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HomeMy WebLinkAboutC-1953 - Excess coverage (comprehensive liability insurance) $1.1 million - $5.1 million7 A STOCK COMPANY ' The MANHATTAN Fire and. Marine Insurance Company NEW YORK, NEW YORK 10017 ADMINISTRATIVE OFFICE: 1515 Summer Street Stamford, Connecticut 06905 UMBRELLA LIABILITY POLICY 'I The MANHATTAN Fire and Marine Insurance Company NEW YORK, NEW YORK 10017 '! PLEASE READ YOUR POLICY ML302 (3.76) Printed in U.S.A. UMBRELLA LIABILITY INSURANCE Named Assured: As stated in Item 1 of the Declarations formidg a part hereof and /or subsidiary, associated, affiliated companies or owned and controlled companies, as now or hereafter constituted and of which prompt notice has been given to the Company (hereinafter called the "Named Assured "). INSURING AGREEMENTS I. COVERAGE — The Company hereby agrees, subject to the limitations, terms and conditions herein- after mentioned, to indemnify the Assured for all sums which the Assured shall be obligated to pay by reason of the liability (a) Imposed upon the Assured by law, or (b) assumed under contract or agreement by the Named Assured and /or any officer, director, stockholder, partner or employee of the Named Assured, while acting in his capacity as such, for damages on account of:- (i) Personal Injuries (ii) Property Damage (iii) Advertising liability, caused by or arising out of each occurrence happening anywhere in the world. 11. LIMIT OF LIABILITY — The Company hereon shall only be liable for the ultimate net loss the excess of either (a) the limits of the underlying insurances as set out in the attached schedule in respect of each occurrence covered by said underlying insurances, or (b) the amount as set out in Item 2(c) of the Declarations ultimate net loss in respect of each occurrence not covered by said underlying insurances, (hereinafter called the "underlying limits "); and then only up to a further sum as stated in Item 2 (a) of the Declarations in all in respect of each occurrence — subject to a limit as stated in Item 2 (b) of the Declarations in the aggregate for each annual period during the currency of this Policy, separately in respect of Products Liability and in respect of Personal Injury (fatal or non - fatal) by Occupational Disease sustained by any employees of the Assured. In the event of reduction or exhaustion of the aggregate limits of liability under said underlying insurance by reason of losses paid thereunder, this policy subject to all the terms, conditions and definitions hereof shall (1) in the event of reduction pay the excess of the reduced underlying limit (2) in the event of exhaustion continue in force as underlying insurance. The inclusion or addition hereunder of more than one Assured shall not operate to increase the Company's limits of liability beyond those set forth in the Declarations. THIS POLICY IS SUBJECT TO THE FOLLOWING DEFINITIONS: 1. ASSURED — The unqualified word "Assured" wherever used in this policy includes: (a) the Named Assured, and, if the Named Assured is designated in Item 1 of the Declarations as a partnership or joint venture, the partnership or joint venture so designated and any partner or member thereof but only with respect to his liability as such; (b) any officer, director, stockholder, partner or employee of the Named Assured, while acting in his capacity as such, and any organization or proprietor with respect to real estate management for the Named Assured; (c) any person, organization, trustee or estate to whom the Named Assured is obligated by virtue of a written contract or agreement to provide insurance such as is afforded by this policy, but only to the extent of such obligation and in respect of operations by or on behalf of the Named Assured or of facilities of the Named Assured or of facilities used by the named Assured; (d) any additional assured (not being the Named Assured under this policy) included in the Underlying Insurances, subject to the provisions in Condition B; but not for broader coverage than is available to such additional Assured under any underlying insurances as set out in attached schedule; (e) with respect to any automobile owned by the Named Assured or hired for use in behalf of the Named Assured, or to any aircraft owned by or hired for use in behalf of the Named Assured, any person while using such automobile or aircraft and any person or organization legally responsible for the use thereof, provided the actual use of the automobile or aircraft is with the permission of the Named Assured. The insurance extended by this sub - division (e), with respect to any person or organization other than the Named Assured shall not apply- . 1. to any person or organization, or to any agent or employee thereof, operating an automobile repair shop, public garage, sales agency, service station, or public parking place, with respect to any occurrence arising out of the opera- tion thereof; 2. to any manufacturer of aircraft, aircraft engines, or aviation accessories, or any aviation sales or service or repair organization or airport or hangar operator or their respective employees or agents with respect to any oc- currence arising out of any of the aforementioned; 3. with respect to any hired automobile or aircraft, to the owner thereof or any employee of such owner. This sub - division (e) shall not apply if it restricts the insurance granted under sub - division (d) above. 4. with. respect to any non -owned automobile to any officer, director, stock - holder, partner or employee of the Named Assured if such automobile is owned in full or in part by him or a member of ousehold. (2) 2. PERSONAL INJURIES— The term "Personal Injuries" wherever used herein means bodily injury (including death at any time resulting therefrom), mental injury, mental anguish, shock, sickness, disease, disability, false arrest, false imprisonment, wrongful eviction, detention, malicious prosecution, discrimination, humiliation; also libel, slander or defamation of character or invasion of rights of privacy, except that which arises out of any Advertising activities. 