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Home My WebLink AboutX2021-0379 - MiscScan to Validate PROJECT SUMMARY Project Name: 2821_ 2412 Francisco Dr Residence HERS VERIFIABLE COMPLETE Address: 2412 Francisco Dr MEASURES O City, State, Zip: Newport Beach, CA 92660 Building Department: Newport Beach, City of ENERGY CODE COMPLETE Permit Number: TBD COMPLIANCE O Building Energy Code: 2019 Standards CERTIFICATE OF COMPLIANCE (CF1 R) DATE DOCUMENT TITLE REGISTRATION NUMBER STATUS 06/28/2022 CF1R-PRF-01-E Performance Compliance 422-P010096907A-000-000-0000000-0000 CERTIFICATE OF INSTALLATION (CF2R) DATE DOCUMENT TITLE REGISTRATION NUMBER STATUS 07/18/2022 CF2R-ENV-01-E Fenestration 422-P010096907A-000-001-E01019A-0000 O 07/18/2022 CF2R-ENV-03-E Insulation Installation 422-P010096907A-000-001-E03020A-0000 lO 07/18/2022 CF2R-LTG-01-E Lighting 422-P010096907A-000-001-L01007A-0000 O 07/18/2022 CF2R-MCH-01d-E HVAC, Ducts and Fans 422-P010096907A-000-001-M01012A-0000 O 07/18/2022 CF2R-MCH-32-H Local Mechanical Exhaust 422-P010096907A-000-001-M32017A-0000 O 07/18/2022 CF2R-PLB-02a-E Single Family Hot Water 422-P010096907A-000-001-B02018A-0000 O HVAC Systeml 07/18/2022 CF2R-MCH-26-H High SEER & EER 422-P010096907A-000-001-M26015A-0000 O Whole Area 07/18/2022 CF2R-MCH-20a-H Duct Leakage 422-P010096907A-000-001-M20013A-0000 07/18/2022 CF2R-MCH-22a-H Fan Efficacy 422-P010096907A-000-001-M22016A-0000 07/18/2022 CF2R-MCH-23a-H Airflow Rate 422-P010096907A-000-001-M23014A-0000 -cononuedonnextpage- �1t•tr� NOTICE: This compliance summary report has been generated by a registration platform provided by CHEERS using i II :, C H E E R S information that has been uploaded to that registration platform by third parties that are not affiliated or related to CHEERS. Therefore, CHEERS is not responsible for, and cannot guarantee, the accuracy or completeness of the Page 1 of 2 g information contained in this certificate. Scan to Validate CERTIFICATE OF VERIFICATION (CF3R) DATE DOCUMENT TITLE REGISTRATION NUMBER STATUS 07/18/2022 CF3R-MCH-32-H Local Mechanical Exhaust 422-P010096907A-000-001-M32017A- M32A HVAC System 07/18/2022 CF3R-MCH-26-H High SEER & EER Whole Area 07/18/2022 CF3R-MCH-20a-H Duct Leakage 07/18/2022 CF3R-MCH-22a-H Fan Efficacy 07/18/2022 CF3R-MCH-23a-H Airflow Rate 422-P010096907A-000-001-M26015A- M26A 422-P010096907A-000-001-M20013A- O M20A 422-P010096907A-000-001-M22016A- O M22A 422-POl0096907A-000-001-M23014A- O M23A �1r rfi ntiforman that has : This compliance uploaded to that registrationbplatform by thirdeen generated by a partieson platform that are of affiliated aced or rela related tod by CHEERS II If CHEERS CHEERS. Therefore, CHEERS is not responsible for, and cannot guarantee, the accuracy or completeness of the r, information contained in this certificate. Page 2 of 2 CITY OF NEWPORT BEACH " COMMUNITY DEVELOPMENT DEPARTMENT BUILDING DIVISION aw 100 Civic Center Drive I P.O. Box 1768 1 Newport Beach, CA 92658-8915 (110roµP`P www.newportbeachr-a.gov 1 (949) 644-3200 BUILDING HEIGHT CERTIFICATION Project Street Address: 2412 Francisco Dr. Newport Beach CA Building Permit Number(s): X2020-1109 As the surveyor of record for the project at the above address, I hereby certify that I have reviewed the City of Newport Beach approved plan and original topographic survey and based the elevations listed below on those plans. Elevations shall include an allowance for roofing material thickness if not yet installed. Provide each critical ridge and flat roof, or roof deck railing elevations indicated on the approved plans. Use the format below on the back of this form If additional space is necessary or further explanation is needed. Provide original copy to the inspector before roof framing inspection. All elevation points are based on: O NAVD88 O NGVD29 O Assumed Please provide