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HomeMy WebLinkAboutFiscal Year 2004-05 Financial StatementCALIFORNIA G ✓te //A !3m/ Comprehensive Annual Financial Report YEAR ENDED JUNE 30, 2005 O""w4w, Wpo 4 L� IFO Comprehensive Annual Financial Report For the Year Ended June 30, 2005 Prepared by the Administrative Services Department Dennis Danner, Director 'ju.16 r, IN THE CITY OF NEWPORT BEACH WAS INCORPORATED SEPTEMBER 19 1906 THE PRESENT CITY SEAL WAS ADOPTED JUNE 22, 1957 Introductory Section CITY OF NEWPORT BEACH Comprehensive Annual Financial Report Year Ended June 30, 2005 TABLE OF CONTENTS INTRODUCTORY SECTION (Unaudited) Tableof Contents ............................................................ ............................... Letter of Transmittal ........................................................ ............................... GFOA Certificate of Achievement for Excellence in Financial Reporting ...... CSMFO Certificate of Award for Outstanding Financial Reporting ................ List of City Officials ......................................................... ............................... OrganizationChart .......................................................... ............................... FINANCIAL SECTION Independent Auditors' Report ............................................................... .............................23 Management's Discussion and Analysis ............................................. .............................25 (Required Supplementary Information) Basic Financial Statements Government -wide Financial Statements: Statement of Net Assets .................................................................... .............................41 Statement of Activities ........................................................................ .............................42 Fund Financial Statements: Governmental Funds: BalanceSheet ................................................................................. .............................48 Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Assets ............................................................ .............................49 Statement of Revenues, Expenditures and Changes in Fund Balances ...................... 50 Reconciliation of Statement of Revenues, Expenditures and Changes In Fund Balances of Governmental Funds to the Statement of Activities ..............51 Budgetary Comparison Statements: GeneralFund ............................................................................ .............................52 Tide and Submerged Land Fund ............................................... .............................54 Newport Coast Annexation ........................................................ .............................55 Proprietary Funds: Statement of Net Assets ............................................................. ............................... 59 Statement of Revenues, Expenses and Changes in Fund Net Assets .....................60 Statementof Cash Flows ............................................................. .............................61 Fiduciary Funds: Statement of Fiduciary Assets and Liabilities — Agency Funds ....... .............................65 Notes to the Financial Statements ..................................................... .............................67 1 Supplementary Schedules Non -Major Governmental Funds: Combining Balance Sheet .................................. ............................... ............................118 Combining Statement of Revenues, Expenditures and Changes in FundBalances ................................................... ............................... ............................124 Budgetary Comparison Schedules: StateGas Tax Fund ........................................... ............................... ............................129 AssetForfeiture Fund ........................................ ............................... ............................130 ContributionsFund ............................................. ............................... ............................131 Circulation and Transportation Fund .................. ............................... ............................132 Building Excise Tax Fund ................................... ............................... ............................133 Combined Transportation Fund ......................... ............................... ............................134 Arterial Highway Rehabilitation Fund ................. ............................... ............................135 Community Development Block Grant Fund ...... ............................... ............................136 Air Quality Management District Fund ............... ............................... ............................137 Environmental Liability Fund ................................ ............................... ..........................138 Supplemental Law Enforcement Fund ............... ............................... ............................139 Miscellaneous Grants Fund ............................... ............................... ............................140 Internal Service Funds: Combining Statement of Net Assets .................. ............................... ............................143 Combining Statement of Revenues, Expenses and Changes in Fund Net Assets....... 144 Combining Statement of Cash Flows ................. ............................... ............................145 Fiduciary Funds: Combining Statement of Fiduciary Assets and Liabilities ................. ............................149 Statement of Changes in Fiduciary Net Assets .. ............................... ............................150 STATISTICAL SECTION (Unaudited) Miscellaneous Statistics .............................................. ............................... ............................151 Governmental Revenues by Source, Last Ten Fiscal Years ..................... ............................152 Governmental Expenditures by Function, Last Ten Fiscal Years .............. ............................152 Assessed and Estimated Actual Values of Taxable Property, Last Ten Fiscal Years ...........154 Secured Property Tax Levies and Collections, Last Ten Fiscal Years ...... ............................154 Construction Activity, Last Ten Fiscal Years ............... ............................... ............................156 Bank Deposits, Last Ten Fiscal Years ........................ ............................... ............................156 Property Tax Rates, Direct and Overlapping Governments, Last Ten Fiscal Years ..............158 Computation of Legal Debt Margin ............................. ............................... ............................158 Principal Property Taxpayers as of June 30, 2005 ..... ............................... ............................159 Schedule of Direct and Overlapping Bonded Debt ..... ............................... ............................160 Revenue Bond Coverage, Last Ten Fiscal Years ....... ............................... ............................161 Demographic Statistics, Last Ten Fiscal Years .......... ............................... ............................162 2 CITY OF NEWPORT BEACH ADMINISTRATIVE SERVICES Dennis Danner, Director /Treasurer December 13, 2005 Honorable Mayor and Members of the City Council, and Citizens of the City of Newport Beach Newport Beach, California The City Charter and California state law require that the City of Newport Beach issue annually a complete set of financial statements and that an independent firm of certified public accountants audit this report in conformance with generally accepted auditing standards (GARS). The Comprehensive Annual Financial Report (CAFR) of the City of Newport Beach for the year ended June 30, 2005, is hereby submitted. The CAFR was prepared in conformance with generally accepted accounting principles (GAAP) as promulgated by the Governmental Accounting Standards Board (GASB). This report consists of City management's representations concerning the finances of the City of Newport Beach. Responsibility for the accuracy and completeness of the data presented rests with the City. Management of the City is also responsible for establishing and maintaining an internal control structure designed to ensure that the assets of the government are protected from loss, theft, or misuse, and to ensure that adequate accounting data is compiled to allow for the preparation of financial statements in conformity with generally accepted accounting principles. The internal control structure is designed to provide reasonable, but not absolute, assurance that these objectives are met. The concept of reasonable assurance recognizes that: (1) the cost of a control should not exceed the benefits likely to be derived; and (2) the valuation of costs and benefits requires estimates and judgments by management. We believe the information presented in this report is complete and accurate in all material respects, and that it is reported in a manner designed to fairly present the financial position and results of operations of the various activities of the City of Newport Beach. Further, the City of Newport Beach's financial statements have been audited by Conrad and Associates, LLP, a firm of licensed certified public accountants. The goal of the audit was to provide reasonable assurance that the financial statements of the City of Newport Beach for the fiscal year ended June 30, 2005, are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the accounting principles used and significant estimates made by management; and evaluating the overall financial statement presentation. The independent auditor concluded, based on the audit, that there was a reasonable basis for rendering an unqualified opinion that the City of Newport Beach's financial statements for the year ended June 30, 2005, are fairly presented in conformity with GAAP. The independent auditor's report is presented as the first component of the financial section of this report. 3 3300 Newport Boulevard • Post Office Box 1768 • Newport Beach, California 92658 -8915 Telephone: (949) 644 -3127 • Fax: (949) 644 -3339 •Website: www.city.newport- beach.ca.us A narrative introduction, overview, and analysis accompany the basic financial statements in the form of the Management's Discussion and Analysis (MD &A). The letter of transmittal is designed to complement the MD &A and should be read in conjunction with it. The City of Newport Beach MD&A can be found immediately following the report of the independent auditors and will provide further information regarding the format and content of this report. PROFILE OF THE CITY The City of Newport Beach is located in the coastal center of Orange County, in the heart of Southern California, with Los Angeles County to the north and San Diego County to the south. There are currently 34 cities within the County offering one of the finest climates in the United States. Orange County is now the second largest county in California trailing only Los Angeles and surpassing San Diego and is the sixth largest county in the nation. In fact, according to the 2000 Census, Orange County now has a greater number of residents than twenty of the Country's states including Montana, Mississippi, and New Hampshire. The City of Newport Beach is one of Southern California's most scenic and dynamic communities. It surrounds Newport Bay, well known for its picturesque islands and one of the greatest natural yacht harbors in the world, accommodating over 9,000 boats of all types docked within its 21 square mile harbor area. This bay area and the ten miles of ocean beach offer outstanding fishing, swimming, surfing, and aquatic sports activities. The City has a permanent population of 83,120. During the summer months, the population grows to over 100,000 with 20,000 to 100,000 tourists daily. There are fine residential areas, modern shopping facilities, and a quality school system. A major campus of the University of California is located immediately adjacent to the City, and eight other colleges are within a 30 -mile radius. The City of Newport Beach was incorporated September 1, 1906. The current City Charter was adopted in 1954. The City operates under a Council- Manager form of government. Council members are elected by district but voted on by the population as a whole, and serve four -year staggered terms. The governing council consists of the mayor and six other members and is responsible for among other things, policy- making, passing local ordinances, adopting the budget, appointing committees and hiring the City Manager, City Attorney, and City Clerk. The City Manager is responsible for carrying out the policies and ordinances of the City Council, for overseeing the day to day operations of the City, and for appointing heads of departments. The City of Newport Beach is a full service city providing its residents and visitors with the following functional services: general governance, legal, financial, information technology, and administrative management; police, fire, paramedic, lifeguard, and emergency medical transport services; engineering, construction, and maintenance of public facilities, public streets, beaches, and parks; planning, zoning, and economic development services; 4 building inspection, plan check, and code enforcement services; libraries and cultural and arts services; recreation and senior services; water, wastewater, rubbish disposal, and street light utility services. The City provides water and sewer service to most areas within City limits, but it does not provide gas, electrical, or other utility service. Public elementary and secondary education is provided by school districts, which are separate government entities. The City's financial statements present the financial activity of the City of Newport Beach (the primary government) and the Newport Beach Public Facilities Corporation (a component unit of the City). The Corporation is blended into the City's financial statements because of its operational and financial relationship with the City. Even though it is a legally separate organization, City of Newport Beach elected officials have continuing accountability for fiscal matters of the Corporation. Additional information about the Newport Beach Public Facilities Corporation and the reporting entity in general can be found in footnote 1a of the notes to the financial statements. LOCAL ECONOMIC FACTORS From 1950 -2005, the population of the City increased from 12,120 to 83,120. As vacant land becomes increasingly scarce, population growth is expected to flatten considerably as the City becomes relatively built -out. According to the Center for Demographic Research at California State University Fullerton, the City of Newport Beach will be home to an estimated 89,528 residents by 2010 and 91,409 residents by the year 2015. Newport Beach's physical setting encompasses about 25.2 square miles of land, of which approximately 75% is developed and 25% is undeveloped including the City's coastal beaches used for recreation and open space. The developed land is 70% residential and 30% non - residential. This current land use mix produces General Fund revenues of approximately $123 million. The top three revenue categories include Property Taxes, Sales Taxes, and Transient Occupancy Taxes (TOT). These account for 68.5% of General Fund revenues. The remaining 31.5% of revenue is generated by significantly smaller and very diverse sources. General Fund Revenues 31.5% ■ Property Taxes 45.7% ■ Sales Taxes ❑ Transient Occupancy Taxes 7.5% ❑ All Other Sources 15.4% Property Taxes — Largely a residential community, residential property accounts for nearly 80% of all City Property Tax. Of the City's 41,850 dwelling units, 60% of the housing is single - family units and 40% are multi - family units. The City receives, on average, approximately 16.5% of the property taxes generated within City limits. The remainder goes to the school district, the County, and other government entities. Property taxes are the number one revenue source of the City representing nearly 46% of all General Fund revenues so it is important to review the rules governing property taxes in California. In 1978, Californians passed Proposition 13, severely restricting the ability of local governments to raise revenue through property taxes. The proposition does the following: 1. Caps the property tax rate to 1 % of full market value. 2. Limits the annual increase in assessed property value at 2 %; reassessment to full market value occurs only upon change of ownership. 3. Rolled back property values for tax purposes to 1975 -76 levels in 1978. 4. Requires 2/3 voter approval to raise "special taxes." 5. Requires any bill to increase State revenues to be approved by 2/3 vote of each house of the state legislature. 6. Transfers the authority for allocating property tax revenues from local government to the State. The immediate effects of this proposition cut local government property tax revenues by 60 %, shifted the tax allocation authority to the State and created greater reliance on the State general fund. Since then, the voters and public officials have engaged in an almost continual tug -of -war over public finances, with State and local governments seeking creative ways to increase their revenues and taxpayers frequently using the initiative process to prevent new fees and taxes. As a gradual result, local governments have dramatically raised user fees and placed a greater fiscal emphasis on land use and redevelopment. Another unanticipated result of Proposition 13 is the creation of an enormous gap between the assessed valuation and current market value of real property, especially with the tremendous run up of property values in California in the past decade. Because a property is not reassessed until it changes ownership, assessed valuation would never equal market value unless 100% of the properties changed hands in one year. Consequently, Proposition 13 and the last decade's real estate boom have created a natural cushion against the adverse impact that market volatility might otherwise have on assessed property tax values. Effectively, the lag behind market value, smoothes the volatility of assessed property value. Due to the limited supply of scenic coastal property, constant demand for local property is resulting in relatively affluent residential neighborhoods and high -end commercial districts. Market value of local property has skyrocketed in recent years posting repeated double digit gains. Meanwhile, due to Proposition 13, total assessed property values increased at a much more moderate pace. Over a ten -year period, assessed valuation increased an average of 8.7% per annum and 7.1 % over a twenty year period. Although this is an unintended consequence of Proposition 13, the City enjoys the benefit of stability in its number one revenue source even in a year where there might be a sudden and substantial drop in property values due to over - heated market conditions or a cyclical downturn. Sales Taxes — The chart below demonstrates the diversity of the City Sales Tax revenue stream. The largest segment, "Restaurants," accounts for only 19% of total sales taxes and is represented by 347 restaurants. The next largest segment, "New Auto Sales," accounts for 17% of total sales taxes and is represented by five dealerships. The "All- Other," categorization accounts for another 14% and is represented by 926 businesses. The City's sales tax base is largely diverse and is not dependent on any one segment or any one individual merchant. FA Sales Tax by Business Segment 14% 19% 2% 2% 3 °/ Q 3% 17% O 4% 4% a 6% 8% 8% 10% ■ RESTAURANTS - 347 ■ AUTO SALES - NEW - 4 ❑ DEPARTMENT STORES - 40 ❑ MISCELLANEOUS RETAIL - 858 ■ LEASING - 63 ■ APPAREL STORES -175 ■ FURNITURE /APPLIANCE - 365 p FOOD MARKETS - 40 ■ SERVICE STATIONS - 15 ■ MISC. VEHICLE SALES - 51 ❑ OFFICE EQUIPMENT - 117 ® LIGHT INDUSTRY - 254 ■ OTHER -926 Transient Occupancy Taxes (TOT) — The TOT accrues to the City at a rate of 10% of room charges (with 18% of the collection going to the local Conference and Visitors Bureau). The City distinguishes its transient occupancy taxpayers in two broad property type categories, commercial and residential property. The commercial category is composed of nine hotels (Balboa Bay Club, Extended Stay America, Four Seasons Hotel, Hyatt Newporter Hotel, Marriott Ownership Resorts, Marriott Suites, Marriott Hotel & Tennis Club, Newport Hotel, and Sutton Place Hotel) and eleven inns and motels. The residential category is made up of some 737 vacation rentals. Together, they account for nearly $9.2 million in annual TOT revenue as follows: Commercial Property: Hotels Inns / Motels Residential Property: Vacation Rentals (737 Units) Annual Revenues Percent In Millions of Total $ 7.9 86% $ 0.3 3% $ 1.0 11% $ 9.2 100% ECONOMIC OUTLOOK & FACTORS EFFECTING FISCAL PLANNING U.S. Economy — National, state and local economies have continued to experience solid, broad based economic growth in the last year despite sharply rising energy costs, interest rates and three catastrophic hurricanes in the Gulf region. The positive trends in employment growth, personal income and housing related activity were only slightly under 2004 levels. Looking ahead, many economists expect economic growth to taper modestly in 2006 due to the rising energy costs, high household debt levels and rising interest rates. The combined effect of rising inflation (primarily due to higher energy costs), and rising interest rates will likely dampen consumer spending and slowing overall economic growth. State of California — The State has had significant structural budget shortfalls since 2001 -02 when revenues plunged following the recession and steep stock market decline. The annual gap between projected revenues and expenditures has been massive, reaching as much as twenty -five percent of General Fund spending. While the State has addressed the annual shortfalls in each of the past several budgets, many of the budget - balancing actions involved limited -term solutions such as substantial borrowing, spending deferrals, accounting shifts and diversions of local government tax revenues. The 2004 -05 State budget grappled with a $15 billion dollar deficit however, the State's budget outlook has improved considerably over the last year. Primarily due to higher than expected personal income taxes, revenues exceeded the 2004 -05 budget estimates by over $1 billion. Revenues are now expected to exceed the 2005 -06 budget estimates by $2.8 billion. The sharp increases in revenues along with modest reductions in expenditures gave cause for the Legislative Analyst's Office (LAO) to revise their estimate of the State's year -end reserve for 2005 -06 upward to $5.2 billion. Although this is clearly good news, most of this will be needed to balance the State's 2006 -07 budget. The LAO predicts revenues to climb to $91.1 billion and expenditures to total $95.1 billion, resulting in a $4 billion operating shortfall. Further, the LAO projects continued shortfalls through 2010 -11, after which the State is expected to outgrow its structural deficit. $0 -$1 -$2 -$3 ISE -$5 California Operating Budget Shortfalls as Estimated by Legislative Analyst Office's (In Billions) 2004 -05 2005 -06 2006 -07 2007 -08 2008 -09 2009 -10 2010 -11 Until it becomes clearer that the State will be able to outgrow its current budget problems, the State will undoubtedly be looking at corrective actions to bridge the projected deficits. Those budget - balancing actions might include a combination of using remaining reserves, expenditure reductions, and use of the remaining $3.7 billion in authorized deficit financing bonds or other legislative action. It is the legislative actions that normally concern counties, cities and school districts. For many years the cities have been contending with financial uncertainty due to anticipated State "takeaways." The State has developed a habit to permanently dip into local governments' pockets. One example of this has been the 14 year -old practice of shifting local property taxes to a special Educational Revenue Augmentation Fund (ERAF) in each county to be distributed to schools, allowing the State's General Fund responsibility for school funding to be reduced and the monies spent elsewhere in the State budget. In Newport Beach, ERAF versions I & II have cost residents in excess of $50 million dollars in lost property tax dollars that would have otherwise been used to fund City operations and capital improvements. Last year, the State introduced three new budget balancing actions as part of SB 1096 that heavily impact local governments. The three elements are commonly referred to as "ERAF III ", the "Triple Flip" and the "VLF Swap." ERAF III resulted in an additional loss of $2.2 million however, the Triple Flip and the VLF swap largely only changed the timing of the cash flows but does not represent an ongoing material impact on City finances. To combat this practice, California voters approved Proposition 1A in 2004 backed by a broad coalition that included Governor Arnold Schwarzenegger, legislators, other local governments, and public safety, business and community organizations. This landmark amendment to the State constitution was intended to restore predictability and stability to local government budgets. 10 Proposition 1A does the following: 1. Strengthens prohibitions against unfunded State mandates by requiring the State to suspend State mandates in any year the Legislature does not fully fund the reimbursement of costs associated with those mandates; 2. Expands definition of a State mandate to include transfer of responsibility of a program for which the State previously had full or partial responsibility; 3. Prohibits the State from: • Reducing the local Bradley -Burns Uniform Sales & Use Tax rate or altering its method of allocation, except to comply with federal law or an interstate compact; • Decreasing Vehicle License Fee revenue from the 0.65 percent rate without providing replacement funding to cities and counties; and • Shifting property taxes from cities, counties or special districts, with the following exceptions: a) The State may reallocate among cities, counties and special districts (but not schools or any other local entity) with a two - thirds vote of both houses of the Legislature. b) Beginning in FY 2008 -09, the State may borrow up to 8 percent of the property tax revenue within a county (currently about $1.3 billion on a statewide basis) if: — The governor declares a "fiscal hardship'; — The Legislature enacts an urgency statute by a two - thirds vote; — The funds are repaid within three years; — The FY 2003 -04 VLF backfill gap has been repaid; — Any previous borrowing of this kind has been repaid; and — The State has not borrowed from the revenues more than twice in 10 years. Although the State will continue to face substantial budget shortfalls for the next several years, this proposition limits the State's ability to divert tax revenues that were intended for local government. California's policymakers therefore face an even more difficult challenge in resolving their budget problems. Cities and school districts, citizen groups and other stakeholders are sure to be watching how this situation unfolds over the next several years with great anticipation. Local Economy — Since geographic and socioeconomic conditions in Orange County and the City are very desirable, property values in Newport Beach are projected to remain high, and the City's property tax revenues are anticipated to maintain a 11 favorable trend for many years to come. The total Newport Beach assessed valuation for 2004 -05 increased by nearly 8.4% and the ten year average is 8.7 %. Recent home sale prices by Newport Beach zip code are as follows: Median Home Sales* For the Month Ending 10/31/2005 * Source: DataQuick Information Systems Sales Tax and Transient Occupancy Taxes remain solid but are expected to taper a bit as consumer spending slows due to higher energy costs and higher interest rates. Sales tax collections through the first quarter of 2005 -06 are ahead of schedule as compared to the same quarter in 2004 -05. Other Budgetary Concerns — Defined Benefit Pension Costs — The City contracts with the California Public Employees' Retirement System (PERS) for certain defined pension benefits. The City's contributions to the plan include a fixed employer paid member contribution and an actuarially determined employer contribution that fluctuates each year based on an annual actuarial plan valuation. This variable rate employer contribution includes the normal cost of providing the contracted benefits plus or minus an amortization of plan changes and net actuarial gains and losses since the last valuation period. It is the City's policy to make contributions to the plan equaling at least 100% of the actuarially required contribution (annual pension cost) and in most years will prepay the employer contribution in full at the beginning of the year. Because the City pays the entire actuarially required contribution each year, by definition, its net pension obligation at the end of each year is $0. Benefit revisions in recent years have and will impact future PERS rates. California Senate Bill 90 increased the maximum benefit level for safety employees from 85% to 90% of total compensation. Other contract benefit changes include the miscellaneous employees' benefit formula increase from 2% at age 60 to 2% at age 55 and the police safety employees benefit formula increase from 2% at age 50 to 3% at age 50. Newport Beach fire and marine safety employees have a 3% at age 55 benefit formula. A portion of the accrued unfunded benefits related to all prior covered service credit will be paid 12 Median Percentage Sales Change from Zip Code Price 2004 92625 $1,925,000 52.5% 92660 $1,795,000 38.6% 92661 $2,124,000 27.6% 92662 $ 2,650,000 21.0 % 92663 $1,788,000 - 18.8% 92657 $2,150,000 4.9% * Source: DataQuick Information Systems Sales Tax and Transient Occupancy Taxes remain solid but are expected to taper a bit as consumer spending slows due to higher energy costs and higher interest rates. Sales tax collections through the first quarter of 2005 -06 are ahead of schedule as compared to the same quarter in 2004 -05. Other Budgetary Concerns — Defined Benefit Pension Costs — The City contracts with the California Public Employees' Retirement System (PERS) for certain defined pension benefits. The City's contributions to the plan include a fixed employer paid member contribution and an actuarially determined employer contribution that fluctuates each year based on an annual actuarial plan valuation. This variable rate employer contribution includes the normal cost of providing the contracted benefits plus or minus an amortization of plan changes and net actuarial gains and losses since the last valuation period. It is the City's policy to make contributions to the plan equaling at least 100% of the actuarially required contribution (annual pension cost) and in most years will prepay the employer contribution in full at the beginning of the year. Because the City pays the entire actuarially required contribution each year, by definition, its net pension obligation at the end of each year is $0. Benefit revisions in recent years have and will impact future PERS rates. California Senate Bill 90 increased the maximum benefit level for safety employees from 85% to 90% of total compensation. Other contract benefit changes include the miscellaneous employees' benefit formula increase from 2% at age 60 to 2% at age 55 and the police safety employees benefit formula increase from 2% at age 50 to 3% at age 50. Newport Beach fire and marine safety employees have a 3% at age 55 benefit formula. A portion of the accrued unfunded benefits related to all prior covered service credit will be paid 12 from available pension assets while the remaining obligation will be amortized and paid in conjunction with the normal cost employer rate and is included in the actuarially required contribution. More significant than the benefit changes have been the pension asset investment losses caused by the downturn in the equities markets between 2000 and 2003. Although PERS has a fifteen -year average return on investments of 9.99°/x, the actuarial investment losses from 2001 to 2003 have had a significant impact on actuarially required employer contributions. Until recently PERS actuaries assumed an annual investment return of 8.25 %. The actual investment returns for fiscal years ended 2001, 2002, and 2003 were -7.2 %, -5.9 %, and 3.9% respectively. This produced a three -year actuarial loss of - 15.45 %, - 14.15 %, and -4.35% respectively or a three -year cumulative actuarial loss of - 33.95 %. It was the first time in the pension fund's history to have three consecutive years of actuarial investment losses and these three years had a profound impact on employer contribution rates. Recently, the investment returns rebounded to achieve a 16.57% and 12.7% market value rate of return for fiscal years ended 2004 and 2005 respectively. It has been the second straight year in a row that the pension fund achieved a double digit return, exceeding its new actuarially assumed rate of return of 7.75 %. The chart below depicts the rapid increase caused by the downturn in the equities market. Since the CalPERS actuarial reports lag behind three years, the impact of the 2001 -2003 equities market slump can be seen starting to impact rates in 2004, peaking in 2006 and starting to recover in 2007. 