3. PROPERTY DAMAGE — The term "Property Damage" wherever used herein shall mean (1) physical injury to or destruction of tangible property which occurs during the policy period, including the loss of use thereof at any time resulting therefrom, or (2) loss of use of tangible property which has not been physically injured or destroyed provided such loss of use is caused by an occurrence during the policy period. 4. ADVERTISING LIABILITY — The term "Advertising Liability" wherever used herein shall mean: (1) Libel, slander or defamation; (2) Any infringement of copyright or of title or of slogan; (3) Piracy or unfair competition or idea misappropriation under an implied contract; (4) Any invasion of right of privacy; committed or alleged to have been committed in any advertisement, publicity article, broadcast or telecast and arising out of the Named Assured's advertising activities. 5. OCCURRENCE — The term "Occurrence" wherever used herein shall mean an accident or a happening or event or a continuous or repeated exposure to conditions which unexpectedly and unintentionally results in personal injury, property damage or advertising liability during the policy period. All such exposure to substantially the same general conditions existing at or emanating from one premises location shall be deemed one occurrence. 6. DAMAGES — The term "Damages" includes damages for death and for care and loss of services resulting from personal injury. 1. ULTIMATE NET LOSS — The term "Ultimate Net Loss" shall mean the total sum which the Assured, or his Underlying Insurers as scheduled, or both, become obligated to pay by reason of personal injuries, property damage or advertising liability claims, either through adjudication or compromise, and shall also include hospital, medical and funeral charges and all sums paid as salaries, wages, compensation, fees, charges and law costs, premiums on attach- ment or appeal bonds, interest, expenses for doctors, lawyers, nurses and investigators and other persons, and for litigation, settlement, adjustment and investigation of claims and suits which are paid as a consequence of any occurrence covered hereunder, ex- cluding only the salaries of the Assured's or of any underlying insurer's permanent employees. The Company shall not be liable for expenses as aforesaid when such expenses are included in other valid and collectible insurance. 8. AUTOMOBILE — The term "Automobile ", wherever used herein, shall mean a land motor vehicle, trailer or semi - trailer. 9. AIRCRAFT — The term "Aircraft ", wherever used herein, shall mean any heavier than air or lighter than air aircraft designed to transport persons or property. 30. PRODUCTS LIABILITY— The term "Products Liability" includes the "Products Hazard" and "Completed Operations Hazard" defined as follows: (1) "Products Hazard" includes bodily injury and property damage arising out of the Named Assured's products or reliance upon a representation or warranty made at any time with respect thereto, but only if the bodily injury or property damage occurs away from premises owned by or rented to the Named Assured, and after physical possession of such products has been relinquished to others. "Named Assured's Products" means goods or products manufactured, sold, handled or distributed by the Named Assured or by others trading under his name, including any container thereof (other than a vehicle), but "Named Assured's Products" shall not include a vending machine or any other property other than such container, rented to or located for use of others but not sold. (2) "Completed Operations Hazard" includes bodily injury and property damage arising out of operations or reliance upon a representation or warranty made at any time with respect thereto, but only if the bodily injury or property damage occurs after such operations have been completed or abandoned and occurs away from premises owned by or rented to the Named Assured. "Opera- tions" include materials, partsor equipment furnished in connection therewith. Operations shall be deemed completed at the earliest of the following times: (a) when all operationsto be performed by or on behalf of the Named Assured under the contr 3ve been completed, RELLA LIABILITY POLICY DECLARATION Polioy Number UL 67 05 2 The MANHATTAN A STOCK COMPANY Fire and Marine Insurance Company NEW YORK, NEW YORK 10017 ADMINISTRATIVE OFFICE 1515 Summer Street Stamford, C.rmecticut 06905 ITEM 1. (a) Named Assured: CITY OF NEWPORT BEACH (b) Address of Named Assured: 3300 NEWPORT BLVD. NEWPORT BEACH, CALIF. 92663 ITEM 2. Limit of Liability —as Insuring Agreement II (a) Limit in all in respect of each occurrence $ 4, 000, 000.00 (b) Limit in the aggregate for each annual period where applicable $ 4, 000, 000.00 (c) Deductible amount $ 10, 000.00 ITEM 3. Policy Period: BEGINNING AT 12:01 A. M. ON THE 25TH DAY OF JUNE, 1977 AND ENDING AT 12:01 A. M. ON THE 25TH DAY OF JUNE, 1978. ITEM 4. Notice of Occurrence (Condition G)to: BACCALA & SHOOP INSURANCE SERVICES,TWO CENTURY PLAZA, STE.2100 2049 CENTURY PARK EAST, LOS ANGELES, CALIFORNIA 90067 ITEM 5. Currency (Condition Q): United States Currency ANNUAL PREMIUM: $65, 000.00 MINIMUM & DEPOSIT ITEM 6. Payment of Premium (Condition Q)to:BACCALA & SHOOP INSURANCE SERVICES,TWO CENTURY PLAZA, STE. 2100 2049 CENTURY PARK EAST, LOS ANGELES, CALIF. 