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said Policy or Policies of
Title Insurance are set forth in Exhibit B attached. The policy to be issued may contain an arbitration clause. When the
Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the
option of either the Company or the Insured as the exclusive remedy of the parties. Limitations on Covered Risks
applicable to the CLTA and ALTA Homeowner's Policies of Title Insurance which establish a Deductible Amount and a
Maximum Dollar Limit of Liability for certain coverages are also set forth in Exhibit B. Copies of the Policy forms should be
read. They are available from the office which issued this report.
Please read the exceptions shown or referred to herein and the exceptions and exclusions set forth in Exhibit B
of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are
not covered under the terms of the Policy or Policies of Title Insurance and should be carefully considered.
It is important to note that this preliminary report is not a written representation as to the condition of title and
may not list all liens, defects and encumbrances affecting title to the land.
This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a
Policy or Policies of Title Insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the
issuance of a Policy or Policies of Title Insurance, a Binder or Commitment should be requested.
Dated as of October 14, 2020, at 07:30 AM.
Sandy Staley
Title Officer
Sandy.Staley@stewart.com
The form of policy of title insurance contemplated by this report is:
ALTA Loan Policy 2006 with ALTA Endorsement-Form 1 Coverage, ALTA Homeowner's Policy (12/02/13), or equivalent,
Underwritten by: Stewart Title Guaranty Company
-TITLE -
PA2022-032
Preliminary Report-A Created: 10/21/2020 CA0210-20007051-20
SCHEDULE A
The estate or interest in the land hereinafter described or referred to covered by this Report is:
A Fee
Title to said estate or interest at the date hereof is vested in:
James W. Nugent and S. Denise Keene, husband and wife as joint tenants
The land hereinafter referred to is situated in the City of Corona Del Mar, County of Orange, State of California, and is
described as follows:
Lot 21 in Block 535, of the Corona Del Mar Tract, in the City of Newport Beach, County of Orange, State of California, as
shown on a map thereof recorded in Book 3 Page(s) 41 and 42 Miscellaneous Maps, Records of said Orange County.
APN: 459-183-06
PA2022-032
Preliminary Report-B Created: 10/21/2020 CA0210-20007051-20
SCHEDULE B
At the date hereof, Exceptions to coverage, in addition to the printed Exception and Exclusions contained in said policy
form would be as follows:
1. General and special city and/or county taxes, including any personal property taxes, and any assessments
collected with taxes, for the fiscal year 2020 - 2021:
1st Installment: $2,531.76
Status 1st: Open
2nd Installment: $2,531.76
Status 2nd: Open
Parcel No.: 459-183-06
Code Area/Tracer No.: 07-001
2. Taxes and/or assessments affecting the Land, if any, for community facility districts, including Mello Roos, which
may exist by virtue of assessment maps or filed notices. These taxes and/or assessments are typically collected
with the county taxes; however, sometimes they’re removed and assessed and collected separately.
3. The lien of supplemental taxes, if any, assessed pursuant to the provisions of Chapter 3.5 (commencing with
Section 75) of the revenue and taxation code of the State of California.
4. Water rights, claims or title to water in or under the Land, whether or not shown by the public records.
5. Covenants, conditions and restrictions as set forth in a document recorded in Book 230, Page 348 of Official
Records, but omitting any restrictions based on race, color, religion, sex, gender, gender identity, gender
expression, sexual orientation, familial status, marital status, disability, veteran or military status, genetic
information, national origin, source of income as defined in subdivision (p) of Section 12955, or ancestry, that
restriction violates state and federal fair housing laws and is void, and may be removed pursuant to Section
12956.2 of the Government Code. Lawful restrictions under state and federal law on the age of occupants in
senior housing or housing for older persons shall not be construed as restrictions based on familial status.
6. Deed of Trust to secure an indebtedness in the amount shown below, and any other obligations secured thereby:
Amount: $533,850.00
Trustor: James W. Nugent and S. Denise Keene, husband and wife
Trustee: Fidelity National Title Ins Co
Beneficiary: Wells Fargo Bank, N.A.
Recorded: May 29, 2013 as Instrument Number 2013000323659 of Official Records.
7. Deed of Trust to secure an indebtedness in the amount shown below, and any other obligations secured thereby:
Amount: $150,000.00
Trustor: James W. Nugent and S. Denise Nugent, husband and wife as joint tenants
Trustee: American Securities Company
Beneficiary: Wells Fargo Bank, N.A.
Recorded: November 18, 2011 as Instrument Number 2011000590524 of Official Records.
a. The above security instrument is reflected as an equity line loan or a revolving line of credit. Said
instrument must be closed or subordinated at or prior to closing.
b. By the provisions of a Subordination agreement dated January 28, 2014
Executed by: Wells Fargo Bank, N.A.
Recorded: February 19, 2014 as Instrument No. 2014000064431 of Official Records.
Said instrument was made subordinate to the lien of the document(s) or interest(s) shown as item(s) No. 6
PA2022-032
Preliminary Report-B Created: 10/21/2020 CA0210-20007051-20
8. In order to complete this report, this Company requires a Statement of Information to be completed by the
following party(ies),
Party(ies): All Parties
The Company reserves the right to add additional items or make further requirements after review of the
requested Statement(s) of Information.
END OF SCHEDULE B
PA2022-032
Lenders Supplemental Report Created: 10/21/2020 CA0210-20007051-20
5000 Birch Street, Suite 550, Newport Beach, CA 92660
Main:(833) 692-3958 |Direct:
Attn:
Borrower: Blair Porteous
Lenders Supplemental Report to Preliminary Report
The Preliminary Report (including any supplements or amendments thereto) to which this is attached is hereby modified
and/or supplemented in order to reflect the following additional items relating to the issuance of an American Land Title
Association loan policy form as follows:
A. None of the items in this report will cause the Company to decline to attach CLTA Endorsement Form 100.2-06
(ALTA 9 equivalent) to an ALTA Loan Policy, when issued.
B. The Company is not aware of any matters which would cause it to decline to attach CLTA Endorsement 116.01-06
(ALTA 22-06 equivalent), indicating that there is located on the subject property a Multiple Family Residence
(Residential)known as 521 Iris Avenue, in the City of Corona Del Mar, County of Orange, State of California.
C. Pursuant to information provided to Stewart Title of California as of the date hereinabove, the proposed insured
loan amount is $1.00 with the proposed insured lender being .
D. The only transfers or conveyances shown in the public records within 24 months of the date of this report are set
forth below. If you have knowledge of any other transfers or conveyances, please contact your title officer
immediately for further research and review.:
NONE
-TITLE -
PA2022-032
Notes and Requirements Created: 10/21/2020 CA0210-20007051-20
5000 Birch Street, Suite 550, Newport Beach, CA 92660
Main:(833) 692-3958 |Direct:
Notes and Requirements Section
Note 1: A Preliminary Change of Ownership Report must be completed by the transferee (buyer) prior to the transfer of property in
accordance with the provisions of Section 480.3 of the Revenue and Taxation Code. The Preliminary Change of Ownership
Report should be submitted to the recorder concurrent with the recordation of any document effecting a change of ownership.
If a document evidencing a change of ownership (i.e. Deed, Affidavit-Death Joint Tenant) is presented to the recorder for
recording without a Preliminary Change of Ownership Report, the recorder may charge an additional $20.00.
Note 2: All Transactions – Seller(s) and Buyer(s) or Borrowers are provided as attachments Stewart Title’s document entitled
“Acknowledgment of Receipt, Understanding and Approval of STG Privacy Notice for Stewart Title Companies and Stewart’s
Affiliated Business Arrangement Disclosure Statement” along with those individually named documents for your review and
acknowledgment prior to closing.