30.000% 25.000% 20.000% 15.000% 10.000% 5.000% 0.000% CaIPERS Employer Pension Rates 2001 2002 2003 2004 2005 2006 2007 2008' ■ Miscellaneous ■ Safety * 2008 rates projected by CalPERS actuaries assuming a return on pension assets of 7.75 %. 13 After studying their rate smoothing methodologies after this investment loss period, CalPERS implemented a new rate stabilization methodology that spreads investment gains and losses over a much longer period of time. Consequently, the rates are expected to fall slower than they rose. During the years leading up to the bursting of the ".com" bubble, pension asset returns were very good and as a result, the City's employer pension rates were well below the normal cost rate of the plans. The table below compares the normal cost rate of the plan to the actual rate (net of actuarial gains & losses). CalPERS EmDlover Pension Rates Miscellaneous Plan Safety Plan Over / Under Normal Actual Normal Normal Actual Cost Cost Cost Cost Cost Over / Under Normal Cost 2001 4.281% 0.000% - 4.281% 11.215% 5.659% - 5.556% 2002 5.985% 0.000% - 5.985% 13.461% 5.153% - 8.308% 2003 6.364% 0.000% - 6.364% 13.853% 8.698% - 5.155% 2004 6.436% 0.000% - 6.436% 15.130% 17.580% 2.450% 2005 6.623% 4.328% - 2.295% 15.287% 26.105% 10.818% 2006 7.217% 10.203% 2.986% 13.913% 28.095% 14.182% 2007 7.182% 9.132% 1.950% 14.200% 25.456% 11.256% 2008 7.182% 9.100% * 1.918% 14.200% 25.200% * 11.000% * Rate projected by CalPERS actuaries assuming a pension asset return of 7.75% Although actual pension costs currently exceed the normal cost, for many years prior to the 2001 -2003 slumps, the actual cost was well below the normal cost of the plan. Recognizing the impact that the losses in the equities markets would have on future rates, the City began setting aside a large portion of the savings into a reserve for future PIERS rate increases. By the end of 2004, the City had set aside $9 million dollars to offset expected increases in fiscal years 2004 -2007. Conservative budgeting and strong revenues has not made it necessary to utilize any of these reserves and all of the pension increases have been absorbed within our operating budget. Now that it appears that pension rates have peaked and are on the decline, the City will release a portion of this reserve to help fund large capital needs including a proposed Civic Center project. For more information on the City's pension plan and funding levels, see Footnote 10 in the notes to the financial statements. 14 [a]I: 121 :ay_T01 to] :k44aa*01l,[Hyl,r_1,[d W WK•lad10 Is] a Post Employment Health Plan — The City of Newport Beach provides post - employment health benefits (75% of health insurance premiums up to $400 per month) for eligible retirees. An employee must have seven years of service in order to become eligible this benefit. At the end of the current fiscal year, there were 319 retirees enrolled in City's health plans out of the 609 retirees eligible to receive this benefit, which has largely been funded on a pay -as- you -go basis. Since July 2000, the City began contributing an amount in excess of the current cash flow requirements to accumulate sufficient resources to fund the current and future expected costs of the plan. To date, the City has accumulated $2.2 million to fund future benefit payments. Subsequent to year end, the City reached agreement with all bargaining units to close the defined benefit formulae to new participants and current employees with less than five years of service. On a go forward basis, the new plan only requires a defined contribution with no further funding requirements to guarantee a set benefit amount. Additional information on the City of Newport Beach post - employment benefits can be found in footnotes 11 & 19. Summary of Economic Status — Even though the rippling effect of the past economic recession and the State's ongoing budget crisis is still very serious, it appears that the City will make it through the economic crisis with little impact due to conservative fiscal policy and strong local economic vitality. The City's number one revenue source, property tax, has experienced strong growth for the past several years due to the annexation of Newport Coast, the strong real estate market in Orange County and low interest rates. In addition, the City has taken a conservative approach to forecasting revenues, often assuming a "worst case scenario." This fiscal conservatism has helped stabilize the City's finances and as a result, we are able to maintain our course without cuts in service. The City has demonstrated fiscal discipline with an ability to prepare balanced budgets and save during difficult economic periods. Just a few short years after the past economic recession and amidst the State's ongoing budget crisis, the City has managed to fund reserves at historic highs. As of June 30, 2005, the City's General Fund Contingency reserve was fully funded at $15.4 million. In addition, the City has designated nearly $26.1 million for special purposes and other designations totaling an additional $8.5 million. 15 6'19Arir /_1NX1;1:I I Budget — The annual budget serves as the foundation for the City of Newport Beach's financial planning and control. The Administrative Services Department, with City Manager approval, develops budget guidelines and appropriation limits for each department every year in January. The departments then submit revenue and expenditure appropriation requests which are summarized by the Administrative Services Department and presented to the City Manager for review. The City Manager then presents a proposed budget document to the City Council. The City Council holds a budget hearing and adopts a budget on or before June 30, the close of the City's fiscal year. Budgets are adopted for the General Fund and Special Revenue Funds. The legal level of budgetary control is at the fund level. The City Manager is authorized to transfer budgeted amounts between departments within any fund; however, any revisions which increase the total appropriations of any fund over $10,000 must be approved by the City Council. Cash Management — It is the City's policy to invest all temporarily idle short-term funds and longer -term reserves in a manner that will maximize return without sacrificing security or jeopardizing liquidity requirements. Idle funds are invested in accordance with the Government Code and a formal Investment Policy approved by the City Council. The policy, which is reviewed and updated annually, allows investments in a variety of specific instruments, as well as certain State, County, and private sector investment pools and asset management services. Certificates of deposit, demand deposits, bankers acceptances, U.S. Government and agency securities, commercial paper, repurchase agreements, and the State Treasurer's Local Agency Investment Fund are examples. The City's current investment strategy is to normally place most of the funds with five private sector investment management firms. Each of these intermediaries is guided by and constrained to an investment program at least as restrictive as the policy governing the City's direct investments. Regular reporting, both in writing and by personal presentation, is required. Additionally, with regard to the private sector firms, well - established and highly reputable third party custodians hold all cash or securities managed by them on the City's behalf. Smaller, more liquid portions of the portfolio are invested directly by City staff or placed with the State Pool (LAIF). For more information on the City's investment policy, see Footnote 4 in the notes to the financial statements. Risk Management — The City maintains a risk management program, which is a combination of self- insured retention, excess insurance coverage, and written policies regarding department safety procedures. The City is also insured for environmental liabilities associated with waste disposal. As part of the City's risk management program, resources are aggressively set aside in an Internal Service Fund (Insurance Reserve Fund) to meet current and probable losses. All claims are investigated, valued, 16 reserved, and defended and /or settled in accordance with generally accepted industry practices. Additional information on the City of Newport Beach's risk management activity can be found in Footnote 8 in the notes to the financial statements. AWARDS & ACKNOWLEDGMENTS Awards — The City has prepared a comprehensive annual financial report for twelve straight years. The City has been fortunate to receive state and national awards for excellence in financial reporting each of those years. The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Newport Beach for its comprehensive annual financial report for the fiscal year ended June 30, 2004. In order to be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized comprehensive annual financial report. This report must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe our current comprehensive annual financial report continues to conform to the Certificate of Achievement Program's requirements and we are submitting it to GFOA to determine its eligibility for another certificate. The California Society of Municipal Finance Officers ( CSMFO) is a state organization which sponsors extensive training and emphasizes high standards in all aspects of municipal finance operations, including financial reporting. As a result of last year's report, the City of Newport Beach is fortunate to have remained among the ranks of California cities that have met the rigorous standards of financial reporting required of recipients of the CSMFO Outstanding Financial Reporting Award. We will be submitting the report to CSMFO for consideration again this year as well. Acknowledgments - Preparation of this report was accomplished through the efficient and dedicated services of virtually everyone in the City's Accounting Division and Print Shop. In addition, members of the Administrative Services Department would like to thank the Mayor and City Council for their interest and support in planning and conducting the financial operations of the City in a responsible and progressive manner. We would also like to thank our auditors, CONRAD ANo ASSOCIATES, LLP for their time and assistance in the preparation of the report. This report was completely prepared and published by City employees. W�Z- Ho ,er L. ludau City Manager 17 Dennis C. Danner Administrative Services Director Ilta 1 11 1�irIgoo Presented to California For its Comprehensive Annual Financial Report for the Fiscal Year Ended June 30, 2004 A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to government units and public employee retirement systems whose comprehensive annual financial reports (CAFRs) achieve the highest standards in government accounting and financial reporting. U GE xF e•�NSv ixi���4 G.�r (uwno ES x sraiis A 1N CANAIIA �o[ 5 G coPr0PAT,j �> President � eaio Executive Director 18 California Society of c7kunicipal jinance Officers Certificate of Award � t''i' /IP!!t , �M/ ]Presented to the q This certificate is issued in recognition ofineeting professional standards and criteria h, reporting which r fleet a high level ofquality in the annual financial statements and in the underlying accounting system from which the reports were prepared. February24, 2005 Dedicated to Excellence in Municipal Financial Management 19 Bill Thomus, Chm, Pm &oiuual & Technical Standards committee Dedicated to Excellence in Municipal Financial Management 19 NEWPORT BEACH CITY OFFICIALS City Council John Heffernan Mayor Tod W. Ridgeway Don Webb Steven Rosansky Council Member Mayor Pro Tern Council Member 6 i Leslie J. Daigle Edward D. Selich Richard A. Nichols Council Member Council Member Council Member Principal Administrative Officers 1 Homer L. Bludau City Manager LaVonne M. Harkless Robin Clauson City Clerk City Attorney Sharon Wood .......... ............................... Assistant City Manager /Director of Community & Economic Development DaveKiff ............................................................................ ............................... ......................Assistant City Manager Dennis C. Danner ..................................................... ............................... Administrative Services Director /Treasurer BobMCDonell .............................................................................. ............................... ..........................Chief of Police TimRiley... ........................ ....... ...... ....... ...... ............................. ....... ...... ................ ..... Fire Chief Mark Harmon ..................................................................................... ............................... General Services Director Marie Knight... .................. ...... ..................... ................ ...... .......... Recreation & Senior Services Director Patricia L. Temple ............................................................................................. ............................... Planning Director JayElbettar ....................................................................................................... ............................... Building Director Steve Badum ............................................................................................. ............................... Public Works Director Barbara Ramsey .............................................................................. ............................... Human Resources Director Eldon Davidson ............................................................................. ............................... ......................Utilities Director Linda Katsouleas .................................................................................. ............................... Library Services Director 20 ELECTORATE _ r- BNLDINGCODE r L BOARDOFAPPEALS J I LCIVIL SERVICE BOARD J CITY CLERK I I - - - -- L PLANNING COMMISSION J III I ASSISTANT CITV MANAGER I Cwnmurmyarm Emnomm oevalnPnam I I tabs Relatinm CoENEnnranmenbl Enlortemerrt III I PLANNING L Current Plans & Projects Advance Planning II II II FIRE Fire Supponsion(Oparations) Ocean Lifeguards Training and Education Hazardous Materials Fire Prevention Jii Lifeguard Pci Adminismation Emergency Medical Servo II II II Lt -- I I I MAYOR COUNCIL CITY ATTORNEY CITY MANAGER r- - - - - -- PUBLIC WORKS I Plan Checking OF LIBRARYTRUSTEES , Insptia ecna 1BOARD I Development Services _____ affil I II 17- II PARKS, BEACHES & 1 L RECREATION COMMISSION, L - - II CITYARTS COMMISSION J L II HARBOR COMMISSION L- - - - -�, I I I I I NTCITYMANAGER Hi Psonsms, -J CWLEnvi —in IEntammenl UTILITIES I I Water I I Wastewater Electrical Oil & G. Administration II II POLICE I Patrol I Traffic Supponservicea Detective Animal Control Parking II II BUILDING PUBLIC WORKS I Plan Checking Engineering CIP Management Insptia ecna Conatmi Management Permits Development Services IN affil I II 17- II ADMINISTRATIVE SERVICES Amounting Purchasing & Warehousing Treasury Management Billing & Remivables Geographic Informal System Telecommunications Management Information Systems Revenue I I L O ELECTED OFFICIALS Fiscal Year 2004 -2005 April 19, 2004 GENERALSERVICES Parkland Trees Operations Support Field Maintenance Traffic Signs & Markings Building Maintenance Refuse Collection guipment Maintenance Recycling II II II HUMAN RESOURCES RECREATION & SENIOR SERVICES Personnel Administration Recreation Benefit Management Senior Services Risk Management Labor Relations I I LIBRARY SERVICES I Library - J Guttural Ana r - - - --1 0 0 COUNCILAPPOINTED BOARDS & COMMISSIONS COUNCILAPPOINTED POSITIONS CITYDEPARTMENTS 21 This page left blank intentionally. 22 Financial Section �l. ,� �.. CERTIFIED PUBLIC ACCOUNTANTS 2301 DUPONT DRIVE, SUITE 200 IRVINE, CALIFORNIA 92612 (949) 474 -2020 Fax(949)263 -5520 City Council City of Newport Beach, California Independent Auditors' Report We have audited the accompanying financial statements of the governmental activities, the business -type activities, each major fiend, and the aggregate remaining fund information of the City of Newport Beach, California, as of and for the year ended June 30, 2005, which collectively comprise the City's basic financial statements, as listed in the table of contents. These financial statements are the responsibility of the management of the City of Newport Beach. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of Newport Beach, California, as of June 30, 2005, and the respective changes in financial position and cash flows, where applicable, of the City of Newport Beach, California for the year then ended in conformity with accounting principles generally accepted in the United States of America. The information identified in the accompanying table of contents as management's discussion and analysis is not a required part of the basic financial statements, but is supplementary information required by accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Newport Beach's basic financial statements. The introductory section, combining and individual nonmajor fund financial statements and schedules and statistical tables are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual nonmajor fund financial statements and schedules have been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory section and statistical tables have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion on them. 23 MEMBERS OF AICPA AND CALIFORNIA SOCIETY OF CERTIFIED PUBLIC ACCOUNTANTS MEMBER OF AMERICAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS PRIVATE COMPANIES PRACTICE SECTION City Council City of Newport Beach, California Page Two In accordance with Govermnent Auditing Standards, we have also issued a report dated October 28, 2005 on our consideration of the City's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements, and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. October 28, 2005 24 Management's Discussion and Analysis MANAGEMENT'S DISCUSSION AND ANALYSIS This section of the City of Newport Beach's Comprehensive Annual Financial Report (CAFR) presents management's discussion and analysis of the City's financial performance during the fiscal year that ended on June 30, 2005. This analysis should be read in conjunction with the Transmittal Letter at the front of this report and the accompanying Basic Financial Statements. FINANCIAL HIGHLIGHTS Long -term Economic Resource (Government -wide) Focus — Economic resources are differentiated from financial resources in that the economic measurement focus measures changes in net assets as soon as the event occurs regardless of the timing of related cash flows. Therefore, this measurement focus includes both current spendable resources and fixed non - spendable assets, and long -term claims against these assets. The resulting net asset utilizing this measurement focus provides one measure of the City's overall long -term financial condition. • The assets of the City exceeded liabilities at the close of the most recent fiscal year by $2.151 billion. The vast majority of this figure is represented by illiquid capital assets including land and infrastructure. Capital assets net of accumulated depreciation and any related debt totaled $2.015 billion, while the remaining balance of net assets totaled $135.8 million. Of this amount, $81.6 million represents unrestricted net assets that may be used to meet the City's ongoing obligations to citizens and creditors for both governmental and business -type activities. • The City's total net assets increased $242.7 million (12.7 %) to $2.151 billion as a result of current year activities. The increase is attributable to a $213.8 million special item. This special item represented capital contributions consisting of right -of -way and infrastructure, as a result of the State of California's relinquishment of Pacific Coast Highway between Newport Coast Drive and Jamboree Road; excluding the special item, net assets increased $28.9 million. • The City's total debt decreased by $1.1 million during the current fiscal year from $54.2 million to $53.1 million. The decrease is the net result of regular debt service payments, net increases in the worker's comp payable, and in claims and judgments payable, and with a net decrease to compensated absences. Short -term Financial Resource (Fund) Focus — The Financial resources focus measures inflows of current spendable assets. The resulting net difference between current financial assets and current financial liabilities otherwise known as fund balance (or net working capital in the private sector) is a measure the City's ability to finance activities in the near term. • At the close of the current fiscal year, the City's Governmental Funds reported a combined ending fund balance of $100.2 million, an increase of $16.7 million. Approximately $82.6 million is unreserved fund balance available to fund current obligations at the City Council's discretion. Of the $82.6 million unreserved fund 25 balance, City Council has designated $15.2 for unspecified contingencies while the remaining $67.4 million is designated for capital projects, appropriations, and other special purposes. • The General Fund reported an increase of $10.0 million in fund balance after transferring $18.2 million to other funds. Of this transfer, $14.2 million represented a routine transfer to subsidize the operations of the Tide and Submerged Land Fund, while $3.4 million represented a nonrecurring transfer to certain Capital Project funds. At the end of the current fiscal year, unreserved fund balance for the General Fund was $49.8 million, or 52.0% of total General Fund expenditures. Although unreserved and available to fund current obligations, 100% of this balance is designated for contingencies, capital projects, appropriations, and other special purposes. OVERVIEW OF THE FINANCIAL STATEMENTS The financial section of the comprehensive annual financial report contains the following information: Independent Auditor's Report, Management's Discussion and Analysis (this section), the Basic Financial Statements, and the Supplementary Information section, an optional section that presents combining and budgetary schedules for individual non -major funds. The Basic Financial Statements are comprised of three components: 1) Government - wide Financial Statements, 2) Fund Financial Statements and, 3) Notes to the Financial Statements. The Management's Discussion and Analysis is intended to be an introduction to the Basic Financial Statements. BASIC FINANCIAL STATEMENTS Government -wide Financial Statements — The Government -wide Financial Statements are intended to provide a "Big Picture" view of the City as a whole using accounting methods similar to those used by private sector companies. The statement of net assets includes all of the City's assets (including non - spendable assets like streets, roads, and land rights) and liabilities (including long -term liabilities that may be paid over twenty or so more years). All of the current year revenues and expenses are accounted for in the statement of activities regardless of when cash is received or paid. The two Government -wide Financial Statements report the City's net assets and how they have changed. Net assets — the difference between the City's assets and liabilities — is one way to measure the City's financial health, or position. Over time, increases or decreases in the City's net assets are an indicator of whether its financial health is improving or deteriorating, respectively. To assess the overall health of the City, one should also consider additional non - financial factors such as changes in the City's property tax base and the condition of the City's roads. The Government -wide Financial Statements of the City are divided into two categories: Governmental Activities — This statement depicts the extent to which programs are self - supporting and the net amount provided by property taxes and other general revenues. Most of the City's basic services are included in this category, such as the 26 public safety, public works, community development and community services departments, and general administration. Taxes and other general revenues finance most of these activities. Business -type Activities — The City accounts for its Water and Wastewater utilities as business enterprises. The City charges fees to customers to recover the cost of providing Water and Wastewater services. Fund Financial Statements — Funds are accounting devices that the City uses to track and control resources intended for specific purposes. The Fund Financial Statements provide more detailed information about the City's most significant funds (major funds) but not the City as a whole. Some funds are required by State and Federal law or by bond covenants. Other funds are utilized simply to control and manage resources intended for particular purposes. The City utilizes three broad categories of funds: Governmental Funds — Governmental Funds are used to account for essentially the same functions reported as Governmental Activities in the Government -wide Financial Statements. However, unlike the Government -wide Financial Statements, Governmental Fund Financial Statements utilize the financial resources measurement focus and thus concentrate on near -term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Consequently, the Governmental Fund Financial Statements provide a detailed short - term view that helps a reader determine whether there are more or fewer financial resources that can be spent in the near future to finance City programs. Also included in the Governmental Funds are Permanent Funds. These funds are used to report resources that are legally restricted for the extent that only earnings, not principal, may be used for purposes that support City programs. Proprietary Funds — Services for which the City charges customers a fee are generally reported in Proprietary Funds (Enterprise Funds and Internal Service Funds). Like the Government -wide Financial Statements, these funds provide both long and short-term financial information utilizing the economic resources measurement focus. The City's Enterprise Funds (Water and Wastewater Funds) are individual funds represented in the combined presentation of Business -type Activities in the Government -wide Financial Statements. The individual fund presentation provides more detailed information about each business segment, its operating statements, and statements of cash flow. The City also uses Internal Service Funds that are utilized to report and allocate the cost of certain centrally managed and operated activities (e.g. fleet maintenance, risk management, etc.). Because the Internal Service Funds primarily serve the government, they are reported with Governmental Activities rather than the Business - type Activities in the Government -wide Financial Statements. Fiduciary Funds — The City utilizes Fiduciary Funds to account for assets held by the City in a trustee capacity, or as an agent for other governmental entities, private organizations, or individuals. All of the City's fiduciary activities are reported in a separate statement of fiduciary net assets and a statement of changes in fiduciary net 27 assets. We exclude these activities from the City's Government -wide Financial Statements because the City cannot use these assets to finance its operations. Notes to the Financial Statements - The financial statements also include the Notes to the Financial Statements that provide important narrative details about the information contained in the financial statements. Information contained in the Notes to the Financial Statements is critical to a reader's full understanding of the Government -wide and Fund Financial Statements. Supplementary Information - In addition to the required elements of the Basic Financial Statements, we have also included a Supplementary Information section, which includes budgetary and combining schedules that provide additional details about the City's non -major Governmental Funds, Internal Service Funds, and Fiduciary Funds. GOVERNMENT -WIDE FINANCIAL ANALYSIS Net Assets - Net assets may serve over time as a useful indicator of a government's financial position. The City's combined net assets for the year ended June 30, 2005, as shown in Table 1, were $2.151 billion. Current and other assets Capital assets Total assets Long -term liabilities outstanding Other liabilities Total liabilities Net assets Invested in capital assets, net of debt Restricted Unrestricted Total net assets Table 1 Net Assets (in thousands) Governmental Activities 2004 2005 Business -Type Activities 2004 2005 $ 128,078 $ 149,299 $ 25,822 $ 22,357 1,538,211 1,946,230 101,316 106,896 1,666,290 2,095,529 127,138 129,253 45,615 45,832 8,535 7,255 15,756 18,167 2,903 2,691 61,372 63,999 11,438 9,946 1,512,651 1,915,349 45,494 54,286 46,773 61,895 $ 1,604,918 $ 2,031,530 94,207 99,641 21,494 19,666 $ 115,700 $ 119,307 Total rZrNL�I4d:: $ 153,900 1,639,528 $ 171,656 2,053,126 1,793,428 2,224,782 54,150 53,087 18,659 20,858 72,809 73,945 1,606,858 2,014,990 45,494 54,286 68,266 81,561 $ 1,720,618 $ 2,150,837 Invested in Capital Assets - By far the largest component of net assets, $2.015 billion (93.7 %), reflects the City's investment in capital assets (e.g., land, buildings, infrastructure, and equipment) less accumulated depreciation and any related outstanding debt used to acquire those assets. The City's capital assets do not represent a financial resource and consequently are not readily available for funding current obligations. 28 Restricted Assets - An additional portion of the City's net assets, $54.3 million (2.5 %), represents resources that are subject to external restrictions on how they may be used. Unrestricted Assets - The remaining balance of unrestricted net assets, $81.6 million (3.8 %) may be used to meet the City's ongoing obligations to citizens and creditors. Overall the City's net assets increased $242.7 million during the current fiscal year. This increase is attributable to a $213.8 million special item, capital contribution related to the State of California's relinquishment of Pacific Coast Highway, between Newport Coast Drive and Jamboree Road (see Note (16) in the Notes to the Financial Statements). Excluding this special item, net assets increased $28.9 million in the current year. The key financial activity for the year ended June 30, 2005 is as follows: Table 2 Changes in Net Assets (in thousands) Expenses: General government Public safety Public works Community development Community services Interest Water Wastewater Total expenses Increases in net assets before transfers Transfers Increase in net assets Net assets, beginning, as restated Net assets, ending 11,428 Governmental Activities Business -Type Activities Total 58,179 63,214 2004 2005 2004 2005 2004 2005 Revenues: 6,437 - - 14,742 13,073 - Program Revenues: 542 509 - - - - Charges for services $ 31,812 $ 33,791 $ 21,312 $ 20,474 $ 53,124 $ 54,265 Operating grants and capital contributions 10,681 17,481 - - 10,681 17,481 Capital grants and contributions 675 20,206 - - 675 20,206 General Revenues: Taxes: Property taxes 43,632 46,303 - - 43,632 46,303 Sales tax 21,844 24,318 - - 21,844 24,318 Transient occupancy taxes 8,045 9,216 - - 8,045 9,216 Othertaxes 10,049 6,728 - - 10,049 6,728 Intergovernmental (Unrestricted): Motor Vehicle License Tax - 6,396 - - - 6,396 Investment related income 224 951 116 336 340 1,287 Property income - - 30 27 30 27 Miscellaneous 215 761 - - 215 761 Share of joint venture net income 147 100 - - 147 100 Special Item: - Capital contributions 102,713 213,779 215 102,929 213,779 Total revenues 230,036 380,030 21,673 20,837 251,709 400,867 Expenses: General government Public safety Public works Community development Community services Interest Water Wastewater Total expenses Increases in net assets before transfers Transfers Increase in net assets Net assets, beginning, as restated Net assets, ending 11,428 11,379 - - 58,179 63,214 - - 38,128 46,360 - - 6,230 6,437 - - 14,742 13,073 - - 542 509 - - - - 17,185 14,467 3,364 2,741 129,248 140,972 20,549 17,208 100,788 239,058 1,124 3,629 58 (58) 11,428 11,379 58,179 63,214 38,128 46,360 6,230 6,437 14,742 13,073 542 509 17,185 14,467 3,364 2,741 149,797 158,180 101,912 242,687 100,846 239,058 1,066 3,629 101,912 242,687 1,504,072 1,792,471 114,634 115,678 1,618,706 1,908,149 $1,604,918 $ 2,031,529 $115,700 $119,307 $1,720,618 $2,150,836 29 Governmental Activities — The cost of all governmental activities in the current fiscal year was $141.0 million. As shown in the statement of activities, $33.8 million of the costs was paid by those who directly benefited from the programs, $37.7 million was financed by contributions and grants received from other governmental organizations, developers, and property owners for both capital and operating activities, and $69.5 million was subsidized through general City revenues. Net assets for governmental activities of the City at the beginning of the year were $1.8 billion, and increased by $239.1 million by the end of the year accounting for 98.5% of the total growth of net asset for the City as a whole. The growth was attributable to a special item, capital contribution discussed above. The City is a full service city providing residents and visitors with the following functional services: General Government is comprised of six departments (City Council, City Clerk, City Manager, City Attorney, Human Resources, and Administrative Services) providing general governance, executive management, legal services, records management, risk management, finance, accounting, and information technology services. Public Safety is comprised of two departments (Police and Fire) providing general law enforcement, fire suppression and prevention services, paramedic and medical transport services, disaster preparedness, and ocean lifeguard services. Public Works is comprised of two departments (Public Works and General Services) providing, engineering, construction and maintenance of public streets, highways, buildings, beaches, parks, and related infrastructure; as well as traffic engineering, street lighting, and trash disposal services. Community Development is comprised of two departments (Planning and Building) that provide planning and zoning services; economic development services, and building plan check and code enforcement services. Community Services is comprised of two departments (Libraries & Arts and Recreation & Senior Services) providing library services, cultural and arts programs, recreation services, and senior social and transportation services. Business Enterprise Operations are overseen by one department (Utilities) providing water and wastewater services. 