90067 SCHEDULE OF UNDERLYING INSURANCES CARRIER TYPE OF POLICY LIMITS OF LIABILITY Comprehensive General Bodily Injury Liability SEE ENDORSEMENT NO. 1 Liability: $ each person $ each occurrence $ aggregate Property Damage Liability $ each occurrence $ aggregate SEE ENDORSEMENT NO. 1 Automobile Liability: Bodily Injury Liability $ each person $ each occurrence Property Damage Liability $ each occurrence Employers' Liability: $ one accident Primary coverage provides: Yes No Yes No Products /Completed Operations a ❑ Fire Legal Liability [� Comprehensive Personal Liability ❑ 12 Blanket Contractual ® ❑ Broad Form P.D.(Lloyds) ❑ ® "xcu" Hazards [`� ❑ (Bureau) ® ❑ Errors & Omissions /Malpractice Fid L-1 Personal Injury ® ❑ Watercraft Liability Cl N Said insurance is made and accepted subject to the foregoing stipulations and conditions, and to the stipulations and conditions printed on pages 2, 3 & 4 of this policy, which are hereby made a part of said insurance, together with such other provisions, stipulations and conditions as may be endorsed on said Policy or added thereto as therein provided. ve �/) �/� DATED AT: V Secretary President LOS ANGELES, CALIFORNIA This 14TH day of JULY 19 77 B "& S,,MP, INSU CE SERVICES (1) ML -102 13-76) Pan Insurance Company 570 Lexington Avenue New York, Vew York 10022 CHANGE OF NAME ENDORSEMENT Wherever in.the said policy or bond the name The Manhattan Fire and Marine Insurance Company is used, the name Puritan Insurance Company.is hereby substituted. In Witness Whereof, the Puritan Insurance Company has, by its President, executed this Change of Name Supplement as of the 1st. day of October, 1976. Attest: By: Ai..- doe c Secretary President Formerly The Manhattan Fire and-Marine Insurance Company OR -850 (10176) AMENDATORY ENDORSEMENT It is understood and agreed that Endorsement No. 2 is hereby deleted from the policy in its entirety and replaced with the following: AMENDATORY ENDORSEMENT - MUNICIPALITIES A. It is agreed that this policy shall not apply to any liability for personal injury or property damage arising out of: 1) the complete or partial failure to supply electricity, gas or water; 2) the ownership, maintenance, use or operation of airfields, runways, hangers, buildings or other properties in connection with aviation activities or airports; 3) (a) any claims for loss or damage or any liability of any and all assureds arising out of or in any way connected with the operation of the principles of eminent domain, condemnation proceedings, or inverse condemnation by whatever name called regardless of whether such claims are made directly aganist the assured or by virtue of any agreement entered into by or on behalf of the assured. (b) with respect to any provision in this policy concerning any duty of underwriters to investigate or defend claims such:. provisions shall not apply to claims excluded by paragraph (a) above. B. It is further agreed that this policy shall not apply to any liability for items enumerated below unless such liability is covered by valid and collectible underlying insurance as described in the schedule of underlying insurance, and then only for such hazards for which coverage is afforded under said underlying insurance: 1) property damage to property (a) owned or occupied by or rented to the insured (b) used by the insured, or (c) in the care, custody or control of the insured or as to which the insured is for any purpose exercising physical control; (CONTINUED) THE EFFECTIVE DATE OF THIS ENDOSEMENT IS JULY 1, 1977 AT ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED. THIS ENDORSEMENT IS ATTACHED TO AND MADE APART OF POLICY NO. UL 67 -05-28 ISSUED To: CITY OF NEWPORT BEACH BROKER/AGENT: H & W INSURANCE SERVICES ADDRESS: 16255 VENTURA BLVD. ENCINO, CALIFORNIA 91436 DATE OF ISSUE: 7/27/77 BY cq END. NO. 10 LOS ANGELES, CALIFORNIA 01 r/ BACCALA & SHOOP INSURANCE SERVICES UMBRELLA LIABILITY 2) property damage arising out of (a) the explosion hazard (b) the collapse hazard, or (c) the under- ground property damage hazard as defined in the underlying insurance policies; 3) personal injury arising out of (a) false arrest, false imprisonment, wrongful eviction, wrongful entry, wrongful detention or malicious prosecution, or (b) libel, slander, defamation of characted, humili- ation, or invasion of the right of privacy; 4) any riot, riot attending a strike, civil commotion, civil disturbance, protest or demonstration or out of any act or condition incident to the prevention or suppression of any of the foregoing. THE EFFECTIVE DATE OF THIS ENDOSEMENT IS JULY 1, 1977 ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED. THIS ENDORSEMENT IS ATTACHED TO AND MADE APART OFPOLICY NO ISSUED To: CITY OF NEWPORT BEACH H & W INSURANCE SERVICES BROKER/AGENT: 16255 VENTURA BLVD. ENCINO, CALIF. 91436 ADDRESS: AT LOS ANGELES, CALIFORNIA UL 67 -05 -28 tft DATE OF ISSUE: 7/27/77 By cq ENo. No. 10 BACCALA & SHOOP INSURANCE SERVICES UMBRELLA LIABILITY PREMIUM PAYMENT ENDORSEMENT IT IS UNDERSTOOD AND AGREED THAT THE DEPOSIT PREMIUM FOR COVERAGE AFFORDED HEREUNDER IS $65,000.00. IT IS FURTHER UNDERSTOOD AND AGREED THAT THIS POLICY SHALL BE ADJUSTABLE AT EXPIRATION AT A RATE OF $.5619 PER $100.00 OF WORKERS COMPENSATION PAYROLL, SUBJECT TO A MINIMUM PREMIUM OF $65,000.00. THE EFFECTIVE DATE OF THIS ENDOSEMENT IS JUNE 25, 1977 AT LOS ANGELES, CALIFORNIA ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED. POLICY N0. UL 67 -05-28 THIS ENDORSEMENT IS ATTACHED TO AND MADE A PART OF ISSUED To: CITY OF NEWPORT BEACH BROKERIAGENT: H & W INSURANCE SERVICES 16255 VENTURA BLVD. ADDRESS: ENCINO, CALIFORNIA BY DATE OF ISSUE: 7/1477 By cq ENO. NO. 9 BACCALA & SHOOP INSURANCE SERVICES UMBRELLA LIABILO 9 . . .7} t' ,i '_7 ,!olic } or Vr lYj 0i., t, 1. r(� ��. -�) .. '7 (',.. �• r :<', li ...�1' ....'�i, i, i' nL.r _...:1111 ?n .'It' ":�;. -c lj ) ., Iil, 7 -�, �1. d i`r .. .:� �Ij, ;lj ��SC _,.`O's �.11 Oi1 :Cr lt_,,;C and Cell fi iiiOi:S i'L.