Note 3: The map connected herewith is being provided as a courtesy and for informational purposes only; this map should not be
relied upon. Furthermore, the parcels set out on this map may not comply with local subdivision or building ordinances.
Stewart assumes no liability, responsibility or indemnification related to the maps nor any matters concerning the contents of
or accuracy of the map.
Note 4: The only transfers or conveyances shown in the public records within 24 months of the date of this report are set forth below.
If you have knowledge of any other transfers or conveyances, please contact your title officer immediately for further research
and review.
NONE
Note 5: Purchase Transactions Only – Seller(s)/Owner(s) are provided Stewart Title’s Owner’s Affidavit and Indemnity for completion
prior to closing.
Note 6: All Transactions – Buyer(s)/Seller(s)/Borrower(s) are provided Stewart Title’s Preliminary Report for review and
acknowledgment prior to closing. Buyer(s) approval to include the Preliminary Report items that remain as exceptions to the
title policy.
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PA2022-032
Good Funds Law Created: 10/21/2020 CA0210-20007051-20
5000 Birch Street, Suite 550, Newport Beach, CA 92660
Main:(833) 692-3958 |Direct:
CALIFORNIA "GOOD FUNDS" LAW
California Insurance Code Section 12413.1 regulates the disbursement of escrow and sub-escrow funds by title
companies. The law requires that funds be deposited in the title company escrow account and available for withdrawal
prior to disbursement. Funds received by Stewart Title of California, Inc. via wire transfer may be disbursed upon receipt.
Funds received via cashier’s checks or teller checks drawn on a California Bank may be disbursed on the next business
day after the day of deposit. If funds are received by any other means, recording and/or disbursement may be delayed,
and you should contact your title or escrow officer. All escrow and sub-escrow funds received will be deposited with other
escrow funds in one or more non-interest bearing escrow accounts in a financial institution selected by Stewart Title of
California, Inc.. Stewart Title of California, Inc. may receive certain direct or indirect benefits from the financial institution by
reason of the deposit of such funds or the maintenance of such accounts with the financial institution, and Stewart Title of
California, Inc. shall have no obligation to account to the depositing party in any manner for the value of, or to pay to such
party, any benefit received by Stewart Title of California, Inc.. Such benefits shall be deemed additional compensation to
Stewart Title of California, Inc. for its services in connection with the escrow or sub-escrow. If any check submitted is
dishonored upon presentation for payment, you are authorized to notify all principals and/or their respective agents of such
nonpayment.
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PA2022-032
Privacy Policy Notice Created: 10/21/2020 CA0210-20007051-20
Stewart Title Guaranty Company Privacy Notice
Stewart Title Companies
WHAT DO THE STEWART TITLE COMPANIES DO WITH YOUR PERSONAL INFORMATION?
Federal and applicable state law and regulations give consumers the right to limit some but not all sharing. Federal and applicable state law
regulations also require us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand
how we use your personal information. This privacy notice is distributed on behalf of the Stewart Title Guaranty Company and its title affiliates (the
Stewart Title Companies), pursuant to Title V of the Gramm-Leach-Bliley Act (GLBA).
The types of personal information we collect and share depend on the product or service that you have sought through us. This information can
include social security numbers and driver's license number.
All financial companies, such as the Stewart Title Companies, need to share customers' personal information to run their everyday business—to
process transactions and maintain customer accounts. In the section below, we list the reasons that we can share customers' personal information;
the reasons that we choose to share; and whether you can limit this sharing.
Reasons we can share your personal information.Do we share Can you limit this sharing?
For our everyday business purposes— to process your
transactions and maintain your account. This may include running
the business and managing customer accounts, such as processing
transactions, mailing, and auditing services, and responding to court
orders and legal investigations.
Yes No
For our marketing purposes — to offer our products and services
to you.Yes No
For joint marketing with other financial companies No We don’t share
For our affiliates' everyday business purposes— information
about your transactions and experiences. Affiliates are companies
related by common ownership or control. They can be financial and
non-financial companies.Our affiliates may include companies with
a Stewart name; financial companies, such as Stewart Title
Company
Yes No
For our affiliates' everyday business purposes— information
about your creditworthiness.No We don’t share
For our affiliates to market to you –For your convenience, Stewart
has developed a means for you to opt out from its affiliates marketing
even though such mechanism is not legally required.Yes
Yes, send your first and last name, the email
address used in your transaction, your
Stewart file number and the Stewart office
location that is handling your transaction by
email to optout@stewart.com or fax to
1-800-335-9591.
For non-affiliates to market to you.Non-affiliates are companies
not related by common ownership or control. They can be financial
and non-financial companies.
No We don’t share
We may disclose your personal information to our affiliates or to non-affiliates as permitted by law. If you request a transaction with a non-affiliate,
such as a third party insurance company, we will disclose your personal information to that non-affiliate. [We do not control their subsequent use of
information, and suggest you refer to their privacy notices.]
SHARING PRACTICES
How often do the Stewart Title companies notify me
about their practices?
We must notify you about our sharing practices when you request a transaction.
How do the Stewart Title Companies protect my
personal information?
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include
computer, file, and building safeguards.
How do the Stewart Title Companies collect my
personal information?
We collect your personal information, for example, when you
request insurance-related servicesprovide such information to us
We also collect your personal information from others, such as the real estate
agent or lender involved in your transaction, credit reporting agencies, affiliates or
other companies.
What sharing can I limit?Although federal and state law give you the right to limit sharing (e.g., opt out) in
certain instances, we do not share your personal information in those instances.
Contact us: If you have any questions about this privacy notice, please contact us at: Stewart Title Guaranty Company,
1360 Post Oak Blvd., Ste. 100, Privacy Officer, Houston, Texas 77056
Revised 11-19-2013
PA2022-032
Privacy Policy Notice Created: 10/21/2020 CA0210-20007051-20
Effective Date: January 1, 2020
Privacy Notice for California Residents
Pursuant to the California Consumer Privacy Act of 2018 (“CCPA”), Stewart Information Services Corporation and its subsidiary companies
(collectively, “Stewart”) are providing this Privacy Notice for California Residents (“CCPA Notice”). This CCPA Notice supplements the
information contained in Stewart’s existing privacy notice and applies solely to all visitors, users and others who reside in the State of California
or are considered California Residents (“consumers” or “you”). Terms used but not defined shall have the meaning ascribed to them in the
CCPA.
Information Stewart Collects
Stewart collects information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked,
directly or indirectly, with a particular consumer, household, or device. Most of the information that Stewart collects in the course of its regular
business is already protected pursuant to the Gramm-Leach-Bliley Act (GLBA). Additionally, much of this information comes from government
records or other information already in the public domain. Personal information under the CCPA does not include:
Publicly available information from government records.Deidentified or aggregated consumer information.Certain personal information protected by other sector-specific federal or California laws, including but not limited to the Fair Credit
Reporting Act (FCRA), GLBA and California Financial Information Privacy Act (FIPA).
Specifically, Stewart has collected the following categories of personal information from consumers within the last twelve (12) months:
Category Examples Collected?
A. Identifiers.
A real name, alias, postal address, unique personal identifier, online identifier, Internet
Protocol address, email address, account name, Social Security number, driver's license
number, passport number, or other similar identifiers.
YES
B. Personal information categories
listed in the California Customer
Records statute (Cal. Civ. Code §
1798.80(e)).