the following elevation information for the highest roof ridges, flat roofs, or parapets/guardrails. Additional elevation points may be requested by the Building Inspector. RIDGES (3:12 slope or greater) 1. Approved elevation point of ridge is 12l.05 and actual elevation point is 121.05 2. Approved elevation point of ridge is 113.16 and actual elevation point is 113.16 3. Approved elevation point of ridge is 112.62 and actual elevation point is 112.62 FLAT ROOFS, PARAPETS AND GUARDRAILS 1. Approved elevation point of flat roof or parapet is and actual elevation point is 2. Approved elevation point of flat roof or parapet is and actual elevation point is 3. Approved elevation point of flat roof or parapet is and actual elevation point is I certify that the above height measurements are correct and the above project: OIS in compliance with the City -approved plans. OIS NOT in compliance with the City -approved plans (Provide explanation). Please describe any deviation from the City -approved plans on the back of this form. Surveyor or Civil Engineer's` signature and seal (Wet stamp and signature required) ' License number of 33965 or lower 4/20/21 Date ES LF� No. 7402 Fum Building Height Certifpt,, 11/02/16 * \Z Exp. 12 f 31 /21 " P CITY OF NEWPORT BEACH COMMUNITY DEVELOPMENT DEPARTMENT RECEIVED BY COMMUNITY BUILDING DIVISION DEVELOPMENT 100 Civic Center Drive I P.O. Box 1768'INewport Beach, CA 92658-8915 www.newportbeachca.gov I (949) 644-3200 DEC 2 2 2023 CITY Of - Three Year Construction Time Limit Extensior>NwPowBEAcH Building Official Application /�,, x2_ -II()q Project p ..Address: ._... .,r.�..I �.._ r ,{�. \..S 0...._.�r=._. _ e.G.1.(b..tr.. ._L .G R Cel tlNro, 7 i WZI I��o .._---__ _ .—..._ _.... Extension Fee: Date Fee Paid: Permit Original Per it i ion No.: X020 I Issued Date: $ �' T —L 4/� $214 j2/ZZ, 12,3 PETITIdNER/— PROPERTY OWNER INFORMATION Name (Must be payor of fees : Company Name: 1.au [.Pru yc. Ir_.— _...._...------.....__. Street Address Clty State: i Zip Code: 1z__r�cis�o_klr� t,._ . , /11evp�t�__. Email: Phone IY1) (!_1 e`�( r I A_J_.Cr t Tyr`a.1 �,0 0 vyl (uvrt 0D0 9 �_ ° t 9 1 2 % ff 93� PROJECT INFORMATION Length of extension requested: y 4-m- New end date if request is approved: — C " f 7L+� Previous Extension(s) Granted.. �4 If Yes, How Many?: Description of — -- Work Under Permit: .._._. - O ci 2 CS..JIQY�......... _.--..._ _.__ _..._— ...--- t X 2t-O _ —_._ Reason for (Attach Supporting Documents as Needed)Extension _ _ o t Request ` W .. Zo 2......................_..._. _ .._..._ __.._.______..._. ! H EB CERTIFY THAT THE ABOVE STATEMENT IS TRUE _ _—__. ._... _ _.. ...._....-_........__ Petition i nature: Relationship to Property Owner: Date: .- STAFF USE ONLY Department Action: proved ❑Denied Conditions I b-Mp 3roS sftYS �.v ^+°�"�. YCTi �� `atFhr' c9'�tR` 013— 17— of Approval •K.Y—Y+�zCZ or Itiniy�c++•ttR� tjY"Ts_Sr �`�_c�.>—t--n Comments: �+ Cf G� 72— Date. Building Inspector Name: Signature: / 2�I Reviewed: — ..... --- _..._.__. Date: ..._..__:.._..---..._.._..._._...;_.._ ;Sign Building Official Name: lot 14.5 �i Approval: _ BuildingOfficialMear6dension Valid Until 04/22/2025 Ordinance 2022.8 / NBMC 19.02.095 — 8-2-23 Molina, Jaime From: Laurie <mialegrial@hotmail.com> Sent: January 17, 2024 12:50 PM To: Molina, Jaime Cc: juanp8000@gmaii.com; Juan Penaherrera Subject: Re: 2412 Francisco Drive, Newport Beach Hi Jaime, We have added notes, explanations and dates to our construction lists as requested. We hope this information is helpful in moving forward with our extension. Thank you, Laurie and Juan Penaherrera Construction Activities from September 27, 2022-Jan 5, 2023: September/October 2022- Assemble and install cabinets (work performed by owner which took longer than normal because owner needed to make money doing other work due to financial