�.:II ,. iIC!ir: r,ged. T}I effriti�'C dt_te U; i}:;S c';illo- ':; ?r;;t ;s: NNE 25, 1977 UL 67 -05 -28 ti �1__, i Q1 i ��ira' ;i Q. ?s;uad To: CITY OF NEWPORT BEACH H & W INSURANCE SERVICES 16255 VENTURA BLVD. ENCINO, CALIFORNIA %D lic of '`"'c: JULY 14, 1977 : ='�D. \o: 8 3Y._..__._._. __._.. - - - - -- — Ra,'.'c':aa S Scn'i(es yS ?4 UMBRELLA LIABILITY BUS EXCLUSION ENDORSEMENT IN CONSIDERATION OF THE REDUCED PREMIUM CHARGED, IT IS HEREBY UNDERSTOOD AND AGREED THAT SUCH COVERAGE AS IS AFFORDED BY THIS POLICY SHALL NOT APPLY TO ANY LIABILITY ARISING OUT OF THE OWNERSHIP, OPERATION, MAINTENANCE OR USE OF BUSSES BY THE CITY OF NEWPORT BEACH PARKS AND RECREATION DEPARTMENT. THE EFFECTIVE DATE OF THIS ENDOSEMENT IS JUNE 25, 1977 ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED. THIS ENDORSEMENT IS ATTACHED TO AND MADE A PART OF POLICY NO. UL 67 -05 -25 ISSUED TO: CITY OF NEWPORT BEACH BROKrR AGENT: H & W INSURANCE SERVICES 16255 VENTURA BLVD. ADDRESS: ENCINO, CALIFORNIA DATE OF ISSUE: 7/14/77 BY CQ END. NO. 7 AT LOS ANGELES, CALIFORNIA r� BY BACCALA & SHOOP INSURANCE SERVICES UMBRELLA LIABILITY AIRCRAFT LIABILITY EXCLUSION ENDORSEMENT IN CONSIDERATION OF THE REDUCED PREMIUM CHARGED, IT IS AGREED THAT THE INSURANCE AFFORDED BY THIS POLICY SHALL NOT APPLY WITH RESPECT TO LAABILITY ARISING OUT OF THE OWNERSHIP, MAINTENANCE, OPERATION, USE, LOADING OR UNLOADING OF ANY AIRCRAFT. THE EFFECTIVE DATE OF THIS ENDOSEMENT IS JUNE 25, 1977 AT LOS ANGELES, CALIFORNIA ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED. THIS ENDORSEMENT IS ATTACHED TO AND MADE A PART OF POLICY NO. UL 67 -05 -28 ISSUED To: CITY OF NEWPORT BEACH BROKER/AGENT: H & W INSURANCE SERVICES 16255 VENTURA BLVD. ADDRESS: ENCINO, CALIFORNIA DATE OF ISSUE: 7/14/77 By CQ s END. ND. 6 BACCALA & SHOOP INSURANCE SERVICES UMBRELLA LIABILITY EMPLOYEE RETIREMENT AND INCOME SECURITY ACT EXCLUSION ENDORSEMENT IN CONSIDERATION OF THE PREMIUM CHARGED, SUCH INSURANCE AS IS AFFORDED BY THIS POLICY SHALL NOT APPLY WITH RESPECT TO ANY CLAIM OR CLAIMS BROUGHT ABOUT AS A RESULT OF ANY VIOLATION OF ANY RESPONSIBILITIES, OBLIGATIONS OR DUTIES IMPOSED UPON FIDU- CIARIES BY THE EMPLOYEE RETIREMENT AND INCOME SECURITY ACT OF 1974 OR AMENDMENTS THERETO. THE EFFECTIVE DATE OF THIS ENDOSEMENT IS JUNE 25, 1977 AT LOS ANGELES, CALIFORNIA ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED. POLICY NO. UL 67 -05 -28 THIS ENDORSEMENT IS ATTACHED TO AND MADE A PART OF ISSUED To: CITY OF NEWPORT BEACH BROKER/AGENT: H & W INSURANCE SERVICES 16255 VENTURA BLVD. ADDRESS: ENCINO, CALIFORNIA DATE OF ISSUE: 7/14/77 BY CQ BY END. No. 5 BACCALA & SHOOP INSURANCE SERVICES Y IhD UMBRELLA LIABILITY 0 0 PROFESSIONAL LIABILITY ENDORSEMENT IT IS AGREED THAT `.PHIS POLICY SHALL NOT APPLY TO ANY LIABILITY FOR PERSONAL INJURY OR PROPERTY DAMAGE ARISING OUT OF THE REN- DERING OF, OR FAILURE TO RENDER, DURING THE POLICY PERIOD, THE FOLLOWING PROFESSIONAL SERVICES: (a) MEDICAL, SURGICAL, DENTAL OR NURSING TREATMENT TO SUCH PER- SON OR THE PERSON INFLICTING THE INJURY INCLUDING THE FUR- NISHING OF FOOD OR BEVERAGES IN CONNECTION THEREWITH; (b) FURNISHING OR DISPENSING OF DRUGS OR MEDICAL, DENTAL OR SURGICAL SUPPLIES OR APPLIANCES IF THE INJURY OCCURS AFTER THE NAMED INSURED HAS RELINQUISHED POSSESSION THEROF TO OTHERS; (c) HANDLING OF OR PERFORMING POST - MORTEM EXAMINATIONS ON HUMAN BODIES; OR (d) SERVICE BY ANY PERSON AS A MEMBER OF A FORMAL ACCREDITATION OR SIMILAR PROFESSIONAL BOARD OR COMMITTEE OF THE NAMED INSURED, OR AS A PERSON CHARGED WITH THE DUTY OF EXECUTING DIRECTIVES OF ANY SUCH BOARD OR COMMITTEE. IT IS FURTHER AGREED THAT THE ABOVE EXCLUSION DOES NOT APPLY TO SERVICES RENDERED BY LICENSED OR ACCREDITED PARAMEDICS. E EFFECTIVE DATE OF THIS ENDDRSEM ENT IS JUNE 25,. 1977 L OTHER TERMS AND CONDITIONS REMAIN UNCHANGED. IS ENDORSEMENT 15 ATTACHED TO AND MADE APART OF POLICY NO. SUED To: CITY OF NEWPORT BEACH OVER /AGENT: H & W INSURANCE SERVICES 16255 VENTURA BLVD. ENCINO, CALIFORNIA OF ISSUE: 7/14/77- By a4 END. No. 4 Ca{ vRIwT LD IN V }.A. AT LOS ANGELES, CALIF'OPNLA UL 67 -05 -28 By- M • .z.D • SHCOP INSURANW-_- KIND • UMBRELLA LIABILO MUNICIPALITIES ERRORS & OMISSIONS LIMITATION IT IS AGREED THAT THIS POLICY SHALL NOT APPLY TO ANY LIABILITY FOR ANY ACTUAL OR ALLEGED ERROR, MISSTATEMENT OR MISLEADING STATEMENT, ACT OR OMISSION, OR NEGLECT OR BREACH OF DUTY BY THE INSURED, OR BY ANY OTHER PERSON FOR WHOSE ACTS THE INSURED IS LEGALLY RESPONSIBLE, ARISING OUT OF THE DISCHARGE OF DUTIES AS A MUNICIPALITY AND /OR A MUNICIPAL COUNCIL OR AS DULY ELECTED OR APPOINTED MEMBERS OR OFFICIAL THEREOF UNLESS SUCH LIABILITY IS COVERED BY VALID AND COLLECTIBLE UNDERLYING INSURANCE AS DESCRIBED IN THE SCHEDULE OF UNDERLYING INSURANCE, AND THEN ONLY FOR SUCH HAZARDS FOR WHICH COVERAGE IS AFFORDED UNDER SAID UNDERLYING INSURANCE. HE EFFECTIVE DATE OF THIS ENDORSEMENT IS JUNE 25, 1977 AT LOS ANGELES, CA7IFORNIA LL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED. HIS ENDORSEMENT IS ATTACHED TO AND MADE A PART OF POLICY NO. UL 67 -05 -28 To: CITY OF NEWPORT BEACH r'RoKER /AGENT: H & W INSURANCE SERVICES 16255 VENTURA BLVD. ENCINO, CALIFORNIA -1. -1 E OF ISSUE: 7/14/77 By c 9 END. No. 3 ------- .....