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Home My WebLink AboutC-2174 - Agreement for Use of City ComputerCERTIFICATE OF INSURANCE pp y LJ l INSURANCE �. = Exchange or Company designated on the reverse siffin'umber 2 EXCESS INSURANCE . Excess over Primary with Company designated on reverse side as letter When countersigned by an authorized representative of the Company, this certificate supersedes any previously issued certificates and certifies thoI the - following policy(ies), have been issued to the insured for the coverage indicated. This certificate or verification of insurance is not an insuronce p6licp and i, doesnot amend, extendoralter the coverage afforded by the policies listed herein. Notwithstanding any requirement, term, or condition of any contractor other document with respect to which this certificate or verification of insurance may be issued or may pertain, the insurance afforded by the policies - described herein is subject to all the terms, exclusions and conditions of such policies. Na1Aed ATTORNEY DATA INC & NORVIN CROY AS Ensured . JYt INDIVIDUA 6crosPolicy or Certifione Nvmber Address . mil/ .3345 NEWPORT BLVD ,200 97 07.364 11568 oo 13 NEWPORT BEACH, CA 92660 1 Agent I Policy Number Effective from: 1.0— 3- S0 To: at which time this certificate becomes void QQ or until cancelled if this box "X "d PART I CERTIFICATE OF INSURANCE ❑ Applicable ❑ Not applicable COVERAGE s COVERAGE COMBINED LIMITS OF LIABILITY INOICOVE er A4 °x^ LIMITS) INCLUDES) BOTH PRIMA PRIMARY AND EXCESS (if excess applicable) OWNED AUTO LIABILITY Bodily injury Property Damage P Y 9 EACH PERSON EACH OCCURRENCE DIGITS Owned �0 GOO COVERED Non -Owned 0 ,000 Comm'I Umbrella Liability Hired AGGREGATE X Employer's Non - Ownership Contingent Liability Is GENERAL LIABILITY Bodily Injury Property Damage Bodily Injury Property Damage EACH PERSON EACH OCCURRENCE X M& C- OLT, Owners B Contractors, Contractual, Elevators 000 000 X Products and /or Completed Operations be $5.000 sm com._ d bodily injury sustained by one psrson in any one xcurrence and subjed to thts provision respecting each person, 510,000 on account of bodily Injury -,000 or marenicaaons as the result of any one arc. nsm. shall net amend 55,000. ssx' owners&contractors protective, contractual, and /or completed operations AGGREGATE PRODUCTS 300 ,000 $ 50 ,000 Si ngle Li mil Liabi l ity for Coverages checked above AGGREGATE PRODUCTS EACH OCCURRENCE $ ,GOO $ ,000 Cargo EACH VEHICLE EACH OCCURRENCE $ ,000 Is 000 Workers or Workmen's Compensation Statutory Includes Goods or Products Warranty, Written Lease of Premises, Easement Agreement, Municipal Ordinance Agreement, Sidetrack Agreement, Elevator or Escalator Maintenance Agreement only unless accompanied by specific endorsement providing additional Contractual Coverage. (ALL STATES EXCEPT DKLAHOMA) It is hereby agreed that upon cancellation or termination of this policy or policies from any muse the Company will moil 11! days notice in writing thereof to the other Interest shown below- OTKER INTEREST CITY CLERK NEWPORT BEACH - .3300 NEWPORT BLVD .NEWPORT BEACH, CA 92660 t'k NOTAPPLICABLE INTEXAS 4Is f APPLICABLE IN TEXAS OKLAHOMA CERTIFICATE -In the event at any material change In or cancellation of said policies, the Company will make every ef- fort to notify the party to whom this certificate is Issued ofsuch change or cancellation, but the Company undertakes no respon- sibilitybyroc nofanylelturesebdoo..�p/ /� Countersigned �� `�• . Notice of cancellation of the primary coverage outomaticol ly term i notes excess coverage. A breakdown of the primary limits and the excess limits will be provided on demand. . tiagTes'a -eve tact lxrwreow us.A ®t INSURED S COPY YEAR, MAKE, TYPE OF BODY, LOAD CAPACITY 5LCA Ea WAIV�ION IDENTIFICATION NUMBER OWNED LAST 3 AUTOMOBILES, DIGITS IF SHOVYN COVERED Comm'I Umbrella Liability RETAINED LIMIT AGGREGATE EACH OCCURRENCE $ 0001$ Is POLICY NUMBER PART II ADDITIONAL INSURED ENDORSEMENT ❑ Applicable ❑ No[ Applicable — It is agreed that such insarome as is afforded by the coverages indicated by on "X" on the Certificate of Insurance above, also applies, effective on the data shown, to the per- son or organisation named as an "Other Interest" below, as an additional Insured but only with respect to liability of the additional Insured arising out of the acts and omissions of the named Insured. This extension of coverage does not apply to the Iiability of the additional insured arising either wholly orpartlyout of (1) his or its own negligence, or that of Iri agents or employees (except where the named Insured b on agent or employee of the additional Insured), or (2) any defect of material, design, or workmanship in anything of which ho or if Is the owner, lessor, manufacturer. mortgagee, or beneficiary. It Is further agreed that R any court shall Interpret the language of this policy or this endorsement contrary to Its Intent to restrict the coverage to liability of the additional fn- suredarisingonlyoutoftheactsandomissionsof1MnamedInsured, Hren the Ilmit el Ilabiliry under such Interpretation Ives automobile ticbl... shellbetheIlmlriofbedllyIn- jury Ilabillry end property damage Iloblliry spedlled by any motor rehlde financial responsibility law of the stab. prorlrrce, or brrltory In which its named Insured resides. ll theta is no such motor vehicle financial respensiblllty low or If the (lability arises from o source other than an automobile, the limit of the Company If (lability hereunder shall source be $5.000 sm com._ d bodily injury sustained by one psrson in any one xcurrence and subjed to thts provision respecting each person, 510,000 on account of bodily Injury smtolrred by two or moro persons In any one orcumence. The list if Ir iffyy of Nte Can, for all domages because of ell property damage sustained by one or more persons or marenicaaons as the result of any one arc. nsm. shall net amend 55,000. This endorsement shall not operate to Increase the limits of the Company's liability under the policy. (ALL STATES EXCEPT DKLAHOMA) It is hereby agreed that upon cancellation or termination of this policy or policies from any muse the Company will moil 11! days notice in writing thereof to the other Interest shown below- OTKER INTEREST CITY CLERK NEWPORT BEACH - .3300 NEWPORT BLVD .NEWPORT BEACH, CA 92660 t'k NOTAPPLICABLE INTEXAS 4Is f APPLICABLE IN TEXAS OKLAHOMA CERTIFICATE -In the event at any material change In or cancellation of said policies, the Company will make every ef- fort to notify the party to whom this certificate is Issued ofsuch change or cancellation, but the Company undertakes no respon- sibilitybyroc nofanylelturesebdoo..�p/ /� Countersigned �� `�• . Notice of cancellation of the primary coverage outomaticol ly term i notes excess coverage. A breakdown of the primary limits and the excess limits will be provided on demand. . tiagTes'a -eve tact lxrwreow us.A ®t INSURED S COPY 0 Jayl0 siowlll '060Diy:) siayumiapufl ss@Dx3 o/D puolOu3 ui satuodwoD Jo/puo uopuOI 'spAolj oiwo}ilo:) 'sala6uy Sol of'S J6� IDM O/D puol6u3 ui saiuodwOD Jo /puo uopuo3 'spAoll 3DNv8nSNl SS3DX3 oiujoploD'sala6uy Sol AuodwOD aDuoansul Ajnyua] -pryy 4 H V olwo}poD 's91a6uy Sol AuodwOD aDuoinsul A.inyuaD-piyy .6 :Auodwo:) ally so 'y! Aq panssi uaym 'A:)ilod ally ui oy pa»a}ai AuodwoD Toys o si 6uimollo} ayl oiwo}iloD 's9la6uy Sol 96uoyDx3 aDuoinsul�hnjl 'Z DIUJOPIDD 'sala6uy Sol a6uDgDx3 aDuoJnsul sJ9wJo3 :Auodwo:) so 'way 4o jayyla Aq panssi uaym 'A:>ilod ay ui oy pa»a}aj sawgawos sa6uoyoxa aDuoinsul -jayui ajo 6uwol104 ayl 30NVHDX3 3DNvNnSNl S83WNVJ L A16 CERTIFICATE OF INSURANCE Q/ PRIMARY L \INSURANCE The Exchange or Company designated on the reverse side as number (INSURANCE) ( INSURANCE) Excess over Primary with Company designated on reverse side as letter When countersigned by an authorized representative of the Company, this certificate supersedes any previously issued certificates and certifies that the following policy(ies), have been issued to the insured for thecoverage indicated. This certificate or verification of insurance is not an insurance policy and does not amend, extend archer the coverage afforded by the policies listed herein. Notwithstanding any requirement, term, or condition of any contract or other document with respect to which this certificate or verification of insurance may be issued or may pertain, the insurance afforded by the policies described herein is subject to all the terms, exclusions and conditions of such policies. :wed '.TTO°ivLrY DATA INC & N,RUIN CROY AS Address. AN INDIVIDUAL essPOlicyorCerti ( icaleNumber .33!45 N vJPORT : 1.LVD ,r?00 197 07 _364 11568 00 13 NB'AF'OR" B': \C:i, �'A 92660 1 Agent I Policy Number Effective from: 10-3-80 To: at which time this certificate becomes void la or until cancelled if this box "X" d. PART 1 CERTIFICATE OF INSURANCE ❑ Applicable ❑ Not applicable INDICOVE BY BVr IS ,,, COVERAGE COMBINED LIMITS OF LIABILITY LIMIT(S) INCLUDE(S) BOTH PRIMARY AND EXCESS (if excess o olimble) OWNED AUTO LIABILITY Bodily Injury Property Damage EACH PERSON I EACH OCCURRENCE DIGITS Owned ,000 �Q COVERED Non -Owned Is ,000 Comm'I Umbrella Liability Hired AGGREGATE EACH OCCURRENCE Employer's Non- Ownersh i p Contingent Liabi l i ty l$ Is GENERAL LIABILITY Bodily Injury Property Damage Bodily Injury Property Damage EACH PERSON EACH OCCURRENCE X M &C -OLT, Owners& Contractors, Contractual, Elevators negligence, or that of its agents or employees (except where the named insured Is an agent or employee of the additional insured), or (2) any defect of material, design, or ,000 X Products and /or Completed Operations jury liability and property damage liability specified by any motor vehicle financial responsibility low of the Onto, province, or territory In which the named insured resides. If there is no such motor valid. Immcial responsibility low or If the liability arises from a source other than an automobile, the limit of the Company's liability hereunder shall be SS.000 on account of bodily injury sustained by one person In any one occurrence and subject to this provision respecting each person, $10,000 on account of bodily injury sustained by twe or more persons in any one occurrence. The total liability of the Company for all damages because of all property damage sustained by one or more persons is is owners& contractors protective, contractual, and /or completed operations AGGREGATE PRODUCTS 000 $ � 0 ,000 Single Limit Liability for Coverages checked above AGGREGATE PRODUCTS EACH OCCURRENCE $ ,000 $ ,000 Cargo EACH VEHICLE EACH OCCURRENCE $ 000 $ 000 Workers' or Workmen's Compensation Statutory • Includes Goods or Products Warranty, Written Lease of Premises, Easement Agreement, Municipal Ordinance Agreement, Sidetrack Agreement, Elevator or Escalator Maintenance Agreement only unless accompanied by specific endorsement providing additional Contractual Coverage. (ALL STATES EXCEPKLAHOMA) It is hereby agreed that upon cancellation or termination of this policy or policies from any cause the Company will mail—ii? t days notice in writing thereof to the other interest shown below. OTHER MEREST CITY C.,ERK NSsrPORT B, AC` 3300 Nn'iiFOe'I : LVIJ NEWPORT B r' ;i, 926410 * is Nor APPLICABLE IN TEXAS * * e APPLICABLE IN TEXAS OKLAHOMA CERTIFICATE -In the evont of any material change in or cancellation of sold policies, the Company will make every ef- fort to notify the pony to whom this cenilicate is issued of such change or cancellation, but the Company undertakes no rospon. s ibility 6yreas nefanyloilurssotodo. Countersigned AwM1Pra.d R. entouve Notice of cancellation of the primary coverage automatically terminates excess coverage. A breakdown of the primary limits andtheexcess limits will be provided on demand. 56-0197 3 -80 1301 PRIMED IN U.S A 01 YEAR, MAKE, TYPE OF BODY, LOAD CAPACITY fi owBEO w",,D aN IDENTIFICATION NUMBER OWNED LAST 3 AUTOMOBILES, DIGITS IF SHOWN COVERED Comm'I Umbrella Liability RETAINED LIMIT AGGREGATE EACH OCCURRENCE $ 0()O l$ Is POLICY NUMBER PART 11 ADDITIONAL INSURED ENDORSEMENT ❑ Applicable p Not Applicable It is agreed that such Insurance IN is afforded by the coverage, indicated by an "X" an the Corillicata of Insurance above, also applies, affective on the date shown, to the por. son or organization named as an "Other Interest' bolow, as an additional Insured but only with respect to liability of the additional Insured arising out of the acts and omissions of the nomad Insured. This extension of coverage does not apply to the liability of the additional Insured arising either wholly or partly out of (I) his or Its own negligence, or that of its agents or employees (except where the named insured Is an agent or employee of the additional insured), or (2) any defect of material, design, or workmanship in anything of which he or it is the owner, lessor, manufacturer, mortgages, or beneficiary. It Is further agreed that R any court shall Interpret the language of this policy or this endorsement contrary to its Intent to restrict the coverage to liability of the additional In. sured arising only out of the acts and omissions of the nomad Insured, than the limit of liability under such interpretation for automobile liability shall be the limits of bodily in. jury liability and property damage liability specified by any motor vehicle financial responsibility low of the Onto, province, or territory In which the named insured resides. If there is no such motor valid. Immcial responsibility low or If the liability arises from a source other than an automobile, the limit of the Company's liability hereunder shall be SS.000 on account of bodily injury sustained by one person In any one occurrence and subject to this provision respecting each person, $10,000 on account of bodily injury sustained by twe or more persons in any one occurrence. The total liability of the Company for all damages because of all property damage sustained by one or more persons or orgonimtions as the result of any one otwrnnc¢ shall net exceed S5.000. This endorsement shall not operate to increase the limits of the Company's liability under the policy. (ALL STATES EXCEPKLAHOMA) It is hereby agreed that upon cancellation or termination of this policy or policies from any cause the Company will mail—ii? t days notice in writing thereof to the other interest shown below. OTHER MEREST CITY C.,ERK NSsrPORT B, AC` 3300 Nn'iiFOe'I : LVIJ NEWPORT B r' ;i, 926410 * is Nor APPLICABLE IN TEXAS * * e APPLICABLE IN TEXAS OKLAHOMA CERTIFICATE -In the evont of any material change in or cancellation of sold policies, the Company will make every ef- fort to notify the pony to whom this cenilicate is issued of such change or cancellation, but the Company undertakes no rospon. s ibility 6yreas nefanyloilurssotodo. Countersigned AwM1Pra.d R. entouve Notice of cancellation of the primary coverage automatically terminates excess coverage. A breakdown of the primary limits andtheexcess limits will be provided on demand. 56-0197 3 -80 1301 PRIMED IN U.S A 01 i 02996 'dO 'aluawa1O unS TOT al?nS 'sawn so7 a(Z ou}woo 269 NONA8 '7 (79YHOIU 0 anoND 9DNV'HnSNI SNgWNvA . iay1O D -- -- — - -- SIOUIIII 'o6oDigD siaauMiapun ssaDx3 O/D pu016u3 ui sawodwo) jojpuo uopuo3 'spAo11 - D o!wo}!loD'sala6uy Sol ID 8'a'IIoM O/D pu016u3 w saiuodwoD jopuo uopuo-I'spAoll - g 3DNvdnSNl SS3DX3 o!uwo }?loD'sala6uy sod Auodwo:) a:)uoinsul A.in ;uaD -pry - y o!uJo}!IDD 'sala6uy Sol Auodwo:) eDuoinsul AjNuaD -PIW .6 AuodwoD ally so'!! Aq panssi uaynn 'A)ilod ally w of pa»afai AuodwDD shop o s! 6ulmolloi ayj o!w04!IDD 's91a6uy Sol oIwo}ilo:) 'sala6uy Sol abuoyDx3 aDuoinsul�hnaj 'Z a6uoyax3 aouoinsulsjawjoj 'l :AuodwoD so 'way jo jayy!a Aq- panss! uaHM 'ADilod ayj ui oy pajia}ai sawilawos sa6uoyaxa aDuoinsu! -ia ;u! ajo Bumollol.ayj 30NVHDX3 3DNv6nSNl S83WdVJ NOTICE OF CANCELLATION OF MORTGAGEE AND/OR • CERTIFICATE HOLDER yF+ TRUCK INSURANCE EXCHANGE ❑ FARMERS INSURANCE EXCHANGE ❑ MID - CENTURY INSURANCE COMPANY LOAN INSURED ATTORNEY DATA INC F NORVIN CROY AS AN INDIVIDUAL POLICY OR CERTIFICATE NUMBERS 1568 00 13 AGENT'S NUMBER CANCELLATION DATE �7 n7 364 10 -18 -80 ® You are hereby notified. that all coverage extended to you under the above listed policy is cancelled effective at 12:00 Noon (12:01 A.M. in California and Oregon) on the Cancellation Date shown above_ ❑ You are hereby notified that all coverage extended to you under the above policyliesl or certificatelsl on is cancelled effective at 12:00 Noon 112:01 A.M. in California and Oregon) on the cancellation date shown above. a z v z_ CITY CLERK NEWPORT BEACH 3300 NE'. +!PORT BLVD NE'IVIPORT BEACH CA 92660 ^ NOTE TO MORTGAGEE: Your loan with this policyholder may have expired; however, this notice complies with the provision of our policy. i CITY OF NEWPORT BEACH CALIFORNIA City hall 3300 W. Newport Blvd. Area Code 7t4 DA7U June 16, 1980 T0: FINANCE DIRECTOR . FROM:.. City Clerk SUBJECT: Contract No. 2174 Description of Contract . Data Processing service Authorized by Resolution No. 9763 adopted on heal 14. 1980 Effective date of Contract June 11 1980 Contract with N. A. Croy Address Z- Facbor Tnwrporated 3345 Ne4xmt Blvd, Nmpoxt Beach, CA 32663 Amount of Contract see amtzact City Cler c i A G R E E M E N T Use of Computer - N. A. Croy THIS AGREEMENT is made between the CITY OF NEWPORT BEACH, a municipal corporation, hereinafter referred to as "NEWPORT BEACH" and N. A. CROY, Z- Factor Incorporated, 3345 Newport Boulevard, Newport Beach, California, hereinafter referred to as "CROY." W I T N E S S E T H: WHEREAS, Newport Beach owns a computer and there is time for .use of said computer, which will not conflict with Newport Beach's use of said computer; and WHEREAS, Newport Beach desires to share the use of said computer; and WHEREAS, it is recognized that the sharing of the use of such computer will be advantageous to both parties to'this agree- ment; and WHEREAS, it is in the public interest to permit the com- puter owned by Newport Beach to be utilized to its fullest capacity; NOW, THEREFORE, in consideration of the mutual covenants, conditions, agreements and stipulations hereinafter expressed, the parties hereto hereby agree as follows: 1. Newport Beach will make available to Croy said Computer, at such times and under such conditions as are deemed appropriate by Newport Beach. 2. Newport Beach will bill Croy and Croy will pay Newport Beach for the use of said computer at a rate that is comparable to generally- accepted industry standards. 3. Newport Beach will bill Croy once each month, which amount will become due and payable within ten (10) days after depositing said bill in the U.S. Mail. 4. Time for computer use by Croy will be made available, subject to prior approval by the City of Newport Beach, as provided below, between 5 :00 p.m. and 8:00 a.m. of the following day, and on holidays and weekends. The City may, at its discretion, impose a minimum number of hours usage per month. Page 1, of 3 5. Croy may purchase from Newport Beach such materials, including standard form, cards and the like, at Newport Beach's cost, plus a nominal storage and handling charge. 6. Croy will provide his own operator for the use of the computer hereunder, and all personnel of Croy who may be required to enter Newport Beach's computer room shall have received the prior written approval of Newport Beach. 7. Croy will schedule work with the computer, subject to prior approval by Newport Beach, with a minimum of three. (3) days' advance notice. 8. Croy may store disk packs, program decks and other materials to be used under this Agreement in Newport Beach's computer room, subject to such space limitations and time limitations as may be reasonably imposed by Newport Beach, and will remove same on 5 days' notice. 9. Croy may use only City approved disk packs and tape on said computer. 10. Croy agrees to hold harmless Newport Beach, its officers., agents and employees, from any bodily injury, personal injury, death, or property damage which may arise out of the per- formance of this Agreement. Croy shall provide Newport Beach with evidence of insurance in such form and amount as may be approved by the City Attorney of Newport Beach which shall name Newport Beach as an additional insured, which shall provide that the insurance so provided will be primary insurance and not contributing with any other insurance available to Newport Beach under any third party liability policy. 11. This Agreement shall run on a month -to -month basis and may be terminated by either party by giving at least thirty (30) days' written notice prior to date of termination. 12. This Agreement shall take effect and shall become operative when executed by the parties hereto. Page 2 of 3 IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be made and executed on this day of 1980. ATTEST: vity clerk U APPROVED AS TO UT)FIED As E ORIGINAL ;JTY CLERK OF THE CITY OF NOWP(,*T 86Arli JUN I i I* PATes CITY OF NEWPORT BEACH A Municipal Corporation ZZBy w, mayor- k-rgU Jens N. A. CROY "TIP ...... 1) A— � L A 721E AND CO ^ZEGT COPY 241y iPCRT BEACH .... DAT pacie 3 �F 7 2=11 R !R!011n EIii WERTIFICATE OF INSURANCE , PRIMARY 2 INSURANCE ) The Exchange or Company designated on the reverse side as number EXCESS ASURANCE Excess over Primary with Company designated on reverse side as letter When countersigned by an authorized representative of the Company, this Certificate supersedes any previously issued certificates and certifies that the following policy(ies), have been issued to the insured for thecoverage indicated. This certificate or verification of insurance is not an insurance policy and does not amend, extend oralter the coverage afforded by the policies listed herein. Notwithstanding any requirement, term, or condition of any contract or other document with respect to which this certificate or verification of insurance may be issued or may pertain, the insurance afforded by the policies described herein is subject to oll the terms, exclusions and conditions of such policies. Named Insured . ATTORNEY DATA INC 8 NORVIN CROY AS Address. AN INDIVIDUAL ._ ExIc,Ockl.,Ce,ntirote Numb,, 3345 NEWPORT BLVD 11200 197 07 364 1568 00 13 NEWPORT BEACH CA 92660 1 _ Agent I Policy Number Effective from: 3-21-80 T,.• at which time this certificate becomes void M nr until cancelled if this box "X"d. PART 1 CERTIFICATE OF INSURANCE ® Applicable ❑ Not applicable CO' HI INOl D BY S °x" COVERAGE COMBINED LIMITS OF LIABILITY H 9v IDENTIFICATION NUMBER LIMIT(S) INCLUDE(S) BOTH PRIMARY AND EXCESS (if excess applicable) AUTO LIABILITY Bodily Injury Property Damage EACH PERSON EACH OCCURRENCE IF Owned 10 ,� 3 000 Non -Owned 50 ,000 RETAINED LIMIT Hired J EACH OCCURRENCE $ ,000 Employer's Non - Ownership Contingent Liability Is GENERAL LIABILITY Bodily Injury Property Damage Bodily Injury Property Damage EACH PERSON EACH OCCURRENCE omissions d the named insured. This extension of coverage doe. not apply to the liability of the additional Insured arising either wholly or partlyout of (I) his or Its own M&C -OLT, Owners& Contractors, Contractual, Elevators 100 000 300 000 jury Ile lity and property damage Iiablllty apecifled by any _-for -_hide flmncial responsibility law of fhe smto, province, w territory in which the named insured rezide. If (here Is no wch mWw vehicle InI _1.1 responsib1117 law or li fhe liability arises from a source other an on automobile, the Iimi* of the Company's liability shall Products and /or Completed Operations sustained by two or more persona in any one occurrence. The total liability o1 The Company for all damages because of all property damage sustained by one or more persons 50 ,000 This endorsement shall cwt operate to increase the limit. of the Company's liability under the policy. * * * owners 8 contractors protective, contractual, and /or completed operations AGGREGATE PRODUCTS 3 0 0 ,000 $ 50,000 Single Limit Liability for Coverages checked above AGGREGATE PRODUCTS EACH OCCURRENCE $ ,000 $ ,000 Cargo EACH VEHICLE EACH OCCURRENCE $ ,000 $ 000 Workers' or Workmen's Compensation Statutory * Includes Goods or Products Warranty, Written Lease of Premises, Easement Agreement, Municipal Ordinance Agreement, Sidetrack Agreement, Elevator or Escalator Maintenance Agreement only unless accompanied by specific endorsement providing additional Contractual Coverage. (ALL STATES EXCEPT OKLAHOMA) It is hereby agreed that Company will mail 10 days notice in writing thereof tqt OTHER INTEREST CITY CLERK NEWPORT /,' 3300 NEWPORT BLVD', NEWPORT BEACH CA °?:6 * * NOTAPPIICABLE IN TEXAS * * * APPLICABLE Notice of cancellation of the primary coverage automat provided on demand. 50- 01871.80~80NU.&A. ®t or termination of this policy or policies from any cause the hii below. YEAR, MAKE, TYPE OF BODY, LOAD CAPACITY m °eEow` WANAION IDENTIFICATION NUMBER OWNED LAST 3 AUTOMOBILES, DIGITS IF SHOWN COVERED Comm'I Umbrella Liability RETAINED LIMIT I AGGREGATE J EACH OCCURRENCE $ ,000 $ Is POLICY NUMBER PART II ADDITIONAL INSURED ENDORSEMENT ❑ Applicable ❑ Not Applicable If is agreed that such insurance as is afforded by the coverage Indicated by an "X" on the Certificate of Insurance above, also applies, effective on the date shown, to the per- son or organization named as an "Other Interest' below, as an additional Insured but only with respect to liability of the additional insured prising out of the ads and omissions d the named insured. This extension of coverage doe. not apply to the liability of the additional Insured arising either wholly or partlyout of (I) his or Its own negligence, or that of its agents or employees (except where the named Insured is an agent or employee of the additional Insured), or (R) any defect of material, design, or workmanship in anything of which boor it Is the owner, le..or, manufacturer, mortgagee, or boneflciary. If 4s fort h« agreed fhm"any court shall In/erprN the language of this *"c or or *his endorsemem contrary to 11s intent to restrict fhe coverage to liability d the additional in- sured arising only out of tM acts and omITT Ions of /he named insured, then 1hv 'a", ablltly under such InterprNallon for aubmobile (lability shall be the limits of bodily in- rI jury Ile lity and property damage Iiablllty apecifled by any _-for -_hide flmncial responsibility law of fhe smto, province, w territory in which the named insured rezide. If (here Is no wch mWw vehicle InI _1.1 responsib1117 law or li fhe liability arises from a source other an on automobile, the Iimi* of the Company's liability shall coon of bodily W 55,000 on account of 6odlly Injury sustained by one per.on In any one occurrence and subjM to this provision respecting each person, $10.000 on "count of bodily Injury sustained by two or more persona in any one occurrence. The total liability o1 The Company for all damages because of all property damage sustained by one or more persons or organizafi.. a. the raault of any one occurrence shall not exceed $5,000. This endorsement shall cwt operate to increase the limit. of the Company's liability under the policy. (ALL STATES EXCEPT OKLAHOMA) It is hereby agreed that Company will mail 10 days notice in writing thereof tqt OTHER INTEREST CITY CLERK NEWPORT /,' 3300 NEWPORT BLVD', NEWPORT BEACH CA °?:6 * * NOTAPPIICABLE IN TEXAS * * * APPLICABLE Notice of cancellation of the primary coverage automat provided on demand. 50- 01871.80~80NU.&A. ®t or termination of this policy or policies from any cause the hii below. lay�o - 4 siouilll 'o6oDiyD siayumiapun sswx3 0,'D pu016u3 u! sawodwaD Jo/puo uopuol 'spAOIJ - oiwo}!lo7 'sala6uy Sol o:) 8 ia�loM O/D puo16u3 us saiuodwoD Jojpuo uopuol 'spAol-1 - g ow104i lob 'sala6uy Sol AuodwoD @Duonsul Ainyua:)-p!VV - y 3:)NV8nSNl SS3DX3 oiwOI!IDD 'sala6uy $od AuodwoD aDuoinsul AinyueD -p!Vq .E :AuodwoD ay! so 'y! Aq panss± uas ^m 'Anlod ayy ut oy pa�sja}aj AuodwoD IDoys o st 6sitmollo; ayl oiuwo}!loD 'sala6uy Sol oiuwoplob 'sala6uy Sol a6uogDx3 a3uoinsul j:snsl a6uoyDx3 a:>uoinsul s -saw-so3 't :AuodwoD so 'ways }o jayy!a Aq pansg! ueHM 'AD!lod ayl us say pa»a}al sawpawos sa6uo4:sxa a�suo�snsu! -ja�su! aso 6ulmollo; ayi 3JNVHDX33DNVdnSNl S63VVdV3 TRUCK INSURANCE EXCHANGE. I IM CERTIFICATE OF INSURANCE When countersigned by an authorized repr tive of the Company. this certificate supersedes. tviously issued certificates and certifies that the following policy(ies) have been issued to the insured for the coverage indicated. This certificate is subject to all of the terms, con- ditions and limitations set forth in the described policy(ies) and endorsements thereto. It is furnished as a matter of information only and does not change, modify or extend the policy(ies) in any way. Named .ATTORNEY DATA INC, & NORVIN CROY AS AN INDIVIDUAL Address , 3345 NEWPORT BLVD, #200 Policy No.