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HomeMy WebLinkAbout2015-11-04 AHTF_Agenda Packet �E PoRT CITY OF NEWPORT BEACH ° AFFORDABLE HOUSING TASK FORCE AGENDA (0c 9GrFp 10100 Civic Center Drive, Crytal Cove Conference Room (Bay D-2nd Floor) RNP. Wednesday, November 4, 2015 -2:30 PM Affordable Housing Task Force Members: Mayor Edward Selich, Chair Council Member Kevin Muldoon, Member Council Member Scott Peotter, Member Staff Members: Kimberly Brandt, Community Development Director Brenda Wisneski, Deputy Community Development Director James Campbell, Principal Planner Jaime Murillo, Senior Planner Melinda Whelan, Assistant Planner The Affordable Housing Task Force meeting is subject to the Ralph M. Brown Act. Among other things, the Brown Act requires that the Affordable Housing Task Force agenda be posted at least seventy-two (72) hours in advance of each regular meeting and that the public be allowed to comment on agenda items before the Task Force and items not on the agenda but are within the subject matter jurisdiction of the Affordable Housing Task Force. The Chair may limit public comments to a reasonable amount of time,generally three(3)minutes per person. The City of Newport Beach's goal is to comply with the Americans with Disabilities Act (ADA) in all respects. If, as an attendee or a participant at this meeting, you will need special assistance beyond what is normally provided, we will attempt to accommodate you in every reasonable manner. Please contact Melinda Whelan, Assistant Planner, at least forty-eight (48) hours prior to the meeting to inform us of your particular needs and to determine if accommodation is feasible at (949) 644-3221 or mwhelan@newportbeachca.gov. NOTICE REGARDING PRESENTATIONS REQUIRING USE OF CITY EQUIPMENT Any presentation requiring the use of the City of Newport Beach's equipment must be submitted to the Community Development Department 24 hours prior to the scheduled meeting. I. CALL MEETING TO ORDER II. ROLL CALL III. PUBLIC COMMENTS ON NON-AGENDA ITEMS Speakers must limit comments to three (3) minutes. 3a Additional Materials Received - Mosher IV. APPROVAL OF MINUTES 1. Minutes from the August 11, 2015 meeting Draft Minutes of 08-11-15 4a Additional Materials Received - Mosher V. CURRENT BUSINESS 1. Affordable Housing Fund RFP - Discussion and Recommendation Affordable Housing Fund Memorandum 5a Additional Materials Received - Mosher VI. PUBLIC COMMENTS Public comments are invited on agenda items. Affordable Housing Task Force Meeting November 4, 2015 Page 2 6a Additional Materials Received - Mosher VII. ADJOURNMENT November 4, 2015, AHTF Agenda Item Comments Comments on Newport Beach Affordable Housing Task Force (AHTF) agenda items submitted by: Jim Mosher (iimmosher(a),vahoo.com ), 2210 Private Road, Newport Beach 92660 (949-548-6229) 3a. Item Ill. PUBLIC COMMENTS ON NON-AGENDA ITEMS Since I did not become aware of the posting of an agenda for this meeting until yesterday morning, November 3rd, it is unclear to me if this a regular meeting of the Task Force (noticed 72 hours in advance) or a special meeting (noticed 24 hours in advance). Much as I appreciate opportunities for general public comment, if this is a special meeting then discussions should arguably be strictly limited to the announced special subject matter requiring special attention, in this case the previously "misplaced" Seaview Lutheran Plaza affordable housing proposal. Ite IV.1. Minutes from the August 11, 2015 meeting I misse the August meeting of the AHTF (held, as I recall, one hour before the start of the City Council S y Session) because I forgot to check my calendar until too late that day, but I have the following mments on the draft minutes: Throughout: "Oasis" when referring to the Senior Center is normally all caps ("OASIS") Pagel: Item III: ' e minutes of the April 13, 2015 meeting were approved without modification (Motion Iich, Second Peotter, 2-0)." [I assume the 2-0 vote eans Council member Muldoon abstained; but if that is correct it should be explicitly stat . See note on Cal. Gov. Code Section 54953(c)(2), below] Page 3: 9`" bullet: "Mercy#reuse ouse is a service provider." Page 4: • last paragraph before Item V: "Chair n Selich concluded that both proposals are terrific projects and forwarded them to . Council recommending that each proposal be awarded the in-lieu housing fu s." [Item VA on the present agenda indicates the c mittee as a whole recommended the proposals to the City Council, but the highlighte wording suggests Chairman Selich made the recommendations by himself, speaki as an individual. If the other two Task Force members took positions on the matter, th minutes, as drafted, leave the public in the dark as to what those positions may have b n. Cal. Gov. Code Section 54953(c)(2) requires bodies to publicly report "the vote r abstention on that action of each member present for the action."] • Item V, last sentence: "A member of the public, PhAUP Phlljp Bettenc rt stated that Mercy House and Habitat OC are the gold standard ..." November 4, 2015, AHTF agenda comments from Jim Mosher Page 2 of 2 Item V ("Public Comment"): It appears from the draft minutes that comment by the g al public on the two affordable housing proposals was not allowed until after the Tas rce (or its Chair?) had concluded its discussion and announced its recommendati This is a violation of both common sense (the purpose of public participation in gove ent is to influence and possibly change the decisions of their government, which is unlik o happen after those decisions have been made) and the Brown Act (which requires ev body subject to it to "provide an opportunity for members of the public to directly addre a legislative body ... before or during the legislative body's consideration of the ite al. Gov. Code Section 54954.3(a)). It also appears that during the discussion of the pro Is before the Task Force, those providing the proposals were invited to participate w ' members of the general public were not. Since these people are neither membe f the Task Force nor of City staff, as occurs at many Newport Beach City meetings this 1 uably a violation of the (unwritten?) rule that time limits be applied equally to all public speakers. Item Affordable Housing Fund RFP - Discussion and Recommen on It may have been disclose arlier Task Force staff reports, but the total amount of money the City has to spend on the propose ects is not clear from either the present or previous staff report. It seems remarkable that $1.6 million can be added to s ort the Seaview Lutheran Plaza proposal without taking any money away from the two previous commended proposals. 6a. Item VI. UBLIC COMMENTS It would appear that at this meeting, as on August 11`h, public comment on agenda items will be invited after the Task Force's discussion of those items has concluded rather than before or during them. This is, again, in violation of both common sense and the Brown Act as explained above. City of Newport Beach Affordable Housing Task Force Minutes Date: August 11, 2015 Location: Newport Beach Civic Center— 100 Civic Center Drive Crystal Cove Meeting Room (Bay 2D, Room 2115) Members Edward Selich, Mayor (Chair); Keven Muldoon, Council Member; Scott Present: Peotter, Council Member Members None. Absent: Staff: Kimberly Brandt, Community Development Director; Brenda Wisneski, Deputy Community Development Director; James Campbell, Principal Planner; Jaime Murillo, Senior Planner; and Melinda Whelan, Assistant Planner I. CALL MEETING TO ORDER The meeting was called to order at 3:00 pm. II. PUBLIC COMMENT ON NON-AGENDIZED ITEMS None. III. DRAFT MINUTES OF APRIL 13, 2015 The minutes of the April 13, 2015 meeting were approved without modification (Motion Selich, Second Peotter, 2-0). IV. AFFORDBLE HOUSING FUND RFP — DISCUSSION AND RECOMMENDATIONS Mr. Murillo provided background of the RFP process and money available from the Affordable Housing Fund. He reported that the RFP process yielded five proposals. The proposal from Meta Housing withdrew their application due to loss of site control. The proposal from the Shopoff Group was disqualified because it didn't meet the RFP qualifications as the proposal requested use of funds to construct an existing affordable housing obligation to the City. The remaining three proposals were reviewed and interviewed by the evaluation panel comprised of Clint Whited, the City's housing consultant; Lauren Wooding Whitlinger, City Real Property Administrator; Jaime Murillo, Senior Planner; and Melinda Whelan, Assistant Planner. Upon completion of the evaluations, the Amarin Construction Company proposal was disqualified due to no site control and an inadequate proposal because it did not meet RFP qualifications. The remaining two proposals submitted by Habitat for Humanity of Orange County (Habitat OC), partnering with Oasis Senior Center, and the Community Development Partners, partnering with the Mercy House for the Newport Shores project, were given high scores by the evaluation panel. Celeste Jardine-Haug from Oasis Senor Center provided a brief overview of the proposed program and explained that there are many low-income seniors that have 2 Affordable Housing Task Force August 11, 2015, Minutes Page 2 out-lived their income and have no money to fix critical home repairs such as leaks in roofs, non-functioning toilets, and necessary accessibility upgrades. There is currently no assistance program in place to provide safe and accessible housing in their current homes as well as to alleviate Code Enforcement citations. She explained that Habitat OC would implement this program. Chris Baiocchi, Vice President, Fund Development, Habitat OC, explained that Habitat OC has been building homes and providing home repair for many years in Orange County and this program would allow seniors to age in place. He explained that the challenge for Habitat OC is to find the seniors in need of this program. He continued that the program will work with Oasis in identifying the public need and Habitat OC will provide voluntary service and construction. Ms. Jardine-Haug explained that Oasis staff will coordinate the publicity for this program, and identify and assist in qualifying the seniors by using the Habitat OC guidelines for seniors 60 years of age and older. She further explained that with the help from Oasis volunteers, such as Evelyn Hart, low-income seniors in need of critical home repair would be identified before passing them onto Habitat OC. Habitat OC will create the scope of work and work with the homeowner, volunteers, and contractors to complete the home repairs. To further explain the meaning of accessibility upgrades, Mr. Baiocchi provided examples such as handrails, accessible showers, and chair lifts. Mr. Murillo touched on some of the evaluation highlights stating that the high scores were based on the well thought out program combined with the strong partnership with Habitat OC, the ability for quick implementation, and the implementation of several Housing Element Goals and Policies. In reference to the evaluation panel, Mr. Murillo noted the Panel questioned if grants should be silent loans. In response to Mr. Murillo, Mr. Baiocchi stated that the repair programs ask for a small contribution from the homeowner, therefore Habitat OC does not typically use loans. Affordable Housing Task Force Member Muldoon expressed his concern of a loan and stated that it should be a grant to not negatively affect the amount of money available. Mr. Baiocchi estimated 30 senior homes would be assisted. Ms. Jardine-Haug explained that Oasis has already been contacted by a number of seniors who have been cited by Code Enforcement and cannot afford to make the home repairs. The goal is to implement the program within a two year time frame to assist those in critical need of repairs. Susie Digiovanna, Oasis Recreation Supervisor and Code Enforcement confirmed the need for assistance. Ms. Digiovana added that meals on wheels drivers have also observed critical home repair needs while in the field. Ms. Jardine-Haug added that strict guidelines will be used to qualify applicants and funds will only be used for critical home repair. She also noted that the program will be within the tasks of the current Oasis staff and only a small portion of funds will be used for brochures. Also administrative costs will be low because of the partnership with Habitat OC. Mr. Baiocchi added that an example project budget was provided in the proposal with the largest amount being the construction cost. Eric Payne from Community Development Partners introduced the Newport Shores project and discussed the following information with a power point presentation: • Newport Shores project has 12 existing units • History on the units - 12 units built in the 1960s with 13 parking spaces • Community Development Partners is a local affordable housing developer located in Lido Village 3 Affordable Housing Task Force August 11, 2015, Minutes Page 3 • The project would create permanent affordable housing and rehabilitation to existing neglected property with exterior and interior improvements • The project would be restricted to lower-income level residents and entail complete renovation to the exterior of property • Discussed sustainable components • Community outreach is sensitive to Newport Shores neighborhood as members of the community and Community Development Partners were born in Newport Beach • Explained long term commitment to owning property for 55 years • Community Development Partners was founded in 2011 with affordable housing developed in California, Oregon, and Arizona • Financial capacity, including leverage of multiple funding sources • Track record in exceeding commitments, expertise and experience with obtaining federal tax credits, and City, County, and Federal partnerships • Mercy house is a service provider. Linda Wilson of Mercy House explained that Mercy House was developed 25 years ago based in Santa Ana to provide special needs services for populations with various housing services. • Community Development Partners has collaborated with Mercy House on other projects with great success • Provided examples of several projects • Proposing a minimum of 4 units for veterans housing • Project schedule: tax credit applications in March, results in May, construction starting in September 2016, and completion in 2017 • Explained tax credit tie breaker is based on city's contribution and can be applied for in March and July of each year In response to questions from the Task Force members regarding obtaining tax credits, Mr. Payne explained that a committee takes the tax credit applications and ranks them with the goal to create as many affordable housing units with the least amount of money. Incentives are created for each project with "tie breakers' which are awarded for items such as vouchers or greater City contributions. Mr. Payne further explained the $1.5 million in city funds is fairly strong but additional funds would increase the chance of obtaining the tie breaker, therefore increasing the chance and competitiveness of receiving the tax credits. Mr. Payne continued that without the tax credits the project would still be affordable for residents over 55 years, however, not at the same affordability level. The target low-income population and the level of rehabilitation would be significantly less. Mr. Payne explained Community Development Partners would be able to apply twice a year, once in March and once in July, and that they have to acquire the property prior to applying for tax credits. Escrow is contingent upon being awarded City financing. City Manager, Dave Kiff asked if the target population includes the homeless and Mr. Payne responded that they are open for discussion on the different opportunities for target populations such as the veteran vouchers for homeless Veterans. Mr. Kiff also asked what the Mercy House involvement would be to residents. Linda Wilson of Mercy House explained that Mercy House provides supportive services for the residents to keep them permanently housed. When housing the homeless it is important to provide the support services to ensure that the population can maintain their residency once in place. 