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HomeMy WebLinkAboutPA2022-0312_20221220_Title Report4 Park Plaza Suite 1500 Irvine, CA 92614 Phone: (650)-761-4803 Fax: 833-670-1046 Email: Team@doma.com Prelim CA-353089-TO This information is provided for customer convenience. It is not a representation of the status of the title and may not be relied upon in lieu of the preliminary title report. 1.Vesting: Anna Maria Solis, Trustee(s) of the Anna Maria Solis Living Trust, dated December 20, 2021 2.Outstanding Mortgage Exceptions: Mortgage to Mortgage Electronic Registration Systems, Inc., as nominee for Fairway Independent Mortgage Corporation recorded on 09/01/2021 in the amount of $1,053,000.00. Please review the title prelim in its entirety for complete details on the status of title to the subject real property. Thank you For choosing Doma Title of California, Inc - Sub Escrow. We value your business. Please let us know how we can help. Order No.:CA-353089-TO Borrowers:TBD TBD Address:721 & 721 1/2 Heliotrope Avenue, Corona del Mar, CA 92625 APN:459-041-21 Title Commitment Date as of:10/21/2022 Reference:9999 Loan Amount:$1,000,000.00 PA2022-0312 Prelim CA-353089-TO 4 Park Plaza Suite 1500 Irvine, CA 92614 Phone: (650)-761-4803 Fax: 833-670-1046 Email: Team@doma.com Fairway Independent Mortgage Corporation 180 Via Verde, Suite 110 San Dimas, CA 91773 Your Ref: Our Order No.: CA-353089-TO Property Address: 721 & 721 1/2 Heliotrope Avenue, Corona del Mar, CA 92625 Escrow Officer: PRELIMINARY REPORT In response to the above referenced application for a policy of title insurance, North American Title Insurance Company Hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a Policy or Policies of Title Insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an Exception below or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations of said Policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Exhibit A attached. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitations on Covered Risks applicable to the CLTA and ALTA Homeowner’s Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Exhibit A. Copies of the policy forms should be read. They are available from the office which issued this report. Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Exhibit A of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects, and encumbrances affecting title to the land. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a Binder or Commitment should be requested. Dated as of October 21, 2022 at 8:00AM Timothy Picard Doma Title of California, Inc - Sub Escrow Agent Signature Agent Number: 50130 PA2022-0312 Prelim CA-353089-TO Schedule A The form of policy of title insurance contemplated by this report is: ALTA Short Form Residential Loan Policy (12-03-12) The estate or interest in the land hereinafter described or referred to covered by this Report is: FEE SIMPLE Title to said estate or interest at the date hereof is vested in: Anna Maria Solis, Trustee(s) of the Anna Maria Solis Living Trust, dated December 20, 2021 The land referred to in this Report is situated in the State of CA, County of Orange, and is described as follows: See attached Legal Description PA2022-0312 Prelim CA-353089-TO Legal Description Real Property in the City of Corona del Mar, County of Orange, State of California described as follows: LOT 21, IN BLOCK 734 OF THE CORONA DEL MAR TRACT, IN THE CITY OF CORONA DEL MAR, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 3 PAGES(S) 41 TO 42 OF MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF ORANGE COUNTY, CALIFORNIA. APN: 459-041-21 PA2022-0312 Prelim CA-353089-TO Schedule B At the date hereof Exceptions to coverage in addition to the printed Exceptions and Exclusions in said policy form would be as follows: NOTE: IT IS THE RESPONSIBILITY OF ALL PARTIES INVOLVED TO REVIEW EVERY ITEM CONTAINED IN THIS PRELIMINARY REPORT, INCLUDING BUT NOT LIMITED TO THE ITEM(S) HIGHLIGHTED HEREIN FOR YOUR IMMEDIATE ATTENTION TO BE PAID AND/OR RESOLVED AT OR BEFORE CLOSING, BEFORE A TITLE POLICY IS ISSUED. 1. General and special taxes and assessments for the fiscal year 2022- 2023, a lien now due and payable. 2. General and special taxes and assessments for the fiscal year 2022-2023. Tax Year: 2022 Tax Type: County Tax ID #: 459-041-21 Taxing Entity: ORANGE COUNTY TAX COLLECTOR Total Annual Tax: $27,702.14 First Installment Amount: $13,851.07 First Installment Status: Due First Installment Due/Paid Date: November 1, 2022 Second Installment Amount: $13,851.07 Second Installment Status: Due Second Installment Due/Paid Date: February 1, 2023 Notes: Supplemental Taxes 3. Covenants, conditions, or restrictions, if any, appearing in the Public Records; however, this policy insures against loss or damage arising from: (a) the violation of those covenants, conditions, or restrictions on or prior to Date of Policy; (b) a forfeiture or reversion of Title from a future violation of those covenants, conditions, or restrictions, including those relating to environmental protection; and (c) provisions in those covenants, conditions, or restrictions, including those relating to environmental protection, under which the lien of the Insured Mortgage can be extinguished, subordinated, or impaired. As used in paragraph 2(a), the words “covenants, conditions, or restrictions” do not refer to or include any covenant, condition, or restriction (a) relating to obligations of any type to perform maintenance, repair or remediation on the Land, or (b) pertaining to environmental protection of any kind or nature, including hazardous or toxic matters, conditions, or substances, except to the extent that a notice of a violation or alleged violation affecting the Land has been recorded or filed in the Public Records at Date of Policy and is not referenced in an addendum attached to this policy. 