30 Each programs' net cost (total cost less revenues generated by the activities) is presented below. The net cost shows the extent to which the City's general taxes support each of the City's programs. General government Public safety Public works Community development Community services Interest $70 $60 $50 $40 $30 $20 $10 $0 Table 3 Governmental Activities (in thousands) 2004 Total Cost Net Cost of Service of Service $ 11,428 $ (9,301) 58,179 (41,030) 38,128 (26,161) 6,230 (1,034) 14,742 (7,451) 542 (542) $ 129,248 $ (85,519) fIF77CS! 2005 Total Cost Net Cost of Service of Service $ 11,379 $ (8,966) 63,214 (44,758) 46,360 (8,882) 6,437 (1,307) 13,073 (5,072) 509 (509) $ 140,972 $ (69,494) Program Expenses and Revenue - Governmental Activities Year Ended June 30, 2005 (in Millions) General Public Safety Public Works Community Community Interest Government Development Services ■Total Expenses ❑Program Revenues Of the $69.5 million in general revenues that financed the Governmental Activities, 64% was utilized for Public Safety, 13% was utilized for Public Works, and the remaining 23% supplemented Community Development, Community Services, General Government, and Interest. 31 52% Table 5 Governmental Activities Year Ended June 30, 2005 Sources of Revenue (Excluding Special Item) 5% 1 20% 23% ■ Charges for Ser ■ Contributions o Taxes o Other 33% Functional Expenses 9% 0% 8% ■ General Government ■ Public Safety ❑ Public Works 45% 0 Community Development ■ Community Services ■ Interest Major Governmental Activities in the current fiscal year included the following: Revenues: • Excluding transfers and the special item, total program and general revenues in the current year amounted to $166.3 million. Of this amount, 43% represents program revenue, 28% is from property taxes, and 20% is from sales taxes and transient occupancy taxes. The remaining revenue sources of 9% are represented by significantly smaller sources and are broadly diverse. • As mentioned above, the City reported a special item related to the capital contribution of right -of -way, pavement, sidewalks, and other infrastructure. The contribution resulted in a one time infusion of $213.8 million in the statement of activities, and increased governmental land and infrastructure assets. Excluding the special item, total program and general revenues are up $38.9 million. The net increase over prior year is a combination of a few key factors: o At $46.3 million per year, property taxes represent the largest individual recurring source of revenue for the City. Over the past ten years, assessed values have increased an average of 8.9% per year. Assessed property values increased 8.4% in the current year. Property Tax revenues, in total, including unsecured property and prior year collections increased only $2.7 million or 6.1 % in the current year. The variance between the assessed property value increase and the property tax collection increase is primarily due to the State withholding of ERAF III previously discussed in the Transmittal Letter. 32 o At nearly $24.3 and $9.2 million respectively, sales taxes and transient occupancy taxes represent the number two and three top individual revenue sources for the City. Sales taxes, which are comprised of sales tax and sales tax in -lieu, are up $2.5 million (11.3 %) from the prior year while transient occupancy taxes are up $1.2 million (14.6 %). o Charges for services were up $1.4 million from the previous year from the net effect of increases and decreases within the various functions of the City. The most significant swings within this account related to increases in Public Safety and Public Works charges for services and minor increases and decreases in the other functions. o Operating and capital grants are up $26.3 million over the prior year primarily due to the unusually high activity in the current year. In Public Works, operating grants and contributions totaled $13.5 million this year resulting from a $3.9 million bay dredging contribution and the remaining from street maintenance contributions. Capital grants and contributions totaled $20.2. The largest components were $14.9 in underground utilities assessment district capital contributions and a $2.5 million capital contribution from a local redevelopment agency for the purchase of fire station land that will be owned and operated by the City. o Rising interest rates in the fixed income equities market combined with a changing interest rate environment had a combined positive impact on investment income. Investment income combined with the net decrease in the fair value of investments resulted in a $0.7 million increase in revenues from the prior year. o All other general tax revenues were down a net $1.0 million (approximately 10 %) while all other revenues were up $0.4 million. Expenses: • In the current year, expenses for all governmental activities are $141.0 million. Overall, the amount is up $11.7 million (9.1 %) from the prior year which can be attributed to the following factors: o General government expenses remain relatively flat with a decrease of $49,770 (0.4 %) when compared to the prior year. o Public safety expenses are up $5.0 million (8.7 %) in the current year. The primary reasons for the increase are the Safety PERS pension rates increasing from an annual average of 17.5% in 2003 -04 to 26.1% in 2004 -05 and a mid -year cost of living adjustment. o Public works expenses were up $8.2 million (21.6°/x) which include costs associated with repair and maintenance of City streets, infrastructure and facilities. As noted above in the operating contributions discussion, street related operating contributions are up sharply this year too. 33 o Community services' expenses are down $1.7 million (11.3 %) in the current year, due to high activity in the prior year. o Community development expenses are up $0.2 million (3.3 %) in the current year primarily due consultant contracts associated with the City's General Plan update process. Business -type Activities — Business -type activities are financed primarily by fees charged to external parties for goods and services. The City's two business -type activities, water and wastewater utilities, produced a $3.6 million increase in net assets. The increase in net assets was comprised of operating income of $3.3 million, non - operating revenues of $116,868, and $165,943 consolidation adjustment related to internal service fund activities. $20 $15 $10 $5 $0 Table 6 Program Expense & Revenue - Business -type Activities Year Ended June 30, 2005 (in Millions) Water Wastewater ■Total Expenses ■Program Revenues Major Business -type Activities in the current fiscal year included the following: Water Of the $14.6 million in water related expenses, $6.0 million (41.0 %) is for the purchase of water, $2.1 million (14.4 %) is for maintenance, supplies and depreciation of the water system, $3.3 million (22.9 %) covers employee related costs, and the remaining $3.2 million (21.7 %) is collectively attributable to interest on outstanding debt and other miscellaneous expenses. Wastewater Of the $2.8 million in wastewater related expenses, $1.1 million (40.4 %) is maintenance, supplies and depreciation of the wastewater system, $1.2 million (42.8 %) is employee related costs, and the remaining $0.5 million (16.8 %) is attributable to other individually insignificant expenses. 34 FINANCIAL ANALYSIS OF THE CITY'S FUNDS As noted earlier, the City uses fund accounting to highlight available financial resources and to ensure and demonstrate compliance with finance - related legal requirements. Governmental Funds — Utilizing the financial resources measurement focus, the City's Governmental Funds provide information on near -term inflows and outflows, and balances of spendable resources. This information is useful in assessing the City's financing requirements. In particular, unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. Fund Balance — As of the end of the current fiscal year, the City's Governmental Funds reported combined fund balances of $100.2 million, an increase of $16.7 million from the prior year. The General Fund represented $54.5 million or 54.4% of the combined fund balances of the Governmental Funds. Reserved Fund Balance — The City has $17.7 million in fund balance that is reserved to indicate it is not available to finance new activities because it has already been committed: 1) to fulfill contractual obligations and purchase orders ($10.1 million), 2) as a debt service reserve consistent with bond covenants ($568,240), 3) as a reserve for affordable housing ($1.3 million), and 4) for a variety of other restrictions that make these resources unavailable for spending ($5.7 million). Unreserved Fund Balance — The remaining $82.6 million is classified as unreserved fund balance, which is available for spending at the City's discretion. Major activities in the Governmental Funds in the current fiscal year included the following: • The General Fund ended the year with a $54.5 million fund balance, a net increase of $10.0 million. Excluding net transfers out of $18.2 million, excess revenues over expenditures totaled $27.6 million. See Note (13) in the Notes to the Financial Statements for more information regarding interfund transfers. The activities of the Tide and Submerged Land Fund are routinely subsidized by the General Fund. At year end, the General Fund transferred sufficient resources ($14.2 million) to cover the Tide and Submerged Land Fund's deficit and other outstanding commitments and designations of fund balance. The Tide and Submerged Land Fund ended the current year with $746,887 in fund balance. The Newport Coast Annexation Fund ended the year with a $16.3 million fund balance. The net decrease of $1.4 million in fund balance in the current year is due to the regularly scheduled debt service payments and capital outlay of $374,535. 35 Proprietary Funds — The City's Proprietary Funds (Enterprise and Internal Service Funds) presented in the Fund Financial Statements section basically provide the same type of information in the Government -wide Financial Statements, but include individual segment information. Major activities in the Enterprise Funds in the current fiscal year included the following: Net assets in the Water Fund grew by $3.3 million and increased in the Wastewater Fund by $193,662. Unrestricted net assets at year -end were $16.5 million for the Water Fund, and $3.0 million in the Wastewater Fund. • Other factors concerning the finances of these two funds have already been addressed above in the discussion of the City's business -type activities. Major activities in the Internal Service Funds in the current fiscal year included the following: • Net assets at fiscal year end for the Internal Service Funds was $4.9 million. Included in this amount is an accumulated deficit in the Insurance Reserve Fund and the Compensated Absence Fund in the amounts of $6.8 million and $6.2 million, respectively. • Net assets decreased $1.9 million in the current year. The decrease is a combination of decreases and increases in the various Internal Service Funds; namely, a decrease of $3.4 million in the Insurance Reserve Fund, $26,382 increase in the Compensated Absence Fund, and a $52,397 increase in Retiree Insurance. Also a contributing factor, the Equipment Maintenance Fund contributed a $1.4 million increase in current year net assets through user fees charged to departments related to the maintenance and replacement of the City's rolling stock fleet. GENERAL FUND BUDGETARY HIGHLIGHTS The final appropriations for the General Fund at year -end were $13.4 million less than the original budget and total actual expenditures were $7.7 million less than the final budget. The factors contributing to the final variance can be briefly summarized as follows: Changes to Original Budget Approximately $16.2 million of costs budgeted in the General Fund were reclassified to the Tide and Submerged Lands Fund per an inter -fund reimbursement policy between these funds. • $1.7 million increase for the construction of the Mariners Library. • $800,000 increase related to an assessment for underground utilities on City -owned property. 36 These transactions combined with several smaller amendments up and down throughout the year resulted in a net decrease of nearly $13.4 million. Actual expenditures were significantly less and revenues exceeded budgetary estimates eliminating the need to draw upon existing fund balance. Variance with Final Budget • The timing of capital projects in this fund account for over $3.8 million of this variance. Of this amount, $2.4 million was encumbered and $1.4 was re- budgeted to be expended during the following fiscal year. CAPITAL ASSET AND DEBT ADMINISTRATION Capital Assets The City's investment in capital assets for governmental and business -type activities as of June 30, 2005, amounts to $2.05 billion (net of accumulated depreciation). This investment in a broad range of capital assets includes land, buildings and systems, improvements, machinery and equipment, park facilities, roads, storm drains, piers, oil wells, sound walls, and bridges. The total net increase (including additions and deletions) of $226.1 million represents a 12.4% increase over last year. The $226.1 million net increase is the net result of additions of $228.8 million, of which $213.8 million is attributable to the special item, capital contribution, and deletions of $2.7 million. Table 7 Capital Assets at Year End (net of depreciation, in thousands) Governmental Activities Business -Type Activities Total 2004 2005 2004 2005 2004 2005 Land $ 1,314,840 $ 1,713,154 $ 2,016 $ 2,016 $ 1,316,856 $ 1,715,170 Structures 25,070 24,347 114 109 25,184 24,456 Equipment 7,711 7,722 17 13 7,728 7,735 Infrastructure 186,571 192,034 96,496 96,617 283,067 288,651 Work in progress 4,020 8,973 2,673 8,141 6,692 17,114 Totals $ 1,5387211 $ 1,946,230 $ 101,316 $ 106,896 $ 1,639,528 $ 2,053,126 Major capital asset events during the current fiscal year included the following: • Excluding the $213.8 million in capital contributions related to the special item mentioned above, the City capitalized $25.6 million in capital assets in the current year. Of the $25.6 million, $24.2 million was paid for through current year expenses and the remaining $1.4 million represents additions from work in progress started in previous years. 37 • Of the $232.0 million capitalized as governmental assets in the current year, $213.8 million represents the capital contribution disclosed as a special item, $1.4 million paid in previous years for completion of MacArthur Blvd. and Jamboree Road medians, and $6.4 million in work in progress. Of the $7.4 million capitalized in the current year as business -type assets, $1.5 million represented additions for major repairs and upgrades to the water mains, $0.4 million in additions to wastewater and water pump stations, and $5.5 million as current year additions to the Big Canyon Reservoir Cover Project. Additional information on the City's capital assets can be found in Note (5) of the Notes to the Financial Statements. Long -term Debt At the end of the current fiscal year, the City had total long -term debt outstanding of $53.1 million for all governmental and business -type activities. Table 8 Outstanding Debt at Year -End (in thousands) Governmental Activities Business -Type Activities Total 2004 2005 2004 2005 2004 2005 Certificates of participation $ 5,845,000 $ 5,570,000 $ - $ 5,845,000 $ 5,570,000 Note payable 1,939,133 1,789,332 - 1,939,133 1,789,332 Pre - annexation agreement 15,600,000 14,400,000 - 15,600,000 14,400,000 CDBG Loan 2,340,000 2,276,000 - 2,340,000 2,276,000 Capital leases 862,975 420,773 - 862,975 420,773 Revenue bonds - - 8,535,000 7,255,000 8,535,000 7,255,000 Claims and judgments 2,839,000 3,367,961 - 2,839,000 3,367,961 Workers' compensation payable 8,393,227 10,631,277 - 8,393,227 10,631,277 Compensated absences 7,796,024 7,376,403 - 7,796,024 7,376,403 Totals $ 45,615,359 $ 45,831,746 $ 8,535,000 $ 7,255,000 $ 54,150,359 $ 53,086,746 The City's total debt decreased by $1.1 million during the current fiscal year as the net result of regular debt service payments; claims and judgments, and compensated absences payable decreased by $0.4 million. The City's Revenue Bonds and Certificates of Participation were insured and therefore, maintain "AAA" rating from Standard & Poor's Corporation and an "Aaa" from Moody's Investors Services. Additional information on the City's long -term debt can be found in Note (6) of the Notes to the Financial Statements. 38 FACTORS AFFECTING NEXT YEAR'S BUDGET Overall the 2005 -2006 operating budget excluding capital improvement projects and internal charges increased 1.9% over the 2004 -2005 amended budget. A brief summary of the factors considered when preparing the 2005 -2006 budget are as follows: • This is the last year of ERAF III which was implemented by the State of California to deal with their budget deficit. The City's ERAF III loss was in excess of $2.2 million in property tax revenues in 2004 -2005 and 2005 -2006. • Multiple year bargaining unit agreements were reached with all miscellaneous units and most safety units. The agreements provide for moderate salary and benefit increases. The Police contracts are due to expire in December 2006. • Cal PERS has reported recent investments gains which has stabilized the City's pension costs and will ultimately provide for a decrease to employer contribution rates. • In an effort to reduce the City's exposure to funding risks associated with defined benefits for the City's post employment medical plan, the City has reached agreement with all full -time employee bargaining units that will allow for the transition from a defined benefit formula to a defined contribution formula. The transition years will be more costly to administer in the short-term but will reduce the City's exposure to interest rate risk and other actuarial losses in the long -term. CONTACTING THE CITY'S FINANCIAL MANAGEMENT This financial report is designed to provide our citizens, taxpayers, customers, and investors and creditors with a general overview of the City's finances and to demonstrate the City's accountability for the money it receives. If you have questions about this report or need additional financial information, contact the City's Administrative Services Department, 3300 Newport Boulevard, Newport Beach, CA 92663 -3884, (949) 644 -3126. 39 This page left blank intentionally. 40 Government -wide Financial Statements CITY OF NEWPORT BEACH Statement of Net Assets June 30, 2005 Assets: Cash and investments (note 4) Receivables: Accounts Notes Interest Intergovernmental receivables Cash with fiscal agent (note 4) Internal balances Investment in joint venture (note 15) Prepaid items Inventory Other Capital assets, (note 5): Non - depreciable Depreciable Accumulated depreciation Total assets Liabilities: Accounts payable Accrued salaries and benefits Accrued interest payable Deposits payable Unearned revenue Noncurrent liabilities (note 6): Due within one year Due in more than one year Total liabilities Net Assets: Invested in capital assets, net of related debt Temporarily Restricted for: Community development Public safety Public works Community services Debt Service Permanently Restricted for: Endowment - nonexpendable Endowment - expendable Unrestricted Total net assets Governmental Business -type Activities Activities Total $ 119,966,320 $ 15,900,893 $ 135,867,213 6,262,301 4,853,515 11,115,816 50,000 - 50,000 952,747 952,747 13,702,948 - 13,702,948 4,158,772 1,436,225 5,594,997 (165,943) 165,943 - 2,757,144 - 2,757,144 876,994 - 876,994 731,909 - 731,909 5,533 - 5,533 1,722,126,272 10,157,849 1,732,284,121 343,052,673 139,783,246 482,835,919 (118,949,129) (43,044,684) (161,993,813) 2,095,528,541 129,252,987 2,224,781,528 7,412,541 2,289,102 9,701,643 5,255,861 165,351 5,421,212 147,371 157,311 304,682 3,079,389 79,277 3,158,666 2,272,051 - 2,272,051 7,416,544 1,330,000 8,746,544 38,415,202 5,925,000 44,340,202 63,998,959 9,946,041 73,945,000 1,915,348,883 99,641,411 2,014,990,294 10,912,357 - 10,912,357 380,874 - 380,874 20,386,313 - 20,386,313 17,122,672 - 17,122,672 568,240 - 568,240 4,629,781 - 4,629,781 285,506 - 285,506 61,894,956 19,665,535 81,560,491 $ 2,031,529,582 $ 119,306,946 $ 2,150,836,528 See accompanying notes to basic financial statements 41 Functions /Programs Primary government: Governmental activities: General government Public safety Public works Community development Community services Interest on long -term debt Total governmental activities Business -type activities: Water Wastewater Total business -type activities Total primary government CITY OF NEWPORT BEACH Statement of Activities Year Ended June 30, 2005 14,467,233 17,573,196 2,740,908 2,900,672 17, 208,141 20,473, 868 - 17,573,196 2,900,672 - 20,473,868 $ 158,180,002 $ 54,265,098 $ 17,480,834 $ 20,205,948 $ 91,951,880 See accompanying notes to basic financial statements 42 General revenues: Taxes: Property tax Sales tax Sales tax in -lieu Transient occupancy tax Business license tax Franchise tax Othertaxes Intergovernmental (Unrestricted): Motor vehicle license tax Investment income Net decrease in fair value of investments Other Property income Share of joint venture net income (note 15) Special Item: Capital contributions (note 16) Total general revenues, special items capital contributions and transfers Change in net assets Net assets at beginning of year, as restated (notes 5 and 18 ) Net assets at end of year Program Revenues Operating Capital Total Charges for Grants and Grants and Program Expenses Services Contributions Contributions Revenues $ 11,378,609 $ 2,412,769 $ - $ - $ 2,412,769 63,214,291 16,264,493 2,191,564 - 18,456,057 46,359,871 6,031,248 13,536,246 17,910,133 37,477,627 6,437,006 5,129,858 - - 5,129,858 13,073,215 3,952,862 1,753,024 2,295,815 8,001,701 508,869 - - - - 140,971,661 33,791,230 17,480,834 20,205,948 71,478,012 14,467,233 17,573,196 2,740,908 2,900,672 17, 208,141 20,473, 868 - 17,573,196 2,900,672 - 20,473,868 $ 158,180,002 $ 54,265,098 $ 17,480,834 $ 20,205,948 $ 91,951,880 See accompanying notes to basic financial statements 42 General revenues: Taxes: Property tax Sales tax Sales tax in -lieu Transient occupancy tax Business license tax Franchise tax Othertaxes Intergovernmental (Unrestricted): Motor vehicle license tax Investment income Net decrease in fair value of investments Other Property income Share of joint venture net income (note 15) Special Item: Capital contributions (note 16) Total general revenues, special items capital contributions and transfers Change in net assets Net assets at beginning of year, as restated (notes 5 and 18 ) Net assets at end of year Net (Expense) Revenue and Changes in Net Assets Primary Government Governmental Business -type 3,105,963 159,764 Activities Activities Total $ (8,965,840) $ - $ (8,965,840) (44,758,234) - (44,758,234) (8,882,244) - (8,882,244) (1,307,148) - (1,307,148) (5,071,514) - (5,071,514) (508,869) - (508,869) (69,493,849) - (69,493,849) - 3,105,963 - 159,764 3,105,963 159,764 - 3,265,727 3,265,727 $ (69,493,849) $ 3,265,727 $ (66,228,122) 46,303,366 - 46,303,366 18,977,828 - 18,977,628 5,339,827 - 5,339,827 9,215,862 - 9,215,862 3,458,165 - 3,458,165 3,029,476 - 3,029,476 240,534 - 240,534 6,395,860 - 6,395,860 1,209,074 424,157 1,633,231 (258.,125) (87,921) (346,046) 761,111 - 761,111 - 26,970 26,970 100,325 - 100,325 213,779,060 - 213,779,060 308,552,363 363,206 308,915,569 239,058,514 3,628,933 242,687,447 1,792,471,068 115,678,013 1,908,149,081 $ 2,031,529,582 $ 119,306,946 $ 2,150,836,528 See accompanying notes to basic financial statements 43 This page left blank intentionally. 44 Fund Financial Statements Governmental Funds 45 GOVERNMENTALFUNDS Major Funds The General Fund is used to account for fiscal resources which are dedicated to governmental operations of the City, and not required to be accounted for in another fund. The Tide and Submerged Land Fund is a Special Revenue Fund used to account for all revenues and expenditures related to the operation of the City's tidelands, including beaches and marinas. The Newport Coast Annexation Fund is a Special Revenue Fund used to account for revenues and expenditures related to the Newport Coast Annexation Agreement. Non -major Funds Non -major governmental funds are those governmental funds which do not meet the criteria of a major fund. For reporting purposes in this section, they are combined together as Other Governmental Funds. 46 This page left blank intentionally. 47 Assets Cash and investments (note 4) Receivables: Accounts Notes Interest Intergovernmental receivables Cash with fiscal agent (note 4) Due from otherfunds (note12) Prepaid items Inventory Other Total assets Liabilities and Fund Balances Liabilities: Accounts payable Accrued payroll Deposits payable Unearned revenue Unavailable revenue Due to other funds (note 12) Total liabilities Fund balances: Reserved for encumbrances Reserved for debt service Reserved for permanent endowment Reserved for affordable housing Reserved for prepaid items Reserved for inventories Reserved for long -term receivable Unreserved: Designated for special purposes Designated, reported in: Special revenue funds Capital projects funds Permanent funds Designated for contingencies Designated for capital projects Designated for appropriations Total fund balances Total liabilities and and fund balances CITY OF NEWPORT BEACH Governmental Funds Balance Sheet June 30, 2005 2,432,061 552,713 218,037 1,329,420 - - 648,365 - - 213,352 - - 50,000 - - 26,113,286 194,174 9,400,000 6,853,828 10,056,639 Tide and 568,240 Newport Other - 1,329,420 178,283 Submerged - Coast Governmental 50,000 8,099,582 General Land 7,095,959 Annexation Funds Totals $ 56,026,328 $ 570,684 $ 16,388,400 $ 27,263,686 $ 100,249,098 3,491,709 771,949 - 1,979,186 6,242,844 50,000 - - - 50,000 952,747 - - - 952,747 7,359,786 - 5,000,000 1,343,162 13,702,948 - - - 4,158,772 4,158,772 1,041,123 - - - 1,041,123 648,365 - - 178,283 826,648 213,352 - - - 213,352 5,533 5,533 $ 69,783,410 $ 1,342,633 $ 21,388,400 $ 34,928,622 $ 127,443,065 $ 4,768,396 $ 417,273 $ 72,881 $ 1,658,790 $ 6,917,340 5,129,689 29,260 - - 5,158,949 2,930,176 149,213 - - 3,079,389 1,341,227 - - 930,824 2,272,051 1,126,527 - 5,000,000 2,605,825 8,732,352 1,041,123 1,041,123 15,296,015 595,746 5,072,881 6,236,562 27,201,204 2,432,061 552,713 218,037 1,329,420 - - 648,365 - - 213,352 - - 50,000 - - 26,113,286 194,174 9,400,000 6,853,828 10,056,639 568,240 568,240 4,629,781 4,629,781 - 1,329,420 178,283 826,648 - 213,352 1,402,100 50,000 35,707,460 - - - 10,099,453 10,099,453 - - - 6,076,969 6,076,969 - - - 285,506 285,506 15,202,852 - - - 15,202,852 1,402,100 - 6,697,482 - 8,099,582 7,095,959 7,095,959 54,487,395 746,887 16,315,519 28,692,060 100,241,861 $ 69,783,410 $ 1,342,633 $ 21,388,400 $ 34,928,622 $ 127,443,065 See accompanying notes to basic financial statements 48 CITY OF NEWPORT BEACH Governmental Funds Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Assets June 30, 2005 Fund balances of governmental funds Amounts reported for governmental activities in the statement of net assets are different because: Capital assets net of accumulated depreciation have not been included as financial resources in governmental fund activity. Amount excludes capital assets from internal service funds which are added below. Long term debt that have not been reported in the governmental fund activity. Amounts exclude long -term debt activity from internal service funds which have been added below: Certificates of participation payable Note payable Pre - annexation agreement CDBG loan Accrued interest payable for the current portion of interest due on long -term debt has not been reported in the governmental funds. Some of the revenue will be collected after year -end, but is not available soon enough to pay for the current period's expenditures, and therefore is reported as unearned revenue in the governmental funds. Internal service funds are used by management to charge the costs of certain activities, such as self- insurance, workers' compensation, compensated absences, retiree insurance and fleet management, to individual funds. The assets (including capital assets) and liabilities of the internal service funds must be added to the statement of net assets. Investment in joint ventures is not a current financial resource and therefore not reported in the governmental funds. Internal balance created by the consolidation of internal service fund activities related to enterprise funds is not reported in the governmental funds. Net assets of governmental activities See accompanying notes to basic financial statements 49 100,241,861 1,939,236,544 (5,570,000) (1,789,332) (14,400,000) (2,276,000) (147, 371) 8,732,352 4,910,327 2.757.144 (165,943) $ 2,031,529,582 CITY OF NEWPORT BEACH Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balances Year Ended June 30, 2005 See accompanying notes to basic financial statements 50 Tide and Newport Other Submerged Coast Governmental General Land Annexation Funds Totals Revenues Taxes and assessments: Property tax $46,303,366 $ - $ - $ - $ 46,303,366 Sales tax 18,977,828 - - - 18,977,828 Sales tax in -lieu 5,339,827 - - - 5,339,827 Transient occupancy tax 9,215,862 - - - 9,215,862 Othertaxes 6,800,009 - - 358,247 7,158,256 Intergovernmental 8,879,397 - - 15,245,916 24,125,313 Licenses and permits 3,061,667 1,276,362 - 630,205 4,968,234 Charges for services 13,063,134 41,344 - - 13,104,478 Fines and forfeitures 3,422,735 - - - 3,422,735 Investment income 1,209,074 37,909 418,279 691,485 2,356,747 Net decrease in fair value of investments (258,125) (8,262) (91,163) (136,329) (493,879) Property income 6,142,960 6,194,379 - - 12,337,339 Donations 156,835 - - 930,991 1,087,826 Contributions from property owners - - - 14,779,013 14,779,013 Other 980,446 980,446 Total revenues 123,295,015 7,541,732 327,116 32,499,528 163,663,391 Expenditures Current: General government 10,856,506 64,161 - - 10,920,667 Public safety 43,420,385 15,678,971 - 382,778 59,482,134 Public works 20,796,272 3,091,345 - 478,379 24,365,996 Community development 5,680,432 320,295 - 144,190 6,144,917 Community services 9,162,025 1,189,389 - - 10,351,414 Capital outlay 5,790,097 886,555 374,535 26,434,861 33,486,048 Debt service (note 6): Principal - 149,801 1,200,000 339,000 1,688,801 Interest and fiscal charges 87,261 411,816 499,077 Total expenditures 95,705,717 21,467,778 1,574,535 28,191,024 146,939,054 Excess (deficiency) of revenues over expenditures 27,589,298 (13,926,046) (1,247,419) 4,308,504 16,724,337 Other financing sources (uses) Transfers in (note 13) 621,876 14,212,397 1,200,000 4,567,684 20,601,957 Transfers out (note 13) (18,168,159) (1,390,453) (1,053,564) (20,612,176) Total other financing sources (uses) (17,546,283) 14,212,397 (190,453) 3,514,120 (10,219) Net change in fund balances 10,043,015 286,351 (1,437,872) 7,822,624 16,714,118 Fund balances, beginning 44,444,380 460,536 17,753,391 20,869,436 83,527,743 Fund balances, ending $ 54,487,395 $ 746,887 $ 16,315,519 $ 28,692,060 $ 100,241,861 See accompanying notes to basic financial statements 50 CITY OF NEWPORT BEACH Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmenal Funds to the Statement of Activities Year ended June 30, 2005 Net change in fund balances - total governmental funds $ 16,714,118 Amounts reported for governmental activities in the statement of activities differ from the amounts reported in the statement of activities because: Donations of capital assets are not reported as revenue in the governmental funds 213,779,060 Governmental funds report capital outlays as expenditures. However, in the statement of activities, the costs of those assets is allocated over their estimated useful lives as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. 