- Workmen's Com pe sat n ,NEWPORT BEACH, CA 97 07_36_4 1568 00 i31e 92660 Agent Policy No. -Other Co, UNLESS REPLACED BY THE COMPANY'S STANDARD CERTIFICATE OR UNLESS CANCELLED, THIS INTERIM CERTIFI ATE SHALL BE EFFECTIVE FOR A PERIOD OF THIRTY DAYS COMMENCING —m 3-21 19 0O ® 4 Agent: Check here if a permanent certificate is to be issued by the Policywriting Office. OWNED AUTO- MOBILES, IF *Includes Goods or Products Warranty, Written Lease of Premises, Easement Agreement, Municipal Or- dinance Agreement, Sidetrack Agreement, Elevator or Escalator Maintenance Agreement only, unless ac- companied by specific endorsement providing additional Contractual Coverage. ❑Described {� D.wiptian below u waived TYPE OF BODY. LOAD CALL JLAIeb cA.L.Q'1 Vr LAMVIYIAJ ,Q. -, ! -I-,, It Is hereby agreed that upon cancellation or termination " 1�-- `--1n'theiyspI of this polity or policies From any cause the Company the Camr; TEN (10) certificate tl will moil _ -days notice in - undenake>ui writing thereof to the other Interest shown below. Other nterest*CITY CLERK, NEWPORT BEACH? 3300 NEWPORT BLVD, 5 NEWPORT BEACH, CA., 92660``'.: . s Not Applicable in Texas. *.*Applicable in Texas only. 5"514 2-76 1361100 EDwuSa QI LAST 3 DIGITS SHOWN iterfal change In or cancellation of said policies, ko every effort to notify the party to whom this f such change or cancellation, but the Company stbflity by reason of any failure so to do. TRUCK INSURANCE EXCHANGE uck Underwriters Association. Arty. in fact Presitlen, A ihorizetl a native is COVERAGE LIMITS UVIIABILITY COVERED COVERED AUTO LIABILITY Owned Hired Bodily Injury $ 100 ,000 each person 300 $ ,000 each occurrence ❑ ® )0 ❑ Non -Owned Employers Non - Ownership Property Damage $ 50 ,000 each occurrence Contingent Liability GENERAL LIABILITY Bodily Injury $ 00 .000 each person** $ 300 each occurrence ® ❑ OwnerOs 8 Contractors Contractual is $ .000 300 ,000 aggregate products Elevators Property Damage $ 50 000 each occurrence 50 ® ❑ Products $ 000 aggregate products owners 8 contractors protective ee — contractualeee— completed operations ee Single Limit Liability for Coverages checked ®above $ ,000 each occurrence $ ,000 aggregate products ❑ ® CARGO $ .000 each vehicle $ ,000 each occurrence Less $ Deductible ❑ L7� WORKMEN'S lJ COMPENSATION Statutory *Includes Goods or Products Warranty, Written Lease of Premises, Easement Agreement, Municipal Or- dinance Agreement, Sidetrack Agreement, Elevator or Escalator Maintenance Agreement only, unless ac- companied by specific endorsement providing additional Contractual Coverage. ❑Described {� D.wiptian below u waived TYPE OF BODY. LOAD CALL JLAIeb cA.L.Q'1 Vr LAMVIYIAJ ,Q. -, ! -I-,, It Is hereby agreed that upon cancellation or termination " 1�-- `--1n'theiyspI of this polity or policies From any cause the Company the Camr; TEN (10) certificate tl will moil _ -days notice in - undenake>ui writing thereof to the other Interest shown below. Other nterest*CITY CLERK, NEWPORT BEACH? 3300 NEWPORT BLVD, 5 NEWPORT BEACH, CA., 92660``'.: . s Not Applicable in Texas. *.*Applicable in Texas only. 5"514 2-76 1361100 EDwuSa QI LAST 3 DIGITS SHOWN iterfal change In or cancellation of said policies, ko every effort to notify the party to whom this f such change or cancellation, but the Company stbflity by reason of any failure so to do. TRUCK INSURANCE EXCHANGE uck Underwriters Association. Arty. in fact Presitlen, A ihorizetl a native is March 19, 1980 6 0 CITY OF NEWPORT BEACH Mr. N. A. Croy Z- Factor Corporation 3345 Newport Boulevard Newport Beach, CA 92663 OFFICE OF THE CITY MANAGER (714) 640=2153_ Dear Mr. Croy: SUBJECT: LAPSE OF INSURANCE - CITY COMPUTER RENTAL AGREEMENT According to our official records, your Certificate of Insurance associated with the above - referenced Agreement, has lapsed. Please insure that appropriate documentation updating your coverage is filed-promptly with the City Clerk's Office, 3300 Newport Boulevard, Newport Beach. Additionally, staff is in the process of reviewing the terms of the Agreement relative to rental payment and other provisions to determine its consistency with current conditions. Mr. Kramp, the Data Processing Manager, will be submitting his recommenda- tions regarding possible amendments to the contract in the near future. Thank you for your cooperation in attending to the lapse of insurance. If you have questions, I would suggest you contact Ted Kramp at 640 -2245. to the City Manager GJB /jmb xc• i y Clerk Da Processing Manager City Hall • 3300 Newport Boulevard, Newport Beach, California 92663 April 15, 1980 • CITY OF NEWPORT BEACH OFFICE OF THE CITY MANAGER (714) 640 -2153 Mr. N. A. Croy Z- Factor Incorporated 3345 Newport Boulevard Newport Beach, CA 92663 Dear Mr. Croy: At its meeting on April 14, 1980, the Newport Beach City Council approved the enclosed Use of Computer Agreement. A copy of Resolution No. 9763, which reflects this action, is enclosed for your records. Please sign the enclosed Agreement and return it to the City Clerk in the enclosed stamped, self- addressed envelope. As soon as the Agreement has been signed by all parties, you will be sent a copy for your records. If you have any questions, please do not hesitate to contact me. ly, to the City Manager GJB /jmq Enclgsres (3) xSc i City Clerk City Hall • 3300 Newport Boulevard, Newport Beach, California 92663 0 March 13, 1980 CITY OF NEWPORT BEACH OFFICE OF THE CITY MANAGER (714) 640 -2153 Mr. N. A. Croy 18687 Redwood Fountain Valley, CA 92708 Dear Mr. Croy: SUBJECT: LAPSE OF INSURANCE - CITY COMPUTER RENTAL AGREEMENT According to our official records, your Certificate of Insurance associated with the above - referenced Agreement, has lapsed. Please insure that appropriate documentation updating your coverage is filed promptly with the City Clerk's Office, 3300 Newport Boulevard, Newport Beach. Additionally, staff is in the process of reviewing the terms of the Agreement relative to rental payment and other provisions to determine its consistency with current conditions. Mr. Kramp, the Data Processing Manager, will be submitting his recommendations regarding possible amendments to the contract in the near future. Thank you for your cooperation in attending to the lapse of insurance. If you have questions, I would suggest you contact Ted Kramp at 640 -2245. GE ely istey�t to the City Manager GJB /jm xc• ty Clerk Data Processing Manager City Hall • 3300 Newport Boulevard, Newport Beach, California 92663 0 1 h. IQ'_r CITY OF NEWPORT BEACH By +he CITY COUNCIL OFFICE OF THE CITY MANAGER : iTY OF ? ^! aT KACH April 14, 1980 AGENDA ITEM TO: MAYOR AND CITY COUNCIL N0, Z FROM: City Manager SUBJECT: PROPOSED AMENDMENTS TO COMPUTER USE AGREEMENT N.A. CROY Background On May 12, 1975, the City Council adopted Resolution No. 8486 authorizing the execution of an agreement with N.A. Croy for use of the City's computer. This agreement provides, among other things, for: 1. Payment to the City of a rental fee for computer use time of $15.00 per hour. 2. Authorization for Croy to use the computer between the hours of 9:00 p.m. and 8:00 a.m. during the week as well as on holidays and weekends. 3. Authorization for Croy to purchase computer use materials such as program cards from the City at cost. 4. Provision, by Croy, of his own computer operator subject to the approval of the City. 5. Allocation of computer room storage space to Croy, subject to limitations imposed by the City's needs. Basically, the contract is administered by, and monitored through, the Finance Department and specifically, the Data Processing Manager. Each month Croy's computer use time is logged and billings are made based upon that log. Proposed Amendments to Agreement Staff has recently reviewed the terms of the above - referenced agree- ment and has proposed certain amendments which would more - accurately reflect current conditions. Attached to this staff report is a copy of the proposed agreement which incorporates the suggested changes. These changes, which have the concurrence of the Data Processing Manager, the Finance Director, this office, and Mr. Croy, are as follows: T0: MAYOR AND CITY COUNCIL - Page Two Page 1, Item No. 2 - Deletes specified hourly rate of $15.00 and replaces it with a provision for billing according to "generally accepted industry standards." This will allow the City flexibility in adjusting the rate based upon actual costs and conditions without the necessity of amending the contract. According to the Data Processing Manager, a rate of $18.00 per hour would be in line with "currently accepted industry standards." It is anticipated that this rate may again require some adjustment during the coming year. Page 1, Item No. 4 - Extends hours of possible computer usage from the current 9:00 p.m. to 8:00 a.m. time frame to a new time frame of 5:00 p.m. to 8:00 a.m. These hours, of course, parallel the hours the City Hall is formally closed. Additionally, under this item, a new sentence has been added which allows the City to impose a minimum number of hours usage per month. Page 2, Item No. 5 - Adds wording allowing for a nominal storage and handling charge for purchase of materials. These charges refer to certain overhead costs associated with inventorying and providing additional storage space for pur- chased materials. It is believed that these proposed contract amendments will provide for more - efficient and equitable administration of the Computer Use Agreement. As mentioned earlier, both the staff and Mr. Croy have approved of the suggested changes. Recommendat It is recommended that the City approving the proposed agreement erk to execute same on behalf ICJN 1/l! ROBERT L. WYNN D City Manager RLW /GJB /jmb Attachments Council adopt Resolution No. and authorizing the Mayor and City of the City. r A G R E E M E N T t J Use of Computer - N. A. Croy THIS AGREEMENT is made between the CITY OF NEWPORT BEACH, a municipal corporation, hereinafter referred to as "NEWPORT BEACH" and N. A. CROY, Z- Factor Incorporated, 3345 Newport Boulevard, Newport Beach, California, hereinafter referred to as "CROY." W I T N E S S E T H: WHEREAS, Newport Beach owns a computer and there is time for use of said computer, which will not conflict with Newport Beach's use of said computer; and WHEREAS, Newport Beach desires to share the use of said computer; and WHEREAS, it is recognized that the sharing of the use of such computer will be advantageous to both parties to this agree- ment; and WHEREAS, it is in the public interest to permit the com- puter owned by Newport Beach to be utilized to its fullest capacity; NOW, THEREFORE, in consideration of the mutual covenants, conditions, agreements and stipulations hereinafter expressed, the parties hereto hereby agree as follows: 1. Newport Beach will make available to Croy said Computer, at such times and under such conditions as are deemed appropriate by Newport Beach. 2. Newport Beach will bill Croy and Croy will pay Newport Beach for the use of said computer at a rate that is comparable to generally- accepted industry standards. 3. Newport Beach will bill Croy once each month, which amount will become due and payable within ten (10) days after depositing said bill in the U.S. Mail. 4. Time for computer use by Croy will be made available, subject to prior approval by the City of Newport Beach, as provided below, between 5:00 p.m. and 8:00 a.m, of the following day, and on holidays and weekends. The City may, at its discretion, impose a minimum number of hours usage per month. Page 1 of 3 A i • 5. Croy may purchase from Newport Beach such materials, including standard form, cards and the like, at Newport Beach's cost, plus a nominal storage and handling charge. 6.' Croy will provide his own operator for the use of the computer hereunder, and all personnel of Croy who may be required to enter Newport Beach's computer room shall have received the prior written approval of Newport Beach. 7. Croy will schedule work with the computer, subject to prior approval by Newport Beach, with a minimum of three (3) days' advance notice. 8. Croy may store disk packs, program decks and other materials to be used under this Agreement in Newport Beach's computer room, subject to such space limitations and time limitations as may be reasonably imposed by Newport Beach, and will remove same on 5 days' notice. 9. Croy may use only City approved disk packs and tape on said computer. 10. Croy agrees to hold harmless Newport Beach, its officers, agents and employees, from any bodily injury, personal injury, death, or property damage which may arise out of the per- formance of this Agreement. Croy shall provide Newport Beach with evidence of insurance in such form and amount as may be approved by the City Attorney of Newport Beach which shall name Newport Beach as an additional insured, which shall provide that the insurance so provided will be primary insurance and not contributing with any other insurance available to Newport Beach under any third party liability policy. 11. This Agreement shall run on a month -to -month basis and may be terminated by either party by giving at least thirty (30) days' written notice prior to date of termination. 12. This Agreement shall take effect and shall become operative when executed by the parties hereto. Page 2 of 3 ax� IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be made and executed on this day of 1980. ATTEST: City Clerk APPROVED AS TO FORM: City Attorney CITY OF NEWPORT BEACH A Municipal Corporation By Mayor N. A. CROY Page 3 of 3 r' 4 i, By the Ciiy COUNCIL .;iiY Q!t .ti ^. ^�c�l4T 45441-1 40 RESOLUTION NO. V l;- A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF NEWPORT BEACH AUTHORIZP_VG THE MAYOR AND CITY CLERK TO EXECUTE AN AGREEMENT BETWEEN THE CITY OF NEWPORT BEACH AND N. A. CROY IN CONNECTION WITH THE USE OF THE CITY COMPUTER WHEREAS, there has been presented to the City Council of the City of Newport Beach a certain agreement between the City of Newport Beach and N. A. Croy in connection with the use of the City computer; and WHEREAS, the City Council has reviewed the terms and conditions of said agreement and finds them to be satisfactory and that it would be in the best interest of the City to execute said agreement, NOW, THEREFORE, BE IT RESOLVED by the Ciy Council of the City of Newport Beach that the agreement above described is hereby approved, and the Mayor and City Clerk are hereby authorized and directed to execute the same on behalf of the City of Newport Beach. ADOPTED this 14th day of April , 1980. Mayor Uywao w City Clerk kv 4/7/80 a a �CITY OF NEWPORT BEACH CALIFORNIA City hall 3300 W. Newport Blvd Area Code 714 673 -2110 DATE TO: FINANCE DIRECTOR FROM: City Clerk SUBJECT: Contract No. 17-04 Description of Contract —Rj�Rtai of City's Eemguter Authorized by Resolution No. 8486 , adopted on May 12, 1975 Effective date of Contract Mety , Contract with Address 1868? - Redwood Fountetin , Amount of Contract $15.G9 per r V -City Cle c 1 May 16, 1975 N. A. Croy 18687 Redwood Fountain Valley, CA 92708 Subject: Agreement for Use of City of Newport Beach's Computer C -1704 Enclosed is a fully executed copy of subject agreement. The City Council authorized the agreement on May 12 by the adoption of Resolu- tion No. 8486. Please contact Mr. Ted Hramp in our Data Processing Department regarding scheduling your use of the computer. Laura Lagios, CMC City Clerk LL:swk enc. cc: Finance Department (Ted Xramp) Effective any loss under Automobile Physical Damage Coverage Is payable as Interests may of p' ga o the Nar_ned Ansvred and the Lien} older named below In accordance with Loss Payable Endorsement on reverse side.. UENHOLDER \i As respects the following described avromoBllelslf YEAR TRADE NAME BODY TYPE AND MODEL SERIAL NUMBER I I I I DESCRIPTION AND LOCATION OF OPERATIONS - THE certificate, of insurance neither affirmatively or ne9alively amends, extends or alters the coverage afforded by the I described henf r.) City of Diewport Beach is hereby named as an additional insured. This policy shall not be canceled nor reduced in coverage until after '__z ^t > °: y t,days written notice of such cancellation or reduction in coverage shall have been mailed to this certificate holder. Certified this - day of 19 Producer I CERTIFICATE OF JAMED vSURED ► . Attorney ata Inc. Z Factor y Inca u Nez.e Cr :)-,7 INSURANCE cov ER nADE Is im IH f as an individt:al THE MWANY DEEIanATED, A ETOCYIHEURANCE Ca aANY IHERFH CLLEED THE COMtAHYI. 3345 Newport Blvd,, Suite 202 COMPANY Newport Beach, CA. 92660 HOME OFFICE : ERTIFICATE SSUED TO ► R City of Newport Beach The Company designated above has issued coverage effect five as of the dates and for the periods and limits specified below City gall and subject to all terms, conditions, provisions, exclusions and 9 (1 Cp A Newport Beach, limitations of the described Binders or Policies whether shown by Otherwise. Any or . endorsement or requirements provisions in any contract or agreement between the Insured and any other Attn : Finance Director person, firm or ...pomtlan will not be construed as enlarging, altering or amending the definition of insured or any other terms 7L. or conditions of this certificate or the polity designated. KIND OF INSURANCE ""--" POLICY NUMBER POLICY PERIOD LIMITS OF LIABILITY COMPENSATION EFF STATUTORY CALIFORNIA COMPENSATION --- WORKMEN 'SCOMPENSATION EXP EMPLOYERS UABILI :' $2,000,000 PER OCCURRENCE LIABILITY' -- - - EACH PERSON EACH OCCURRENCE BODILY INJURY LIABILITY - -- AUTOMOBILE.. ' EACH OCCURRENCE AGGREGATE EXCEPT AUTOMOBIEELITY : - -- ..r.: :.' - LG 727 -808 . -... pp 75 >'EFF X22 �.,. ..: p nn``>> .. A�CFYCICZ�JR ._. 300',0 -Q0 PROPERTY DAMAGEUA &CITY AUTOMOBILE .. gU EXP 'm� + ..- " c '.. ..... - EACH OCCURRENCE "AGGREGATE PROPERTYDE(MAGELIABILITY ' EXCEPT AUTOMOBILE- - LG •727 -808 2.50.000 '• , -50 0. 0 AUTOMOBILE PHYSICAL DAMAGE .. .COMPREHENSIVE -. ..' ...:... ,: - .: .'b. '.EFF ...., $ 'FIRE, LIGHTNING &YTRANSPORTATION .. .. ., THEFT (BROAD FORM) ,. ::.... .. [ :• "� -:., •:: EXP -:. .� ... S :.. :. .COLLISION OR UPSET. - • ,.: ' ACTUAL CASH VALUE LESS .� ��- DEDUCTIBLE COMPREHENSIVE, CATASTROPHE '- - - EFF " $ 00 SINGLE 'LIMIT VIABILITY EACH OCCURRENCE ' ANNUAL DU ANNUAL AGGREGATE FOR PRODUCTS HAZARD EXCESS OF UNDER LIABILITY EXP LYINGINSURANCELISTED IN POLICY NUMBER INDICATED. TOLD Effective any loss under Automobile Physical Damage Coverage Is payable as Interests may of p' ga o the Nar_ned Ansvred and the Lien} older named below In accordance with Loss Payable Endorsement on reverse side.. UENHOLDER \i As respects the following described avromoBllelslf YEAR TRADE NAME BODY TYPE AND MODEL SERIAL NUMBER I I I I DESCRIPTION AND LOCATION OF OPERATIONS - THE certificate, of insurance neither affirmatively or ne9alively amends, extends or alters the coverage afforded by the I described henf r.) City of Diewport Beach is hereby named as an additional insured. This policy shall not be canceled nor reduced in coverage until after '__z ^t > °: y t,days written notice of such cancellation or reduction in coverage shall have been mailed to this certificate holder. Certified this - day of 19 Producer 'wuoinsu) }o alwi ilia] ay uo Pa}ompui agwnu "Aa!}od agy Ja pod- o_apow Agaaay srtuawasm pua_s!gj.' ._ _ pa6uoyoun u!owai Aagod s!yt ;o suo!j!puoi puo swiat aagio py ' .. 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SR :,0 {)uai^ ajopq. pabowwjal aq Jou Toys tuawasjopu3 a)goAod ssol apgowotny s!yt:Japun JaploH -ua!l ayt }o sig8p ayi 'wn!wajd )ouo!lippo io :'wn!waid p!os Aod oy augaap pot's jap!CK ua!1 ; ayJ, }I _' /o }ajayl 6u!t!jm. ui. puowap 5 Auodwos ayi p id!aoaj bu!mopo} sAop !O L) uo4 u!yt!M anp w'n!ujaid. ayt p!pd aq of asnm jo Aod pot's wn!waid Lions Aod'ot.painsu!.ayy to ajnlo} aqt }o Auodwoa s!yi Aq 6upp,vm u! pa! }!you as uaym,JaploH'ua!I. ayt JO,yt JapunaJay Jap)oH -ua!3 ayt ' }o siy6p ayi }o aouonw4um ayi ;o uo!i!'puoa _ o v u puo wn!wajd yens }o atop anp ja { }o sAop �pL }) Aluami puo pajp wunq auo ui,yJ!m puo woJ} sAop )Oq) Aix!s Jago'lwn!wajd. }O tuawAod uou - Lions }o JaploH -uBtl ayt of ao!lou uag!Jm an16 pt saW50 Auodwoa s!yJ 'Aa!lcd s!yi }o swjai ayi japun anp awmaq jo aq Iloys ya!ym wniwajd louo!t!ppo jo wn!waid Auo And of painsu, ayl p ajnl!o} }o Juana ay) u! .E vo}ajayl plod wn!waid puo.tsu!u6o painsu! 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'awolOG ay! ouc sajaim. - sg }o tuatxa ayt of jap!oH -u9!1 -ayy of Aloanp pod aq Icy, ssal pas fo !unowo ayy, tuewajttas ajojodas jo} Auodwoo ayj uodn JaploH u9!1 aw Aq puowap uodn toyj ssalaypanau pap!noud 'joaddb Aow SiSajajui J!agt so 'pajnsu! auJ of Alpumas puO jap)oH -ua!l a_yt. of 4145111 alooAod.aq )Joys AD,Iod s!yJ u! paq!nsap- Ajjadc,d' ayt of 'Auo }! 'a6owop :sMa!)o} So.saaj6p Agajay',Auod]ijop)siyt, Ai )ed:v!yj aapun paJ nsw A)jadojd ayt w 'as!mjayio jo a96o6UOyy Jo JopvaA louou!oubo so AJPodm sy, u! 'pao)oH uai3 ayj papoo Jaljou!aJagl 'su6!sso pun sjossaooS s;r 'aaunjnsiq jo aboi! }!paJ ayi uo pa}oa!pu! JaploH -u.q ay} to jss,oiw ayj of oadsa, gt!AA 'Allho VWACdi "YDi 0 SIMPLIFIED MERCHANTS PROGRAM INSURANCE COMPANY OF THE WEST HOME OFFICE - -SAN DIEGO, CALIFORNIA POLICY NUMBER Wm; 40 -18 -75 RENEWS_ NEW - GA CODE PRCODEER 0059 Named Insured and Address: (No., Street, City, State, Zip) Llenholder: (No., Street, City, State, Zip) Norvin A. Croy DBA: Attorney Date, Inc, and DBA: Z— Factor Corp. 3345 Newport Blvd. Newport Beach, CA 92662 Type of Lien: Location: (If different from Mailing Address— No., Street, City State, Zip) BASIC 132 ANNUAL .?.. POLICY PREMIUM XXB.2 (0) ADDITIONAL f 5. Individual ' -_' Partnership :,- XCorporation i (IF ANY) Orange TOTAL 137' ANNUAL :$ POLICY PREMIUM DECLARATIONS OCCUPANCY CLASS: CLASS CODE: 0 SIMPLIFIED MERCHANTS PROGRAM INSURANCE COMPANY OF THE WEST HOME OFFICE - -SAN DIEGO, CALIFORNIA POLICY NUMBER Wm; 40 -18 -75 RENEWS_ NEW - GA CODE PRCODEER 0059 Named Insured and Address: (No., Street, City, State, Zip) Llenholder: (No., Street, City, State, Zip) Norvin A. Croy DBA: Attorney Date, Inc, and DBA: Z— Factor Corp. 3345 Newport Blvd. Newport Beach, CA 92662 Type of Lien: Location: (If different from Mailing Address— No., Street, City State, Zip) = Mortgage '2= Contract - a Deed in Trust Interest of Named Insured in Insured Premises: B. 1. r == Owner $, Tenant General Lessee XXB.2 (0) The Named Insured Is: Combined Single Limits: Individual ' -_' Partnership :,- XCorporation RATE ZONE: Construction Class Orange 1( Frame/ Masonry Fire Resistive -=? Sprinklered Policy Period: (12:01 A.M. Standard Time At Insured Location) Protection Class Premiums Payable Annually X 2 -6 7 -9 9 -10 FROM: (MONTH DAY -YEAR) TO: (MONTH -DAY -YEAR) OCCUPANCY CLASS: CLASS CODE: 6 -1 -75 6 -1 -76 Office Bookkeeping INSURANCE APPLIES ONLY TO THOSE COVERAGES FOR WHICH A LIMIT OF LIABILITY IS SHOWN AND THIS COMPANY SHALL NOT BE LIABLE FOR MORE THAN THE LIMIT OF LIABILITY SPECIFIED FOR SUCH COVERAGE AT THE ABOVE DESCRIBED PREMISES. SECTION I PHYSICAL DAMAGE TO PROPERTY A. BUILDING — 75% Co- insurance -Per Form MLB -101 B. CONTENTS — 75%Co-insurance (Check Box B. 1, or B.2. below) B.1. Personal Property —Per Farms MLB -100, MLB -121, MLB -123, and Expanded Coverage Endorsement, Form ICW -B. 1. OR jj�pp��QQ9 B.2. Special Commercial Property— Per FormzldE$+TBY and Special Expanded Coverage Endorsement, Form ICW -8.2• (0) SECTION II — LIABILITY COVERAGE (PER FORM MLB -200) C. Bodily Injury and Property Damage D. Premises Medical Payments Personal Injury Liability — Hazards A, B, and C —Per Form MLB -220 Nan Ownership Automobile Liability —Per Form MLB -222 Other forms attached to and forming part of this policy: L9105 LIMITS OF LIABILITY PRODUCER Robert S. Coplen Co. J /Sc%iC'� (�C/jG�i. G L ! /�� / C COUNTERSIGNATURE DATE COUNTERSIGNED AT AUTHORIZED SIGNATURE, _./7�/� f, BB:bas 6/6/75 San Diego /4 �-( f`l^ In Consideration of the Provisions and Stipulations Herein or Added Hereto and of the Premium Above Specified far specified in endorsement attached hereto), this Company for the term of three years from inception date shown above (At 12:01 A.M. Standard Time) to expiration date shown above (At 1Z:01 A.M, Standard Time) at location of property involved, to an amount not exceeding the limit of liability specified, does insure the insured named in the Declarations above and legal representatives, to the extent of the actual cash value of the property at the time of lass, but not exceeding the amount which it would cost to repair or replace the property with material of like kind and quality within a reasonable time after such lass, without allowance for any increased cost of repair or reconstruction by reason of any ordinance or law ___/ ^ating construction or repair, and without compensation for loss resulting from interruption of business or manufacture, nor in any event for more than the interest Insured, against all LOSS BY FIRE, LIGHTNING AND OTHER PERILS INSURED AGAINST IN THIS POLICY INCLUDING REMOVAL FROM PREMISES ENDANGERED BY ERILS INSURED AGAINST IN THIS POLICY, EXCEPT AS HEREINAFTER PROVIDED, to the property described herein while located or contained as described in this policy, rata for five days at each proper place to which any of the property shall necessarily be removed for preservation from the perils insured against in this policy, but ,where. out of this policy shall not be valid except with the written consent of this Company. y is made and accepted subject to the foregoing provisions and stipulations and those hereinafter stated, which are hereby made a part of this policy, together �wa.n. and aamements as may be added hereto, as provided in this Policy, roao Page r $ $ 4,000 B. 1. XXB.2 (0) Combined Single Limits: $ 300,000. Each Person: $ 300. Each Occurrence: $ 12,500. Single Limits: $ 300,000. Combined Single Limits: $ 300,000. PRODUCER Robert S. Coplen Co. J /Sc%iC'� (�C/jG�i. G L ! /�� / C COUNTERSIGNATURE DATE COUNTERSIGNED AT AUTHORIZED SIGNATURE, _./7�/� f, BB:bas 6/6/75 San Diego /4 �-( f`l^ In Consideration of the Provisions and Stipulations Herein or Added Hereto and of the Premium Above Specified far specified in endorsement attached hereto), this Company for the term of three years from inception date shown above (At 12:01 A.M. Standard Time) to expiration date shown above (At 1Z:01 A.M, Standard Time) at location of property involved, to an amount not exceeding the limit of liability specified, does insure the insured named in the Declarations above and legal representatives, to the extent of the actual cash value of the property at the time of lass, but not exceeding the amount which it would cost to repair or replace the property with material of like kind and quality within a reasonable time after such lass, without allowance for any increased cost of repair or reconstruction by reason of any ordinance or law ___/ ^ating construction or repair, and without compensation for loss resulting from interruption of business or manufacture, nor in any event for more than the interest Insured, against all LOSS BY FIRE, LIGHTNING AND OTHER PERILS INSURED AGAINST IN THIS POLICY INCLUDING REMOVAL FROM PREMISES ENDANGERED BY ERILS INSURED AGAINST IN THIS POLICY, EXCEPT AS HEREINAFTER PROVIDED, to the property described herein while located or contained as described in this policy, rata for five days at each proper place to which any of the property shall necessarily be removed for preservation from the perils insured against in this policy, but ,where. out of this policy shall not be valid except with the written consent of this Company. y is made and accepted subject to the foregoing provisions and stipulations and those hereinafter stated, which are hereby made a part of this policy, together �wa.n. and aamements as may be added hereto, as provided in this Policy, roao Page r ' �y1'7N %�341�53�a�d pau04uaw aiolagwa,aq Aq pau&sja4unoa ssalun Ygen aq 4ou pegs Ao'Iod sigi 4nq'sluasaid asayJ p345a4do AdedwOp Shp Aq apew s! jojo,aU, luawAed ley, 4ua4xa ay4 04 ssol Jot A4jed Aue ysme6e AianOaa to 4g6u lie to 4uawu6!sse ue padnSU, Oyl wojt aj'nbad Aew Auedwoo s!yl 'uP!je1algnS ssol ay, ;o uogdaoul ial)e lxou sg4uow ZI wy4'm pepuaududoa ssalun pue 'slim paildwoD uaaq aneH ileys ADilod sigl to sluawajmbai ayJ lie ssalun AJ'nba JO met 40 4inoo Aue u! algeu!elsns aq Begs w'ep Aue 10 A,a,C3a1 ayJ j01. 