4 Affordable Housing Task Force August 11, 2015, Minutes Page 4 Community Development Partners staff added that they have spoken to Hoag Hospital doctors who treat Veteran patients and the need for Veterans to live close to Hoag where they receive their medical treatments. Mr. Murillo touched on some items brought up by the evaluation panel including the 12 units that are existing nonconforming as the zoning has changed to commercial. The nonconforming status of the project will not intensify the use, but will rehabilitate the building improving the exterior and interior. Mr. Murillo continued that the preference for low income artists as the target population raised some concern since it is such a specific population. There are other populations identified in the City that are in need of this program. Mr. Payne explained that the target population could definitely be changed to be more flexible. The Task Force concluded it would be best to propose to City Council that additional funds be awarded to Community Development Partners in addition to the original amount requested to increase the chances of obtaining the tax credit. Chairman Selich concluded that both proposals are terrific projects and forwarded them to City Council recommending that each proposal be awarded the in-lieu housing funds. V. PUBLIC COMMENT One member of the public asked if the units would be eligible for Section 8 and veteran vouchers. Linda Wilson from Mercy House replied that the project based veterans vouchers would be based on recommendations made directly from Veterans Affairs, but the other units could use Section 8 vouchers. A member of the public, Phillip Bettencourt stated that Mercy House and Habitat OC are the gold standard for providing housing and appreciates these good projects. VI. ADJOURNMENT The meeting adjourned at 3:51 p.m. The agenda for the Affordable Housing Task Force was posted on August 7, 2015, at 3:20 p.m. in the Chambers binder and on the digital display board located inside the vestibule of the Council Chambers at 100 Civic Center Drive and on the City's website on August 7, 2015, at 3:30 p.m. November 4, 2015, AHTF Agenda Item Comments Comments on Newport Beach Affordable Housing Task Force (AHTF) agenda items submitted by: Jim Mosher (iimmosher(a),vahoo.com ), 2210 Private Road, Newport Beach 92660 (949-548-6229) Item I> IC COMMENTS ON NON-AGENDA ITEMS Since I did not become a f the posting of an agenda for this meeting until yesterday morning, November 3rd, it is unclear if this a regular meeting of the Task Force (noticed 72 hours in advance) or a special meeting (notice hours in advance). Much as I appreciate opportunities for general public comment, if this is a spe eating then discussions should arguably be strictly limited to the announced special subject matte iring special attention, in this case the previously "misplaced" Seaview Lutheran Plaza affordable hou ' roposal. 4a. Item I9 Minutes from the August 11, 2015 meeting I missed the August meeting of the AHTF (held, as I recall, one hour before the start of the City Council Study Session) because I forgot to check my calendar until too late that day, but I have the following comments on the draft minutes: Throughout: "Oasis" when referring to the Senior Center is normally all caps ("OASIS') Page 1: Item III: "The minutes of the April 13, 2015 meeting were approved without modification (Motion Selich, Second Peotter, 2-0)." [I assume the 2-0 vote means Council member Muldoon abstained; but if that is correct it should be explicitly stated. See note on Cal. Gov. Code Section 54953(c)(2), below] Page 3: 9`" bullet: "Mercy house House is a service provider." Page 4: • last paragraph before Item V: "Chairman Selich concluded that both proposals are terrific projects and forwarded them to City Council recommending that each proposal be awarded the in-lieu housing funds." [Item VA on the present agenda indicates the committee as a whole recommended the proposals to the City Council, but the highlighted wording suggests Chairman Selich made the recommendations by himself, speaking as an individual. If the other two Task Force members took positions on the matter, the minutes, as drafted, leave the public in the dark as to what those positions may have been. Cal. Gov. Code Section 54953(c)(2) requires bodies to publicly report "the vote or abstention on that action of each member present for the action."] • Item V, last sentence: "A member of the public, PhAUP Phlljp Bettencourt stated that Mercy House and Habitat OC are the gold standard ..." November 4, 2015, AHTF agenda comments from Jim Mosher Page 2 of 2 • Item V ("Public Comment"): It appears from the draft minutes that comment by the general public on the two affordable housing proposals was not allowed until after the Task Force (or its Chair?) had concluded its discussion and announced its recommendation. This is a violation of both common sense (the purpose of public participation in government is to influence and possibly change the decisions of their government, which is unlikely to happen after those decisions have been made) and the Brown Act (which requires every body subject to it to "provide an opportunity for members of the public to directly address the legislative body ... before or during the legislative body's consideration of the item" Cal. Gov. Code Section 54954.3(a)). It also appears that during the discussion of the proposals before the Task Force, those providing the proposals were invited to participate while members of the general public were not. Since these people are neither members of the Task Force nor of City staff, as occurs at many Newport Beach City meetings this is arguably a violation of the (unwritten?) rule that time limits be applied equally to all public speakers. Item ffordable Housing Fund RFP - Discussion and Recommen ion It may have been disclo in earlier Task Force staff reports, but the total amount of money the City has to spend on the pro ed projects is not clear from either the present or previous staff report. It seems remarkable that $1.6 million can b dded to support the Seaview Lutheran Plaza proposal without taking any money away from th o previously recommended proposals. Item A PUBLIC COMMENTS It would appear that at this meeting, as on August 11`h, public commen agenda items will be invited after the Task Force's discussion of those items has concluded ra r than before or during them. This is, again, in violation of both common sense and the Brown Ac explained above. Q��W PO Rr CITY OF NEWPORT BEACH y0 e� COMMUNITY DEVELOPMENT DEPARTMENT F t n 100 Civic Center Drive V )1C~j Z Newport Beach,California 92660 4W `p. 949 644-3200 Gq<�F00.P newportheachca.gov/communitydevelopment Memorandum To: Affordable Housing Task Force From: Jaime Murillo, Senior Planner Date: October 30, 2015 Re: Affordable Housing Fund Proposal — Seaview Lutheran Plaza This memorandum supplements staff's August 7, 2015, memorandum (Attachment A) that provides an overview of the proposals submitted in response to the Request for Proposal (RFP) for use of the City's Affordable Housing Fund, evaluation process, and recommendations. Specifically, this memorandum provides an overview and recommendation related to the $2.8 million funding proposal submitted by Seaview Lutheran Plaza (Attachment B), which was submitted within the required deadline but was inadvertently lost during the RFP review process. The evaluation panel recommends funding the proposal at a reduced rate of$1.6 million. Background On April 29, 2015, the City published RFP No. 15-55 for use of the City's Affordable Housing Fund toward affordable housing development or programming. The RFP submittal deadline was June 30, 2015, and the City initially thought it received five proposals. Of the five proposals received, one was withdrawn and two were disqualified. The remaining two were reviewed by an evaluation panel on July 27, 2015, and scored well. The two proposals were presented to the City's Affordable Housing Task Force (AHTF) on August 11, 2015. The AHTF received presentations by staff and representatives of the two proposals. At the conclusion of the meeting, the committee members agreed with the evaluation panel's recommendations and findings and recommended forwarding the two proposals to City Council for approval and funding. Table 1 provides a summary of the two recommended proposals. Upon realizing the Seaview Lutheran Plaza submittal was misplaced in late August 2015, staff initiated the review process. Table 1- Summary of Recommended Proposals Proposer Amount Project/ Review Recommended Requested Program Criteria for Funding (Points Achieved) Community $1.5 million Acquisition, 83.3% Yes Development rehabilitation, and $1,975,000 to Partners/ conversion of 12- ensure Mercy House unit apartment successful tie- breaker for tax- credit financing Habitat for $600,000 Very low-income 86.24% Yes Humanity/ senior home repair $600,000 OASIS program for approximately 30 homeowners Seaview $2.8 million Accessibility and 72.4% Yes Lutheran Plaza renovation $1.6 million improvements to (staff existing 100-unit recommendation) senior housing complex Seaview Lutheran Proposal Seaview Lutheran Plaza is an existing 100-unit apartment complex that provides affordable housing and services to very low- and extremely low-income seniors. The complex was constructed in 1981 with financing support from the U.S. Department of Housing and Urban Development (HUD). In 2009, the City provided $135,000 in Affordable Housing Funds to the complex to repair a deteriorated water system in exchange for extending the affordability covenant from 2021 to 2039. Although the condition of the units interior finishes remain good, they have never been remodeled or upgraded and are nearing the end of their useful life. The proposal requests $2.8 million in funding to improve accessibility for persons with disabilities and improve livability for the elderly residents, such as replacing bathtubs with showers, ADA compliant toilets and grab bars, lavatories and faucets. In addition, funding is requested to replace all flooring within the units and completely remodel bathrooms and kitchens with new cabinets and counters. A copy of the proposal and construction budget is included as Attachment B. 2 Evaluation Panel and Evaluation Criteria The Seaview Lutheran Plaza proposal was reviewed by the evaluation panel on October 23, 2015. The evaluation panel includes three staff members: Jaime Murillo — Senior Planner, Melinda Whelan — Assistant Planner, and Lauren Whitlinger — Real Property Administrator; and one subject matter expert, Clint Whited — City's housing and CDBG consultant. These panelists were selected for the RFP process due to their experience with housing-related programs and/or real estate and development. The evaluation panel reviewed the proposal and interviewed the proposer's team to determine how well the Review Criteria listed in the RFP was met. At the conclusion of the interview, the evaluation panel agreed that the proposal scored well, but recommended prioritizing funding for the other two proposals, with the remaining balance recommended for Seaview Lutheran Plaza. The proposals and scoring sheets are included as Attachment C. The score sheets illustrate how well each proposal scored against the Review Criteria. Table 2 below summarizes program highlights of the Seaview Lutheran Plaza proposal and items to be resolved/considered, as identified by the evaluation panel. Table 2- Seaview Lutheran Plaza, Inc. Proposal- (Seaview Lutheran Plaza) Accessibility and renovation improvements to an existing 100-unit senior affordable apartment building Request- $2.8 million Review Criteria- 72.4% Point Achieved Program Highlights Items to be Resolved or Considered Proposal achieves rehabilitation and The apartment complex is already preservation objectives of Housing Element. restricted as affordable housing until Proposal would restrict rents long-term 2039 and not considered at-risk of (preserving affordability) while improving the converting to market-rate housing in the accessibility of the units for its senior and near term. disabled residents. The renovations will also update the 30 year old interior finishes, fixtures, (Task Force may consider reserving and appliances with new and durable materials funding for other future projects that are to last the duration of the affordability term. in immediate need of funding or add to the City's affordable housing stock). Long-term affordability: The existing housing Construction budget seems high based agreement with the City is set to expire in 2039; on scope of work. however, proposer willing to extend agreement an additional 30 years until 2069. (Task Force may consider requiring two additional construction bids to ensure competiveness of construction costs and 3 2 value of housing funds to be used). Emphasized fixture and appliance upgrades for Opportunity exists to secure additional improved energy efficiency (LED lighting) and equity to complete proposed reduced water usage (low-flow faucets and improvements through tax-credit toilets). financing. (Task Force should note that securing tax-credit financing may require restructuring current ownership, board of directors, and/or property management). Includes deep levels of affordability, including 87 extremely low-, 12 very low-, and one low- income unit. Conclusion and Recommendation The evaluation panel found the proposal favorable based on the City's past positive experience with the complex, the needed community benefit the complex provides, meeting City housing goals, and the extended affordability period to be provided. As indicated in the tables above, the items to be resolved/considered can either be addressed or outweighed by the project benefits. The City's Affordable Housing Fund balance is approximately $4.2 million. The three recommended proposals request a total of approximately $5.4 million. Staff recommends maintaining the originally recommended funding amount of $1,975,000 for Community Development Partners and $600,000 for OASIS/Habitat for Humanity proposals since these projects will either create new affordable housing stock in the City or create a new housing program that is needed in the City. The remaining approximately $1.6 million is recommended to be provided to the Seaview Lutheran Plaza project to renovate the existing affordable housing complex with a priority on use of funds for accessibility improvements and bathroom renovations. If the Affordable Housing Task Force committee members agree with the evaluation panel's recommendations and findings, staff recommends forwarding the three proposals to the City Council for final review and funding. Alternatives If the Task Force disagrees with staff's recommendations, the committee members may develop alternative funding priorities and funding amounts. 