4. Any easements or servitudes appearing in the Public Records; however, this policy insures against loss or damage arising from (a) the encroachment, at Date of Policy, of the improvements on any easement, and (b) any interference with or damage to existing improvements, including lawns, shrubbery, and trees, resulting from the use of the easements for the purposes granted or reserved. 5. Any lease, grant, exception, or reservation of minerals or mineral rights or other subsurface substances appearing in the Public Records; however, this policy insures against loss or damage arising from (a) any effect on or impairment of the use of the Land for residential one-to-four family dwelling purposes by reason of such lease, grant, exception or reservation of minerals or mineral rights or other subsurface substances, and (b) any damage to existing improvements, including lawns, shrubbery, and trees, resulting from the future exercise of any right to use the surface of the Land for the extraction or development of the minerals or mineral rights or other subsurface substances so leased, granted, excepted, or reserved. Nothing herein shall insure against loss or damage resulting from contamination, explosion, fire, fracturing, vibration, earthquake or subsidence. PA2022-0312 Prelim CA-353089-TO 6. A Deed of Trust to secure an original indebtedness of $1,053,000.00 recorded September 1, 2021 as/in (instrument) 2021000550479, Dated: August 16, 2021 Trustor: Anna M. Solis, a single woman, and Victor M. Solis and Ernestina M. Solis, husband and wife, all as joint tenants Trustee: Cynthia Porterfield Beneficiary: Mortgage Electronic Registration Systems, Inc., as nominee for Fairway Independent Mortgage Corporation 7. A general lien in favor of Orange County Treasurer-Tax Collector Against: Solis, Anna Amount: $664.30 Recorded: October 13, 2010 as (instrument) 2010-00534615 of Official Records. 8. A general lien in favor of Orange County Treasurer-Tax Collector Against: Solis, Anna Amount: $706.63 Recorded: October 13, 2010 as (instrument) 2010-00536452 of Official Records. 9. A general lien in favor of Orange County Treasurer-Tax Collector Against: Solis, Anna Amount: $1,586.42 Recorded: August 11, 2020 as (instrument) 2020-000401081 of Official Records. 10. A general lien in favor of Orange County Treasurer-Tax Collector Against: Solis, Anna Amount: $1,824.47 Recorded: August 11, 2020 as (instrument) 2020-000401884 of Official Records. 11. With respect to the trust referred to in the vesting: a. A certification pursuant to Section 18100.5 of the California Probate Code in a form satisfactory to the Company. b. Copies of those excerpts from the original trust documents and amendments thereto which designate the trustee and confer upon the trustee the power to act in the pending transaction. c. Other requirements which the Company may impose following its review of the material required herein and other information which the Company may require PA2022-0312 Prelim CA-353089-TO Notes A. NOTICE OF RECORDING PROCEDURE Pursuant to Cal. Revenue & Tax Code §480.3, all Deeds and other Documents that reflect a change in ownership must be accompanied by a Preliminary Change of Ownership Report to be completed by the transferee. If this special report is not presented at the time of recording, an additional recording fee of $20.00, as required by law, will be charged. Preliminary Change in Ownership forms, instructions on how to complete them, and a nonexclusive list of documents that are affected by this change, are available from the County Recorder's Office or the Office of the County Assessor. Effective January 1, 2018, Cal. Government Code §27388.1 imposes an additional fee of $75.00 to be paid at the time of recording for every real estate instrument, paper, or notice required or permitted by law to record, except those expressly exempted from payment. B. GOOD FUNDS LAW Under Section 12413.1 of the California Insurance Code, Doma Title of California, Inc - Sub Escrow may only make funds available for disbursement in accordance with the following rules: Same day availability. Disbursement on the date of deposit is allowed only when funds are deposited to Doma Title of California, Inc - Sub Escrow by Cash or Electronic Transfer (Wire). Cash will be accepted only under special circumstances and upon approval by management. Next business day availability. If funds are deposited to Doma Title of California, Inc - Sub Escrow by cashier's checks, certified checks or teller's checks, disbursement may be on the