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WAR RISK EXCLUSION: UNDER SECTION I AS RESPECTS PERILS OTHER THAN FIRE (WHICH IS OTHERWISE PROVIDED FOR ON PAGE 2 OF THIS POLICY) AND UNDER SEC- TION II AS RESPECTS LIABILITY ASSUMED BY THE INSURED UNDER ANY INCIDENTAL CONTRACT OR AS TO FIRST AID OR MEDICAL EXPENSE, THIS POLICY SHALL NOT APPLY TO LOSS, BODILY INJURY, OR PROPERTY DAMAGE CAUSED, DIRECTLY OR INDIRECTLY, BY OR DUE TO ANY ACT OR CONDITION INCIDENT TO THE FOLLOWING: 1. HOSTILE OR WARLIKE ACTION IN TIME OF PEACE OR WAR, INCLUDING ACTION IN HINDERING, COMBATING OR DEFENDING AGAINST AN ACTUAL, IMPENDING OR EX- PECTED ATTACK, (a) BY ANY GOVERNMENT OR SOVEREIGN POWER WE JURE OR DE FACTO), OR BY ANY AUTHORITY MAINTAINING OR USING MILITARY, NAVAL OR AIR FORCES; OR (b) BY MILITARY, NAVAL OR AIR FORCES; OR (c) BY AN AGENT OF ANY SUCH GOVERNMENT, POWER, AUTHORITY OR FORCES, IT BEING UNDERSTOOD THAT ANY DISCHARGE, EXPLOSION OR USE OF ANY WEAPON OF WAR EMPLOYING NU- CLEAR FISSION OR FUSION SHALL BE CONCLUSIVELY PRESUMED TO BE SUCH A HOSTILE OR WARLIKE ACTION BY SUCH A GOVERNMENT, POWER, AUTHORITY OR FORCES; 2. INSURRECTION, REBELLION, REVOLUTION, CIVIL WAR, USURPED POWER, OR AC- TION TAKEN BY GOVERNMENTAL AUTHORITY IN HINDERING, COMBATING OR DE- FENDING AGAINST SUCH AN OCCURRENCE; SEIZURE OR DESTRUCTION UNDER QUARANTINE OR CUSTOM'S REGULATIONS, CONFISCATION BY ORDER OF ANY GOVERNMENT OR PUBLIC AUTHORITY, OR RISKS OF CONTRABAND OR ILLEGAL TRANSPORTATION OR TRADE. B. LIBERALIZATION CLAUSE: If during the period that insurance is in force under this policy, or within 45 days prior to the inception date thereof, on behalf of the Com- pany there be adopted, or filed with and approved or accepted by the insurance supervisory authorities, all in conformity with law, any changes in the form attached to this policy by which this form of insurance could be extended or broadened with- out increased premium charge by endorsement or substitution of form, then such extended or broadened insurance shall inure to the benefit of the insured hereunder as though such endorsement or substitution of form had been made. C. INSPECTION AND AUDIT: The Company shall be permitted but not obligated to in- spect the named insured's property and operations at any time. Neither the Com- pany's right to make inspections nor the making thereof nor any report thereon shall APPLY TO SECTIONS I AND II Page 3 constitute an undertaking, on behalf of or for the benefit of the named Insured or others, to determine or warrant that such property or operations are safe. The Company may examine and audit the named insured's books and records at any time during the policy period and extensions thereof and within three years after the final termination of this policy, as far as they relate to the subject matter of this insurance. D. CANCELLATION: The words "five days" in the cancellation provision on Page 2 of the policy are deleted and the words "thirty days" are substituted therefor. E. SUBROGATION: In the event of any payment under this policy, the Company shall be subrogated to all the insured's rights of recovery therefor against any person or organization AND THE INSURED SHALL EXECUTE AND DELIVER INSTRUMENTS AND PAPERS AND DO WHATEVER ELSE IS NECESSARY TO SECURE SUCH RIGHTS. THE IN SURED SHALL DO NOTHING AFTER LOSS TO PREJUDICE SUCH RIGHTS. F. CONFORMITY WITH STATUTE: The terms of this policy and forms attached hereto which are in conflict with the statutes of the state wherein this policy is issued are hereby amended to conform to such statutes. G. POLICY PERIOD, TERRITORY: 1. SECTION I OF THIS POLICY APPLIES ONLY TO LOSS TO PROPERTY DURING THE POLICY PERIOD WHILE SUCH PROPERTY IS WITHIN THE FIFTY STATES OF THE UNITED STATES OF AMERICA AND THE DISTRICT OF COLUMBIA. 2. Section 11 of this policy applies only to bodily injury or property damage which oc- curs during the policy period within the policy territory; "policy territory" means: a. the United States of America, its territories or possessions, or Canada, or b. international waters or air space, provided the bodily injury or property dam- age does not occur in the course of travel or transportation to or from any other country, state or nation, or c. anywhere in the world with respect to damages because of bodily injury or property damage arising out of a product which was sold for use or consump- tion within the territory described in paragraph a, above, provided the original suit for such damages is brought within such territory. THE FOLLOWING PROVISIONS APPLY TO SECTION I A. NUCLEAR CLAUSE: THE WORD "FIRE" IN THIS POLICY IS NOT INTENDED TO AND LOSS PRIOR TO LOSS, AND SUCH RELEASE SHALL NOT AFFECT THE RIGHT OF THE DOES NOT EMBRACE NUCLEAR REACTION OR NUCLEAR RADIATION OR RADIOACTIVE INSURED TO RECOVER HEREUNDER, AND CONTAMINATION, ALL WHETHER CONTROLLED OR UNCONTROLLED, AND LOSS BY 2. AS RESPECTS PROPERTY IN TRANSIT, THE INSURED MAY, WITHOUT PREJUDICE NUCLEAR REACTION OR NUCLEAR RADIATION OR RADIOACTIVE CONTAMINATION IS TO THIS INSURANCE, ACCEPT SUCH BILLS OF LADING, RECEIPTS OR CONTRACTS NOT INTENDED TO BE AND IS NOT INSURED AGAINST BY THIS POLICY, WHETHER SUCH OF TRANSPORTATION AS ARE ORDINARILY ISSUED BY CARRIERS CONTAINING A LOSS BE DIRECT OR INDIRECT, PROXIMATE OR REMOTE. OR BE IN WHOLE OR IN PART LIMITATION AS TO THE VALUE OF SUCH GOODS OR MERCHANDISE. CAUSED BY, CONTRIBUTED TO, OR AGGRAVATED BY "FIRE" OR ANY OTHER PERILS INSURED AGAINST BY THIS POLICY; HOWEVER, SUBJECT TO THE FOREGOING AND ALL PROVISIONS OF THIS POLICY. DIRECT LOSS BY "FIRE" RESULTING FROM NUCLEAR REACTION OR NUCLEAR RADIATION OR RADIOACTIVE CONTAMINATION IS INSURED AGAINST BY THIS POLICY. B. NUCLEAR EXCLUSION: LOSS BY NUCLEAR REACTION OR NUCLEAR RADIATION OR RADIOACTIVE CONTAMINATION, ALL WHETHER CONTROLLED OR UNCONTROLLED, OR DUE TO ANY ACT OR CONDITION INCIDENT TO ANY OF THE FOREGOING IS NOT IN- SURED AGAINST BY THIS POLICY, WHETHER SUCH LOSS BE DIRECT OR INDIRECT, PROXIMATE OR REMOTE, ON BE IN WHOLE OR IN PART CAUSED BY, CONTRIBUTED TO, OR AGGRAVATED BY ANY OF THE PERILS INSURED AGAINST BY THIS POLICY; AND NUCLEAR REACTION OR NUCLEAR RADIATION OR RADIOACTIVE CONTAMINATION, ALL WHETHER CONTROLLED OR UNCONTROLLED, IS NOT "EXPLOSION" OR "SMOKE ". THIS CLAUSE APPLIES TO ALL PERILS INSURED AGAINST HEREUNDER EXCEPT THE PERILS OF FIRE AND LIGHTNING, WHICH ARE OTHERWISE PROVIDED FOR IN THE NUCLEAR CLAUSE ABOVE. C. NO CONTROL: This insurance shall not be prejudiced: 1. by any act or neglect of the owner of any building if the insured is not the owner thereof, or by any act or neglect of any occupant (other than the insured) of any building, when such act or neglect of the owner or occupant is not within the control of the insured. or 2. by failure of the insured to comply with any warranty or condition contained in any form or endorsement attached to this policy with regard to any portion of the premises over which the insured has no control. 13 PROTECTIVE SAFEGUARDS: IT IS A CONDITION OF THIS INSURANCE THAT THE IN- SHALL MAINTAIN SO FAR AS IS 'WITHIN HIS CONTROL SUCH PROTECTIVE SAFE - L:UARUS AS ARE SET FORTH BY ENDORSEMENT HERETO. FAILURE TO MAINTAIN SUCH PROTECTIVE SAFEGUARDS SHALL SUSPEND THIS IN- ONLY AS RESPECTS THE LOCATION OR SITUATION AFFECTED, FOR THE TIME DF SUCH DISCONTINUANCE. E. IMPAIRMENT OF RECOVERY: EXCEPT AS NOTED BELOW. THE COMPANY SHALL NOT BE BOUND TO PAY ANY LOSS IF THE INSURED SHALL HAVE IMPAIRED ANY RIGHT OF RFCOVERY FOR LOSS TO THE PROPERTY INSURED; HOWEVER IT IS AGREED THAT: 1. AS RESPECTS PROPERTY WHILE ON THE PREMISES OF THE INSURED, PERMISSION IS GIVEN THE INSURED TO RELEASE OTHERS IN WRITING FROM LIABILITY FOR F' OTHER INSURANCE: 1. LOSS BY FIRE OR OTHER PERILS NOT PROVIDED FOR IN 2. BELOW: IF AT THE TIME OF THE LOSS, THERE IS OTHER INSURANCE AVAILABLE TO THE INSURED OR ANY OTHER INTERESTED PARTY COVERING SUCH LOSS OR WHICH WOULD HAVE COl' ERED SUCH LOSS EXCEPT FOR THE EXISTENCE OF THIS INSURANCE, THEN THE COMPANY SHALL BE LIABLE AS FOLLOWS: a. IF SUCH INSURANCE IS CONTRIBUTING INSURANCE, DEFINED AS ANY INUUR. ANCE WRITTEN IN THE NAME OF THE INSURED, UPON THE SAME PI.AN. TERMS, CONDITIONS AND PROVISIONS AS CONTAINED IN THIS POLICY WHETHER COL LECTIBLE OR NOT, THE COMPANY SHALL BE LIABLE FOR NO GREATER PROPOR- TION OF ANY LOSS THAN THE LIMIT OF LIABILITY UNDER THIS POLICY BEARS TO THE WHOLE AMOUNT OF INSURANCE COVERING SUCH PROPERTY. b. IF SUCH INSURANCE IS SPECIFIC INSURANCE, DEFINED AS ANY INSURANCE OTHER THAN THAT DESCRIBED AS CONTRIBUTING INSURANCE IN a. ABOVE, THE COMPANY SHALL NOT BE LIABLE FOR ANY LOSS HEREUNDER UNTIL THE LIABILITY OF SUCH SPECIFIC INSURANCE HAS BEEN EXHAUSTED, AND THEN SHALL COVER ONLY SUCH AMOUNT AS MAY EXCEED THE AMOUNT DUE FROM SUCH SPECIFIC INSURANCE (WHETHER COLLECTIBLE OR NOT) AFTER APPLICA. TION OF ANY CONTRIBUTION, COINSURANCE, AVERAGE OR DISTRIBUTION OR OTHER CLAUSES CONTAINED IN POLICIES OF SUCH SPECIFIC INSURANCE AFFECTING THE AMOUNT COLLECTIBLE THEREUNDER, NOT EXCEEDING HOW. EVER, THE APPLICABLE LIMIT OF LIABILITY UNDER THIS POLICY. 2. Loss by burglary, robbery or theft or loss of personal property covered on an un- specified peril basis: Insurance under this policy shall apply as excess insurance over any other valid and collectible insurance which would apply in the absence of this policy. 3. WHEN LOSS UNDER THIS POLICY IS SUBJECT TO A DEDUCTIBLE, THE COMPANY SHALL NOT BE LIABLE FOR MORE THAN ITS PRO RATA SHARE OF SUCH LOSS IN EXCESS OF THE DEDUCTIBLE AMOUNT. G. NO BENEFIT TO BAILEE: THIS INSURANCE SHALL IN NO WISE INURE DIRECTLY OR INDIRECTLY TO THE BENEFIT OF ANY CARRIER OR OTHER BAILEE FOR HIRE. H. LOSS PAYABLE CLAUSE: Loss if any, shall be adjusted with the named insured and shall be payable to him unless other payee is specifically named hereunder. I. 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Aallod siyl Aq papiolle sl se aauemsw gans 'Mel Appgjsuodeaj iwOUeull alatgaA jolow Aug jo suoisinojd all japun ajnpnj all jol Aljljgrsuodsaa yep .ueug jo loud se pailgmo si Aallod slil uagM 'SMVI A1111HISNOdS3H 1V13NVNI1 'H 'Aldde Ion op 'pnei; pue luawleaav03 pue UOPIepaaueO 'jantem of 8wweliad asoij ueij jaylo 'Z abed uo suorsinojd `SW831 30 N011V311IOOW 'V paged II N01133S O1 AIM SNOISIAOHd ONIM01101 3H1 E (1) when all operations to be performed by or on behalf of the named insured under the contract hare been completed, (2j when all operations to he performed by or on behalf of the named insured at the site of the operations have been completed, or 0 when the portion of the work out of which the injury or damage arises has been put to its intended use by any person or organization other than another con- tractor or subcontractor engaged in performing operations for a principal as a part of the same project. Operations which may require further' service or maintenance work, or correction, repair or replacement because of any defect or deficiency, but which are otherwise complete, shall be deemed completed. The completed operations hazard does not include bodily injury or property dam age arising out of It) operations in connection with the transportation of property, unless the bodily injury or property damage arises out of a condition in or on a vehicle created by the loading or unloading thereof, (2) the existence of tools, un. installed equipment or abandoned or unused materials, or (3) operations for which the classification stated in the policy or in the Company s manual specifies "including completed operations "; "damages" includes damages for death and for care and loss of services resulting from bodily injury and damages for loss of use of property resulting from property damage; "elevator" means any hoisting or lowering device to connect floors or landings, whether or not in service, and all appliances thereof including any car, platform, shaft, hoistway, stairway, runway, power equipment and machinery; but does not include an automobile servicing hoist, or a hoist without a platform outside a building if without mechanical power or if not attached to building walls, or a had or ma- terial hoist used in alteration, construction or demolition operations, or an inclined conveyor used exclusively for carrying property or a dumbwaiter used exclusively for carrying property and having a compartment height not exceeding four feet; "incidental Witten lease premises, easement agree- ment, except n connection with construction or opertionson or djaent to a railroad, (3) undertaking to indemnify a municipality required by municipal or- dinance, except in connection with work for the municipality, (4) sidetrack agreement, or (5) elevator maintenance agreement; "insured" means any person or organization qualifying as an insured in the "Persons Insured" provision of the applicable insurance coverage. The insurance afforded applies separately to each insured against whom claim is made or suit is brought, except with respect to the limits of the Comparry's liability; 0 Page 5 "insured premises" means M the premises designated in the Declarations, (2) premises alienated by the named insured lother than premises constructed tot sale by the named insured), if possession has been relinquished to others, and (3) premises as to which the named insured acquires ownership or control and reports his inten- tion to insure such premises under this policy and no other within 30 days after such acquisition; and includes the ways immediately adjoining such premises on land; "medical expenses" means expenses for necessary medical. ray a surgical, x -nd dental services, including prosthetic devices and necessary ambulance, hospital, and professional nursing and funeral services; "mobile equipment" means a land vehicle fineludmg any machinery or apparatus attached thereto). whether or not self propelled, (1) not subject to motor vehicle registration, or (2) maintained for use exclusively on premises owned by or rented to the named insured, including the ways immediately adjoining, Of " ) designed for use u principally off public roads, or (4i designed or maintoned for the sole purpose of affording mobility to equipment of the following types forming an integral part of or permanently atlached to such vehicle: power cranes, shovels, loaders. diggers and drills; concrete mixers (other than the mix -in- transit type); graders, scrapers, rollers and other road construction or repan equipment; airvcompressors, pumps and gen erators, including spraying, welding and building cleaning equipment; and prophys...i exploration and well servicing egmpment "named insured" means the person or organization named in item 1 of the Declara. lions of this policy; "named insured's products" means goods or products manufactured. sold, handled or distributed by the named insured or by others trading under his name, including any container thereof (other than a vehicle), but "named insured's products" shall not include a vending machine or any property other than such container, rented to or located for use of others but not sold; "occurrence" means an accident, including injurious exposure to conditions, which results, during the policy period, in bodily injury or property damage neither expected nor intended from the standpoint of the insured; "products hazard" includes bodily injury and property damage arising out of the named insured's products or reliance upon a representation or warranty made at any time with respect thereto, but only if the bodily injury of property damage occurs away from premises owned by or rented to the named insured and after physical possession of such products has been relinquished to others; "property damage" means injury to or destruction of tangible property. LIABILITY (The Attaching Clause need be cams Only when this endorsement is issued subseouent to preparat* the policy.) 6105 ADDITIONAL INSURED (Designated Premises) This endorsement modifies such insurance as is afforded by the provisions of the policy relating to the following: COMPREHENSIVE PERSONAL INSURANCE FARMER'S COMPREHENSIVE PERSONAL INSURANCE This endorsement, effective 6 -1 -75 (12:01 A. M., standard time) issued to NORVIN A. CROY DBA: ATTORNEY DATE, by INSURANCE COMPANY OF THE WEST Name of Person or Organization City of Newport Beach forms a part of policy No. MP 40 18 75 INC. AND DBA: Z— FACTOR CORP L 9105 (Ed. 7 -66) ............. Authorired P esentatire Location of Premises City Hall It is agreed that with respect to the insurance afforded under the Personal Liability Coverage: Newport Beach, CA 1. The "Persons Insured" provision is amended to include the person or organization named above, but only with respect to the ownership, mainte- nance or use of the premises designated above and operations necessary or incidental thereto. 2. The insurance with respect to said person or organization does not apply to bodily injury to any employee of said person or organization arising out of or in the course of his employment by said person at organization. AUTXENTIC SIMPLIFIED OFFICE PROGR M SPECIAL EXPANDED COVERAGE FORM ICW -B.2. (0) SUBJECT TO ALL PROVISIONS AND STIPULATIONS OF THE POLICY OF WHICH THIS ENDORSEMENT IS MADE A PART, THE FOLLOWING ADDITIONS TO OR RESTRICTIONS OF COVERAGE SHALL APPLY. LOCATION OF INSURED PREMISES WHENEVER A LOCATION IS TO BE SHOWN ON ANY ENDORSEMENT OR COVERAGE PART IT IS AGREED THAT THE INSURED LOCATION SHALL BE AS SHOWN ON THE DECLARATION PAGE. THIS SHALL NEITHER LIMIT NOR BROADEN ANY OFF PREMISES COVERAGE WHICH MAY BE GRANTED IN THE FORMS ATTACHED. THE FOLLOWING FORMS AND ENDORSEMENTS ARE ALSO MADE A PART OF THIS POLICY MLB -101 - SPECIAL BUILDING FORM 438 BFU -NS- LENDERS LOSS PAYABLE ENDORSEMENT MLB -109 - SPECIAL OFFICE PERSONAL PROPERTY FORM MLB -126 - REPLACEMENT COST COVERAGE ENDORSEMENT MLB -144 -EXTRA EXPENSE ENDORSEMENT MLB -167 - FINE ARTS FLOATER ENDORSEMENT MLB -170 -NEON SIGN ENDORSEMENT MLB -175 -ACCOUNTS RECEIVABLE ENDORSEMENT MLB -176 -VALUABLE PAPERS AND RECORDS ENDORSEMENT MLB -179 -GLASS COVERAGE ENDORSEMENT MLB -200 - SMP LIABILITY INSURANCE FORM MLB -202 -COMPREHENSIVE GENERAL LIABILITY INSURANCE ENDORSEMENT MLB -220 - PERSONAL INJURY LIABILITY INSURANCE ENDORSEMENT MLB -222 - EMPLOYER'S NON- OWNERSHIP AUTOMOBILE LIABILITY ENDORSEMENT MLB -237 - PROFESSIONAL LIABILITY EXCLUSION ENDORSEMENT (FORM C) MLB -244 -REAL ESTATE AGENTS ENDORSEMENT MLB -300 - SMP COMPREHENSIVE CRIME COVERAGE ENDORSEMENT L 9132 - REAL PROPERTY - LIABILITY - FIRE L 9484 - CONTRACTUAL LIABILITY INSURANCE (BLANKET COVERAGE -BROAD FORM) L 9486 - BROAD FORM PROPERTY DAMAGE ENDORSEMENT (INCLUDING COMPLETED OPERATIONS) L 9492 - LIQUOR LIABILITY INSURANCE SECTION I DEDUCTIBLE THIS DEDUCTIBLE CLAUSE SHALL SUPERCEDE AND REPLACE ALL DEDUCTIBLE CLAUSES IN THE FORMS AND ENDORSEMENTS ATTACHED TO THIS POLICY, EXCEPT WHEN AMENDATORY SECTION I DEDUCTIBLE CLAUSE #1 OR #2 IS ATTACHED. THE SUM OF $100 SHALL BE DEDUCTED FROM THE AMOUNT OF LOSS TO PROPERTY IN ANY ONE OCCURRENCE RESULTING FROM ANY OF THE PERILS INSURED AGAINST. THIS DEDUCTIBLE SHALL APPLY SEPARATELY TO EACH BUILDING (INCLUDING PERSONAL PROPERTY THEREIN), SEPARATELY TO PERSONAL PROPERTY IN EACH BUILDING IF NO COVERAGE ON THE CONTAINING BUILDING, AND SEPARATELY TO PERSONAL PROP- ERTY IN THE OPEN. THIS CLAUSE SHALL APPLY TO ALL COVERAGES AFFORDED UNDER SECTION I OF THIS POLICY INCLUDING ALL EXTENSIONS, ADDITIONS AND OPTIONS. IT IS FURTHER UNDERSTOOD AND AGREED THAT, AS RESPECTS THE PERIL OF THEFT ONLY, THE SUM OF $500 SHALL BE DEDUCTED FROM THE AMOUNT OF LOSS TO PROPERTY IN ANY ONE OC- CURRENCE. HOWEVER, THIS PORTION OF THE DEDUCTIBLE CLAUSE SHALL NOT APPLY TO ANY COVERAGE UNDER PARAGRAPH V.G. OF FORM AILB -109. FOR THE PURPOSE OF THIS CLAUSE THEFT MEANS ANY ACT OF STEALING. THIS DEDUCTIBLE CLAUSE SHALL NOT APPLY TO THE FOLLOWING: 1. EXTRA EXPENSE. 2. LOSS OF RENTS (IF COVERAGE UNDER THIS POLICY). 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I. INSUROW AGREEMENT This policy insures against all risks of direct physical' ss to Coverage B— Personal Property, SUBJECT TO THE PROVISIONS AND STIPULATIONS HEREIN AND IN. THE POLICY OF WHICH THIS FORM IS MADE A PART. II. PROPERTY COVERED COVERAGE B — PERSONAL PROPERTY: This policy covers business personal property of the in- sured usual to the office occupancy of the insured, including, manuscripts, furniture, fixtures, equipment and supplies, not otherwise covered under this policy, and shall cover similar property held by the insured and belonging in whole or in part to others FOR NOT EXCEEDING THE AMOUNT FOR WHICH THE INSURED IS LIABLE; all while in or on the described buildings, or in the open (including within vehicles) on the described premises or within 100 feet thereof. . This coverage shall also include Tenant's Improvements and Betterments, MEANING THE INSURED'S USE INTEREST IN FIXTURES, ALTERATIONS, IN- STALLATIONS OR ADDITIONS COMPRISING A PART OF THE BUILDINGS OCCUPIED BUT NOT OWNED BY THE INSURED AND MADE OR AC- QUIRED AT THE EXPENSE OF THE INSURED EXCLUSIVE OF RENT PAID BY THE INSURED, BUT WHICH ARE NOT LEGALLY SUBJECT TO REMOVAL BY THE INSURED, DEBRIS REMOVAL: This policy covers expense incurred in the removal of debris of the property covered hereunder which may be occasioned by loss by a peril insured against. THE TOTAL AMOUNT RECOVERABLE UNDER THIS POLICY SHALL NOT EXCEED THE LIMIT OF LIABILITY. STIPULATED FOR EACH ITEM. Cost of removal of debris shall not be considered in the determination of actual cash value when applying the Coinsurance Clause. III. PROPERTY SUBJECT THE FOLLOWING PROPERTY IS SUBJECT TO THESE ADDITIONAL LIMITATIONS: A. 1. GLASS, GLASSWARE, STATUARY, MARBLE$, BRIC- A -BRAC, PORCELAINS AND OTHER ARTICLES OF A FRAGILE OR BRITTLE NA- TURE ARE COVERED AGAINST LOSS BY BREAKAGE ONLY IF DIRECTLY CAUSED BY THE "SPECIFIED PERILS ". THIS LIMITA- TION SHALL NOT APPLY TO BOTTLES OR TO LENSES OF PHOTOGRAPHIC OR S( TIFIC INSTRUMENTS. 2, STEAM BOILERS, STEAM PIPES, S1 TURBINES AND STEAM ENGINES ARE COVERED AGAINST LOSS CAUSED BURSTING, RUPTURE, CRACKING OR PLOSION ORIGINATING THEREIN (07 IV. PROPERTY IN ADDITION TO THE KINDS OF PROPERTY WHICH ARE OTHERWISE EXCLUDED OR LIM- ITED UNDER THIS POLICY, THE FOLLOWING ARE ALSO EXCLUDED FROM COVERAGE UNDER THIS FORM: A. LIVE ANIMALS, BIRDS AND FISH; AIR- CRAFT; WATERCRAFT, INCLUDING MOTORS, EQUIPMENT AND ACCESSORIES (EXCEPT ROWBOATS AND CANOES, WHILE OUT OF WATER AND ON THE DESCRIBED PREM- ISES); AND AUTOMOBILES, TRAILERS. IZED EQUIPMENT NOT LICENSED FOR USE ON PUBLIC THOROUGHFARES AND OPER- ATED PRINCIPALLY ON THE PREMISES OF THE INSURED. B. PROPERTY FOR SALE; SAMPLES OR MER- CHANDISE IN THE CARE, CUSTODY OR CON- TROL OF SALESMEN AWAY FROM THE PREMISES. C. CURRENCY, MONEY AND STAMPS, EXCEPT TO THE EXTENT PROVIDED IN THE EX- TENSIONS OF COVERAGE; NOTES, SECURI- TIES, DEEDS, ACCOUNTS, BILLS, EVIDENCES OF DEBT, LETTERS OF CREDIT AND TICKETS. D. OUTDOOR SIGNS, WHETHER OR NOT AT- TACHED TO A BUILDING, UNLESS SPECI- B. TO LIMITATIONS THAN EXPLOSION OF ACCUMULATED GASES OR UNCONSUMED FUEL WITHIN A FIRE BOX OR COMBUSTION CHAMBER). 3. MACHINES AND MACHINERY ARE NOT COVERED AGAINST LOSS CAUSED BY RUP- TURE, BURSTING OR DISINTEGRATION OF THEIR ROTATING OR MOVING PARTS RE- SULTING FROM CENTRIFUGAL OR RECIP- ROCATING FORCE. THE TERM "SPECIFIED PERILS" SHALL MEAN DIRECT LOSS BY FIRE, LIGHTNING, AIR- CRAFT, EXPLOSION, RIOT, CIVIL COMMO- TION, SMOKE, VEHICLES, WINDSTORM OR HAIL TO PROPERTY CONTAINED IN ANY BUILDING, VANDALISM AND MALICIOUS MIS- CHIEF, LEAKAGE OR ACCIDENTAL DIS- CHARGE FROM AUTOMATIC FIRE PROTEC- TIVE SYSTEMS. NOT COVERED FICALLY COVERED BY ENDORSEMENT. E. HOUSEHOLD AND PERSONAL EFFECTS CONTAINED IN LIVING QUARTERS OCCU- PIED BY THE INSURED, ANY OFFICER, DI- RECTOR, STOCKHOLDER OR PARTNER OF THE INSURED OR RELATIVES OF ANY OF THE FOREGOING, EXCEPT AS PROVIDED IN THE EXTENSIONS OF COVERAGE OR UN- LESS SPECIFICALLY COVERED BY EN- DORSEMENT. F. GROWING CROPS AND LAWNS. G. PROPERTY OF TENANTS OR GUESTS, EX- CEPT AS PROVIDED IN THE EXTENSIONS OF COVERAGE. H. FUR, FUR GARMENTS, JEWELRY AND WATCHES, WATCH MOVEMENTS, JEWELS, PEARLS, PRECIOUS AND SEMI - PRECIOUS STONES, GOLD, SILVER, PLATINUM AND OTHER PRECIOUS ALLOYS OR METALS. I. TREES, SHRUBS AND PLANTS, EXCEPT TO THE EXTENT PROVIDED IN THE EXTEN- SIONS OF COVERAGE. J. PROPERTY SHIPPED BY MAIL FROM THE TIME IT PASSES INTO THE CUSTODY OF THE POST OFFICE DEPARTMENT. K. PROPERTY WHICH IS MORE SPECIFICALLY COVERED IN WHOLE OR IN PART UNDER THIS OR ANY OTHER CONTRACT OF IN- SURANCE. V. EXTENSIONS OF COVERAGE THE LIABILITY OF THE COMPANY FOR LOSS IN ANY ONE OCCURRENCE, INCLUDING LOSS UN- DER THESE EXTENSIONS OF COVERAGE SHALL NOT EXCEED THE AMQUNT OF INSURANCE APPLI- Pam MLB -109 (Rd. 11-69) CALIFORNIA Page I of 4 4 3o Z a8gd HHI 01 A'INO Jflfl '.L3VdD'dlV HO NOIIOIN -WOO -IIAIO 'JOIH 'NOISO -IdXH '9ININLH9I -I 'HHId 30 S -IIH3d 3HJ, A9 33NHHHf10OC 3NO ANV NI ssof laal!p Isu!e8e uo!1E301 payix -ap ay1 1E s)ue3d put sgnlys 'Saatl Aanoa 01 ,(7Sadoid ]euoslad of algeayddE amminsu! 3o lunowt 3y1 fo 000'19: of do CIddE Still palnsn! ay J, :shield put, sgnagS 'scaly •H palnsu! ay m l 3o aa.Co!da uE ,Cq Ao paAnsui alol .Cq sas. -urald ag1 apislno pa.Canuoa Awaq apgm m SnFnuaAd all. no aI!yA+ 'sdattls pur .CAUOUl ',6UaJlna m CI3Qi1"I)X:� 3SIMH3H10 ION 'II113d V AS 3OX3HH:1)OO 3N0 ANV NI ssol iaaA!p aanoa 01 611adold ltuosla,: of afgeag &lE aautmsm to lunowe ayi to 05Z$ of (ill 61ddr Xim palnsu! 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FORM Form 438BFU NS 11%, (Rev. May 1, 1942) x a LENDER'S LOSS PAYABLE EMONSEMENT 1. Loss or damage, if any, under this policy, shall be paid to the Pays d on the first page of this policy, its successors and assigns, hereinafter referred to as "the Lender ", in whatever form or capa its interests may appear and whether said interest he vested in said Lender in its individual or in its disclosed or.Hindisclosed fiducia or representative capacity, or otherwise, or vested in a nominee or trustee of said Lender. 2. The insurance under this policy, or any rider or end nt attached [hereto, as to the interest only of the Lender, its succes- sors and assigns, shall not be invalidated nor suspended: (a)y error, omission, or change respecting the ownership, description, possession, or location of the subject of the insurance or the interestitherein, or the title thereto; (b) by the commencement of foreclosure proceedings or the giving of notice of sale of any of the property i'Ttwered by this policy by virtue of any mortgage or trust deed; (c) by any breach of warranty, act, omission, neglect, or non - compliance with any of the provisions of this policy, including any and all riders now or hereafter attached thereto, by the named insured, the borrower, mortgagor, trustor, vendee, owner, tenant, warehouseman, cus- todian, occupant, or by the agents of either or any of them or by the happening of any event permitted by them or either of them, or their agents, or which they failed to prevent, whether occurring before or after the attachment of this endorsement, or whether before or after a loss, which under the provisions of this policy of insurance or of any rider or endorsement attached thereto would invalidate or sus- pend the insurance as to the named insured, excluding herefrom, however, any acts or omissions of the Lender while exercising active control and management of the property. 