4 9 Attachment A August 7, 2015 AHTF Memorandum 10 Q��W PO Rr CITY OF NEWPORT BEACH y0 e� COMMUNITY DEVELOPMENT DEPARTMENT F t n 100 Civic Center Drive V )1C~j Z Newport Beach,California 92660 4W `p. 949 644-3200 Gq<�F00.P newportheachca.gov/communitydevelopment Memorandum To: Affordable Housing Task Force From: Jaime Murillo, Senior Planner Date: August 7, 2015 Re: Request for Proposal (Affordable Housing Fund) Recommendations This memorandum provides an overview of proposals submitted in response to recent Request for Proposal (RFP) for use of the City's Affordable Housing Fund, evaluation process, and recommendations. Request for Proposal Distribution On April 29, 2015, the City published RFP No. 15-55 for use of the City's Affordable Housing Fund toward affordable housing development or programming. The RFP was posted on the City website for public review and distributed to known housing developers and service providers, and persons on the City's Housing Interest list. Potential respondents were also sent a copy of the solicitation through the City's Vendor Database. Proposals Received The RFP submittal deadline ended on June 30, 2015, and the City received five proposals. The RFP, questions and answers, and all proposals are accessible for viewing at http://newportbeachca.gov/affordablehousingfund. Of the five proposals received, one proposal (Meta Housing Corporation) was withdrawn due to loss of site control and one proposal (Shopoff Realty Investments) was disqualified. The remaining three proposals were forwarded to the evaluation panel for review. The Shopoff Realty Investments proposal was disqualified because the proposed affordable units are required to be constructed pursuant to a previously approved Affordable Housing Implementation Plan and Development Agreement for the Uptown Newport development project, and in compliance with the City's Inclusionary Housing and Density Bonus requirements in effect at the time of Community Development Depa project approval. Per the RFP, the City indicated that it would not consider awarding funds to implement prior affordable housing obligations. The following table summarizes each of the proposals. Table 1- Summary of Proposals Proposer Amount Project/ Address Evaluated Requested Program Further Amiran $3.5 million Acquisition and 6001 Newport Yes Construction low-interest conversion of 12- Shores Dr. Company loan unit apartment Community $1.5 million Acquisition, 6001 Newport Yes Development rehabilitation, and Shores Dr. Partners/ conversion of 12- Mercy House unit apartment Habitat for $600,000 Very low-income 30 homeowners Yes Humanity/ senior home repair through City OASIS program Meta Housing $4.2 million Acquisition, 20312 Santa No Corporation= rehabilitation, and Ana Ave. Loss of site estern conversion of 24- control -and Community unit apartment proposer Housing withdrew Shopoff Realty $3.6 million Construction of 92 Uptown No Investments/ affordable very low Newport Disqualified The Picerne income units (see Group discussion above) Evaluation Panel and Evaluation Criteria The evaluation panel consisted of three staff members: Jaime Murillo — Senior Planner, Melinda Whelan — Assistant Planner, and Lauren Whitlinger — Real Property Administrator; and one subject matter expert, Clint Whited — City's housing and CDBG consultant. These panelists were selected due to their experience with housing-related programs and/or real estate and development. The evaluation panel reviewed the three proposals and interviewed each proposer's team to determine how well the Review Criteria listed in the RFP was met. At the conclusion of the interview, the evaluation panel disqualified the proposal submitted by Amiran Construction Company for not meeting the review criteria, including lack of site control and affordable housing development experience. The two remaining proposals scored well and are recommended for funding. 2 12 The scoring sheets utilized by the evaluation panel and each proposal are included as Attachment A (OASIS/Habitat for Humanity) and Attachment B (Community Development Partners/Mercy House). The score sheets illustrate how well each proposal scored against the Review Criteria. Tables 2 and 3 below summarize each qualified proposal and items to be resolved/considered, as identified by the evaluation panel. Table 2- Habitat for Humanity/-OASIS Proposal- Home repair program for very-low income seniors (approximately 30) Request- $600,000 Review Criteria- 86.24% Point Achieved Program Highlights Items to be Resolved or Considered Partnership between the City of Newport Beach Program focuses on seniors, but does OASIS Senior Center and Habitat for Humanity. not address other possible special needs OASIS will utilize staff's existing resources and groups requiring similar assistance, such familiarity with the City's senior population to as non-senior disabled persons. identify homeowner's in need of program. Once identified and qualified by staff, Habitat for (Task Force may consider whether Humanity will implement the needed program should be expanded to non- improvements. The proposal combines the two seniors) strengths of each group into a program that can efficiently and successfully serve the City senior population. Targets very low income seniors in need of the Possible prevailing wage requirements. following types of repair: accessibility, safety concerns, health and well-being (toilets, (Staff will resolve with Office of City plumbing, roof), and code enforcement. Attorney) Allows seniors to age in place and remain in community. Fulfills several Housing Element Goals and Programs related to identifying home owners in need of home repair assistance, rehabilitating deteriorated housing stock, and assisting special housing needs group. With some marketing and developing administrative procedures between OASIS and Habitat, this program is ready to proceed. 3 13 Table 3- Community Development Partners/ Mercy House Proposal- (Newport Shores Project) Acquisition, rehabilitation, and conversion of 12-unit apartment building Request- $1.5 million Review Criteria- 83.3% Point Achieved Program Highlights Items to be Resolved or Considered Proposal achieves rehabilitation and Proposer mentioned a possible preservation objectives of Housing Element. preference for some of the units to be Existing units are not well maintained, which has available for artists. Staff is concerned resulted in rents remaining low and affordable. with such a specific occupation Proposal would restrict rents long-term preference. (preserving affordability) while improving the property to provide a suitable living environment (Task Force may consider a preference for tenants and enhancement to neighborhood. for persons employed in City to address jobs/housing balance) Long-term affordability (55 years) due to tax Specific improvements need to be credits identified. (Task Force may consider requiring a plan of improvements prior to funding) Demonstrated ability to leverage additional Agreement details to be worked out to funds (i.e. financing and tax credits) on past ensure refund of funds or project projects and in submitted proposal for project. completion if tax-credits not secured. (Staff will resolve with Office of City Attorney) Emphasized weatherization and appliance Apartment building is considered a non- upgrades for improved efficiency and reduced conforming use because it is located in a long-term tenant utility costs. commercial land use and zoning district. However, repair and maintenance is permitted and the use may continue. Includes deeper levels of affordability, including four extremely low-, four very low-, and three low-income units. Proposal includes support from Mercy House to provide supportive services. Site is near park, recreational amenities, and major bus route. Possibilities include set-asides for special needs groups, including veterans or persons with disabilities. 4 -4 Conclusion and Recommendation The evaluation panel found both proposals favorable based on prior experience, community benefits, City housing goals addressed, and project value. As indicated in the tables above, the items to be resolved can either be addressed or outweighed by the project benefits. If the Affordable Housing Task Force committee members agree with the evaluation panel's recommendations and findings, staff recommends forwarding the two proposals to the City Council for final review and funding. Attachments not included 5 15 Attachment 6 Seaview Lutheran Plaza Proposal 10 CARING housing ministries June 8, 2015 Anthony Nguyen Purchasing Agent City of Newport Beach 100 Civic Center Dr. Newport Beach, CA 92660 Re: RFP 15-55 Affordable Housing Development Dear Mr. Nguyen: Enclosed please find an application for funding on behalf of Seaview Lutheran Plaza, a 100-unit senior affordable housing community managed by CARING Housing Ministries and owned by Seaview Lutheran Plaza Inc.,a non-profit corporation. The undersigned hereby certifies that only person, persons, company,or parties interested in the proposal as principals are named herein; that the proposal is made without collusion with any other person, persons,company,or parties submitting a proposal;that it is in all respects fair and in good faith without collusion or fraud,and that the signer has full authority to bind the proposer. Please do not hesitate to contact us with any questions. Sincerely, Nancy L.Spring President CARING Housing Ministries NSPRING(o)frontporch.net 626-300-2441 ona t::I RIFG perxun makes a di.0i•rremv 3204 Rosemead Boulevard I Suite 100 i EI Monte, Cahforma 91731 1 ph 626.300.2440 fx 626.458.8941 a front porch partner 2� Seaview Lutheran Plaza Proposal to City of Newport Beach RFP No. 15-55 Affordable Housing Development June 2015 2. Statement of Qualifications a) Developer or Service Provider Team Role Name Duties Owner/Board of Directors Seaview Lutheran Plaza, Provide direction to Inc. members of development team on implementation of rehabilitation project, review and approve scope of work, review and approve project budget, and assure compliance with all project re uirements. Property Management CARING Housing Ministries Assist owner to develop project budget, select materials, negotiate construction contract, and oversee completion of renovation work. General Contractor To be determined Solicit subcontractor bids, complete renovation work, and coordinate with ro ert mana ement. Financial Consultant Nancy Lewis Associates, Coordination with City and Inc. lenders on financing matters. See attached organization chart for lines of responsibility. b) Developer or Service Provider Experience Seaview Lutheran Plaza has been owned and operated by Seaview Lutheran Plaza, Inc., a 501(c) (3) corporation, for 33 years. The Board of Directors is composed of nine voting members. It is headed by Charles (Pete) Gross, retired City of Newport Beach Chief of Police, and includes members with significant expertise in landlord- tenant law and construction, as well as the former City Mayor. The board has completed several projects to modernize the property over the last five years, including a renovation of the common areas in 2014 and (with assistance from the City of Newport) repairs to the property's plumbing systems completed in 2009. Seaview Lutheran Plaza works though its property management company, CARING Housing Ministries, in implementing efforts to ensure that this affordable housing development is preserved. CARING Housing Ministries (CHM) is a not-for-profit, wholly-owned affiliate of Front Porch. It manages 25 affordable housing Seaview Lutheran Plaza Page 2 communities serving approximately 3,500 individuals residing in about 2,100 affordable housing units. CARING has managed Seaview Lutheran Plaza since the project's inception. CARING Housing Ministries has a staff of 18 working in its home office in EI Monte, including the President. Corporate staffing includes personnel in the areas of accounting/finance, operations, training, administration, property supervision, program services, maintenance services and risk management. CARING Housing Ministries is a not-for-profit, wholly-owned affiliate of Front Porch. Bill Jennings, the President of the Front Porch development Company, is responsible for all real estate development activities for Front Porch, including active adult and continuing care retirement communities. His areas of focus include the leadership of the development company in concept development, master planning, entitlements, resident experience creation, sales and marketing. Prior to joining Front Porch, Mr. Jennings held positions in auditing with Ernst and Young, Deloitte and Touche, and ARCO. Martin Lakatos, Vice President of Front Porch Development Company, is responsible for implementation of real estate ventures, with specific focus on overall project delivery management and oversight, including overseeing all aspects of design and engineering for new facilities. He is a licensed architect. CARING's experience with major renovations of older HUD properties includes facilitating the restructuring and rehabilitation of Pilgrim Tower, a 111 unit senior affordable housing development located in the City of Los Angeles at 1207 S Vermont Ave, 90006. The unit mix is 36 studios and 75 one-bedroom units. The property is comprised of 97 units supported by Section 8 Project Based Vouchers and restricted to 30% and 50% AMI levels; tenants pay 30% of their income. Eleven units are restricted to 60% of AMI by the California Tax Credit Allocation Committee, and three units are used for staff offices and managers unit. As management agent, CARING facilitated the transfer and financing of the property, provided consulting services for design of the units, prepared operating budgets, and is coordinating with the general contractor on tenant relocation and construction scheduling. This $31.5 million project is scheduled to be completed in September 2016. In order to solicit input into the proposal for renovation of the property, a resident meeting was held on May 18, 2015, and was attended by about 40 residents. Residents provided input regarding preferences for flooring in the apartments, accessible showers, and laundry facilities. In addition, resident questions about how the need, if any, to move from their units during the work were answered. Since the proposed work is all internal to the existing building, input from the wider community was not solicited at this time. Additional meetings will be held to provide updates to residents about the renovation plans as the project progresses. Seaview Lutheran Plaza Page 3 c) Financial Capacity Seaview Lutheran Plaza is operated under Section 202 of the National Housing Act and regulated by the U.S. Department of Housing and Urban Development. It receives payments under a twenty year Section 8 Housing Assistance Payments Contract from that agency. The project is audited on an annual basis and there are no audit findings for the project. Project accounts, including an operating account, replacement reserve account, and tenant security deposit account are maintained at Bank of America and Bank of America Merrill Lynch. The proposed renovation project is proposed to be funded through a grant from the City of Newport Beach. Without these funds, the project is unable to undertake the proposed work; as of December 31, 2014, the replacement reserve account balance was about $242,000, which is needed to cover repair items not included in this scope of work, provide a source of funds to address emergencies, as well as to meet HUD requirements that the account maintain a balance of at least $1,000 per unit. d) References The following entities maintain banking relationships with Seaview Plaza: BANK OF AMERICA: Phan Tran Assistant Vice President Sale Support Associate Business Banking Bank of America Merrill Lynch Bank of America N.A. MC: CA9-900-09-10 35 N. Lake Ave., 9th floor Pasadena, CA 91101 T (626) 304-8560 F (206) 585-8836 MERRILL LYNCH: Felicia Widjaya Registered RD Assistant Merrill Lynch, Pierce, Fenner & Smith 505 N. Brand Blvd, Ste 1400 Glendale, CA 91203 818.254.0438 (T) 818.381.4199 (F) Seaview Lutheran Plaza Page 4 As described above, Seaview Plaza is regulated by the U.S. Department of Housing and Urban Development, which holds a mortgage for the property and also provides a Section 8 contract. Please contact: Frank Castro Supervisorial Project Manager U.S. Department of Housing and Urban Development 611 West Sixth Street, Suite 800 Los Angeles, CA 90013 (702) 366-2120 Frank.i.castro(a)hud.gov Additionally, CARING has worked closely with Hunt Capital Partners, LLC, on the acquisition and renovation of Pilgrim Tower, an existing HUD Section 202 project in Los Angeles, California. Hunt Capital Partners, LLC provided tax credit equity and financing through a HUD 221(d)(4) loan. Please contact: Richard S. Coomber Vice President Affordable Housing Acquisitions Hunt Capital Partners, LLC 265 Franklin Street, Suite 1001 Boston, MA 02110 857-305-4100 office main 857-305-4108 office direct 617-335-2905 cell Richard.coomber(c)huntcomoanies.com Seaview Lutheran Plaza Page 5 3. Amount of Funds Requested Seaview Lutheran Plaza requests a grant in the amount of $2,860,000.00. Please see attached Development Proforma for the project budget. Seaview Lutheran Plaza Page 6 4. Project Description a) The development concept for the site or a description (with photographs) of the site, building, proposed building square footage, number and size of units/bedrooms, total parking spaces, proposed ingress and egress, proposed rents and tenant incomes, and special needs groups to be served, amenities, to be provided to the tenants, and resident manager's unit. If there will not be a resident manager for a rental project, describe in detail how the project will be managed. The proposed project is a rehabilitation of an existing three story 101 unit property located at 2800 Pacific View Drive, Corona Del Mar, 92625. Seaview Lutheran Plaza (Seaview) is a HUD Section 202 project completed in 1982, and 100 units are restricted to seniors over the age of 62 with a household income at or below 50% of Area Median Income. All tenant units are 1-bedroom units operated under an existing Project Based Section 8 contract with the US Department of Housing and Urban Development; tenant rents are calculated at 30% of tenant income, which creates deep levels of affordability. Of the current tenants, there is 1 household under 60% AMI, 12 under 50% AMI, and 87 under 30% AMI. There is one 2- bedroom manager unit and the project includes 63 surface parking spaces. Ingress and egress occur on Pacific View Drive. The total building is 83,150 square feet. f SQaVieR'Lutheran rm wes vuv Figure 1 View of property from Pacific View Drive Seaview Lutheran Plaza Page 7 ` yt. +4 `h - e Figure 2 View of property elevation,including balcony Common areas include laundry facilities, open dining and gathering space with tables and chairs on the ground floor, and a community room on the third floor with meeting area, sink, seating, and a small library. All units have outdoor balcony space. There is an on-site service coordinator who assists residents with benefit eligibility and other matters. Seaview Lutheran Plaza Page 8 Figure 3 Ground floor common area � I i s ,- i I o circ 4 Third floor common area library Seaview Lutheran Plaza Page 9 f Figure 5 Typical unit kitchen Figure 6,7 Typical unit bathroom with non-ADA toilet,step over tub,aged flooring The proposed rehabilitation will renovate the interiors of the apartments in order to improve their accessibility for persons with disabilities, renovate the apartment kitchens, and increase energy efficiency. Proposed work includes installation of new ADA compliant door hardware, ADA toilets and grab bars, ADA showers, lavatories and faucets. New cabinets and counters will be installed in all units, and Seaview Lutheran Plaza Page 10 new flooring will be provided in the kitchens and bathrooms. New LED light fixtures will be installed in the kitchens and bathrooms. Overall, the proposed work will update this thirty-three year old property to bring it to current standards for affordable housing and help preserve its long term use. b) Provide basic site information such as property address, lot area, existing uses, current General Plan designation and zoning, consistency with zoning or if rezoning is required. The project location is 2800 Pacific View Drive, Corona Del Mar, 92625. The lot area is 2.25 acres. No changes to the existing use are proposed, and no rezoning is required. The site is zoned RM Multiple Unit Residential and its General Plan designation is RM Multiple Unit Residential. It is located in General Plan area M3. c) Describe the property location, neighborhood, transportation options, local services, and amenities within close proximity to the site. The property is located in Corona del Mar, and is across the street from Abraham Lincoln Elementary School. The rear of the property abuts the Big Canyon Reservoir, giving residents a quiet setting. Directly east/southeast of the property is the Lutheran Church of the Master. To the west/northwest is the Canyon Crest apartment community of detached townhomes. Other neighbors include a Christian Science Church, St Michael's Church, the Harbor Day School, and other multifamily townhouse-style developments. The property is near many amenities, including Gelson's Market, RiteAid, a full service Union Bank, a Mobil Gas Station, and a dry cleaners, all located in the Harbor View Shopping Center approximately 700 feet from the property. Harbor View Nature Park is less than a quarter mile away, and regional shopping destination Fashion Island is less than I mile away. Local bus service is operated by the Orange County Transit Agency Bus Route 76, offering service from Newport Beach to Irvine, John Wayne Airport, Santa Ana, and Huntington Beach. The bus stop is located at the corner of San Miguel Drive and Pacific View Drive, less than a quarter mile from the property. Seaview Lutheran Plaza Page 11 rs� f� low Figure 7 Abraham Elementary,across Pacific View Drive to the south k M S Figure S Lutheran Church of the Master,neighbor to the east Seaview Lutheran Plaza Page 12 4 I Figure 9 Canyon Crest apartment community,neighbor to the west s 2800 PacNc Yew Dr,Comna MMar,CA92625 e x Poet e.. s'..� )aW Pew Yew0. 0ey San Miguel Dr San Migae' San Mlquel of Miquel D\ m DG San My9ue\Dy „O*'d PI DG ? S. p San 6 m am 7 9a San M�9oeAOr 501 Miquel Dr e.roay.wiuoai e'•�L Gesrp_ c,\opG • N Papf� Ce Ce s, B, bmoroi�n Benin e.o-msm.Neu o. J� DG yPi¢Ne%ymucy p j dq� 9 esO O d G `J aey Po�1 LpMmeTe n � Q 6!� n Figure 10 Map showing property location relative to nearby amenities Gelson's Market,RiteAid,Union Bank,and Gas Station Seaview Lutheran Plaza Page 13 r a _ R mow... >_ .. Figure 11 Bus Stop,Route 76 on San Miguel Drive north of Gelson's Market d) Provide a graphic description of the proposed project consisting of a preliminary site plan and elevation See attached scans of original building floor plans. The proposed work will occur solely in the building interior, and no changes to the existing site plan or elevations are anticipated. e) Description of how the project will be managed The project will be managed by CARING Housing Ministries, the current property manager. CARING has managed the property since its inception. F) Provide evidence of site control. Site control must be maintained until the property is acquired See attached title report indicating fee title ownership to Seaview Lutheran Plaza, Inc., a California non-profit corporation. g) Provide a plan for conducting community outreach to the neighbors of the proposed project and community groups. The outreach plan should describe how the proposer intends to build support for the project and address community concerns. The outreach plan should also discuss any anticipated community concerns and how they will be handled. The proposed project involves only internal rehabilitation work to an existing project, and as such, input from the wider community was not solicited at this time. In order to gather tenant input and support for renovation of the property, a Seaview Lutheran Plaza Page 14 resident meeting was held on May 18, 2015, and was attended by about 40 residents. Residents communicated preferences for flooring in the apartments, accessible showers, and laundry facilities. In addition, resident questions about how the need, if any, to move from their units during the work were answered. Additional meetings will be held to provide updates to residents about the renovation plans as the project progresses. Seaview Lutheran Plaza Page 15 5. Development Proforma The attached proforma shows the project's sources and uses and anticipated cash flows. Please note the following: a) Rents are based on the current rent schedule approved by HUD. All units are subsidized under a Section 8 Housing Assistance Payments Contract, under which tenants pay 30% of their income. Rents are assumed to increase 2% per annum. b) A vacancy loss of 1% is assumed. Historical vacancy rates for the property are significantly less than 1%. As the project has a 3-5 year waiting list of about 300 persons, very minimal vacancy losses are experienced. c) Operating expenses are assumed to increase at a rate of 3%. d) Replacement reserves are in the amount required by HUD. e) Any cash flow remaining after the payment of all expenses, debt service, and required reserves is deposited into the HUD residual receipts account through 2021. Seaview Lutheran Plaza Page 16 6. Proposed Implementation Plan The proposed project can be implemented rapidly, as no entitlements are required and all project funding will be available through the grant. The following is the proposed implementation schedule: City approval of funding Days from City approval Revise project budget and scope of 60 days work as needed Secure bids and negotiate 90 days construction contract Secure building permits 120 days Commence renovation work 150 days Complete renovation work 260 days Seaview Lutheran Plaza Page 17 ATTACHMENT A: APPLICANT INFORMATION FORM Instructions:Complete the form below and remit as part of your Proposal as"Attachment A." APPLICANT INFORMATION APPLICANT/COMPANY NAME: Seaview Lutheran Plaza, Inc . ADDRESS FOR NOTICES: 110e— 32py c� -tom koo MAIN CONTACT(NAME AND TITLE): CONTACT NUMBERS: TELEPHONE: (z2(o-'4M -2y4OFAX: E-MAIL ADDRESS: ��- APPLICANT SIGNATURE AUTHORIZATION AND CERTIFICATION Per the California Corporate Code,Business and Professions Code,the Applicant's Bylaws/Operating Agreement and/or the attached Board Resolution(if applicable),I/we hereby verify that I/we am/are(an)authorized signatory(les)for the aforementioned Applicant and as such am/are authorized to sign and hind the Applicant in contract with the City of Newport Beach, 1. APPLICANT AUTHORIZED SIGNATORY(IES): SIGNATURE j / PRINT NAME G A - TITLE DATE rz� SIGNATURE uq PRINT,NAME TITLE n DATE X -7/ t /, `rl' /`.x•21 ( ��/'/� Ali /7//�)FX� 2. SIGNATURE AUTHORIZATION IS PROVIDED IN ACCORDANCE WITH: t l ❑Applicant's Bylaws/Operating Agreement Section_ ❑ Copy Attached .Board Resolution .94opy Attached ❑ Corporate or Business and Professions Code" "If Consultant is a corporation, two(2)authorized signatories will be required on all documents submitted, unless specified in the organization's Bylaws or corporate resolution. IMPORTANT NOTE: If the signature authorization status of any individual changes during the term of the contract,it is the responsibility of the Applicant to contact the RFP Administrator for the Applicant regarding the change and to complete and submit a new Signature Authorization Form. Incorrect information on file may delay the processing of any of the documents submitted. 121 Page 35 Attachment B: Developer Team Organizational Chart Owner and Board of Directors Seaview Lutheran Plaza, Inc. Property Manager Financial Consultant Contractor CARING Housing Nancy Lewis TBD Ministries, Inc. Associates, Inc. so ATTACHMENT C Sources and Uses of Funds Seaview Lutheran Plaza Sources of Funds Total Per Unit City of Newport Beach $2,860,000 28,317 Total Uses $2,860,000 28,317 Uses of Funds Rehabilitation Structures $2,112,900 20,920 General Requirements 126,774 1,255 Contractor Overhead 44,793 443 Contractor Profit 134,380 1,330 General Liability Insurance & Bond 70,631 699 Total Rehab. Costs 2,489,479 24,648 Temporary Relocation 30,000 297 Construction Contingency 250,521 2,480 Other 0 Permit Processing Fees 25,000 248 Inspection and miscellaneous fees 15,000 149 Construction management 50,000 495 Total Other Costs 90,000 891 Total Uses 2,860,000 28,317 Seaview 061915.x15 3� RENT SCHEDULE Project Name: Seaview Lutheran Plaza Project Address: 2800 Pacific View Drive, Corona del Mar Developer Name: Seaview Lutheran Plaza,Inc. Monthly Monthly Monthly Total Unit Percent Units Utility Gross Net Monthly Type Median Allow. Rent Rent Rent($) ONEBEDROOM HUD Contract Rent 50% 100 $21 $1,107 $1,086 $108,600 MANAGER'S UNIT 100% 1 $0 $0 $0 $0 Total 1 101 $108,600 TOTAL ANNUAL RENTAL INCOME $1,303,200 saa�w ss�sis.aa 3g OPERATING EXPENSES Project Name: Seaview Lutheran Plaza Project Address: 2800 Pacific View Drive,Corona del Mar Developer: Seaview Lutheran Plaza,Inc. UNITS 101.00 ANNUAL MONTHLY PER UNIT UNITIMO. 1. MANAGEMENT Contract Management Fee $72,000 $6,000 $713 359 TOTAL MANAGEMENT $72,000 $6,000 $713 $59 2. ADMINISTRATION Marketing $10,570 $881 $105 $9 Audit $7,400 $617 $73 $6 Legal $3,000 $250 $30 $2 Office Expenses $119,162 $9,930 $1,180 $98 TOTAL ADMINISTRATION $140,132 $11,678 $1,387 $116 3. SALARIES AND BENEFITS On-Site Manager/Asst.Manager $49,266 $4,106 $488 $41 Maintenance Personnel $63,000 $5,250 $624 $52 Janitorial Personnel $24,000 $2,000 $238 $20 Security Payroll,Contract $20,900 $1,742 $207 $17 Housekeepers $0 $0 $0 Payroll Txs,Ins&Wkr.Camp. $74,490 $6,208 $738 $61 TOTAL SALARIES $231,656 $19,305 $2,294 $191 4. MAINTENANCE Supplies $53,000 $4,417 $525 $44 Repairs Contract $73,100 $6,092 $490 $41 Pest Control $4,100 $342 $41 $3 Grounds Contract $19,000 $1,583 $188 $16 Interior Painting&Decorating $35,000 $2,917 $347 $29 Elevator $7,100 $592 $70 $6 TOTAL MAINTENANCE $191,300 $15,942 $1,660 $138 5. UTILITIES NOT PAID BY TENANTS Trash Removal $16,600 $1,383 $164 $14 Electricity $29,500 $2,458 $292 $24 Water $22,600 $1,883 $224 $19 Sewer $5,000 $417 $50 $4 Gas $12,500 $1,042 $124 $10 TOTAL UTILITIES $86,200 $7,183 $853 $71 6. INSURANCE Property&Liability Insurance $29,300 $2,442 $290 $24 TOTAL INSURANCE $29,300 $2,442 $290 $24 7. TAXES Business Tax and License $43,015 $3,585 $426 $35 TOTAL TAXES $43,015 $3,585 $426 $35 8. OTHER Security Rent Fee Apartment $13,032 $1,086 $129 $11 TOTAL OTHER $13,032 $1,086 $129 $11 TOTAL OPERATING EXPENSES $806,635 $67,220 $7,986 $646 Real Estate Taxes and Assessments $22,521 $1,877 $223 $19 Replacement Reserves &Painting Reserve $32,724 $2,727 $324 $27 $0 $0 $0 $0 TOTAL OPERATING EXPENSES INC.TAXES $861.880 $71,823 $8,533 $692 Sesvew 061915 As 39 CASH FLOW ANALYSIS project Name. Seavlew Lutheran Plaza Project Address 2800 Pacific View carve,Corona del Mar Developer Name: Seaview Lutheran Plaza,1. ASSUMPTIONS: Residential Incmne lnll.Rete: 2.00% Laundry&MISc.Ind.Factor: 200% Operaling Expense lnd.Eaclon 300% Vacancy Rate. Tit Her Estate Taxes: 200% Number of Eris: 101 YEAR 1 YEAR 2 YEAR 3 YEAR 4 YEAR 5 YEAR 6 YEAR 7 YEAR 8 YEAR 9 YEAR 10 YEAR 17 YEAR 12 YEAR 13 YEAR 14 YEAR 15 Resdental lMOme $1,303,200 $1,329,2" $1.355,849 $1382,966 $1,419,626 $1,430,838 $1,46],615 $1446,967 $1526,90] $1,557,445 571508,594 $1,620365 51,652,03 $116858]8 $1719,545 Laundry&Mlecelane0n5 $4,600 $4,738 $4,880 $5,027 $5.10 $5,333 $5,493 $5,657 $5,00 $6,002 $6302 $6,36] $6,559 $6.755 $6,950 GROSS INCOME 1,030 $7307,800 $7,334,002 $7,360,729 81,387,993 $1,475,803 $7,444,771 $c473,100 $7,502,6]5 51,532,734 .$1,5631443 $7,594,776 41626,733 $1,659,337 $1,692583 $7726,503' Vacancy ($13,032) ($13,293) (S13,555) ($13,830) RI4.lo6) ($14,388) ($14,676) ($14,970) 1515,269) ($15574) ($15,006) ($16,204) ($16528) ($16.058) ($1],195) EFFECTIVE GROSS INCOME $7,294,763 $7,320,709 51,34],777 $1,374,163 $7,407,697 $7,429782 $1,45&431 $7,487,655 51,577,465 .