hardship) November/December 2022- Level and flatten subfloor (Contractor, Specialized Surfaces failed to flatten floor sufficiently for plank installation. Follow up work performed by owner in February 2023 to satisfaction of flooring installation company, Sterling Carpet and Flooring. Nov 2022- July 2023- Front demo and paving (LRJ Landscape continued to abandon the project and restart the project until final 7-26-23, when we final reported him to the State Contractor's License Board. (Claim # SF20235137) Nov 2022-July 2023- Front drainage (LRJ Landscape continued to abandon the project and restart the project until final 7-26-23, when we final reported him to the State Contractor's License Board. (Claim # SF20235137) December 2022- Insulation (work performed by owner which took longer than normal because owner needed to make money doing other work due to financial hardship) January 2023 Drywall and level 5 finish Construction Activities from Jan 5, 2023- Nov 7, 2023: February 2023- painting (problems later with paint adhering to drywall primer which caused delays later) March 2023 Install vinyl plank flooring (final floor installation delayed due to problems with flattening subfloor.) April 2023 Appliance installation August/July 2023- bathroom tile work (delays due to peeling paint that needed to be fixed before proceeding) September/October- Finish front drainage work which was not completed by LRJ Landscape. (work performed by owner which took longer than normal because owner needed to make money doing other work due to financial hardship) November 2023 finish plumbing Oct/November 2023- countertops in bathrooms, kitchen and laundry (delays due to peeling paint and mud repair that needed to be fixed before proceeding) November 2023- shower glass Ongoing- electrical trim work Ongoing- customization of cabinets (work performed by owner which took longer than normal because owner needed to make money doing other work due to financial hardship) Ongoing- finished carpentry (work performed by owner which took longer than normal because owner needed to make money doing other work due to financial hardship) Ongoing- final design work and procurement of finishes (work performed by owner which took longer than normal because owner needed to make money doing other work due to financial hardship) From: Molina, Jaime <Jmolina@newportbeachca.gov> Sent: Wednesday, January 17, 2024 6:15 AM To: Laurie <mialegrial@hotmail.com> Cc:juanp8000@gmail.com <juanp8000@gmail.com>; Juan Penaherrera <jopconstructionco@gmail.com> Subject: RE: 2412 Francisco Drive, Newport Beach Good Morning Laurie, This is great, the only thing to remember is, these are the reasons why the project has been delayed. Maybe worded to reflect the delays and include dates. Thank you 0 4 PO IT Jaime A. Molina Building Inspector II Community Development Department Office:949-644-3379 100 Civic Center Drive Newport Beach, CA 92660 From: Laurie <mialegrial@hotmail.com> Sent: January 16, 2024 5:31 PM To: Molina, Jaime <jmolina@newportbeachca.gov> Cc: juanp8000@gmail.com; Juan Penaherrera <jopconstructionco@gmail.com>; Yamada, Susan <SYa mada @ newpo rtbeachca.gov> Subject: Re: 2412 Francisco Drive, Newport Beach Hi Jaime, As shown in the documentation already provided, we became at risk of having to foreclose on our home during our construction project and of course this impacted the speed with which we could continue moving forward with various trades. In addition, the length of time necessary to complete specific tasks increased as we were required to perform much of the work ourselves due to lack of funds. This also applies to design work and material selection and procurement necessary. As requested, the following summarizes the work performed during the timeframes indicated. Construction Activities from September 27, 2022- Jan 