3. In the event of failure of the insured to pay any premium or additional premium which shall be or become due under the terms of this policy or on account of any change in occupancy or increase in hazard^t permitted by this policy, this Company agrees to give written notice to the Lender of such non - payment of premium after sixty (60) days from and within one hundred and twenty (120) days after due date of such premium and it is a condition of the continuance of the rights of the Lender hereunder that the Lender when so notified in writing by this Company of the failure of the insured to pay such premium shall pay or Cause to be paid the premium due within ten (10) days following receipt of the Company's demand in writing therefor. If the Lender shall decline to pay said premium or additional premium, the rights of the Lender under this Lender's Loss Payable Endorsement shall not be terminated before ten (10) days after receipt of said written notice by the Lender. 4. Whenever this Company shall pay to the Lender any sum for loss or damage under this policy and shall claim that as to the insured no liability therefor exists, this Company, at its option, may pay to the Lender the whole principal sum and interest and other indebtedness due or to become due from the insured, whether secured or unsecured, (with refund of all interest not accrued), and this Company, to the extent of such payment, shall thereupon receive a full assignment and transfer, without recourse, of the debt and all rights and securities held as collateral thereto. 5. If there be any other insurance upon the within described property, this Company shall be liable under this policy as to therLender for the proportion of such loss or damage that the sum hereby insured bears to the entire insurance of similar character on said property under policies held by, payable to and expressly consented to by the Lender. Any Contribution Clause included in any Fallen Building Clause Waiver or any Extended Coverage Endorsement attached to this contract of insurance is hereby nullified, and also any Contribu- tion Clause in any other endorsement or rider attached to this contract of insurance is hereby nullified except Contribution Clauses for the compliance with which the insured has received reduction in the rate charged or has received extension of the coverage to include hazards other than fire and compliance with such Contribution Clause is made a part of the consideration for insuring such other hazards. The Lender upon the payment to it of the full amount of its claim, will subrogate this Company (pro rata with all other insurers con- tributing to said payment) to all of the Lender's rights of contribution under said other insurance. 6. This Company reserves the right to cancel this policy at any time, as provided by its terms, but in such case this policy shall continue in force for the benefit of the Lender for ten (10) days after written notice of such cancellation is received by the Lender and shall then cease. 7. This policy shall remain in full force and effect as to the interest of the Lender for a period of ten (10) days after its expiration unless an acceptable policy in renewal thereof with loss thereunder payable to the Lender in accordance with the terms of this Lender's Loss Payable Endorsement, shall have been issued by some insurance company and accepted by the Lender. 8. Should legal title to and beneficial ownership of any of the property covered under this policy become vested in the Lender or its agents, insurance under this policy shall continue for the term thereof for the benefit of the Lender but, in such event, any privileges granted by this Lender's Loss Payable Endorsement which are not also granted the insured under the terms and conditions of this policy and /or under other riders or endorsements attached thereto shall not apply to the insurance hereunder as respects such property. 9. All notices herein provided to be given by the Company to the Lender in connection with this policy and this Lender's Loss Payable Endorsement shall be mailed to or delivered to the Lender at its office or branch described on the first page of the policy. Approved: Board of Fire Underwriters of the Pacific, California Bankers' Association, Committee on Insurance. t SMP SPECIAL OFFICE PERSONAL PROPERTY FORM Form MLB -109 SECTION I - PROPERTY COVERAGE (FA s CALIFORR NIA A With respect to SECTION I— PROPERTY COVERAGE, this form cancels and replaces any coverage on personal property provided under any other form made a part of this policy, BUT ONLY WITH RESPECT TO PERSONAL PROPERTY TO WHICH THIS FORM IS SHOWN TO BE APPLICABLE. I. INSURING AGREEMENT This policy insures against all risks of direct physi6L Joss to Coverage B— Personal Property, SUBJECT TO THE PROVISIONS AND STIPULATIONS HEREIN AN'-IV THE POLICY OF WHICH THIS FORM IS MADE A PART. II. PROPE COVERAGE B — PERSONAL PROPERTY: This policy covers business personal property of the in- sured usual to the office occupancy of the insured, including, manuscripts, furniture, fixtures, equipment and supplies, not otherwise covered under this policy, and shall cover similar property held by the insured and belonging in whole or in part to others FOR NOT EXCEEDING THE AMOUNT FOR WHICH THE INSURED IS LIABLE; all while in or on the described buildings, or in the open (including within vehicles) on the described premises or within 100 feet thereof. RTY COVERED This coverage shall also include Tenant's Improvements and Bettermenu. MEANING THE INSURED'S USE INTEREST LY FIXTURES, ALTERATIONS, IN- STALLATIONS OR ADDITIONS COMPRISING A PART Of: THE BUILDINGS OCCUPIED BUT NOT OWNED BY THE INSURED. AND MADE OR AC- QUIRED AT THE EXPENSE OF THE INSURED EXCLUSIVE OF RENT PAID BY THE INSURED, BUT WHICH ARE NOT LEGALLY SUBJECT TO REMOVAL BY THE INSURED. DEBRIS REMOVAL: This policy covers expense incurred in the removal of debris of the property covered hereunder which may be occasioned by loss by a peril insured against. THE TOTAL AMOUNT RECOVERABLE UNDER THIS POLICY SHALL NOT EXCEED THE LIMIT OF LIABILITY STIPULATED FOR EACH ITEM. Cost of removal of debris shall not be considered in the determination of actual cash value when applying the Coinsurance Clause. III. PROPERTY THE FOLLOWING PROPERTY IS SUBJECT THESE ADDITIONAL LIMITATIONS: A. 1, GLASS, GLASSWARE, STATUARY, MARBLES, BRIC- A -BRAC, PORCELAINS AND OTHER ARTICLES OF A FRAGILE OR BRITTLE NA- TURE ARE COVERED AGAINST LOSS BY BREAKAGE ONLY IF DIRECTLY CAUSED BY THE "SPECIFIED PERILS ". THIS LIMITA- TION SHALL NOT APPLY TO BOTTLES OR SIMILAR CONTAINERS OF PROPERTY FOR SALE, OR SOLD BUT NOT DELIVERED, NOR TO LENSES OF PHOTOGRAPHIC OR SCIEN- TIFIC INSTRUMENTS. 2. STEAM BOILERS, STEAM PIPES, STEAM TURBINES AND STEAM ENGINES ARE NOT COVERED AGAINST LOSS CAUSED BY BURSTING, RUPTURE, CRACKING OR EX- PLOSION ORIGINATING THEREIN (OTHER SUBJECT TO IV. PROPERTY IN ADDITION TO THE KINDS OF PROPERTY WHICH ARE OTHERWISE EXCLUDED OR LIM- ITED UNDER THIS POLICY, THE FOLLOWING ARE ALSO EXCLUDED FROM COVERAGE UNDER THIS FORM: A. LIVE ANIMALS, BIRDS AND FISH; AIR- CRAFT; WATERCRAFT, INCLUDING MOTORS, EQUIPMENT AND ACCESSORIES (EXCEPT ROWBOATS AND CANOES, WHILE OUT OF WATER AND ON THE DESCRIBED PREM- ISES); AND AUTOMOBILES, TRAILERS, SEMI- TRAILERS OR ANY SELF- PROPELLED VEHICLES OR MACHINES, EXCEPT MOTOR- IZED EQUIPMENT NOT LICENSED FOR USE ON PUBLIC THOROUGHFARES AND OPER- ATED PRINCIPALLY ON THE PREMISES OF THE INSURED. B. PROPERTY FOR SALE; SAMPLES OR MER- CHANDISE IN THE CARE, CUSTODY OR CON- TROL OF SALESMEN AWAY FROM THE PREMISES. C. CURRENCY, MONEY AND STAMPS, EXCEPT TO THE EXTENT PROVIDED IN THE EX- TENSIONS OF COVERAGE; NOTES, SECURI- TIES, DEEDS, ACCOUNTS, BILLS, EVIDENCES OF DEBT, LETTERS OF CREDIT AND TICKETS. D. OUTDOOR SIGNS, WHETHER OR NOT AT- TACHED TO A BUILDING, UNLESS SI'ECI- B. TO LIMITATIONS THAN EXPLOSION OF ACCUMULATED GASES OR UNCONSUMED FUEL WITHIN A FIRE BOX OR COMBUSTION CHAMBER). 3. MACHINES AND MACHINERY ARE NOT COVERED AGAINST LOSS CAUSED BY RUP- TURE. BURSTING OR DISINTEGRATION OF THEIR ROTATING OR MOVING PARTS RE- SULTING FROM CENTRIFUGAL OR RECIP- ROCATING FORCE. THEE TERM. "SPECIFIED PERILS" SHALL MEAN DIRECT LOSS BY FIRE, LIGHTNING, AIR- CRAFT, EXPLOSION, RIOT, CIVIL COMMO- 11ON, SMOKE, VEHICLES, WINDSTORM OR HAIL TO PROPERTY CONTAINED IN ANY BUILDING, VANDALISM AND MALICIOUS MIS- CHIEF, LEAKAGE OR ACCIDENTAL DIS- C:HARGE FROM AUTOMATIC FIRE PROTEC- TIVE SYSTEbIS. NOT COVERED FICALLY COVERED BY ENDORSEMENT. E. HOUSEHOLD AND PERSONAL EFFECTS CONTAINED IN LIVING QUARTERS OCCU- PIED BY THE INSURED, ANY OFFICER, DI- RECTOR, STOCKHOLDER OR PARTNER OF THE INSURED OR RELATIVES OF ANY OF THE FOREGOING, EXCEPT AS PROVIDED IN THE EXTENSIONS OF COVERAGE OR UN- LESS SPECIFICALLY COVERED BY EN- DORS6EfF.NT. F. GROWING CROPS AND LAWNS. G. PROPERTY OF TENANTS OR GUESTS, EX- CEPT AS PROVIDED IN THE EX'T'ENSIONS OF COVERAGE. H. FUR, FUR GARMENTS, JEWELRY AND WATCHES, WATCH MOVEMENTS, JEWELS, PEARLS, PRECIOUS AND SEMI- PRECIOUS STONES, GOLD, SILVER, PLATINUM AND OTHER PRECIOUS ALLOYS OR METALS. I. TREES, SIRUBS AND PLANTS, EXCEPT TO THE EXTENT PROVIDED IN THE EXTEN- SIONS OF COVERAGE. J. PROPERTY SHIPPED BY MAH., FROM THE TIME FI PASSES INTO THE CUSTODY OF THE POST OFFICE DEPARTMENT. K. PROPERTY VVUICH IS MORE SPECIFICALLY COVERED IN WHOLE OR IN PART UNDER THIS OR ANY OTHER CONTRACT OF IN- SURANCE. V. EXTENSIONS OF COVERAGE THE LIABILITY OF THE COMPANY FOR LOSS IN ANY ONE OCCURRENCE, INCLUDING LOSS UN- DER THESE EXTENSIONS OF COVERAGE SHALL NOT EXCEED THE AMOUNT OF INSURANCE APPLI- Form MLB -109 (Ed. 11 -59) CALIFORNIA Page 1 of 4 a Io z a2vd HHI OI A-INO IRg 'Jjvd02IIV 2I0 Nouoll -NOD 'IIAIO 'IOIH 'NOISO'ldXH '9NIN11191 -I 'HNIH 30 S"II2I2ld 31-II Ag 30NHUNf1000 HNO ANV NI ssol ;aanp 4su!e8t uogeaol pagpas -ap ay; It smuld put sgnags 'saga; 13noa 01 X;aadold ltuos.ad o; algeagddt aautsnsm 10 mnolut ay; 10 000':$ o; do dldde ,Stw paansu! Dill :slueld put sgmgS 'saaa,L 'H 'paansu! aq; 10 aa.(oldwa ue .(q io painsm aql ,Sq s[gi -maid aq; ap!s;no PDXDAU03 8u1aq al!gm io sasuuaid ail; uo allgm 'sdwt;s put XDuom '. 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COINSU THE COMPANY SHALL NOT BE LIABLE FOR A GREATER PROPORTION OF ANY LOSS TO THE PROPERTY COVERED HEREUNDER THAN THE AMOUNT OF INSURANCE UNDER THIS POLICY FOR SUCH PROPERTY BEARS TO THE AMOUNT PRODUCED BY MULTIPLYING THE COINSUR- ANCE PERCENTAGE APPLICABLE (SPECIFIED IN THIS POLICY) BY THE ACTUAL CASH VALUE OF SUCH PROPERTY AT THE TIME OF THE LOSS. IN THE EVENT THE AGGREGATE CLAIM FOR ANY LOSS IS BOTH LESS THAN $10,000 AND LESS DATIONS; WALLS, BASEMENT OR OTHER FLOORS, OR THROUGH' DOORS, WINDOWS OR ANY OTHER OPENINGS IN SUCH SIDE- WALKS, DRIVEWAYS, FOUNDATIONS, WALLS ORIFLOORS: UNLESS LOSS BY FIRE OR EXPLOSION NOT OTHERWISE EXCLUDED ENSUES, AND THE COMPANY SHALL THEN BE LIABLE FOR ONLY SUCH ENSUING LOSS; BUT THESE EXCLU- SIONS SHALL NOT APPLY TO PROPERTY IN DUE COURSE OF TRANSIT OR TO LOSS ARIS- ING FROM THEFT. RANCE CLAUSE THAN 5% OF THE 'TOTAL AMOUNT OF CON- TRIBUTING INSURANCE APPLICABLE TO THE PROPERTY INVOLVED AT THE TIME SUCH LOSS OCCURS, NO SPECIAL INVENTORY OR APPRAISE - MENT OF THE UNDAMAGED PROPERTY SHALL BE REQUIRED, PROVIDED THAT NOTHING HEREIN SHALL BE CONSTRUED TO WAIVE THE APPLICATION OF THE PRECEDING PARAGRAPH OF THIS CLAUSE. IF INSURANCE UNDER THIS POLICY IS DIVID- ED INTO SEPARATE AMOUNTS OF INSURANCE, Forth MLB -109 (Ed. 11.69) CALIFORNIA Page 3 OI 4 EXTENT SUCH PERILS ARE INSURED ANY ONE 'TREE, SHRO OR PLIANT, INCLUD- AGAINST HEREIN. THE COMPANY SHALL ING EXPENSE INCURRED FOR REMOVING NOT BE LIABLE FOR MORE THAN $250 ON DEBRIS THEREOF. yI. 1XCLUSIQT4§ A. THIS POLICY DOES NOT INSURE UNDER THIS CARRIERS FOR HIRE) IF INDUCED TO DO FORM AGAINST LOSS CAUSED BY: SO BY ANY FRAUDULENT SCHEME, TRICK, I. ENFORCEMENT OF ANY LOCAL OR STATE DEVICE' OR .FALSE PRETENSE. ORDINANCE OR LAW REGULATING THE „ 10. . ANY�FRAUDULENT, DISHONEST OR CRIM- CONSTRUCTION, REPAIR, OR DEMOLITION INAL ACT DONE BY OR AT THE INSTIGA- OF BUILDINGS OR STRUCTURES UNLESS TION OF ANY INSURED, PARTNER OR SUCH LIABILITY IS OTHERWISE SPECI- JOINT ADVENTURER IN OR OF ANY IN- FICALLY ASSUMED BY ENDORSEMENT SURED, AN OFFICER, DIRECTOR, OR HEREON. TRUSTEE OF ANY INSURED; PILFERAGE, 2. UNEXPLAINED OR MYSTERIOUS DISAP- .APPROPRIATION OR CONCEALMENT OF PEARANCE OF PROPERTY (EXCEPT PROP - ANY PROPERTY COVERED DUE TO ANY ERTY IN THE CUSTODY OF CARRIERS FOR FRAUDULENT, DISHONEST OR CRIMINAL HIRE); OR SHORTAGE OF PROPERTY DIS- ACT OF ANY EMPLOYEE WHILE WORKING CLOSED ON TAKING INVENTORY. OR OTHERWISE, OR AGENT OF ANY IN- 3. ACTUAL WORK UPON OR INSTALLATION SURED, OR ANY PERSON TO WHOM THE OF PROPERTY COVERED, LATENT DEFECT, PROPERTY COVERED MAY BE ENTRUSTED, FAILURE, BREAKDOWN OR DERANGEMENT OTHER THAN ANY CARRIER FOR HIRE. OF MACHINES OR 'MACHINERY, FAULTY 11, RAIN, SNOW OR SLEET TO PROPERTY IN MATERIALS OR WORKMANSHIP; UNLESS THE OPEN (OTHER THAN PROPERTY IN LOSS BY FIRE OR EXPLOSION NOT OTHER - THE CUSTODY OF CARRIERS FOR HIRE). WISE EXCLUDED ENSUES AND THEN THE 12. ANY LEGAL PROCEEDING. COMPANY SHALL BE LIABLE FOR ONLY B. THIS POLICY DOES NOT INSURE UNDER THIS SUCH ENSUING LOSS. FORM AGAINST LOSS CAUSED BY OR RESULT - 4. ELECTRICAL CURRENTS ARTIFICALLY ING FROM POWER, HEATING OR COOLING GENERATED UNLESS LOSS BY FIRE OR EX- FAILURE, UNLESS SUCH FAILURE RESULTS PLOSION NOT OTHERWISE EXCLUDED EN- FROM PHYSICAL DAMAGE TO POWER, HEAT - SUES, AND THEN THE'COMPANY SHALL'BE ING OR COOLING EQUIPMENT SITUATED ON LIABLE FOR ONLY SUCH ENSUING LOSS: PREMISES WHERE THE PROPERTY COVERED 5. LEAKAGE OR OVERFLOW FROM PLUMB- IS LOCATED, CAUSED BY PERILS NOT OTHER - ING, HEATING, AIR CONDITIONING OR WISE EXCLUDED. ALSO, THE COMPANY OTHER EQUIPMENT OR APPLIANCES (EX- SHALL NOT BE LIABLE UNDER THIS CLAUSE CEPT FIRE PROTECTIVE SYSTEMS) CAUSED FOR ANY LOSS RESULTING FROM RIOT, RIOT BY OR RESULTING FROM FREEZING WHILE A'j'TENDING ASTRIK$, CIVIL COMMOTION, THE DESCRIBED BUILDING IS VACANT OR OR VANDA ISM AND MALICIOUS MISCHIEF. UNOCCUPIED, UNLESS THE INSURED C. THIS POLICY DOES NOT INSURE UNDER THIS SHALL HAVE EXERCISED DUE DILIGENCE FORM AGAINST LOSS CAUSED BY, RESULTING WITH RESPECT TO MAINTAINING HEAT TN FROM, CONTRIBUTED TO OR .AGGRAVATED THE BUILDINGS OR 'UNLESS SUCH EQUIP- BY ANY OF THE FOLLOWING; MENT AND APPLIANCES HAD BEEN L EARTH MOVEMENT, INCLUDING BUT NOT DRAINED AND.THE WATER SUPPLY SHUT LIMITED TO EARTHQUAKE, LANDSLIDE, OFF DURING SUCH VACANCY OR UNOCCU- MUDFLOW; EARTH SINKING, EARTH RIS- PANCY. INC OR SHIF'T'ING; 6. DELAY, LOSS OF MARKET, INTERRUPTION 2. FLOOD, SURFACE WATER, WAVES, TIDAL OF BUSINESS, NOR CONSEQUENTIAL LOSS WATER OR`TIDAL WAVE, OVERFLOW OF OF ANY NATURE. STREAMS OR 'OTHER BODIES OF WATER, 7. INHERENT VICE, WEAR AND TEAR, MAR- OR SPRAY FROM ANY OF THE FOREGOING, RING OR SCRATCHING, GRADUAL DETER- ALL WHETHER DRIVEN: BY WIND OR NOT; (ORATION, INSECTS, VERMIN; DAMPNESS 3. WATER WHICH BACKS UP THROUGH OR DRYNESS OF ATMOSPHERE, CHANGES SEWERS OR DRAINS; IN TEMPERATURE, RUSTOR CORROSION. 4. WATER BELOW THE SURFACE OF THE 8. THEFT (INCLUDING ATTEMPT THEREAT) GROUND INCLUDING THAT WHICH EXERTS FROM ANY VEHICLE, OCCURRING WHILE PRESSURg ON'OR FLOWS, SEEPS OR LEAKS SUCH VEHICLE IS UNATTENDED. UNLESS THROUGII SIDEWALKS. DRIVEWAYS. FOUN- A FULLY OR COMPARTMENT OF SUCH VEHICLE AND THEFT ESLTS EVIDENCEDU BY VISIBLE MARICSEUPON SUCH BODY OR COMPARTMENT. THIS EX- CLUSION SHALL NOT APPLY TO PROPERTY IN THE CUSTODY OF CARRIERS FOR HIRE. 9. VOLUNTARY PARTING WITH TITLE OR POSSESSION OF ANY PROPERTY BY THE IN- SURED OR OTHERS TO WHOM THE PROP- ERTY MAY BE ENTRUSTED (EXCEPT BY VII. COINSU THE COMPANY SHALL NOT BE LIABLE FOR A GREATER PROPORTION OF ANY LOSS TO THE PROPERTY COVERED HEREUNDER THAN THE AMOUNT OF INSURANCE UNDER THIS POLICY FOR SUCH PROPERTY BEARS TO THE AMOUNT PRODUCED BY MULTIPLYING THE COINSUR- ANCE PERCENTAGE APPLICABLE (SPECIFIED IN THIS POLICY) BY THE ACTUAL CASH VALUE OF SUCH PROPERTY AT THE TIME OF THE LOSS. IN THE EVENT THE AGGREGATE CLAIM FOR ANY LOSS IS BOTH LESS THAN $10,000 AND LESS DATIONS; WALLS, BASEMENT OR OTHER FLOORS, OR THROUGH' DOORS, WINDOWS OR ANY OTHER OPENINGS IN SUCH SIDE- WALKS, DRIVEWAYS, FOUNDATIONS, WALLS ORIFLOORS: UNLESS LOSS BY FIRE OR EXPLOSION NOT OTHERWISE EXCLUDED ENSUES, AND THE COMPANY SHALL THEN BE LIABLE FOR ONLY SUCH ENSUING LOSS; BUT THESE EXCLU- SIONS SHALL NOT APPLY TO PROPERTY IN DUE COURSE OF TRANSIT OR TO LOSS ARIS- ING FROM THEFT. 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COINSURANCE CLAUSE THE COMPANY SHALL NOT BE LIABLE FOR A GREATER PROPORTION OF ANY LOSS TO THE PROPERTY COVERED HEREUNDER THAN THE AMOUNT OF INSURANCE UNDER THIS POLICY FOR SUCH PROPERTY BEARS TO THE AMOUNT PRODUCED BY MULTIPLYING THE COINSUR- ANCE PERCENTAGE APPLICABLE (SPECIFIED IN THIS POLICY) BY THE ACTUAL CASH VALUE OF SUCH PROPERTY AT THE TIME OF THE LOSS. IN THE EVENT THE AGGREGATE CLAIM FOR ANY LOSS IS BOTH LESS THAN $10,000 AND LESS THAN 5 %. OF THE TOTAL AMOUNT OF CON- TRIBUTING INSURANCE APPLICABLE TO THE PROPERTY INVOLVED AT THE TIME SUCH LOSS OCCURS, NO SPECIAL INVENTORY OR APPRAISE - MENT OF THE UNDAMAGED PROPERTY SHALL BE REQUIRED, PROVIDED THAT NOTHING HEREIN SHALL BE CONSTRUED TO NAIVE THE APPLICATION OF THE PRECEDING PARAGRAPH OF THIS CLAUSE. IF INSURANCE UNDER THIS POLICY IS DIVID- ED INTO SEPARATE AMOUNTS OF INSURANCE, Forth MLB -109 (Ed. 11.69) CALIFORNIA Page 3 of 4 EXTENT SUCH PERILS ARE INSURED ANY ONE TREE, SHRUB OR PLANT,INCLUD- AGAINST HEREIN. THE COMPANY SHALL ING EXPENSE INCURRED FOR REMOVING NOT BE LIABLE FOR MORE THAN $250 ON DEBRIS THEREOF. VI. EXCLUSIONS A. THIS POLICY DOES NOT INSURE UNDER THIS CARRIERS FOR HIRE) IF INDUCED TO DO FORM AGAINST LOSS CAUSED BY: SO BY ANY FRAUDULENT SCHEME, TRICK, 1. ENFORCEMENT OF ANY LOCAL OR STATE DEVICE OR FALSE PRETENSE. ORDINANCE OR LAW REGULATING THE 10. ANY FRAUDULENT, DISHONEST OR CRIM- CONSCRUCTION, REPAIR, OR DEMOLITION INAL ACT DONE BY OR AT 'THE INSTIGA- OF BUILDINGS OR STRUCTURES UNLESS TION OF ANY INSURED, PARTNER OR SUCH LIABILITY 1S OTHERWISE SPECI- JOINT ADVENTURER IN OR OF ANY IN- FICALLY ASSUMED BY ENDORSEMENT SURED, AN OFFICER, DIRECTOR, OR HEREON. TRUSTEE OF ANY INSURED; PILFERAGE, 2. UNEXPLAINED OR MYSTERIOUS DISAP- APPROPRIATION OR CONCEALMENT OF PEARANCE OF PROPERTY (EXCEPT PROP- ANY PROPERTY COVERED DUE TO ANY ERTY IN THE CUSTODY OF CARRIERS FOR FRAUDULENT, DISHONEST OR CRIMINAL HIRE); OR SHORTAGE OF PROPERTY DIS- ACT OF ANY EMPLOYEE WHILE WORKING CLOSED ON TAKING INVENTORY. OR OTHERWISE, OR AGENT OF ANY IN- 3. ACTUAL WORK UPON OR INSTALLATION SURED, OR ANY PERSON TO WHOM THE OF PROPERTY COVERED, LATENT DEFECT, PROPERTY COVERED MAY BE ENTRUSTED, FAILURE, BREAKDOWN OR DERANGEMENT OTHER THAN ANY CARRIER FOR HIRE. OF MACHINES OR MACHINERY, FAULTY 11. RAIN, SNOW OR SLEET TO PROPERTY IN MATERIALS OR WORKMANSHIP; UNLESS THE OPEN (OTHER THAN PROPERTY IN LOSS BY FIRE OR EXPLOSION NOT OTHER- THE CUSTODY OF CARRIERS FOR HIRE). WISE EXCLUDED ENSUES AND "THEN THE 12. ANY LEGAL PROCEEDING. COMPANY SHALL BE LIABLE FOR ONLY B. THIS POLICY DOES NOT INSURE UNDER THIS SUCH ENSUING LOSS. FORDO AGAINST LOSS CAUSED BY OR RESULT - 4. ELECTRICAL CURRENTS ARTIFICALLY ING FROM POWER, HEATING OR COOLING GENERATED UNLESS LOSS BY FIRE OR EX- FAILURE, UNLESS SUCH FAILURE RESULTS PLOSION NOT OTHERWISE EXCLUDED EN- FROM PHYSICAL DAMAGE TO POWER, HEAT - SUES, AND THEN THE COMPANY SHALL BE ING OR COOLING EQUIPMENT SITUATED ON LIABLE FOR ONLY SUCH ENSUING LOSS. PREMISES WHERE THE PROPERTY COVERED 5. LEAKAGE OR OVERFLOW FROM PLUMB- IS LOCATED, CAUSED BY PERILS NOT OTHER - ING, HEATING, AIR CONDITIONING OR WISE EXCLUDED. ALSO, THE COMPANY OTHER EQUIPMENT OR APPLIANCES (EX- SHALL NOT BE LIABLE UNDER THIS CLAUSE CEPT FIRE PROTECTIVE SYSTEMS) CAUSED FOR ANY LOSS RESULTING FROM RIOT, RIOT BY OR RESULTING FROM FREEZING WHILE ATTENDING A STRIKE, CIVIL COMMOTION, THE DESCRIBED BUILDING IS VACANT OR OR VANDALISM AND MALICIOUS MISCHIEF. UNOCCUPIED, UNLESS THE INSURED C. THIS POLICY DOES NOT INSURE UNDER THIS SHALL HAVE EXERCISED DUE DILIGENCE FORM AGAINST LOSS CAUSED BY, RESULTING WITH RESPECT TO MAINTAINING HEAT IN FROM, CONTRIBUTED TO OR AGGRAVATED THE BUILDINGS OR UNLESS SUCH EQUIP- BY ANY OF THE FOLLOWING: MENT AND APPLIANCES HAD BEEN 1. EARTH MOVEMENT, INCLUDING BUT NOT DRAINED AND THE WATER SUPPLY SHUT LIMITED TO EARTHQUAKE, LANDSLIDE, OFF DURING SUCH VACANCY OR UNOCCU- MUDFLOW EARTH SINKING, EARTH RIS- PANCY. ING OR SHIFTING; 6. DELAY, LOSS OF MARKET, INTERRUPTION 2. FLOOD, SURFACE WATER, WAVES, TIDAL OF BUSINESS, NOR CONSEQUENTIAL LOSS WATER OR TIDAL WAVE, OVERFLOW OF OF ANY NATURE. STREAMS OR OTHER BODIES OF WATER, 7. INHERENT VICE, WEAR AND TEAR, MAR- OR SPRAY FROM ANY OF THE FOREGOING, RING OR SCRATCHING, GRADUAL DETER - ALL WHETHER DRIVEN BY WIND OR NOT; IORATION, INSECTS, VERMIN, DAMPNESS 3. WATER WHICH BACKS UP THROUGH OR DRYNESS OF ATMOSPHERE, CHANGES SEWERS OR DRAINS; IN TEMPERATURE, RUST OR CORROSION. 4. WATER BELOW THE SURFACE OF THE 8. THEFT (INCLUDING ATTEMPT THEREAT) GROUND INCLUDING THAT WHICH EXERTS FROM ANY VEHICLE, OCCURRING WHILE PRESSURE ON OR FLOWS, SEEPS OR LEAKS SUCH VEHICLE IS UNATTENDED, UNLESS THROUGH SIDEWALKS, DRIVEWAYS, FOUN- THE PROPERTY IS CONTAINED IN A FULLY DATIONS, WALLS, BASEMENT OR OTHER ENCLOSED AND SECURELY LOCKED BODY FLOORS, OR THROUGH DOORS, WINDOWS OR COMPARTMENT OF SUCH VEHICLE AND OR ANY OTHER OPENINGS IN SUCH SIDE - THEFT RESULTS FROM FORCIBLE ENTRY, WALKS, DRIVEWAYS, FOUNDATIONS, EVIDENCED BY VISIBLE MARKS UPON WALLS OR FLOORS: SUCH BODY OR COMPARTMENT. THIS EX- UNLESS LOSS BY FIRE OR EXPLOSION NOT CLUSION SHALL NOT APPLY TO PROPERTY OTHERWISE EXCLUDED ENSUES. AND THE IN THE CUSTODY OF CARRIERS FOR HIRE. COMPANY SHALL THEN BE LIABLE FOR ONLY 9. VOLUNTARY PARTING WITH TITLE OR SUCH ENSUING I-OSS; BUT THESE EXCLU- POSSESSION OF ANY PROPERTY BY THE IN- SIONS SHALL NOT APPLY TO PROPERTY IN SURED OR OTHERS TO WHOM THE PROP- DUE COURSE OF TRANSIT OR TO LOSS ARIS- ERTY MAY BE ENTRUSTED (EXCEPT BY ING FROM THEFT. VII. COINSURANCE CLAUSE THE COMPANY SHALL NOT BE LIABLE FOR A GREATER PROPORTION OF ANY LOSS TO THE PROPERTY COVERED HEREUNDER THAN THE AMOUNT OF INSURANCE UNDER THIS POLICY FOR SUCH PROPERTY BEARS TO THE AMOUNT PRODUCED BY MULTIPLYING THE COINSUR- ANCE PERCENTAGE APPLICABLE (SPECIFIED IN THIS POLICY) BY THE ACTUAL CASH VALUE OF SUCH PROPERTY AT THE TIME OF THE LOSS. IN THE EVENT THE AGGREGATE CLAIM FOR ANY LOSS IS BOTH LESS THAN $10,000 AND LESS THAN 5 %. OF THE TOTAL AMOUNT OF CON- TRIBUTING INSURANCE APPLICABLE TO THE PROPERTY INVOLVED AT THE TIME SUCH LOSS OCCURS, NO SPECIAL INVENTORY OR APPRAISE - MENT OF THE UNDAMAGED PROPERTY SHALL BE REQUIRED, PROVIDED THAT NOTHING HEREIN SHALL BE CONSTRUED TO NAIVE THE APPLICATION OF THE PRECEDING PARAGRAPH OF THIS CLAUSE. IF INSURANCE UNDER THIS POLICY IS DIVID- ED INTO SEPARATE AMOUNTS OF INSURANCE, Forth MLB -109 (Ed. 11.69) CALIFORNIA Page 3 of 4 q jo 4 abed 'SIS333INI 3AII39dS3H 2IIHHI 30 INHIX3 HHI OI A'I3IVNOII'dOdOHd ANV,I -NOD HHI QNV (13NI)SNI 3HI AS HNNOg 3 %1 'I'IVHS (IRdNn3NI OS S3SNHdXH HHI 'INHIQ -NOQNVUV HO 2l3NV.T.d H33V NV do 2I3AIVM V O32I3QISN03 39 SSO-1 HO 3SV3 NI (I:gHnSNI A.L2IHd02Id 'HHI 9NIAH2S32Id QNV ONIAVS '0NINaA03H -d NI ANVdWOD HHI 2I0 (12d(13 -NI 3H.L 30 SI3V 3HI 'I'IVHS ZION '33NV3ni -NI SIHI OI H3IQf1IHNcl IfIOHIIM'HOHHHH.L ,LNVd ANV NO 'd HQNnRN3H O3HRSNI ARIA -JOHd HHI 30 UdHAOJHU QNV all W193HVS '3SNHH2Q HHI IIIOHV QNV NI '30H - IHAV.L QNV 'WHV'I '3(1S OI 'SNOISSV QNV SHIVA -33S 'SHO.L3V3 HI3HI -do SIH 'OH2InSNI 3H.L 30H A2IVSSH3HN QNV 'ICIAAW1 32 'YlVHS II 'SSO -I 30 HSV3 NI :f4ladoid Jo uo!loaload •O 'HOVNVO NgHldflA WOHA AIN-4 -d02Id HHI I33IONd MVHS Q32I(13NI 3HI 'S2In330 SSO-I 3SV3 NI 'IVHI INHI4AHMC -HU HHI 2IV'IfI3IIHVd NI QNV 'SiH1330 SSO'I 3SV3 NI 3'IHV3I'IddV SINHWH2II103H VINNOSI'M (69-11'PZ) 601-81W Wog A3I'I0d 3HI AAIQOW OI QHQN3INI SI QHNIVINO3 NIHHHH ONIHION "apunauaq ssol jo lunowE aqj Bu!nnuialap uf papnjaw aq IlEgs papnp -xa aslmjaglo Jou luad Sup .(q aBEuirp of ajgEJnqullE 6jlaanp siuedai gans SuE jo lsoa a4,L ,S32If1IIQN3d -XU HIVd32i H3nS HO Q2I03HH 3IV2In33V NV dHHX'I'IVHS QHWISNI HHI IVH.L HHHI -Ufll QHQIAOHd QNV 39VI7VQ 32HI2If1H I OW0 l AI21Hd02Id HHI HO NOII3HIO2Id HHI OI A'IH'IOS Q3NIHNO3 9HV SHIVd212I H3nS QHQIAMM 'luauutu.uad to ,faeaodwal 'simda.1 algeuoseal a3lew of '.uapunauaq seo! 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SCHEDULE Location Of Premises Properly Covered on a Location No. Bui'ding No. Replacement Cost Ensis (Specify Coverage A or FOR EP;TRIES REtQUIRED HEREIN REFER Coverage a or both) TO THE DECE, ;RATIOPIS PAGE AliD FORM ICi7 — B.l, IN — B.2, ICW — B.2(0), ICW — B.1(A) or ICF9 — B.2(A),; (F'F.ICHEVER IS ATTACHED) ., 1. Replacement Cost Clausc: The provisions and stipulations of Section I of this policy applicable to the property described as covered on a replace. ment cost basis are amended to substitute the term "replacement cost (without deduction for depreciation)' for the tern "actual cash value." wherever it appears in this policy, AND THE COINSURANCE CLAUSE OF THIS ENDORSEMENT SUPERSEDES AND REPLACES ALL OTHER COINSUR:ANCF CLAUSES OTHERWISE APPLICABLE, SUBJECT IN ALL OTHER RESPECTS TO THE PROVISIONS OF THIS ENDORSEMENT AND OF SECTION I OF THIS POLICY. 2. THIS POLICY DOES NOT COVER THE FOLLOWING PROPERTY ON A REPLACEMENT COST BASIS: (A) STOCK (RAW, IN PROCESS OR FINISHED) OR MERCHANDISE, INCLUDING MATERIALS AND SUPPLIES IN CONNECTION THEREWITH; (8) PROPERTY OF OTHERS; (C) HOUSEHOLD FURNITURE OR RESIDENTIAL CONTENTS; (D) BOOKS OF ACCOUNT, ABSTRACTS, MANUSCRIPTS, DRAWINGS, CARD INDEX SYSTEMS AND OTHER RECORDS (INCLUDING FILM, TAPE, DISC, DRUM, CELL AND OTHER MAGNETIC RECORDING OR STORAGE MEDIA); (E) PAINTINGS, ETCHINGS, PICTURES, TAPESTRIES, STATUARY, MARBLES, BRONZES, ANTIQUE FURNITURE, RARE BOOKS, ANTIQUE SILVER, FORCE LAINS, RARE GLASSWARE AND BRIC- A�BRAC, OR OTHER ARTICLES OF ART, RARITY OR ANTIGUITY; OR IF) CARPETING, CLOTH AWNINGS, AIR CONDITIONERS, DOMESTIC APPLIANCES AND OUTDOOR EQUIPMENT, ALL WHETHER PERMANENTLY ATTACHED TO THE BUILDING STRUCTURE OR NOT. THE COMPANY SHALL NOT BE LIABLE UNDER, THIS ENDORSEMENT FOR ANY LOSS UNLESS AND UNTIL THE DAMAGED OR DESTROYED PROPERTY IS ACTUALLY REPAIRED OR REPLACED BY THE INSURED WITH DUE DILIGENCE AND DISPATCH. 4. COINSURANCE CLAUSE; THIS COMPANY SHALL NOT BE LIABLE FOR A GREATER PROPORTION OF ANY LOSS OR DAMAGE TO THE PROPERTY COVERED UNDER THIS POLICY THAN THE LIMIT CF LIABILITY UNDER THIS POLICY FOR SUCH PROPERTY BEARS TO THE AMOUNT PRODUCED BY MULTIPLYING THE COINSURANCE PERCENTAGE APPLICABLE (SPECIFIED IN THIS POLICY) BY THE TOTAL OF (A) THE REPLACEMENT COST (WITHOUT DEDUCTION FOR DEPRECIATION) OF THAT PART OF SAID PROPERTY WHICH IS SPECIFICALLY DESCRIBED AS COVERED ON A REPLACEMENT COST BASIS AND (B) THE ACTUAL CASH VALUE OF THAT PART OF SAID PROPERTY WHICH IS COVERED ON AN ACTUAL CASH VALUE BASIS AT THE TIME OF LOSS. IN THE EVENT THAT THE AGGREGATE CLAIM FOR ANY LOSS IS BOTH LESS THAN $10,000 AND LESS THAN 5% OF THE LIMIT OF LiABILITY FOR ALL CONTRIBUTING INSURANCE APPLICABLE TO THE PROPERTY INVOLVED AT THE TIME SUCH LOSS OCCURS, NO SPECIAL INVENTORY OR APPRAISEMENT OF THE UNDAMAGED PROPERTY SHALL BE REQUIRED, PRCViDED THAT NOTHING HEREIN SHALL BE CONSTRUED TO W.AIYE APPLICATI ^.N OF THE FIRST PARAGRAPH OF THIS CLAUSE. IF INSURANCE UNDER SECTION I OF THIS POLICY IS DIVIDED INTO SEPARATE LIMITS OF LIABILITY, THE FOREGOING SHALL APPLY SEPARATELY TO THE PROPERTY COVERED UNDER EACH SUCH LIMIT OF LIABILITY. THE VALUE OF PROPERTY COVERED UNDER EXTENSIONS OF COVERAGE, AND THE COST OF THE REMOVAL OF DEBRIS, SHALL NOT BE CONSIDERED IN THE DETERMINATION OF ACTUAL CASH VALUE OR REPLACEMENT COST WHEN APPLYING THE COINSURANCE CLAUSE. 5. THIS COMPANY'S LIABILITY FOR LOSS ON A REPLACEMENT COST BASIS, SHALL NOT EXCEED THE SMALLEST OF THE FOLLOWING AMOUNTS: (A) THE AMOUNT Or THIS POLICY APPLICABLE TO THE DAMAGED OR DESTROYED PROPERTY; Ei THE REPLACEMENT COST OF THE PROPERTY OR ANY PART THEREOF IDENTICAL WITH SUCH PROPERTY ON THE SAME PREMISES AND INTENDED FOR THE SAME OCCUPANCY AND USE; OR (Cl THE AMOUNT ACTUALLY AND NECESSARILY EXPENDED IN REPAIRING OR REPLACING SAID PROPERTY OR ANY PART THEREOF. 