next business day following deposit. A “teller's check” is one drawn by an insured financial institution against another insured financial institution (e.g., a savings and loan funding with a check drawn against a FDIC insured bank). Second business day availability. If the deposit is made by checks other than those described in paragraphs 1 and 2 above, disbursement may occur on the day when funds must be made available to depositors under Federal Reserve Regulation CC. In most cases, these checks will be available on the second business day following deposit. (For further details, consult California Insurance Code Section 12413, et seq. and Regulation CC). These are the minimum periods before funds will be made available. Doma Title of California, Inc - Sub Escrow is not obligated to disburse funds at the expiration of the time periods above, and expressly reserves the right to require additional time before disbursing on deposited funds. Close of escrow and final disbursement will not be made based on deposits in the form of personal checks, corporate checks, credit union checks, money market checks, travelers checks and official checks until confirmation of final clearance of the funds. Doma Title of California, Inc - Sub Escrow will not be responsible for accruals of interest or other charges resulting from compliance with the disbursement restrictions imposed by state law. Doma Title of California, Inc - Sub Escrow charges for recording the transaction documents include charges for services performed by Doma Title of California, Inc - Sub Escrow, in addition to an estimate of payments to be made to governmental agencies. Note: The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than the certain dollar amount set forth in any applicable arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. If you desire to review the terms of the policy, including any arbitration clause that may be included, contact the office that issued this Commitment or Report to obtain a sample of the policy jacket for the policy that is to be issued in connection with your transaction. PA2022-0312 Prelim CA-353089-TO C. The map attached, if any, may or may not be a survey of the land depicted hereon. Doma Title of California, Inc - Sub Escrow expressly disclaims any liability for loss or damage which may result from reliance on this map except to the extent coverage for such loss or damage is expressly provided by the terms and provisions of the title insurance policy, if any, to which this map is attached. PA2022-0312 Prelim CA-353089-TO Exhibit A (Revised 11-09-18) LIST OF PRINTED EXCEPTIONS AND EXCLUSIONS (BY POLICY TYPE) STANDARD COVERAGE POLICY – 1990 (11-09-18) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys’ fees or expenses which arise by reason of: 1. (a) Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse claims or other matters: (a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c) resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy; or (e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy. 4. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated. 5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6. Any claim, which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors’ rights laws. PA2022-0312 Prelim CA-353089-TO EXCEPTIONS FROM COVERAGE - SCHEDULE B, PART I This policy does not insure against loss or damage (and the Company will not pay costs, attorneys’ fees or expenses) which arise by reason of: 1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof. 3. Easements, liens or encumbrances, or claims thereof, not shown by the public records. 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6. Any lien or right to a lien for services, labor or material unless such lien is shown by the public records at Date of Policy. PA2022-0312 Prelim CA-353089-TO ALTA HOMEOWNER’S POLICY OF TITLE INSURANCE EXCLUSIONS In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys’ fees, and expenses resulting from: 1. Governmental police power, and the existence or violation of those portions of any law or government regulation concerning: a. building; b. zoning; c. land use; d. improvements on the Land; e. land division; and f. environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27. 2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not limit the coverage described in Covered Risk 14 or 15. 3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17. 4. Risks: a. that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records; b. that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date; c. that result in no loss to You; or d. that first occur after the Policy Date - this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28. 5. Failure to pay value for Your Title. 6. Lack of a right: a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and b. in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 21. 7. The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state insolvency, or similar creditors’ rights laws. 8. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 9. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. PA2022-0312 Prelim CA-353089-TO LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner’s Coverage Statement as follows: • For Covered Risk 16, 18, 19, and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Your Deductible Amount Our Maximum Dollar Limit of Liability Covered Risk 16:1% of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less) 10,000.00 Covered Risk 18:1% of Policy Amount Shown in Schedule A or $5,000.00 (whichever is less) 25,000.00 Covered Risk 19:1% of Policy Amount Shown in Schedule A or $5,000.00 (whichever is less) 25,000.00 Covered Risk 21:1% of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less) 5,000.00 PA2022-0312 Prelim CA-353089-TO 2006 ALTA LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys’ fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 13 or 14); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. 6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors’ rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not modify or limit the coverage provided under Covered Risk 11(b). The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE Except as provided in Schedule B - Part II, this policy does not insure against loss or damage, and the Company will not pay costs, attorneys’ fees or expenses, that arise by reason of: PART I [The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes PA2022-0312 Prelim CA-353089-TO or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor or material unless such lien is shown by the Public Records at Date of Policy.] 7. N/A PART II In addition to the matters set forth in Part I of this Schedule, the Title is subject to the following matters, and the Company insures against loss or damage sustained in the event that they are not subordinate to the lien of the Insured Mortgage: 2006 ALTA OWNER’S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys’ fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and 10); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors’ rights laws, that the transaction vesting the Title as shown in Schedule A, is (a) a fraudulent conveyance or fraudulent transfer; or PA2022-0312 Prelim CA-353089-TO (b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage, and the Company will not pay costs, attorneys’ fees or expenses, that arise by reason of: [The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown in the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and that are not shown by the Public Records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor or material unless such lien is shown by the Public Records at Date of Policy.] 7. N/A ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY – ASSESSMENTS PRIORITY (04-02-15) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys’ fees or expenses which arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; PA2022-0312 Prelim CA-353089-TO (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 16, 17, 18, 19, 20, 21, 22, 23, 24, 27 or 28); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury, or any consumer credit protection or truth-in-lending law. This Exclusion does not modify or limit the coverage provided in Covered Risk 26. 6. Any claim of invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of Policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11(b) or 25. 8. The failure of the residential structure, or any portion of it, to have been constructed before, on or after Date of Policy in accordance with applicable building codes. This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6. 9. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors’ rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 27(b) of this policy. 10. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 11. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. PA2022-0312 Prelim CA-353089-TO 4 Park Plaza Suite 1500 Irvine, CA 92614 Phone: (650)-761-4803 Fax : 833-670-1046 Email: Team@doma.com Dated: 10/28/2022 To: Fairway Independent Mortgage Corporation 180 Via Verde, Suite 110 San Dimas, CA 91773 Preliminary Report No. CA-353089-TO dated as of October 28, 2022 Your ref.:9999 Re:TBD TBD LENDERS SUPPLEMENTAL REPORT The above referenced report (including any supplements or amendments thereto) is hereby modified and/or supplemented in order to reflect the following additional items relating to the issuance of 2006 ALTA® Lender's Policy, Short Form Our 2006 ALTA® Lender's Policy, Short Form, when issued will contain Endorsement Nos. ALTA 22-06 Location ALTA 8.1-06 Environmental Protection Lien ALTA 9-06 Restrictions, Encroachments, Minerals There is located on said land a Multi Family Known as: 721 & 721 1/2 Heliotrope Avenue, Corona del Mar, CA 92625 City of: Corona del Mar County of : Orange State of: CA According to the public land records, the following conveyance(s) reflect the latest recorded deed(s) including any conveyances recorded within a twenty-four month period prior to the date of this report: A document dated December 20, 2021 as Instrument No 2022000010908 of Official Records. From: Anna M. Solis, a single woman To: Anna Maria Solis, Trustee(s) of the Anna Maria Solis Living Trust, Dated December 20, 2021 A document dated August 16, 2021 as Instrument No 2021000550478 of Official Records. From: Victor M. Solis and Ernestina