A name, signature, Social Security number, physical characteristics or description, address,
telephone number, passport number, driver's license or state identification card number,
insurance policy number, education, employment, employment history, bank account
number, credit card number, debit card number, or any other financial information, medical
information, or health insurance information. Some personal information included in this
category may overlap with other categories.
YES
C. Protected classification
characteristics under California or
federal law.
Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed,
marital status, medical condition, physical or mental disability, sex (including gender, gender
identity, gender expression, pregnancy or childbirth and related medical conditions), sexual
orientation, veteran or military status, genetic information (including familial genetic
information).
YES
D. Commercial information.Records of personal property, products or services purchased, obtained, or considered, or
other purchasing or consuming histories or tendencies.YES
E. Biometric information.
Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to
extract a template or other identifier or identifying information, such as, fingerprints,
faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns,
and sleep, health, or exercise data.
YES
F. Internet or other similar network
activity.
Browsing history, search history, information on a consumer's interaction with a website,
application, or advertisement.YES
G. Geolocation data.Physical location or movements.YES
H. Sensory data.Audio, electronic, visual, thermal, olfactory, or similar information.YES
I. Professional or employment-related
information.Current or past job history or performance evaluations.YES
J. Non-public education information
(per the Family Educational Rights
and Privacy Act (20 U.S.C. Section
1232g, 34 C.F.R. Part 99)).
Education records directly related to a student maintained by an educational institution or
party acting on its behalf, such as grades, transcripts, class lists, student schedules, student
identification codes, student financial information, or student disciplinary records.
YES
K. Inferences drawn from other
personal information.
Profile reflecting a person's preferences, characteristics, psychological trends,
predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.YES
Stewart obtains the categories of personal information listed above from the following categories of sources:
Directly and indirectly from customers, their designees or their agents (For example, realtors, lenders, attorneys, etc.)Directly and indirectly from activity on Stewart’s website or other applications.From third-parties that interact with Stewart in connection with the services we provide.
Use of Personal Information
Stewart may use or disclose the personal information we collect for one or more of the following purposes:
PA2022-032
Privacy Policy Notice Created: 10/21/2020 CA0210-20007051-20
To fulfill or meet the reason for which the information is provided.To provide, support, personalize, and develop our website, products, and services.To create, maintain, customize, and secure your account with Stewart.To process your requests, purchases, transactions, and payments and prevent transactional fraud.
To prevent and/or process claims.
To assist third party vendors/service providers who complete transactions or perform services on Stewart’s behalf.
As necessary or appropriate to protect the rights, property or safety of Stewart, our customers or others.To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and
improve our responses.To personalize your website experience and to deliver content and product and service offerings relevant to your interests, including
targeted offers and ads through our website, third-party sites, and via email or text message (with your consent, where required by
law).To help maintain the safety, security, and integrity of our website, products and services, databases and other technology assets, and
business.
To respond to law enforcement or regulator requests as required by applicable law, court order, or governmental regulations.
Auditing for compliance with federal and state laws, rules and regulations.
Performing services including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and
transactions, verifying customer information, processing payments, providing advertising or marketing services or other similar
services.To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our
assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by
us is among the assets transferred.
Stewart will not collect additional categories of personal information or use the personal information we collected for materially different,
unrelated, or incompatible purposes without providing you notice.
Disclosure of Personal Information to Affiliated Companies and Nonaffiliated Third Parties
Stewart does not sell your personal information to nonaffiliated third parties. Stewart may share your information with those you have
designated as your agent in the course of your transaction (for example, a realtor or a lender). Stewart may disclose your personal
information to a third party for a business purpose. Typically, when we disclose personal information for a business purpose, we enter a
contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any
purpose except performing the contract.
We share your personal information with the following categories of third parties:
Service providers and vendors (For example, search companies, mobile notaries, and companies providing credit/debit card
processing, billing, shipping, repair, customer service, auditing, marketing, etc.)
Affiliated Companies
Litigation parties and attorneys, as required by law
Financial rating organizations, rating bureaus and trade associations
Federal and State Regulators, law enforcement and other government entities
In the preceding twelve (12) months, Stewart has disclosed the following categories of personal information for a business purpose:
Category A: Identifiers
Category B: California Customer Records personal information categories
Category C: Protected classification characteristics under California or federal law
Category D: Commercial Information
Category E: Biometric Information
Category F: Internet or other similar network activity
Category G: Geolocation data
Category H: Sensory data
Category I: Professional or employment-related information
Category J: Non-public education information
Category K: Inferences
Consumer Rights and Choices
The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your
CCPA rights and explains how to exercise those rights.
Access to Specific Information and Data Portability Rights
You have the right to request that Stewart disclose certain information to you about our collection and use of your personal information
over the past 12 months. Once we receive and confirm your verifiable consumer request, Stewart will disclose to you:
The categories of personal information Stewart collected about you.The categories of sources for the personal information Stewart collected about you.Stewart’s business or commercial purpose for collecting that personal information.The categories of third parties with whom Stewart shares that personal information.The specific pieces of personal information Stewart collected about you (also called a data portability request).If Stewart disclosed your personal data for a business purpose, a listing identifying the personal information categories that each
category of recipient obtained.
Deletion Request Rights
PA2022-032
Privacy Policy Notice Created: 10/21/2020 CA0210-20007051-20
You have the right to request that Stewart delete any of your personal information we collected from you and retained, subject to certain
exceptions. Once we receive and confirm your verifiable consumer request, Stewart will delete (and direct our service providers to delete)
your personal information from our records, unless an exception applies.
Stewart may deny your deletion request if retaining the information is necessary for us or our service providers to:
9. Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions
reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
10. Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such
activities.
11. Debug products to identify and repair errors that impair existing intended functionality.
12. Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for
by law.
13. Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.).
14. Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable
ethics and privacy laws, when the information’s deletion may likely render impossible or seriously impair the research’s achievement,
if you previously provided informed consent.
15. Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
16. Comply with a legal obligation.
17. Make other internal and lawful uses of that information that are compatible with the context in which you provided it.
Exercising Access, Data Portability, and Deletion Rights
To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request to us either:
Calling us Toll Free at 1-866-571-9270
Emailing us at Privacyrequest@stewart.com
Visiting http://stewart.com/ccpa
Only you, or someone legally authorized to act on your behalf, may make a verifiable consumer request related to your personal information.
You may also make a verifiable consumer request on behalf of your minor child.
To designate an authorized agent, please contact Stewart through one of the methods mentioned above.
You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer
request must:
Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an
authorized representative.
Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.
Stewart cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the
request and confirm the personal information relates to you.
Making a verifiable consumer request does not require you to create an account with Stewart.
Response Timing and Format
We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to an additional
45 days), we will inform you of the reason and extension period in writing.
A written response will be delivered by mail or electronically, at your option.
Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide
will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide
your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without
hindrance.
Stewart does not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly
unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate
before completing your request.
Non-Discrimination
Stewart will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:
Deny you goods or services.
Charge you a different prices or rates for goods or services, including through granting discounts or other benefits, or imposing
penalties.Provide you a different level or quality of goods or services.Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.