6. THE INSURED MAY ELECT TO MAKE CLAIM UNDER THIS POLICY IN ACCORDANCE WITH ITS PROVISIONS, DISREGARDING THIS ENDORSEMENT, EXCEPT THAT THE FOREGOING COINSURANCE CLAUSE SHALL APPLY; AND THE INSURED MAY MAKE FURTHER CLAIM FOR ANY ADDITIONAL LIABILITY BROUGHT ABOUT BY THIS ENDORSEMENT IN ACCORDANCE WITH ITS PROVISIONS, PROVIDED THE COMPANY IS NOTIFIED IN WRITING WITHIN 180 DAYS AFTER LOSS OF THE INSURED'S INTENT TO MAKE SUCH FURTHER CLAIM. This endorsement must be attached to Change Endorsement MLB -20 when issued after the policy is written. Form MLB�126 (Ed. 1.71) CALIFORNIA • EXTRA EXPENSE ENDORSEMENT Form MLB -144 I Ed. 11-67 ?e tr CALIFORNIA LOCATION OF PREMISES SECTION I FORMS AND ENDORSEMENTS APPLICABLE LIMIT OF LIABILITY Loc. No. Bldg. No. OR ENTRIES I EQUIRED HEREIN REFER 0 THE DECI ARATIONS PAGE AND ORM ICW6.2.0) 1. SUBJECT TO ALL THE PROVISIONS AND STIPULATIONS OTHERWISE APPLICABLE TO SECTION, I OF THIS POLICY, except the Coinsurance Clause and the Loss Deductible Clauses, this policy is extended to insure the necessary extra expense incurred by the insured in order to continue as nearly as practicable the normal operation of the insured's business following damage to or destruction of real or personal property, during the term of this policy, by the perils insured against at the premises described in this endorsement, SUBJECT 'CO THE LIMIT OF LIABILI'l Y SPECIFIED ABOVE POR THE PREMISES AT WHICH THE D.AAL1GE OR DESTRUCTION OCCURS. FOR TI3E PURPOSES OF THIS INSURANCE, T EMLS INSURED AGAINST" SIIALL VLEAN THE PERILS, AS DEFINED AND 1-I 2\11TED IN THE FORMS AVD ENDORSE \[FNTS LISTED ABOVE, FOR EACH 11RE3,IISES SPECIFIED AND ALSO SUBJECT TO THE PROVISIONS OP THIS ENDORSEMENT. 2. In the event of such damage or destruction, the Company shall be liable for such necessary extra expense incurred for the period of restoration commencing with the date of damage or destruction and not limited by the (late of expiration of this policy. 3. THE COMPANY'S LIABILITY UNDER'IH1S ENDORSE \PENT SHALL NOT EXCEED TILE PERCENTAGE STATED BELOW FOR THE DETERAIINI > D PERIOD OF RESTORATION AMULTIPLIED BY THE APPLI- CABLE LI3IIT OF LIABILITY UNDER -iII1S INDORSEMENT FOR EACH PREMISES. IN NO EVENT SHALL THE COMPANY BE LIABLE FOR -LURE THAN THE ACTUAL LOSS SUSTAINED. 40T, WHEN THE PERIOD OF RI:ST'ORA'I ION IS NOT IN EXCESS OF ONE MORPH; SO% WHEN THE PERIOD OF RESTORATION IS 1\ EXCESS OF ONE MONTH BUT NOT IN EXCESS OF TWO MONTHS; 10"o WHEN THE PERIOD OF RESTORATION IS IV EXCESS OF TWO MONTHS. 4. Resumption of Operations: IT IS A CONDITION OF THIS INSURANCE THAT AS SOON AS PRACTICABLE THE INSURED SHALL RESUME NUR -IAL OPERATIONS OF THE BUSINESS AND SHALL DISPENSE WITH SUCH EXTRA EXPENSE. 5. Definitions: a. "extra expense" means the excess (if any) of the total cost incurred during the period of restoration chargeable to the operation of the insured's business, over and above the total cost that would normally have been incurred to conduct the business during the same period had no damage or destruction occurred. Any salvage value of property obtained for temporary use during the period of restoration which remains after the resumption of normal operations, shall be taken into consideration in the adjustment of any loss hereunder. b. "month" means 30 consecutive days. c. "normal" means the condition that would have existed had no loss occurred. Al. "period of restoration' means such length of time, commencing with the date of damage and not limited by the date of expiration of this policy, as would be required with the exercise of due diligence and dispatch to repair, rebuild or replace such part of the property herein described as has been damaged or destroyed. 6. This policy is extended to include the actual loss sustained by the insured, resulting direct.), from an interruption of business as covered hereunder, during the length of time, NOT EVC!?I {DING TWO CONSI.- CUTIVE WEEKS ehcn, as a direct result of damage to or destruction of property adjacent to the premises herein described by the peril(s) insured against, access to such described premises is specifically prohibited by order of civil authority. 7. Alterations and New Buildings: Permission granted to make alterations in or to construct additions to any building described herein and to construct new buildings on the described premises. ']'his endorsement is extended to cover SUBJECT TO ALL ITS PROVISIONS AND STIPULATIONS, extra expense resulting from damage to or destruction of such altera- This Endorsement must be attached to Change Endorsement MLB -20 when issued after the Policy is written. Form MLB -144 (Ed. 1147) — CALIFORNIA Page I of 2 Z 3o Z 92Wd VINH0dI'IV0 - (L9-IT Pa) "I-H'IW -wind 'HRVNT HR OI JO3HHHL SUMO0 QNV SI)VHIX3 IINIH3d 'I'IVHS QNV 'HAILtlLN3S3HdHH ST.I HO AmvTwOO 314,T. A8 Q3Id N9IS3Q 3H AVNI SV 3)V1d (INV gwlL 318VNOSV3H H0I)S .LV 'T,SO'I 38 S'IVNIJIHO 3T 9033331 S31dO0 QHIAIIN3) HO 'SH31-l0f)OA H31410 (INV 932)IOANI 'S11I8 'INIIO))V 30 SNOO9 -I-IV 'ZOI.T.VNIII7VX3 HOd HXICIOHd 'I'IVHS 'Q3HI ORH A18VNOSVHH 38 AVIR SV N313O SV 'QNV `3TI<VS 3HT. 39IH)58IIS QNV 'ANVdAOO 3HI AU QHYSVN NOSHHd ANV AH H.LVO H3QNfl SNOTZVNTNVXH O,T..LTT\8f1S QNV 'QJHIH9SHQ NIHH3H AIH3d0Hd ANV 30 S:NIVNHH LVH.L 'T'IV .14V,TWOD HH.T. 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N:OHd Q3.LV1f1O'IV) 83QNf1 -3H3H SSO1 HHI QNV Q3I'IddV 30 11VHS HI \I.T. 30 HZ9N31 Q3NIICH3T.HQ HORS Lf1H u!ajag pap!AOad mA%jaglo se pauiwjalap aq algeg aq llegs .TUedwoD aql gaigm ]ol awq }o glfluol aql 'pa3nSnt aql }o suo,leaado ssau!snq Io luawaauawwoa 6elap of se os (loalag) pa 001 131pw .lo sascwa.ld paq!nsap aql uo al!gm ,CouEdnDDo jo uo!pn� ;suo� guns of luappu! luawdmba .lo Siau!gasw 'sapddns 'sleualeue Nu!ppnq 8u!pnlaui) 6laadoad Bons to uo!lan„ sap jo of a5ewep jo Juana aql u! 'legl pap!nojd 'paidnaao jo palaldwoa uagm pue uo!Un.nsuoa jo as.rnoa ui al!gm s8uippnq mau Jo suo!;!ppe 'suo!1 0 FINE ARTS FLOATER ENDORSEMENT Form MLB -167 i -*f (Ed. 1 -71) The provisions and stipulations of this endorsement shall apply only to the property covered hereunder and none of the provisions and stipulations of this policy, including any other endorsement made a part thereof, except the Cancellation provision, shall apply to the insurance hereunder. If any of the property covered by this endorsement is also covered under any other provisions of the policy of which this endorsement is made a part, those provisions are hereby amended to exclude such property, the intent being that the coverage under this endorsement is the sole coverage on such property. This policy is extended to cover fine arts, as scheduled herein, which are the property of the insured or the property of others in the custody or control of the insured while on exhibition or otherwise within the limits of the Continental United States and Canada (excluding the premises of fair grounds or of any national or international exposition unless endorsed hereon). Premium for this endorsement has been computed based upon the statement of the insured that at the time of attachment of this endorsement the property covered hereunder was located as follows: Amount of Insurance At At At At Premium SCHEDULE OF PROPERTY Amount of Artist or Insurance Title of Article Maker FOR ENTRIES REQUIRED HEREIN REFER TO THE DECL.ARATWO PAGc AND FORM ICW.8_2 -O) THIS ENDORSEMENT INSURES AGAINST: All risks of loss of or damage to the above described property except as hereinafter provided. THIS ENDORSEMENT DOES NOT INSURE AGAINST: (a) Loss or damage occasioned by: wear and tear, gradual deterioration, insects, vermin, inherent vice or damage sus- tained due to and resulting from any repairing, restoration or retouching process; (b) Loss or damage caused by or resulting from: (1) hostile or warlike action in time of peace or war, including action in hindering, combating or defending against an actual, impending or expected attack, (a) by any government or sovereign power (de jure or de facto), or by any authority maintaining or using military, naval or air forces; or (b) by military, naval or air forces; or (c) by an agent of any such government, power, authority or forces; (2) any weapon of war employing atomic. fission or radio - active force whether in time of peace or war; (3) insurrection, rebellion, revolution, civil war, usurped power, or action taken by governmental authority in hindering, combating or defending against such an occurrence, seizure or des- truction under quarantine or customs regulations, confiscation by order of any government or public authority, or risks of contraband or illegal transportation or trade; (c) Loss or damage occasioned by: breakage of art glass windows, statuary, marbles, glassware, bric-a-brac, porcelains, and similar fragile articles, unless caused by fire, lightning, aircraft, theft or attempted theft, cyclone, tornado, windstorm, earthquake, flood, explosion, malicious damage, or collision, derailment or overturn of conveyance, unless endorsed hereon, (d) Loss by nuclear reaction or nuclear radiation or radioactive contamination, all whether controlled or uncontrolled, and whether such loss be direct or indirect, proximate or remote, or be in whole or in part caused by, contributed to, or aggravated by the perils insured against in this endorsement; however, subject to the foregoing and all provisions of this en- dorsement, direct loss by fire resulting from nuclear reaction or nuclear radiation or radioactive contamination is insured against by this endorsement. 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Sga]aq ;unowe aqi uegl aapunaiaq painsui I[Indoid gill of DSemEp 1D So ssol Suu So uo!liodoid ]a3EaA8 r ]oj ;uamasiopua still ]apun algeg aq IOU hugs riuEdmo:) ail; uag3 'aourmsui still q1!m snoauEllnugs jo a ;Ep u! luanbasgns jo ioud iag;aym 'Aapunaiag painsui .flaadoid gill uo oaurinsul IE3wuap! ]o ae(nuts JDglo rine sI magi ssol Sur So Buluaddaq So aunt Dtp 7e jI a3ueansuj Ia llo S -SurdmoD Dill 01 ias gill }o sallUIE 10 aIDIIIE Bungewa] gill iapual -ins of saD]Br painsui Dill PUT. 'pagorm alnpggas Dell III payuads se JOS gans 10 Dn1EA Dg; So lunOUlt IInS gill painsu, Dill SEd of saa]Be Suedwo7 Dill ias r So laud a air ga!LIm SaI3!11E 10 DID11]E SUE So ssol IE;O; aqi }O lttwna ail; III gag pur ned 'q -aDuemsul s!ql jo asodind Dill ]o} saI3141E p!ES So SaIIIEA Dill aq of pagABE Diu slunowe 1p!gm 'aapun -3]a1l paaanm SaIDµAE gAw3DdSg] Dili ausoddo ias iunome gill magi Daotu Aoj algEg Dq Iou ergs Sueduro7 aqj •uopenlEA 'E 'u(NSlAoid still JO Dasnlaxa riogod gill }o lunowE IElol Dili SO °/ SZ LIU114 aiow Aoj luaAD Tau u! Inq 'swan IEUO!l!ppE gans So anIEA 4se3 IEn;De gill Bu!paaaxa Iou 101 ISIlensua 10 'lalseslp 'ssol Duo F.ue of 13adsai u! UOls!Aoid still Aapun algeq aq pegs SurdwoD aql, pound .Sep 06 pies ail; wgum riurdwo-) atp o; pa;iodai IOU air. Saljj j! Stu311 Ieuo!uppe gans 13AOD o; aseag llegs Intl swap jeuop!ppLi Bons SIDAOD oslr Iugwasaopu3 slg; 'girt lu3uasaopua aqi So r;ra oad lE pannbDe a;tp aq; woij uoalaill uwaugid l(nj SEd of PILE pannbDr a ;up Dill LOUIS sriep 06 u!gl!m lugwasIOpua sup JO DIEp luawgDei;r of ivanbasgns pannILDE'riggod stay au!,q E ]apun palanoD Sllensn ainlru IT }o sw33! leuop!ppr Iaodgi o3 painsui gill Sg IuawgaiBE Dill so uopLLaap!stm III •uo!;!s!nbaV mapl •Z sialloEd lua3aduloD Sq pailoedun PILE paalDEd aq Aapuna]gq painsu! Slaadoid aqi pill painsu! Dill Sq pga]Br SI 1I 'Bupincl 'I SNOLLIQNOO 'IdIOHdS NEON SIGN ENDORSEMENT Form MLB -170 (Ed. 6.69) The provisions and stipulations of this endorsement shall apply only to the property covered hereunder and none of the provisions and stipulations of this policy, including any other endorsement made a part thereof, except the Cancellation provision, shall apply to the insurance hereunder. If any of the property covered by this endorsement is also covered under any other provisions of the policy of which this endorsement is made a part, those provisions are hereby amended to exclude such property, the intent being that the coverage under this endorsement is the sole coverage on such property. This policy is extended to cover on neon or automatic or mechanical electric signs, as scheduled herein, the property of the insured or the property of others in the custody or control of the insured. SCHEDULE Installed At Amount Type of Sign Lettering (address) Insured FOR ENTRIES REQUIRED HEREIN REFER TO THE DECLARATIONS PAGE AND FORM ICW- 8.2.(0) Premium THIS ENDORSEMENT INSURES AGAINST: All risks of loss of or damage to the above described property except as hereinafter provided. THIS ENDORSEMENT DOES NOT INSURE AGAINST: (a) Loss or damage to property shipped via the Panama Canal, or to or from Alaska, Hawaii or Puerto Rico; (b) Loss or damage caused by wear and tear or gradual deterioration; (c) Loss or damage caused by faulty manufacture, installation or occasioned by the inherent character of the insured property; (d) Loss or damage caused by breakage during installation, repairing or dismantling, nor breakage during transportation unless caused by fire, lightning, collision, derailment or overturning of vehicle; (e) Mechanical breakdown; against loss or damage to electric apparatus caused by electricity, other than lightning, unless fire ensues and then only for loss or damage by such ensuing fire; (f) Loss or damage caused by the neglect of the insured to use all reasonable means to save and preserve the property at and after any disaster insured against; (g) Loss or damage caused by dampness of atmosphere or extremes of temperature; (h) Loss or damage caused by or resulting from: (1) hostile or warlike action in time of peace or war, including action in hindering, combating or defending against an actual, impending or expected attack, (a) by any government or sovereign power (de jute or de facto), or by any authority maintaining or using military, naval or air forces; or (b) by military, naval or air forces; or (c) by an agent of any such government, power, authority or forces; (2) any weapon of war employing atomic fission or radioactive force whether in time of peace or war; (3) insurrection, rebel- lion, revolution, civil war, usurped power, or action taken by governmental authority in hindering, combating or de- fending against such an occurrence, seizure or destruction under quarantine or customs regulations, confiscation by order of any government or public authority, or risks of contraband or illegal transportation or trade; (i) Loss by nuclear reaction or nuclear radiation or radioactive contamination, all whether controlled or uncontrolled, and whether such loss be direct or indirect, proximate or remote, or be in whole or in part caused by, contributed to, or aggravated by the perils insured against in this endorsement, however, subject to the foregoing and all pro- visions of this endorsement, direct loss by fire resulting from nuclear reaction or nuclear radiation or radioactive contamination is insured against by this endorsement. Each claim for loss or damage (separately occurring) shall be adjusted separately and from the amount of each such adjusted claim there shall be deducted a sum equivalent to 5% of the amount of insurance on the insured item lost or damaged, but not less than $10.00 nor more than $100.00 on any one item. The Company shall not be liable in the event of loss or damage for any greater proportion of such loss or damage than the amount hereby insured bears to the actual value of the property insured at the time when such loss or damage shall happen. If this endorsement covers two or more items, this condition to apply to each item separately. This endorsement insures only while the property is at locations within or is in transit within and between the states of the United States, the District of Columbia, Puerto Rico or Canada but subject always to the limitations, conditions, exclu- sions and exceptions stated herein. This Endorsement must be attached to Change Endorsement MLB -20 when issued after the Policy is written. Form MLB -170 (Ed, 6 -69) Page 1 of 2 Z 3o Z ased (69-S 'PH) 061-wiNi —a ;uaw - asiopua stye ;o lied t wioi o; pans! ivawasiopua Aq ;daaxa 'pasuryO 10 paAmm aq ivawasiopua stgl ;o Swig; ay; ffEys iou 'Juawasiopua s!q; ;o swia; ay; iapun lgBti Sun Bupiassr woi} Auedwoo aqi dolsa io ivawasiopua s!Li; }o lied Are w a8uuya e JO SaAltm t ;aal;a iou prys uosiad Jay ;o xue Aq io lug BE AuE Aq passassod a8palmouil io ;ua2u .fun of a3poN •sa8ueyo •91 •saln;r;s Lions o; wi0;uo3 0; papuawr Agaiay air panssi in luawasiop -ua sty; u[aiagm girls oql }o sain ;ills ay; t1!m JotduO3 ur air yo!ym ivawasiopua sty; }o swlay •alnleiS of 67!uii0lu0p 'ST •u!alay papnpxa asimlaq;o toad r Sq o; palnq!iluoo m pasnra st nor 3nnsap 10 aBEwgp Lions iou uopti8eyuoa Lions iay;tau ;rql pap!noid !awes all. Bu!pitlai ;O asodind gill io} put ua;ei2eguo3 E euunp AlLiog4nil pnta Sq uopni;sap iu aBuwnp ;o 318!1 aqi ;Sn1E2E paianoa Osle s! aiy ;o Iliad all ]sutEBe ivawasiopua still iapun paianoa Sliadoid •Aluoylny pntD -ill -lusiEiddr of Builrla3 log .inn Aq slt[8u s;!;0 bur panlem anEg of play aq Mu Drys SuEdwoD aly andwn pue lrs!tiddu gli ;o sasuadxa iag1O aqi Sllrnba iraq 1[Egs put 1as!wdde uasoLi3 sl! io sly .Crd Llano pits AundwoD ay; put painsu! aqy -ssol ;o ;unome ayi amulia;ap prls oml Au': ;o 2witim ut piemE uy -aitdmn aqi o; sa3uaiag!p may 1!wgns pgys aa.LBe o; BultE} pue 'ssol ;o ;unomr ay; put ssol }o au i; aqi JE amen gse3 lrnior ay; Alaleitilas Bul;rls 'ssol all aslridde uatl ;legs sias!riddE ayy '2lupuad s! lusreiddia Lions g3tgm ui alris aqi lit pio3ai }O linoa a ;o a8pnf u Xq pal3alas aq prys andwn Lions 'Aundwoo gill io paonsLu aqi }o lsanbal ayi uo 'ual; •andwn lions Linda aaieu of sAtp'uaal ;y io} Butl!e; pug 'ai!duin pa ;saia ;u!s!p pue ;ua ;adwoa a iaalas lsiy Iitgs seas! aidde ails, -oeld pue aw!i algtuosnai u In aptw aq prys Irsieid6 all put 'ias!Eidde palsaia;ws!p put ;ualadwoo E ;aalas 'AnEdt[SO -) 3g; Sq sso o;o, .Idiaoal •Lpl}!e,sL(�p.? eK ;rI Lp 'iayl!a ;o puewap ual;!im ay; ilo 'pEgs goea 'ssol ;0 luuowE gill o; se aaiBe o xdudnto j' 2111 pue pziiLnisLh 2 •7 11 as Addy •ill }t1Aa ;2js'tj3ns po'smal•at( xy -pa w!a'd alma ;o llw!l ;sa;iogs ayi utLi;tm paouawwoa aq Buipaa3oid io ;!ns 'u0!;oE Lions ssalun pt0n aq pEys sw!up Li� §t8 i78;A iAL ilikdj s! uo!; -ullwy Lions panss! s! Aogod s!q; yo!gm wgip+ a;e;s gill }o smu[ ayi Aq }! Iegl `ianamoy pap!noid ' ! ja ay; 01 asti san18 l3!ym a3uaiina3o all ;o pamsw ay; .iq xianoas!p ia; ;E lxau ;LiluOw anlaml uiyl!m paanawwo3 aq awes ayi ssalun Alwba io mel ;o lino Are ut algewelsns aq [legs ivawasiopua s!Lil iapun w!tia CUE ;o 2Clan0331 aqi io; euipaaaold io Millar 'i!ns ox ';!ns •ZT •slsalalut antloadsai .Ball ;o ;ua;xa all of Alaleuotliodoid AueduroD ail; put painsuu all nq auioq aq prys paiinim os sasuadxa ayy -JuawuoputgE }o aalluldaoar ue io ia.yem t paiap!suoo aq ssol ;o asra u! painsu! Aliadoid all Butniasaid pue Bwnts 'BLLIlaAODgi u! '.iueduwD gill io painsu! aqi }o sloe aq1 l!els iou a3uemsui s!qi o) ao!pnfaid lnol ll l!m 3oaia lied Aui 10 'iapunaiaq painsu! A;iadoid aql ;O Aianoaai put pirn8a ;es 'asua;ap aq; ;nog¢ pun m 'm; toned put tLogrl 'ans o; 'suBissr put, slurnioS 1sio;3r; mall io sty 'painsur all io} Aiussaaau put In;mel aq lltgs i! 'ssol ;o asw ul •Aliado:d }o uo!laaloid •11 ,paBEwrp io ;sot lied aqi ;o anlen aql io} olgvil aq Sluo prys SurdwoJ ay; 'stand leianas ;o 'osn io; alaldwoa uagm 18utlstsuoo paianw x:.iadoid ;o lied .Cue 0; asewtp io ;o ssol ;o luana ail ul •eked •01 ,;as in i!rd all ;o ssol lr;ol uraw o; pani;s= aq a8rwep io ssol Lions [legs ;liana oil ui lnq 'salapie io aptlie p!ts ;o aaue;iodwl aqi of uolmapplioa ButniB 'Jas io ned aql ;o amen le;o; aq; ;o uopiodoid i!e; put algeuoseai a aq pegs salo!;ie io apllie Lions O1 aBemrp 10 }o ssol ;o ainsraw aqi ';as 30 iced E ;o lied r aie gaigm saiatJJE io a[311213 due 01 aBewrp i0 ;O sso( ;o Juana ayi ui qas 10 ned '6 •ptrd sum warp aq1 la!lm no asoil; Supridai (s)ma;! no anp mnituaid aq1 o; pagddr m painsul aLi; of papun;ai aq Ipm small Lions of a(gE3tldde wn!maid pauiraun ayy 'swap polnpagos aiom io auo ;o ssol itio: .Lo} pled s! wLEp ;l -uoaiaq polnpayos A(leay!oads wall lit ;o sso( In;ol io; warp ;o JuainAd ;o ;liana aqi nt idaoxa 'Sogod stq; ;o Junowr aql a3npai loo ;Irgs iapunaiaq ssol Auy •nnelD ssol •B ,,iurdwoD ayi }o asuadxa ay; It pue ;o uotpai!p aqJ iapun awru s,pamsw aqi ut lg8noiq aq of ;ans itwiad qem pur 'poauEnpE io ptrd ;unomE aqi ;o Juaixa aql o; =464 }o s4g8u cans pt 'AUedwoD aql JO; 49nl4 ui p(oq ptm io '01 AueduiOD aqi a;t801 -qns Il!m pue ta8rmup on ssol gill ;o laadsai u! spun} }O aaurnpE lit 8utnta3ai uodn ldlaoai urol }o wio} Aitulo 4sn3 ay; Ailed -wok ali o1 ianyap pun alnaaxa 'uo!ido s,Surdmo, gill le 'io SurdwoD gill of uoyou ;o ;qty io warp Lions ia;suei; pue u8tsse 'AutdwoD aql xq pg1$gnbai p 'lllm painsu! gill 'iapunaiaq paigAO3 Aliadoid lol aBrmrp io }O sso! J0; uo!lriodioa io will `Ienp!n!pu! Aue ;su!eSt notion ;o ;q8u Are annbor llEgs painsw ay aBEwEp i0 sso! ;0 ;liana ay; u! ;l •ueo-1 io uowe8olgns 'I aapeq iaglo io ia!iir , Age ;o lyauaq aql o; A}loaitput io xllaai!p ainug astm on w Ilrys aoutinsm s!ls, •aapeg o; ;yauag oN '9 •siay;o woi; awes aql paJoalloo sul pa.wsw ail; ;1 pooB apum io pled aq llegs ssol oN 'Auedwo3 all }o aot};o all In ssol put ;saialut }o }ooid AioloE}s!lrs 40 aanuldaooe pug not ;e;uasaid ial;t SAtp 09 utgl!m painsui aql o; pooB aptw io pled aq pegs sunv(i pa;snfpr IIV •99ool }o luawa;;laS 'S 'Ai!(enb pue pool gill }O lepaltw yl!^m awns ayi aoEldai io i!Edai O; lsoa uaq; pinom a irym paaOxa Juana Ou ul guys put 'pasnEa ianamol 'uoilumaidap io; uot;onpap iadoid ql!m anlEA gsEa lrnloE Lions of But )iO3PE polEw!pa i0 poweliaast aq prys aBEUlrp io ssol ay; put s.mo3o a8ewep io ssol Env awq all in Aliadoid gill ;o an[En gsuo lEnlor aql puoxaq algr!l aq iou llrgs AuudwoD aqy voµenleA •q -Al!llgrg s,SuEdwoD gill Ol wtpnfaid ;nogllm auop io aprm uggq anrq o; pmuaap all llEgs w sloe put suoilrulexa Lions pt ;nq 'w1Ep io ssol Sur o; laadsai qi!g+ antg as!miaylo lgBiu1 SueduLoo gill gatgm gsua}ap Aur ;o ian!em t pawaap aq pugs 'iapunaiaq wteio 10 9501 Sur }o uO!ire!;sanw aqi Ll!m uO!laauuoa ul sangt;uasaidai io saaAoldwa si! ;o Sur io AuedwoD ayi ;o lot Sun 'on 'sluawnoop io siiOOg }o um;Ewwexa io LiMo iapun uotluMuluxa Lions ON •aprw aq of ;oaiayl sa!doo pull slorilxa ;!uLiad llugs pue an11E1u3saidai 51! io AurdwoD aql Sq paign8tsap aq xuw se aould put awl; algE - 1105¢31 lions ie 'lsol aq slumBijo ;! ;oaiagl saidoo paytliaa i0 'siaganon iaq ;O puE saatonut 'stliq 9unoaar ;o silooq 'sBuilpm pt LLOIIEmwEXg i0} aanpoid pEys 'paicnbai A[gELiosEai aq AM su ual;o SE 'Put `awus aql aquosgns put WEduioD gill Aq pameu uosiad Sur Sq gluo iapun suopEumirxa of 1lwgns 01 siaglo pue plogasnoy gill ;o siagwaw 'sgaSoldwa itaq; io sill asnea iamod iiayl io sty u!gi!m si su it} os u! put ';!wgns lrLls put 'paquasap waiali Sliadoid Alm ;o swrmai ltgl tle SutdwoD gill Aq paluu2is3p uosiad Suu of itq!gxa lints 'pannbai Algeuosrai aq Sum sr ual }o sr 'pamsw ally •q;eo iapun uo!;eu!wexg .£ Issol ;o ;ooid moms pa[!ulap E 'aauaim000 io o8ewrp 'ssol Lions ;o Aiano3sip ;O a;tp woi; SSEp 06 ulgl!m 1ua8e sit io SuudmoD aqi qi!m aly oslr prys pU, ivawasiopua Stgl iapun In1E13 E o; a51i an1B AnuL Lia!gm aanaiinoao io adewrp 'ssoi Siang ;uaBu sic io SuuduloD all o; Buppm in liodai algropouid sr u00s SE ;IELIS painsut ayy •1390.1 30 03110x •Z -olaiagi 8upulai pamsw ayl Aq Suproms aslt} io pnEi; Sun }o asua lit io 'utaiagi painsut gill ;o lsaialui aq; io '}oaiayl, 13afgns aqi io aauEinsu! stgl Bu!uiaouoa aautiswnono io lot; leualuw Ann paluosaidaistw io palraou03 sell painsu! aLp ssol r ia; ;g io aio;aq iay;agm ';! pOA aq llrgs ivawasiopua ail ;ua snly •pneig pue uopeluaeaidaie!Al '1 sHOlslaHO3 Form MLB -175 ACCOUNTS RECEIVABLE ENDORSEMENT (Ed. 4.74) In consideration of the stipulations herein named, the Company does insure the insured named in the policy of which this endorsement is made apart. Provisional Amount $ Rate $ Provisional Premium $ Minimum Premium S 1. Subject of Insurance. (a) All sums due the insured from customers, provided the insured is unable to effect collection thereof as the direct result of loss of or damage to records of accounts receivable; (b) Interest charges on any loan to offset impaired collections pending repayment of such sums made uncollectible by such loss or damage; (c) Collection expense In excess of normal collection cost and made necessary because of such loss or damage; (d) Other expenses, when reasonably incurred by the insured in re- establishing records of accounts receivable following such loss or damage. The provisions and stipulations of this endorsement shall apply only to the Subject of Insurance hereunder and none of the provisions and stipulations of this policy, including any other endorsement made a part thereof, except the Cancellation provision, shall apply to the insurance hereunder. If any of the Subject of Insurance covered by this endorsement is also covered under any other provisions of the policy of which this endorsement is made a part, those provisions are hereby amended to exclude such Subject of Insurance, the intent being that the coverage under this endorsement is the sole coverage on such Subject of Insurance. 2. Perils Insured. All risks of loss of or damage to the insured's records of accounts receivable, occurring during the policy period, except as hereinafter provided. Location and Occupancy of Premises. The insured occupies the following part: of the building located at: conducts therein the following business: and 4. Protection of Records of Accounts Receivable. Insurance under this endorsement shall apply only while records of accounts receivable are contained in the premises described above, it being a condition precedent to any right of recovery hereunder that such records shall be kept in the following de. scribed receptacles at all limes when the premises are not open for business, except while such records are in actual use or as stated in paragraph 5 below: Rind Name of Maker "Class" or "Hour Exposure" of Label FOR ENTRIE" E' REFER TO THE DECLAR:"I r.GE AND FORM ICW-B2.(0) Name of Issuer of Label 5. Removal. Such insurance as is afforded by this endorsement applies while the records of accounts receivable are being removed to and while at place of safety because of imminent danger of loss or damage and while being returned from such place, provided the insured gives written notice to the Company of such removal within ten days thereafter. 