— - -- BACCALA & SHOOP IJISURA -E St'Rvl CES UMBRELLA LIABILITY ACCOUNTANT'S PROFESSIONAL LIABILITY EXCLUSION ENDORSEMENT IN CONSIDERATION OF THE PREMIUM CHARGED, IT IS AGREED THAT THE INSURANCE AFFORDED BY THIS POLICY SHALL NOT APPLY WITH RESPECT TO LIABILITY ARISING OUT OF THE RENDERING OF, OR THE FAILURE TO RENDER, PROFESSIONAL SERVICES FOR OTHERS IN THE INSUREDS CAPACITY AS AN ACCOUNTANT OR AS AN EMPLOYEE OF AN ACCOUNTING FIRM. THE EFFECTIVE DATE OF THIS ENDOSEMENT IS JUNE 25, 1977 AT ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED. THIS ENDORSEMENT IS ATTACHED TO AND MADE A PART OF POLICY NO. UL 67 -05 -28 ISSUED To: CITY OF NEWPORT BEACH H & W INSURANCE SERVICES BROKER/AGENT: 16255 VENTURA BLVD. ENCINO, CALIFORNIA ADDRESS: DATE OF ISSUE: 7/14/77 BY cq END. NO. 2 LOS ANGELES, CALIFORNIA f i c..r I S BACCALA & SHOOP INSURANCE SERVICES UMBRELLA LIABILITY SCHEDULE OF UNDERLYING INSURANCES CARRIER COVERAGE LIMITS LIABILITY MIDLANDS COMPREHENSIVE GENERAL & INS. CO. AUTOMOBILE LIABILITY INCL ERRORS & OMISSIONS WHICH IS EXCESS OF: ADMIRAL INS. COMPREHENSIVE GENERAL & CO. AUTOMOBILE LIABILITY INCL ERRORS & OMISSIONS WHICH IN TURN IS EXCESS OF: SELF - INSURED COMPREHENSIVE GENERAL & RETENTION AUTOMOBILE LIABILITY INCL. ERRORS & OMISSIONS T HE EFFECTIVE DATE OF THIS ENDOSEMENT IS JUNE 25, 1977 $700,000 BODILY INJURY & PROPERTY DAMAGE COMBINED SINGLE LIMIT EACH OCCURRENCE AND IN THE AGGREGATE WHERE APPLICABLE $300,000 BODILY INJURY & PROPERTY DAMAGE COMBINED SINGLE LIMIT EACH OCCURRENCE AND IN THE AGGREGATE WHERE APPLICABLE $100,000 EACH OCCURRENCE ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED. THIS ENDORSEMENT IS ATTACHED TO AND MADE A PART OF POLICY NO. UL 67 -05 -28 ISSUED To: CITY OF NEWPORT BEACH H & W INSURANCE SERVICES BROKER/AGENT: 16255 VENTURA BLVD. ADDRESS: ENCINO, CALIFORNIA DATE OF ISSUE: 7/14/77 cq BY END. NO. 1 AT LOS ANGELES, CALIFORNIA g BY BACCALA & SHOOP INSURANCE SERVICES Insert Declarations Page Form and Endorsements here. (b) when all operations to be performed by a on behalf of the Named Assured at the site of the operations have been completed, or (c) when the portion of the work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as part of the same project. Operations which may require further service or maintenance work, or correction, repair or replacement because of any defect or deficiency, but which are otherwise complete, shall be deemed completed. The Completed Operations Hazard does not include bodily injury or property damage arising out of (a) operations in connection with the transportation of property, unless the bodily injury or property damage arises out of a condition in or on a vehicle created by the loading or unloading thereof, (b) the existence of tools, uninstalled equipment or abandoned or unused materials. 11. ANNUAL PERIOD — The term "Annual Period" shall mean each consecutive period of one year commencing from the inception date of this Policy. THIS POLICY IS SUBJECT TO THE FOLLOWING EXCLUSIONS: This Policy shall not apply: (a) to any obligation for which the Assured and any company as its insurer may be held liable under any Workmen's Compensation, unemployment compensation or disability benefits law provided, however, that this exclusion does not apply to liability of others assumed by the Named Assured under contract or agree- ment; (b) to personal injury, property damage or advertising injury arising out of the conduct of any . partnership or joint venture of which the Assured is a partner or member and which is not designated in this policy as a Named Assured; (c) to loss of use of tangible property which has not been physically injured or destroyed resulting from: (1) a delay in or lack of performance by or on behalf of the Named Assured, of any contract or agreement, or (2) the failure of the Named Assured's products or work performed by or on behalf of the Named Assured to meet the level of performance, quality, fitness or durability warranted or represented by the Named Assured; but this exclusion does not apply to loss of use of other tangible property resulting from the sudden and accidental physical injury to or destruction of the Named Assured's products or work performed by or on behalf of the Named Assured aftersuch products or work have been put to use by any person or organization other than an Assured; (d) to property damage to the Named Assured's products arising out of such products or any part of such products; (e) to property damage to work performed by or on behalf of the Named Assured arising out of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith; (f) to damages claimed for the withdrawal, inspection, repair, replacement or loss of use of the Named Assured's products or work completed by or for the Named Assured or of any property of which such products or work form a part, if such products, work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein; (g) with respect to advertising activities, to claims made against the Assured for: (1) failure of performance of contract, but this shall not relate to claims for unauthorized appropriation of ideas based upon alleged breach of an implied contract; (2) infringement of registered trade marks, service mark or trade name by use thereof as the registered trade mark, service mark or trade name of goods or services sold, offered for sale or advertised, but this shall not relate to titles or slogans; (3) incorrect description of any article or commodity; (4) mistake in advertised price; (h) except in respect of occurrences taking place in the United States of America, its territories or possessions, or Canada, to any liability of the Assured directly or indirectly occasioned by, happening through or in consequence of war, invasion, acts of foreign enemies, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection, military or usurped power or confiscation or nationalisation or requisition or destruction of or damage to property by or under the order of any government or public or local authority; (i) to any liability arising out of the violation of any statute, law, ordinance or regulation prohibiting discrimination or humiliation because of race, creed, colour or national origin; (j) to bodily injury or property damage arising out of the discharge, dispersal, release or escape of smoke, vapors, soot, fumes, acids, alkalis, toxic chemicals, liquids or gases, waste materials or other irritants, contaminants