6,696,654 Payment of debt service principal is an expenditure in the governmental funds, but the 1,688,801 repayment reduces long -term liabilities in the statement of net assets. Accrued Interest for debt service. This is the net change in accrued interest for the current period. 7,782 Some of the revenue will be collected after year -end, but is not available soon enough to pay for the current period's expenditures, and therefore is reported as unearned revenue in the governmental funds.This is the net change in unearned revenue for the current 2,116,070 period. Internal service funds are used by management to charge the costs of certain activities, such as self- insurance, workers' compensation, compensated absences, retiree insurance and fleet management, to individual funds. The net revenue of the internal service funds is reported in the statement of activities. (1,900,572) Investment in joint ventures creates an explicit, measurable equity interest reported only in the statement of activities. 100,325 Internal balance created by the consolidation of internal service funds activities related to enterprise funds is reflected as a reduction of revenues in the statement of activities. (143,724) Change in net assets of governmental activities $ 239,058,514 See accompanying notes to basic financial statements 51 CITY OF NEWPORT BEACH General Fund Budgetary Comparison Statement For the Year Ended June 30, 2005 See accompanying notes to basic financial statements 52 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) Revenues Taxes and assessments: Property $ 44,216,619 $ 44,216,619 $ 46,303,366 $ 2,086,747 Sales 20,874,237 20,874,237 18,977,828 (1,896,409) Sales tax in -lieu - - 5,339,827 5,339,827 Transient occupancy 8,969,240 8,969,240 9,215,862 246,622 Other 5,200,630 5,200,630 6,800,009 1,599,379 Intergovernmental 6,514,749 6,691,336 8,879,397 2,188,061 Licenses and permits 2,339,575 2,339,575 3,061,667 722,092 Charges for services 11,222,558 11,573,751 13,063,134 1,489,383 Fines and forfeitures 3,548,000 3,548,000 3,422,735 (125,265) Investment income 1,500,000 1,500,000 1,209,074 (290,926) Net decrease in fair value of investments - - (258,125) (258,125) Property income 6,113,163 6,113,163 6,142,960 29,797 Donations 547,798 591,303 156,835 (434,468) Other 326,800 839,558 980,446 140,888 Total revenues 111,373,369 112,457,412 123,295,015 10,837,603 Expenditures General government: City council 1,296,191 1,287,004 1,544,886 (257,882) City clerk 381,217 388,429 375,456 12,973 City attorney 1,013,702 1,018,389 970,473 47,916 City manager 1,224,517 1,217,818 1,038,657 179,161 Administrative services 5,978,575 5,950,301 5,638,825 311,476 Human resources 1,313,863 1,323,698 1,288,209 35,489 Total General government 11,208,065 11,185,639 10,856,506 329,133 Public safety: Police 35,004,012 28,397,123 28,081,092 316,031 Fire 25,928,119 16,746,483 15,339,293 1,407,190 Total Public safety 60,932,131 45,143,606 43,420,385 1,723,221 Public works: General services 18,424,195 16,247,212 16,057,368 189,844 Public works 4,124,059 3,759,024 3,643,209 115,815 Utilities 1,096,799 1,101,486 1,095,695 5,791 Total Public works 23,645,053 21,107,722 20,796,272 311,450 See accompanying notes to basic financial statements 52 Community development: Planning Building Code and Water Quality Enforcement Total Community development Community services: Library Services Recreation and senior services Total Community services Capital outlay Total expenditures Excess (deficiency) of revenues over expenditures Other financing sources (uses) Transfers in Transfers out Long -term debt issued Total other financing sources (uses) Net change in fund balance Fund balance, beginning Fund balance, ending CITY OF NEWPORT BEACH General Fund Budgetary Comparison Statement (continued) 566,938 (17,678,592) (17,546,283) 132,309 (4,829,616) (8,638,843) 10,043,015 18,681,858 44,444,380 44,444,380 44,444,380 $ 39,614,764 $ 35,805,537 7 54,487,395 $ 18,681,858 See accompanying notes to basic financial statements 53 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) 2,905,355 2,962,840 2,181,631 781,209 3,016,969 3,058,784 3,292,619 (233,835) 522,009 222,342 206,182 16,160 6,444,333 6,243,966 5,680,432 563,534 4,924,613 5,500,000 5,172,456 327,544 3,710,519 4,236,636 3,989,569 247,067 8,635,132 9,736,636 9,162,025 574,611 5,905,209 10,000,094 5,790,097 4,209,997 116,769,923 103,417,663 95,705,717 7,711,946 (5,396,554) 9,039,749 27,589,298 18,549,549 - 440,000 621,876 181,876 566,938 (18,118,592) (18,168,159) (49,567) 566,938 (17,678,592) (17,546,283) 132,309 (4,829,616) (8,638,843) 10,043,015 18,681,858 44,444,380 44,444,380 44,444,380 $ 39,614,764 $ 35,805,537 7 54,487,395 $ 18,681,858 See accompanying notes to basic financial statements 53 CITY OF NEWPORT BEACH Tide and Submerged Land Budgetary Comparison Statement For the Year Ended June 30, 2005 Net change in fund balance Fund balance, beginning Fund balance, ending (208,711) (4,731,604) 286,351 460,536 460,536 460,536 5,017,955 $ 251,825 $ (4,271,068) $ 746,887 $ 5,017,955 See accompanying notes to basic financial statements 54 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) Revenues Intergovernmental $ - $ - $ - $ - Licenses and permits 1,217,700 1,217,700 1,276,362 58,662 Charges for services 27,500 27,500 41,344 13,844 Investment income 50,000 50,000 37,909 (12,091) Net decrease in fair value of investments (8,262) (8,262) Property income 5,663,783 5,663,783 6,194,379 530,596 Other - - - - Total revenues 6,958,983 6,958,983 7,541,732 582,749 Expenditures General government - 64,161 64,161 - Public safety - 15,678,971 15,678,971 Public works 399,175 3,071,038 3,091,345 (20,307) Community services 1,411,248 1,411,248 1,189,389 221,859 Community development - 320,295 320,295 - Capital outlay 1,448,013 1,448,013 886,555 561,458 Debt service: Principal 149,801 149,801 149,801 - Interest and fiscal charges 87,261 87,261 87,261 Total expenditures 3,495,498 22,230,788 21,467,778 763,010 Excess (deficiency) of revenues over expenditures 3,463,485 (15,271,805) (13,926,046) 1,345,759 Other financing sources (uses) Transfers in - 14,212,397 14,212,397 - Transfers out (3,672,196) (3,672,196) - 3,672,196 Total other financing sources (uses) (3,672,196) 10,540,201 14,212,397 3,672,196 Net change in fund balance Fund balance, beginning Fund balance, ending (208,711) (4,731,604) 286,351 460,536 460,536 460,536 5,017,955 $ 251,825 $ (4,271,068) $ 746,887 $ 5,017,955 See accompanying notes to basic financial statements 54 CITY OF NEWPORT BEACH Newport Coast Annexation Budgetary Comparison Statement For the Year Ended June 30, 2005 Expenditures Capital outlay 575,000 575,000 Variance 200,465 Debt service (note 6): with Final Principal Budget 1,200,000 Budgeted Amounts - Positive 1,775,000 Original Final Actual (Negative) Revenues Intergovernmental $ - $ - $ - $ Investment income 415,000 415,000 418,279 3,279 Net decrease in fair value of investments - - (91,163) (91,163) Total revenues 415,000 415,000 327,116 (87,884) Expenditures Capital outlay 575,000 575,000 374,535 200,465 Debt service (note 6): Principal 1,200,000 1,200,000 1,200,000 - Total expenditures 1,775,000 1,775,000 1,574,535 200,465 (Deficiency) of revenues over expenditures (1,360,000) (1,360,000) (1,247,419) 112,581 Other financing uses Transfers in 1,200,000 1,200,000 1,200,000 - Transfers out (1,200,000) (1,200,000) (1,390,453) (190,453) Total other financing (uses) - - (190,453) (190,453) Net change in fund balance (1,360,000) (1,360,000) (1,437,872) (77,872) Fund balance, beginning 17,753,391 17,753,391 17,753,391 - Fund balance, ending $ 16,393,391 $ 16,393,391 $ 16,315,519 $ (77,872) See accompanying notes to basic financial statements 55 This page left blank intentionally. 56 Proprietary Funds 57 ll 0.101a1;11:*CAryd1UOIW Business -type Activities The Water Fund is a Major Fund used to account for the operations of the City's water utility, a self- supporting activity which is entirely financed though user charges. The Wastewater Fund is a Major Fund used to account for the operations of the City's wastewater system, a self - supporting activity which is entirely financed through user charges. Governmental Activities The Internal Service Funds are used to allocate the cost of providing goods and services by one department to other departments on a cost reimbursement basis. 58 CITY OF NEWPORT BEACH Proprietary Fund Statement of Net Assets June 30, 2005 Assets Current assets: Cash and investments (note 4) Receivables: Accounts Inventories Prepaid items Total current assets Non - current assets: Cash with fiscal agent (note 4) Capital assets (note 5): Land Structures Equipment Infrastructure Work in progress Less accumulated depreciation Total capital assets (net of accumulated depreciation) Total noncurrent assets Total assets Liabilities Current liabilities: Accounts payable Accrued payroll Deposits payable Accrued interest payable Bonds payable (note 6) Capital leases - current Workers' compensation - current General liability - current Compensated absences - current Total current liabilities Non- current liabilities (note 6): Bonds payable Capital leases Workers' compensation General liability Compensated absences Total noncurrent liabilities Total liabilities Net Assets Invested in capital assets, net of related debt Unrestricted Total Net Assets Adjustment to reflect the consolidation of internal service fund activities related to enterprise funds Net assets of business -type activities 165,943 $ 119,306,946 See accompanying notes to basic financial statements 59 Enterprise Funds Governmental Total Activities Enterprise Internal Service Water Wastewater Funds Funds $ 13,033,755 $ 2,867,138 $ 15,900,893 $ 19,717,222 4,164,433 689,082 4,853,515 19,457 - - - 518,557 50,346 17,198,188 3,556,220 20,754,408 20,305,582 1,436,225 - 1,436,225 - 2,016,450 - 2,016,450 - 205,793 - 205,793 - 148,191 - 148,191 20,402,719 99,971,588 39,457,674 139,429,262 - 7,291,467 849,932 8,141,399 - (32,088,466) (10,956,218) (43,044,684) (13,409,447) 77,545,023 29,351,388 106,896,411 6,993,272 78,981,248 29,351,388 108,332,636 6,993,272 96,179,436 32,907,608 129,087,044 27,298,854 1,799,782 489,320 2,289,102 495,201 116,821 48,530 165,351 96,912 79,253 24 79,277 - 157,311 - 157,311 - 1,330,000 - 1,330,000 - - - - 254,326 - - - 2,843,492 - - - 1,403,184 1,200,000 3,483,167 537,874 4,021,041 6,293,115 5,925,000 - 5,925,000 - - - - 166,447 - - - 7,787,785 - - - 1,964,777 6,176,403 5,925,000 5,925,000 16,095,412 9,408,167 537,874 9,946,041 22,388,527 70,290,023 29,351,388 99,641,411 6,572,499 16,481,246 3,018,346 19,499,592 (1,662,172) $ 86,771,269 $ 32,369,734 119,141,003 $ 4,910,327 165,943 $ 119,306,946 See accompanying notes to basic financial statements 59 CITY OF NEWPORT BEACH Proprietary Fund Statement of Revenues, Expenses and Changes in Fund Net Assets For the Year Ended June 30, 2005 Enterprise Funds Operating revenues: Charges for sales and services: Water sales Intergovernmental Sewer service and connection fees Other Total operating revenues Operating expenses: Purchase of water Salaries and benefits Depreciation Professional services Maintenance and supplies System maintenance Fleet parts and supplies Workers' compensation Claims and judgments Compensated absences Retiree insurance Other Total operating expenses Operating income (loss) Nonoperating revenues (expenses): Investment income Net decrease in fair value of investments Property income Gain on removal of capital assets Interest expense Other fiscal charges Total nonoperating revenues (expenses) Income (loss) before transfers Transfers in (note 13) Change in net assets Net assets, beginning of year Net assets, end of year Adjustment to reflect the consolidation of internal service fund activities related to enterprise funds Change in net assets of business -type activities $ 16,677,054 $ - 787,523 664 - 2,887,914 108,619 12,094 17,573,196 2,900,672 5,992,768 3,339,714 1,326,947 1,534,684 706,073 67,995 1,183,981 517,406 297,163 520,092 79,281 1,323,478 167,473 14,291,659 2,765,396 $ 16,677,054 $ - 788,187 2,887,914 - 120,713 13,145,092 20,473,868 13,145,092 5,992,768 Governmental Total Activities Enterprise Internal Service Funds Funds $ 16,677,054 $ - 788,187 2,887,914 - 120,713 13,145,092 20,473,868 13,145,092 5,992,768 - 4,523,695 1,143,813 1,844,353 1,629,644 1,831,847 32,587 1,226,165 478,624 147,276 - - 379,271 - 5,238,811 - 3,335,731 - 1,579,160 - 1,735,921 1,490,951 - 17,057,055 15,553,562 3,281,537 135,276 3,416,813 (2,408,470) 349,500 74,657 424,157 464,911 (71,650) (16,271) (87,921) (105,686) 26,970 - 26,970 - - - - 136,028 (314,623) - (314,623) (17,574) (2,406) (2,406) (12,209) 58,386 46,177 497,679 3,269,328 193,662 3,462,990 (1,910,791) - - - 10,219 3,269,328 193,662 3,462,990 (1,900,572) 83,501,941 32,176,072 $ 86,771,269 $ 32,369,734 165,943 $ 3,628,933 See accompanying notes to basic financial statements 0317 6,810,899 $ 4,910,327 CITY OF NEWPORT BEACH Proprietary Fund Statement of Cash Flows For the Year ended June 30, 2005 Cash Flows from operating activities: Cash received from customers or user departments Cash payments to employees for services Cash payments to suppliers for goods and services Cash received (payments made) for other operating activities Net cash provided by operating activities Cash Flows from noncepital financing activities: Cash received from other funds Cash paid to other funds Net cash provided by noncapital financing activities Cash Flows from capital related financing activities: Acquisition of capital assets Proceeds from sale of capital assets Principal payments on long -term liabilities Interest paid on long -term liabili0es Other fiscal charges Net cash (used) for capital related financing activities Cash Flows from investing activities: Interest on investments Property income Net cash provided by investing activities Net increase (decrease) in cash and cash equivalents Cash and cash equivalents, beginning Cash and cash equivalents, ending Reconciliation of cash equivalents to the statement of net assets Cash and investments reported on statement of net assets Cash and investments with fiscal agent reported on statement of net assets Cash and cash equivalents Reconciliation of operating income to net cash used for operating activities: Operating income (loss) Adjustments to reconcile operating income to net cash used for operating activities: Depreciation (Increase) in accounts receivable Decrease in intergovernmental receivable (increase) in inventories Decrease in prepaid items Increase (decrease) in amounts payable and accrued payroll (Decrease) in accrued interest payable Increase in deposits payable Increase in workers' compensation Increase in general liability (Decrease) in compensated absences Total adjustments Net cash used for operating activities Non -cash investing, capital and financing activities: Disposal of capital assets Gain on disposal of capital assets Total of non -cash activities 10,219 10,219 (6,144,634) Enterprise Funds (1,209,332) (7,353,966) (1,624,197) - Governmental - Total Activities (1,280,000) Enterprise Internal Service Water Wastewater Funds Funds $ 17,794,028 $ 2,774,428 $ 20,568,456 $ 13,089,852 (3,379,918) (1,187,612) (4,567,530) (6,098,373) (8,766,235) (605,499) (9,371,734) (6,008,998) (1,285,549) (155,379) (1,440,928) 51,203 4,362,326 825,938 51188,264 1,033,684 10,219 10,219 (6,144,634) (1,209,332) (7,353,966) (1,624,197) - - - 140,856 (1,280,000) - (1,280,000) (442,202) (314,623) - (314,623) (17,574) (2,406) (2,406) (7,741,663) (1,209,332) (8,950,995) (1,943,117) 277,850 58,386 336,236 379,225 26,970 26,970 304,820 58,386 363,206 379,225 (3,074,517) (325,008) (3,399,525) (519,988) 17,544,497 3,192,146 20,736,643 20,237,210 $ 14,469,980 $ 2,867,138 $ 17,337,118 $ 19,717,222 $ 13,033,755 $ 2,867,138 $ 15,900,893 19,717,222 1,436,225 1,436,225 $ 14,469,980 $ 2,867,138 $ 17,337,118 $ 19,717,222 $ 3,281,537 $ 135,276 $ 3,416,813 $ (2,408,470) 1,326,947 517,406 1,844,353 1,629,644 (614,324) (114,150) (728,474) (4,036) 867,299 - 867,299 - - - - (200,293) - 25,848 (478,358) 287,406 (190,952) (356,399) (26,560) - (26,560) - 5,785 - 5,785 - - - - 2,238,050 - - - 528,961 (419,621) 1,080,789 690,662 1,771,451 3,442,154 $ 4,362,326 $ 825,938 $ 5,188,264 $ 1,033,684 $ 105,047 $ - $ 105,047 $ 4,828 36,028 $ 105,047 $ $ 105,047 $ 140,856 See accompanying notes to basic financial statements 61 This page left blank intentionally. 62 Fiduciary Funds 63 FIDUCIARY FUNDS Agency Funds, a type of Fiduciary Funds, are used to account for assets held by the City as an agent for other government entities, private organizations, or individuals. 64 CITY OF NEWPORT BEACH Agency Funds Statement of Fiduciary Assets and Liabilities June 30, 2005 Assets Totals Cash and investments (note 4) $ 2,152,649 Cash with fiscal agent (note 4) 3,326,425 Total assets $ 5,479,074 Liabilities Due to bondholders $ 5,402,049 Due to others 77,025 Total liabilities $ 5,479,074 See accompanying notes to basic financial statements 65 This page left blank intentionally. M.- Notes to the Financial Statements CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 (1) Summary of Significant Accounting Policies The basic financial statements of the City of Newport Beach (the "City ") have been prepared in conformity with generally accepted accounting principles ( "GAAP ") as applicable to government units. The Governmental Accounting Standards Board ( "GASB ") is the accepted standard - setting body for establishing governmental accounting and financial reporting principles. a. Reporting Entity The City of Newport Beach was incorporated on September 1, 1906. The current City Charter was adopted in 1954. The City operates under a Council- Manager form of government and provides the following services: public safety (police, fire, and marine), highway and streets, cultural and recreation, public improvements, planning and zoning, utilities, and general administrative services. The financial statements present the financial activity of the City of Newport Beach (the primary government) and its component unit. The component unit discussed below is included in the City's reporting entity because of the significance of its operational or financial relationship with the City. This entity is legally separate from the City. However, the City of Newport Beach's elected officials have continuing full or partial accountability for fiscal matters of the component unit. The financial reporting entity consists of: (1) the City, (2) organizations for which the City is financially accountable, and (3) organizations for which the nature and significance of their relationship with the City are such that exclusion would cause the City's financial statements to be misleading or incomplete. An organization is fiscally dependent on the primary government if it is unable to adopt its budget, levy taxes or set rates or charges, or issue bonded debt without approval by the primary government. In a blended presentation, a component unit's balances and transactions are reported in a manner similar to the balances and transactions of the City. Component units are presented on a blended basis when the component unit's governing body is substantially the same as the City's or the component unit provides services almost entirely to the City. Blended Component Unit The financial statements of the City of Newport Beach include the financial activities of the Newport Beach Public Facilities Corporation (the "Corporation "). The Corporation was formed on March 9, 1992, for the purpose of assisting the City of Newport Beach in the financing of public improvements, including a public library. The Corporation is governed by a Board of Directors comprised of seven individuals appointed by the City Council of the City of Newport Beach. The Corporation's financial data and transactions are included in the debt service 67 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 fund. Separate financial statements are not prepared for the Corporation. The debt service fund is used solely to account for the activities of the Corporation and contains no other City debt financing activities. b. Basis of Accounting and Measurement Focus The basic financial statements of the City are composed of the following: • Government -wide financial statements • Fund financial statements • Notes to the financial statements Financial reporting is based upon all GASB pronouncements, as well as the FASB Statements and Interpretations, APB Opinions, and Accounting Research Bulletins that were issued on or after November 30, 1989 that do not conflict with or contradict GASB pronouncements. Government -wide Financial Statements Government -wide financial statements display information about the reporting government as a whole, except for its fiduciary activities. These statements include separate columns for the governmental and business -type activities of the primary government (including its blended component units). The City of Newport Beach has no discretely presented component units. Eliminations have been made in the Statement of Activities so that certain allocated expenses are recorded only once (by the function to which they were allocated). However, general government expenses have not been allocated as indirect expenses to the various functions of the City. Government -wide financial statements are presented using the economic resources measurement focus and the accrual basis of accounting. Under the economic resources measurement focus, all (both current and long -term) economic resources and obligations of the reporting government are reported in the government -wide financial statements. Basis of accounting refers to when revenues and expenses are recognized in the accounts and reported in the financial statements. Under the accrual basis of accounting, revenues, expenses, gains, losses, assets, and liabilities resulting from exchange and exchange -like transactions are recognized when the exchange takes place. Program revenues include charges for services, special assessments, and payments made by parties outside of the reporting government's citizenry if that money is restricted to a particular program. Program revenues are netted with program expenses in the statement of activities to present the net cost of each program. [:P CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 Amounts paid to acquire capital assets are capitalized as assets in the government -wide financial statements, rather than reported as an expenditure. Proceeds of long -term debt are recorded as a liability in the government -wide financial statements, rather than as another financing source. Amounts paid to reduce long -term indebtedness of the reporting government are reported as a reduction of the related liability, rather than as an expenditure. Fund Financial Statements The underlying accounting system of the City is organized and operated on the basis of separate funds, each of which is considered to be a separate accounting entity. The operations of each fund are accounted for with a separate set of self - balancing accounts that comprise its assets, liabilities, fund equity, revenues and expenditures or expenses, as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Fund financial statements for the primary government's governmental, proprietary, and fiduciary funds are presented after the government -wide financial statements. These statements display information about major funds individually and non -major funds in the aggregate for governmental and enterprise funds. Fiduciary statements include financial information for fiduciary funds. Fiduciary funds of the City primarily represent assets held by the City in a custodial capacity for other individuals or organizations. Governmental Funds In the fund financial statements, governmental funds are presented using the modified - accrual basis of accounting. Their revenues are recognized when they become measurable and available as net current assets. Measurable means that the amounts can be estimated, or otherwise determined. Available means that the amounts were collected during the reporting period or soon enough thereafter to be available to finance the expenditures accrued for the reporting period. The City uses an availability period of 60 days. Sales taxes, property taxes, franchise taxes, gas taxes, motor vehicle license fee, transient occupancy taxes, grants, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period to the extent normally collected within the availability period. Other revenue items are considered to be measurable and available when cash is received by the City. Revenue recognition is subject to the measurability and availability criteria for the governmental funds in the fund financial statements. Exchange transactions are recognized as revenues in the period in which they are earned (i.e., the related goods or services are provided). Locally imposed derived tax revenues are recognized as revenues in the period in which the underlying exchange We CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 transaction upon which they are based takes place. Imposed non - exchange transactions are recognized as revenues in the period for which they were imposed. If the period of use is not specified, they are recognized as revenues when an enforceable legal claim to the revenues arises or when they are received, whichever occurs first. Government - mandated and voluntary non - exchange transactions are recognized as revenues when all applicable eligibility requirements have been met. In the fund financial statements, governmental funds are presented using the current financial resources measurement focus. This means that only current assets and current liabilities are generally included on their balance sheets. The reported fund balance (net current assets) is considered to be a measure of "available spendable resources." Governmental fund operating statements present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Accordingly, they are said to present a summary of sources and uses of "available spendable resources' during a period. Non - current portions of long -term receivables due to governmental funds are reported on their balance sheets in spite of their spending measurement focus. Special reporting treatments are used to indicate, however, that they should not be considered "available spendable resources," since they do not represent net current assets. Recognition of governmental fund type revenue represented by non - current receivables is deferred until they become current receivables. Non- current portions of other long -term receivables are offset by fund balance reserve accounts. Revenues, expenses, gains, losses, assets, and liabilities resulting from non - exchange transaction are recognized in accordance with the requirements of GASB Statement No. 33. Because of their spending measurement focus, expenditure recognition for governmental fund types excludes amounts represented by non - current liabilities. Since they do not affect net current assets, such long -term amounts are not recognized as governmental fund type expenditures or fund liabilities. Amounts expended to acquire capital assets are recorded as expenditures in the year that resources were expended, rather than as fund assets. The proceeds of long -term debt are recorded as other financing sources rather than as a fund liability. Amounts paid to reduce long -term indebtedness are reported as fund expenditures. When both restricted and unrestricted resources are combined in a fund, expenses are considered to be paid first from restricted resources, and then from unrestricted resources. 