$7547,872 $7,578,677 41,670,529 $11642803 $7,675725 $709,30] Opemling Expenses (8906,636) ($030,834) RON759) ($881,432) ($9006]5) ($935.111) ($963.164) ($%2,059) ($1,027321) ($1,052,476) RI78I ($1,116,571) ($1,150069) (51,184.571) 51120,108) Real Estate Taxes 422521) ($22971) ($21431) (523,099) ($24,377) ($24,865) (425562) ($25,870) (526 337) (526,915) ($21,453) R28004 ($28.562) ($29,133) ($29]16) Replacement Reserve 010% ($32724) (532724) ($32724) (532,724) ($32,724) ($32724) (532,]24) ($3284) ($32724) (532,]24) ($3284) ($32,724) ($32,724) ($32724) (532724) s0 $0 So $0 $0 0 NOI BEFORE DEBT SERVICE /{{{{ $432.888 $434,180 $435,257 $431 H36,731 $437,032 $437,787 $431,002 5436,533 $435,758 $434,663 $433,232 $431.449 $42927 $426,759 DebtS.I. ($421,080) (5421,080) (8421,080) ($421,080) (S421,,M) ($421000) ($421,080) CASH FLOW AUER DEBT SERVICE 511508 $13.100 414,10 $15,020 $15,640 516002 S16,101 5437,002 $436,533 5435,750 $434,663 $433,232 5431,449 $429,297 $426,759 Deposit to HUD Residual Receipts Account (517008) ($131)(1) ($1410) (515020) ($15,640) (SHOW) Ritual) b0 $0 $0 b0 $o SII so $0 Net Cash Flow 0 0 0 0 0 0 0 431.002 436,533 435750 434,663 433,232 431,449 429,297 426759 YEAR 16 YEAR 17 YEAR 18 YEAR 19 YEAR 20 YEAR 21 YEAR 22 YEAR 23 YEAR 24 YEAR 25 YEAR 26 YEAR 27 YEAR 26 YEAR 29 YEAR 30 R¢Sden0al Opera $1753,936 41709,014 $1,024795 $1,061,291 $1,898,516 $1,936,487 $1,975,216 52014721 $2055,015 $2,096,115 $2,138030 $2.IW,798 $2,224,414 $2268903 $2,314,201 Laundry&Miscellaneous $7167 $7,382 $],603 9,831 $8066 88308 2,557 $8814 $9,078 $9551 $9,631 $9,920 $10,210 $WE24 $10,840 GROSS INCOME $1,761,102 $1,746.3% $1,832,348 51,869,122 $1,906582 $7944,795 51,983,04 52023,535 $2,064,094 $2,106,466 $2,147,669 $2;19,719 52234,632 $2279,427 $2325,121 vacancy ($17539) ($17.890) (18348) ($18,613) ($18986) (519,365) ($19,752) ($20,147 1$20550) ($20,961) 021NO @21,800) ($22,244) ($22,689) ($23143) EFFECTIVE GROSS INCOME $1,743,50 $1,278,506 $1,814,150 $1;850,509 $1,8871597 $7925.430 51,964,022 seat 388 $2,043,543 51087505 $2126,289 $2:168911 $2,212388 $2256,738 $2,301,978 Direallr(a Expense$ ($1,256,711) (1294,412) R1.333 24S) ($138,242) ($1,414,439) ($1,4561323) (11500,579) ($1,545,596) (51,591,964) ($1,639,83) (47600,91 5j (1,739,582) (1,791]69) (E1,048523) (SIAoo,800) Real Estate To.. (S30,310) ($30,917) JS31,535) GS32166) ($32,809) (S33,465) (04,134) 034.017) (535,513) (536224) 036,948) ($37,687) ($38,441) (%39210) (839,994) Replacement Reserve (532724) (532774) ($32124) (332,724) ($32724) (53284 (432,724) ($3284) (S32 724) (332,724) ($3284) (S32724) (232724) ($32724) (432,]24) NOIBEFOREDEBTSERWCE $423,818 $420,453 $416646 $412,377 $402,615 $02,368 $396,585 S390250 $383,342 $375,835 S361702 $358918 $349,454 $339282 $328,372 Debt 5.1. CASH FLOW AFTER DEBT SERVICE $423,818 S420A53 $416646 $412377 S407,625 $402368 $396,585 4390,250 $383,342 $375,835 5367,702 $358,918 $349,454 $339,282 $328,372 Deposit to HUD Residual Receipts Account so $0 $0 $0 $0 s0 $0 $0 $0 $0 $0 S9 $0 $0 $0 Net Cash FIOW 423818 420453 416646 413377 407,625 402368 396585 390,250 383342 375,815 367]02 350,918 349.454 339282 32838 heavies 801915.x15 µry 1 O ICON BUILDERS CONSTRUCTION COST BREAKDOWN Date: 04-Jun-15 Unit and Building Breakdown Project: Seaview Lutheran Apartments 1001 Bed,1 Bath 2 Apartment Buildings 1800 Pacific View Drive 1 Office Corona Del Mar,CA 92625 100 Total Units 1 Laundry 100 Total Beds 100 Total Baths Non Prevailing Wage HUD Per Price Total Line# Trade Description Amount Category Quantity Each Price Notes DOORS 10 Doors Install New Hardware Package Unit Entry 57,900 100 579 57,900 57,900 DRYWALL 14 Drywall Drywall-General Repairs-Units 49,800 100 498 49,800 49,800 RESILIENT FLOORING 18 Vinyl Floor Floor Prep and Vinyl Removal 54,300 100 543 54,300 18 Vinyl Floor Install Vinyl Base at Hard Floor Locations 65,000 100 650 65,000 18 Vinyl Floor Install Vinyl Plank at Entry and Kitchen 130,500 100 1,305 130,500 18 Vinyl Floor Install VCT at Bathroom 62,000 100 620 62,000 311,800 PAINTING AND DECORATING 19 Painting Painting-Unit Interiors 112,300 100 1,123 112,300 Low VOC 112,300 SPECIALTIES 20 Specialties Install Medicine Cabinets-Semi Recessed Over Sink Base 13,900 100 139 13,900 20 Specialties Replace Towel Bars 4,200 100 42 4,200 20 Specialties Replace TP Holders 4,000 100 40 4,000 20 Specialties Install ADA Grab Bars at Toilet and Tub 49,800 100 498 49,800 71,900 CABINETS 22 Cabinets Demo and Removal of Cabinets and Finishes 78,900 100 789 78,900 22 Cabinets Cabinets-Unit Kitchens and Bathrooms 368,700 100 3,687 368,700 22 Cabinets Bathroom Counter-Granite 55,500 100 555 55,500 22 Cabinets Kitchen Counters-Granite 132,700 100 1,327 132,700 635,800 CARPET 25 Carpet Install Carpet at Living Room and Bedroom 123,400 100 1,234 123,400 25 Carpet Temporarily Move and Manipulation of Furniture 35,000 100 350 35,000 158,400 PLUMBING-HOT WATER 28 Plumbing 1/41rurn Angle Stops All Sinks&Toilet 19,500 500 39 19,500 Copy of Seaview-2328-3a 2.xlsx 6/4/2015 3:14 PM 1 1I :12 of 5 ICON BUILDERS CONSTRUCTION COST BREAKDOWN Date: 04-Jun-15 Unit and Building Breakdown Project: Seaview Lutheran Apartments 1001 Bed,1 Bath 2 Apartment Buildings 1800 Pacific View Drive 1 Office Corona Del Mar,CA 92625 100 Total Units 1 Laundry 100 Total Beds 100 Total Baths Non Prevailing Wage HUD Per Price Total Line# Trade Description Amount Category Quantity Each Price Notes 28 Plumbing Kitchen Faucet 24,800 100 248 24,800 Low Flow 28 Plumbing Kitchen Sink-White Porcelain Over Iron-Undermount for Granite 37,900 100 379 37,900 28 Plumbing Provide and Install Disposal 13,700 100 137 13,700 28 Plumbing Bath Lav Faucet and Sink 59,500 100 595 59,500 Low Flow 28 Plumbing New ADA Low Flush Toilet&Wax Ring 35,200 100 352 35,200 Low Flow,1.28 GPF 28 Plumbing Demo and Remove Shower Surrounds 21,300 100 213 21,300 28 Plumbing New Shower Surrounds with ADA Compliant Dam 245,400 100 2,454 245,400 28 Plumbing New Shower Mixing Valves 55,500 100 555 55,500 28 Plumbing Install New Shower Heads with Flexible Sprayer Head Arm 14,200 100 142 14,200 Low Flow 527,000 HVAC 29 HVAC Install New Humidistat Fan 0 0 379 0 Item removed per owner request. 0 ELECTRICAL 31 Electrical Install GFI Outlets-Kitchen(Existing Location) 15,800 200 79 15,800 31 Electrical Replace GFI Outlets-Bathroom 7,900 100 79 7,900 31 Electrical New Bathroom LED Fixture(Bath Bar) 18,400 100 184 18,400 Energy Star 31 Electrical New Kitchen LED Fixture 37,900 100 379 37,900 Energy Star 31 Electrical Install New Switch Leg for Humidistat Fan 0 0 170 0 Item removed per owner request. 80,000 SITE IMPROVEMENTS 38 Site Improvements Tight Site,Clean Up 32,500 100 325 32,500 38 Site Improvements Unforseen Conditions in Walls and Systems 75,500 100 755 75,500 108,000 Cost Per Unit Before General Requirements,Fees and Bond 2,112,900 2,112,900 21,129 Per Unit(100 units) GENERAL REQUIREMENTS 43 General Requirements General Requirements $126,774 $126,774 6.00% 44 Sub Total Construction Costs $2,239,674 $2,239,674 1� Copy of Seaview-2328-3a 2.xlsx 6/4/2015 3:14 PM J of 5 ICON BUILDERS CONSTRUCTION COST BREAKDOWN Date: 04-Jun-15 Unit and Building Breakdown Project: Seaview Lutheran Apartments 1001 Bed,1 Bath 2 Apartment Buildings 1800 Pacific View Drive 1 Office Corona Del Mar,CA 92625 100 Total Units 1 Laundry 100 Total Beds 100 Total Baths Non Prevailing Wage HUD Per Price Total Line# Trade Description Amount Category Quantity Each Price Notes 45 Overhead Contractors Overhead-2% $44,793 46 Profit Contractors Profit-6% $134,380 47 Total Construction Costs $2,418,847 48 Other Fees Bond $36,283 49 Other Fees Insurance -Contractors General Liability $34,348 50 Other Fees Permits By Owner 51 Grand Total $2,489,478 Per Unit(100 units) $24,895 Alternates Not Included Asbestos,Lead and Mold Abatement Plans and/or Engineering Seismic or Structural Upgrades Special Inspection Fees Utility Company Fees Security Relocation Costs FFE,Site Equipment and Decorator Items Based on a Lump Sum Contract Permits Copy of Seaview-2328-3a 2.xlsx 6/4/2015 3:14 PM 433 of 5 ICON BUILDERS CONSTRUCTION COST BREAKDOWN Date: 04-Jun-15 Unit and Building Breakdown Project: Seaview Lutheran Apartments 1001 Bed,1 Bath 2 Apartment Buildings 1800 Pacific View Drive 1 Office Corona Del Mar,CA 92625 100 Total Units 1 Laundry 100 Total Beds 100 Total Baths Non Prevailing Wage HUD Per Price Total Line# Trade Description Amount Category Quantity Each Price Notes Alternate Costs Removed Per Owners Request APPLIANCES 23 Appliances Install New Range Hood and Connect to Existing Vent 22,100 100 221 22,100 23 Appliances Install New Gas Stoves-24" 64,500 100 645 64,500 23 Appliances Install New Refrigerators-16 cu ft 82,400 100 824 82,400 Energy Star 169,000 ROOFING 8 Roof Overlay Existing TPO Roof with 60 MILTPO Roof 183,100 1 183,100 183,100 8 Roof Remove and Replace Roofing at Sloped Roof Sections 69,010 1 69,010 69,010 252,110 PAINT 19 Painting Painting-Exterior 125,800 1 125,800 125,800 125,800 SPECIALTIES 20 Specialties Install Glass Shower Enclosure Door 49,800 100 498 49,800 20 Specialties Signs-Unit identification 8,700 100 87 8,700 20 Specialties Signs-New Signage for Buildings 8,000 1 8,000 8,000 Allowance 66,500 WINDOW BLINDS 24 Blinds Replace All Window and Sliding Glass Door Blinds 29,800 100 298 29,800 29,800 ELECTRICAL 31 Electrical Install New Patio/Balcony Fixtures at Units 12,100 100 121 12,100 Energy Star 31 Electrical Install New Entry Light Fixture 12,100 100 121 12,100 Energy Star 31 Electrical Install New Building Wall Pack Fixtures(Existing Locations) 15,220 1 15,220 15,220 31 Electrical Replace Parking Lot Poles and Lights-LED 19,800 10 1,980 19,800 59,220 SITE IMPROVEMENTS 38 Site Improvements Sign-Project Identification 5,000 1 5,000 5,000 Allowance 5,000 LAWNS AND PLANTING 39 Landscaping Landscape-Irrigation Repairs 10,000 1 10,000 10,000 Allowance Copy of Seaview-2328-3a 2.xlsx 6/4/2015 3:14 PM 444 4 4of 5 ICON BUILDERS CONSTRUCTION COST BREAKDOWN Date: 04-Jun-15 Unit and Building Breakdown Project: Seaview Lutheran Apartments 1001 Bed,1 Bath 2 Apartment Buildings 1800 Pacific View Drive 1 Office Corona Del Mar,CA 92625 100 Total Units 1 Laundry 100 Total Beds 100 Total Baths Non Prevailing Wage HUD Per Price Total Line# Trade Description Amount Category Quantity Each Price Notes 10,000 TOTAL 717,430 717,430 Copy of Seaview-2328-3a 2.xlsx 6/4/2015 3:14 PM 415 5 of 5 Commonwealth Land Title Company Qp Commonweamf 888 S. Figueroa St LAND TITLE COMPANY Suite 2100 Los Angeles, CA 90017 Phone: (800) 432-0706 Nancy Lewis & Associates Our File No: 08014609 3306 Club Drive Title Officer: Kathy Religioso Los Agneles, CA 90064 e-mail: Unit9@cltic.com Phone: (213) 330-3060 Attn: Nancy Lewis Fax: (213) 330-3105 Your Reference No: Property Address: 2800 PACIFIC VIEW DR, City Of Newport Beach, California PRELIMINARY REPORT Dated as of May S, 2015 at 7:30 a.m. In response to the application for a policy of title insurance referenced herein, Commonwealth Land Title Company hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a policy or policies of title insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exception herein or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations or Conditions of said policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Attachment One. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitation on Covered Risks applicable to the CLTA and ALTA Homeowner's Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Attachment One. Copies of the policy forms should be read. They are available from the office which issued this report. The policy(s) of title insurance to be issued hereunder will be policy(s) of Commonwealth Land Title Insurance Company. Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Attachment One of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects, and encumbrances affecting title to the land. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a Binder or Commitment should be requested. CLTA Preliminary Report Form - Modified (11-17-06) Page 1 40 File No: 08014609 SCHEDULE A The form of policy of title insurance contemplated by this report is: ALTA Extended Loan Policy (6-17-06) The estate or interest in the land hereinafter described or referred to covered by this report is: A FEE Title to said estate or interest at the date hereof is vested in: Seaview Lutheran Plaza, Inc., a California non-profit corporation The land referred to herein is situated in the County of Orange, State of California, and is described as follows: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF CLTA Preliminary Report Form - Modified (11-17-06) Page 2 47 File No: 08014609 EXHIBIT "A" All that certain real property situated in the County of Orange, State of California, described as follows: Parcel 1 in the City of Newport Beach, County of Orange, State of California, as shown on a Map filed in Book 149, Pages 25 and 26 of Parcel Maps, in the office of the County Recorder of Orange County, California. Assessor's Parcel Number: 458-321-04 CLTA Preliminary Report Form - Modified (11-17-06) Page 3 42 File No: 08014609 SCHEDULE 6 - Section A The following exceptions will appear in policies when providing standard coverage as outlined below: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor of material not shown by the Public Records. CLTA Preliminary Report Form - Modified (11-17-06) Page 4 �9 File No: 08014609 SCHEDULE B - Section B At the date hereof Exceptions to coverage in addition to the printed exceptions and exclusions in said policy form would be as follows: A. Property taxes, which are a lien not yet due and payable, including any assessments collected with taxes to be levied for the fiscal year 2015-2016. B. Any liens or other assessments, bonds, or special district liens including without limitation, Community Facility Districts, that arise by reason of any local, City, Municipal or County Project or Special District. C. The lien of supplemental or escaped assessments of property taxes, if any, made pursuant to the provisions of Chapter 3.5 (commencing with Section 75) or Part 2, Chapter 3, Articles 3 and 4, respectively, of the Revenue and Taxation Code of the State of California as a result of the transfer of title to the vestee named in Schedule A or as a result of changes in ownership or new construction occurring prior to Date of Policy. 1. Water rights, claims or title to water, whether or not disclosed by the public records. 2. Easement(s) for the purpose(s) shown below and rights incidental thereto as set forth in a document: Purpose: pipe lines Recording No: in Book 4143, Page 395 of Official Records Affects: the Northwesterly 30 feet 3. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document: Granted to: City of Newport Beach Purpose: road for ingress and egress Recording Date: December 20, 1957 Recording No: in Book 4143, Page 395 of Official Records Affects: The herein described Land and other land. 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other matters shown on Map: Record of Survey Recording No: in Book 50, Page 37 Record of Survey 5. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other matters shown on Map: Record of Survey Recording No: in Book 63, Page 45 Record of Survey 6. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other matters shown on Map: Record of Survey Recording No: in Book 64, Page 23 Record of Survey CLTA Preliminary Report Form - Modified (11-17-06) Page 5 50 File No: 08014609 7. Covenants, conditions, restrictions and easements but omitting any covenants or restrictions, if any, including but not limited to those based upon race, color, religion, sex, sexual orientation, familial status, marital status, disability, handicap, national origin, ancestry, source of income, gender, gender identity, gender expression, medical condition or genetic information, as set forth in applicable state or federal laws, except to the extent that said covenant or restriction is permitted by applicable law, as set forth in the document Recording Date: April 20, 1964 Recording No: in Book 7010, Page 662 of Official Records Said instrument provides or establishes: Road purposes. Affects: The herein described Land and other land. Modification(s) of said covenants, conditions and restrictions Recording Date: April 13, 1981 Recording No: in Book 14017, Page 1250 of Official Records 8. Covenants, conditions and restrictions but omitting any covenants or restrictions, if any, including but not limited to those based upon race, color, religion, sex, sexual orientation, familial status, marital status, disability, handicap, national origin, ancestry, source of income, gender, gender identity, gender expression, medical condition or genetic information, as set forth in applicable state or federal laws, except to the extent that said covenant or restriction is permitted by applicable law, as set forth in the document Recording No: in Book 7010, Page 662 of Official Records Affects: Parcels 1 and 2 Said covenants, conditions and restrictions provide that a violation thereof shall not defeat the lien of any mortgage or deed of trust made in good faith and for value. 9. Recitals as shown on that certain Parcel Map No. 80-712 Recording No: in Book 149, Page 25 Parcel Maps Which among other things recites proposed 3 foot easement for pipelines to the City of Newport Beach. Reference is hereby made to said document for full particulars. 10. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document: Granted to: City of Newport Beach, a municipal corporation Purpose: pipelines Recording Date: August 20, 1980 Recording No: in Book 13723, Page 1438 of Official Records Affects: said land more particularly described therein. CLTA Preliminary Report Form - Modified (11-17-06) Page 6 51 File No: 08014609 11. A deed of trust to secure an indebtedness in the amount shown below, Amount: $4,467,500.00 Dated: April 1, 1981 Trustor/Grantor Seaview Lutheran Plaza, Inc., a California nonprofit corporation Trustee: Title Insurance and Trust Company, a California Corporation Beneficiary: United States of America acting by and through the Secretary of Housing and Urban Development Loan No.: Not set out Recording Date: April 15, 1981 Recording No: in Book 14021, Page 36 of Official Records An agreement to modify the terms and provisions of said deed of trust as therein provided Executed by: Seaview Lutheran Plaza and the United States of America acting by and through the Secretary of Housing and Urban Development Recording Date: January 26, 1984 Recording No: as Instrument No. 84-036723 of Official Records 12. Matters contained in that certain document Entitled: Regulatory Agreement Housing for the Elderly - Nonprofit Dated: April 1, 1981 Executed by: Seaview Lutheran Plaza, Inc. and Secretary of Housing and Urban Development Recording Date: April 15, 1981 Recording No: in Book 14021, Page 42 of Official Records Reference is hereby made to said document for full particulars. An agreement to modify the terms and provisions of the said document, as therein provided Executed by: Seaview Lutheran Plaza, Inc., and its successors and assigns and the Secretary of Housing and Urban Development, acting by and through the Federal Housing Commissioner, and his successors Recording Date: August 14, 1985 Recording No: as Instrument No. 85-302702 of Official Records 13. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document: Granted to: Southern California Edison Company, a Corporation Purpose: public utilities Recording Date: September 29, 1981 Recording No: in Book 14237, Page 1027 of Official Records Affects: said land more particularly described therein. 14. Matters contained in that certain document Entitled: Annexation and Development Agreement Dated: August 23, 2001 Executed by: City of Newport Beach and the Irvine Company and Irvine Community Development Company Recording Date: November 8, 2001 Recording No: as Instrument No. 20010800494 of Official Records Reference is hereby made to said document for full particulars. CLTA Preliminary Report Form - Modified (11-17-06) Page 7 52 File No: 08014609 An agreement to modify the terms and provisions of the said document, as therein provided Executed by: City of Newport Beach, a California municipal corporation and charter city and Seaview Lutheran Plaza, Inc., a California nonprofit corporation Recording Date: January 6, 2011 Recording No: as Instrument No. 2011000010923 of Official Records 15. A financing statement as follows: Debtor: Seaview Lutheran Plaza, Inc. Secured Party: Secretary of Housing and Urban Development of Washington D.C. Recording Date: July 26, 2012 Recording No: as Instrument No. 2012000426273 of Official Records 16. Any rights of the parties in possession of a portion of, or all of, said Land, which rights are not disclosed by the public records. The Company will require, for review, a full and complete copy of any unrecorded agreement, contract, license and/or lease, together with all supplements, assignments and amendments thereto, before issuing any policy of title insurance without excepting this item from coverage. The Company reserves the right to except additional items and/or make additional requirements after reviewing said documents. 17. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other matters which a correct survey would disclose and which are not shown by the public records. 18. Any easements not disclosed by the public records as to matters affecting title to real property, whether or not said easements are visible and apparent. 19. Matters which may be disclosed by an inspection and/or by a correct ALTA/ACSM Land Title Survey of said Land that is satisfactory to the Company, and/or by inquiry of the parties in possession thereof. END OF SCHEDULE B EXCEPTIONS PLEASE REFER TO THE "NOTES AND REQUIREMENTS SECTION" WHICH FOLLOWS FOR INFORMATION NECESSARY TO COMPLETE THIS TRANSACTION CLTA Preliminary Report Form - Modified (11-17-06) Page 8 53 File No: 08014609 REQUIREMENTS SECTION: REQ NO. 1: In order to complete this report, the Company requires a Statement of Information to be completed by the following party(s), Party(s): buyer/seller The Company reserves the right to add additional items or make further requirements after review of the requested Statement of Information. NOTE: The Statement of Information is necessary to complete the search and examination of title under this order. Any title search includes matters that are indexed by name only, and having a completed Statement of Information assists the Company in the elimination of certain matters which appear to involve the parties but in fact affect another party with the same or similar name. Be assured that the Statement of Information is essential and will be kept strictly confidential to this file. REQ NO.2: Before issuing its policy of title insurance, the Company will require evidence, satisfactory to the Company, that the vestee corporation named herein a) was duly incorporated on or before the date title was acquired by the said corporation; b) is now in good standing and authorized to do business in the state or country where the said corporation was formed; and C) has complied with the "doing business" laws of the State of California. CLTA Preliminary Report Form - Modified (11-17-06) Page 9 54 File No: 08014609 INFORMATIONAL NOTES SECTION NOTE NO. 1: The information on the attached plat is provided for your convenience as a guide to the general location of the subject property. The accuracy of this plat is not guaranteed, nor is it a part of any policy, report or guarantee to which it may be attached. NOTE NO. 2: For wiring Instructions please contact your Title Officer or Title Company Escrow officer. NOTE NO. 3: Property taxes, including any personal property taxes and any assessments collected with taxes, are paid. For proration purposes the amounts were: Tax Identification No.: 458-321-04 Fiscal Year: 2014-2015 1st Installment: $11,215.09 2nd Installment: $11,215.09 Exemption: Not set out Code Area: 07034 NOTE NO. 4: None of the items shown in this report will cause the Company to decline to attach CLTA Endorsement Form 100 to an ALTA Loan Policy, when issued. The following information will be included in the CLTA Form 116 or ALTA Form 22-06 Endorsement to be issued pursuant to this order: There is located on said Land: multiple family residence Known as: 2800 Pacific View Drive, City of Newport Beach, Ca The Company requires current beneficiary demands prior to closing. If the demand is expired and a current demand cannot be obtained, our requirements will be as follows: a) If the Company accepts a verbal update on the demand, we may hold an amount equal to one monthly mortgage payment. This hold will be in addition to the verbal hold the lender may have stipulated. b) If the Company cannot obtain a verbal update on the demand, we will either pay off the expired demand or wait for the amended demand, at our discretion. C) All payoff figures are verified at closing. If the customer's last payment was made within 15 days of closing, our Payoff Department may hold one month's payment to insure the check has cleared the bank (unless a copy of the cancelled check is provided, in which case there will be no hold). Typist: tga Date Typed: May 20, 2015 CLTA Preliminary Report Form - Modified (11-17-06) Page 10 151 Attachment One (Revised 06-05-14) CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY - 1990 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys'fees or expenses which arise by reason of: 1. (a) Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (iii)a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv)environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien,or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by(a)above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects,liens,encumbrances,adverse claims or other matters: (a) whether or not recorded in the public records at Date of Policy, but created,suffered,assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public records at Date of Policy,but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c) resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy;or (e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy. 4. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness,to comply with the applicable doing business laws of the state in which the land is situated. 5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6. Any claim,which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the interest of the insured lender,by reason of the operation of federal bankruptcy,state insolvency or similar creditors'rights laws. EXCEPTIONS FROM COVERAGE-SCHEDULE B, PART I This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses)which arise by reason of: 1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof. 3. Easements, liens or encumbrances,or claims thereof,not shown by the public records. 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c)water rights, claims or title to water,whether or not the matters excepted under(a),(b)or(c)are shown by the public records. 6. Any lien or right to a lien for services,labor or material not shown by the public records. CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (12-02-13) ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE EXCLUSIONS In addition to the Exceptions in Schedule B,You are not insured against loss,costs,attorneys'fees,and expenses resulting from: 1. Governmental police power,and the existence or violation of those portions of any law or government regulation concerning: a. building; b. zoning; c. land use; d. improvements on the Land; e. land division;and f. environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19,20,23 or 27. 2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not limit the coverage described in Covered Risk 14 or 15. 3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17. 4. Risks: ©California Land Title Association.All rights reserved. The use of this Form is restricted to CLTA subscribers in good standing as of the date of use.All other uses are prohibited. Reprinted under license or express permission from the California Land Title Association. Page 11 150 File No: 08014609 a. that are created,allowed,or agreed to by You,whether or not they are recorded in the Public Records; b. that are Known to You at the Policy Date,but not to Us,unless they are recorded in the Public Records at the Policy Date; c. that result in no loss to You;or d. that first occur after the Policy Date-this does not limit the coverage described in Covered Risk 7,8.e.,25,26,27 or 28. 5. Failure to pay value for Your Title. 6. Lack of a right: a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A;and b. in streets,alleys,or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 21. 7. The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state insolvency,or similar creditors'rights laws. 8. Contamination,explosion,fire,flooding,vibration,fracturing,earthquake,or subsidence. 9. Negligence by a person or an Entity exercising a right to extract or develop minerals,water,or any other substances. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows: For Covered Risk 16, 18, 19,and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Our Maximum Dollar Your Deductible Amount Limit of Liability 1.00%of Policy Amount Shown in Schedule A or$2,500.00 Covered Risk 16: (whichever is less) $10,000.00 1.00%of Policy Amount Shown in Schedule A or$5,000.00 Covered Risk 18: (whichever is less) $25,000.00 1.00%of Policy Amount Shown in Schedule A or$5,000.00 Covered Risk 19: (whichever is less) $25,000.00 1.00%of Policy Amount Shown in Schedule A or$2,500.00 Covered Risk 21: (whichever is less) $5,000.00 2006 ALTA LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys'fees,or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting,or relating to (i) the occupancy, use,or enjoyment of the Land; (ii) the character,dimensions,or location of any improvement erected on the Land; (iii) the subdivision of land;or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a)does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power.This Exclusion 1(b)does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects,liens,encumbrances,adverse claims,or other matters (a) created,suffered,assumed,or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy(however,this does not modify or limit the coverage provided under Covered Risk 11,13 or 14);or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing- business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. 6. Any claim,by reason of the operation of federal bankruptcy,state insolvency,or similar creditors'rights laws,that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer,or (b) a preferential transfer for any reason not stated in Covered Risk 13(b)of this policy. ©California Land Title Association.All rights reserved. The use of this Form is restricted to CLTA subscribers in good standing as of the date of use.All other uses are prohibited. Reprinted under license or express permission from the California Land Title Association. Page 12 5/ File No: 08014609 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not modify or limit the coverage provided under Covered Risk 11(b). The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage,the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE Except as provided in Schedule B - Part II, this policy does not insure against loss or damage, and the Company will not pay costs, attorneys'tees or expenses,that arise by reason of: PART I The above policy forn may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage,the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: 1. (a)Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b)proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings,whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests,or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances,or claims thereof,not shown by the Public Records. 4. Any encroachment, encumbrance,violation,variation,or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water,whether or not the matters excepted under(a),(b),or(c)are shown by the Public Records. 6. Any lien or right to a lien for services,labor or material not shown by the Public Records. PART II In addition to the matters set forth in Part I of this Schedule,the Title is subject to the following matters,and the Company insures against loss or damage sustained in the event that they are not subordinate to the lien of the Insured Mortgage: 2006 ALTA OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys'fees,or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting,or relating to (i) the occupancy, use,or enjoyment of the Land; (ii) the character,dimensions,or location of any improvement erected on the Land; (iii) the subdivision of land;or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a)does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b)does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects,liens,encumbrances,adverse claims,or other matters (a) created,suffered,assumed,or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy(however,this does not modify or limit the coverage provided under Covered Risk 9 and 10);or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4. Any claim, by reason of the operation of federal bankruptcy,state insolvency,or similar creditorsrights laws,that the transaction vesting the Title as shown in Schedule A,is (a) a fraudulent conveyance or fraudulent transfer;or (b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage,the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses, that arise by reason of: The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage,the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: ©California Land Title Association.All rights reserved. The use of this Form is restricted to CLTA subscribers in good standing as of the date of use.All other uses are prohibited. Reprinted under license or express permission from the California Land Title Association. Page 13 Jig File No: 08014609 1. (a)Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b)proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings,whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests,or claims that are not shown in the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances,or claims thereof,not shown by the Public Records. 