5, 2023: Assemble and install cabinets (work performed by owner) Level and flatten subfloor (work performed by owner) Install vinyl plank flooring Front demo and paving Front drainage Insulation (work performed by owner) Construction Activities from Jan 5, 2023- Nov 7, 2023: Appliance installation Drywall painting finish plumbing electrical trim work customization of cabinets (work performed by owner) finished carpentry (work performed by owner) bathroom tile work countertops in bathrooms, kitchen and laundry shower glass Please let us know if you have any questions or if there is anything else you require. Many thanks, Laurie and Juan Penaherrera From: Laurie <mialegria1@hotmail.com> Sent: Thursday, January 4, 2024 1:10 PM To: Imolina@newportbeachca.gov <imolina@newportbeachca.aov>; syamada@newportbeachca.aov <svamada @newportbeachca.sov> Cc: Iuanp80D0@amail.com <ivanp8000@email.com>; Juan Penaherrera <iopconstructionco@gmail.com> Subject: 2412 Francisco Drive, Newport Beach Hi Jaime/Susan, Per Jaime's request, We are enclosing some documentation that supports our extension request for X2020- 1109/x2021-0379. We have already submitted the application and paid the fee. To add to our application, attached you will find: • Copies of letters from the bank approving us into a forbearance program (which we have now been able to be removed from) • A copy of our email correspondence with original engineer, Craig Stanger. • A copy of one page from our original plans showing that a second engineer (Sivaram Nagarajan) had to assume responsibility for the calculations of our original engineer (Craig Stanger ). We were told that Mr. Stanger had suffered a stroke and after a long wait determined that he was unable to continue our project) • Email correspondence from the city requesting that Sivaram Nagarajan stamp our original plans. • A copy of the front of both of our inspection cards documenting that we had to acquire a separate permit when we were forced to switch design teams. Hopefully this documentation is sufficient to support our request for a final extension. Thank you so much for your time and consideration. Please let us know if there is anything else you require. Many thanks, Laurie and Juan Penaherrera City of Newport Beach - Building Division .'1` `e"�►a Inspection Card eV t 100 Civic Center Drive ^ Inspection RequestsTeiephone (949) 544 3255 a 'trios+` Date : 08-17-2020 Permit C X2020-1109 Plan Check N 0827.2020 Job Address 2412 FRANCISCO OR NB MECH 'FLEC /PLUM I Owner PENAHERRERA JUAN & LAURIE' Contractor OWNER/BLDR Description SFR ADDITION 390 SF & INTERIOR REMODEL 375 SF fffp—E ITEM/ DESCRIPTION DATE SIGNATURE OMB 2200 _ -A Call lea attar for Pre-GrWe Nam- OMB 2210 -- _ Soil Pipe OMB 2220 Sewor OMB 2230 Water Pipe Underground-- -- OMB 2240 Gas Pipe Underground OMB 2250 Under Stab / Floor Mechanical B 2260 Lifer Ground OMB 2270 _ Undergrourictrical M13 OMB 2280 2290 Rough Grade Approval WO -Blest Management Practices ICOMB 2300 Erection Pads - "---- t OMB 2310 _ Setbacks I Line 3 Grade MB 2320 _ Footingsoundaton&F 2330 1 _- Slab on G ode --- OMB 2340 2360 --- 1 Area Dmirfs 1 Mason Pre -Grout / Wall Steel - OMB 12370 Slab on Deck OMB OMB 2380 2390 Rough Plumbing 8 Pan Test Gas Pi *Roui OMB a 2400 Rough HVAC I Mach / Fireplace _ OMB 2410 Commercial Hood OMB 2420 Firelace Throat OMB 2430 Under Slab / Floor Plumbing OMB 2440 Under Slab / Floor Electrical OMB 2450 Rough Electric Residential OMB 2460 Commercial - Rou h Conduit Watts OMB 2470 Commercial - Rough Wiring Calings OMB 2400 Rough Electrical Service OMB 2490 Floor Framing 6 Sheathing OMB 2500 Commercial Rough Wall Framing OMB 2510 Roof Framing, Sheathin 8 BI�He' ht MB a 3003 Shear 8 Hod Downs OMB OMB 2520 2540 COMPLETE FRAMING •• NOT COVER•-UNTIZABOVE IS SIGNED OFF Insulatlon 1 OMB 2550 D all / Fire Caulk COMB 2560 Suspended Ceiling OMB 2570 Shower th OMB 2580 r Ba erhr Lath / Veneer Lath Z OMB 2530 Other Ehcincel OMB 2350 Other Plumbi OMB 2425 Other himilcal -"---`-`_ OMB 2600 Other Building COMB 2610 Gas Pressure Test —"�- OMB 2617 Grading /Drainage Final OMB 3000 Ehctrirai Final ----- OMB 3001 Mechanical Finaf OMB 3002 _ Plumbing Final _ OMB _ 3004 Fna Flna1949/644-3105—'-... OMB 2620-_.'