or pollutants into or upon land, the atmosphere or any watercourse or body of water; but this exclusion does not apply if such discharge, dispersal, release or escape is sudden and accidental; (k) in respect to family protection (uninsured motorist) coverage as provided by the Primary Insurer. (3) Except insofar as coverage is available to the Assured in the underlying insurances as set out in the attached Schedule, this policy shall not apply: (I) to the liability of any Assured hereunder for assault and battery committed by or at the direction of such Assured except liability for Personal Injuries resulting from any act alleged to be assault and battery committed for the purpose of preventing or eliminating danger in the operation of aircraft, or for the purpose of preventing Personal Injuries or Property Damage; it being understood and agreed that this exclusion shall not apply to the liability of the Named Assured for personal injury to their employees, unless such liability is already excluded under Exclusion (a) above; (m) with respect to any aircraft owned by the Assured except liability of the Named Assured for aircraft not owned by them; it being understood and agreed that this exclusion shall not apply to the liability of the Named Assured for personal injury to their employees, unless such liability is already excluded under Exclusion (a) above; (n) with respectto any watercraft owned by the Assured, while awayfrom premises owned, rented or controlled by the Assured, except liability of the Named Assured for watercraft not owned by them, it being understood and agreed that this exclusion shall not apply to the liability of the Named Assured for personal injury to their employees, unless such liability is already excluded from Exclusion (a) above; (o) to any employee with respect to injury to or the death of another employee of the same Employer injured in the course of such employment. (p) NUCLEAR INCIDENT EXCLUSION CLAUSE — LIABILITY— DIRECT (BROAD) The insurance afforded under and liability coverage of this Policy does not apply: I. Under any Liability Coverage, to injury, sickness, disease, death or destruction (a) with respect to which an insured under the Policy is also an insured under a.nuclear energy liability policy issued by Nuclear Energy Liability Insurance Association, Mutual Atomic Energy Liability Underwriters or Nuclear Insurance Association of Canada, or would be an insured under any such policy but for its termination upon exhaustion of its limit of liability; or (b) resulting from the hazardous properties of nuclear material and with respect to which (1) any person or organization is required to main- tain financial protection pursuant to the Atomic Energy Act of 1954, or any law amendatory thereof, or (2) the insured is, or had this Policy not been issued would be, entitled to indemnity from the United States of America, or any agency thereof, under any agree- ment entered into by the United States of America, or any agency thereof, with any person or organization. II. Under any Medical Payments Coverage, or under any Supplementary Payments Provision relating to immediate medical or surgical relief, to expenses incurred with respect of bodily injury, sickness, disease or death resulting from the hazardous properties of nuclear material and arising out of the operation of a nuclear facility by any person or organi- zation. III. Under any Liability Coverage, to injury, sickness, disease, death or destruction resulting from the hazardous properties of nuclear material, if (a) the nuclear material (1) is at any material facility owned by, or operated by or on behalf of, an insured or (2) has been discharged or dispersed therefrom; (b) the nuclear material is contained in spent fuel or waste at any time possessed, handled, used, processed, stored, transported or disposed of by or on behalf of an insured; or (c) the injury, sickness, disease, death or destruction arises out of the furnishing by an insured of services, materials, parts or equipment in connection with the planning, construction, maintenance, operation or use of any nuclear facility, but if such facility is located within the United States of America, its territories or possessions or Canada, this exclusion (c) applies only to injury to or destruction of property at such nuclear facility. IV. As used in this endorsement: "Hazardous Properties" include radioactive, toxic or explosive properties; "nuclear material" means source material, special nuclear material or byproduct material; "source material ", and "byproduct material" have the meanings given them in the Atomic Energy Act of 1954 or in any law amendatory thereof; "spent fuel" means any fuel element or fuel com- ponent, solid or liquid, which has been used or exposed to radiation in a nuclear reactor; "waste" means any waste material (1) containing by- product material and (2) resulting from the operation by any person or organization of any nuclear facility included within the definition of nuclear facility under paragraph (a) or (b) thereof, "nuclear facility" means (a) any nuclear reactor, (b) any equipment or device designed or used for (1) separating the isotopes of uranium or plutonium, (2) processing or utilizing spent fuel, or (3) handling, processing or packaging waste, (c) any equipment or devise used for the processing, fabricating or alloying of special nuclear material if at anytime the total amount net loss in excess red's liability 2shall have been (12) months after the Assured shall have Raid an amount of ultimo e the Assured or otter tef?tsagainst the Assured otter titans to by r fat 7ud and the Company fence, the premises of the amount bor aheda rant, t he same it Of the insured at or contains hXed and rendered ceQe1non1 of by Asttue Assu ccoun oft me occur in the custody d consists of non written Woollen by raven m coo Ent or device rs locate combine trial or by Payments shall be ma of such mall", rm of lutonmm or uranium 233 ar any subsequent P. Y afe respectively claimed and P where such q P 235, made from time to time. Such losses shall be duo thirty rams P uranium additional claims hall of they more than 25 g no grams of remises of Place Prepared or used w,thlrf this policy. thereof, or more than excavation, P all operations formB INSOLVENCY— f y claims Nancy of the Assured or any enti oy comprising basin, , 'ms (d) any structure, dispose of waste. daH.s located,. . 