70 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 Proorietary & Fiduciary Funds The City's enterprise and internal service funds are proprietary funds. In the fund financial statements, proprietary and fiduciary funds are presented using the accrual basis of accounting. Revenues are recognized when they are earned and expenses are recognized when the related goods or services are delivered. In the fund financial statements, proprietary funds are presented using the economic resources measurement focus. This means that all assets and all liabilities (whether current or non - current) associated with their activity are included on their balance sheets. Proprietary fund type operating statements present increases (revenues) and decreases (expenses) in total net assets. Proprietary fund operating revenues, such as charges for services, result from exchange transactions associated with principal activity of the fund. Exchange transactions are those in which each party receives and gives up essentially equal values. Non - operating revenues, such as subsidies, taxes, and investment earnings result from non - exchange transactions or ancillary activities. Amounts paid to acquire capital assets are capitalized as assets in the proprietary fund financial statements, rather than reported as expenditure. Proceeds of long -term debt are recorded as a liability in the proprietary fund financial statements, rather than as other financing source. Amounts paid to reduce long -term indebtedness of the proprietary funds are reported as a reduction of the related liability, rather than as expenditure. Agency funds are custodial in nature (assets equal liabilities) and do not involve the recording of City revenues and expenses. C. Fund Classifications The City utilizes the following broad categories of funds: Major Funds Major funds are those funds which are either material or of particular importance. Major Governmental Funds — Governmental funds are generally used to account for tax supported activities. The following governmental funds met the criteria of a major fund: General Fund The General Fund is the general operating fund of the City. It is used to account for all activities, except those required to be accounted for in another fund. 71 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 Tide and Submerged Land The Tide and Submerged Land Fund is used to account for all revenues and expenditures related to the operation of the City's tidelands, including beaches and marinas. Newport Coast Annexation Fund The Newport Coast Annexation Fund is used to account for revenues and expenditures related to the Newport Coast Annexation Agreement. Major Proprietary Funds — Proprietary funds are used to report an activity for which a fee is charged to external users to recover the cost of operation. Water Fund The Water Fund is an enterprise fund used to account for the activities associated with the transmission and distribution of potable water by the City to its users. Wastewater Fund The Wastewater Fund is an enterprise fund used to account for the activities associated with providing sewer services by the City to its users. Internal Service Funds — The Internal Service Funds are used to account for the City's self- insured general liability and workers' compensation, compensated absences, retiree insurance, and the cost of maintaining and replacing the City's rolling stock fleet. City departments are the primary users of these services and are charged a fee on a cost reimbursement basis. Fiduciary Funds — The Fiduciary Funds are used to account for assets held by the City as an agent for property owners with special assessments, local businesses in business improvements districts, and other individuals who have made miscellaneous special deposits with the City. Cash and Investments For purposes of the statement of cash flows, cash and cash equivalents are defined to be cash on hand, demand deposits and highly liquid investments with a maturity of three months or less from the date of purchase. For financial statement presentation purposes, cash and cash equivalents are shown as cash and investments and restricted cash and investments in the proprietary funds. Investments Investments are generally stated at fair value. Cash and investments are pooled to maximize investment yields. The net change in fair value and interest earned on the investments is allocated to the 72 e. a CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 respective funds based on each fund's average monthly cash and investments balance. The City's investment in LAIF is $7,687,899 at June 30, 2005. This investment value is based on information provided by the State Treasurer's Office. The carrying value of the City's position in the fund is materially consistent with the fair value of the fund shares. This pool is under the regulatory oversight of the State Treasurer's Office. The LAIF Board consists of five members as designated by Statute. The Chairman is the State Treasurer, or his designated representative. Two members qualified by training and experience in the field of investment of finance, and two members who are treasurers, finance or fiscal officers or business managers employed by any County, City or local district or municipal corporation of this state, are appointed by the State Treasurer. The term of each appointment is two years, or at the pleasure of the appointing authority. Intergovernmental Receivables Intergovernmental receivables represent grant reimbursement requests, capital project billings, and pending transfers of taxes and fees collected by other government agencies. As of June 30, 2005, the balance of this account was $13,702,948 of which $5,000,000 represents a receivable from the Irvine Ranch Water District in conjunction with the Newport Coast Pre- annexation Agreement. See Note (17) for more information. Inventories Inventories are valued at cost, which approximates market, using the first -in, first - out method. The City follows the consumption method for inventory control. The costs of governmental fund type inventories are recorded as expenditures when consumed. Notes Receivable Included in notes receivable is a $50,000 loan to the City Manager to purchase a home in the City. As required by the City Charter and the employment agreement, the City Manager has to establish residency in, and become an elector of, the City of Newport Beach. The City Manager shall pay a simple interest on the unpaid balance of the loan, which shall be due on or before September 15`h of each fiscal year. The interest rate on the loan shall be the average rate of return on all City investments during the fiscal year. The City Manager may, but is not required to make payments to reduce the principal amount of the loan at any time and 73 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 payments to reduce the principal shall not be subject to any pre - payment penalty. The entire unpaid balance of the loan is due March 26, 2012, or at the City Manager's separation from City employment. h. Capital Assets Capital assets, which include land, structures, equipment, and infrastructure assets, are reported in the applicable governmental or business -type activities columns in the Government -wide Financial Statements. Capital assets are recorded at cost where historical records are available and at an estimated original cost where no historical records exist. Equipment purchased in excess of $5,000 is capitalized if it has an expected useful life of three years or more. Building, infrastructure, and improvements are capitalized if cost is in excess of $30,000. The cost of normal maintenance and repairs that do not add to the value of the asset's lives are not capitalized. The City chose to value and report on infrastructure assets in their entirety (e.g. Prior to 1980). Major capital outlay for capital assets and improvements are capitalized as projects are constructed. For debt - financed capital assets, interest incurred during the construction phase is reflected in the capitalization value of the asset constructed, net of interest earned on the invested proceeds over the same period. Capital assets acquired through lease obligations are valued at the present value of future lease payments at the date acquired. Contributed capital assets are valued at their estimated fair market value at the date of contribution. Capital assets used in operations are depreciated over their estimated useful lives using the straight -line method in the government -wide financial statements and in the fund financial statements of the proprietary funds. Depreciation is charged as an expense against operations and accumulated depreciation is reported on the respective balance sheet. The range of lives used for depreciation purposes for each fixed asset class as follows: Structures 30 -75 years Equipment 3 -15 years Infrastructure 20 -75 years L Claims and Judgments The City accounts for material claims and judgments and associated legal and administrative costs when it is probable that the liability claim has been incurred and the amount of the loss can be reasonably estimated. The City records the estimated loss liabilities in the Internal Service Fund. Included therein are claims incurred but not reported, which consists of (a) known loss events expected to be presented as claims later, (b) unknown loss events that are expected to become claims, and (c) expected future development on claims already reported. This is 74 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 based upon historical actual results that have established a reliable pattern supplemented by specific information about current matters. Small dollar claims and judgments are recorded as expenditures when paid. j. Property Taxes The assessment, levy, and collection of property taxes are the responsibility of the County of Orange. The City records property taxes as revenue when received from the County, except at year -end, when property taxes received within 60 days are accrued as revenue. Property taxes are assessed and collected each fiscal year according to the following property tax calendar: Lien date March 1 Levy date July 1 Due dates November 1 — 15t installment March 1 — 2nd installment Collection dates December 10 — 1st installment April 10 — 2nd installment k. Compensated Absences It is the City's policy to permit employees to accumulate earned but unused vacation and limited amounts of earned but unused sick leave benefits, which will be paid to employees upon separation from City service. Beginning in fiscal year 1990, the City adopted a general leave plan to replace the traditional vacation and sick leave plan. The City uses a general leave plan which permits a maximum of three years' accrual for every employee, above which the excess is paid out as current compensation. All employees hired prior to January 1, 1990, were given the option of remaining in the traditional vacation and sick leave plan or enrolling in the general leave plan. All employees hired on or after January 1, 1990, are automatically enrolled in the general leave plan. Compensated absences are accrued in the Compensated Absence Internal Service Fund when employee services have been rendered and when it becomes probable that the City will compensate the employees for benefits through paid time off or cash payments at termination or retirement. Benefits that have been earned but are not yet available for use because employees have not met certain conditions are accrued to the extent it is probable that the employees will meet the conditions for compensation in the future. Unearned Revenue Unearned revenues are those where asset recognition has been met, but the revenue recognition criteria have not been met. 75 (2) CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 Reconciliation of Government -wide and Fund Financial Statements a. Explanation of Differences Between Governmental Funds Balance Sheet and the Statement of Net Assets The "total fund balances" of the City's governmental funds $100,241,861 differs from "net assets" of governmental activities $2,031,529,582 reported in the statement of net assets. This difference primarily results from the long -term economic focus of the statement of net assets versus the current financial resources focus of the governmental fund balance sheets. Caoital Related Items When capital assets (property, plant, and equipment) that are to be used in governmental activities are purchased or constructed, the cost of those assets are reported as expenditures in governmental funds. However, the statement of net assets includes those capital assets among the assets of the City as a whole. Cost of capital assets $2,044,776,226 Accumulated depreciation (105,539,682) Total capital assets, net' $1,939-236,544 "Amount excludes net capital assets of $6,993,272 from Internal Service funds. Long -term Debt Transactions Long -term liabilities applicable to the City's governmental activities are not due and payable in the current period and accordingly are not reported as fund liabilities. All liabilities (both current and long -term) are reported in the statement of net assets. Balances at June 30, 2005 were: Certificates of participation $ 5,570,000 Note payable 1,789,332 Pre - annexation agreement 14,400,000 CDBG Loan 2,276,000 Total $24.035.332 76 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 Accrued Interest Accrued liabilities in the statement of net assets differ from the amount reported in governmental funds due to accrued interest on outstanding debt payable (see Note 6). Accrued interest added 147 371 Investment in Joint Venture Investment in joint ventures is not a current financial resource and hence reported only in the statement of net assets. Net equity in joint venture $2.757.144 Unavailable Revenue Some of the revenue will be collected after year -end, but is not available soon enough to pay for current period's expenditures, and therefore is reported as unavailable revenue in the governmental funds. Unavailable revenue $8.732.352 Internal Service Funds Internal service funds are used by management to charge the costs of certain activities (such as equipment management and self- insurance authorities) to individual funds. The assets (including capital assets) and liabilities of the internal service funds are included in governmental activities in the statement of net assets, because they primarily serve governmental activities of the City. Internal Service Funds $4.910.327 Reclassifications and Eliminations Interfund balances must generally be eliminated in the government -wide statements, except for net residual amounts due between governmental activities. Amounts involving fiduciary funds should be reported as external transactions. Any allocations must reduce the expenses of the function from which the expenses are being allocated, so that expenses are reported only once — in the function in which they are allocated. Investments in joint ventures are not a current financial resource and are not reported in the governmental funds. Therefore, it is added for the statement of net assets. Interfund balance created due to the consolidation of internal service activities to governmental and enterprise funds is not reported in the fund statements and must be added to the statement of net assets. 77 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 (2) Explanation of Differences between Governmental Funds (a) Balance Sheet and the Statement of Net Assets, (Continued) Liabilities and Fund Balances I Net Assets Liabilities: Total Capital Long -term Accrued payroll Governmental Related Accumulated Debt Assets Funds Items Depreciation Transactions Cash and investments $ 100,249,098 $ - $ - $ - Receivables: - - - - Unearned revenue 2,272,051 - - - Accounts 6,242,844 - - - Notes 50,000 - - - Interest 952,747 - - - Intergovernmental receivables 13,702,948 - - - Cash with fiscal agent 4,158,772 - - - Interfund balances 1,041,123 - - - Investmentinjoint venture - - - - Prepaid items 826,648 - - - Inventory 213,352 - - - Other 5,533 - - - Capital assets - 2,044,776,226 - - Accumulated depreciation - - (105,539,682) - Total assets $ 127,443,065 $ 2,044,776,226 $ (105,539,682) $ - Liabilities and Fund Balances I Net Assets Liabilities: Accounts payable $ 6,917,340 $ - $ - $ - Accrued payroll 5,158,949 - - - Accrued interest payable - - - - Deposits payable 3,079,389 - - - Capital leases payable - - - - Claims payable - - - - Workers' compensation payable - - - - Compensated absences payable - - - - Unearned revenue 2,272,051 - - - Unavailable revenue 8,732,352 - - - Interfund payables - - - Due to other funds 1,041,123 - - - Long -term liabilities - - - 24,035,332 Total liabilities 27,201,204 - - 24,035,332 Fund balances /net assets 100,241,861 2,044,776,226 (105,539,682) (24,035,332) Total liabilities and and fund balances /net assets $ 127,443,065 $ 2,044,776,226 $ (105,539,682) $ - 78 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30. 2005 Investment Internal Reclassifications Interest in Joint Unearned Service and Statement of Payable Venture Revenue Funds Eliminations Net Assets $ - S - $ - $ 19,717,222 $ - $ 119,966,320 - - - 19,457 - 6,262,301 - - - - - 50,000 - - - - - 952,747 - - - - - 13,702,948 - - - - - 4,158,772 - - - - (1,041,123) - - 2,757,144 - 2,757,144 - - - 50,346 - 876,994 - - - 518,557 - 731,909 - - - - - 5,533 - - - 20,402,719 - 2,065,178,945 - - - (13,409,447) - (118,949,129) $ - $2,757,144 $ - $27,298,854 $ (1,041,123) $2,095,694,484 $ - $ - $ - $ 495,201 $ - $ 7,412,541 - - - 96,912 - 5,255,861 147,371 - - - - 147,371 - - - - - 3,079,389 - - - 254,326 - 254,326 - - - 1,403,184 - 1,403,184 - 2,843,492 - 2,843,492 - - - 1,200,000 - 1,200,000 - - 2,272,051 - (8,732,352) - - - - - 165,943 165,943 - - - - (1,041,123) - 16,095,412 - 40,130,744 147,371 - (8,732,352) 22,388,527 (875,180) 64,164,902 (147,371) 2,757,144 8,732,352 4,910,327 (165,943) 2,031,529,582 $ - $2,757,144 $ - $27,298,854 $ (1,041,123) $2,095,694,484 79 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30. 2005 b. Explanation of Differences between Enterprise Funds and Government -wide Statement of Net Assets Total net assets of the City's Enterprise Funds of $119,141,003 differs from net assets of the business -type activities of $119,306,946 reported in the government -wide statement of net assets. The difference, $165,943 results from the consolidation of internal service fund activities related to the enterprise funds. (2) Reconciliation of government -wide and fund financial statements (b) Explanation of Differences between Enterprise Funds and Government -wide Statement of Net Assets, (Continued) Assets Cash and investments Receivables: Accounts Cash with fiscal agent Interfund balances Capital assets, net Total assets Liabilities and Fund Balances / Net Assets Liabilities: Accounts payable Accrued payroll Accrued interest payable Liabilities from restricted assets Noncurrent liabilities: Due within one year Due in more than one year Total liabilities Net Assets Invested in capital assets, net of related debt Unrestricted rn Total Internal Government wide Enterprise Service Statement of Funds Funds Net Assets $ 15,900,893 $ - $ 15,900,893 4,853,515 - 4,853,515 1,436,225 - 1,436,225 - 165,943 165,943 106,896,411 - 106,896,411 $ 129,087,044 $ 165,943 $ 129,252,987 $ 2,289,102 $ - $ 2,289,102 165,351 - 165,351 157,311 - 157,311 79,277 - 79,277 1,330,000 - 1,330,000 5,925,000 - 5,925,000 9,946,041 - 9,946,041 99,641,411 - 99,641,411 19,499, 592 165,943 19, 665, 535 $ 119,141,003 $ 165,943 $ 119,306,946 C. CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 Explanation of Differences between Governmental Fund Operating Statements and the Statement of Activities The "net change in fund balances" for governmental funds $16,714,118 differs from the 'change in net assets' for governmental activities $239,058,514 reported in the statement of activities. The differences arise primarily from the long -term economic focus of the statement of activities versus the current financial resources focus of the governmental funds. The effect of the difference is illustrated below. Capital Related Items When capital assets that are to be used in governmental activities are purchased or constructed, the resources expended for those assets are reported as expenditures in governmental funds. However, in the statement of activities, the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. In governmental funds, significant maintenance projects are reclassified as functional expenses in the statement of net assets. Also, contributed capital is not recorded in governmental funds; therefore it is added for the statement of net assets. Beginning net assets in the statement of activities has been changed to reflect a correction in valuation of infrastructure. See Note (18) for more information. Capital outlay Net change to Internal Service Fund capital assets Capital contribution Net change in capital related items Depreciation expense Deletions to accumulated depreciation Net change in accumulated depreciation 81 $16,805,989 (4,577,275) 213,779.060 $226.007.774 ($8,743,817) 2,338.035 ($6.405.7821 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 Long -term Debt Transactions Repayment of debt service is reported as an expenditure in governmental funds and, thus, has the effect of reducing fund balance because current financial resources have been used. Issuance of debt is reported as an other financing source in governmental funds, thus increasing fund balance. For the City as a whole, however, the principal payments reduce the liabilities, and proceeds from long term debt increase liabilities in the statement of net assets. Certificates of Participation $275,000 Note payable 149,801 Pre - annexation agreement 1,200,000 CDBG loan 64.000 Total principal payments made $1.688.801 Accrued Interest Interest accrued on outstanding debt payable is not recorded as an expenditure in governmental funds, and, thus has been added to the statement of activities. Net change in accrued interest $7,782 Investment in Joint Venture Investment in joint ventures creates an explicit, measurable equity interest reported only in the statement of activities. Net change in investment in joint venture alaQ 325 82 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 Unavailable Revenue Some of the revenue will be collected after year -end, but is not available soon enough to pay for current period's expenditures, and therefore is reported as unavailable revenue in the governmental funds. Net change in unavailable revenue $2.116.067 Internal Service Funds Internal service funds are used by management to charge the costs of certain activities, such as equipment management and self- insurance activities, to individual funds. The adjustments for internal service funds "closes" those funds by reimbursing or charging additional amounts to participating departments in individual funds for costs over or under charged for those activities. Net change in Internal Service Funds $1300.572 Reclassification and Eliminations Interfund balances must generally be eliminated in the government -wide financial statements, except for net residual amounts due between governmental and business -type activities. Any allocations must reduce the expenses of the function from which the expenses are being allocated, so that expenses are reported only once — in the function in which they are allocated. Amounts involving fiduciary funds should be reported as external transactions. 83 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30. 2005 (2) Reconciliation of Government -wide and Fund Financial Statements (c) Explanation of Differences between Governmental Fund Operating Statements and the Statement of Activities, (Continued) Fund balances / net assets beginning of year 83,527,743 1,818,768,452 (100,007;622) (25,724,133) (155,153) Fund balances / net assets end of year $ 100,241,861 $ 2,044,776,226 $ (105,539,682) $ (24,035,332) $ (147,371) 84 Total Capital Long -term Governmental Related Accumulated Debt Accrued Funds Items Depreciation Transactions Interest Revenues: Taxes and assessments $ 86,995,139 $ - S - $ - 5 - Intergovernmental 24,125,313 - - - - Licenses and permits 4,968,234 - - - - Charges for services 13,104,478 - - - - Finesandforfeitures 3,422,735 - - - - Investment income 2,356,747 - - - Net increase in fair value of investments (493,879) - - - - Property income 12,337,339 - - - - Share of joint venture net income - - - - - Donations 1,087,826 - - - - Contributions from property owners 14,779,013 - - - - Contributed capital - 213,779,060 - - - Gain on sale of capital assets - - - - - Other 980,446 Total revenues 163,663,391 213,779,060 Expenditures: Current: General government 10,920,667 197,277 - Public safety 59,482,134 1,630,797 (643,517) - Public works 24,365,996 2,946,478 5,012,356 - Community development 6,144,917 94,407 - Community services 10,351,414 871,537 - - Capital outlay 33,486,048 (16,805,989) - - Debt service: Principal retirement 1,688,801 - - (1,688,801) - Interest and fiscal charges 499,077 (7,782) Total expenses 146,939,054 (12,228,714) 5,532,060 (1,688,801) (7,782) Other financing sources (uses): Transfers in 20,601,957 - - - - Transfers out (20,612,176) Total other financing sources (uses) (10,219) Net change in fund balances / net assets 16,714,118 226,007,774 (5,532,060) 1,688,801 7,782 Fund balances / net assets beginning of year 83,527,743 1,818,768,452 (100,007;622) (25,724,133) (155,153) Fund balances / net assets end of year $ 100,241,861 $ 2,044,776,226 $ (105,539,682) $ (24,035,332) $ (147,371) 84 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30. 2005 Investment 22,622 Internal Reclassifications 1,228,415 in Joint Unavailable Service and Statement of Venture Revenue Fund Eliminations Activities $ - $ - $ - $ - $ 86,995,139 - 2,116,070 - - 26,241,383 - - - - 4,968,234 - - - (143,724) 12,960,754 - - - - 3,422,735 - - 484,911 2,841,658 - - (105,686) - (599,565) - - - - 12,337,339 100,325 - - - 100,325 - - - - 1;087,826 - - - - 14,779,013 - - - - 213,779,060 - - 136,028 - 136,028 980,446 100,325 2,116,070 515,253 (143,724) 380,030,375 238,043 22,622 11,378,609 1,516,462 1,228,415 63,214,291 525,613 13,509,428 46,359,871 35,284 162,398 6,437,006 93,068 1,757,196 13, 073, 215 (16,680,059) - 17,574 508,869 2,426,044 140,971,861 10,219 (20,612,176) 20,612,176 10,219 100,325 2,116,070 (1,900,572) (143,724) 239,058,514 2,656,819 6,616,282 6,810,899 (22,219) 1,792,471,068 $ 2,757,144 $ 8,732,352 $ 4,910,327 $ (165,943) $ 2,031,529,582 85 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30. 2005 Explanation of Differences between Enterprise Funds Operating Statement and the Statement of Activities The change in net assets for the City's enterprise funds $3,462,990 differs from the change in net assets of the business -type activities $3,651,152 reported in the government -wide statement of activities. The difference $188,162 results from the consolidation of internal service fund activities related to the enterprise funds. (22) Reconciliation of Government -wide and Fund Financial Statement (d) Explanation of Differences between Enterprise Funds Operating Statement and the Statement of Activities. (Continued) Operating revenues: Charges for sales and services: Water sales Intergovernmental Sewer service and connection fees Other Total operating revenues Operating expenses: Purchase of Water Salaries and wages Depreciation Professional Services Maintenance and supplies System maintenance Other Total operating expenses Operating income Nonoperating revenues (expenses): Investment income Net increase in fair value of investments Property income Gain on removal of capital assets Interest expense Other Total other financing sources Income before transfers Capital contributions Transfers out Total Internal Business -type activities Enterprise Service Statement of Funds Fund Activities $ 16,677,054 $ - $ 16,677,054 788,187 - 788,187 2,887,914 - 2,887,914 50,022 50,022 20,403,177 20,403,177 5,992,768 - 4,523,695 - 1,844,353 - 1,831,847 - 1,226,165 (188,162) 147,276 1,490,951 17,057,055 (188,162) 3,346,122 188,162 424,157 (87,921) 26,970 70,691 (314,623) (2,406) 116,868 5,992,768 4,523,695 1,844,353 1,831,847 1,038,003 147,276 1,490,951 16,868,893 3,534,284 - 424,157 - (87,921) - 26,970 - 70,691 - (314,623) (2,406) 116.868 3,462,990 188,162 3,651,152 Change in net assets 3,462,990 188,162 3,651,152 Net assets, beginning of year 115,678,013 (22,219) 115,655,794 Net assets, end of year $ 119,141,003 $ 165,943 $ 119,306,946 M. CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 (3) Budgetary Control and Compliance The City adheres to the following general procedures in establishing the budgetary data reflected in the financial statements: • During April, the City Manager submits to the City Council a proposed operating budget for the fiscal year commencing the following July 1. The operating budget includes proposed expenditures and the means of financing them. Public hearings are conducted at City Council meetings to obtain taxpayer comments. Prior to July 1, the budget is legally adopted through passage of an appropriation resolution. • Budgets are adopted on an annual basis consistent with generally accepted accounting principles for General and Special Revenue Funds. • The City of Newport Beach does not present budget information on Capital Projects Funds since the City approved project - length budgets. These project - length budgets authorize total expenditures over the duration of a construction project rather than year -by -year budgeting. • The City of Newport Beach does not present budget information on Debt Service and Permanent Funds since the City is not required to and does not adopt an annual budget. • The budget is formally integrated into the accounting system and employed as a management control device during the year. • The legal level of budgetary control is at the fund level. The City Manager is authorized to transfer budgeted amounts between departments within any fund; however, any revisions which alter the total appropriations of any fund must be approved by City Council. • At fiscal year -end, budget appropriations lapse. Budget appropriations for incomplete capital projects are re- budgeted in the following fiscal year by Council action and are included in the revisions noted above. Projects that are not started during the budget year are reevaluated in the following year. • Encumbrances represent commitments related to unperformed contracts for goods and services. The City utilizes an encumbrance system as a management control technique to assist in controlling expenditures. Under this system, encumbrance accounting for the expenditure of funds is recorded in order to indicate outstanding commitments and is employed in the governmental fund types. Encumbrances outstanding at year -end are reported as reservations of fund balances since they do not constitute expenditures or liabilities. Encumbrances and their related budgets are honored in the subsequent year to fulfill these commitments and are presented in the original adopted budget. 87 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30. 2005 Expenditures exceeded appropriations in the following non -major governmental funds. Appropriations Expenditures Variance Environmental Liability $ 128,699 $ 273,393 $ (144,694) Miscellaneous Grants $ 24,500 $ 24,983 $ (483) Supplemental Law Enforcement $ 118,685 $ 119,658 $ (973) The following funds reported deficit fund balances: Internal Service Funds Insurance Reserve $6,790,552 Compensated Absences $6,210,604 (4) Cash and Investments Cash and investments as of June 30, 2005 are classified in the accompanying financial statements as follows: Statement of net assets: Cash and investments Cash with fiscal agent Fiduciary funds: Cash and investments Cash with fiscal agent Total cash and investments $ 135,867,213 5,594,997 2,152,649 3,326,425 $ 146,941,284 Cash and investments as of June 30, 2005 consist of the following: Cash on hand Deposits with financial institutions Investments Total cash and investments MI. $ 28,232 1,783,214 145,129,838 $ 146,941,284 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 Investments Authorized by the California Government Code and the Entity's Investment Policy The table below identifies the investment types that are authorized for the City by the California Government Code (or the City's investment policy, where more restrictive). The table also identifies certain provisions of the California Government Code (or the City's investment policy, where more restrictive) that address interest rate risk and concentration of credit risk. This table does not address investments of debt proceeds held by bond trustee that are governed by the provisions of debt agreements of the City, rather than the general provisions of the California Government Code or the City's investment policy. * Excluding amounts held by bond trustee that are not subject to California Government Code restrictions We Maximum Maximum Maximum Percentage Investment Authorized Investment Type Maturity of *Portfolio in One Issuer Local Agency Bonds 5 years None None U.S. Treasury Obligations 5 years None None U.S. Agency Securities 5 years None None Banker's Acceptances 180 days 30% 30% Commercial Paper 270 days 25% 10% Negotiable Certificates of Deposit 5 years 30% None Repurchase Agreements 1 year None None Reverse Repurchase Agreements 92 days 10% of base value None Medium -Term Notes 5 years 30% None Mutual Funds N/A 20% 10% Money Market Mutual Funds N/A 20% 10% Mortgage Pass - Through Securities 5 years 20% None County Pooled Investment Funds N/A None None Local Agency Investment Fund (LAIF) N/A 5% None JPA Pools (other investment pools) N/A None None * Excluding amounts held by bond trustee that are not subject to California Government Code restrictions We CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 Investments Authorized by Debt Agreements Investment of debt proceeds held by bond trustee are governed by provisions of the debt agreements, rather than the general provisions of the California Government Code or the City's investment policy. The table below identifies the investment types that are authorized for investments held by bond trustee. The table also identifies certain provisions of these debt agreements that address interest rate risk, credit risk, and concentration of credit risk. Disclosures Relating to Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the City manages its exposure to interest rate risk is by purchasing a combination of shorter term and longer term investments and by timing cash flows from maturities so that a portion of the portfolio is maturing or coming close to maturity evenly over time as necessary to provide the cash flow and liquidity needed for operations. Information about the sensitivity of the fair values of the City's investments (including investments held by bond trustee) to market interest rate fluctuations is provided by the following table that shows the distribution of the City's investments by maturity: Ell Maximum Maximum Percentage Investment Authorized Investment Type Maximum Maturity Allowed in One Issuer U.S. Treasury Obligations None None None U.S. Agency Securities None None None Banker's Acceptances 30 days - 360 days None None Commercial Paper 180 days - 270 days None 10% Money Market Mutual Funds N/A None None Investment Agreements None None None Certificates of Deposit None None None Demand Deposits 30 days - 360 days None None Time Deposits 30 days - 360 days None None Local Agency Bonds None None None Forward Delivery Agreement None None None Forward Purchase and Sale Agreement None None None Corporate Notes None None None Repurchase Agreements None None None Local Agency Investment Fund N/A None None Municipal Obligations None None None County Pooled Investment Funds N/A None None Disclosures Relating to Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the City manages its exposure to interest rate risk is by purchasing a combination of shorter term and longer term investments and by timing cash flows from maturities so that a portion of the portfolio is maturing or coming close to maturity evenly over time as necessary to provide the cash flow and liquidity needed for operations. Information about the sensitivity of the fair values of the City's investments (including investments held by bond trustee) to market interest rate fluctuations is provided by the following table that shows the distribution of the City's investments by maturity: Ell CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30. 