- —_. FINAL BUILDING -- •• NOT OCCUPY UNTIL — __. M Call the inspection request line at 949/644-3255 or visit the City websde at hrtp:l/www.newportbeachca.gov and select Online Services Inspections (only for permits in approved status) must be requested before 6 00 A.M. the day of the inspection. Construction hours are Monday - Friday 7:00 a.m. to 6.30 p.m. Saturdays 8.00 a.m. to 6.00 p In. No Nark on Sundays and Holidays Phase we the iWowing list of Paned codes when caging for w inspection PRESS: '0' for combination I % permit '1' br solar I PV permit '2' for plumbing r 0 permit 'T br efeCrrcal / E pemid '4' br mechanical / H perm. '5' for harbor/ M permit 'S for pool and spa! S pem:c 7 for fire i F permit 'Ir for residential building report, R. '9' for encroachment / N permit 1 r Ow- Inspector Notes are locate on the reverse side WORKS DEPARTMENT AS SOON AS POSSIBLE (949) 644.3311 ii e is City of Newport Beach - Building Division Inspection Card 100 Clvlc Center Drive InspectionRequests Telephone (9a01e4A 1255 1):ve it2-18-2021 Permit # : X2021-0379 Plan Check # : 0827-2020 Job Address. 2412 FRANCISCO DR NB ELEC Owner: PENAHERRERA JUAN & LORI Contractor : OWNERIBLDR Description: SFR DELTA 2, NEW ENTRY COVER 187 SF ITEMS I DESCRIPTION I DATE SIGNATURE 2200 I Cell Inspector for Pre -Grade Meeting 2210 1 Soil Pipe I MW 2220 1 Sewer 2230 Water Pie Underground ME 2240 Gas Pie Underground OMB 2250 Under Slab / Floor Mechanical-� OMB OMB 2260 1 2270 Ufer Ground 1 underground Eiect ical La ff- M GII the inepeclnn request line at 94111164/-3266 of vron the City wcbsne at hap:IhYwe.rwwportbeachcs qov ar,' select Online Sernces inspections (only for pa,mts aporwed get") must be requested tefcre 5 DO AM. the day of the inspection C.unsnuction hours are Monday - Friday 'ooam 10530pm. Sri ,^lays 8.00 a . to 6:00 p.m. x , on Sundays and Holidays Please use the following list of Permit codes when calling for an inspection PRESS: ,v for combination I X permit '1' for solar / PV permit 7for plumbing I P Permit '3' for electrical I E PennA W for mechanical I H permit 'S' for harbor! M Permit -6 for pool and spa I S pem!it 'T for the I F permit 'S' far residential budell g rep," i'9'tot encroachment I N L,r - ii� Sg ��a� ,� -2 .. Mechanical Final - _ C S _ ;u02 Piumbin Final 300a Fire De t Final 949/644-3105 2620 FINAL BUILDING - . NOTOCCUPY UNTIL FINAL ' SIGNED • Inspector Notes ,n L^e side. -) Q STREET, CURB 8 GUTTER DAMAJES SHALL BE REPORTED TO PUBLIC WORKS DEPARTMENT AS So j b to a, u 1a� I IgLE cowl-33„ Yamada, Susan From: Laurie <mialegrial@hotmail.com> Sent: December 22, 2023 10:06 AM To: Yamada, Susan Cc: juanp8000@gmaii.com Subject: Fw: 2412 Francisco Drive, Newport Beach Permit #X2021-0379 Plan Check #0827-2020 Hi again, Susan and here is the attachment that goes with our application. We know that that this is all due by Jan 4, 2024 so are trying to verify if anything else is necessary since the office is closed next week. Manythanks, Laurie and Juan Penaherrera 949 413 4221 From: Laurie <mialegrial@hotmail.com> Sent: Friday, December 22, 2023 9:54 AM To: jmolina@newportbeachca.gov <jmolina@newportbeachca.gov> Cc: juanp8000@gmail.com <juanp8000@gmail.com> Subject: Fw: 2412 Francisco Drive, Newport Beach Permit #X2021-0379 Plan Check #0827-2020 Hi Jaime, Here is the email correspondence referenced in our application. Again, please let us know if you have any questions. Thank you, Laurie and Juan Penaherrera From: Juan