'nuclear or lnso of the PaYm for the storage of or P of thefofeg efatfons, K. BANKRUPTCY ANOkn1 icy relieved thereby In the event of the ban shalt not be and emises used such op . of Rssiom the Assured, the company r insolvency. Inc mcludesthe sd� to a d� all p y °n sucti afates designed or used to sustain nuclear fissio because of such bankruptcy ° conducted hereunder RANCE— stated means any chain •or .,destruction INSU Ith any otherinsurer available to the Assure reactor odrng reaction or to contain a cntical mass excess of In a self -supP the word " inNry' L. OTHER other than msurancoilcy sb 1pbe 10 able malenal. ro erty, vered by this pohcY "his p herein shall be construed motion of Pr °Percy. If other valid and collechbl the nsurance afforded by In ur to or destruction of P P covering aloss also cO olicy, insurance. Nothing With respect to of radioactive contain with such other limitations or other Insurance . TO THE FOLLOWING CDND1T10NS— to be excess of this P terms, conditions and auludes all forms i m and Is and shall not con recovery h the against SUBJECT Is a flat Pfenr u to make this policy fight of recovery Hit is TNIs POLICY 15 for this Policy and it BROGATION— the Assay a ed to h lUM— provided for the premium M, SU olic is "Excess Coverage', the Comp an A. PREM t as provided m Conditions B payment hereon , Unless otherwisUStment except Inasmuch as this P yt cannot be ex ass of any F ,h Assured t con the C°mn ah ect to adj der the znY hefe0a any person or other e n z feed that In ° includingo cemed� e not subl understood and g oftionfng I any amounts s s Assured) th bs al T10NAL ASSUREDS— to the Come therefore, with all other interests (including e P s r at e reds being added to the a given a °° wilt act in ` ncet is of fecov?IY' The app interests R• ADOI prompt notice shall be given hereon. nnciple the, any shall first be reimbb i ncr such In the event. adconancY hereof appropriate adddional p exercise of hall folio the P above any payment to be r inf out (Including th lnsurancas during a an app TION OF LIABILITY— vered 5 as ¢then to be nainests (Including am GUMULA whole of In part under few aid an a t aaid by them. the Ca d weunder", residue, who shall be entitled to charge 0 NON lion date beteof the up to the amount P to the amount p, odamed betweE INSURANCE Inception coverage rs +n excess are entitled' to claim ce,I recoveif C. PRIOR loss covered hereunder is also o tlfred 10 doled by any hen remaining UP this co o{ any such amounts sh ective reed that if any . to he Assueed P110, 'ahons shall be fedu Assured) of whom in the ratio of then resp it is agree policy issued m 2 of der such prior insurance. to the recovery concerned, any other hereon as stated fin Ile of such loss un pIgEASE^ c- ^�nces necessary., the Assured) limit at liability TO OCCUPATIONAL a sustained by amounts due to the Assured o APP`1CABLE b accopational dlseati terms and NDITIONS (total or non - fatal) Y the same ward IlabiRty and the p. SPECIAL PO ties is sablect to and lima to the andedYing As regards PEI inured, this Pa the amou dded hereunder. any a to except a? Bards the premium, ma ha a or as condiboos C as,areocfoanaoccuf[enco for which claim is made 8 in renewal agfeement,the happening ro edy insurances Pnor to inspect the Assured 's p P AND AUDIT— not obligated to insP make inspeGlio ehalf rot the of E• INSPECTION rmitted but s right to The Company shall be Pe m anstitute an undertaking on b ropem or and opera"ons at any a re. Neither t the eonesall co Or waffani that such P thereof to determine time makin g a' of the Assured or others, and records er the final for the, be f and within three years ah . S insurance. operations are side. examine and audit the Assured'w_ The the Pill nY may period any fa�eas they relate to the sablect matter of this during hthis Policy, employe' termination of this P y' einn al inlury suffered by any be habh e. CROSS LIABILITY'. reason of P def is or may __. name made CY _.u.o. Assured hereun. made °f may .—Ap. In the E"=" .-ereunde of one Assured Shall COVE then this polio at as if in the ame c {aims e In the event barer for IS son ToI I, ... OCCURRENCE — G, NOTICh Assufedhe'inann"t. Whenever covered hereun that an occurrence that the All' - item 14 of he De sent as sta Iva notice of and , that failure to g oticy app hereundef, shal4Pnot pieta H• ASSISTANCE AND CO- OPERA'f10No s Upon The Company shall not be called t 0 of any clam shall have nhe tighhand shad the Comps y ndedyi to ar the Assured or the Asoscceding relative el any claim, suit or P to involve thr Of appears teahnabllatIlWy in all things it the Company a arty at iuc D"ur"I". ; ement 11 for 30Y one LOSS PAYABLE— policy wih respe ,.haity under this 1�. Assufed's an all nccupren haff have 4 as finally settles. the terms shail 'ledge possessed by ansnp from asserting an? "I by en- N, CHANGES kna Comp waived or Notice to olic or stop the policy any of its representatives. in any part of t ui I hall the term, ", t is d by the Camp of this policy, unless and until dorsement issued to form a Part shat} not bind the Company B. ASSIGNMENT^ t under this policy Assignmefstendorsed hereon. I, the its Consent Assured by surrender the e'sentatives CELLATION— the Namedto the Company or its Ve This policy P. CAN may be cancelled of by mailing a etfeb re. This al This POIicYa reoresentables iff, the cancellation yA , thereafter the ComPany shaiharsebeat In partod this policy in the Pro z Company shatfotcea Notice of ;y has been in makes no the Company old V-1- the wwy„.