4. Any encroachment, encumbrance,violation,variation,or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and that are not shown by the Public Records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water,whether or not the matters excepted under(a),(b),or(c)are shown by the Public Records. 6. Any lien or right to a lien for services,labor or material not shown by the Public Records. 7. Variable exceptions such as taxes,easements,CC&R's,etc.shown here. ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (12-02-13) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys'fees or expenses which arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting,or relating to (i) the occupancy, use,or enjoyment of the Land; (ii) the character,dimensions,or location of any improvement erected on the Land; (iii) the subdivision of land;or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a)does not modify or limit the coverage provided under Covered Risk 5,6, 13(c), 13(d), 14 or 16. (b) Any governmental police power. This Exclusion 1(b)does not modify or limit the coverage provided under Covered Risk 5,6, 13(c), 13(d), 14 or 16. 2. Rights of eminent domain.This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects,liens,encumbrances,adverse claims,or other matters (a) created,suffered,assumed,or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy(however,this does not modify or limit the coverage provided under Covered Risk 11, 16, 17, 18, 19,20,21,22,23,24,27 or 28);or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing- business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury,or any consumer credit protection or truth-in-lending law. This Exclusion does not modify or limit the coverage provided in Covered Risk 26. 6. Any claim of invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of Policy.This Exclusion does not modify or limit the coverage provided in Covered Risk 11(b)or25. 8. The failure of the residential structure,or any portion of it,to have been constructed before, on or after Date of Policy in accordance with applicable building codes. This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6. 9. Any claim,by reason of the operation of federal bankruptcy,state insolvency,or similar creditors'rights laws,that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer,or (b) a preferential transfer for any reason not stated in Covered Risk 27(b)of this policy. 10. Contamination,explosion,fire,flooding,vibration,fracturing,earthquake,or subsidence. 11. Negligence by a person or an Entity exercising a right to extract or develop minerals,water,or any other substances. ©California Land Title Association.All rights reserved. The use of this Form is restricted to CLTA subscribers in good standing as of the date of use.All other uses are prohibited. Reprinted under license or express permission from the California Land Title Association. Page 14 159 File No. 08014609 Notice of Available Discounts Pursuant to Section 2355.3 in Title 10 of the California Code of Regulations Fidelity National Financial, Inc. and its subsidiaries ("FNF") must deliver a notice of each discount available under our current rate fling along with the delivery of escrow instructions, a preliminary report or commitment. Please be aware that the provision of this notice does not constitute a waiver of the consumer's right to be charged the filed rate. As such, your transaction may not qualify for the below discounts. You are encouraged to discuss the applicability of one or more of the below discounts with a Company representative. These discounts are generally described below; consult the rate manual for a full description of the terms, conditions and requirements for such discount. These discounts only apply to transactions involving services rendered by the FNF Family of Companies. This notice only applies to transactions involving property improved with a one-to-four family residential dwelling. FNF Underwritten Title Company FNF Underwriter LTC - Lawyers Title Company CLTIC - Commonwealth Land Title Insurance Co. Available Discounts DISASTER LOANS (CLTIC) The charge for a Lender's Policy (Standard or Extended coverage) covering the financing or refinancing by an owner of record, within 24 months of the date of a declaration of a disaster area by the government of the United States or the State of California on any land located in said area, which was partially or totally destroyed in the disaster, will be 50% of the appropriate title insurance rate. EMPLOYEE RATE (LTC and CLTIC) No charge shall be made to employees (including employees on approved retirement) of the Company or its underwritten, subsidiary or affiliated title companies for policies or escrow services in connection with financing, refinancing, sale or purchase of the employees' bona fide home property. Waiver of such charges is authorized only in connection with those costs which the employee would be obligated to pay, by established custom, as a party to the transaction. Notice of Available Discounts Mod. 10/21/2011 Page 15 00 FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE Fidelity National Financial, Inc. and its majority-owned subsidiary may be impaired or not function as intended. See the Third Party Ont companies providing real estate- and loan-related services(collectively, Out section below. "FNF", "our" or "we") respect and are committed to protecting your privacy. This Privacy Notice lets you know how and for what purposes Web Beacons. Some of our web pages and electronic your Personal Information (as defined herein) is being collected, communications may contain images,which may or may not be visible processed and used by FNF. We pledge that we will take reasonable to you,known as Web Beacons (sometimes referred to as "clear gifs"). steps to ensure that your Personal Information will only be used in ways Web Beacons collect only limited information that includes a cookie that are in compliance with this Privacy Notice. The provision of this number;time and date of a page view; and a description of the page on Privacy Notice to you does not create any express or implied which the Web Beacon resides.We may also carry Web Beacons placed relationship, or create any express or implied duty or other obligation, by third party advertisers.These Web Beacons do not carry any Personal between Fidelity National Financial, Inc. and you. See also No Information and are only used to track usage of the Website and Representations or Warranties below. activities associated with the Website. See the Third Party Opt Out section below. This Privacy Notice is only in effect for any generic information and Personal Information collected and/or owned by FNF, including Unique Identifier. We may assign you a unique internal identifier collection through any FNF website and any online features, services to help keep track of your future visits. We may use this information to and/or programs offered by FNF (collectively, the "Website"). This gather aggregate demographic information about our visitors, and we Privacy Notice is not applicable to any other web pages, mobile may use it to personalize the information you see on the Website and applications, social media sites, email lists, generic information or some of the electronic communications you receive from us. We keep Personal Information collected and/or owned by any entity other than this information for our internal use, and this information is not shared FNF. with others. How Information is Collected Third Party Opt Out. Although we do not presently,in the future we The types of personal information FNF collects may include, among may allow third-party companies to serve advertisements and/or collect other things (collectively, "Personal Information"): (1) contact certain anonymous information when you visit the Website. These information e. companies may use non-personally identifiable information (e.g., click ( g., name, address, phone number, email address); (2) stream information, browser type, time and date, subject of demographic information (e.g., date of birth, gender marital status); (3) advertisements clicked or scrolled over) during your visits to the Internet protocol(or IP)address or device ID/[JDID; (4) social security Website in order to provide advertisements about products and services number (SSN), student ID (SIN), driver's license, passport, and other likely to be of greater interest to you. These companies typically use a government ID numbers; (5) financial account information; and (6) cookie or third party Web Beacon to collect this information,as further information related to offenses or criminal convictions. described above. Through these technologies, the third party may have In the course of our business, we may collect Personal Information access to and use non-personalized information about your online usage about you from the following sources: activity. • Applications or other forms we receive from you or your You can opt-out of certain online behavioral services through any one of authorized representative; the ways described below. After you opt-out, you may continue to • Information we receive from you through the Website; receive advertisements, but those advertisements will no longer be as • Information about your transactions with or services performed by relevant to you. us,our affiliates,or others;and • From consumer or other reporting agencies and public records • You can opt-out via the Network Advertising Initiative industry maintained by governmental entities that we either obtain directly opt-out at httn://www.networkadvertising.ore/. from those entities,or from our affiliates or others. • You can opt-out via the Consumer Choice Page at htto://www.aboumds.info. Additional Ways Information is Collected Through For those in the U.K., you can opt-out via the IAB UK's industry the Website opt-out at httn://www.votwonlinechol'ces.com. Browser Log Files. Our servers automatically log each visitor to . You can configure your web browser (Chrome, Firefox, Internet the Website and collect and record certain information about each Explorer,Safari,etc.)to delete and/or control the use of cookies. visitor. This information may include IP address, browser language, browser type, operating system, domain names, browsing history More information can be found in the Help system of your browser. (including time spent at a domain, time and date of your visit), Note: If you opt-out as described above, you should not delete your referring/exit web pages and URLs, and number of clicks. The domain cookies.If you delete your cookies,you will need to opt-out again. name and IP address reveal nothing personal about the user other than the IP address from which the user has accessed the Website. Use of Personal Information Information collected by FNF is used for three main purposes: Cookies. From time to time,FNF or other third parties may send a "cookie"to your computer.A cookie is a small piece of data that is sent • To provide products and services to you or one or more third party to your Internet browser from a web server and stored on your service providers (collectively, "Third Parties")who are obtaining computer's hard drive and that can be re-sent to the serving website on services on your behalf or in connection with a transaction subsequent visits. A cookie,by itself, cannot read other data from your involving you. hard disk or read other cookie files already on your computer.A cookie, • To improve our products and services that we perform for you or by itself, does not damage your system. We, our advertisers and other for Third Parties. third parties may use cookies to identify and keep track of,among other • To communicate with you and to inform you about FNF's,FNF's things,those areas of the Website and third party websites that you have affiliates and third parties'products and services. visited in the past in order to enhance your next visit to the Website. When Information Is Disclosed By FNF You can choose whether or not to accept cookies by changing the settings of your Internet browser,but some functionality of the Website We may provide your Personal Information (excluding information we receive from consumer or other credit reporting agencies) to various individuals and companies, Privacy Notice Effective: May 1,20t5 01 as permitted by law, without obtaining your prior You affirm that you are either more than 18 years of age, or an authorization. Such laws do not allow consumers to emancipated minor, or possess legal parental or guardian consent, and restrict these disclosures. Disclosures may include, are fully able and competent to enter into the terms, conditions, without limitation, the following: obligations,affirmations,representations,and warranties set forth in this • To agents, brokers, representatives, or others to provide you with Privacy Notice,and to abide by and comply with this Privacy Notice.In services you have requested, and to enable us to detect or prevent any case,you affirm that you are over the age of 13,as THE WEBSITE criminal activity, fraud, material misrepresentation, or IS NOT INTENDED FOR CHILDREN UNDER 13 THAT ARE nondisclosure in connection with an insurance transaction; UNACCOMPANIED BY HIS OR HER PARENT OR LEGAL • To third-party contractors or service providers who provide GUARDIAN. services or perform marketing services or other functions on our Parents should be aware that FNF's Privacy Notice will govern our use behalf; of Personal Information, but also that information that is voluntarily • To law enforcement or other governmental authority in connection given by children— or others—in email exchanges, bulletin boards or with an investigation, or civil or criminal subpoenas or court the like may be used by other parties to generate unsolicited orders;and/or communications.FNF encourages all parents to instruct their children in • To lenders, lien holders, judgment creditors, or other parties the safe and responsible use of their Personal Information while using claiming an encumbrance or an interest in title whose claim or the Internet. interest must be determined,settled,paid or released prior to a title or escrow closing. Privacy Outside the Website The Website may contain various links to other websites,including links In addition to the other times when we might disclose information about to various third party service providers. FNF is not and cannot be you,we might also disclose information when required by law or in the responsible for the privacy practices or the content of any of those other good-faith belief that such disclosure is necessary to: (1) comply with a websites. Other than under agreements with certain reputable legal process or applicable laws; (2) enforce this Privacy Notice; (3) organizations and companies, and except for third party service respond to claims that any materials, documents, images, graphics, providers whose services either we use or you voluntarily elect to logos, designs, audio,video and any other information provided by you utilize,we do not share any of the Personal Information that you provide violates the rights of third parties; or (4) protect the rights, property or to us with any of the websites to which the Website links, although we personal safety of FNF,its users or the public. may share aggregate, non-Personal Information with those other third We maintain reasonable safeguards to keep the Personal Information parties. Please check with those websites in order to determine their that