Penaherrera <juanp8000@hotmail.com> Sent: Friday, December 22, 2023 9:05 AM To: mialegrial@hotmail.com <mialegrial@hotmail.com> Subject: Fw: 2412 Francisco Drive, Newport Beach Permit #X2021-0379 Plan Check #0827-2020 FYI. From: Juan Penaherrera Sent: Tuesday, September 27, 2022 12:07 PM To: Shelton, Chad <cshelton@newportbeachca.gov> Cc: mialegrial@hotmail.com <mialegrial@hotmail.com> Subject: 2412 Francisco Drive, Newport Beach Permit #X2021-0379 Plan Check #0827-2020 Hi Chad, We apologize for not having contacted you before our pen -nit expired. Please, we would like to request an extension in order to complete our project. We have had a number of extenuating circumstances that have caused our project to be delayed. To begin with, our original structural engineer had a stroke and we had to start over with a completely new design team, more than doubling our design costs and creating disruptions and delays. We were able to get over that hurdle and then came impact from COVID, loss of second income and passing of family Yamada, Susan From: Laurie <mialegrial@hotmail.com> Sent: December 22, 2023 10:17 AM To: Yamada, Susan; Molina, Jaime Cc: juanp8000@gmail.com Subject: Fw: Payment Confirmation - Newport Beach, CA [EXTERNAL EMAIL) ,.: or attachments. ecocnize the sender and know the content is safe. Here is our payment receipt to add to our application. Thanks! Laurie and Juan Penaherrera From: noreply@mygovpay.com <noreply@mygovpay.com> Sent: Friday, December 22, 2023 10:11 AM To: mialegrial@hotmail.com <mialegrial@hotmail.com> Subject: Payment Confirmation - Newport Beach, CA GOVPay EMPOWERED Bt Newport Beach, CA Payment Confirmation Payment Date Order Number Line Items Friday, December 22, 2023 6251 Invoice # Item Description Quantity Unit Price Total Price INV-00021746 NONE 1 $214.00 $214.00 Item Total $214.00 L Order Total 1 $214.00 Thank you for your payment, Newport Beach, CA 1 SCHOOMFIRST CO FEDERAL CREDIT UNION August 10, 2021 Laurie Penaherrera Juan 0swaldo Penaherrera 2412 Francisco Dr Newport Beach CA 92660 Hours of operation: Customer Service: Monday - Friday, 8:30 AM to 12:00 AM ET collections Dept.: Monday - Friday, 8:00 AM to 9:00 PM ET Qualified Written Requests,notifications oonse directed r requests for Information concerning your am PO Box 77423, Ewing, NJ 08628 RE: Loan Number: 0124167255 Property Address: 2412 Francisco Dr Newport Beach CA 92660 You can rely on us for the help you need right now. Dear Laurie Penaherrera: �- We hope this note finds you and your loved ones safe and healthy. =V These are challenging times. The last couple of months have shown you that your house is more than just your home. It's also your home base, your safe spot, your office, your kids' classroom, your entertainment space. Now more than ever, your home is the center of your life —and if you're like most people, you've felt a great deal of stress over your ability to pay your mortgage. Help begins with forbearance. In response to your request, your mortgage has been placed into a forbearance plan. It is already in effect and will continue through 01-31-22. Your next mortgage payment will be due on 02-01-22. A forbearance plan gives you the time and flexibility you need to manage your finances until you're able to resume monthly mortgage payments. During your forbearance period, your monthly mortgage payments (principal, interest, and escrow will be suspended. Forbearance does not mean your payments are forgiven. You are still required to fully repay your suspended payments, but not all at once. Note: If you pay your own property taxes, insurance, or HOA/condo fees separately from your mortgage, you must continue making these payments during forbearance. Will there be interest or fees charged for missed payments during a forbearance period? No additional interest beyond your