2005 Investment Type Money Market Funds U.S. Treasury Notes U.S. Agencies Corporate Notes Municipal Bond Commercial Paper Local Agency Investment Fund Cash with Fiscal Agent: Money Market Funds Total I Fair Value I Less than 1 1 1 to 3 1 3 to 5 1 Total I $ 7,807,500 $ 7,807,500 23,621,397 8,013,968 79,270,570 26,105,719 15,852,739 2,083,899 975,290 - 993,020 993,020 7,687,899 7,687,899 $ - $ - $ 7,807,500 13,327,967 2,279,462 23,621,397 51,587,742 1,577,109 79,270,570 13,768,841 - 15,852,740 975,290 - 975,290 - - 993,020 - 7,687,899 8,921,422 8,921,422 8,921,422 $ 145,129,837 $61,613,427 $79,659,840 $ 3,856,571 $ 145,129,838 Investments with Fair Values Hiahly Sensitive to Interest Rate Fluctuations As of June 30, 2005 the City did not have any investments (including investments held by fiscal agent) whose fair values were highly sensitive to interest rate fluctuations. Disclosures Relating to Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required by (where applicable) the California Government Code, the City's investment policy, or debt agreements, and the actual rating as of year end for each investment type. Investment Type Money Market Funds U.S. Treasury Notes U.S. Agencies Corporate Notes Municipal Bond Commercial Paper Local Agency Investment Fund Cash with Fiscal Agent Money Market Funds Minimum Exempt Legal From Fair Value Ratino Disclosure AAA $ 7,807,500 A $ - $ 4,173,035 $ 23,621,397 N/A 23,621,397 - 79,270,570 N/A - 79,141,055 15,852,740 A - 4,535,907 975,290 N/A - 975,290 993,020 A - - 7,687,899 N/A - - AA AA- 3,698,691 7,618,142 Not A -1+ Rated $ - $ 3,634,465 129,515 993,020 - - 7,687,899 8,921,422 A - 8,921,422 - - - - $145,129,836 $23,621,397 $97,746,709 $3,698,691 $7,618,142 $1,122,535 $11,322,364 91 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30. 2005 Concentration of Credit Risk The investment policy of the City contains no limitations on the amount that can be invested in any one issuer beyond that stipulated by the California Government Code. For the year ended June 30, 2005 the City did not have investments in any one issuer (other than U.S. Treasury securities, mutual funds, and external investment pools) that represent 5% or more of total City investments. Custodial Credit Risk Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty (e.g., broker - dealer) to a transaction, a government will not be able to recover the value of its investment or collateral securities that are in the possession of another party. The California Government Code and the City's investment policy do not contain legal or policy requirements that would limit the exposure to custodial credit risk for deposits or investments, other than the following provision for deposits: The California Government Code requires that a financial institution secure deposits made by state or local governmental units by pledging securities in an undivided collateral pool held by a depository regulated under state law (unless so waived by the governmental unit). The market value of the pledged securities in the collateral pool must equal at least 110% of the total amount deposited by the public agencies. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes having a value of 150% of the secured public deposits. As of June 30, 2005, none of the City's deposits with financial institutions in excess of federal depository amounts were held in uncol lateral ized accounts. As of June 30, 2005, City investments in the following investment types were held by the same broker - dealer (counterparty) that was used by the City to buy the securities: Investment Type Reported Amount Money Market Funds 7,715,547 U.S. Treasury Notes 10,175,452 U.S. Agencies 29,657,754 Corporate Notes 6,961,034 For investments identified herein as restricted cash with fiscal agent, the fiscal agent selects the investment under the terms of the applicable trust agreement, acquires the investment, and holds the investment on behalf of the reporting government. Investment in State Investment Pool The City is a voluntary participant in the Local Agency Investment Fund (LAIF) that is regulated by the California Government Code under the oversight of the Treasurer of the State of California. The fair value of the City's investment in this pool is reported in the 92 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30. 2005 accompanying financial statements at amounts based upon the City's pro -rata share of the fair value provided by LAIF for the entire LAIF portfolio (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. (5) Capital Assets Capital asset activity for the year ended June 30, 2005 was as follows: Governmental Activities: Beginning balance has been restated to include correction of value and of infrastructure. See Note (18) for further discussion. 93 Beginning Beginning Balance Balance Balance July 1, 2005 Restatement as Restated Additions Deletions June 30, 2005 Non - depreciable: Land $ 1,314,839,649 $ 183,386,523 $ 1,498,226,172 $ 214,927,597 $ - $ 1,713,153,769 Work in progress 4,019,743 - 4,019,743 6,394,977 (1,442,217) 8,972,503 Depreciable: - Structures 34,451,196 - 34,451,196 - - 34,451,196 Equipment 22,379,152 - 22,379,152 1,933,817 (767,351) 23,545,618 Infrastructure 275,065,008 4,166,454 279,231,462 8,770,875 (2,946,478) 285,055,859 1,650,754,748 187,552,977 1,838,307,725 232,027,266 (5,156,046) 2,065,178,945 Less accumulated depreciation for: Structures (9,381,526) (722,264) - (10,103,790) Equipment (14,668,191) (1,998,799) 843,422 (15,823,568) Infrastructure (88,493,630) (6,022,754) 1,494,613 (93,021,771) (112,543,347) (8,743,817) 2,338,035 (118,949,129) Net Capital Assets $ 1,725,764,378 S223,283,449_ $ (2,818,011) $ 1,946,229,816 Beginning balance has been restated to include correction of value and of infrastructure. See Note (18) for further discussion. 93 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30. 2005 Business -type Activities: Non - depreciable: Land Work in progress Depreciable: Structures Equipment Infrastructure Less accumulated depreciation for: Structures Equipment Infrastructure Net Beginning Balance Balance Additions Deletions June 30, 2005 $ 2,016,450 $ - $ $ 2,016,450 2,672,576 5,468,823 8,141,399 205,793 205,793 148,191 - 148,191 137,649,166 1,885,143 (105,047) 139,429,262 142,692,176 7,353,966 (105,047) 149,941,095 (91,595) (5,145) (96,740) (131,158) (4,277) - (135,435) (41,153,316) (1,834,931) 175,738 (42,812,509) (41,376,069) (1,844,353) 175,738 (43,044,684) $ 101,316,107 $ 5,509,613 $ 70,691 $ 106,896,411 Depreciation expense was charged in the following functions in the Statement of Activities: 94 Governmental Business -type Activities Activities General government $ 197,277 $ - Public safety 1,073,627 - Public works 6,506,969 - Community development 94,407 - Community service 871,537 - Water - 1,326,947 Wastewater - 517,406 $ 8,743,817 $ 1,844,353 94 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30. 2005 (6) Long -Term Debt Changes in Long -Term Liabilities Long -term liability for the year ended June 30, 2005, was as follows: Internal service funds predominantly serve the governmental funds. Accordingly, long -term liabilities for them are included as part of the above totals for governmental activities. Also, liabilities for workers' compensation, claims and judgments, and compensated absences are typically liquidated from the Internal Service funds through resources collected from individual funds. 95 Amounts Beginning Ending Due Within Balance Additions Deletions Balance One Year Governmental activities: Certificates of participation payable $ 5,845,000 $ - $ (275,000) $ 5,570,000 $ 290,000 Note payable 1,939,133 - (149,801) 1,789,332 156,542 Pre - annexation agreement 15,600,000 - (1,200,000) 14,400,000 1,200,000 CDBG Loan 2,340,000 - (64,000) 2,276,000 69,000 Capital leases payable 862,975 - (442,202) 420,773 254,326 Workers' compensations payable 8,393,227 7,476,861 (5,238,811) 10,631,277 2,843,492 Claims and judgements payable 2,839,000 3,864,692 (3,335,731) 3,367,961 1,403,184 Compensated absences 7,796,024 1,159,539 (1,579,160) 7,376,403 1,200,000 Total governmental activities 45,615,359 12,501,092 (12,284,705) 45,831,746 7,416,544 Business -type activities: Water Revenue Bonds payable 8,535,000 - (1,280,000) 7,255,000 1,330,000 Total $ 54,150,359 $ 12,501,092 $ (13,564,705) $ 53,086,746 $ 8,746,544 Internal service funds predominantly serve the governmental funds. Accordingly, long -term liabilities for them are included as part of the above totals for governmental activities. Also, liabilities for workers' compensation, claims and judgments, and compensated absences are typically liquidated from the Internal Service funds through resources collected from individual funds. 95 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30. 2005 Governmental Activities • Certificates of Participation In Fiscal Year 1998 -99, the Newport Beach Public Facilities Corporation issued $7,330,000 of Refunding Certificates of Participation to advance refund the 1992 Certificates of Participation used to finance the construction of the Central Library. The refunding was undertaken to reduce total debt service payments over the next twenty years by $690,228 and resulted in an economic gain of $495,745. The Refunded Certificates were executed and delivered pursuant to the Prior Trust Agreement. The City has previously entered into a project lease with the Newport Beach Public Facilities Corporation to lease certain property, facilities, improvements, and equipment. The lease payments made by the City are held by a trustee who makes semi - annual payments on the Certificates of Participation. The lease payments began May 15, 1994, and are in amounts sufficient to cover the payment of principal and interest of the Certificates. The 1998 Certificates consist of $2,995,000 of Serial Certificates with interest rates from 3.6% to 4.55% and $4,335,000 of Term Certificates with interest rates from 5.05% to 5.15 %. Interest on the Certificates is payable semiannually on June 1 and December 1 of each year. Future principal payments range from $275,000 to $535,000 through June 1, 2019. Principal payments are payable annually on June 1 of each year. At June 30, 2005, the City has a required cash reserve balance for debt service of $568,240, which is recorded as a restricted asset and reservation of fund balance in the Debt Service Fund. The outstanding balance at June 30, 2005, amounted to $5,570,000. The annual amortization requirements of the Certificates of Participation are as follows: Year Ending June 30 Principal Interest 2006 $ 290,000 $ 275,000 2007 300,000 262,530 2008 315,000 249,480 2009 330,000 235,463 2010 345,000 220,448 2011 -2015 2,000,000 823,225 2016 -2019 1,990,000 262,190 Total 565,000 562,530 564,480 565,463 565,448 2,823,225 2,252,190 $ 5,570,000 $ 2,328,336 $ 7,898,336 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30. 2005 • Note Payable Note payable consists of a note to the California Department of Boating and Waterways in 1987 for a loan in the amount of $3,300,000. The note is payable in thirty annual principal and interest installments of $237,062 at 4.5% rate of interest beginning August 1, 1987. The outstanding balance at June 30, 2005, amounted to $1,789,331. The annual amortization requirements for the Note Payable are as follows: Year Ending June 30 Principal Interest Total 2006 $ 156,542 $ 80,520 $ 237,062 2007 163,587 73,475 237,062 2008 170,948 66,114 237,062 2009 178,641 5 8, 421 2 37, 062 2010 186,679 50,383 237,062 2011 -2015 882,675 118,084 1,000,759 2016 50,259 2,262 52,521 $ 1,789,331 $ 449,259 $ 2,238,590 • Newport Coast Pre - Annexation Agreement Payable In conjunction with the January 1, 2002, annexation of Newport Coast, the City entered into an agreement payable with the Newport Coast Committee for a total of $18,000,000 to reduce property owner assessments used to finance certain road and street improvements. The principal -only agreement which began in the 2003 fiscal year, is payable over a period of fifteen years in equal installments of $1,200,000. The outstanding balance at June 30, 2005, amounted to $14,400,000. • CDBG Loan In fiscal year 2003, the City received $2,400,000 in Section 108 loan proceeds to assist with the funding for the Balboa Village Improvement Program. The loan is collateralized by future Community Development Block Grant allocations with an average interest rate of 6.5 %. Future principal payments range from $69,000 to $208,000 through June 30, 2023. The outstanding balance at June 30, 2005, amounted to $2,276,000. 97 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30. 2005 The annual amortization requirements for the CDBG Loan are as follows: Year Ending Payments 2006 261,321 June 30 Principal Interest Total 2006 $ 69,000 $ 120,514 $ 189,514 2007 73,000 118,224 191,224 2008 78,000 115,482 193,482 2009 84,000 112,253 196,253 2010 89,000 108,535 197,535 2011 -2015 544,000 469,521 1,013,521 2016 -2020 754,000 293,121 1,047,121 2021 -2023 585,000 55,039 640,039 $ 2,276,000 $ 1,392,689 $ 3,668,689 • Capital Leases Rolling Stock Leases - Equipment Maintenance Internal Service Fund.- In fiscal year 2003, the City entered into a lease- purchase agreement, payable monthly, as lessee for financing the acquisition of heavy duty street maintenance vehicles and fire trucks. The term of the lease is five years and the interest rate for the lease is 2.72 %. The lease agreement qualifies as a capital lease for accounting purposes as the title transfers at the end of the lease term or the lease contains a bargain purchase option, and therefore have been recorded at the present value of their future minimum lease payment as of the inception date. The assets acquired through capital leases, totaling $6,754,827, were classified as equipment in the Equipment Maintenance Internal Service Fund. Future minimum lease payments under the leases are as follows: Year Ending June 30 Payments 2006 261,321 2007 119,567 2008 49,820 Total minimum lease payments 430,708 Less: amount representing interest (10,326) Present value of future minimum lease payments $ 420,382 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 • Claims and Judgments The City retains the risk of loss for general liability and workers' compensation claims as described in note (8). These amounts represent estimates of amounts to be paid for reported general liability and workers' compensation claims including incurred- but -not- reported claims based upon past experience, modified for current trends and information. While the ultimate amount of losses incurred through June 30, 2005, is dependent on future developments, based upon information from the City's attorneys, the City's claims administrators and others involved with the administration of the programs, City management believes the accrual is adequate to cover such losses. The estimated liability at June 30, 2005, for general liability amounted to $3,367,961 and for workers' compensation was $10,631,277. • Compensated Absences The City's policies relating to compensated absences are described in Note (1). This liability, to be paid in future years from available and future resources, at June 30, 2005, is $7,376,403. Business -type activities • Water Revenue Bonds In Fiscal Year 1998 -99, the City issued $14,225,000 of Refunding Water Revenue Bonds to refund the 1994 Water Revenue Bonds used to finance the construction and acquisition of water storage and transmission facilities. The refunding was undertaken to reduce total debt service payments over a ten -year period by $481,153 and resulted in an economic gain of $418,469. The bonds are secured by a pledge of net revenues of the water fund. The 1998 Serial Bonds bear interest ranging from 3.6% to 4.5 %. At June 30, 2005, the City has a required cash reserve balance of $1,436,225 which is recorded as a cash with fiscal agent. Ten annual principal payments are payable on August 1, and semiannual interest payments are payable on February 1 and August 1. At June 30, 2005, the outstanding principal balance was $7,255,000, and accrued interest payable was $157,311. w7 (7) CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30. 2005 The annual amortization requirements for the Water Revenue Bonds are as follows: Year Ending 59 McFadden Square No. June 30 Principal Interest Total 2006 $ 1,330,000 $ 286,693 $ 1,616,693 2007 1,385,000 229,331 1,614,331 2008 1,445,000 168,833 1,613, 833 2009 1,510,000 104,545 1,614, 545 2010 1,585,000 35,663 1,620,663 $ 7,255,000 $ 825,065 $ 87080,065 Limited Obligation Bonds Special Assessment Districts Bonds The City has issued certain Assessment District and Community Facilities District Bonds. Although the City collects and disburses funds for these districts, the City has no obligation or duty to pay any delinquency out of any available funds of the City. Neither the faith and credit nor the taxing power of the City is pledged to the payment of the bonds, and therefore the bonded indebtedness is not shown in the financial statements of the City. The City holds reserve funds on behalf of bondholders; the assets are recorded in the Special Assessment Agency Fund. Bonds outstanding at June 30, 2005 for each district under the Bond Acts of 1911 and 1915, and other special assessments, are as follows: Assessment District No. 59 McFadden Square No. 63 Newport Island No. 64 Channel Road No. 66 East Newport No. 67 CDM Blk -133 No. 68 Newport Shores No. 69 West Newport No. 70 Bay Shores No. 71 Balboa Boulevard No. 72 No. No. No. No. No. No. No. 74 75 78 79 82 86 95 -1 Balboa Coves Island Avenue Balboa Business Little Balboa Island Beacon Bay Corona del Mar Balboa Peninsula CIOSA Refunding Series A 100 Original Issue $ 530,609 536,531 180,794 171,911 64,431 3,813,562 4,978,498 1,380,996 796,942 192,908 222,629 821,204 1,348,196 1,215,134 274,967 300,174 15,495,000 Bonds Outstanding June 30. 2005 $ 105,000 85,000 63,000 40,000 23,000 3,813,562 4,978,498 1,310,000 470,000 35,000 190,000 821,204 1,070,000 1,055,000 230,000 270,000 13,155,000 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 Other Limited Obligation Bonds The City has issued revenue bonds for the purpose of advancing the net proceeds of the bonds to Hoag Memorial Hospital Presbyterian for the purposes of financing the acquisition, construction and equipping of health facilities located within the City. The bonds are limited obligations of the City payable from payments required to be made by Hoag Memorial Hospital. The City is not obligated to pay the principal or interest of the bonds except from payments made by Hoag, and neither the faith and credit nor the taxing power of the City is pledged to the payment of the principal and interest on the bonds. Bonds outstanding at June 30, 2005 are as follows: Series 1992 $ 91,000,000 Series 1996 100,000,000 Series 1999 125,000,000 The revenue bonds are subject to, at the option of Hoag Memorial Hospital Presbyterian, optional and mandatory tender for purchase. If no tender or purchase is made, varying redemption payments on the 1992 bonds commence on October 1, 2013 and are required to be made through October 1, 2022. For the Series 1996 bonds, if no tender for purchase is made, redemption is required to be made on October 1, 2026. If no tender or purchase is made for the Series 1999 bonds, redemption is required to be made on December 1, 2029. (8) Risk Management — General Liability and Workers' Compensation The City is exposed to various risks of loss related to torts, theft of, damage to, and destruction of assets, errors and omissions, injuries to employees, and natural disasters. The City carries commercial insurance with independent third parties for loss risks associated with real and personal property, and automotive liability. The City purchases fidelity bonds for employees in key positions. Settled claims from these risks have not exceeded commercial insurance coverage for the past three years. For general liability, the City has excess insurance coverage of $25 million per occurrence with a self- insured retention (SIR) of $500,000 per occurrence. For workers' compensation and employer's liability insurance, the City has excess insurance coverage of $1,000,000 per occurrence with a $300,000 SIR. This coverage provides for work - related accidents and diseases. The Insurance Reserve fund was established to account for costs associated with general liability and workers' compensation. The Insurance Reserve fund is accounted for as an internal service fund where assets are set aside for risk management, administration, claim settlements and benefit distribution. A premium is charged to each fund that accounts for part-time or full -time employees. The total charge allocated to 101 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30. 2005 each of the funds is calculated using trends in actual experience after considering unexpected and unusual claims. Fund Liabilities are reported when it is probable that a loss has occurred and the amount of the loss can be reasonably estimated. Liabilities include an amount for claims that have been incurred but not reported (IBNR). Claims liabilities are calculated considering the effects of inflation, recent claim settlement trends including frequency and amount of payouts and other economic and social factors. The total liability claims payable include $13,999,238 which represents the discounted present value at June 30, 2005; the claims were discounted using an interest rate of five percent. Unpaid claims, beginning of fiscal year Incurred claims (including IBNR) Claim payments Unpaid claims, end of fiscal year General Liability June 30, 2005 June 30, 2006 $ 4,285,236 $ 2,839,000 416,109 3,864,692 (1,862,345) (3,335,731) $ 2,839,000 $ 3,367,961 Workers' Compensation June 30, 2005 June 30, 2006 $ 7,326,000 $ 8,393,227 5,433,852 7,476,861 (4,366,625) (5,238,811) $ 8,393,227 $ 10,631,277 For the past three years, no payment on any claim or judgment has exceeded the amount of applicable insurance. (9) Deferred Compensation Plan The City offers its employees a deferred compensation plan created in accordance with Internal Revenue Code Section 457. The plan, available to all City employees, permits them to defer a portion of their salary until future years. Section 457 plan assets were placed in trust for the exclusive benefit of all employees and their beneficiaries. Therefore, all employee assets held in Section 457 plans are not the property of the City and are not subject to the claims of the City's general creditors. The assets under the plan, which are not included in the accompanying financial statements, totaled $53,372,542 at June 30, 2005. 102 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 (10) Pension Plan Plan Description - Defined Benefit Plan The City contributes to the California Public Employees Retirement System (PERS), an agent multiple - employer public employee defined benefit pension plan. PERS provides retirement and disability benefits, annual cost -of- living adjustments, and death benefits to plan members and beneficiaries. PERS acts as a common investment and administrative agent for participating public entities within the State of California. Benefit provisions and all other requirements are established by state statute and city ordinance. Copies of PERS' annual financial report may be obtained from their executive office: 400 P Street, Sacramento, CA 95814. Funding Policy Participants are required to contribute 7% (9% for safety employees) of their annual covered salary. The City makes the contributions required of City employees on their behalf and for their account. The City is required to contribute at an actuarially determined rate; the current rate is 4.628% for non - safety employees and 26.105% for safety employees of annual covered payroll. The contribution requirements of plan members and the City are established and may be amended by PERS. Annual Pension Cost For 2005, the City's annual pension cost of $12,441,624 for PERS was equal to the City's required and actual contributions. A summary of principle assumptions and methods used to determine the annual required contribution is shown below: Valuation Date Actuarial Cost Method Amortization Method Average Remaining Period Asset Valuation Method Actuarial Assumptions Investment Rate of Return Projected Salary Increases Miscellaneous Plan June 30, 2002 Entry Age Actuarial Cost Method Level Percent of Payroll 22 Years as of the Valuation Date 3 Year Smoothed Market 8.25% (net of administrative expenses) 3.75% to 14.20% depending on age, service, and type of employment 103 Safety Plan June 30, 2002 Entry Age Actuarial Cost Method Level Percent of Payroll 15 Years as of the Valuation Date 3 Year Smoothed Market 8.25% (net of administrative expenses) 4.27% to 11.59% depending on age, service, and type of employment Inflation Rate Payroll Growth Individual Salary Growth CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 3.50% 3.75% A merit scale varying by duration of employment coupled with an assumed annual inflation growth of 3.5% and an annual production growth of 0.25% 3.50% 3.75% A merit scale varying by duration of employment coupled with an assumed annual inflation growth of 3.5% and an annual production growth of 0.25% Initial unfunded liabilities are amortized over a closed period that depends on the plan's date of entry into PERS. Subsequent plan amendments are amortized as a level percent of pay over a closed 20 -year period. Gains and losses that occur in the operation of the plan are amortized over a rolling period, which results in an amortization of 10% of unamortized gains and loses each year. If the plan's accrued liability exceeds the actuarial value of plan assets, then the amortization payment on the total unfunded liability may not be lower than the payment calculated over a 30 -year amortization period. THREE -YEAR TREND INFORMATION FOR PERS ($ Amount in Thousands) Fiscal Year 6/30/03 6/30/04 6/30/05 Annual Pension Cost (APC) $6,283 $12,442 104 Percentage of Net Pension APC Contributed Obligation 100% $0 100% $0 100% $0 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30. 2005 SCHEDULE OF FUNDING PROGRESS FOR PERS ($ Amount in Thousands Entry Age $139,983 Unfunded $ (12,522) 110.4% $ 29,910 (41.866 %) Safety 212,722 184,202 Normal Actuarial Liability Annual 229,155 Valuation Accrued Value of (Excess Funded Covered UAAL as a Date Liability Assets Assets ) Status Payroll % of Payroll (A) (B) (A - B) (B / A) (C) [(A -B) / C] 06/30/2002 $139,983 Misc. $120,030 $132,552 $ (12,522) 110.4% $ 29,910 (41.866 %) Safety 212,722 184,202 $28,520 86.6% 22,955 124.243% Total $ 332,752 $ 316,754 $ 15,998 95.2% $ 52,865 30.262% 06/30/2003 Misc. $139,983 $134,113 $ 5,870 95.8% $ 31,586 18.584% Safety 229,155 188,309 40,846 82.2% 23,941 170.611% Total $ 369,138 $ 322,422 $ 46,716 87.3% $ 55,527 84.132% 06/30/2004 Misc. $151,246 $140,911 $ 10,335 93.2% $ 34,085 30.321% Safety 250,554 200,715 49,839 80.1% 24,734 201.500% Total $401,800 $341,626 $ 60,174 85.0% $ 58,819 102.304% More current information regarding actuarial data is not yet available from PERS. Plan Description - Defined Contribution Plan As of January 1, 1992, the City entered into a defined contribution plan with Public Agency Retirement System ( "PARS ") for all of its part-time employees. In a defined contribution plan, benefits depend solely on amounts contributed to the plan plus investment earnings. All part-time employees are eligible to participate from the date of employment. Federal legislation requires contributions of at least 7.5% to a retirement plan, and City Council resolved to match the employees' contributions of 3.75 %. The City's contributions for each employee (and interest earned by the accounts) are fully vested immediately. For the year ended June 30, 2005, the City's covered payroll for employees participating in the plan was $2,401,023. The City made employer contributions of $90,038 (3.75% of current covered payroll). Assets of the plan totaled $1,668,612 at June 30, 2005. (11) Post - Employment Health Care Benefits As established by a City Council approved Memorandum of Understanding between the City and its employees, the City provides post - employment health care benefits. Employees who retire from the City with seven years of service and participate in PERS retirement are eligible to receive health care benefits covering themselves and a 105 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30. 2005 qualified family member from the City's insurance carriers, Health Net and PERS. Retirees are covered for 75% of plan premiums up to $400 per month. The City pays 50% of the total plan premiums while the active and retired employees split the remaining premium at a rate of 25% each. This program is largely funded on a pay -as- you-go basis. As of June 30, 2005, 319 retirees are enrolled in City's health plans out of the 609 retirees eligible to receive benefits. In July 2000, the City established a program to begin setting resources aside to fund the "promise to pay" current active employees this future benefit over the working life of the employee. The City contributes $20 per employee per month to this fund and the active employees each contribute $10 per month. As of June 30, 2005, the City has set aside $2.2 million to offset the unfunded portion of this benefit. These assets are accounted for in an internal service fund and classed as unrestricted net assets on the statement of net assets. The City's expenditure for post - employment health care benefits for the past three fiscal years are as follows: Year Ending June 30 2003 2004 2005 Post - employment Health Care Expenditure See Note 19 for further information on this plan. (12) Interfund Receivables and Pavables $ 844,316 $1,017,692 $ 936,042 At June 30, 2005, interfund receivables and payables were as follows: General Fund Nonmajor funds Total Due From $ 1,041,123 $ 1,041,123 Due to 1,041,123 $ 1,041,123 Interfund receivables and payables were created in order to eliminate deficit cash balances in special revenue and capital projects funds. 106 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 (13) Interfund Transfers Interfund transfers at June 30, 2005, consisted of the following: Transfers In: The City typically uses transfers to fund ongoing subsidies. The general fund transferred $14,212,397 to subsidize for the maintenance and operation of the Tide and Submerged Land Fund. As required by the pre- annexation agreement, interest accrued in the amount of $190,453 in the Newport Coast Annexation fund, but is due to and was subsequently transferred to the General Fund. (14) Reserved and Designated Fund Balances The City has set up `reserves" of fund equity to segregate fund balances which are not appropriable for expenditure in future periods, or which are legally set aside for a specific future use. Fund "designations' also may be established to indicate tentative plans for financial resource utilization in a future period. The following provides explanations as to the nature and purpose of each reserve and designation. Reserved for encumbrances Amounts reserved for encumbrances are commitments for materials and services on purchase orders and contracts that are legally committed but not expended by fiscal year end. Reserved for debt service This account sets aside a portion of fund balance to meet the annual debt service requirements. 107 Tide and Coast Equipment Submerged Annexation Maintenance Non -major General Fund Land Fund Fund Funds Total General Fund $ - $ 14,212,397 $ - $ 10,219 $3,945,543 $ 18,168,159 O m Non -major Funds 431,423 - - - 622,141 1,053,564 N C 2 Newport Coast 190,453 - 1,200,000 - - 1,390,453 Annexation Fund Total $ 621,876 $ 14,212,397 $ 1,200,000 $ 10,219 $4,567,684 $ 20,612,176 The City typically uses transfers to fund ongoing subsidies. The general fund transferred $14,212,397 to subsidize for the maintenance and operation of the Tide and Submerged Land Fund. As required by the pre- annexation agreement, interest accrued in the amount of $190,453 in the Newport Coast Annexation fund, but is due to and was subsequently transferred to the General Fund. (14) Reserved and Designated Fund Balances The City has set up `reserves" of fund equity to segregate fund balances which are not appropriable for expenditure in future periods, or which are legally set aside for a specific future use. Fund "designations' also may be established to indicate tentative plans for financial resource utilization in a future period. The following provides explanations as to the nature and purpose of each reserve and designation. Reserved for encumbrances Amounts reserved for encumbrances are commitments for materials and services on purchase orders and contracts that are legally committed but not expended by fiscal year end. Reserved for debt service This account sets aside a portion of fund balance to meet the annual debt service requirements. 