Changes to Our Privacy Notice
PA2022-032
Privacy Policy Notice Created: 10/21/2020 CA0210-20007051-20
Stewart reserves the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will
post the updated notice on Stewart’s website and update the notice’s effective date. Your continued use of Stewart’s website following the
posting of changes constitutes your acceptance of such changes.\
Contact Information
If you have questions or comments about this notice, the ways in which Stewart collects and uses your information described here, your
choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:
Phone: Toll Free at 1-866-571-9270
Website: http://stewart.com/ccpa
Email: Privacyrequest@stewart.com
Postal Address Stewart Information Services Corporation
Attn: Mary Thomas, Deputy Chief Compliance Officer
1360 Post Oak Blvd., Ste. 100, MC #14-1
Houston, TX 77056
PA2022-032
Affiliated Business Disclosure Statement Created: 10/21/2020 CA0210-20007051-20
5000 Birch Street, Suite 550, Newport Beach, CA 92660
Main:(833) 692-3958 |Direct:
AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE STATEMENT
Date:October 21, 2020
Order No.: CA0210-20007051-20
Property: 521 Iris Avenue, Corona Del Mar, CA 92625
From: Mariners Escrow
This is to give you notice that Stewart Title of California, Inc. (“Stewart Title”) has a business relationship with Stewart
Solutions, LLC, DBA - Stewart Specialty Insurance Services, LLC (“Stewart Insurance”). Stewart Information Services
Corporation owns 100% of Stewart Insurance and Stewart Title of California. Because of this relationship, this referral may
provide Stewart Title a financial or other benefit.
Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use
the listed provider(s) as a condition for purchase, sale, or refinance of the subject Property. THERE ARE FREQUENTLY
OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP
AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE
SERVICES.
Stewart Insurance Settlement Service Charge or range of charges
Hazard Insurance $400.00 to $6,500.00
Home Warranty $255.00 to $ 780.00
Natural Hazard Disclosure Report $ 42.50 to $ 149.50
-TITLE -
PA2022-032
Preliminary Report Approval Created: 10/21/2020 CA0210-20007051-20
5000 Birch Street, Suite 550, Newport Beach, CA 92660
Main:(833) 692-3958 |Direct:
Date:October 21, 2020
Escrow Officer:
Order No.: CA0210-20007051-20
Your File No.: 59484-BF
Property Address: 521 Iris Avenue
Corona Del Mar, CA 92625
SELLER ACKNOWLEDGEMENT OF RECEIPT, UNDERSTANDING AND APPROVAL
OF PRELIMINARY REPORT
The undersigned Seller(s) hereby acknowledge receipt of a copy of the Preliminary Report issued by under Order No.
CA0210-20007051-20, dated October 21, 2020 and hereby approves the legal description of subject property shown on
Schedule A of the report.
Seller(s) Acknowledgment: Seller(s) herein warrant and confirm that, to Seller(s) knowledge, all Deeds of Trust (e.g.,
mortgages, loans and lines of credit), liens, judgments and/or encumbrances affecting Seller(s) and subject property are
reflected in the Preliminary Report. If not, Seller(s) will provide Escrow Holder with information to facilitate the pay-off
and/or removal of any such items before the close of escrow.
The undersigned have received a copy of this acknowledgement as evidenced by the signature below.
Seller(s):
___________________________________
James W Nugent
___________________________________
Denise S Keene
-TITLE -
PA2022-032
Preliminary Report Approval Created: 10/21/2020 CA0210-20007051-20
5000 Birch Street, Suite 550, Newport Beach, CA 92660
Main:(833) 692-3958 |Direct:
Date:October 21, 2020
Escrow Officer:
Order No.: CA0210-20007051-20
Your File No.: 59484-BF
Property Address: 521 Iris Avenue
Corona Del Mar, CA 92625
BUYER ACKNOWLEDGEMENT OF RECEIPT, UNDERSTANDING
AND APPROVAL OF PRELIMINARY REPORT
The undersigned Buyer(s) hereby acknowledge receipt of a copy of the Preliminary Report issued by under Order No.
CA0210-20007051-20, dated October 21, 2020 and hereby approves the legal description of subject property shown on
Schedule A of the report.
Buyer(s) Approval of Preliminary Report: Buyer(s) herein hereby approves Items of Schedule B of the report to be
included in the Policy of Title Insurance as exceptions when written. Further, Buyer(s) hereby acknowledge receipt and
approval of the Covenants, Conditions and Restrictions, and any and all Schedule B exceptions detailed above, for
example, easements, right-of-ways, and restrictions, if any.
The undersigned have received a copy of this acknowledgement as evidenced by the signature below.
Buyer(s):
___________________________________
Blair Porteous
urstevvart
-TITLE -
PA2022-032
Available Discounts Disclosure Statement Created: 10/21/2020 CA0210-20007051-20
ACKNOWLEDGEMENT OF RECEIPT, UNDERSTANDING
AND APPROVAL OF STEWART TITLE GUARANTY COMPANY
PRIVACY NOTICE FOR STEWART TITLE COMPANIES AND
AFFILIATED BUSINESS ARRANGEMENT
DISCLOSURE STATEMENT
The undersigned hereby acknowledge receipt of the Stewart Title Guaranty Company Privacy Notice for Stewart
Title Companies and the Affiliated Business Arrangement Disclosure Statement that apply to this transaction. The
undersigned further acknowledge that he/she/they have received, read, understand and accept these documents in
connection with the above described transaction.
The undersigned have received a copy of this acknowledgement as evidenced by the signature below.
___________________________________
James W Nugent
___________________________________
Denise S Keene
___________________________________
Blair Porteous
PA2022-032
Available Discounts Disclosure Statement Created: 10/21/2020 CA0210-20007051-20
5000 Birch Street, Suite 550, Newport Beach, CA 92660
Main:(833) 692-3958 |Direct:
AVAILABLE DISCOUNTS DISCLOSURE STATEMENT
This is to give you notice that Stewart Title of California, Inc. (“Stewart Title”) is pleased to inform you that upon proper
qualification, there are premium discounts available upon the purchase of title insurance covering improved property with a
one to four family residential dwelling.
Such discounts apply to and include:
Property located within an area proclaimed a state or federal disaster area;
Property purchased from a foreclosing beneficiary or successful bidder at a foreclosure sale;
Property being refinanced.
Please talk with your escrow or title officer to determine your qualification for any of these discounts.
-TITLE -
PA2022-032
Updated 9/2020
STGC TITLE PREMIUM DISCOUNT APPLICATION
AND CONFIRMATION OF ELIGIBILITY
Order Number: CA0210-20007051-20
Property:521 Iris Avenue,Corona Del Mar, CA 92625
APN:459-183-06
In connection with the request of the Undersigned (“Applicant”) for the preparation and issuance of title
insurance, Applicant provides this completed STGC Title Premium Discount Application and Confirmation
of Eligibility (“Request Form”) for the benefit of, and reliance by, title insurer Stewart Title Guaranty
Company, and its policy issuing agent Stewart Title of California (collectively hereafter referred to as
“Stewart Title”) in connection with pricing the title premium in the above referenced transaction:
1. Applicant understands that Stewart Title has available for qualifying requestors a 10% discount on the
title insurance premium charged under certain circumstances; however, all endorsement fees and
other charges are not discounted.
2. Applicant understands that Stewart Title is only able to provide such discount if requested through
providing this completed Request Form and is received by Stewart Title at least five (5) business days
prior to recording of the transaction to which a discount is requested.
3. Applicant understands that Stewart Title prohibits combined discounts; accordingly, Stewart Title will
provide this requested discount and disregard other applicable discounts, if any, when eligibility
requirements for such discount are satisfied.