6. Limit of Insurance. The Company shall not be liable hereunder for an amount to exceed Dollars ($ This endorsement is made and accepted subject to the foregoing provisions and stipulations and those hereinafter stated, which are hereby made a part of this endorsement, together with such other provisions, stipulations, and agreements as may be added hereto. as provided in this endorsement. EXCLUSIONS This endorsement does not apply: (a) to loss due to any fraudulent, dishonest or criminal act by any in- (f) to loss due to nuclear reaction, nuclear radiation or radioactive sured, a partner therein, or an officer, director or trustee thereof, contamination, or to any act or condition incident to any of the while working or otherwise and whether acting alone or in collusion foregoing; with others; (g) to lass caused by or resulting from: (b) to loss due to bookkeeping, accounting or billing errors or omissions; (c) to loss, the proof of which as to factual existence, is dependent upon an audit of records or an inventory computation; but this shall not preclude the use of such procedures in support of claim for loss which the insured can prove, through evidence wholly apart there- from, is due solely to a risk of loss to records of accounts receivable not otherwise excluded hereunder; (d) to loss due to alteration, falsification, manipulation, conceal- ment, destruction or disposal of records of accounts receivable com- mitted to conceal the wrongful giving, taking, obtaining or withholding of money, securities or other property but only to the extent of such wrongful giving, taking, obtaining or withholding; (e) to loss due to electrical or magnetic injury, disturbance or erasure of electronic recordings, except by lightning; (1) hostile or warlike action in time of peace or war, including action in hindering, combating or defending against an actual, impending or expected attack, (a) by any government or sovereign power (de lure or de facto), or by any authority maintaining or using military, naval or air forces; or (b) by military, naval or air forces; or (c) by an agent of any such government, power, author- ity or forces; (2) any weapon of war employing atomic fission or radioactive force whether in time of peace or war; (3) insurrection, rebellion, revolution, civil war, usurped power, or action taken by governmental authority in hindering, combating or defending against such an occurrence, seizure or destruction under quarantine or customs regulations, confiscation by order of any government or public authority, or risks of contraband or illegal transportation or trade. This Endorsement must be attached to Change Endorsement MLB -20 when issued after the Policy is written. Page 1 of 2 Form MLB -175 (Ed. 4 -74) Z 10 Z abed 'sa1n1e1s yaps w w0oluo3 ol papuawe AgaOaq ale panssi sl juawavopua S1141 ulaJaym alels all to salnlejs aql Om 10111000 ul age 401gm luaw - asldpua sill 10 swlai :alnlelS of pau"0103 luawasaopu3 Jo swal 'sl luawas0opug 5141 10 lied a wool al panssl juawavopua Aq Ida)xa 'pa2ue40 Jo panlem aq luawasiopua dull Jo swal aql pe4s Jou :luawasiopua sill 10 swJa1 941 Japun 14811 due bupaasse wwj Auedwoo gill dolsa J0 juawavopua si41 jo lied due w abuelo a Jo Jamem a loalla IOU peys uosJad iaylo Aug Aq Jo luabe due Aq passassod Opalmouq Jo 10480 due 01 aOgoly :sabueyn 41 sl4bu y)ns aiipnlald of ssol Ja1le hiylou op pegs Pamsul ag1 slybu 4ons awoas 01 AJessaOau s1 asla J4na1e4m op pue waded pue sluawngsul Jangap pue almaxe, peys pansw aq1 pue uoyezwebJo io uosJad due 1sulebe Jola:ayl A19A0)a 10 slybu s,paJnsul aql lie of pajebagns ail Ileys Auedwon aql 'luawasxopua slgl Japun IuawAed due 10 Juana 841 Ul :uolebagnl; 'El ' olaayl hilela pamsul all Aq buueams aslel io pneil Aug to asea u1 Jo 'ulaiagl paJnsul aql to lsaialui aql io 'JoaJa4l 10019ns all Jo aouemsul slgl hiumuo0 nuelswnaJlO Jo 1001 leualew due paluasa �dalsiw Jo palea0600 sey pamsw aql 'ssO1 a Ja1je Jo alolaq iaylagm 'p pion ail peys luawasiopua wlua 5141 :pneJJ pue uoleluasaadaJsllig 'Zl 'palels ulaaa4 uolellwl awl ag1 apasJadns 1045 pue u.anob peys awl w uoyellwil AJwnlels algisslwiad lsalioys aql 'luawasJopua s1141 10 uoloalsuo) aq) bu4lwluoo alnjels due Aq paquosaJd ley1 ueql Ja1J043 s1 awp 10 uolle11w(1 514111 ssol a4) 01 asu san19 yolgm amaJ,n000 a4J Jo pamsw aql Aq AJanooslp aql Jale veal oml 61411m pa:luaw woo ssalun IIe It Jou 'luawavopua slyl 10 swal 841 Ili Ulm nuelld -woo Iln) uaaq aney peys 4Ja41 'olalayl IuapaOaJd uoplpuoo a se 'szaJUn Auedwoo gull Iswebe all 11845 1,0110e ON :Auedwoo lsweby uoiI3%, 'll s. aglo woJJ awes aql paloauoo sey pamsul aql p POOH apew Jo pled aq peys ssol ON Auedwoo aql l0 a)ylo aql le ssol pue 1saJalu1 to load Anliel -sees to anelca0oe pue uoleluasaJd Ja11e sdep O6 ulgllm pamsul all of P60 apew Jo pled aq Ilegs swleio PajsnlPe lit' swlelo to Juawallas '01 lemidde 018w1el;j Joe due Aq slybu sj1 lO Aug panlem aney of play aq IOU peys AuedwOn all 'lesleidde 10 sasuadn xaglo a4l pue audwn a4l to sasuadxa 841 Allenba Jeaq (legs pue Jamidde uasog0 511 Jo sly Aed 40ea net's Auedwo, a41 pue pansul a41 'ssol to junowe a41 aulwJalap Ilegs oml due 10 bupl:m ul pJeme uy'aldwn aql of saoua0alllp nagl jlwgns (legs aaJbe of HullleI pue 'ssol all asleidde uagl net's vasioi dde aql 'bulpuad s1 Ievelddo y)ns 4014m u1 alels aql u1 pm0ai to 1Jno0 a to abpnl a Aq pal0alas aq Ilegs and -wn tons 'Auedwon a41 io pamsul aql to IsanbaJ aql uo 'uayl 'ai own 40ns uodn Babe o1 sdep uaalJl mI bulpel pie 'andwn palsaialwslp pue 1ualadwoo a j0elas Ivy peys siasleidde a41 amid pue awl algeuosm e le apew ail peys Iesleidde aql pue •lasleidde palsaialump pue lLalad -woo a loalas 'Auedw6o all All ssol to loedd to 1d1a0ai Ja1le sdep A1x1s u141lm apew 'Jagl!a 10 puewap uallum a4l 1,o 'I1e4s 40ea 'ssol 10 lunowe ay1 of se Babe of pel Auedwoo aql PUB pamsul a41 11 :JesleJddtl '6 aouemsw iaglo yons Jano aomnsul ssaoxa se A1uo Aldde legs juawavopua sill Japun nuemsul all 'juawavopua sigl 10 aouasge all u1 A1dde Plnom y014m aoue.nsw Jaqlo due Alied palsaJalul Jaylo Aue Jo pansul paweuun Jo Paweu a of algellene s1 aJayl abewep Jo ssol 10 awp aql le 11 :90uemsul Jaq}n •b paj)npap ail peys samq) 931AAs pue 1saJalul paweaun pt' pansul aql Aq a1490allo)un uaaq aney Auewou pinom yolym slgap peq algegOJd Jw molle of junowe up pue 'pamsw aql Aq pal)auoo Jo pags11gelsa as1m0agla Jo 'pa2ewep Jo Isol IOU spJom Aq Pa0uapina sluno00e 40ns to junowe aql 'paysllgelsa JaAam04 'alc OAM9J sluno0me to junowe lejol aql wal pal0npap aq peys aJal1 pa0apua. uaaq sey juawalels g01ym Jot gluow leosl 1so, ayj 10 Aep Ise 041 gouts ssaulsnq all 10 a)uauadn aql w uanlb bulaq uope0aplr -000 anp 'paAIOnul gluow Ie)sy Bill bu11np aloenlaOaJ slun000e 1c junowe all ul suollenlanl Iewou aql 4j1m Ajlwoluo0 ul paseanal Jo Paseanul aq ueys anoge (o) Japun paulwalap junowe a4l (p; 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Amount $ Rate $ Premium $ I. Property Covered. On valuable papers and records, as follows: Limits of Insurance (a) All valuable papers and records not specified in (b) below. $ (b) Specified articles. Value (each) $ $ The provisions and stipulations of this endorsement shall apply only to the property covered hereunder and none of the provisions and stipulations of this policy, including any other endorsement made a part thereof except the Cancellation provision, shall apply to the insurance hereunder. If any of the property covered by this endorsement is also covered under any other provisions of the policy of which this endorsement is made a part, those provisions are hereby amended to exclude such property, the intent being that the coverage under this endorsement is the sole coverage on such property. 2. Parils Insured. All risks of direct physical loss of the property covered occurring during the policy period, except as here- inafter provided. 3. Location and Occupancy of Premises. The insured occupies the following part: of the building located at: and conducts therein the following business: 4. Protection of Valuable Papers and Records. Insurance under this endorsement shall apply only while valuable papers and records are contained in the premises described above, it being a condition precedent to any right of recovery hereunder that such valuable papers and records shall be kept in the following described receptacles at all times when the premises are not open for business, except while such valuable papers and records are in actual use or as stated in paragraphs 5 and 6 below: Kind Name of Maker "Clue" or "Hour Name of Inner Exposure" of Label of Label FOR ENTRIES REQUIRED HEREIN REFER TO THE DECLARATIONS PAGE AND FORM ICW- B.2.(0) S. Automatic Extension. Such insurance as is afforded by this endorsement applies while the valuable papers and records are being conveyed outside the premises and while temporarily within other premises, except for storage, provided the Com- pany's liability for such loss shall not exceed 10% of the combined limits of insurance stated in paragraph 1, nor $5,000, whichever is less. 6. Removal. Such insurance as is afforded by this endorsement applies while the valuable papers and records are being re- moved to and while at a place of safety because of imminent danger of loss and while being returned from such place, pro- vided the insured gives written notice to the Company of such removal within ten days thereafter. This endorsement is made and accepted subject to the foregoing provisions and stipulations and those hereinafter stated, which are hereby made a part of this endorsement, together with such other provisions, stipulations, and agreements as may be added hereto, as provided in this endorsement. This endorsement does not apply EXCLUSIONS (g) (a) to loss due to any fraudulent, dishonest or criminal act by any insured, a partner therein or an officer, director or trustee thereof, while working or otherwise and whether acting alone or in collusion with others; (b) to loss directly resulting from errors or omissions in processing or copying unless fire or explosion ensues and then only for direct loss caused by such ensuing fire or explosion; (c) to loss due to wear and tear, gradual deterioration, vermin or inherent vice; (d) to loss of property not specifically declared and de- scribed in section (b) of paragraph 1, Property Covered, if such property cannot be replaced with other of like kind and quality; (e) to loss due to electrical or magnetic injury, disturbance or erasure of electronic recordings, except by lightning; (f) to loss due to nuclear reaction, nuclear radiation or radioactive contamination, or to any act or condition incident to any of the foregoing; (h) to loss caused by or resulting from: (1) hostile or warlike action in time of peace or war, including action in hindering, combating or de- fending against an actual, impending or expected attack, (a) by any government or sovereign power (de jure or de facto), or by any authority main- taining or using military, naval or air forces; or (b) by military, naval or air forces; or (c) by an agent of any such government, power, authority or forces; (2) any weapon of war employing atomic fission or radioactive force whether in time of peace or war; (3) insurrection, rebellion, revolution, civil war, usurped power, or action taken by governmental authority in hindering, combating or defending against such an occurrence, seizure or destruction under quarantine or customs regulations, confisca- tion by order of any government or public author- ity, or risks of contraband or illegal transporta- tion or trade; to loss of property held as samples or for sale or for delivery after sale. This Endorsement must be attached to Change Endorsement MLB -20 when issued after the Polley is written. 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PROPERTY COVERED This endorsement covers damage to the glass described in the schedule and to the lettering and ornamentation separately described therein, by breakage of the glass or by chemicals accidently or maliciously applied. The Company will pay for: a. repairing or replacing frames immediately encasing and contiguous to such glass when necessary because of such damage; b. installing temporary plates in or boarding up openings containing such glass when necessary because of unavoidable delay in repairing or replacing such damaged glass; c. removing or replacing any obstructions, other than window displays, when necessary in replacing such damaged glass, lettering or ornamentation. 2. SCHEDULE Lac. No. Bldg. No. Nu of Plates Length in Inches Width in Inches Description of Class, Lettering and Ornamentation; Position in Building. The glass is plain flat glass with all edges set in frames, unless otherwise stated herein. c Specific limit, if any Premium FOR ENTRIES RCQ.tIRED HEEIN 'PAGE Ri:rc }1 TO THE DECLAR;tT10i`jS AND FORM ICW6,2,(0) Total Premium $ 3. EXCLUSION Insurance provided by this Endorsement does not apply to loss caused by or due to fire. 4. CONDITIONS Limits of Liability and Settlement Options: The limit of the Company's liability for damage shall not exceed the actual cash value of the property at time of loss, nor what it would then cost to repair or replace the damaged property with other of the nearest obtainable kind and quality, nor the applicable limit of insurance stated in the schedule; provided, however, the limit of the Company's liability under each of paragraphs (la), (lb) and (lc) above, is $75 with respect to loss due to any one occurrence at any one location separately occupied or designed for separate occupancy. The Company may pay for the loss in money or may repair or replace the property. Any property so paid for or replaced shall become the property of the Company. 5. OTHER PROVISIONS APPLICABLE TO THIS ENDORSEMENT A. The following Provisions as found an Page 2 of the Policy are also applicable to this Endorsement: Cancellation of Policy; Requirements in Case Loss Occurs; Suit. B. The following Provisions applicable to Section I of the Policy are also applicable to this Endorsement: Nuclear Exclusion; Protective Safeguards; Otherinsurance. C. The following Provisions applicable to Section I and 11 of the Policy are also applicable to this Endorsement: War Risk Exclusion; Liberalization Clause; Inspection and Audit; Cancellation; Subrogation; Conformity with Statute; Policy Period, Territory; Time of Inception. This Endorsement must be attached to Change Endorsement MLB-20 when issued after the Policy is written. Form ML8179 (Ed. 1.71) l6 0 SMP LIABILITY INSURANCE FORM SECTION 11 LIABILITY COVERAGE I. COVERAGE C— BODILY INJURY AND PROPERTY DAMAGE LIABILITY: The Company will pay on behalf of the insured all sums which the insured shall become legally obligated to pay as damages because of bodily injury or property damage to which this insurance applies, caused by an occurrence and arising out of the ownership, maintenance or use of the insured premises and all operations necessary or incidental to the business of the named insured conducted at or from the insured premises and the Company shall have the right and duty to defend any suit against the insured seeking damages on account of such bodily injury or property damage, even if any of the allegations of the suit are groundless, false or fraudulent, and may make such investigation and settlement of any claim or suit as it deems expedient, but the Company shall not be obligated to pay any claim or judgment or to defend any suit after the applicable limit of the Company's liability has been exhausted by payment of judgments or settlements. Exclusions This insurance does not apply (a) to liability assumed by the insured under any contract or agreement except an incidental contract; but this exclusion does not apply to a warranty of fitness or quality of the named insured's products or a warranty that work performed by or on behalf of the named insured will be done in a workmanlike manner; (b) to bodily injury or property damage arising out of the ownership, maintenance, operation, use, loading or unloading of (1) any automobile or aircraft owned or operated by or rented or loaned to any insured, or (2) any other automobile or aircraft operated by any person in the course of his employment by any insured; but this exclusion does not apply to the parking of an automobile on insured premises, if such automobile is not owned by or rented or loaned to any insured; (c) to bodily injury or property damage arising out of (1) the ownership, maintenance, operation, use, loading or unloading of any mobile equipment while being used in any prearranged or organized racing, speed or demolition contest or in any stunting activity or in prac- tice or preparation for any such contest or activity or (2) the opera- tion or use of any snowmobile or trailer designed for use therewith; (d) to bodily injury or property damage arising out of and in the course of the transportation of mobile equipment by an automobile owned or operated by or rented or loaned to any insured; (e) to bodily injury or properly damage arising out of the ownership, maintenance, operation, use, loading or unloading of (1) any watercraft owned or operated by or rented or loaned to any insured, or (2) any other watercraft operated by any person in the course of his employment by any insured; but this exclusion does not apply to watercraft while ashore on the insured premises; (f) to bodily injury or property damage arising out of the discharge, dispersal, release or escape of smoke, vapors, soot, fumes, acids, alkalis, toxic chemicals, liquids or gases, waste materials or other irritants, contaminants or pollutants into or upon land, the atmos- phere or any water course or body of water; but this exclusion does not apply if such discharge, dispersal, release or escape is sudden and accidental; (g) to bodily injury or property damage arising out of operations on or from premises (other than insured premises) owned by, rented to or controlled by the named insured, or to liability assumed by the insured under any contract or agreement relating to such premises; (h) to bodily injury or property damage for which the insured or his indemnitee may be held liable (1) as a person or organization engaged in the business of manu- facturing, distributing, selling or serving alcoholic beverages, or (2) if not so engaged, as an owner or lessor of premises used for such purposes, • Form MLB•200 (Ed. 1 -73) if such liability is imposed (a) by, or because of the violation of any statute, ordinance or regulation pertaining to the sale, gift, distribution or use of any alcoholic beverage, or (b) by reason of the selling, serving or giving of any alcoholic beverage to a minor or to a person under the influence of alcohol or which causes or contributes to the intoxication of any person; but part (b) of this exclusion does not apply with respect to liability of the insured or his indemnitee as an owner or lessor described in (2) above; (i) to any obligation for which the insured or any carrier as his insurer may be held liable under any workmen's compensation, unemploy- ment compensation or disability benefits law, or under any similar law; (I) to bodily injury to any employee of the insured arising out of and in the course of his employment by the insured or to any obligation of the insured to indemnify another because of damages arising out of such injury; but this exclusion does not apply to liability assumed by the insured under an incidental contract; (k) to property damage to (1) property owned or occupied by or rented to the insured, (2) property used by the insured, or (3) property in the care, custody or control of the insured or as to which the insured is for any purpose exercising physical control; but parts (2) and (3) of this exclusion do not apply with respect to liability under a written sidetrack agreement and part (3) of this exclusion does not apply with respect to property damage (other than to elevators) arising out of the use of an elevator at premises owned by, rented to or controlled by the named insured; (1) to property damage to premises alienated by the named insured arising out of such premises or any part thereof; (m) to loss of use of tangible property which has not been physically injured or destroyed resulting from (1) a delay in or lack of performance by or on behalf of the named insured of any contract or agreement, or (2) the failure of the named insured's products or work performed by or on behalf of the named insured 10 meet the level of performance, quality, fitness or durability warranted or rep- resented by the named insured; but this exclusion does not apply to loss of use of other tangible property resulting from the sudden and accidental physical injury to or destruction of the named insured's products or work per- formed by or on behalf of the named insured after such products or work have been put to use by any person or organization other than an insured; (n) to property damage to the named insured's products arising out of such products or any part of such products; (o) to property damage to work performed by or on behalf of the named insured arising out of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith; (p) to damages claimed for the withdrawal, inspection, repair, replace- ment, or loss of use of the named insured's products or work com- pleted by or for the named insured or of any property of which such products or work forms a part, if such products, work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein; (q) to bodily injury and property damage arising out of demolition op- erations performed by or on behalf of the insured. H. PERSONS INSURED Each of the following is an insured under this insurance to the extent set forth below: (a) if the named insured is designated in the Declarations as an in- dividual, the person so designated but only with respect to the con- duct of a business of which he is the sole proprietor, and the £ 10 Z abed 'o:sasnuald painsw aq) uo alogse al!gm 11eJalalem of Aldde 1ou saop uo!snloxa s!qi lnq 'pamsu! Aue Aq 1uawAoldwa s!q 10 asnoa aql w uosiad Aug Aq pale'ado 1lp'olalem laglo Aug (!i) Jo'pamsu! Aue of paueol Jo paluaJ Jo Aq palelado 'o paumo lle'oJalem Aue Q) to hipeolun Jo 8wpeol 'asn ' uogelado 'a3ueualu!ew 'd!gslaumo aq1 to lno Hu!sue (q) :gl!maagl asn Jol pau8!sap'apeq Jo al!gowmous Aue to asn in uoge'ado aq (n) Jo AUAllae in lsaluo3 g3ns Aug Jol uogeJ -edaid Jo aogowd u! 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Aluo lnq 'uoijmdo g3ns Jol alq!suodsa' AlleBal uogez!ue8'o Jo uos'ad Aue we pamsui paweu aql to aweu aql w pa'als!8a' luawdmba g3ns Aue pamsw paweu aql 10 uwss!w'ad aql ql!m 8u!leJado al!gm uos'ad'aglo Aue (n) pup'luawAoldwa s!q to as'no3 aql ui luawdmba g3ns Aue 8u1e'ado apgm palnsw paweu aql to aaAoldwa ue (i) 'MeI 0ogells129J 9131gaA Jolow Aug Japun pa'als!8a' luawdmba apgow to 'Aem42iq oggnd P uodn uogowo3ol 10 asodmd aql lol'uonelado a41 01 l3adsal ql!m (a) Pup :pamsul paweu agl Jol JaBeuew alelsa lea' se 8wloe a!!qm uogez!ue8 -JO m (pamsui paweu agl 10 aaAoldwa up uegl'aglo) uos'ad Aug (p) :g3ns se sagnp s!q to alms aq1 u!gl!m 8u113e al!gM 1o8'9gl Japi041001s Jo s'ow6no8 Jo s'ol3anp 'saaisn'1 to PJeoq a41 to Jagwaw `la31l10 angnoaxa Aue pue paleu8!sap os uopez!ueBJo aql 'amluaA lu!ol Jo d!gs'aulJed 'lenpuupw up uegl laulo se suone'eman Am u, na, ou Aicon o. -- ., (£L-1'P3) 00Z-81W Lull lJ (5) arising out of and in the course of the transportation of mobile equipment by an automobile owned or operated by or rented or loaned to any insured: (b) to bodily Injury (1) included within the completed operations hazard or the prod- ucts hazard; (2) arising out of operations performed for the named Insured by independent contractors other than (i) maintenance and re- pair of the insured premises or (ii) structural alterations at such premises which do not involve changing the size of or moving buildings or other structures; (3) resulting from the selling, serving or giving of any alcoholic beverage (i) in violation of any statute, ordinance or regula- tion, (ii) to a minor, (iii) to a person under the influence of alcohol or (iv) which causes or contributes to the intoxica- tion of any person, if the named insured is a person or organi- zation engaged in the business of manufacturing, distributing, selling or serving alcoholic beverages or, if not so engaged, is an owner or lessor of premises used for such purposes but only part (i) of this exclusion (b) (3) applies when the named insured is such an owner or lessor; (4) arising out of demolition operations performed by or on behalf of insureds; (c) to bodily injury (1) to the named insured, any partner therein, any tenant or other person regularly residing on the insured premises or any employee of the foregoing if the bodily injury arises out of and in the course of his employment therewith, (2) to any other tenant if the bodily injury occurs on that part of the insured premises rented from the named insured or to 11 any employee of such a tenant if the bodily injury occurs on the tenant's part of the insured premises and arises out of and in the course of his employment for the tenant; (3) to any person while engaged in maintenance and repair of the insured premises or alteration, demolition or new construction at such premises; (4) to any person if any benefits for such bodily injury are payable or required to be provided under any workmen's compensation, unemployment compensation or disability benefits law, or under any similar law: (5) to any person practicing, instructing or participating in any phys- ical training, sport, athletic activity or contest; (d) to any medical expense for services by the named insured, any em- ployee thereof or any person or organization under contract to the named insured to provide such services. VI. LIMITS OF LIABILITY — COVERAGE D: The limit of liability for Coverage D stated in the Declarations as appli- cable to "each person" is the limit of the Company's liability for all medical expense for bodily injury to any one person as the result of any one acci- dent; but subject to the above provision respecting "each person ", the total liability of the Company under Premises Medical Payments Coverage for all medical expense for bodily injury to two or more persons as the result of any one accident shall not exceed the limit of liability stated in the Declarations as applicable to "each accident ". When more than one medical payments coverage afforded by this policy applies to the loss, the Company shall not be liable for more than the amount of the highest applicable limit of liability. Form MLS -200 (Ed. 1.13) Page 3 of 3 COMPREHENSIVE GENERAL LIABILITY INSURANCE ENDORAENT Form ML B•202 in consideration of and subject to all the terms of thisfendorrsement the company agrees with tthe named insured as follows: the policy of which this endorsement is made a part, COVERAGE— BODILY INJURY AND PROPERTY DAMAGE LIABILITY The Company will pay on behalf of the insured all sums which the insured shall become legally obligated to pay as damages because of bodily injury or property damage to which this insurance applies, caused by an occurrence, and the Company shall have the right and duty to de- fend any suit against the insured seeking damages on account of such bodily injury or property damage, even if any of the allegations of the suit are groundless, false or fraudulent, and may make such investigation and settlement of any claim or suit as it deems expedient, but the Com- pany shall not be obligated to pay any claim or judgment or to defend any suit after the applicable limit of the Company's liability has been exhausted by payment of judgments or settlements. Exclusions This insurance does not apply: (a) to liability assumed by the insured under any contract or agreement except an incidental contract; but this exclusion does not apply to a warranty of fitness or quality of the named insured's products or a warranty that work performed by or on behalf of the named insured will be done in a workmanlike manner; (b) to bodily injury or property damage arising out of the ownership, maintenance, operation, use, loading or unloading of (1) any automobile or aircraft owned or operated by or rented or loaned to any insured, or (c) (d) (e) (f) (H (h (2) any other automobile or aircraft operated by any person m the course of his employment by any insured; but this exclusion does not apply to the parking of an automobile on premises owned by, rented to or controlled by the named in- sured or the ways immediately adjoining, if such automobile Is not owned by or rented or loaned to any insured; to bodily injury or property damage arising out of (1) the owner- ship, maintenance, operation, use, loading or unloading of any mobile equipment while being used in any prearranged or organized facing, speed or demolition contest or in any stunting activity or in practice or preparation for any such contest or activity or (2) the operation or use of any snowmobile or trailer designed for use therewith; to bodily injury of property damage arising out of and in the course of the transportation of mobile equipment by an automobile owned or operated by or rented of loaned to any insured; to bodily injury or property damage arising out of the ownership, maintenance, operation, use, loading or unloading of (1) any watercraft owned or operated by or rented or loaned to any insured, or (2) any other watercraft operated by any person in the course of his employment by any insured; but this exclusion does not apply to watercraft while ashore on premises owned by, rented to or controlled by the named insured; to bodily injury or property damage arising out of the discharge, dispersal, release or escape of smoke, vapors, soot, fumes, acids, alkalis, toxic chemicals, liquids or gases, waste materials or other irritants, contaminants or pollutants into or upon land, the atmo- sphere or any water course or body of water; but this exclusion does not apply if such discharge, dispersal, release or escape is sudden and accidental; to any