M. Solis, husband and wife and Anna M. Solis, a single woman as joint tenants To: Anna M. Solis, a single woman and Victor M. Solis and Ernestina M. Solis, husband and wife all as joint tenants A document dated May 26, 2006 as Instrument No 2006000502839 of Official Records. From: David Ure To: Victor M. Solis and Ernestina M. Solis, husband and wife and Anna M. Solis, a single woman all as joint tenants PA2022-0312 ORANGE, CA Document:Tract Map - Book Page 3.41 Page:1 of 1 Printed on:28-10-2022 11:22 Branch :4DS User :NNARPA2022-0312 WIRING INSTRUCTIONS For credit to: Doma Title of California, Inc - Sub Escrow TRUST ACCOUNT 4 Park Plaza, Suite 1500 Irvine, CA 92614 650-761-4803 Reference: CA-353089-TO TBD Bank Info: Comerica Bank 2321 Rosecrans Ave, Ste 5000 El Segundo, CA 90245 Routing: 121137522 Account: 1895250288 *Opened in CA Note: if closing funds are going to be sent via personal or cashier's check it must be payable to Doma Title of California, Inc.. Please reference the borrower name and file number below in the wire details. Ref: TBD TBD 721 & 721 1/2 Heliotrope Avenue, Corona del Mar, CA 92625 Loan #: 9999 File #: CA-353089-TO Please email all Loan Packages to Team@doma.com WARNING! WIRE FRAUD ADVISORY Wire fraud and email hacking/phishing attacks are on the increase! If you have an escrow or closing transaction with us and you receive an email containing wire transfer instructions, DO NOT RESPOND TO THE EMAIL. We will NEVER change wiring instructions in the middle of a transaction. ALWAYS VERBALLY VERIFY WIRING INSTRUCTIONS WITH YOUR ESCROW TEAM using previously known contact information and NOT information provided in the email, to verify the information prior to sending funds. PA2022-0312 Invoice CA-353089-TO waterRemit Payment To: Doma Title of California, Inc - Sub Escrow 4 Park Plaza Ste 1500 Irvine CA 92614 c/o: Concierge INVOICE Billed To: Invoice Date: 10/28/2022 Please Pay Before:30 Days Our File No.: CA-353089-TO Your Reference No.: Property: 721 & 721 1/2 Heliotrope Avenue Corona del Mar, CA 92625 Orange Brief Legal: N/A DESCRIPTION AMOUNT Recording Service Fee to Doma Title of California, Inc - Sub Escrow $25.00 $25.00 Sub-Escrow Fee to Doma Title of California, Inc - Sub Escrow $45.00 $45.00 Wire Processing Fee to Doma Title of California, Inc - Sub Escrow $50.00 $50.00 NSF Processing Fee $0.00 Lender's coverage $1,000,000.00 Premium $650.00 to Doma Title of California, Inc - Sub Escrow $650.00 Endorsements $0.00 Miscellaneous Escrow Charges $0.00 Miscellaneous Title Charges $0.00 Mortgage $157.00 $157.00 Recording fees: Deed $0.00 Recording Fees, Release $0.00 City tax/stamps: Deed $0.00 City Tax, Mortgage $0.00 County tax/stamps: Deed $0.00 County Tax, Mortgage $0.00 State tax/stamps: Deed $0.00 State Tax, Mortgage $0.00 SB2 Affordable Housing to Doma Title Company of California - Recording $225.00 $225.00 Credit Invoice Total Amount Due $1,152.00 PA2022-0312 Ho l d e r I d e n t i f i e r : 777 7 7 7 7 7 0 7 0 7 0 7 0 0 0 7 7 7 6 1 6 1 6 0 4 5 5 7 1 1 1 0 7 5 6 5 0 6 3 3 6 2 1 5 5 7 7 1 0 7 6 6 2 0 2 7 5 5 0 5 2 7 1 2 0 0 7 2 6 7 1 7 5 7 2 6 5 3 2 2 0 1 0 7 6 0 4 1 5 1 3 0 2 7 7 0 3 1 0 0 7 1 6 6 1 6 5 6 2 3 3 3 7 5 0 0 0 7 7 6 5 4 2 5 5 153 3 4 4 7 4 0 7 4 0 7 3 1 5 5 6 0 6 7 7 6 3 2 0 7 7 2 6 5 3 1 7 3 0 3 7 0 1 1 0 0 7 6 7 2 7 2 4 2 0 3 5 7 7 2 0 0 0 7 7 7 7 7 7 7 0 7 0 0 0 7 0 7 0 0 7 777 7 7 7 7 7 070707000735 256771 1 5 45600 0 77204 0 117 4324571 0777 0155 1 7 1 226 5230753 2377 7 1 643211407022 3372530731 000 712333 7 3 420 6 301007022 2 363420 731 1 007122337 3 421620 11071233262 521731 000 777 5 616335 1 7 65540777 7 7 7 7 07000 707007 Ce r t i f i c a t e N o : 57 0 0 9 2 7 9 9 4 2 7 CERTIFICATE OF LIABILITY INSURANCE DATE(MM/DD/YYYY) 04/22/2022 IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. PRODUCER Aon Risk Insurance Services West, Inc. Denver CO Office 1900 16th Street, Suite 1000 Denver CO 80202 USA PHONE(A/C. No. Ext): E-MAILADDRESS: INSURER(S) AFFORDING COVERAGE NAIC # (303) 758-7688 INSURED 35378Evanston Insurance CompanyINSURER A: INSURER B: INSURER C: INSURER D: INSURER E: INSURER F: FAX(A/C. No.):(303) 758-9458 CONTACTNAME: Doma Holdings, Inc. 101 Mission Street,Suite 740San Francisco CA 94105 USA COVERAGES CERTIFICATE NUMBER:570092799427 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.Limits shown are as requested POLICY EXP (MM/DD/YYYY)POLICY EFF (MM/DD/YYYY)SUBRWVDINSR LTR ADDL INSD POLICY NUMBER TYPE OF INSURANCE LIMITS COMMERCIAL GENERAL LIABILITY CLAIMS-MADE OCCUR POLICY LOC EACH OCCURRENCE DAMAGE TO RENTED PREMISES (Ea occurrence) MED EXP (Any one person) PERSONAL & ADV INJURY GENERAL AGGREGATE PRODUCTS - COMP/OP AGG GEN'L AGGREGATE LIMIT APPLIES PER: PRO- JECT OTHER: AUTOMOBILE LIABILITY ANY AUTO OWNED AUTOS ONLY SCHEDULED AUTOS HIRED AUTOS ONLY NON-OWNED AUTOS ONLY BODILY INJURY ( Per person) PROPERTY DAMAGE(Per accident) BODILY INJURY (Per accident) COMBINED SINGLE LIMIT (Ea accident) EXCESS LIAB OCCUR CLAIMS-MADE AGGREGATE EACH OCCURRENCE DED UMBRELLA LIAB RETENTION E.L. DISEASE-EA EMPLOYEE E.L. DISEASE-POLICY LIMIT E.L. EACH ACCIDENT OTH-ERPER STATUTE Y / N (Mandatory in NH) ANY PROPRIETOR / PARTNER / EXECUTIVE OFFICER/MEMBER EXCLUDED?N / A WORKERS COMPENSATION