4. Applicant requests the following discount and affirms that Applicant meets the criteria and
requirements set forth to qualify for such selected discount (SELECT ONLY ONE QUALIFYING
DISCOUNT):
Active military personnel and honorably discharged veteran discount* – To qualify for an
active military personnel or honorably discharged veteran discount: (1) the property being
purchased, mortgaged or refinanced is a fee simple interest in a primary, owner-occupied
residence; and (2) at least one of the undersigned purchaser(s), seller(s) or borrower(s), as
applicable, is a U.S. citizen, permanent resident or qualified alien and is engaged in
full-time, active duty in the military on the date signed below or was a honorably discharged
veteran.
Senior citizen discount – To qualify for a senior citizen discount: (1) the property being
purchased, mortgaged or refinanced is a fee simple interest in a primary, owner-occupied
residence; and (2) at least one of the undersigned purchaser(s), seller(s) or borrower(s), as
applicable, is a U.S. citizen, permanent resident or qualified alien and is 55 years of age or
older on the date signed below.
*Active military personnel and honorably discharged veterans include those members from the following U.S. military
services branches: Air Force, Army, Coast Guard, Marine Corps, Navy and Space Force, and any active Reserve
members of these military services branches and any active members of the Air or Army National Guard.
□
□
PA2022-032
Available Discounts Disclosure Statement Created: 10/21/2020 CA0210-20007051-20
First-time homebuyer discount – To qualify for a first-time homebuyer discount: (1) the
property being purchased is a fee simple interest in a primary, owner-occupied residence;
and (2) at least one of the undersigned purchaser(s) is a U.S. citizen, permanent resident or
qualified alien and has either never owned any property or, has not been an owner in a
primary residence for the last three calendar years from the date signed below.
First responder discount – To qualify for a first responder discount: (1) the property being
purchased, mortgaged or refinanced is a fee simple interest in a primary, owner-occupied
residence; and (2) at least one of the undersigned purchaser(s), seller(s) or borrower(s), as
applicable, is a U.S. citizen, permanent resident or qualified alien and is currently employed
as a police officer, firefighter, paramedic or emergency medical technician on the date
signed below.
This Request Form is completed under penalty of perjury and is made for the purpose of inducing Stewart Title to provide
the title premium discount, and the representations contained herein are material to such insurance coverage pricing. The
undersigned hereby indemnifies and holds Stewart Title harmless from any loss or damage, liability, costs, expenses and
attorneys’ fees which it may sustain to the extent any representation contained herein is incorrect. The undersigned
understands that Stewart Title may decide not to provide the requested title insurance despite the information and
affirmations contained herein.
PLEASE READ AND COMPLETE THE STGC TITLE PREMIUM DISCOUNT REQUEST FORM ON THE PREVIOUS
PAGE BEFORE SIGNING BELOW. IF YOU DO NOT UNDERSTAND OR HAVE ANY QUESTIONS ABOUT THIS
AFFIDAVIT, YOU SHOULD CONTACT YOUR LOCAL STEWART TITLE PROFESSIONAL.
THE UNDERSIGNED DECLARES UNDER PENALTY OF PERJURY THAT THE ABOVE INFORMATION IS TRUE AND
CORRECT.
________________________________________
Signature
________________________________________
Signature
________________________________________
Printed Name
________________________________________
Printed Name
________________________________________
Date Signed
________________________________________
Date Signed
□
□
PA2022-032
Exhibit A Created: 10/21/2020 CA0210-20007051-20
EXHIBIT A
Legal Description
The land hereinafter referred to is situated in the City of Corona Del Mar, County of Orange, State of California, and is
described as follows:
Lot 21 in Block 535, of the Corona Del Mar Tract, in the City of Newport Beach, County of Orange, State of California, as
shown on a map thereof recorded in Book 3 Page(s) 41 and 42 Miscellaneous Maps, Records of said Orange County.
APN: 459-183-06
PA2022-032
Plat Map Created: 10/21/2020 CA0210-20007051-20
This map is for your aid in locating the subject property with reference to streets and other parcels. While this map is believed to be correct, Stewart
Title of California and subsequent insurance companies, assume no liability for any loss occurred by reason of reliance thereon.f!Jl'(l/,1(1£ ~wo;r.s·-.,_ "''"'-•Ill .; I'll !rm:1u~;'J.J~ ~M .ft't-Mnttt&J. ,rf -'"'$'$CA' SJI _J l J il g j iie :;i, l 7 ~ ~ ~ ! ,li, k NfL/()T~ l: ~ ~ Ill JS 17' .. ~!! · / ArlflifJf I IP I I I •r!!~ .J.j I:'! ill'!' I ► 1•r:1Ski,,.J:_u!I, 1.34'11'1, ,OJ'.J .. ,r,P.u. PM. f 0 Cl~HI JC. P.111. -459-18 ½~If' / ·~ [ ,•.,~-~ I ~ ~ tO 11,Ll;l!.Jlidl~ I, 11, lwv,L'r 'T"" -'-~ni......,,..., [g [ • JAS.VI~ Wl/aHA Ni .IC4f. rtw:r NfJ, 323 />ARC££ MAP PARC-it MAP P~llCEl JIAP PARCEL. MAP PARCEL MAP /Mr.I.,,,.,,,. A V&liJf. 19 lil.,M, .J-42 II. M, l,t-.{), ,11 P,M. ~1-N), 9J-21, t6J-2J, 1?1-,U P,M. 211-rs, ;,j,-O, j,6(}•16, NS-fg P,M, JJ9'-J1, JJ,i/-tfj, J.t5-21, J56-Jl! P,M, 'JS1•r8, J~6-J8, 162•11, Jf.f~ P.M. J8la.lS, JUaJ'!;, J8l•I • In i'l:IJ;sllt'Nf 'Jr.n,. ,..-. ' A V!N/Jf • ~ 1j nvrc --.5sc ;sc,1 's eur.11 i PARc.:.l IILWi:ifS S>ll»"I JN C 11/Qf:~ r ~~'S<SfiOR' S ilcAf' 8ilOlr '4i5,9 />~{if 18 ,111,\\ITr l1F l;IRAlv<;E D PA2022-032
Exhibit B Created: 10/21/2020 CA0210-20007051-20
EXHIBIT B (05-06-16)
CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY – 1990 EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys'
fees or expenses which arise by reason of:1. (a) Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) thecharacter, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv)environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from aviolation or alleged violation affecting the land has been recorded in the public records at Date of Policy.
(b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has beenrecorded in the public records at Date of Policy.2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on therights of a purchaser for value without knowledge.3. Defects, liens, encumbrances, adverse claims or other matters:
a. whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant;b. not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became aninsured under this policy;c. resulting in no loss or damage to the insured claimant;d. attaching or created subsequent to Date of Policy; or
e. resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy.4. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business lawsof the state in which the land is situated.5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law.6. Any claim, which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency
or similar creditors' rights laws.
EXCEPTIONS FROM COVERAGE - SCHEDULE B, PART I
This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of:1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records.
Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records.2. Any facts, rights, interests, or claims which are not shown by the public records but which could b e ascertained by an inspection of the land or which may be asserted by persons in possession thereof.3. Easements, liens or encumbrances, or claims thereof, which are not shown by the public records.4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records.5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public
records.6. Any lien or right to a lien for services, labor or material not shown by the public records.
CLTA/ALTA HOMEOWNER’S POLICY OF TITLE INSURANCE (12-02-13) EXCLUSIONS
In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from:1. Governmental police power, and the existence or violation of those portions of any law or government regulation concerning:
a. building;b. zoning;c. land use;d. improvements on the Land;e. land division;
f. environmental protection.This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27.2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not limit the coverage described in Covered Risk 14 or 15.3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17.4. Risks:
a. that are created, allowed, or agreed to by You, whether or not they appear in the Public Records;b. that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date;c. that result in no loss to You; ord. that first occur after the Policy Date - this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28.5. Failure to pay value for Your Title.