obligation for which the insured or any carrier as his insurer may be held liable under any workmen's compensation, unemploy- ment compensation or disability benefits law, or under any similar law; to bodily injury or property damage for which the insured or his indemnitee may be held liable (1) as a person or organization engaged in the business of manu- facturing, distributing, selling or serving alcoholic beverages, Of (2) if not so engaged, as an owner or lessor of premises used for such purposes, if such liability is imposed (a) by, or because of the violation of, any statute, ordinance or regulation pertaining to the sale, gift, distribution or use of any alcoholic beverage, or (b) by reason of the selling, serving or giving of any alcoholic beverage to a minor or to a person under the influence of alcohol or which causes or contributes to the intoxi- cation of any person; but part (b) of this exclusion does not apply with respect to liability of the insured or his indemnitee as an owner or lessor described in (2) above; (i) to property damage to (1) property owned or occupied by or rented to the Insured, (2) property used by the insured, or (3) to whic which o custody control rranypurposef insured or as control; but parts (2) and (3) of this exclusion do not apply with respect to liability under a written sidetrack agreement and part (3) of this exclusion does not apply with respect to property damage (other than to elevators) arising out of the use of elevators at premises owned by, rented to or controlled by the named insured; (j) to bodily injury to any employee of the insured arising out of and in the course of his employment by the insured or to any obligation of the insured to indemnify another because of damages arising out of such injury; but this exclusion does not apply to liability assumed by the insured under an incidental contract; (k) arisingp out property urchgpretmis premises by the named insured s or any part thereof; (1) to property damage to the named insured's products arising out of such products or any part of such products; (m) to loss of use of tangible property which has not been physically injured or destroyed resulting from (1) a delay in or lack of performance by or on behalf of the named insured of any contract or agreement, or (2) the failure of the named insured's products or work performed by or on behalf of the named insured to meet the level of performance, quality, fitness or durability warranted or represented by the named insured; but this exclusion does not apply to loss of use of other tangible property resulting from the sudden and accidental physical injury to or destruction of the named insured's products or work performed by or on behalf of the named insured after such products or work have been put to use by any person or organization other than an insured; (n) to property damage to work performed by or on behalf of the named insured arising out of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith; (o) to damages claimed for the withdrawal, inspection, repair, replace- ment, or loss of use of the named insured's products or work com- pleted by or for the named insured or of any property of which such products or work forms a part, if such products, work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein; (p) to bodily injury or property damage for which Insurance Is afforderL under (1) the SMP Liability Insurance Coverage, or (2) any Comprehensive Persona{ Liability Endorsement forming= a part of this policy or for which insurance would have been afforded but for the exhaus- tion of the limits of liability thereunder. This Endorsement must be attached to Change Endorsement MLB -20 when issued after the Policy is written. Form MLB-202 (Ed. 1 -73) Page 1 of 2 Z io Z abed 11 uoiloas — suoilpla0 pue :uoisnl0x3 iealOnN :Auedwoo aql lsuie3V uogoy'a0ue -insul ia4l0 }mS io wield 'aauaiinaa0 10 lu9A3 aql ui sagn0 s,painsul 'wniwaid :smel Alil q uodsay lmuewj :swal to uoilvippoIN 'sluaw -Aed AieluawalddnS :pamsul suosiad :luawasiopua slgl of algeagdde aie 11 uoilaaS of Aluo algeoildde SOOISIAoid pue swial Huimollol Ni 'A Aiolwal'pouad AOgod 10 (Z) 00 .eaedgns pue luogoSoignS'uoilellamo'l!pny pue uogoadsul'uolsnpx3 (£E-( 'PI) ZOZ'8lW WIOA uag0y 1eluawuiano0 pue Isla jeM 'ivawasiopua sigl of algeoildde we Amod 041 10 11 pue I suogoaS of alge3gdde suoisiAoid HuimoO% 041 'V 1N3W3SHOM SIH101319tl0llddtl SNOISIAOHd 33H10 'III '11 uogoaS 1o'Alq!geij to sllwll'Al umsuoad 10 swaal aql gllm aauepiao0e ul luawasiopua slgl Aq papiolle aiueansw aq{ of Aldde sliwg g0ns PUB Aogod slgl 10 0 u01J0aS 10 D a3MADO 01 alge0gdde se suogweloa0 aql m palels lunowe aql si luawasiopua sigl aapun aauamom pea of padsai gl!m Algigeq s,Auedwoo aql to punj aql 0 39MA00— AMISVI1 30 11NI1 '11 jy� PERSONAL INJURY LIABILITY INSURANCE ENDORSEMENT Form MLB -220 ��44 (Ed. 1.73) In consideration of the payment of the premium, in reliance upon the statements in the Declarations of the policy of which this endorsement is made a part, and subject to all the terms of this endorsement, the Company agrees with the named insured as follows: SCHEDULE The insurance afforded is only with respect to personal injury arising out of an offense included within such of the following groups of offenses as are indicated by specific premium charge or charges: Groups of Offenses FAR Provisional Premium False Arrest, Detention or Imprisonment, or Malicious Prosecution .......... ENTRIES . $ Libel, Slander, Defamation or Violation of Right of Privacy ..............FQ� THE pEG REoulps ni Wrongful Entry or Eviction or other Invasion of Right of Private Occupancy ....... M.fCH!-Q -,2 (0A.T7 EI/y Minimum Premium $ Total ProvisionalMmium $ AGE . " Limits of Liability: $ _ Insured's participation I. COVERAGE— PERSONAL INJURY LIABILITY '* rp each person aggregate; $ general aggregate. The Company will pay on behalf of the insured all sums which the insured shall become legally obligated to pay as damages because of injury (herein called "personal injury ") sustained by any person or organization and arising out of one or more of the following offenses: Group A —false arrest, detention or imprisonment, or malicious prose- cution; Group B —the publication or utterance of a libel or slander or of other defamatory or disparaging material, or a publication or utter- ance in violation of an individual's right of privacy; except publications or utterances in the course of or related to ad- vertising, broadcasting or telecasting activities conducted by or on behalf of the named insured; Group C — wrongful entry or eviction, or other invasion of the right of private occupancy; if such offense is committed in the conduct of the named insured's busi- ness during the policy period within the United States of America, its terri- tories or possessions, or Canada, and the Company shall have the right and duty to defend any suit against the insured seeking damages on account of such personal injury even if any of the allegations of the suit are groundless, false or fraudulent, and may make such investigation and settlement of any claim or suit as it deems expedient, but the Company shall not be obli- gated to pay any claim or judgment or to defend any suit after the applicable limit of the Company's liability has been exhausted by payment of judgment or settlements. This Endorsement must be attached to Change Endorsement MLB -20 when issued after the Policy is written. Form MLB -220 (Ed. 1 -73) Page 1 of 2 Z 1 Z aged .11 ool ;3aS_. suoilNyao pue :uotsnlox3 iealonN :a3ueansul 30410 :Auedwo3 aq IsuleJV uogoy :1lnS 3o wlej3'aauaiinaao 10 1uaA3 a41 up sagn0 s,painsul :smal 10 uoge3111poW'SluawAed AieluawalddnS :Iuawasiopua slgl of algeogdde aae 11 uogoas 01 Aluo algealldde suolsmoid pue swial Hwmollo) aql N uogeHagns pue :uogellanue3'Ilpnd pue uogoadsul :Iuawasaopua sly; of algeaqdde a3e Aoilod aql 10 H pue I suoll3aS of algealldde suoislAo3d Hulmollol aql V 1N3111113SNOON3 SIHl 01 31911311dd11 SNOIqMw.alft, 'A sagdde a3uemsul si4 ypnlm a1')asOlal;o,�egot?,ito wsi e�(jItpx pugs -3ad to asneoaq �alcWApil ail otlgm safthi$ 2So4la¢lgg4ln� m „saHewep„ :a3ue3nsul slgl ol'ama3alai m pasn uagM N0111N1330 030143111tl 'Al iolaiagl Auedwo3 aql asmgwlai ANdwo3d llegs pamsul paweu agl'uayel uog3e 9g110 uomle34gou uodn'pue 'ssol aqI 10 luawa0l6s l3alla of ssol e;o uolpod s,pa3nsw aqI Aed Aew Auedwo3 agl'paplao3d :pamsul aql Aq awoq aq llegs ssol agl;o nuopq aqI pue 1ua3aad paapun4 auo pue aEeluaniad 4ons uaamlaq anuaiallp aqI uegl ssol Aue 10 uolpodo3d ialeaiH a iol algeq aq IOU Ileqs Auedwo3 aql 'pamsul aq1 3o1 alnpagos aqI ul palels s1 aHeluan3ad uogedp!ped a II „aleEame leaauA" se alnpagns aqI up palels A19igeq Amlul leuosiad 10 l!wg aql paanxa IOU Ileqs sahwep ile iol anumnsul slgl 3apun Alglqeq s,Auedwo3 aql Io l!wl Ielol aq; „'ajdaiah uosiad 43ea„ Hugoadsa3 uorslnmd anoge aq; of lnafgnS „ ale8a3HHe uosiad g3ea„ se alnpagns a41 up palels Allpgeg Amful Ieuosvad Io llwg aq1 paanxa IOU pegs 'uollezlueHio io uos3ad auo Aue Aq paulelsns 'saildde a3uems -up slgl golgm of Ainful leuosiad lie ;o asneoaq sahwep Ile io1 Auedwo3 aql ;o Algigell le;ol aql 'A3nIw leuosiad ;o luno33e uo 142naq suns 3o apew swlep (£) 3o 'Awful leumad ulelsns oqm suogenueHio 3o suovad (Z) 'luawasiopua slgl iapun spamsul (1) to aagwnu aql ;o ssalpieHaN NOIlVdl311NYd SA3811SN1— A11119VII 30 S11PII1 'III • Qt -I'PI) OZZ-8,1W w-10A 'pamsul paweu a se 6allod slgl up paleuHlsap IOU si 4314M pue 3agwaw 3o 3auped a sl pamsul 9114 4314m 10 amluan lulof io dlgsvauped Aue ;o lonpuoo ag110 Ino Hulsue Ainluw o; Aldde IOU saop aoueinsui sigl 4ons se sagnp sly ;o ado3s aql MUM Hug3e 8114m ;09aa41 38plogg3ols ao J013a11P '3anlllo aagnoaxa hue pue paleu -HiSap os uogenu 10 341 'am;uaA lulof ao dlgs3auped 'Ienpwpul ue ue4l iaglo se suogeiepa0 844 w paleuHlsap sl pamsul paweu aq1 l! (3) :g3ns se Alglqeq sly of Ioadsai gllm Aluo Inq Ioaaagl iagwaw io aaul3ed in pue paleuHlsap os amluaA lulol io dlgsiauped aq1 'am;uaA lwol ao digs iauped a se suolleiepao aq1 up paleuHlsap sl pamsul paweu a41 11 (q) 'Ssaulsnq e 43ns;o lonpuoo aq1 ol;nadsaj gllm pamsul paweu aq; 10 asnods aql pue 'iolaudoid alos 941 sl a4 4314m ;o ssaulsnq B ;o lonpuoo aq) of 13odsaa gllm Aluo lnq paleuHlsap us uosiad aql 'lenpulpul ue se Suogeiepa(j 94I ul paleuHlsap sl pamsul paweu aql I! (e) :molaq 41Jd1 )as;ualxa a4l 01 aaueinsul slgl aapun painsw ue sl HulmoOol a4110 43e3 03HnSNI SNOSN3d 11 ;0a3agl Allslel agl;o 32palmoum 411m pamsul Aue 10 uo039wp 044 1e ao Aq apew 'sanlA38s 3o sp3npo3d sp ao s14 ao 'asud .aalua ssaulsnq io uogeziumo 'uosiad Aue 2ulwa3uo3 0 dnoig up paqu3sap a3ueia;ln io uogeogqnd a 10 Ino Hulsue Amful leuosiad of (a) la3uemsul slgl ;o alep anll3a {1a aql of aoud apew sem pamsul paweu a41 10 Ilegaq uo ao Aq leualew aepwls ao awes ag110 a3ueialln io suoge3gqnd snow Nul Isnl ag111 'N dnoag ul paqu3sap nuwal ;n io uogeeogqnd Aue 10 Ino Hulsue Aunlw leuosiad of (p) :pamsul paweu aq1 Aq uosiad g3ns 10 1uawAoldwa aql of Palela3 A038npul 3o 4113ailp asua ;;o uo 10 11nsa3 a se uosiad Aue Aq pawelsns Ajnful leuosiad 61 (o) :pamsul Aue 10 Iuasuoa io aHpalmoul 941 ql!M io Aq palllwwo3 93ueulpao ao alnlels ieuad a 10 uogeiolA Inlpm agl;o Ino Hulsue AmWI leuosaad of (q) :luawaaAe io l3w;uoo Aue 3apun pamsul aql Aq pawnsse Alglqeq of (e) :Aldde lou saop anuemsul slgl suolsnpx3 SCHEDULE The limits of the Company's liability are on bt sis and for the amounts designated below: Limits of Liability ii'TRIES REQUIRED REREIN REFER TO T Bodily Injury $ -------------- Cga�Ig.i �( ARATIONS PAGE AND FORT( h yeD�'3 L Liability $ ICW — $j, Al C� _ $.2. BC2 AB .2(0) s EnTc'e.T ICW - ( ) t Property Damage $ — _—( each occurrefic'4. ATTACREJO);ance Premium Liability In consideration of the payment of premium and subject to all the terms of this endorsement, the Company agrees with the named insured as follows: I. BODILY INJURY OR PROPERTY DAMAGE LIABILITY COVERAGE The Company will pay on behalf of the insured, all sums which the insured shall become legally obligated to pay- as damages because of: bodily injury or property damage to which this insurance applies caused by an occurrence and arising out of the use by any person, other than the named insured, of a non -owned private passenger automobile in the business of the named insured, or arising out of the use in such business by an employee of the named insured of any non -owned commercial automobile'if the use of such commer- cial automobile is occasional and infrequent, and the Company shall have the right and duty to defend any suit against the insured seeking damages on account of such bodily injury or property damage, even if any of the allegation; of the suit are groundless, false or fraudulent, and may make such investigation and settlement of any claim or suit as it (Items expedient, but the Company shall not be obligated to pay any claim or judgment or to defend any suit after the applicable limit of the Company's liability has been exhausted by the payment of judgments or settlements. Exclusions This insurance does not apply: a. to liability assumed by the insured under auy contract or agreement; h. to any obligation for which the insured or any carrier as his insurer may be held liable under any workmen's compensa- tion, unemployment compensation or disability benefits law, or under any similar law; c. to bodily injury- to any employee of the insured arising out of and in the course of his employment by the insured, but this exclusion does not apply to any such injury arising out of and in the course of domestic employment by the insured unless benefits thereof are in whole or in part either payable or required to be provided under any workmen's compensa- tion law; d. to property damage to (1) property owned or being transported by the insured or (2) property rented to or in the care, custody and control of the insured, or as to which the insured is for any purpose exercising physical control, other than property damage to a resident or a private garage by a private passenger automobile covered by this insurance. II. PERSONS INSURED Each of the following is an insured under this insurance to the extent set forth below: a. the named insured; This Endorsement must be attached to Change Endorsement MLB -20 when issued after the Policy is written. Form MLB -222 (Ed. 10 -66) Page I of 2 P EMPLOYER'S NON - OWNERSHIP AUTOMOBILE INSURANCE ENDORSEMENT LIABILITY F.ouMLE -222 (Ed. 10 -66) SCHEDULE The limits of the Company's liability are on bt sis and for the amounts designated below: Limits of Liability ii'TRIES REQUIRED REREIN REFER TO T Bodily Injury $ -------------- Cga�Ig.i �( ARATIONS PAGE AND FORT( h yeD�'3 L Liability $ ICW — $j, Al C� _ $.2. BC2 AB .2(0) s EnTc'e.T ICW - ( ) t Property Damage $ — _—( each occurrefic'4. ATTACREJO);ance Premium Liability In consideration of the payment of premium and subject to all the terms of this endorsement, the Company agrees with the named insured as follows: I. BODILY INJURY OR PROPERTY DAMAGE LIABILITY COVERAGE The Company will pay on behalf of the insured, all sums which the insured shall become legally obligated to pay- as damages because of: bodily injury or property damage to which this insurance applies caused by an occurrence and arising out of the use by any person, other than the named insured, of a non -owned private passenger automobile in the business of the named insured, or arising out of the use in such business by an employee of the named insured of any non -owned commercial automobile'if the use of such commer- cial automobile is occasional and infrequent, and the Company shall have the right and duty to defend any suit against the insured seeking damages on account of such bodily injury or property damage, even if any of the allegation; of the suit are groundless, false or fraudulent, and may make such investigation and settlement of any claim or suit as it (Items expedient, but the Company shall not be obligated to pay any claim or judgment or to defend any suit after the applicable limit of the Company's liability has been exhausted by the payment of judgments or settlements. Exclusions This insurance does not apply: a. to liability assumed by the insured under auy contract or agreement; h. to any obligation for which the insured or any carrier as his insurer may be held liable under any workmen's compensa- tion, unemployment compensation or disability benefits law, or under any similar law; c. to bodily injury- to any employee of the insured arising out of and in the course of his employment by the insured, but this exclusion does not apply to any such injury arising out of and in the course of domestic employment by the insured unless benefits thereof are in whole or in part either payable or required to be provided under any workmen's compensa- tion law; d. to property damage to (1) property owned or being transported by the insured or (2) property rented to or in the care, custody and control of the insured, or as to which the insured is for any purpose exercising physical control, other than property damage to a resident or a private garage by a private passenger automobile covered by this insurance. II. PERSONS INSURED Each of the following is an insured under this insurance to the extent set forth below: a. the named insured; This Endorsement must be attached to Change Endorsement MLB -20 when issued after the Policy is written. Form MLB -222 (Ed. 10 -66) Page I of 2 0 Z Jo i 02RCT • (99-01 'p31 ZZZ-H•liq wjo j 'II uorlaas — slrogwgaR put :uors -njDxg aeajan� :DuedwoD Dill jsute9y uogDy `lwS ]o wlefD 'aoua]]noop jo ;uDAg Dill ut sagnu S'l ;Dinslll `umnuaaH :s3uawAEa A]Ejuamafddns :3uawas]opua sill; o; afquagddE pie II uoj;aas of .ifuo afq EDgddE suotsr:lo]d 9urmopoj ag•l, 'q A]ojl]]ay 'pouad Aa!tod {o (Z) gde]9tled put 'um1E9o]gnS fuontj(aanm� `.11pny pile uogoDdsul :uolsnpxH KSRI ]eM rluaalDS]opua sap 01 ajgeogdde Die .Sagod Dili {0 7I �!ue_ [ zroyaag col afgeagdde slro{s[no.ld 8ucn +of�of ally e II3�YS$S21t0'� 'SIHI b..I. 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(0) It is agreed that with respect to any operation described above or designated in the policy as subject to this endorsement, the insurance does not apply to bodily injury or property damage due to the rendering of or failure to render any professional service. This Endorsement must he attached to Change Endorsement MLB -20 when issued after the Policy is written. Form MLB -239 Md. 10 -66) a ® REAL ESTATE AGENTS ENDORSEMENT For ( MLB -244 This endorsement modifies such insurance as is afforded by the provisions of the policy relating to the following: SMP LIABILITY INSURANCE COMPREHENSIVE GENERAL LIABILITY INSURANCE It is agreed that the insurance applies to bodily injury or property damage arising out of the ownership, maintenance or use of (1) such part of any premises as is used by the insured for general office purposes, and (2) premises listed with the insured for sale or rental, including signs thereon; but the insurance does not apply to premises owned, operated, managed by, rented to or in the care, custody or control of the insured or as to which the insured acts as agent for the collection of rents or in any supervisory capacity. This Endorsement must be attached to Change Endorsement MLB -20 when issued after the Policy is written Form MLB -244 (Ed. 1"6) SMP COMPREHENSIVE CRIME COVERAGE ENDORSOENT Form 14LB -300 4.? SECTION III — CRIME COVERAGE Ed. 1 -7q This endorsement shall be attached to Policy No. of the Insurance Company. (herein called Company) The Insuring Agreements, General Agreements, Conditions and Limitations and other terms of this endorsement shall apply only as specified herein and none of the provisions, stipulations and other terms of the policy to which this endorsement is attached shall apply to insurance hereunder. DECLARATIONS Item 1. Effective Period: from noon on to noon on the (Month, Day, Year) effective date of the cancelation or termination of the policy to which this endorsement is attached, standard time at the P.O. Address shown in the policy to which this endorsement is attached as to each of said dates, unless this endorsement is canceled or terminated as hereinafter provided or in any other manner. Item 2. Table of Limits of Liability such termination or cancelation to be effective as of the time this Insuring Agreement IA Employee Dishonesty (Commercial Blanket) Coverage $ Insuring Agreement IB Employee Dishonesty (Blanket Position) Coverage $ Insuring Agreement II Loss Inside the Premises Coverage $ Insuring Agreement III Loss Outside the Premises Coverage $ Insurine Aereement IV Monev Orders and Counterfeit ParerLurrtncv Coverage $ REFER If added by endorsement: Insuring Agreement FORM ICW- 6.2.(0) Item 3. The liability of the Company is subject to the terms of the following endorsements attached hereto: Item 4. The Insured by the acceptance of this endorsement gives notice to the Company terminating or canceling prior bond(s) or policy(ies) No.(s) such termination or cancelation to be effective as of the time this endorsement becomes effective. The Company, in consideration of the payment of the premium, and subject to the Declarations made a part hereof, the General Agreements, Conditions and Limitations and other terms of this endorsement, agrees with the Insured, in accordance with such of the Insuring Agreements hereof as are specifically designated by the insertion of all amount of insurance in the Table of Limits of Liability of this endorsement, to pay the Insured for: INSURING AGREEMENTS EMPLOYEE DISHONESTY COMMERCIAL the Premises while being conveyed by a Messenger or any BLANKET COVERAGE armored motor vehicle company, or by theft while within the IA. Loss of Money, Securities and other property which the In- living quarters in the home of any Messenger. sured shall sustain, to an amount not exceeding in the aggregate MONEY ORDERS AND COUNTERFEIT the amount stated in the Table of Limits of Liability applicable PAPER CURRENCY COVERAGE to this Insuring Agreement IA through any fraudulent or dis- IV. Loss due to the acceptance in good faith, in exchange for honest act or acts committed by ally of the Employees, acting merchandise, Money or services, of any post office or express alone or in collusion with others. EMPLOYEE DISHONESTY BLANKET money rder, issued or ' any y purporting to have been Issued POSITION COVERAGE of post office express company, if such money order is not paid IB. Loss of \Money, Securities and other property which the In- to re-u presentation, u due to the acceptance to good faith in the regular course of business of counterfeit United States or Caua- sured shall sustain through any fraudulent or dishonest act or acts dean paper currency. committed by any of the Employees, acting alone or in collusion with others, the amount of insurance on each of such Employees DEPOSITORS FORGERY COVERAGE being the amount stated in the Table of Limits of Liability appli- V. Loss which the Insured or any bank which is included in the cable to this Insuring Agreement IB. insured's proof of loss and in which the insured carries a check - LOSS INSIDE THE PREMISES COVERAGE ing or savings account, as their respective interests may appear, II. Loss of Money and Securities by the actual destruction, dis- shall sustain through forgery or alteration of, on or in any check, appearance or wrongful abstraction thereof within the Premises draft, promissory note, bill of exchange, or similar written or within any Banking Premises or similar recognized places of promise, order or direction to pay a sum certain in money, made safe deposit, or drawn by or drawn upon the Insured, or made or drawn by Loss of (a) other property by Safe Burglary or Robbery within one acting as agent of the Insured, or purporting to have been the Premises or attempt thereat, and (b) a locked cash drawer, made or drawn as herembefore set forth, including cash box or cash register by felonious entry into such container (a) any check or draft made or drawn in the name of the In- within the Premises or attempt thereat or by felonious abstraction sured, payable to a fictitious payee and endorsed in the of such container from within the Premises or attempt thereat. name of such fictitious payee; Damage to the Premises by such Safe Burglary, Robbery or (b) any check or draft procured in a face to face transaction felonious abstraction, or by or following burglarious entry into with the Insured, or with one acting as agent of the In- the Premises or attempt thereat, provided with respect to damage sured. by anyone impersonating another and made or drawn to the Premises the Insured is the owner thereof or is liable for payable to the one so impersonated and endorsed by any - such damage. one other than the one so impersonated; and LOSS OUTSIDE THE PREMISES COVERAGE (c) any payroll check, payroll draft or payroll order made or III. Loss of Money and Securities by the actual destruction, dis- drawn by the Insured, payable to bearer as well as to a appearance or wrongful abstraction thereof outside the Premises named payee and endorsed by anyone other than the named while being conveyed by a Messenger or any armored motor Payee without authority from such payee: vehicle company, or while within the living quarters in the home whether or not any endorsement mentioned in (a) (b) or (c) be of any Messenger. a forgery within the law of the place controlling the construction Loss of other property by Robbery or attempt thereat outside thereof. This Endorsement must be attached to Change Endorsement MLB -20 when issued after the Policy is written. Form MLB -30D (Ed. 1 -71) Page 1 of 4 So Z 02Vd '• • (IL-1 'PH) 006-H•INi u1JaH .' 