regular principal and interest payment will accrue, and no fees (including late fees) will be charged during your forbearance period. SCHOOMFIRST IQ] FEDERAL CREDIT UNION January 04, 2022 Hours of Operation: Customer Service: Monday - Friday, 8:30 AM to 12:00 AM ET Collections Dept.: Monday - Friday, 8:00 AM to 9:00 PM ET LAURIE PENAHERRERA JUAN OSWALDO PENAHERRERA 2412 FRANCISCO DR qualified written Requests, notifications of error, or requests for Information NEWPORT BEACH, CA 92660 concerning your loan must be directed to: PO Box 77423, Ewing, N108628 RE: Loan Number: 012416725E Property Address: 2412 Francisco Or Newport Beach CA 92660 Dear Valued Member: We are committed to working with you as you are continuing to experience financial difficulties due to the recent pandemic. This letter confirms your acceptance of a forbearance plan extension. We are here to assist you now and when your hardship is over. A forbearance is a temporary suspension of your mortgage payments intended to allow you the time and flexibility to manage the challenges affecting your ability to pay your mortgage. Once the forbearance period (including any extensions) has ended or your financial hardship is over, we will work with you to determine options based on your financial situation. There are several mortgage assistance options that may be available to you after the forbearance period, depending upon the type of loan you have*. Your options may include: • Loan reinstatement: If you can afford it, you pay any delinquent amounts all at once, including the ones that became due during forbearance. • Repayment plan: A repayment plan allows you to catch up gradually over a period of months while making your regular monthly payments. Portions of your repayment amount are added on to your monthly mortgage payment amount. • Deferral: A deferral allows you to avoid having to pay your suspended mortgage payments all at once, typically by adding a non -interest -bearing balance at the end of your mortgage, repayable at the loan maturity date or earlier upon the sale or transfer of the property, refinance of the mortgage loan, or payoff of the interest -bearing unpaid principal balance. You may be eligible for the deferment programs announced by Fannie Mae and Freddie Mac. • Partial Claim, for FHA -insured loans: If you have an FHA loan and occupy your property, there are options that may allow you to defer suspended payments or modify the terms of your loan. The COVID-19 Recovery Standalone Partial Claim option allows you to defer suspended payments until you reach the loan maturity date of the mortgage or earlier upon the sale or transfer of the property, refinance of the mortgage loan, or payoff of the interest -bearing unpaid principal balance. If you are not eligible for this option, you may qualify for the FHA's other loss -mitigation tools that can help you repay the balance owed over time. Ji LM672 005 DF4 OX 866.227.4390 1 schoolsfirstfcu.orig 609972 00000814B 09OP03 00064002 1 SCh0olsfirstfcu.org 667114 00000,169 09DP03 00064002 1/4/24, 12:53 PM Mail - Juan Penaherrera - Outlook Re: Francisco Drive Project Juan Penaherrera <juanp8000@hotmail.com> Fri 10/9/2020 7:05 PM To:Craig Stanger <craigstanger@att.net> Cc:Laurie Penaherrera <mialegna1@hotmail.com> Hi Craig, We hope you are doing well. We were informed by your brother Rick that you had a health concern and were not able to make the revisions requested by the City of Newport Beach. This is to let you know that we have decided to contract with another structural engineer to take over the project. However, if you are willing and able to continue working on our project, please let us know by Monday, October 12, 2020. If we don't hear from you directly by phone, we will move forward with our plans. We wish you all the best heatth. Thank you and have a