6. Lack of a right:a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; andb. in streets, alleys, or waterways that touch the Land.This Exclusion does not limit the coverage described in Covered Risk 11 or 21.7. The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy.
8. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence.9. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances.
LIMITATIONS ON COVERED RISKS
Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows:* For Covered Risk 16, 18, 19, and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A.
The deductible amounts and maximum dollar limits shown on Schedule A are as follows:
Your Deductible Amount Our Maximum Dollar Limit of Liability
Covered Risk 16:1% of Policy Amount or $2,500.00 (whichever is less)$10,000.00
Covered Risk 18:1% of Policy Amount or $5,000.00 (whichever is less)$25,000.00
Covered Risk 19:1% of Policy Amount or $5,000.00 (whichever is less)$25,000.00
Covered Risk 21:1% of Policy Amount or $2,500.00 (whichever is less)$5,000.00
2006 ALTA LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys'fees, or expenses that arise by reason of:
1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to
(i) the occupancy, use, or enjoyment of the Land;(ii) the character, dimensions, or location of any improvement erected on the Land;(iii) the subdivision of land; or(iv) environmental protection;
or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5.
(b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6.2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8.3. Defects, liens, encumbrances, adverse claims, or other matters(a) created, suffered, assumed, or agreed to by the Insured Claimant;
(b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant becamean Insured under this policy;(c) resulting in no loss or damage to the Insured Claimant;(d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 13, or 14); or(e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage.
4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing business laws of the state where the Land is situated.
5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law.6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is(a) a fraudulent conveyance or fraudulent transfer, or(b) a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy.
7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does
not modify or limit the coverage provided under Covered Risk 11(b).The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the followingExceptions from Coverage:
EXCEPTIONS FROM COVERAGE
PART I
This policy does not insure against loss or damage (and the company will not pay costs, attorneys' fees or expenses) which arise by reasonof:1. (a) taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records.(b) Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records.2. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land.
3. Easements, liens or encumbrances, or claims thereof, which are not shown by the Public Records.
4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records.5. (a) unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the publicrecords.6. Any lien or right to a lien for services, labor or material not shown by the public records.
PART II
In addition to the matters set forth in Part I of this Schedule, the Title is subject to the following matters, and the Company insures against loss or damage sustained in the event that they are not subordinate to the lien of the Insured Mortgage:
PA2022-032
CA0210-20007051-20
2006 ALTA OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys’ fees, or expenses that arise by reason of:1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to(i) the occupancy, use, or enjoyment of the Land;
(ii) the character, dimensions, or location of any improvement erected on the Land;
(iii) the subdivision of land; or(iv) environmental protection;or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5.(b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6.2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8.
3. Defects, liens, encumbrances, adverse claims, or other matters(a) created, suffered, assumed, or agreed to by the Insured Claimant;(b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant becamean Insured under this policy;(c) resulting in no loss or damage to the Insured Claimant;
(d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and 10); or(e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title.4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting the Title as shown in Schedule A, is(a) a fraudulent conveyance or fraudulent transfer; or
(b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy.
5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records thatvests Title as shown in Schedule A.The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions fromCoverage, the Exceptions from Coverage in a Standard Coverage policy will also include the followingExceptions from Coverage:
EXCEPTIONS FROM COVERAGE
This policy does not insure against loss or damage (and the company will not pay costs, attorneys' fees or expenses) which arise by reason of:1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records.2. Any facts, rights, interests or claims which are not shown by the public records but which could be ascertained by an inspection of the land or by making inquiry of persons in possession thereof.
3. Easements, liens or encumbrances, or claims thereof, which are not shown by the public records.4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and that are not shown by the Public Records.5. (a) unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the publicrecords.
6. Any lien or right to a lien for services, labor or material not shown by the public records.
ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (04-02-15) EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneysfees or expenses which arise by reason of:
1. a. Any law, ordinance or governmental regulation (including but not limited to building and zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating to(i) the occupancy, use, or enjoyment of the Land;(ii) the character, dimensions or location of any improvement now or hereafter erected on the Land;(iii) the subdivision of land; or(iv) environmental protection or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16.
b. Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16.
2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8.3. Defects, liens, encumbrances, adverse claims or other matters:(a) created, suffered, assumed or agreed to by the Insured Claimant;(b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became
an Insured under this policy;
(c) resulting In no loss or damage to the Insured Claimant;(d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 16, 17, 18, 19, 20, 21, 22, 23, 24, 27 or 28); or(e) resulting in loss or damage which would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage.4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doingbusiness laws of the state where the Land is situated.
5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury, or any consumer credit protection or truth-in-lending law. ThisExclusion does not modify or limit the coverage provided in Covered Risk 26.6. Any claim of invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estateo r interest covered by this policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11.7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of Policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11(b) or
25.
8. The failure of the residential structure, or any portion of it, to have been constructed before, on or after Date of Policy in accordance with applicable building codes. This Exclusion does not modify or limit the coverage provided in CoveredRisk 5 or 6.9. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is(a) a fraudulent conveyance or fraudulent transfer, or
(b) a preferential transfer for any reason not stated in Covered Risk 27(b) of this policy.
10 Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence.11. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances.
Exhibit B Created: 10/21/2020 CA0210-20007051-20
PA2022-032
CA0210-20007051-20
OWNER'S AFFIDAVIT AND INDEMNITY
Order No.: CA0210-20007051-20
Address/Location:521 Iris Avenue, Corona Del Mar, CA 92625
APN:459-183-06
In connection with the request of the Undersigned (“Affiant”) for the preparation and issuance of insurance, Affiant makes
the following statements and representations for the benefit of, and reliance by, title insurer Stewart Title Guaranty
Company, and its policy issuing agent Stewart Title of California (collectively hereafter referred to as “TITLE”):
1.Affiant owns and holds title to property described in Schedule A of the Preliminary Report or
Commitment issued in connection with the above referenced Order Number (the “Property”).
2.The Affiant's possession of the Property has been peaceful and undisturbed, and title thereto has
never been disputed, questioned or rejected, nor has the issuance of title insurance ever been
refused, except as follows: (If none, please state “none”)
______________________________________________________________________________
3.Other than the Affiant, there are no parties entitled to possession of the Property other than the
following: (If none, please state “none”)
______________________________________________________________________________
4.There are no leases, licenses, options, rights of first refusal, or contracts to sell, affecting the
Property, or any parties currently in possession, of the Property, except the following:(If none, please
state “none”)
______________________________________________________________________________
5.All assessments by a management, common area, building maintenance or homeowner association,
if any, are paid current or are not yet due and payable.
6.There are no pending contemplated repairs/improvements to the Property, except the following:(If
none, please state “none)
______________________________________________________________________________
7.There has been no building materials, repairs, improvements, or remodeling performed, provided,
furnished or delivered within the last 12 months, except as follows:(If none, please state “none”)
______________________________________________________________________________
8.Affiant is not aware of the existence of any of the following:
a.Improvements encroaching into any easements or over any boundary lines of the Property.
b.Adjoining property improvements encroaching onto the Property.
c.Liens against the Property and/or judgments or tax liens against Affiant or any other
property owner currently in title, except those described in the Preliminary Report or
Commitment issued in connection with the above referenced Order Number.
d.Outstanding claims or persons entitled to claims for mechanics' or materialman liens
against the Property.
e.Pending repairs/improvements to the adjacent street(s).
f.Any pending litigation involving the Property, the Affiant or any other property owner
currently in title.
g.Recent improvements completed or being made to any common area(s) located within the
subdivision in which the Property is located.
h.Violations of any recorded covenants, conditions and/or restrictions imposed on the
Property.
i.Any pending assessments for Community Facility Districts.
j.Any new, pending or existing obligation or loan including any home improvements on the
Property pursuant to the PACE or HERO program, or any other similar type program.
k.Any use of the property for the production, sale, warehousing or transporting of fresh fruits,
vegetables, livestock or poultry (e.g. supermarkets, restaurants, wineries, breweries and
PA2022-032
CA0210-20007051-20
meat packing plants).