•' remium am �•,•,. - aancellation hY uQency stated in item Dgc- payment or on of return p in the c 6 of the d tosses under this Wiicshall 6e made as stated In item Q, CURAEN m a The Premium sub Pa meet of Premium of the Declarations. Y the Assured under larati ON STATUTES— otieY is unentorceable by R, CONFLICTING rovision of this P 'herem it is claimed that Statute Ina e °t event t any P other torts "ah" compliance w +tar any lie In tars of anyhStaco covered of non- with the same effect as if d comp the law is ", covered hereby. the Assn this policylsnall be enforceable by PING INSURANCES then this p TIONS IN UN' to in the attach with such Statute. RESTRtG liicies referred the Pot S MAINTENANCE thof is A olicy that the policy or Po of the aggieg for any reduction ect d accidi It is a condition of Ohl Insufances' shall it mainlavned in lull info — Na solely by P ?Yin of this Failure of the "Schedule of Underiy. g verage or limits e me period wi at f fintemri of G0 the period this policy but m twou l occurring dating 11 not mvandate they omit or h its ehamed thElan to she . me extent as and /or occu with the forego il be liable to the sondrt�on- Assured to Cs, theyComPaoY shall only wih the same ce such 9ailures, d Assured been had the Name • BINDER NO. 90A H & W INSURANCE SERVICES 16255 VENTURA BLVD., SUITE 406 ENCINO. CALIFORNIA 91436 (213) 990 -3040 TELEX: 66 -2478 THIS IS A PREMIUM BEARING BINDER. /� M I L U M /GA R V EY This binder supercedes and replaces Binder No. 896 Insurance brokers inc. phone (7141549-9952 City of Newport Beach, CA 3720 CAMPUS DRIVE NEWPORT BEACH, CALIFORNIA 92660 Subject: 3300 Newport Blvd. _�. 3 Newport Beach, CA 92663 We are pleased to ptovide the following (qX0tttkW1binder) for the captioned. 1. Coverage: Umbrella Excess Liability 2. Company: Puritan Insurance Company 3. Effective Date: 12:01 AM, June 25, 1977 4. Limits of Liability: $4,000,000 excess $1,000,000 in turn excess S.I.R. 5. Deductible: $ - -- per claim including claim expense. $ - -- per occurrence. 6. a) Self- Insured Retention: $100,000 /pei)OAnnuaAggregate Retained Limit: - -- 7. Premium $ 65,000 applying (Plus -- State Tax and -- Stamping Fee) as: () Flat Charge (X) Minimum & Deposit Premium Adj. at rate of: $.5619 per $100 of W.C.Payroll ($11,567,100) 8. Primary Carrier(s): Admiral Insurance Company Midland Insurance Company 9. Remarks: Copy of the Self - Insurance contract and resolution setting up liability loss fund must be furnished H $ W prior to policy issuance. Premium due and payable within ten (10) days of the effective date of coverage. NO FLAT CANCELLATION 10. Commission payable to your office: 7.5% Coverage bound herewith shall be subject to all terms and conditions of the policy to be issued, which, when delivered replaces this notice. This (binder expires in /sixty days. DATE: June 28, 1977/le H & W INSURANCE SERVICES .. -.. _ .. r .. THANK YOG�f!L %�C� . - - BY: r Charles R. Price By ;:a CC!jY C COED kL CITY OF Ht-WORT EACI - RESOLUTION NO. 9147 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF NEWPORT BEACH AWARDING A CONTRACT FOR COMPREHENSIVE PUBLIC LIABILITY INSURANCE COVERAGE TO ADMIRAL INSURANCE COMPANY, MIDLAND INSURANCE COMPANY, AND PURITAN INSURANCE COMPANY, APPROPRIATING $100,000.00 TO THE NON - DEPARTMENTAL GENERAL INSURANCE ACCOUNT AND RESCINDING RESOLUTION NO. 8854 WHEREAS, the City of Newport Beach has sought proposals for the provision of comprehensive public liability insurance, including general liability, automobile liability, paramedic coverage, broadened city coverage among the coverages provided; and WHEREAS, the City has received two proposals for the provision of said comprehensive public liability insurance coverage; and WHEREAS, the City Council finds and determines that it is in the best interest of the City to award the City's comprehensive public liability insurance policy to the Admiral Insurance Company, which insurance coverage contains a $100,000.00 self insured retention with a maximum annual stop loss self insured retention of $400,000.00, for the annual policy period, to Midland Insurance Company for excess coverage between $400,000.00 and $1.1 million, and to Puritan Insurance Company for excess coverage between $1.1 million and $5.1 million; and WHEREAS, the cost of the combined programs for Admiral Insurance Company, Midland Insurance Company, and Puritan Insurance Company is in line with other insurance available to the City on the insurance market, and the entering into the proposed contract is fair and equitable; and WHEREAS, the Admiral Insurance Company has required the City to set aside $100,000.00 in a separate account, ear 0 0 marked for the payment of claims; NOW, THEREFORE, BE IT RESOLVED that the City Council of the City of Newport Beach hereby accepts the proposal to provide comprehensive public liability insurance coverage from Admiral Insurance Company, Midland Insurance Company and Puritan Insurance Company, for a one year period commencing June 25, 1977 and continuing through June 24, 1978. BE IT FURTHER RESOLVED that $100,000.00 is hereby appropriated to the general insurance account to be used solely for the payment of claims, payment of adjusting and legal fees in connection with claims and related costs in conjunction with claims against the City of Newport Beach. BE IT FURTHER RESOLVED that Resolution No. 8854 is hereby rescinded. ATTEST: City Clerk ADOPTED this 11th day of July , 1977 -2- Mayor HRC:yz 7/12/77