AND EMPLOYERS' LIABILITY If yes, describe under DESCRIPTION OF OPERATIONS below Limit (1)MKLV7PL0005306 05/01/2022 05/01/2023Ins Agents E&OA $5,000,000 DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) * Deductible: $250,000 except * $10,000 involving entities located in FL * $25,000 involving entities located in PA * $15,000 for claims involving TD Bank * State Title Inc., 101 Mission St., Ste 740, San Francisco, CA 94105 is included as additional named insured. CANCELLATIONCERTIFICATE HOLDER AUTHORIZED REPRESENTATIVEDoma Insurance Agency, Inc. 101 Mission St, Ste 740 San Francisco CA 94105 USA ACORD 25 (2016/03) ©1988-2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THEPOLICY PROVISIONS. PA2022-0312 Location AGENCY CUSTOMER ID: ADDITIONAL REMARKS SCHEDULE LOC #: ADDITIONAL REMARKS THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER:ACORD 25 FORM TITLE:Certificate of Liability Insurance EFFECTIVE DATE: CARRIER NAIC CODE POLICY NUMBER NAMED INSUREDAGENCY See Certificate Number: See Certificate Number: Aon Risk Insurance Services West, Inc. 570000085490 570092799427 570092799427 Page _ of _ Doma Holdings, Inc. 4 Park Plaza, Ste 1500, 1600 & 1650, Irvine, CA 92614 ACORD 101 (2008/01)© 2008 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD PA2022-0312 Addendum AGENCY CUSTOMER ID: ADDITIONAL REMARKS SCHEDULE LOC #: ADDITIONAL REMARKS THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER:ACORD 25 FORM TITLE:Certificate of Liability Insurance EFFECTIVE DATE: CARRIER NAIC CODE POLICY NUMBER NAMED INSUREDAGENCY See Certificate Number: See Certificate Number: Aon Risk Insurance Services West, Inc. 570000085490 570092799427 570092799427 Page _ of _ Doma Holdings, Inc. North American Asset Development CorporationNorth American Title Company- AZNorth American Title Company of ColoradoDoma Title Agency of Nevada, Inc.North American Title Insurance Company North American Services, LLC Doma Insurance Agency of Florida, Inc. Doma Insurance Agency of Texas, Inc. Doma Insurance Agency of Illinois, Inc. North American Title Company- Mid Atlantic Region - MD, VA, PA, DC North American Title Agency Inc. Doma Insurance Agency of Minnesota, Inc. NASSA LLC States Title Holding, Inc. States Title, Inc. States Title FTS Title Company North American Title, LLC States Title Insurance Company States Title Insurance Company of California Doma Title of California, Inc.Title Agency Holdco, LLCSpear Agency Acquisition Inc.Doma Insurance Agency, Inc.Doma Insurance Agency of Indiana, LLC North American Asset Development, LLC North American Title Company, Inc. Doma Insurance Agency of Utah, LLC Doma Title Insurance, Inc. Doma Corporate LLC ACORD 101 (2008/01)© 2008 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD PA2022-0312 Privacy NoticeRev. 08/11/2022 PA2022-0312 2 Rev. 08/11/2022 Privacy Policy The Doma Family of Companies FACTS What does the Doma family of companies do with your personal information? Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What?The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number, date of birth and income Transaction history and payment history Purchase history and account balances How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons the Doma Family of Companies chooses to share, and whether you can limit this sharing. Reasons we can share your personal information Does Domashare?Can you limitthis sharing? For our everyday business purposes Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes To offer our products and services to you Yes No For joint marketing with other financial companies No We don’t share For our affiliates’ everyday business purposes Information about your transactions and experiences Yes No For our affiliates’ everyday business purposes Information about your creditworthiness No We don’t share For our affiliates to market to you Yes No For nonaffiliates to market to you No We don’t share To limit our sharing Call 1-866-929-7437—our menu will prompt you through your choice(s) or Visit us online: www.doma.com Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. Questions?Call 1 (866) 929-7437 or go to www.doma.com PA2022-0312 3 Rev. 08/11/2022 Privacy Policy The Doma Family of Companies Who we are Who is providing this notice?The Doma Family of Companies (identified below), which offers title insurance and settlement services. What we do How does Doma protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secure files and buildings. How does Doma collect my personal information? We collect your personal information, for example, when you Apply for insurance Apply for financing Give us your contact information Provide your mortgage information Show your government-issued ID We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing?Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account – unless you tell us otherwise. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.Our affiliates are the entities that comprise the Doma Family of Companies (listed below) and include companies with a Doma name; financial companies such as Doma Insurance Agency, Inc. and Doma Home Insurance Services, LLC; and nonfinancial companies such as Title Agency Holdco, LLC. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include collection agencies, our service providers, companies that perform marketing and advertising services on our behalf, and consumer reporting agencies. Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Doma doesn’t jointly market. Other important information *For California residents: you may have additional rights under the California Consumer Privacy Act. For a description of those rights, please see our Doma Family of Companies’ privacy policy located here: www.doma.com. PA2022-0312 4 Rev. 08/11/2022 Privacy Policy The Doma Family of Companies The Doma Family of Companies consists of the following entities: Doma Holdings, Inc. Doma Corporate, LLC Doma Customer Financing LLC Doma Home Insurance Services, LLC Doma Insurance Agency, Inc. Doma Insurance Agency of Arizona, Inc. North American Title Company of Colorado Doma Insurance Agency of Florida, Inc. Doma Insurance Agency of Illinois, Inc. Doma Insurance Agency of Indiana, LLC Doma Insurance Agency of Louisiana, LLC Doma Insurance Agency of Minnesota, Inc. Doma Title Insurance Company of New York Doma Title Agency of Nevada, Inc. Doma Insurance Agency of New Jersey, Inc. Doma Insurance Agency of Texas, Inc. Doma Insurance Agency of Utah, LLC Doma Title Insurance, Inc. Doma Trustee Services, LLC Doma Title of California, Inc. Cura Home, Inc. NASSA LLC North American Title Company North American Title Insurance Company North American Asset Development, LLC North American Services, LLC Spear Agency Acquisition Inc. States Title Holding, Inc. States Title, LLC Title Agency Holdco, LLC PA2022-0312 File No.: CA-353089-TO Property Address: 721 & 721 1/2 Heliotrope Avenue, Corona del Mar, CA 92625 STATEMENT OF INFORMATION / IDENTITY This statement is to be signed personally by all parties to the transaction before title insurance can be issued. When completed thoroughly, it will serve to establish identity, eliminate matters affecting persons of similar name, and speed the completion of your title order. 1st Party FIRST NAME MIDDLE NAME (if none, indicate)MAIDEN NAME (if none, indicate)LAST NAMEI am single married Home phone: registered domestic partner (DP)Business phone Name of current spouse or registered domestic partner (if other than 2nd party) 2nd Party FIRST NAME MIDDLE NAME (if none, indicate)MAIDEN NAME (if none, indicate)LAST NAME I am single married Home phone: registered domestic partner (DP)Business phone Name of current spouse or registered domestic partner (if other than 1st party) Current loan on property – Payments being made to 1st Party 2nd Party Social Security number Driver’s license number Date and place of birth Residences - Past 10 years (include dates of occupancy) Occupations - Past 10 years (please note if self-employed) (include dates and city of employer) Full names and birth dates of all children Date and place of current marriage/DP Previous marriage/DP to (name) (If not previously married, write none) Date and place of previous dissolution Date and place of previous spouse/DP death Before that, marriage/DP to (name) Date and place of previous dissolution Date and place of previous spouse/DP death I have never been adjudged bankrupt, nor are there any unsatisfied judgments or other matters pending against me/us that might affect my/our title to this property, except as follows: The undersigned declare(s), under penalty of perjury under the laws of the United State and the state of my/our residence, that the foregoing is true and correct. Date:Date: Signature:Signature: PA2022-0312 File #: CA-353089-TO Date: 10/28/2022 Re: 721 & 721 1/2 Heliotrope Avenue, Corona del Mar, CA 92625 Certification of Trust The Undersigned, being of legal age and being first duly sworn, declares under penalty of perjury: 1. Declarant(s) certifies the existence of the following described Trust: Name of Trust: ___________________________________________________________________ Date of Trust: ____________________________________________________________________ Trustor(s)/Settlor(s): _______________________________________________________________ Original Trustee(s): ________________________________________________________________ 2. Declarant states the following are the current Trustees of the above-described Trust: Name of Current Trustee(s): _________________________________________________________ _______________________________________________ Address of Current Trustee(s): ____________________________________________________ ________________________________________________ 3. The Trust identification number is _____________________________ (SS# or EIN) and is established and governed under the laws of ______________________ (state). 4. [ ] All Trustees, or ______ Trustees are authorized to act and exercise the powers of Trustee. 5. Declarant(s) state(s) that the Trust is in full force and effect and has not been revoked, terminated, or otherwise amended in any manner which would cause the representations in this Certification to be incorrect. 