With regard to 8a.-8k, except as follows:(If none, please state “none”)
____________________________________________________________________________
9.No proceedings in bankruptcy or receivership have been instituted by or against the Affiant or any
other property owner currently in title.
10.There are no unpaid utility type bills including but not limited to bills for water, sewer, hazardous
waste, recycling, storm drain and/or rubbish and there are no liens related to such utilities from or on
the Property, with the exception of the following: (If none, please state “none”)
______________________________________________________________________________
11.There are no financial obligations secured by trust deeds, mortgages, financing statements, vendor’s
liens, security agreements or otherwise, against the Property, except as set forth in the Preliminary
Report, proforma and/or Commitment, and as set forth below:(If none, please state “none”)
Creditor Approximate Balance
12.There has been no harvesting or production of any oil, gas, geothermal materials or other minerals
from or on the Property and there are no oil, gas, geothermal and/or mineral leases, licenses, options,
rights of first refusal, and/or contracts to sell, affecting the mineral rights associated with the Property,
or other parties currently in possession, of the mineral rights on the Property, except the following:(If
none, please state “none”)
______________________________________________________________________________
13.Other than the Affiant, there are no other parties currently in possession of the Property, including but
not limited to, any possessory interest associated with the harvesting of any oil, gas, geothermal
materials or other minerals, except the following:(If none, please state “none”)
______________________________________________________________________________
This is a sworn affidavit and is made for the purpose of inducing TITLE to provide certain insurance coverage to a
purchaser and/or lender, and the representations contained herein are material to such insurance coverage. The
undersigned hereby indemnifies and holds Stewart Title Guaranty Company and its policy issuing agent identified above
harmless from any loss or damage, liability, costs, expenses and attorneys’ fees which it may sustain under its policies of
title insurance or commitments to the extent any representation contained herein is incorrect. The undersigned
understands that TITLE may decide not to provide the requested title insurance despite the information and affirmations
contained herein.
PLEASE READ, COMPLETE AND RESPOND TO ALL STATEMENTS CONTAINED IN THIS OWNER’S AFFIDAVIT
AND INDEMNITY BEFORE SIGNING IN THE PRESENCE OF A NOTARY PUBLIC. THE NOTARY PUBLIC WILL
EXECUTE THE ACKNOWLEDGMENT ON THE FOLLOWING PAGE. HOWEVER, IF YOU DO NOT UNDERSTAND OR
HAVE ANY QUESTIONS ABOUT THIS AFFIDAVIT, YOU SHOULD SEEK THE ASSISTANCE OF YOUR
INDEPENDENT FINANCIAL AND/OR LEGAL ADVISOR BEFORE SIGNING.
___________________________________
James W Nugent
___________________________________
Denise S Keene
__________________________________
Date Signed
PA2022-032
CA0210-20007051-20
A notary public or other officer completing this
certificate verifies only the identity of the individual
who signed the document to which this certificate
is attached, and not the truthfulness, accuracy, or
validity of that document.
State of California
County of Orange
Subscribed and sworn to (or affirmed) before me on
this __________ day of ______________, 20______, by__________________________________________, proved to
me on the basis of satisfactory evidence to be the person(s) who appeared before me.
Signature_______________________________ (Seal)
PA2022-032
CA0210-20007051-20
Statement of Information
(Confidential)
The street address of the property in this transaction is: (if none, leave blank)
Address City
Occupied by: Owner Tenants Lessee Single Residence Multiple Residence Commercial Vacant Land
Any construction/improvements in last 6 months?Yes No Is any portion of new loan to be used for improvements?Yes No
If yes, state nature of work done or contemplated
Party 1 Party 2
First Middle Last First Middle Last
Former last name(s), if any Former last name(s), if any
Birthplace Birth Date Birthplace Birth Date
Social Security No.Driver's License No.Social Security No.Driver's License No.
I am single am married Have a domestic partner I am single am married Have a domestic partner
Name of current spouse or domestic partner (if other than Party 2)Name of current spouse or domestic partner (if other than Party 1)
Name of former spouse/domestic partner (if none, write "none")Name of former spouse/domestic partner (if none, write "none")
Dissolutions pending
Required to make child support payments?
Required to make Family support payments?
Yes No (circle one)
Yes No (circle one)
Yes No (circle one)
Dissolutions pending
Required to make child support payments?
Required to make Family support payments?
Yes No (circle one)
Yes No (circle one)
Yes No (circle one)
If paying former spouse directly, please provide address:If paying former spouse directly, please provide address:
Party 1 – Occupations for Last 10 Years
Present Occupation Firm Name Address No. of Years
Prior Occupation Firm Name Address No. of Years
Party 1 – Residences for Last 10 Years
Number and Street City and State From To
Party 2 – Occupations for Last 10 Years
Present Occupation Firm Name Address No. of Years
Prior Occupation Firm Name Address No. of Years
Party 2 – Residences for Last 10 Years
Number and Street City and State From To
Have any of the above parties owned or operated a business? Yes No If so, please list names
I have never been adjudged, bankrupt nor are there any unsatisfied judgments or other matters pending against me which might affect my title to this
property, except as follows:
The undersigned declare under penalty of perjury that the above information is true and correct.(all parties must sign)
Date Signature Signature
Home Phone Work Phone Home Phone Work Phone
PA2022-032
CA0210-20007051-20
Email Address Email Address
PA2022-032
CA0210-20007051-20
,
Main:(877) 365-9365 |Direct:
Attn: Line of Credit – Payoff Dept.
Date:October 21, 2020
Escrow No.: CA0210-20007051-20
Loan No.:
Borrower(s): James W Nugent and Denise S Keene
Property Address: 521 Iris Avenue
Corona Del Mar, CA 92625
With regard to our equity/credit line with the account number of , we hereby certify that:
TO LENDER:
I/We hereby request that the above referenced credit line account be FROZEN AND CLOSED as of the date of your
receipt of this notice. I/We contemplate payment in full of the Note secured by Trust Deed shortly through the above
referenced escrow with Mariners Escrow. I/We agree NOT to request any advances on this account on or after the date of
this letter. Upon payment in full by Mariners Escrow, you are instructed to close the above referenced account and forward
a reconveyance/release and/or satisfaction to the appropriate county recorder’s office for recording.
TO Mariners Escrow:
I/We further warrant to Mariners Escrow that I/we, as of the date shown above, will no longer use the referenced credit line
account and will immediately destroy all unused checks.
I/We fully understand and acknowledge that if funds from the referenced credit line account are advanced, for whatever
purpose and/or reason, with or without my/our consent, that I/we will be held fully responsible to immediately deposit with
Mariners Escrow sufficient funds to cover the advance(s). In the event funds are remaining in escrow for the payment of
the advance(s) in full or in part, Mariners Escrow is hereby instructed to utilize said funds until exhausted and make
demand for the balance from me/us, if necessary.