107 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 Reserved for permanent endowment This account reflects a permanent endowment established for the maintenance and dredging of Upper Newport Bay. Reserved for affordable housing This account reflects amounts collected from developers to build affordable housing to all income levels in compliance with State planning laws. Reserved for prepaid items This account reflects prepaid items which are not available, spendable resources. Reserved for inventories This account reflects the value of inventories purchased by the City but not yet issued to the operating departments. Reserved for long -term receivable This account reflects the value of the note receivable which is not an available and spendable resource. Designated for special purposes This account reflects funds that have been designated for special projects which vary in nature. Designated for contingencies Contingency designations represent funds for unexpected emergencies. Designated for capital projects This account reflects unspent appropriations committed to capital projects in the prior year. Designation for appropriations This account reflects unspent appropriations that may be utilized to augment the operating budget. (15) Joint Venture Agreements Bonita Canyon Public Facilities Financing Authority The Bonita Canyon Public Facilities Financing Authority (Authority) is a joint venture formed by the City of Newport Beach, Irvine Unified School District, and Newport-Mesa Unified School District. The Authority's Board is comprised of two members appointed by each of the member agencies. The Authority created Community Facilities District 98 -1 to finance public facilities that will benefit the properties within their boundaries. The Authority issued $45,000,000 of special tax bands that will be repaid by special assessments; the City is not obligated in any manner to repay the bonds. The Authority paid the City $30,577,712 (81.7 %) to pay for the costs of acquiring and constructing 108 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 public facilities including parks and road improvements. At June 30, 2005, the remaining bond proceeds are held in trust as cash with fiscal agent totaling $319,341. The City does not make any annual contributions to this joint venture. The City does not include the Authority as a component unit, as the City is not financially accountable for the Authority's activities and the Authority is not fiscally dependent on the City. The City's equity interest in this joint venture is not readily determinable. Complete separate financial statements can be obtained at the Newport Mesa Unified School District, 2985 Bear Street, Suite 8M, Costa Mesa, California. Air Borne Law Enforcement The City is a participant in a joint venture agreement with the City of Costa Mesa for the operation of the Air Borne Law Enforcement program (ABLE). The oversight Board consists of the Chiefs of Police of Costa Mesa and Newport Beach and one appointee for each Member Agency for a total of four (4) Board Members. The Cities have a 50 percent interest in the venture, with each City having provided an initial investment of two helicopters and related equipment. The City of Newport Beach's cost of participating in the ABLE program is recorded in the General Fund, which provides for the maintenance and operation of the program as well as replacement of capital equipment used in the operation of the program. Annually, the amounts paid by the City to this joint venture are approximately $500,000. Operation costs are offset by fees collected from surrounding cities that may subscribe to regular patrol or request assistance on an as- needed basis. Shared equally between the Cities of Newport Beach and Costa Mesa, the City's share of net income from subscribers and other cities amounts to $100,325 for fiscal year 2004 -05. The City's 50% interest in the net equity of this joint venture at June 30, 2005, amounts to $2,757,144. Complete separate financial statements can be obtained at the City of Costa Mesa at 77 Fair Drive, Costa Mesa, California. Metro Cities Fire Authority The City of Newport Beach is a Member of a joint venture agreement with the Cities of Anaheim, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, and Orange for the operation of a communication network to provide fire suppression, emergency medical assistance, and rescue services. The oversight board consists of one voting member and one alternate appointed by the governing body of each member agency. The City of Newport Beach's costs are based each fiscal year upon the number of recorded incidents attributable to the City divided by the recorded incidents attributable to all members during the year and, are recorded in the General Fund as an expenditure for service. Upon termination of the agreement, the proceeds from the sale of the property and assets of the joint venture will be paid to each member agency pursuant to their fair share percentage. Annually, the amounts paid by the City to this joint venture are approximately $393,019. The City's 10.06% interest in the net equity of this joint venture at June 30, 2005, amounts to $82,058. Complete separate financial statements can be obtained at the Metro Cities Fire Authority offices at 201 S. Anaheim Boulevard, Suite 302, Anaheim, California. 109 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 (16) Special Item Capital Contributions In the current year, the City received contributed capital of $214 million consisting of right -of -way and infrastructure as a result of the State of California's relinquishment of Pacific Coast Highway between Jamboree Road and Newport Coast Drive. The relinquishment of Pacific Coast Highway was initiated by the City of Newport Beach. In the Governmental -wide Financial Statements, the contributed capital is recorded as a special item in the General Revenue section of the Statement of Activities. This amount is also reported as a current year addition to Capital Assets as land on the Government - wide Statement of Net Assets. (17) Commitments and Continqencies Claims and Judgments Numerous claims and suits have been filed against the City in the normal course of business. The estimated liability under such claims, based upon information received from the City Attorney, contracted attorneys and the Risk Manager, has been estimated and recorded as accrued claims and judgments payable (See Note 6). Circulation Improvement and Open Space Agreement The City entered into a Circulation Improvement and Open Space Agreement (CIOSA) with a developer whereby the City could receive a loan amount up to $14,395,572 to be used only for certain transportation and circulation improvements, of which $11,967,082 had been received as of June 30, 2005. The City agreed to match the contribution (without interest) by pledging 50% of future Fair Share Fees (developer impact fees) which are recorded in the Circulation and Transportation Special Revenue Fund. During the year ended June 30, 2005, the City received $411,229 of Fair Share Fees, and $205,614 was paid to the CIOSA Construction capital projects fund. Through June 30, 2005, $2,537,048 of Fair Share Fees has been paid. No additional liability has been recorded, because any future repayment is uncertain; any amounts not contributed by February 20, 2016, will be forgiven. Newport Coast Pre - Annexation Agreement In Fiscal Year 2001 -02, the City entered into a Pre- Annexation Agreement with the Newport Coast Committee that stipulated certain terms and conditions for the annexation of property collectively known as Newport Coast. In conjunction with the annexation, the City also agreed to sell the water service rights for the annexed area to Irvine Ranch Water District for $25.0 million. Of the $25.0 million payable from the Irvine Ranch Water District, $20.0 million was received in prior years and the remaining $5.0 million is due in two installments ranging from $2.0 to $3.0 110 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 million through January 1, 2008. At June 30, 2005, the remaining receivable of $5.0 million has been recorded as an Intergovernmental Receivable in the Newport Coast Annexation Special Revenue Fund. Among other basic provisions, the Pre - Annexation Agreement stipulates specific requirements for the use of proceeds from the sale of the water rights to Irvine Ranch Water District. The City has entered into an agreement to reimburse Newport Coast residents $18.0 million of the $25.0 million for certain public road and street improvements previously financed by property owner assessments. The assessment debt relief will be provided to Newport Coast residents in equal installments of $1.2 million over 15 years. The remaining $7.0 million may be used in locating, planning, and constructing a Community Center within the annexed area. In the event that the Community Center is constructed for less than $7.0 million, or not at all, the Newport Coast Committee has the option to allocate the funds to further reduce the property owner assessments. In the Government -wide Statements, the $14.4 million outstanding assessment debt relief has been recorded as a Noncurrent Liability, and the $7.0 million, including applicable interest earnings, has been restricted in the Net Assets. Construction and contractual commitments for major construction projects are as follows: 111 Total Project Project To Date Unexpended Budget Expenses Commitments General Plan $ 649,580 $ 158,232 $ 458,661 Sewer Pump Master Plan Improv 1,577,626 801,655 776,084 Seawind Community Pavement Rehab 942,000 1,039 942,000 Jamboree Road Widening 959,483 18,730 904,753 Water Main Master Plan Improv 3,079,749 1,454,027 1,632,193 Big Canyon Cover Project 3,770,020 3,213,141 527,558 Newport Coast Watershed Assessment 374,236 95,027 529,099 Mariners Library 5,565,512 1,783,478 3,806,392 111 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 (18) Net Asset Restatements Beginning Net Assets have been restated by the net effect of changes resulting from the correction of an error in the valuation of City -owned capital assets. The adjustment increased the government -type activities beginning net assets by $187,552,977. Net Assets Government -type Activities: Net assets at July 1, 2004, as previously reported Adjustments: Land Infrastructure Total adjustment Net assets at July 1, 2004, as restated (19) Subsequent Event Conduit Debt Issuance $ 1,604,918,091 183,386,523 4,166,454 187,552,977 $ 1,792,471,068 The City has issued certain limited obligation, conduit debt, listed as follows: Conduit Debt Series A -C Hoag Memorial Presbyterian Par Value $200,000,000 Issue Date August 24, 2005 The City has issued revenue bonds for the purpose of advancing the net proceeds of the bonds to Hoag Memorial Hospital Presbyterian for the purposes of financing the acquisition, construction and equipping of health facilities located within the City. The bonds are limited obligations of the City payable from payments required to be made by Hoag Memorial Hospital. The City is not obligated to pay the principal or interest of the bonds except from payments made by Hoag, and neither the faith and credit nor the taxing power of the City is pledged to the payment of the principal and interest on the bonds. Post - Employment Healthcare Plan Changes Subsequent to year end, the City and employee associations agreed to major changes to Post Employment Healthcare Plan. New employees and employees with less than five years of service will participate in a Health Reimbursement Arrangement ( "HRA ") under IRS Revenue Ruling 2002 -41 (June 26, 2002) and IRS Notice 2002 -45 112 CITY OF NEWPORT BEACH Notes to Basic Financial Statements June 30, 2005 (June 26, 2002). The new plan requires certain defined employee and employer contributions. However, once the contributions have been made to the employee's account, the City has no further funding obligation to fund the plan. Employees with greater than five years of service or employees that have a combined factor, of age and years of service, that is greater than or to equal 50 will have the option to retain a hybrid of the former defined benefit formula or fully convert to the new plan. As of the date of this report, employee plan elections have not yet been determined. Once the employee elections have been cast and demographic data is clear, the City plans to recalculate the actuarial liability associated with the former plan and amortize the unfunded liability over a period not -to- exceed thirty years. 113 This page left blank intentionally. 114 Supplementary Information Non Major Governmental Funds 115 Non -major Special Revenue Funds Special Revenue Funds are used to account for the proceeds of specific revenue sources which are legally restricted to expenditures for specified purposes. The City of Newport Beach Special Revenue Funds are as follows: The State Gas Tax Fund accounts for all State Gas Tax related revenues and expenditures, including street repair, construction, and maintenance. State law requires that these funds be used exclusively for maintenance of the street and highway system. The Asset Forfeiture Fund was established to account for all revenues resulting from the seizure of assets in conjunction with criminal cases (primarily drug trafficking). It is the City's policy that all such funds shall be used for enhancement of law enforcement programs. The Contributions Fund is used to account for revenues received from other government agencies or private developers and expended for specific street or highway construction projects. The Circulation and Transportation Fund is used to account for fair share revenues collected from developers and restricted for capital improvement projects meeting the circulation element of the City's General Plan. The Building Excise Tax Fund is used to account for revenues received from builders or developers on building or remodeling projects within the City. Expenditures from this fund are used exclusively for public safety, libraries, parks, beaches, or recreational activities. The Combined Transportation Fund is used to account for the revenues and expenditures of funds received from the Orange County Combined Transportation Funding Program. Expenditures from this fund are used exclusively for transportation related purposes. The Arterial Highway Rehabilitation Fund is used to account for federal funds available through the Federal Highway Administration Arterial Highway Rehabilitation Program to share the cost of rehabilitating certain arterial roadways in the City. The Community Development Block Grant Fund is used to account for revenues and expenditures relating to the City's Community Development Block Grant program. These funds are received from the Federal Department of Housing and Urban Development and must be expended exclusively on programs for low or moderate income individuals /families. The Air Quality Management District Fund is used to account for revenues received from the South Coast Air Quality Management District restricted for the use of reducing air pollution. The Environmental Liability Fund is used to account for solid waste fees restricted for mitigation of future environmental liability relating to the handling of solid waste. The Supplemental Law Enforcement Services Fund (SLESF) is used to account for revenues received from the county to be used exclusively for front line law enforcement services. The Misc. Grants Fund is used to account for all other short-term grant programs 116 Non -major Debt Service Funds Debt Service Funds are used to account for debt service transactions including revenue collections and payments of principal and interest on long -term obligations of the City. The City of Newport Beach Debt Service Fund is as follows: The Library COP Fund is used to account for the debt service transactions related to the Certificates of Participation used to finance the construction of the Central Library. Non -major Capital Projects Funds Capital Projects Funds are used to account for resources used for the acquisition and construction of capital facilities by the City, except those financed by Enterprise Funds. The City of Newport Beach Capital Projects Funds are as follows: The Assessment District Fund is used to account for the receipt and expenditure of funds received from 1911 Act and 1915 Act Assessment Districts for capital improvement projects. The CIOSA Construction Fund is used to account for the receipt and expenditure of funds for the Circulation Improvement and Open Space Agreement ( CIOSA). The improvements include street and frontage improvements. The Bonita Canyon Development Fund is used to account for the receipt and expenditure of funds for the Bonita Canyon Public Facilities Agreement. The improvements include certain public parks and recreation facilities, and street improvements and facilities. The Oil Spill Remediation Fund is used to account for the receipt of the settlement proceeds from the American Trader Company. These funds must be used on projects affecting the areas damaged by the spill. The Mariners Library Fund is used to account for the receipt and expenditure of funds for the Mariners Library Capital Project. The Fire Station 7 Fund is used to account for the property acquisition, design and construction of a new fire station which will replace a temporary fire station that provides service in the northern part of the city. The City Hall Improvement Fund is used to account for the design and construction of a new Civic Center Complex. The Marine Science Center Fund is used to account for the design and construction of a new Marine Science Center. Non -major Permanent Funds Permanent Funds are used to report resources that are legally restricted for the extent that only earnings, not principal, may be used for purposes that support the reporting government's programs. The City of Newport Beach Permanent Fund is as follows: The Bay Dredging Fund is used to account for the receipt of permanent endowments intended to fund the ongoing cost of maintaining and dredging of the Upper Newport Bay. The Ackerman Fund is used to account for the receipt of permanent endowments intended as follows: 75% of the fund's investment proceeds will be used for the purchase of High Tech Library Equipment while the remaining 25% will be used for Scholarships for needy students. 117 CITY OF NEWPORT BEACH Combining Balance Sheet Non -Major Governmental Funds June 30, 2005 Liabilities and Fund Balances Liabilities: Accounts payable $ 77,492 Special Revenue $ 372,589 $ 230,532 Unearned revenue - - Circulation - State Asset - and - Gas Tax Forfeiture Contributions Transportation Assets Total Liabilities 77,492 8,776 1,955,561 Cash and investments $ 3,610,122 $ 142,668 $ 2,545,010 $ 4,246,535 Receivables: Reserved for encumbrances 782,954 48,291 1,155,638 Accounts - - 518,283 - Intergovernmental receivables - - 1,090,053 - Cash with fiscal agent - - - - Prepaid items - - - - Other - - 85,601 - Total Assets $ 3,610,122 $ 142,668 $ 4,153,346 $ 4,246,535 Liabilities and Fund Balances Liabilities: Accounts payable $ 77,492 $ 8,776 $ 372,589 $ 230,532 Unearned revenue - - 206,445 - Unavailable revenue - - 1,376,527 - Due to other funds - - - - Total Liabilities 77,492 8,776 1,955,561 230,532 Fund balances: Reserved for encumbrances 782,954 48,291 1,155,638 1,184,963 Reserved for debt service - - - - Reserved for permanent endowment - - - - Reserved for prepaid items - - - - Unreserved: Designated for special purposes 2,749,676 85,601 1,042,147 2,831,040 Total fund balances 3,532,630 133,892 2,197,785 4,016,003 Total liabilities and fund balances $ 3,610,122 $ 142,668 $ 4,153,346 $ 4,246,535 118 Building Arterial Community Air Quality Excise Combined Highway Development Management Tax Transportation Rehabilitation Block Grant District $ 399,105 $ 2,622,994 $ 6,575 $ 465,204 $ 98,741 - 493,200 - - - 52,034 - 201,075 - - - 5,533 $ 399,105 $ 3,168,228 $ 6,575 $ 671,812 $ 98,741 $ 6,951 $ 15,221 $ - $ 7,911 $ 3,135 - 476,218 - 11,073 - 69,016 - 201,074 - - - - 218,263 - 6,951 560,455 - 438,321 3,135 2,595 1,768,965 - 54,150 - 389,559 838,808 6,575 179,341 95,606 $ 399,105 $ 3,168,228 $ 6,575 $ 671,812 $ 98,741 (continued) 119 Assets Cash and investments Receivables: Accounts Intergovernmental receivables Cash with fiscal agent Prepaid items Other Total Assets Liabilities and Fund Balances Liabilities: Accounts payable Unearned revenue Unavailable revenue Due to other funds Total Liabilities Fund balances: Reserved for encumbrances Reserved for debt service Reserved for permanent endowment Reserved for prepaid items Unreserved: Designated for special purposes Total fund balances Total liabilities and fund balances CITY OF NEWPORT BEACH Combining Balance Sheet Non -Major Governmental Funds June 30, 2005 (continued) Special Revenue Supplemental Environmental Law Misc Liability Enforcement Grants Debt Service Library COP $ 1,887,517 $ 8,495 - - - 568,240 178,283 - - - $ 2,074,295 $ $ $ 568,240 $ 14,912 14,912 178,283 1,881,100 568,240 568,240 $ 2,074,295 $ - $ - $ 568,240 120 Capital Projects Assessment CIOSA Bonita Canyon Oil Spill Mariners District Construction Development Remediation Library $ - $ 3,331,647 $ - $ 914,396 $ 1,404,986 - - - 959,208 3,271,191 - 319,341 - - $ 3,271,191 $ 3,331,647 $ 319,341 $ 914,396 $ 2,364,194 $ 170,504 $ 814,327 984,831 478,992 $ 232,582 $ 4,066 $ 375,939 - 959,208 8,533 241,115 4,066 1,335,147 56,063 1,029,047 1,807,368 3,331,647 78,226 854,267 - 2,286,360 3,331,647 78,226 910,330 1,029,047 $ 3,271,191 $ 3,331,647 $ 319,341 $ 914,396 $ 2,364,194 (continued) 121 CITY OF NEWPORT BEACH Combining Balance Sheet Non -Major Governmental Funds June 30, 2005 (continued) Capital Projects Marine City Hall Fire Station 7 Science Center Improvements Assets Cash and investments $ 121,084 $ 297,166 S 254,649 Receivables: Accounts - - - Intergovernmental receivables - - - Cash with fiscal agent - - - Prepaid items - - - Other - - Total Assets $ 121,084 $ 297,166 $ 254,649 Liabilities and Fund Balances Liabilities: Accounts payable $ 95,460 $ 9,173 $ 33,547 Unearned revenue - 237,088 - Unavailable revenue - - - Due to other funds - - - Total Liabilities 95,460 246,261 33,547 Fund balances: Reserved for encumbrances 25,624 45,444 221,102 Reserved for debt service - - - Reserved for permanent endowment - - - Reserved for prepaid items - - - Unreserved: Designated for special purposes - 5,461 - Total fund balances 25,624 50,905 221.102 Total liabilities and fund balances $ 121,084 $ 297,166 $ 254,649 122 Permanent Fund Total Other Ackerman Governmental Bay Dredging Donation Funds 3,925,883 $ 989,404 $ 27,263,686 1,979,186 1,343,162 4,158,772 178,283 5,533 $ 3,925,883 $ 989,404 $ 34,928,622 1,658,790 930,824 2,605,825 1,041,123 6,236,562 6,853,828 - - 568,240 3,857,000 772,781 4,629,781 - - 178,283 68,883 216,623 16,461,928 3,925,883 989,404 28,692,060 $ 3,925,883 $ 989,404 $ 34,928,622 123 CITY OF NEWPORT BEACH Non -Major Governmental Fund Types Combining Statement of Revenues, Expenditures and Changes in Fund Balances For the Year ended June 30, 2005 Revenue Other financing sources (uses) Transfers in - - 188,971 - Circulation (160,000) State Asset Total other financing sources (uses) and - 56,459 Gas Tax Forfeiture Contributions Transportation Revenues: Fund balances (deficit), beginning 3,602,988 134,808 (956,689) 4,310,303 Other taxes $ - $ - $ - $ - Intergovernmental 1,497,280 233,471 4,673,823 - Licenses, permits and fees - - - 411,229 Investment income 87,792 3,986 - 112,739 Net decrease in fair value of investments (19,134) (236) - (24,571) Donations - - 628,005 - Contributions from property owners - - - - Total revenues 1,565,938 237,221 5,301,828 499,397 Expenditures: Current: General government - - - - Public safety - 238,137 - Public works - - - - Community development - - - - Community services - - - - Capital outlay 1,476,296 - 2,203,813 508,083 Debt service: Principal - - - - Interest and fiscal charges - - - - Total expenditures 1,476,296 238,137 2,203,813 508,083 Excess (deficiency) of revenues over expenditures 89,642 (916) 3,098,015 (8,686) Other financing sources (uses) Transfers in - - 188,971 - Transfers out (160,000) - (132,512) (285,614) Total other financing sources (uses) (160,000) - 56,459 (285,614) Net change in fund balances (70,358) (916) 3,154,474 (294,300) Fund balances (deficit), beginning 3,602,988 134,808 (956,689) 4,310,303 Fund balances, ending $ 3,532,630 $ 133,892 $ 2,197,785 $ 4,016,003 124 Special Revenue Building Arterial Community Air Quality Excise Combined Highway Development Management Environmental Tax Transportation Rehabilitation Block Grant District Liability $ - $ - $ - $ - $ - $ 358,247 - 1,595,549 - 559,698 111,940 - 218,976 - - - - - 9,692 55,991 160 7,905 1,466 50,013 (2,112) (12,203) (35) - (320) (10,900) 226,556 1,639,337 169,563 1,043,658 169,563 1,043,658 56,993 595,679 (56,459) (56,459) 56,993 539,220 125 567,603 113,086 397,360 66,297 273,393 136,690 58,711 64,000 122,301 381,702 66,297 273,393 125 185,901 46,789 123,967 125 18 5, 901 46,789 123,967 335,161 2,068,553 6,450 47,590 48,817 1,935,416 $ 392,154 $ 2,607,773 $ 6,575 $ 233,491 $ 95,606 $ 2,059,383 (continued) 125 CITY OF NEWPORT BEACH Non -Major Governmental Fund Types Combining Statement of Revenues, Expenditures and Changes in Fund Balances For the Year ended June 30, 2005 (continued) Revenues: Other taxes Intergovernmental Licenses, permits and fees Investment income Net decrease in fair value of investments Donations Contributions from property owners Expenditures: Current: General government Public safety Public works Community development Community services Capital outlay Debt service: Principal Interest and fiscal charges Excess (deficiency) of revenues over expenditures Other financing sources (uses): Transfers in Transfers out Total other financing sources (uses) Net change in fund balances Fund balances (deficit), beginning Fund balances (deficit), ending Special Revenue Debt Service Capital Projects Supplemental Law Misc Library Assessment CIOSA Enforcement Grants COP District Construction 118,685 24,569 - - - 1,186 531 8,279 87,144 96,335 (213) (117) - (10,376) (20,996) - - - 14,779,013 - 119,658 24,983 8,279 14,855,781 75,339 119,658 24,983 - - - - - - - 138,689 12,372,689 1,244,958 275,000 - - 289,515 - - 119,658 24,983 564,515 12,372,689 1,383,647 126 (556,236) 2,483,092 (1,308,308) 558,319 - 205,614 - - (25,113) - 558,319 (25,113) 205,614 2,083 2,457,979 (1,102,694) 566,157 (171,619) 4,434,341 $ 568,240 $ 2,286,360 $ 3,331,647 Capital Projects Bonita Canyon Oil Spill Mariners Marine City Hall Development Remediation Library Fire Station 7 Science Center Improvement - - - 2,500,000 76,901 - 7,147 22,881 23,702 - 1,227 - - (4,987) (5,166) - (267) - 302,986 - - - 7,147 17,894 321,522 2,500,000 77,861 856,156 53,818 1,784,912 4,402,221 24,790 235,193 856,156 53,818 1,784,912 4,402,221 24,790 235,193 (849,009) (35,924) (1,463,390) (1,902,221) 53,071 (235,193) 1,525,983 1,350,000 132,512 606,285 - (14,155) (134,678) (149,990) 1,525,983 1,335,845 (2,166) 456,295 (849,009) (35,924) 62,593 (566,376) 50,905 221,102 927,235 946,254 966,454 592,000 - - $ 78,226 $ 910,330 $ 1,029,047 $ 25,624 $ 50,905 $ 221,102 (continued) 127 CITY OF NEWPORT BEACH Non -Major Governmental Fund Types Combining Statement of Revenues, Expenditures and Changes in Fund Balances For the Year ended June 30, 2005 (continued) Revenues: Other taxes Intergovernmental Licenses, permits and fees Investment income Net decrease in fair value of investments Donations Contributions from property owners Total revenues Expenditures: Current: General government Public safety Public works Community development Community services Capital outlay Debt service: Principal Interest and fiscal charges Excess (deficiency) of revenues over expenditures Other financing sources (uses): Transfers in Transfers out Permanent Funds 3,922,718 (82,648) 7,822,624 Total 3,165 1,072,052 Other Ackerman Governmental Bay Dredging Donation Funds $ - $ - $ 358,247 3,854,000 - 15,245,916 - 630,205 87,869 25,440 691,485 (19,151) (5,545) (136,329) 930,991 - - 14,779,013 3,922,718 19,895 32,499,528 382,778 - 478,379 7,500 144,190 26,434,861 339,000 411.816 7,500 28,191,024 3,922,718 12,395 4,308,504 4,567,684 (95,043) (1,053,564) (95,043) 3,514,120 128 3,922,718 (82,648) 7,822,624 Fund balances (deficit), beginning 3,165 1,072,052 20,869,436 Fund balances (deficit), ending $ 3,925,883 $ 989,404 $ 28,692,060 128 CITY OF NEWPORT BEACH Budgetary Comparison Schedule State Gas Tax Special Revenue Fund For the Year Ended June 30, 2005 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) Revenues: Intergovernmental $ 1,282,500 $ 1,282,500 $ 1,497,280 $ 214,780 Investment income 43,750 43,750 87,792 44,042 Net decrease in fair value of investments - - (19,134) (19,134) Total revenues 1,326,250 1,326,250 1,565,938 239,688 Expenditures: Capital outlay Excess (deficiency) of revenues over expenditures Other financing uses: Transfers out Net change in fund balance Fund balance, beginning Fund balance, ending 3,137,842 2,281,175 1,476,296 804,879 (1,811,592) (954,925) 89,642 1,044,567 (160,000) (160,000) (160,000) (1,971,592) (1,114,925) (70,358) 1,044,567 3,602,988 3,602,988 3,602,988 - $ 1,631,396 $ 2,488,063 $ 3,532,630 $ 1,044,567 129 CITY OF NEWPORT BEACH Budgetary Comparison Schedule Asset Forfeiture Special Revenue Fund For the Year Ended June 30, 2005 130 Variance with Final Budget Budget Amounts Positive Original Final Actual (Negative) Revenues Intergovernmental $ 215,230 $ 215,230 $ 233,471 $ 18,241 Investment income 5,000 5,000 3,986 (1,014) Net decrease in fair value of investments - - (236) (236) Total revenues 220,230 220,230 237,221 16,991 Expenditures Public safety 257,606 260,668 238,137 22,531 Net change in fund balance (37,376) (40,438) (916) 39,522 Fund balance, beginning 134,808 134,808 134,808 - Fund balance, ending $ 97,432 $ 94,370 $ 133,892 $ 39,522 130 CITY OF NEWPORT BEACH Budgetary Comparison Schedule Contributions Special Revenue Fund For the Year Ended June 30, 2005 Revenues Intergovernmental Donations Total revenues Expenditures Capital outlay Excess (deficiency) of revenues over expenditures Other financing sources (uses): Transfers in Transfers out Net change in fund balance Fund balance (deficit), beginning Fund balance (deficit), ending 188,971 188,971 (132,512) (132,512) (3,145,071) (296,077) 3,154,474 3,450,551 (956,689) (956,689) (956,689) - $ (4,101,760) $(1,252,766) $2,197,785 $ 3,450,551 131 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ 1,341,025 $ 2,263,296 $4,673,823 $ 2,410,527 - 535,700 628,005 92,305 1,341,025 2,798,996 5,301,828 2,502,832 4,486,096 3,095,073 2,203,813 891,260 (3,145,071) (296,077) 3,098,015 3,394,092 188,971 188,971 (132,512) (132,512) (3,145,071) (296,077) 3,154,474 3,450,551 (956,689) (956,689) (956,689) - $ (4,101,760) $(1,252,766) $2,197,785 $ 3,450,551 131 CITY OF NEWPORT BEACH Budgetary Comparison Schedule Circulation and Transportation Special Revenue Fund For the Year Ended June 30, 2005 132 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) Revenues Licenses, permits and fees $ 200,000 $ 200,000 $ 411,229 $ 211,229 Investment income 125,000 125,000 112,739 (12,261) Net decrease in fair value of investments - - (24,571) (24,571) Total revenues 325,000 325,000 499,397 174,397 Expenditures Capital outlay 2,644,010 1,735,052 508,083 1,226,969 Excess (deficiency) of revenues over expenditures (2,319,010) (1,410,052) (8,686) 1,401,366 Other financing uses: Transfers out (80,000) (80,000) (285,614) (205,614) Net change in fund balance (2,399,010) (1,490,052) (294,300) 1,195,752 Fund balance, beginning 4,310,303 4,310,303 4,310,303 - Fund balance, ending $ 1,911,293 $ 2,820,251 $ 4,016,003 $ 1,195,752 132 CITY OF NEWPORT BEACH Budgetary Comparison Schedule Building Excise Tax Special Revenue Fund For the Year Ended June 30, 2005 133 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) Revenues Licenses, permits and fees $ 150,000 $ 150,000 $ 218,976 $ 68,976 Investment income 7,000 7,000 9,692 2,692 Net decrease in fair value of investments - - (2,112) (2,112) Total revenues 157,000 157,000 226,556 69,556 Expenditures Capital outlay 396,785 238,377 169,563 68,814 Net change in fund balance (239,785) (81,377) 56,993 138,370 Fund balance, beginning 335,161 335,161 335,161 - Fund balance, ending $ 95,376 $ 253,784 $ 392,154 $ 138,370 133 CITY OF NEWPORT BEACH Budgetary Comparison Schedule Combined Transportation Special Revenue Fund For the Year Ended June 30, 2005 Revenues Intergovernmental Investment income Net decrease in fair value of investments Total revenues Expenditures Capital outlay Excess (deficiency) of revenues over expenditures Other financing uses: Transfers out Net change in fund balance Fund balance, beginning Fund balance, ending (56,459) (1,675,102) (1,374,377) 539,220 2,068,553 2,068,553 2,068,553 $ 393,451 $ 694,176 $ 2,607,773 134 (56,459) 1,913,597 $ 1,913,597 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ 1,558,077 $ 1,558,077 $ 1,595,549 $ 37,472 38,750 38,750 55,991 17,241 - - (12,203) (12,203) 1,596,827 1,596,827 1,639,337 42,510 3,271,929 2,971,204 1,043658 1,927,546 (1,675,102) (1,374,377) 595,679 1,970,056 (56,459) (1,675,102) (1,374,377) 539,220 2,068,553 2,068,553 2,068,553 $ 393,451 $ 694,176 $ 2,607,773 134 (56,459) 1,913,597 $ 1,913,597 CITY OF NEWPORT BEACH Budgetary Comparison Schedule Arterial Highway Rehabilitation Special Revenue Fund For the Year Ended June 30, 2005 135 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) Revenues Investment Income S - S $ 160 $ 160 Net decrease in fair value of investments (35) (35) Total revenues 125 125 Expenditures Capital outlay 18,520 18,520 - 18,520 Net change in fund balance (18,520) (18,520) 125 18,645 Fund balance, beginning 6,450 6,450 6,450 - Fund balance (deficit), ending $ (12,070) $ (12,070) $ 6,575 $ 18,645 135 CITY OF NEWPORT BEACH Budgetary Comparison Schedule Community Development Block Grant Special Revenue Fund For the Year Ended June 30, 2005 136 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) Revenues: Intergovernmental $ 426,000 $ 426,000 $ 559,698 $ 133,698 Investment income - - 7,905 7,905 Total revenues 426,000 426,000 567,603 141,603 Expenditures: Community development 188,104 188,104 136,690 51,414 Capital outlay 300,000 60,712 58,711 2,001 Debt service: Principal 64,000 64,000 64,000 - Interest and fiscal charges 123,056 123,056 122,301 755 Total expenditures 675,160 435,872 381,702 54,170 Excess (deficiency) of revenues over expenditures (249,160) (9,872) 185,901 195,773 Other financing sources: Transfers out (15,450) (15,450) - 15,450 Net change in fund balance (264,610) (25,322) 185,901 211,223 Fund balance, beginning 47,590 47,590 47,590 - Fund balance (deficit), ending $ (217,020) $ 22,268 $ 233,491 $ 211,223 136 CITY OF NEWPORT BEACH Budgetary Comparison Schedule Air Quality Management District Special Revenue Fund For the Year Ended June 30, 2005 Other financing uses Transfers out Net change in fund balance 50,324 50,324 46,789 Variance Fund balance, beginning 48,817 48,817 48,817 with Final Fund balance (deficit), ending $ 99,141 $ 99,141 $ 95,606 Budget Budgeted Amounts Positive Original Final Actual (Negative) Revenues Intergovernmental $ 136,000 $ 136,000 $ 111,940 $ (24,060) Investment income - - 1,466 1,466 Net decrease in fair value of investments - - (320) (320) Total revenues 136,000 136,000 113,086 (22,914) Expenditures Public works 85,676 85,676 66,297 19,379 Excess (deficiency) of revenues over expenditures 50,324 50,324 46,789 (3,535) Other financing uses Transfers out Net change in fund balance 50,324 50,324 46,789 (3,535) Fund balance, beginning 48,817 48,817 48,817 - Fund balance (deficit), ending $ 99,141 $ 99,141 $ 95,606 $ (3,535) 137 CITY OF NEWPORT BEACH Budgetary Comparison Schedule Environmental Liability Special Revenue Fund For the Year Ended June 30, 2005 Expenditures Public works 126,699 128,699 273,393 Variance Net change in fund balance 281,301 281,301 123,967 with Final Fund balance, beginning 1,935,416 1,935,416 1,935,416 Budget Fund balance (deficit), ending Budgeted Amounts $ 2,059,383 Positive Original Final Actual (Negative) Revenues Taxes $ 370,000 $ 370,000 $ 358,247 $ (11,753) Investment income 40,000 40,000 50,013 10,013 Net decrease in fair value of investments - - (10,900) (10,900) Total revenues 410,000 410,000 397,360 (12,640) Expenditures Public works 126,699 128,699 273,393 (144,694) Net change in fund balance 281,301 281,301 123,967 (157,334) Fund balance, beginning 1,935,416 1,935,416 1,935,416 - Fund balance (deficit), ending $ 2,216,717 $ 2,216,717 $ 2,059,383 $ (157,334) 138 CITY OF NEWPORT BEACH Budgetary Comparison Schedule Supplemental Law Enforcement Special Revenue Fund For the Year Ended June 30, 2005 139 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) Revenues Intergovernmental $ 120,000 $ 120,000 $ 118,685 $ (1,315) Investment income 1,186 1,186 Net decrease in fair value of investments - - (213) (213) Total revenues 120,000 120,000 119,658 (342) Expenditures Public safety 120,000 118,685 119,658 (973) Net change in fund balance - 1,315 - (1,315) Fund balance, beginning - - - - Fund balance (deficit), ending $ - $ 1,315 $ - _L__11,3151 139 CITY OF NEWPORT BEACH Budgetary Comparison Schedule Miscellaneous Grants Special Revenue Fund For the Year Ended June 30, 2005 Revenues Intergovernmental Investment income Net decrease in fair value of investments Total revenues Expenditures Public safety Net change in fund balance Fund balance, beginning Fund balance, ending 140 Variance with Final Budget Budgeted Amounts Positive Original Final Actual (Negative) $ 24,500 $ 24,500 $ 24,569 $ 69 - - 531 531 - - (117) (117) 24,500 24,500 24,983 483 24,500 24,500 24,983 (483) 140 Internal Service Funds 141 i►l19A:10V -11 W :1.01 i[1111] Mall01W1 The Internal Service Funds are used to allocate the cost of providing goods and services by one department to other departments on a cost reimbursement basis. The City of Newport Beach Internal Service Funds are listed below: The Insurance Reserve Fund is used to account for the City's self- insured general liability and workers' compensation program. The Compensated Absence Fund is used to account for the City's accumulated liability for compensated absences. The Retiree Insurance Fund is used to account for the cost of providing post - employment Health Care Benefit. The Equipment Fund is used to account for the cost of maintaining and replacing the City's rolling stock fleet and the rental of the fleet to operating departments. 