great weekend, Juan&Laurie Penaherrera (949) 798-9338 From: Juan Penaherrera Sent: Wednesday, July 8, 2020 9:35 PM To: Craig Stanger <cra igstanger@ att. net> Cc: Laurie Penaherrera <mialegrial@hotmail.com> Subject: Francisco Drive Project Hi Craig, My name is Juan Penaherrera and I am the owner of the property on Francisco Drive. Adam Dorn, our designer, told me today that he is still waiting for the structural package before he can resubmit the plans to the City. Also, we were told by Rick that it was going to be completed by last Friday. Can you please let me know what the status is of the structural package for this project? We have contractors ready to start construction and we would like to start as soon as possible to avoid doing construction during the rainy season. Thank you, Juan Penaherrera https://outlook.live.comtmail/0/id/AQQkADAwATZiZmYAZC05NjA2LTM2ZjktMDACLTAwCgAQAGKtLGDcDgNEumPRaL%2FKCGs%3D 1/1 114/24, 12:45 PM Mail - Juan Penaherrera - Outlook Re: Change of SEOR Juan Penaherrera <juanp8000@hotmail.com> Wed 1/20/2021 6:54 PM To:Sivaram Nagarajan <sivaramse49@gmail.com>;Laurie<mialegria1@hotmail.com>;Michael Paar <mike@ mrpplanni ngco.com> Hi Sivaram, Yes, please stop by anytime on Friday. Thank you, Juan&Laurie From: Sivaram Nagarajan <sivaramse49@gmail.com> Sent: Wednesday, January 20, 20215:20 PM To: Laurie <mialegrial@hotmail.com>; juan Pena <juanp8000@hotmail.com>; Michael Paar <mike@mrppla nningco.com> Subject: Fwd: Change of SEOR Laurie/Juan, Per email below from Susan @ Newport Beach, she wants me to bring over the field set over to the city so I can sign this set and also the city records set for the SEOR takeover. Can I stop by this Friday morning to pick up the set? Thanks, Sivaram Nagarajan ---------- Forwarded message --------- From: McCourt, Susan <SMcCourt@newportbeachca.gov> Date: Wed, Jan 20, 2021 at 4:42 PM Subject: RE: Change of SEOR To: Sivaram Nagarajan <sivaramse490gmail.com> Hi Sivaram, I spoke with my supervisor and we will need you to stamp and sign our vault set and the field on the sheets that Craig Stanger stamped and signed. If you want to come here with the field set, I can come out with our vault set and watch you stamp and sign those sets. Please let me know how you would like to coordinate. Thank you, Susan SUSAN MCCOURT Community Development Department https://outlook.live.com/mail/0/id/AQQkADAwATZiZmYAZC05NjA2LTM2ZjktMDACLTAwCgAQAOY8AMyG]LBNkDbWey!iMDQ°/u3D 1/2 1/4/24, 12:45 PM U 9 d` aEaPpe> fi GGPoP�� Permit Counter Supervisor smccourt@newportbeachca.gov 949-644-3289 Newport, gether. Mail - Juan Penaherrera - Outlook From: Sivaram Nagarajan <sivaramse49@gmail.com> Sent: Wednesday, January 20, 2021 4:10 PM To: McCourt, Susan <SMcCourt@newoortbeachca.gov> Subject: Change of SEOR [EXTERNAL EMAIL] DO NOT CLICK links or attachments unless you recognize the sender and know the content is safe. Hi Susan, Attached is the letter for this project identifying me as the Structural engineer of record. Please review and let me know if you have any questions or if you need anything else from me. Thanks, Sivaram Nagarajan https://outlook.live.com/mail/0/id/AQQkADAwATZiZmYAZC05NjA2LTM2ZjktMDACLTAwCgAQAOY8AMyGILBNkDbWeyiiMDQ%u3D 2/2 STAGGER JOINT OF PLYWOOD 11--- 8" MIN . DGE ISTANCE OR NAIL S LONG DIM . OF PLYWD . M RUN PER- PENDICULAR TO JOIST PLWOODY SHT'G. BEARING WALL O A 1 TALL Pp4Y iU41� ECIF1( A',LY SAC NOTED,yUBE SIJLjI) A$ TO DI,'1'/VL -)VCR SCALE SHOWN ON DRAWINGS. LL THE INFORMATION IN THE DRAB )R TO ORDERING MATERIALS OR CC ND SHALL, NOTIFY THE DESIGNER 11 ONDITIONS AND THE CONTRACT I ;PONSIBIIITY TO DESIGN AND PRCY ZOTECT LIFE AND PROPERTY UMBER ANY PUBLIC OR PRIVATE PR OR WRMEN PERMISSION FROM T OWNER WITH ALL ORIGINAL SIGN DING PLANS. REVISIONS. AND DEF 'OSED TO WEATHER, I.E. 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