I/We will be responsible for any and all charges, which are presented for payment, including charges presented after the
requested demand is prepared.
If Mariners Escrow advances on my/our behalf, funds to payoff the Equity Line/Credit Line in full, I/We Agree, upon written
demand, to promptly reimburse Mariners Escrow.
Sincerely,
___________________________________
James W Nugent
___________________________________
Denise S Keene
urstevvart
-TITLE -
PA2022-032
CA0210-20007051-20
BOE-502-A (P1) REV. 13 (06-17)
PRELIMINARY CHANGE OF OWNERSHIP REPORT
To be completed by the transferee (buyer) prior to a transfer of subject
property, in accordance with section 480.3 of the Revenue and Taxation
Code. A Preliminary Change of Ownership Report must be filed with
each conveyance in the County Recorder’s office for the county
where the property is located.
FOR ASSESSOR’S USE ONLY
Blair Porteous
521 Iris Ave
Corona Del Mar, CA 92625
ASSESSOR'S PARCEL NUMBER
SELLER/TRANSFEROR
James W Nugent and Denise S Keene
BUYER'S DAYTIME TELEPHONE NUMBER
( )
BUYER'S EMAIL ADDRESS
STREET ADDRESS OR PHYSICAL LOCATION OF REAL PROPERTY
521 Iris Avenue, Corona Del Mar, CA 92625
YES NO This property is intended as my principal residence. If YES, please indicate the date of occupancy
or intended occupancy.
MO DAY YEAR
YES NO Are you a disabled veteran or an unmarried surviving spouse of a disabled veteran who was
compensated at 100% by the Department of Veterans Affairs?
MAIL PROPERTY TAX INFORMATION TO (NAME)
Blair Porteous
MAIL PROPERTY TAX INFORMATION TO (ADDRESS)
521 Iris Ave
CITY
Corona Del Mar
STATE
CA
ZIP CODE
92625
PART 1. TRANSFER INFORMATION Please complete all statements.
This section contains possible exclusions from reassessment for certain types of transfers.
YES NO
A. This transfer is solely between spouses (addition or removal of a spouse, death of a spouse, divorce settlement, etc.).
B.This transfer is solely between domestic partners currently registered with the California Secretary of State (addition or removal of
a partner, death of a partner, termination settlement, etc.).
* C. This is a transfer: between parent(s) and child(ren) from grandparent(s) to grandchild(ren).
* D. This transfer is the result of a cotenant’s death. Date of death
* E. This transaction is to replace a principal residence by a person 55 years of age or older.
Within the same county? YES NO
* F.This transaction is to replace a principal residence by a person who is severely disabled as defined by Revenue and Taxation Code
section 69.5. Within the same county? YES NO
G. This transaction is only a correction of the name(s) of the person(s) holding title to the property (e.g., a name change upon marriage).
If YES, please explain:
H. The recorded document creates, terminates, or reconveys a lender's interest in the property.
I. This transaction is recorded only as a requirement for financing purposes or to create, terminate, or reconvey a security interest
(e.g., cosigner). If YES, please explain:
J. The recorded document substitutes a trustee of a trust, mortgage, or other similar document.
K. This is a transfer of property:
1. to/from a revocable trust that may be revoked by the transferor and is for the benefit of
the transferor, and/or the transferor's spouse registered domestic partner.
2. to/from an irrevocable trust for the benefit of the
creator/grantor/trustor and/or grantor's/trustor's spouse grantor's/trustor's registered domestic partner.
L. This property is subject to a lease with a remaining lease term of 35 years or more including written options.
M. This is a transfer between parties in which proportional interests of the transferor(s) and transferee(s) in each and every parcel
being transferred remain exactly the same after the transfer.
N. This is a transfer subject to subsidized low-income housing requirements with governmentally imposed restrictions, or restrictions
imposed by specified nonprofit corporations.
* O. This transfer is to the first purchaser of a new building containing an active solar energy system.
P. Other. This transfer is to
* Please refer to the instructions for Part 1.
Please provide any other information that will help the Assessor understand the nature of the transfer.
7
L _J
PA2022-032
CA0210-20007051-20
THIS DOCUMENT IS NOT SUBJECT TO PUBLIC INSPECTION
PA2022-032
CA0210-20007051-20
BOE-502-A (P2) REV. 13 (06-17)
PART 2. OTHER TRANSFER INFORMATION Check and complete as applicable.
A. Date of transfer, if other than recording date: _______________
B. Type of transfer:
Purchase Foreclosure Gift Trade or exchange Merger, stock, or partnership acquisition (Form BOE-100-B)
Contract of sale. Date of contract: Inheritance. Date of death:
Sale/leaseback Creation of a lease Assignment of a lease Termination of a lease. Date lease began:
Original term in years (including written options): Remaining term in years (including written options):
Other. Please explain:
C. Only a partial interest in the property was transferred. YES NO If YES, indicate the percentage transferred: %
PART 3. PURCHASE PRICE AND TERMS OF SALE Check and complete as applicable.
A. Total purchase price.$
B. Cash down payment or value of trade or exchange excluding closing costs Amount $
C. First deed of trust @__________% interest for __________ years. Monthly payment $ Amount $
FHA (____Discount Points) Cal-Vet VA (____disclosure
Points) Fixed rate Variable rate
Bank/Savings & Loan/Credit Union Loan carried by seller
Balloon payment $ Due date:
D. Second deed of trust @__________% interest for __________ years. Monthly payment $ Amount $
Fixed rate Variable rate Bank/Savings & Loan/Credit Union Loan carried by seller
Balloon payment $ Due date:
E. Was an Improvement Bond or other public financing assumed by the buyer? YES NO Outstanding balance $
F. Amount, if any, of real estate commission fees paid by the buyer which are not included in the purchase price $
G. The property was purchased: Through real estate broker. Broker name: Phone number: ( )
Direct from seller From a family member-Relationship
Other. Please explain:
H. Please explain any special terms, seller concessions, broker/agent fees waived, financing, and any other information (e.g., buyer assumed the
existing loan balance) that would assist the Assessor in the valuation of your property.
PART 4. PROPERTY INFORMATION Check and complete as applicable.
A. Type of property transferred
Single-family residence Co-op/Own-your-own Manufactured home
Multiple-family residence. Number of units: _____ Condominium Unimproved lot
Other. Description: (i.e., timber, mineral, water rights, etc.) Timeshare Commercial/Industrial
B. YES NO Personal/business property, or incentives, provided by seller to buyer are included in the purchase price. Examples of personal
property are furniture, farm equipment, machinery, etc. Examples of incentives are club memberships, etc. Attach list if available.
If YES, enter the value of the personal/business property: $ Incentives $
C. YES NO A manufactured home is included in the purchase price.
If YES, enter the value attributed to the manufactured home: $
YES NO The manufactured home is subject to local property tax. If NO, enter decal number:
D. YES NO The property produces rental or other income.
If YES, the income is from: Lease/rent Contract Mineral rights Other:
E. The condition of the property at the time of sale was: Good Average Fair Poor
Please describe:
CERTIFICATION
I certify (or declare) that the foregoing and all information hereon, including any accompanying statements or documents, is true and correct to the best
of my knowledge and belief.
SIGNATURE OF BUYER/TRANSFEREE OR CORPORATE OFFICER DATE TELEPHONE
( )
NAME OF BUYER/TRANSFEREE/PERSONAL REPRESENTATIVE/CORPORATE OFFICER (PLEASE PRINT)TITLE EMAIL ADDRESS
The Assessor's office may contact you for additional information regarding this transaction.
►
PA2022-032