is disclosed to us secure,We provide Personal Information and non- privacy policies and your rights under them. Personal Information to our subsidiaries,affiliated companies,and other European Union Users businesses or persons for the purposes of processing such information If you are a citizen of the European Union, please note that we may on our behalf and promoting the services of our trusted business transfer your Personal Information outside the European Union for use partners, some or all of which may store your information on servers for any of the purposes described in this Privacy Notice. By providing outside of the United States. We require that these parties agree to FNF with your Personal Information,you consent to both our collection process such information in compliance with our Privacy Notice or in a and such transfer of your Personal Information in accordance with this similar,industry-standard manner,and we use reasonableefforts to limit Privacv Notice. their use of such information and to use other appropriate confidentiality and security measures.The use of your information by one of our trusted Choices With Your Personal Information business partners may be subject to that party's own Privacy Notice.We Whether you submit Personal Information to FNF is entirely up to you. do not, however, disclose information we collect from consumer or You may decide not to submit Personal Information,in which case FNF credit reporting agencies with our affiliates or others without your may not be able to provide certain services or products to you. consent, in conformity with applicable law, unless such disclosure is You may choose to prevent FNF from disclosing or using your Personal otherwise permitted by law. Information under certain circumstances("opt out').You may opt out of We also reserve the right to disclose Personal Information and/or non- any disclosure or use of your Personal Information for purposes that are Personal Information to take precautions against liability, investigate incompatible with the purpose(s)for which it was originally collected or and defend against any third-party claims or allegations, assist for which you subsequently gave authorization by notifying us by one of government enforcement agencies,protect the security or integrity of the the methods at the end of this Privacy Notice. Furthermore, even where Website,and protect the rights,property,or personal safety of FNF, our your Personal Information is to be disclosed and used in accordance users or others, with the stated purposes in this Privacy Notice,you may elect to opt out of such disclosure to and use by a third parry that is not acting as an We reserve the right to transfer your Personal Information, as well as agent of FNF. As described above,there are some uses from which you any other information,in connection with the sale or other disposition of cannot opt-out. all or part of the FNF business and/or assets. We also cannot make any representations regarding the use or transfer of your Personal Please note that opting out of the disclosure and use of your Personal Information or other information that we may have in the event of our Information as a prospective employee may prevent you from being bankruptcy, reorganization, insolvency, receivership or an assignment hired as an employee by FNF to the extent that provision of your for the benefit of creditors, and you expressly agree and consent to the Personal Information is required to apply for an open position. use and/or transfer of your Personal Information or other information in If FNF collects Personal Information from you, such information will connection with a sale or transfer of some or all of our assets in any of not be disclosed or used by FNF for purposes that are incompatible with the above described proceedings. Furthermore, we cannot and will not the purpose(s) for which it was originally collected or for which you be responsible for any breach of security by any third parties or for any subsequently gave authorization unless you affirmatively consent to actions of any third parties that receive any of the information that is such disclosure and use. disclosed to us. You may opt out of online behavioral advertising by following the Information From Children instructions set forth above under the above section"Additional Ways We do not collect Personal Information from any person that we know That Information Is Collected Through the Website,"subsection"Third to be under the age of thirteen (13). Specifically, the Website is not Party Opt Out." intended or designed to attract children under the age of thirteen (13). Privacy Notice Effective: May 1,2015 02 Access and Correction information is incorrect, you must contact your mortgage loan To access your Personal Information in the possession of FNF and servicer. correct inaccuracies of that information in our records,please contact us CCN does not share consumer information with third parties,other than in the manner specified at the end of this Privacy Notice. We ask those with which the mortgage loan servicer has contracted to interface individuals to identify themselves and the information requested to be with the CCN application. accessed and amended before processing such requests, and we may decline to process requests in limited circumstances as permitted by All sections of the FNF Privacy Notice apply to your interaction with applicable privacy legislation. CCN, except for the sections titled Choices with Your Personal Your California Privacy Rights Information and Access and Correction. If you have questions regarding Under California's "Shine the Light" law, California residents who the choices you have with regard to your personal information or how to provide certain personally identifiable information in connection with access or correct your personal information, you should contact your obtaining products or services for personal,family or household use are mortgage loan servicer. entitled to request and obtain from us once a calendar year information No Representations or Warranties about the customer information we shared, if any,with other businesses By providing this Privacy Notice, Fidelity National Financial, Inc. does for their own direct marketing uses. If applicable, this information not make any representations or warranties whatsoever concerning any would include the categories of customer information and the names and products or services provided to you by its majority-owned subsidiaries. addresses of those businesses with which we shared customer In addition, you also expressly agree that your use of the Website is at information for the immediately prior calendar year(e.g., requests made your own risk. Any services provided to you by Fidelity National in 2015 will receive information regarding 2014 sharing activities). Financial, Inc. and/or the Website are provided "as is" and "as To obtain this information on behalf of FNF, please send an email available" for your use, without representations or warranties of any message to privacy&fnfcom with "Request for California Privacy kind, either express or implied, unless such warranties are legally Information" in the subject line and in the body of your message. We incapable of exclusion. Fidelity National Financial, Inc. makes no will provide the requested information to you at your email address in representations or warranties that any services provided to you by it or the Website,or any services offered in connection with the Website are response. or will remain uninterrupted or error-free,that defects will be corrected, Please be aware that not all information sharing is covered by the"Shine or that the web pages on or accessed through the Website,or the servers the Light"requirements and only information on covered sharing will be used in connection with the Website, are or will remain free from any included in our response. viruses, worms, time bombs, drop dead devices, Trojan horses or other Additionally, because we may collect your Personal Information from harmful components. Any liability of Fidelity National Financial, Inc. and you exclusive remedy with respect to the use of any product or time to time, California's Online Privacy Protection Act requires us to service provided by Fidelity National Financial, Inc. including on or disclose how we respond to "do not track" requests and other similar accessed through the Website, will be the re-performance of such mechanisms. Currently, our policy is that we do not recognize "do not service found to be inadequate. track"requests from Internet browsers and similar devices. Your Consent To This Privacy Notice FNF Compliance with California Online Privacy By submitting Personal Information to FNF, you consent to the Protection Act collection and use of information by us as specified above or as we For some websites which ENE or one of its companies owns,such as the otherwise see fit, in compliance with this Privacy Notice, unless you Customer CareNet ("CCN"), FNF is acting as a third parry service inform us otherwise by means of the procedure identified below. If we provider to a mortgage loan servicer. In those instances,we may collect decide to change this Privacy Notice, we will make an effort to post certain information on behalf of that mortgage loan servicer for fulfilling those changes on the Website. Each time we collect information from a service to that mortgage loan servicer. For example, you may access you following any amendment of this Privacy Notice will signify your CCN to complete a transaction with you mortgage loan servicer.During assent to and acceptance of its revised terms for all previously collected this transaction, the information which we may collect on behalf of the information and information collected from you in the future. We may mortgage loan servicer is as follows: use comments, information or feedback that you may submit in any • First and Last Name manner that we may choose without notice or compensation to you. • Property Address If you have additional questions or comments, please let us know by • User Name sending your comments or requests to: • Password • Loan Number Fidelity National Financial,Inc. • Social Security Number-masked upon entry 601 Riverside Avenue • Email Address Jacksonville,Florida 32204 Attn:Chief Privacy Officer Three Security Questions and Answers • IP Address privac 934-3354 ivacy@fnfcom The information you submit is then transferred to your mortgage loan Copyright 6 2015. Fidelity National Financial, Inc. All Rights servicer by way of CCN. Reserved. The mortgage loan servicer is responsible for taking action or EFFECTIVE AS OF:MAY 1,2015 making changes to any consumer information submitted through this website. For example,if you believe that your payment or user Privacy Notice Effective: May 1,2015 63 N V w u W a { U O i m oY O � F 6 O � b jO JQ Y W m- O V .. z gz - II�� LL � 3 m o 0 a z n� OQ ^' Ow M n 0 V ¢ M 3 m� N ; QO4 YI !. a C U m 4 a Ra V W Q�� a S = U �£ C r SEAVIEW LUTHERAN PLAZA,INC. AUTHORIZING RESOLUTION At a duly constituted meeting of the Board of Directors of Seaview Lutheran Plaza, Inc., a California nonprofit public benefit corporation (the "Corporation") held on June 4, 2015, the following resolutions were adopted: WHEREAS, the Corporation is the owner of Seaview Lutheran Plaza(SLP), and seeks to maintain the long term affordability of SLP for low income seniors; WHEREAS, SLP is in need to various repairs and replacements for which there are insufficient funds in the project's Reserve for Replacement; WHEREAS,the City ofNewport Beach has issued a Request for Proposal no. 15-55 for the development or preservation of affordable housing in the City; NOW,THEREFORE, BE IT RESOLVED, that the Chairperson and Vice Chairperson of the Corporation, acting alone, shall be authorized, empowered, and directed to execute and deliver all documents necessary to submit an Application to the City of Newport Beach in response to said Request for Proposal. SECRETARY'S CERTIFICATE I HEREBY CERTIFY that I am the duly elected and acting Secretary and keeper of the records of Seaview Lutheran Plaza, a California nonprofit public benefit corporation (the "Corporation"); that the Resolution does not conflict with the corporate charter or by-laws of the Corporation, nor has the Resolution been in any way altered, amended, or repealed, and that it is in full force and effect, unrevoked and unrescinded, as of this day, and has been entered upon the regular minute book of the Corporation, as of the aforementioned date, and that the Board of Directors of the Corporation has, and at the time of adoption of the Resolution, had full power and lawful authority to adopt the Resolution and to confer the powers thereby granted to the Chairperson and Vice Chairperson who has (have) full power and lawful authority to exercise the same. Secretary Dat �— �5 zz,� x A ....... -W IT it�gf PIT '14 IT'ITT Ii I I 0 Z,T, T'j "j, fl.IT To 31-, 4� ,FT, 'IT 'TT _,4? 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'r.. ,. .. ..u. w r. ✓- , . .. 1 , .. .., ... .. a .. , Attachment C Seaview Lutheran Plaza Score Sheet 72 PORT ° m RFP NO. 15-55: AFFORDABLE HOUSING DEVELOPMENT f PROPOSAL AND INTERVIEW EVALUATION J cy �r G/FO RN SCORE VALUES: N/A-Section is Not Applicable 0- Requirement NOT MET 1 - Requirement PARTIALLY MET 2 - Requirement MET 3 - Requirement EXCEEDED Seaview Lutheran Plaza RATER 1 RATER 2 RATER 3 RATER 4 Site Control 2 2 3 2 30-Year Minimum Affordability 3 3 3 3 Acquisition &Construction Costs 1 1 1 2 Securing Funding Sources 1 1 1 1 High Quality Design &Amenities 3 3 3 3 "Green" Building Practices 2 2 2 2 Neighborhood Compatibility& Design 2 2 2 2 Incorporates Community Spaces,Amenities, Services 2 2 2 2 Experience with Successful Housing Projects 3 3 3 2 Readiness to Proceed 3 3 2 2 Ability to Manage Affordable Housing Units 3 3 2 3 Consistency with Housing Element 2 2 2 2 Targets Extremely Low/Very Low/Low-Income Households 3 3 2 3 Considers a Wide Range of Households(Special Needs) 3 2 2 2 Includes Supportive Services for Target Population 2 3 1 2 Value 1 1 1 2 Total: 36/48 36/48 32/48 35/48 Percentage of Total Points: 75.00% 75.00% 1 66.60% 72.90% SEAVIEW LUTHERAN PLAZA - AVERAGE SCORE: 72.38% November 4, 2015, AHTF agenda comments from Jim Mosher Page 2 of 2 • Item V ("Public Comment"): It appears from the draft minutes that comment by the eneral public on the two affordable housing proposals was not allowed until after the Force (or its Chair?) had concluded its discussion and announced its recommen n. This is a violation of both common sense (the purpose of public participation in gov ent is to influence and possibly change the decisions of their government, which is unli o happen after those decisions have been made) and the Brown Act (which requires ev ody subject to it to "provide an opportunity for members of the public to directly addressthaleg islative body ... before or during the legislative body's consideration of the item" ov. Code Section 54954.3(a)). It also appears that during the discussion of the proposa fore the Task Force, those providing the proposals were invited to participate whilem ers of the general public were not. Since these people are neither members of th sk Force nor of City staff, as occurs at many Newport Beach City meetings this is argua violation of the (unwritten?) rule that time limits be applied equally to all public speakers. 5a. tem ] Affordable Housing Fund RFP - Discussion and Recommendation It may have been disclosed in earlier Task Force staff reports, but the total amount of money the City has to spend on the proposed projects is not clear from either the present or previous staff report. It seems remarkable that $1.6 million can be added to support the Seaview Lutheran Plaza proposal without taking any money away from the two previously recommended proposals. ItemD►.'Pd COMMENTS It would appear that at this meeting, ust 11`h, public comment on agenda items will be invited after the Task Force's discussion of those i concluded rather than before or during them. This is, again, in violation of both common sense and t e t as explained above.