6. Declarant(s) state(s) that the following named Trustee(s) is/are fully empowered to act for said Trust and is/are properly exercising his/her/their authority under said Trust in negotiating for, contracting for, and executing the document(s) attached hereto, or set forth below, and that no Trustee(s) other than the following named Trustees are necessary under the Trust to sign said document(s): Nature of Document(s): _______________________________________________________ _______________________________________________________ 7. The Trust shall take title to the assets as _______________________________________________ 8. Revocability A) The Trust is irrevocable. ___________(initial) B) The Trust is revocable and ____________________________ has the power to revoke the trust. PA2022-0312 9. Declarant(s) state(s) that to the best of his/her/their knowledge, there are no claims, challenges of any kind or causes of action alleged, contesting or questioning the validity of the Trust or the Trustee’s authority to act for the Trust. 10. This Certification of Trust is being filed or recorded in connection with the transfer or encumbrances of the property described in Exhibit A attached hereto and made a part hereof. 11. I/we acknowledge that North American Title Insurance Company or its Agent will rely upon the accuracy of the statements contained herein. I/we hereby agree to indemnify and hold North American Title Insurance Company, and its agent, harmless from and against any and all loss or damage caused by any misrepresentations, inaccuracies, omissions or any combination of the foregoing in the above information, plus any cost, expense or liability, including attorney fees, arising from the enforcement of my/our indemnification obligations. Signed under penalty of perjury, this date: ________________ A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. State of California County of Subscribed and sworn to [or affirmed] before me on this ________ day of ______________, ___________, by _____________________________________________________, proved to me on the basis of satisfactory evidence to be the person(s) who appeared before me. WITNESS my hand and official seal. Signature ________________________________(Seal) (Signature) (Name – Typed or Printed) (Signature) (Name – Typed or Printed) PA2022-0312 EXHIBIT A LOT 21, IN BLOCK 734 OF THE CORONA DEL MAR TRACT, IN THE CITY OF CORONA DEL MAR, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 3 PAGES(S) 41 TO 42 OF MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF ORANGE COUNTY, CALIFORNIA. APN: 459-041-21 PA2022-0312 Form: A.GU.200 File #: CA-353089-TO Date: 10/28/2022 Re: 721 & 721 1/2 Heliotrope Avenue, Corona del Mar, CA 92625 AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE Referring Party: Doma Insurance Agency, Inc.; Doma Insurance Agency of Arizona, Inc.; Doma Title of California, Inc.; Doma Insurance Agency of Florida, Inc.; Doma Insurance Agency of Illinois, Inc.; Doma Insurance Agency of Indiana, LLC; Doma Insurance Agency of Minnesota, Inc.; Doma Title Agency of Nevada, Inc.; Doma Insurance Agency of New Jersey, Inc.; Doma Insurance Agency of Texas, Inc.; or Doma Insurance Agency of Utah, LLC, as applicable (“Doma Insurance Agency”) This is to give notice that Doma Insurance Agency has business relationships with Doma Title Insurance, Inc. (known as North American Title Insurance Company in the state of Mississippi) (“Doma Title”); Doma Customer Financing LLC (“Doma Customer Financing”); and Cura Home, Inc. (“Cura Home”). Doma Insurance Agency, Doma Title, Doma Customer Financing, and Cura Home are part of the Doma Family of Companies and are indirect wholly owned subsidiaries of Doma Holdings, Inc. Because of these relationships, the referral of services to Doma Title, Doma Customer Financing, or Cura Home may provide Doma Insurance Agency a financial or other benefit. Set forth below are the estimated charges or range of charges for the settlement services provided by Doma Title, Doma Customer Financing, and Cura Home. You are NOT required to use Doma Title, Doma Customer Financing, or Cura Home as a condition for closing your transaction. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES. Provider and Settlement Service Charge or Range of Charges Doma Title  Provides title insurance 10% - 40% of costs for lender’s and/or owner’s title insurance, as applicable, depending on the property state, and as shown on the Loan Estimate and/or Closing Disclosure provided by your lender. Doma Customer Financing  Provides credit services Origination fee ranges between 0% - 3% of loan amount. Cura Home  Provides home warranty services The home warranty contract premium ranges between $300 - $1,400 in annual premium. This is an affiliated business arrangement disclosure statement. Actual services and charges may vary according to the circumstances underlying the transaction, including the home value, coverage and limits chosen, as well as other requested terms, unusual market conditions, government regulation, property location and similar factors. ACKNOWLEDGMENT I/we have read this disclosure form and understand that Doma Insurance Agency is referring me/us to purchase the above-described settlement service and may receive a financial or other benefit as the result of this referral. ______________________________________ TBD TBD PA2022-0312