142 Assets Current assets: Cash and investments Receivables: Accounts Inventories Prepaid items Total current assets Non - current assets: Capital assets: Equipment Less accumulated depreciation Total capital assets (net of accumulated depreciation) Total assets Liabilities Current liabilities: Accounts payable and accrued liabilities Accrued payroll Capital leases - current Workers' compensation - current General liability - current Compensated absences - current Total current liabilities Non - current liabilities: Capital leases Workers' compensation General liability Compensated absences Total Noncurrent liabilities Total liabilities Net Assets Invested in capital assets, net of related Unrestricted Total net assets CITY OF NEWPORT BEACH All Internal Service Funds Combining Statement of Net Assets June 30, 2005 14, IJV,u" I,YJV,OVJ OLV, /YY LL,JO V,JLI - - - 6,572,499 6,572,499 Total Insurance Compensated Retiree Equipment Internal Reserve Absence Insurance Maintenance Service Funds $ 7,340,368 $ 1,226,259 $ 2,177,358 $ 8,973,237 $ 19,717,222 - - 15,265 4,192 19,457 - - - 518,557 518,557 - 12,031 38,315 50,346 7,340,368 1,226,259 2,204,654 9,534,301 20,305,582 - - - 20,402,719 20,402,719 (13,409,447) (13,409,447) - - - 6,993,272 6,993,272 7,340,368 1,226,259 2,204,654 16,527,573 27,298,854 131,682 - - 363,519 495,201 - 60,460 - 36,452 96,912 - - - 254,326 254,326 2,843,492 - - - 2,843,492 1,403,184 - - - 1,403,184 1,200,000 1,200,000 4,378,358 1,260,460 - 654,297 6,293,115 - - - 166,447 166,447 7,787,785 - - - 7,787,785 1,964,777 - - - 1,964,777 - 6,176,403 - - 6,176,403 9,752,562 6,176,403 - 166,447 16,095,412 14, IJV,u" I,YJV,OVJ OLV, /YY LL,JO V,JLI - - - 6,572,499 6,572,499 (6,790,552) (6,210,604) 2,204,654 9,134,330 (1,662,172) _L(6,790,552) $(6,210,604) $ 2,204,654 $ 15,706,829 $ 4,910,327 143 CITY OF NEWPORT BEACH Internal Service Funds Combining Statement of Revenues, Expenses and Changes in Fund Net Assets For the Year Ended June 30, 2005 144 Total Insurance Compensated Retiree Equipment Internal Reserve Absence Insurance Maintenance Service Funds Operating revenues: Charges for services $ 5,028,122 $ 1,576,627 $ 1,746,822 $ 4,742,318 $ 13,093,889 Other 555 50,648 51,203 Total operating revenues 5,028,677 1,576,627 1,746,822 4,792,966 13,145,092 Operating expenses: Salaries and wages - - - 1,143,813 1,143,813 Depreciation - - - 1,629,644 1,629,644 Professional services - - - 32,587 32,587 Maintenance and supplies - - - 478,624 478,624 Fleet parts and supplies - - - 379,271 379,271 Workers' compensation 5,238,811 - - - 5,238,811 Claims and judgments 3,335,731 - - - 3,335,731 Compensated absences - 1,579,160 - - 1,579,160 Retiree Insurance 1,735,921 1,735,921 Total operating expenses 8,574,542 1,579,160 1,735,921 3,663,939 15,553,562 Operating income (loss) (3,545,865) (2,533) 10,901 1,129,027 (2,408,470) Nonoperating revenues (expenses): Investment income 186,433 36,973 53,061 208,444 484,911 Net decrease in fair value of investments (40,633) (8,058) (11,565) (45,430) (105,686) Gain on sale of capital assets - - - 136,028 136,028 Interest expense - - - (17,574) (17,574) Total nonoperating revenues 145,800 28,915 41,496 281,468 497,679 Income (loss) before transfers (3,400,065) 26,382 52,397 1,410,495 (1,910,791) Transfers in ( note 13) 10,219 10,219 Change in net assets (3,400,065) 26,382 52,397 1,420,714 (1,900,572) Net assets (accumulated deficit), beginning (3,390,487) (6,236,986) 2,152,257 14,286,115 6,810,899 Net assets (accumulated deficit), ending $ (6,790,552) $ (6,210,604) $ 2,204,654 $ 15,706,829 $ 4,910,327 144 CITY OF NEWPORT BEACH Combining Statement of Cash Flows - Internal Service Funds For the Year Ended June 30, 2005 Total Insurance Compensated Retiree Equipment Internal Reserve Absences Insurance Maintenance Service Funds Cash flows from operating activities Receipts from user departments $ 5,028,122 $ 1,576,627 $ 1,737,905 $ 4,747,198 $ 13,089,852 Payments to employees (3,000,761) (1,938,321) - (1,159,291) (6,098,373) Payments to suppliers (2,835,435) - (1,671,758) (1,501,805) (6,008,998) Other operating cash receipts 555 - - 50,648 51,203 Net cash provided (used) for operating activities (807,519) (361,694) 66,147 2,136,750 1,033,684 Cash flows from noncapital financing activities: Cash received from other funds Net cash provided by noncapital financing activities Cash flows from capital and related financing activities: Acquisition of capital assets Proceeds from sale of capital assets Principal payment Interest paid Net cash used for capital and related financing activities Cash flows from investing activities: Interest on investments Net cash provided for investing activities Net increase in cash and cash equivalents Cash and cash equivalents, beginning Cash and cash equivalents, ending Reconciliation of operating income to net cash provided (used) by operating activities: Cash flows from operating activities Operating Income (loss) Adjustments to reconcile operating income (loss) to net cash provided by operating activities: Depreciation Changes in operating assets and liabilities: (Increase) decrease in accounts receivable (Increase) in inventories (Increase) decrease in prepaid items Increase (decrease) in accounts payable and accrued payroll Increase in workers' compensation Increase in general liability (Decrease) in compensated absences Total adjustments 10,219 10,219 10.219 10.219 (1,624,197) (1,624,197) 140,856 140,856 (442,202) (442,202) (17,574) (17,574) (1,943,117) (1,943,117) 145,800 28,915 41,496 163,014 379,225 145,800 28,915 41,496 163,014 379,225 (661,719) (332,779) 107,643 366,867 (519,988) 8,002,087 1,559,038 2,069,715 8,606,370 20,237,210 $ 7,340,368 $ 1,226,259 $ 2,177,358 $ 8,973,237 $ 19,717,222 $ (3,545,865) $ (2,533) $ 10,901 $ 1,129,027 $ (2,408,470) - - - 1,629,644 1,629,644 - - (8,917) 4,881 (4,036) - - - (200,293) (200,293) - - 64,163 (38,315) 25,848 (28,665) 60,460 - (388,194) (356,399) 2,238,050 - - - 2,238,050 528,961 - - - 528,961 - (419,621) - - (419,621) 2,738,346 (359,161) 55,246 1,007,723 3,442,154 Net cash provided (used) by operating activities $ (807.5191 $ (361.6941 $ 66.147 _1_2 136 750 $ 1.033.684 Non -cash investing, capital, and financing activities: Disposal of capital assets 4,828 4,828 Total of non -cash activities $ $ $ $ 4,828 $ 4,828 145 This page left blank intentionally. 146 Fiduciary Funds 147 FIDUCIARY FUNDS Fiduciary Funds are used to account for assets held by the City in a trustee capacity, or as an agent for other government entities, private organizations, or individuals. The City of Newport Beach Fiduciary Funds are listed below: The Special Assessment Fund is used to account for funds received from affected property owners and payable to holders of 1911 Act, 1915 Act and other special assessment bonds. The Business Improvement District Fund is used to account for monies collected from local business districts for district property improvements and business enhancement. 148 Assets CITY OF NEWPORT BEACH Agency Funds Combining Statement of Fiduciary Assets and Liabilities June 30, 2005 Special Assessment District Fund Business Improvement Fund Totals Cash and investments $ 2,075,624 $ 77,025 $ 2,152,649 Cash with Fiscal Agent 3,326,425 - 3,326,425 Total assets $ 5,402,049 $ 77,025 $ 5,479,074 Liabilities Due to bondholders $ 5,402,049 $ - $ 5,402,049 Due to others - 77,025 77,025 Total liabilities $ 5,402,049 $ 77,025 $ 5,479,074 149 Special Assessment: Assets Cash and investments Cash with Fiscal Agent Total Assets Liabilities Due to bondholders Business Improvement District: Assets Cash and investments Liabilities Due to others Totals - All Agency Funds: Assets Cash and investments Cash with Fiscal Agent Total Assets CITY OF NEWPORT BEACH Statement of Changes in Fiduciary Net Assets All Agency Funds For the Year Ended June 30, 2005 Balance 187,734 $ Balance June 30, 2004 Additions Deductions June 30, 2005 $ 3,011,649 $ 2,992,407 $ (3,928,432) $ 2,075,624 1,266,072 5,139,927 (3,079,574) 3,326,425 $ 4,277,721 $ 8,132,334 $ (7,008,006) $ 5,402,049 $ 3,199,383 $ 3,241,851 $ 4,277,721 $ 8,132,334 $ (7,008,006) $ 5,402,049 $ 187,734 $ 249,444 $ (360,153) $ 77,025 $ 187,734 $ 249,444 $ (360,153) $ 77,025 $ 3,199,383 $ 3,241,851 $ (4,288,585) $ 2,152,649 1,266,072 $ 5,139,927 $ (3,079,574) 3,326,425 $ 4,465,455 $ 8,381,778 $ (7,368,159) $ 5,479,074 Liabilities Due to bondholders $ 4,277,721 $ 8,132,334 Due to others 187,734 249,444 Total Liabilities $ 4,465,455 $ 8,381,778 150 $ (7,008,006) (360,153) $ (7,368,159) $ 5,402,049 77,025 $ 5,479,074 Statistical Section CITY OF NEWPORT BEACH Miscellaneous Statistics June 30, 2005 General Information Dateof Incorportation ................................................................. ............................... 1906 Form of Government ............................................... ............................... Council- Manager Population Permanent............................................................................... ............................... 83,120 Summer................................................................................. ............................... 100,000 Tourist ...................................................... ............................... 20,000 to 100,000 per day Housingunits .................................................. ............................... .........................41,400 Occupancy Factor per dwelling unit ............................................ ............................... 2.00 Area Square Miles Acres Land.... ............................... ...........................25.9 .................. ............................... 16,584 Bay.................................................................. 2. 5.................... ............................... 1,600 Ocean.. ............................... ...........................23.0 .................. ............................... 14,894 Total............................... ............................... 51.4 .................. ............................... 33,078 Population Density Per square mile ................. .......................3,120.89 Per acre........................... 4.87 Recreational Area Acres OceanWater ........................................................................... ............................... 14,894 HarborWaters ........................................................................... ............................... 1,598 Parks............................................................................................ ............................... 258 Beaches....................................................................................... ............................... 237 Total........................................................................................ ............................... 16,987 Water Frontage Miles UpperBay Frontage ....................................................................... ............................... 13 Ocean............................................................................................. ............................... 10 Harbor............................................................................................ ............................... 21 TotalWater Frontage ....................................................................... .............................44 Newport Harbor Boats......................................................................................... ............................... 9,900 Residential................................................................................. ............................... 1,230 Commercial Slips and Side Ties ................................................ ............................... 2,330 BayMoorings ............................................................................ ............................... 1,235 Public Safety Police Fire Numberof Stations ............. ..............................1 ............................. ............................... 8 Number of Personnel ......... ............................237 ....................... ............................... 148 Unaudited — See Accompanying Auditors' Report. 151 Governmental Revenues by Source (1) (Last Ten Fiscal Years) (1) Includes General, Special Revenue, Debt Service and Capital Projects Funds. (2) Includes Investment Income and Property Income. Governmental Expenditures by Function (1) (Last Ten Fiscal Years) Fiscal General Public Public Community Fines, Capital Debt Year Government Licenses, Inter- Charges Forfeitures Revenue from Service Total Fiscal 5,442,862 Fees and governmental for and Use of Money 1,069,045 76,022,994 Year Taxes Permits Revenue Services Penalties and Property (2) Other Total 1995 -1996 42,853,480 4,851,571 8,315,543 6,278,416 2,855,063 11,000,272 6,540,913 82,695,258 1996 -1997 44,523,935 4,081,509 11,871,417 7,185,210 2,529,015 10,497,715 10,208,241 90,897,042 1997 -1998 49,385,380 7,303,302 19,656,742 8,314,830 2,573,575 11,422,977 1,593,409 100,250,215 1998 -1999 52,903,507 5,680,496 15,189,324 8,779,962 3,290,019 10,666,337 31,864,699 128,374,344 1999 -2000 58,846,994 4,247,945 10,867,163 9,068,527 3,442,171 12,405,600 1,508,626 100,387,026 2000 -2001 62,908,305 4,553,923 11,463,635 9,906,851 3,555,946 16,069,217 8,439,505 116,897,382 2001 -2002 65,878,471 3,350,958 26,227,740 10,338,569 3,384,164 14,157,694 2,529,470 125,867,066 2002 -2003 72,864,836 4,397,520 10,379,792 11,156,294 3,448,826 14,235,813 4,530,599 121,013,680 2003 -2004 79,874,751 5,429,632 16,108,023 11,516,782 3,605,963 12,384,598 3,182,567 132,102,316 2004 -2005 86,995,139 4,968,234 24,125,313 13,104,478 3,422,735 14,200,207 16,847,285 163,663,391 (1) Includes General, Special Revenue, Debt Service and Capital Projects Funds. (2) Includes Investment Income and Property Income. Governmental Expenditures by Function (1) (Last Ten Fiscal Years) Fiscal General Public Public Community Community Capital Debt Year Government Safety Works Development Services Outlay Service Total 1995 -1996 5,442,862 34,571,273 14,779,614 2,952,247 5,916,194 11,291,759 1,069,045 76,022,994 1996 -1997 5,673,321 35,647,247 15,502,095 3,329,545 6,585,335 20,696,487 890,609 88,324,639 1997 -1998 6,790,020 39,168,311 16,579,275 3,475,998 6,916,999 20,849,681 1,299,284 95,079,568 1998 -1999 7,471,850 40,514,411 16,846,674 4,688,087 7,733,720 50,684,045 1,252,111 129,190,898 1999 -2000 9,441,381 41,735,933 16,898,630 4,271,201 7,932,497 13,984,120 1,795,347 96,059,109 2000 -2001 10,239,134 45,346,306 18,477,955 3,842,610 8,623,119 17,293,323 1,777,945 105,600,392 2001 -2002 12,292,008 47,841,176 19,418,067 4,586,192 9,418,041 38,613,906 1,758,073 133,927,463 2002 -2003 9,689,275 53,035,377 19,368,504 5,457,498 11,273,886 14,684,897 2,352,721 115,862,158 2003 -2004 11,024,256 56,849,718 22,780,896 5,723,031 10,827,346 15,188,550 2,188,578 124,582,375 2004 -2005 10,920,667 59,482,134 24;365,996 6,144,917 10,351,414 33,486,048 2,187,878 146,939,054 (1) Includes General, Special Revenue, Capital Projects and Debt Service Funds. Source: City Administrative Services Department Unaudited -See Accompanying Auditors' Report. 152 180 160 140 A 120 O ❑ 100 w O 0C 80 O 60 40 20 0 Governmental Revenues and Expenditures (Last Ten Fiscal Years) ❑ Revenues ■ Expenditures — 1995 -96 1996 -97 1997 -98 1998 -99 1999 -2000 2000 -01 2001 -02 2002 -03 2003 -04 2004 -05 Governmental Revenues by Source (Fiscal Year 2004 -2005) 0 0, 10% 2% 8% 7% 4% 53% Governmental Expenditures by Function (Fiscal Year 2004 -2005) 1% 7% 17% Unaudited -See Accompanying Auditors' Report. 153 41% m Taxes ■Licenses & Permits ■ Intergovernmental []Charges for Services • Fines & Forfeitures • Use of Money & Property • Miscellaneous ■General Government • Public Safety ■Public Works • Community Development ®Culture and Recreation • Capital Outlay • Debt Service Assessed and Estimated Actual Value of Taxable Property (Last Ten Fiscal Years) Fiscal Year Secured Valuation Public Utility Unsecured Valuation Total Assessed & Estimated Valuation 1995 -1996 11,078,301,482 354,820 725,943,222 11,804,599,524 1996 -1997 11,154,286,162 354,820 754,892,821 11,909,533,803 1997 -1998 11,551,641,504 354,820 778,209,144 12,330,205,468 1998 -1999 12,343,526,263 354,820 1,009,975,297 13,353,856,380 1999 -2000 13,091,299,313 324,960 1,295,776,000 14,387,400,273 2000 -2001 15,087,602,671 2,000 915,394,966 16,002,999,637 2001 -2002 16,515,797,641 2,000 913,075,074 17,428,874,715 2002 -2003 20,990,583,190 16,531,505 1,067,598,118 22,074,712,813 2003 -2004 22,666,005,413 16,531,505 1,346,385,536 24,028,922,454 2004 -2005 24,590,217,706 53,310 1,458,356,714 26,048,627,730 Source: County of Orange Auditor - Controller's Office 2000 -2001 27,405,295 Secured Property Tax Levies and Collections (Last Ten Fiscal Years; (1) Effective FY 92/93- 95/96, Orange County reduced Secured Property Tax Levy as a result of the State Budget Process. (2) Includes estimated levy for Newport Coast properties that were annexed on January 1, 2002. (3) Collections include nearly $10 million of Property Tax in lieu of Sales Tax and Vehicle License Fees not included in the levy. Source: County of Orange Auditor - Controller's Office Unaudited -See Accompanying Auditors' Report. 154 Total Total Percent Delinquent % of Total Tax Fiscal Current Current of Levy Tax Total Collections Year Levy Collections Collected Collections Collections Total Levy 1995 -1996 17,843,233 (1) 17,432,840 97.70% 368,913 17,801,753 99.77% 1996 -1997 20,563,561 20,096,688 97.73% 897,670 20,994,358 102.09% 1997 -1998 21,144,504 20,472,716 96.82% 1,040,120 21,512,836 101.74% 1998 -1999 22,738,432 22,084,910 97.13% 1,113,950 23,198,860 102.02% 1999 -2000 24,667,494 24,207,104 98.13% 1,398,573 25,605,677 103.80% 2000 -2001 27,405,295 26,856,091 98.00% 886,625 27,742,716 101.23% 2001 -2002 31,298,541 (2) 30,651,143 97.93 % 102,001 30,753,144 98.26% 2002 -2003 37,092,528 36,351,026 98.00% 529,986 36,881,012 99.43% 2003 -2004 42,469,238 41,420,410 97.53% 670,685 42,091,095 99.11% 2004 -2005 45,111,328 54,063,951 119.85% 483,804 54,547,755 (3) 120.92% (1) Effective FY 92/93- 95/96, Orange County reduced Secured Property Tax Levy as a result of the State Budget Process. (2) Includes estimated levy for Newport Coast properties that were annexed on January 1, 2002. (3) Collections include nearly $10 million of Property Tax in lieu of Sales Tax and Vehicle License Fees not included in the levy. Source: County of Orange Auditor - Controller's Office Unaudited -See Accompanying Auditors' Report. 154 $28,000 $26,000 F $24,000 A O $22,000 D o $20.000 N o $18,000 $16,000 ° $14,000 A a $12,000 y $10,000 N m $8,000 N Q $6.000 is H $4,000 $2,000 $0 $55,000 $50,000 !° $45,000 0 o $40,000 N � $35,000 m c 0 $30,000 w $25,000 0 $20,000 u N p $15,000 U c $10,000 $5,000 Total Assessed Valuation /Property Tax Collections (Last Ten Fiscal Years) Total Assessed Valuation -O- Property Tax Collections 1995 -96 1996 -97 1997 -98 1998 -99 1999 -2000 2000 -01 2001 -02 2002 -03 2003 -04 2004 -05 $0 - Total Property Tax Collections /Delinquencies (Last Ten Fiscal Years) Total Collections --0- Delinquent Collections 1995 -96 1996 -97 1997 -98 1998 -99 1999 -2000 2000 -01 2001 -02 2002 -03 2003 -04 2004 -05 Unaudited -See Accompanying Auditors' Report. 155 $50,000 i $40.000 O C N w $30,000 '0 t N 0 O $20,000 u O U x N r $10,000 it 0 0 $0 $2,000 N $1,750 `m 0 $1,500 0 v w $1,250 2 $1,000 0 $750 A' 0 U $500 y 3 c° $250 s c $0 o. Construction Activity (Last Ten Fiscal Years) Fiscal Building Permits Percentage Estimated Percentage Year Issued Change Valuation Change 2000 3,455,359 2001 3,542,539 2002 1995 -1996 8,302 8.21% 145,760,839 107.22% 1996 -1997 9,085 9.43% 203,944,317 39.92% 1997 -1998 10,332 13.73% 224,507,349 10.08% 1998 -1999 12,076 16.88% 302,598,185 34.78% 1999 -2000 10,412 - 13.78% 220,623,249 - 27.09% 2000 -2001 9,361 - 10.09% 226,778,793 2.79% 2001 -2002 9,030 -3.54% 145,048,360 - 36.04% 2002 -2003 9,483 5.02% 187,489,183 29.26% 2003 -2004 11,628 22.62% 208,840,537 11.39% 2004 -2005 10,433 - 10.28% 239,157,298 14.52% Source: City Building Department Bank Deposits (Last Ten Fiscal Years) (thousands) Calendar Year Bank Deposits 1995 4,430,534 1996 3,757,025 1997 3,431,100 1998 3,719,517 1999 3,607,965 2000 3,455,359 2001 3,542,539 2002 4,117,157 2003 5,105,026 2004 6,456,168 2005 data for bank deposits will not be available until 12 -31 -05 Source: The Findley Reports on California Financial Insitutions Unaudited -See Accompanying Auditors' Report. 156 Estimated Value of Construction /Number of Building Permits (Last Ten Fiscal Years) $350 � 16,000 $300 14,000 0 ° 12,000 $250 c h -° 10,000 E $200 a T 8,000 0 v $150 a 6,000 o z $100 4,000 N C u $50 - 2,000 $0 0 1995 -96 1996 -97 1997 -98 1998 -99 1999 -2000 2000 -01 2001 -02 2002 -03 2003 -04 2004 -05 $7,000 $6,000 $5,000 $4,000 $3,000 $2,000 $1,000 $0 Bank Deposits (Millions of Dollars) a s + 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 Unaudited -See Accompanying Auditors' Report 157 Property Tax Rates -- Direct and Overlapping Governments (Per $100 of Assessed Value) (Last Ten Fiscal Years) Fiscal School County County Flood County, City Metro Water Year Districts Improvement Control & School Levy District Total 1995 -1996 0.00000 0.00012 0.00000 1.00000 0.00890 1.00902 1996 -1997 0.00000 0.00000 0.00000 1.00000 0.00857 1.00857 1997 -1998 0.00000 0.00000 0.00000 1.00000 0.00890 1.00890 1998 -1999 0.00000 0.00000 0.00000 1.00000 0.00890 1.00890 1999 -2000 0.00000 0.00000 0.00000 1.00000 0.00890 1.00890 2000 -2001 0.00000 0.00000 0.00000 1.00000 0.00880 1.00880 2001 -2002 0.00690 0.00000 0.00000 1.00000 0.00770 1.01460 2002 -2003 0.00674 0.00000 0.00000 1.00000 0.00670 1.01344 2003 -2004 0.01224 0.00000 0.00000 1.00000 0.00610 1.01834 2004 -2005 0.01224 0.00000 0.00000 1.00000 0.00610 1.01834 Source: County of Orange Auditor - Controller's Office Computation of Legal Debt Margin June 30, 2005 Total assessed value of all real & personal property $26,048,627,730 (1) Debt limit percentage 15% Total debt limit $3,907,294,160 Amount of debt applicable to debt limit $5,570,000 Legal debt margin $3,901,724,160 (1) The fiscal year 2005 debt limit is based on assessed value being equivalent to 100% of market value. Source: City Administrative Services Department Unaudited- See Accompanying Auditors' Report. 158 CITY OF NEWPORT BEACH Principal Taxpayer Balboa Bay Club Cornerstone Partners IV LLC Coronado South Apartments HMH Properties Inc. Irvine Apartment Communities Jazz Semiconductor Inc. Newport Beach North LLC Park Newport Land Limited Rockwell Semiconductor Systems Inc. The Irvine Company Principal Taxpayers June 30, 2005 Property Tax (listed alphabetically) Total Top Ten Principal Taxpayers $ 2,397,778,434 (1) Percentange of total secured assessed valuation. Unaudited -See Accompanying Auditors' Report. Source: HdL, Coren and Cone Co. 159 9.20% 2004 -05 Assessed Percent Type of Business Valuation of Total 1 Hospitality $ 121,143,929 0.47% Real Estate 70,491,964 0.27% Apartment Buildings 66,771,407 0.26% Apartment Buildings 73,857,976 0.28% Real Estate 332,394,999 1.28% Aerospace 308,860,156 1.19% Real Estate 68,576,771 0.26% Real Estate 65,220,306 0.25% Aerospace 147,865,367 0.57% Real Estate 1,142,595,559 4.39% Total Top Ten Principal Taxpayers $ 2,397,778,434 (1) Percentange of total secured assessed valuation. Unaudited -See Accompanying Auditors' Report. Source: HdL, Coren and Cone Co. 159 9.20% Schedule of Direct and Overlapping Bonded Debt June 30, 2005 2004 -05 Assessed Valuation: $26,171,946,462 (after deducting $505,734,825 redevelopment incremental valuation) DIRECT AND OVERLAPPING BONDED DEBT: % Applicable Debt 6130/05 OVERLAPPING TAX AND ASSESSMENT DEBT: Orange County Teeter Plan Obligations 9.329% $11,542,305 Metropolitan Water District 1.972% 8,270,371 Coast Community College District 32.847% 35,517,089 Rancho Santiago Community College District 4.302% 9,150,563 Laguna Beach Unified School District 7.832% 2,845,757 Laguna Beach Unified School District Community Facilities District No. 98 -1 100% 9,970,000 Newport Mesa Unified School District 70.871 % 76,087,106 Newport Mesa Unified School District Community Facilities District No. 90 -1 100% 17,140,000 Santa Ana Unified School District 10.522% 14,830,039 Irvine Ranch Water District Improvement Districts .035-100% 56,398,274 Bonita Canyon Public Facilities Financing Authority Comm. Facilities Dist. No. 98 -1 100% 44,005,000 City of Newport Beach Special Improvement District No. 95 -1 100% 14,125,000 City of Newport Beach 1915 Act Bonds 100% 14,664,264 Orange County Assessment District No. 88 -1 100% 40,434,366 Orange County Assessment District No. 99 -1 R 100% 19,300,000 Orange County Assessment District No. 01 -1 100% 39,325,000 TOTAL OVERLAPPING TAX AND ASSESSMENT DEBT 413,605,134 DIRECT AND OVERLAPPING GENERAL FUND OBLIGATION DEBT: Orange County General Fund Obligations 9.329% 81,768,592 Orange County Pension Obligations 9.329% 10,427,256 Orange County Board of Education Certificates of Participation 9.329 % 1,856,471 Orange County Transit District Authority 9.329% 345,639 Orange County Sanitation District Certificates of Participation 12.684% 18,337,153 Municipal Water District of Orange County Water Facilities Corporation 11.136% 3,915,974 Coast Community College District Certificates of Participation 32.847% 2,363,342 South Orange County Community College District Certificates of Participation 2.374% 962,657 Newport Mesa Unified School District Certificates of Participation 70.871 % 1,647,751 Santa Ana Unified School District Certificates of Participation 10.522% 4,913,973 Irvine Ranch Water District Certificates of Participation 11.683 % 5,537,478 City of Newport Beach Certificates of Participation 100% 5,570,000 TOTAL GROSS DIRECT AND OVERLAPPING GENERAL FUND OBLIGATION DEBT 137,646,286 TOTAL GROSS DIRECT AND OVERLAPPING BONDED DEBT $551,251,420 (1) Less: Orange County Transit District Authority (80% self- supporting) (276,512) MWDCO Water Facilities Corporation (100% self- supporting) (3,915,974) TOTAL NET DIRECT AND OVERLAPPING BONDED DEBT $547,058,934 (1) Excludes tax and revenue anticipation notes, revenue, mortgage revenue and tax allocation bonds and non - bonded capital lease obligations. Ratios to Assessed Valuation: Combined Direct Debt ($5,570,000) 0.02% Total Gross Combined Debt 2.11% Total Net Combined Debt 2.09% STATE SCHOOL BUILDING AID REPAYABLE AS OF 6/30/05: $0 Source: California Municipal Statistics, Inc. Unaudited -See Accompanying Auditors' Report. 160 Revenue Bond Coverage (Last Ten Fiscal Years) Net Revenue Fiscal Year Gross Revenues(1) Operating Expenses(2) Available for Debt Service Debt Service Requirements Principal Interest Total Covera 1995 -1996 16,145,307 13,220,028 2,925,279 820,000 898,878 1,258,420 2.32 1996 -1997 18,221,967 14,651,987 3,569,980 845,000 854,130 1,699,130 2.10 1997 -1998 16,497,212 12,350,445 4,146,767 875,000 784,390 1,659,390 2.50 1998 -1999 17,658,076 11,145,936 6,512,140 335,000 593,469 928,469 7.01 1999 -2000 17,770,491 11,713,223 6,057,268 1,025,000 551,668 1,576,668 3.84 2000 -2001 18,215,185 11,784,120 6,431,065 1,105,000 510,225 1,615,225 3.98 2001 -2002 17,809,919 13,289,297 4,520,622 1,145,000 456,573 1,601,573 2.82 2002 -2003 17,326,604 12,430,144 4,896,460 1,185,000 465,573 1,650,573 2.97 2003 -2004 18,558,258 15,256,454 3,301,804 1,230,000 392,958 1,622,958 2.03 2004 -2005 17,878,016 12,964,712 4,913,304 1,280,000 367,743 1,647,743 2.98 (1) Gross revenues includes operating revenues, interest and intergovernmental revenues in the Water Fund (2) Total Water Fund operating expense excludes depreciation. 161 Demographic Statistics (Last Ten Fiscal Years) Source: City Library Services Department Unaudited -See Accompanying Auditors' Report. 162 City Fiscal City Orange County Population Per Capita Median Unemployment Year Population Population % of County Income Age Rate 1995 -1996 70,098 2,615,046 2.68% 52,452 40.6 3.2% 1996 -1997 69,069 2,672,457 2.58% 53,569 41.7 2.6% 1997 -1998 70,030 2,710,718 2.58% 56,000 43.5 2.0% 1998 -1999 72,623 2,775,600 2.62% 59,051 43.9 1.8% 1999 -2000 73,965 2,828,400 2.62% 62,598 44.4 1.6% 2000 -2001 70,032 2,846,289 2.46% 63,015 41.6 1.6% 2001 -2002 75,662 2,939,500 2.57% 64,303 40.9 2.5% 2002 -2003 79,392 2,978,000 2.67% 67,073 50.8 2.4% 2003 -2004 80,800 3,017,300 2.68% 67,256 50.3 1.9% 2004 -2005 83,120 3,056,865 2.72% 67,798 42.9 2.4% Source: City Library Services Department Unaudited -See Accompanying Auditors' Report. 162