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(i) under Insuring Agreements II and III, to loss due to nuclear action, nuclear radiation or radio active contamination, or to any act or condition incident to any of the foregoing. DEFINITIONS Section 3. The following terms, as used in this endorsement shall have the respective meanings stated in this Section: "Money" means currency, coins, bank notes and bullion; and travelers checks, register checks and money orders held for sale to the public. "Securities" means all negotiable and non - negotiable instru- ments or contracts representing either Money or other property and includes revenue and other stamps in current use, tokens and tickets, but does not include Money. "Employee" means any natural person (except a director or trustee of the Insured, if a corporation, who is not also an officer or employee thereof in sonic other capacity) while in the regular service of the hlsured in the ordinary course of the Insured's business during the Effective Period of this endorsement and whom the Insured compensates by salary, wages or commissions and has the right to govern and direct in the performance of such service, but does not mean any broker, factor, commission mer- chant, consignee, contractor or other agent or representative of the same general character. As applied to loss under Insuring Agreement IA or IB the above words "while in the regular ser- vice of the Insured" shall include the first 30 days thereafter; subject, however, to Sections 15 and 16. "Premises" means the interior of that portion of any building which is occupied by the Insured in conducting its business. "Banking Premises" means the interior of that portion of any building which is occupied by a banking institution in conducting its business. "Messenger" means the Insured or a partner of the Insured or any Employee who is duly authorized by the Insured to have the care and custody of the insured property outside the Premises. "Custodian" means the Insured or a partner of the Insured or any Employee who is duly authorized by the Insured to have the care and custody of the insured property within the Premises, ex- eluding any person while acting as a watchman, porter or janitor. "Robbery" means the taking of insured property (1) by vio- lence inflicted upon a Messenger or a Custodian; (2) by putting him in fear of violence; (3) by any other overt felonious act committed in his presence and of which he was actually cognizant, provided such other act is not committed by a partner or Em- ployee of the Insured; (4) from the person or direct care and custody of a Messenger or Custodian who has been killed or ren- dered unconscious; or (5) under Insuring Agreement II, (a) from within the Premises by means of compelling a Messenger or Custo- dian by violence or threat of violence while outside the Premises to admit a person into the Premises or to furnish him with means of ingress into the Premises, or (b) from a showcase or show window within the Premises while regularly open for business, by a person who has broken the glass thereof from outside the Premises. "Safe Burglary" means (1) the felonious abstraction of in- sured property from within a vault or safe, the door of which is equipped with a combination lock, located within the Premises by a person making a felonious entry into such vault or such safe and any vault containing the safe, when all doors thereof are duly closed and locked by all combination locks thereon, provided such entry shall be made by actual force and violence, of which force and violence there are visible marks made by tools, explo- sives, electricity or chemicals upon the exterior of (a) all of said doors of such vault or such safe and any vault containing the safe, if entry is made through such doors, or (b) the top, bottom or walls of such vault or such safe and any vault containing the safe through which entry is made, if not made through such doors, or Fmm MLB -300 (Ed. 1.71) 4 (2) the felonious abstraction of such safe from within the Premises. "Loss ", except under Insuring Agreements IA, IB and V, in- cludes damage. LOSS CAUSED BY UNIDENTIFIABLE EMPLOYEE Section 4. If a loss is alleged to have been caused by the fraud or dishonesty of any one or more of the Employees covered under Insuring Agreement IA or IB, as the case may be, and the Insured shall be unable to designate the specific Employee or Employees causing such loss, the Insured shall nevertheless have the benefit of such applicable Insuring Agreement subject to the provisions of Section 2 (b) of this endorsement provided that the evidence submitted reasonably proves that the loss was in fact due to the fraud or dishonesty of one or more of the said Employees, and provided, further, that the aggregate liability of the Company for any such loss shall not exceed the Limit of Liability applicable to such Insuring Agreement. OWNERSHIP OF PROPERTY; INTERESTS COVERED Section 5. The insured property may be owned by the Insured, or held by the Insured in any capacity whether or not the Insured is li- able for the loss thereof, or may be property as respects which the Insured is legally liable; provided, Insuring Agreements II, III and IV apply only to the interest of the Insured in such property, includ- ing the Insured's liability to others, and do not apply to the interest of any other person or organization in any of said property unless included in the Insured's proof of loss, in which event the third paragraph of Section 8 is applicable to them. BOOKS AND RECORDS Section 6. The Insured shall keep records of all the insured property in such manner that the Company can accurately deter- mine therefrom the amount of loss. PRIOR FRAUD, DISHONESTY OR CANCELATION Section 7. The coverage of Insuring Agreement IA or IB Shalt not apply to any Employee from and after the time that the Insured or any partner or officer thereof not in collusion with such Employee shall have knowledge or information that such Employee has committed any fraudulent or dishonest act in the service of the Insured or otherwise, whether such act be committed before or after the date of employment by the Insured. If, prior to the issuance of this endorsement, any fidelity insur- ance in favor of the Insured or any predecessor in interest of the Insured and covering one or more of the Insured's Employees shall have been canceled as to any of such Employees by reason of the giving of written notice of cancelation by the insurer issuing such fidelity insurance whether the Company or not, and if such Employees shall not have been reinstated under the coverage of said fidelity insurance or superseding fidelity insurance, the Com- pany shall not be liable on account of such Employees unless the Company shall agree in writing to include such Employees within the coverage of Insuring Agreement IA or IB, as the case may be. LOSS; NOTICE; PROOF; ACTION AGAINST COMPANY Section 8. Upon knowledge or discovery of loss or of an occur- rence which may give rise to a claim for loss, the Insured shall: (a) give notice thereof as soon as practicable to the Company or any of its authorized agents and, except under Insuring Agree- ments IA or IB, and V, also to the police if the loss is due to a violation of law; (b) file detailed proof of loss, duly sworn to, with the Company within four months after the discovery of loss. Proof of loss under Insuring Agreement V shall include the instrument which is the basis of claim for such loss, or if it shall be impossible to file such instrument, the affidavit of the Insured or the Insured's bank of deposit setting forth the amount and cause of loss shall be accepted in lieu thereof. Upon the Company's request, the Insured shall submit to examination by the Company, subscribe the same, under oath if required, and produce for the Company's examination all per- tinent records, all at such reasonable times and places as the Company shall designate, and shall cooperate with the Company in all matters pertaining to loss or claims with respect thereto. No action shall lie against the Company unless, as a condition precedent thereto, there shall have been fill compliance with all the terms of this endorsement nor until ninety days after the required proofs of loss have been filed with the Company, nor at all unless commenced within two years from the date when the Insured dis- covers the loss. If any limitation of time for notice of loss or any legal proceeding herein contained is shorter than that permitted to be fixed by agreement under any statute controlling the construction of this endorsement the shortest permissible statutory limitation of time shall govern and shall supersede the time limitation herein stated. VALUATION — PAYMENT — REPLACEMENT Section 9. 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LIABILITY L 9132 G 209 (Ed. 11 -ee) REAL PROPERTY — LIABILITY — FIRE This endorsement modifies such insurance as Is afforded by the provisions of the policy relating to the COMPREHENSIVE GENERAL LIABILITY INSURANCE MANUFACTURERS' AND CONTRACTORS' LIABILITY INSURANCE OWNERS', LANDLCRDS' AND TENANTS' LIABILITY INSURANCE STOREKEEPER'S INSURANCE This endorsement, effective (12:01 A. M., standard time) issued to by FOR ENTRIES REQUIRED HEREIN REFER TO THE DECLARATIONS PAGE AND FORM ICW -Q.24) forms a part of policy No. ........... . ... ...................... ............._........................... .......... . ............ ... ... .............. Authorized Representative Rate Premium (per$100 of Limit) Limit of Liability Description of Property $ $ each occurrence It is agreed that the Property Damage Liability Coverage applies to properly damage to structures or portions thereof rented to or occupied by the named insured and described in this endorsement, including fixtures permanently attached thereto, if such property damage arises out of fire, subject to the following additional provisions: 1. With respect to the insurance provided by this endorsement, all of the exclusions of the policy,other than the Nuclear Energy Liability Exclusion (Broad Form), are deleted and replaced by the following: This insurance does not apply to liability assumed by the insured under any contract or agreement. 2. The limit of liability stated in this endorsement applies separately to the insurance under this endorsement and is in lieu of any other limit of liability stated in the policy. AUTHENTIC The Attaching Clause Deed be comple ly when this endorsement is issued subsequent to preparaiida of the ,policy) COMPREHENSIVE GENERAL LIpBI LI NSURANCE— MANUFACTURERS' AND CONTRACTORS' LIABILIT RANCE- OWNERS', LANDLORDS' AND TENANTS' LIABILITY INSURANCE LIABILITY Adv -3009 CONTRACTUAL LIABILITY INSURANCE (Blanket Coverage —Broad Form) This endorsement, effective t12:01 A. M , forms a part of policy No. „ standard time) issued to by ... I..I .......... .ihw;.... ....... alwe ........... ...._... Auiha rzed Aep�ese�nahva. L 9494 (Ed. 1 13) SCHEDULE The insurance afforded for contractual liability is only with respect to such of the following Coverages as are indicated by a specific premium charge applicable thereto. The limits of the company's liability against each such Coverage shall be as staled herein, subject to all the terms of this policy having reference thereto. Advance Limits of Liability Coverages each occurrence aggregate Premiums $ $ Contractual Bodily Injury Liability $ $ $ Contractual Property Damage Liability $ Total Advance Premium Advance Premiums Hates Premium Bases Code Designation of Contracts on File No or Nnown to the Company Bodily Injury Property Damage B. 1. P.D. (a) Per $100 of Cost (a) Cost do Per $1,00D of Sales Of Sales ENTRIES TFOR REQ THE Dc'CLAR IRED HEREIN R FER F 1 8.2,(0) TIGN� PAGE I ND I $ Is Total Advance B.I. and P.D. Premiums The following exclusions do not apply with respect to any "construction agreement ": The company, in consideration of the payment of the premium and subject to all of the provisions of the policy not expressly modified herein, agrees with the named insured as follows: I. COVERAGES— CONTRACTUAL BODILY INJURY LIABILITY CONTRACTUAL PROPERTY DAMAGE LIABILITY The company will pay on behalf of the insured all sums which the insured, by reason of contractual liability assumed by him under any written contract of the type designated in the schedule for this insurance, shall become legally obligated to pay as damages because of bodily injury or property damage to which this Insurance applies, caused by an occurrence, and the company shall have the right and duty to defend any suit against the insured seeking damages on account of such bodily injury or property damage, even if any of the allegations of the suit are groundless, false or fraudulent, and may make such investigation and settlement of any claim or suit as it deems expedient, but the company shali not be obligated to pay any claim or judgment or to defend (1) any arbitration proceeding wherein the company is not entitled to exercise the insured's rights in the choice of arbitrators and in the conduct of such proceedings, or (2) any suit after the applicable limit of the company's liability has been exhausted by oavment of iadaments or settlements. Exclusions This insutance does not apply'. (a) to liability assumed by the insured under any incidental contract; (b) (1) if the insured is an architect, engineer or surveyor, to bodily injury or property damage arising out of professional services performed by such insured, including (i) the preparation or approval of maps, drawings. opinions, reports, surveys, change orders, designs or specifications, and (ii) supervisory, inspection or engineering services; f2) if the indemniiee of the insured is an architect, engineer or surveyor, to the liability of the indemniiee, his agents or employees, arising out of (i) the preparation or approval of maps, drawings, opinions, reports, surveys, change orders, designs or specifications, or 00 the giving of or the failure to give directions or Instructions by the indemniiee, his agents or employees, provided such giving are failure to give is the primary cause of the bodily injury or property damage; (c) to bodily injury or property damage due to war, whether or not declared, civil war, insurrection, rebellion of revolution of to anY act or condition incident to any of the foregoing; (d) to bodily injury or property damage for which the indemnitee may be held liable (over) 0 ums!A!p Ielu9ww8n08 a 01 An3az!p jlwaJ pue wal! alezedas a se 13aII03 sz9410 vans pue pansm paweu ayl go!ym saxel uegl iaglo 'saxel sapnlou! pue 'i!edai in Bummias 'uogellmsw zol pouad A3god ail Huunp paHiega pue pouad Aogod au Huunp palnqujs!p in plos sISnpwd pue spio8 pe iol aweu s!g zapun 8u!peil szaglu Aq in pamsw paweu aqj Aq pa8ze4o Aauow to Iunowe ssoa ail sueaw „sales„ piom aq 'Z alnpagos ayj w pappA aie suo!sn!3xa vans ssalun'Aldde (d) in (o) suorsnlaxa ga!gm of suo!leiado Aue 10 lsoo aqj apn!3m jou Ilegs 11 -anp in pled 'apew s6o!ss!wwo3 in sasnuoq 'saauemolle 'saai Ile 8u!pnl3ui szaglo in 'pamsw aqj Aq pags!wn1 jaglaym 'Hiom gons In uognmxa aqj u! asn zo1 p0)aA!Iap zo pasn 'pags!wn1 luawd!nba pue sleuajew 'zogel Ile to lsoo qq sapnl3u! 11 'pansu! aqj Aq sl3ezjuo3 vans zapun pawnsse s! 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Apadozd (S) in'pamsu! aqj Aq pasn Alzadozd (Z) 'pansut ail of paluaz in Aq pav:16DO zo paumo Alzadozd (1) o1 a8ewep Apadad of (8) :joafmtl aqj w paBe8ua uog - ez!ue8io zo uoszad zaglo Aue in Aluvilne 3ggnd pq Aq um13e ue q Aldde Iou saop uo!solm s!gl laq'Aluoglne 3ggnd a zol loafoud a In ino 8u!sue a8ewep Apadozd in Amlm Appoq zol Aimilauaq Aped pnyj a Aq puil 3 e uo uog3e ve ul algeg play aq Am pains in gq g3!gm 101 uvge8gg0 hue 01 (1) :Mel zepwls Aue zapun 30'mej sjgauaq Alg!ges!p zo uog - esuadwoo 1vawAoldwaun 'uogesuatlwo3 s uawgmm Aue zapun algeq play aq Auto zansm s!4 se zauze3 Aue in pansui ail g3!gm zol uoge8ggo Aue oI (a) tanoge (Z) w paqu3sap zossal in zaumo ue se aapuwapu! aqj 10 Appgeq of 13adsaz ql!m Aldde jou saop ucnsn13xa s!il to (!) lied Inq 'uoszad Aue In uogemolw ail 01 sajnquim in sasnea gzmgm zo logo3le In a3uanpui aqf zapun uoszad a of za zoww a of aBezaAaq 3110g031e Aue So 8u!A18 z0 Ew!AJ9S '8uglas aqj jo uoseaz Aq (p) zo 98e13naq mgogo3le Aue le asn in mInquisip'11!8'ales Bull of 8mu!epad uml - eln8az 10 ampu!pzo'ainjejs Aue '10 uogelom aqj 10 asneoaq 30 Aq p) pasodw! s! Appgep g3ns p 'sasoand gons 101 pasn sas!wazd 10 zossal zo zaumo ue so 'pa8eoua os IOU p (Z) 10's38ez9n2q 3gogo3le 2timias in 8u4las 1uipwpzls!p 'Bupapelnuew In ssau!snq aqj ul pahha u01jez!ue8zo zo uoszad a se (1) (The Attaching Clause need be coi* only when this endorsement is issued subsequent to prepa0 of the policy.) LIABILITY L9486 Adv.3005 ( BROAD FORM PROPERTY DAMAGE ENDORSEMENT (Including Completed Operations) This endorsement modifies such insurance as is afforded by the provisions of the policy relating to the following: COMPREHENSIVE GENERAL LIABILITY INSURANCE CONTRACTUAL LIABILITY INSURANCE This endorsement, effective (12:01 A. M.,-standard time) issued to by FOR ENTRIES REQUIRED HEREIN REFER TO THE DECLARATIONS PAGE AND FORM ICW- B.2.(0) Classifications forms a part of policy No. Representative It is agreed that the insurance for property damage liability applies, subject to the following additional provisions: A. The exclusions relating to property damage to (1) property owned, occupied or used by or rented to the insured or in the care, custody or control of the insured or as to which the insured is for any purpose exercising physical control and (2) work performed by or on behalf of the named insured arising out of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith, are replaced by the following exclu- sions (y) and W: (y) to property damage (1) to property owned or occupied by or rented to the insured, or, except with respect to the use of elevators, to property held by the insured for sale or entrusted to the insured for storage or safekeeping, (2) except with respect to liability under a written sidetrack agreement or the use of elevators to (a) property while on premises owned by or rented to the insured for the purpose of having operations performed on such property by or on behalf of the insured, IN tools or equipment while being used by the insured in performing his operations, (c) property in the custody of the insured which is to be installed, erected or used in construction by the insured, (d) that particular part of any property, not on premises owned by or rented to the insured, li) upon which operations are being performed by or on behalf of the insured at the time of the property damage arising out of such operations, or (it) out of which any property damage arises, or (iii) the restoration, repair or replacement of which has been made or is necessary by reason of faulty workmanship thereon by or on behalf of the insured; (z) with respect to the completed operations hazard and with respect to any classification stated above as "including completed operations ", to property damage to work performed by the named insured arising out of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith. B. The insurance afforded by this endorsement shall be excess insurance over any valid and collectible property insurance (including any deductible portion thereof) available to the insured, such as but not limited to Fire and Extended Coverage, Builder's Risk Coverage or Installation Risk Coverage, and the "Other Insurance" Condition is amended accordingly. AUTN �"',,• COVERAGE PART •. LIQUOR LIABILITY INSURANCE For attachment to Policy to complete said policy. L 9492 (Ed. 1 73) SCHEDULE The insurance afforded is only with respect to the following Coverage as indicated by specific premium charge. The limit of the company's liability against such Coverage shall be as stated herein, subject to all the terms of this policy having reference thereto. I. COVERAGE X — LIQUOR LIABILITY The company will pay on behalf of the insured all sums which the insured shall become legally obligated to pay as damages because of injury to which this insurance applies, sustained by any person if such liability is imposed upon the insured by reason of the selling, serving or giving of any alcoholic beverage at or from the insured premises, and the company shall have the right and duty to defend any suit against the insured seeking such damages, even it any of the allegations of the suit are groundless, false or fraudulent, and may make such investigation and settlement of any claim or suit as it deems expedient, but the company shall not be obligated to pay any claim or judgment or to defend any suit after the applicable limit of the company's liability has been exhausted by payment of judgments or settlements. Exclusions This insurance does not apply: (a) to any obligation for which the insured or any carrier as his insurer may be held liable under any workmen's compensation, unemployment compensation or disability benefits law, or under any similar law: (b) to bodily injury to any employee of the insured arising out of and in the course of his employment by the insured or to any obligation of the insured to in- demnify another because of damages arising out of such injury; (c) to injury arising out of any alcoholic beverage sold, served or given while any license therefor, required by law, is suspended or after such license expires. is cancelled or revoked; Of to bodily injury or property damage arising out of the named insured's products or reliance upon a representation or warranty made at any time with respect thereto; but this exclusion does not apply to bodily injury or property damage for which the insured or his indemnitee may be held liable if such liability is imposed (1) by, or because of the violation of, any statute, ordinance or regulation pertaining to the sale, gift, distribution or use of any alcoholic beverage, or (2) by reason of the selling, serving or giving of any alcoholic beverage to a minor or to a person under the influence of alcohol or which causes or contributes to the intoxication of any person. II. PERSONS INSURED Each of the following is an insured under this insurance to the extent set forth below: (a) if the named insured is designated in the declarations as an individual, the person so designated and his spouse; (over) Advance Premium Limits of Liability Coverage thousand dollars each common cause X— Liquor Liability $ thousand dollars aggregate Form numbers of endorsements attached at issue $ Total Advance Premium Advance Premium Rate Premium Basis Code Description of Hazards Designated Insured Premises Liquor Liability FOR ENTRIES REQUIRED HEREIN REFER TO THE DEC ARATIONS PACE AND FORM ICW - B.1, CW - B.2, ICW - B.2(0), ICW - B.1(A I or ICW - B -2(A), (WHICHEVER IS ATTACHED). Receipts When used as a premium basis: ,.receipts" means gross amount of money charged by the named insured or by others during the policy period for the sale of all alcoholic beverages, and of other beverages used in connection therewith, including taxes, except taxes which the named insured collects as a separate item, and remits directly to a governmental division, for which accurate records are maintained apart from other receipts. I. COVERAGE X — LIQUOR LIABILITY The company will pay on behalf of the insured all sums which the insured shall become legally obligated to pay as damages because of injury to which this insurance applies, sustained by any person if such liability is imposed upon the insured by reason of the selling, serving or giving of any alcoholic beverage at or from the insured premises, and the company shall have the right and duty to defend any suit against the insured seeking such damages, even it any of the allegations of the suit are groundless, false or fraudulent, and may make such investigation and settlement of any claim or suit as it deems expedient, but the company shall not be obligated to pay any claim or judgment or to defend any suit after the applicable limit of the company's liability has been exhausted by payment of judgments or settlements. Exclusions This insurance does not apply: (a) to any obligation for which the insured or any carrier as his insurer may be held liable under any workmen's compensation, unemployment compensation or disability benefits law, or under any similar law: (b) to bodily injury to any employee of the insured arising out of and in the course of his employment by the insured or to any obligation of the insured to in- demnify another because of damages arising out of such injury; (c) to injury arising out of any alcoholic beverage sold, served or given while any license therefor, required by law, is suspended or after such license expires. is cancelled or revoked; Of to bodily injury or property damage arising out of the named insured's products or reliance upon a representation or warranty made at any time with respect thereto; but this exclusion does not apply to bodily injury or property damage for which the insured or his indemnitee may be held liable if such liability is imposed (1) by, or because of the violation of, any statute, ordinance or regulation pertaining to the sale, gift, distribution or use of any alcoholic beverage, or (2) by reason of the selling, serving or giving of any alcoholic beverage to a minor or to a person under the influence of alcohol or which causes or contributes to the intoxication of any person. II. PERSONS INSURED Each of the following is an insured under this insurance to the extent set forth below: (a) if the named insured is designated in the declarations as an individual, the person so designated and his spouse; (over) '4 • '* • • Aagod agl'lo s1mi aqJ to uoysneq -xa aql 1ol lnq papioge aq pinom 10 'Aq papio))e asimiaglo si aouemsui golgm of pasty 41!m A1nfw Aue of Aldde you saop ped sigl Aq paplolle aauwnsul aql aauelmul Alipgeil 18410 — a8e1ae00 to uoilepwll '8 uoglpuoa „pnS 10 wiela 'aauwm330 to Juan] 041 w sagn0 s,pamsu!„ agl gllm 90uepmaae w pelmul aql to llegaq uo 10 Aq uaAl2 aq pegs aogou uallum sm000 Ainful ue uagM pnS 10 wlel3 'Amful to luaA3 aql ul sagno s,pwnsul tl SNOI110NO3 lVN0I1100V luA 'pouad Iona pea 0l Alaleledas AJdde Begs Algygeq 10 lywg 21e8a188e aql (0) :Aagod sigl Jo lied a wlol of panssi luawaslopua Aq palels aq pegs sales papuawy sueld 8w1e1 pue salni s Auedwoa aql 4l!m aoueploaae w 'spouad lenuue pllgl pue pumas aql 1o) luawpuawe of laafgns we sales aql (q) 'spouad lenuue aegnaasuoo aaigl to pasudwoo si pouad Aagod aql (e) :sveaA amyl to pouad a 1ol panssi sl Aogod sigl l! :Aagod 1eaA 08141 :smogol se peal of papuawe sl uoglpuo0 Aagod 1eaA aalgl aql aauelnsul sigl 01 aaualalw w pasn uagM NOIlI0NO3 03ON31MY 1A 'ssol aql 01 algealidde aauwns -w algg391100 pue pgeA laglo ou seq pamsw paweu aql (Z) pue uoglsinbae gans rage sAep 02 wypm AuedWOa aql saggou palmw paweu aqJ m 11 sa8elanaq agogoale 8wAi8 10 8wA1as '8uglas '8ulynqulslp 'Euunpupu ew w asn iol pouad Aagod aql 8uunp sannboe pamsw paweu aqJ gwgm saslwa)d Aue (q) 'pue lalnpayas aql w paleugisap saslwald aql (e) :sueaw ,saslwald palnsul„ sagdde aouemsul slgl golym of tinful to asneaaq algeAed ale golgm 'Apadad to asn Jo sso! 1o'pod din s to sso! 311H3Hlfitl 'sa0lAlas 10 sso! 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(a) 'yans se Alglgeg sly of Joadsw 4l!m Aluo !nq loalagl lagwaw 10 gauped Aue pue paleu8lsap os wnluaA lino) 10 dlgvauped a41 'wnluaA lulof 10 dlyvauped a se suoilempap aql ul paleu8lsap sl pwasul paweu aql li (q) A 6 A G R E E M E N T Use of Computer - N. A. Croy 0 THIS AGREEMENT is made between the CITY OF NEWPORT BEACH, a municipal corporation, hereinafter referred to as "NEWPORT BEACH" and N. A. CROY, 18687 Redwood, Fountain Valley, California, hereinafter referred to as "CROY." W I T N E S S E T H WHEREAS, Newport Beach owns a computer and there is time for use of said computer, which will not conflict with Newport Beach's use of said computer; and WHEREAS, Newport Beach desires to share the use of said computer; and WHEREAS, it is recognized that the sharing of the use of such computer will be advantageous to both parties to this agreement; and WHEREAS, it is in the public interest to permit the computer owned by Newport Beach to be utilized to its fullest capacity; NOW, THEREFORE, in consideration of the mutual covenants, conditions, agreements and stipulations hereinafter expressed, the parties hereto hereby agree as follows: 1. Newport Beach will make available to Croy said computer, at such times and under such conditions as are deemed appropriate by Newport Beach. 2. Newport Beach will bill Croy and Croy will pay Newport Beach for the use of said computer at the rate of Fifteen Dollars ($15.00) per CPU hour. 3. Newport Beach will bill Croy once each month, which amount will become due and payable within ten (10) days after depositing said bill in the U.S. Mail. -1- 4. Time for computer use by Croy will be made available, subject to prior approval by the City of Newport Beach, as provided below, between 9:00 P.M. and 8:00 A.M. of the following day, and on holidays and weekends. 5. Croy may purchase from Newport Beach such materials, including standard form, cards and the like, at Newport Beach's cost. 6. Croy will provide his own operator for the use of the computer hereunder, and all personnel of Croy who may be required to enter Newport Beach's computer room shall have received the prior written approval of Newport Beach. 7. Croy will schedule work with the computer, subject to prior approval by Newport Beach, with a minimum of three (3) days' advance notice. 8. Newport Beach will provide twenty five (25) CPU hours at no charge to Croy to set up the operation of the computer. 9. Croy may store disk packs, program decks and other materials to be used under this Agreement in Newport Beach's computer room, subject to such space limitations and time limitations as may be reasonably imposed by Newport Beach, and will remove same on 5 days notice. computer. 10. Croy may use only CFI or CRM disk packs on said 11. Croy agrees to hold harmless Newport Beach, its officers, agents and employees, from any bodily injury, personal injury, death, or property damage which may arise out of the per- formance of this agreement. Croy shall provide Newport Beach with evidence of insurance in such form and amount as may be approved by the City Attorney of Newport Beach which shall name Newport Beach as an additional insured, which shall provide that the insurance so provided will be primary insurance and not contributing with any other insurance available to Newport Beach under any third party liability policy. -2- 6 9 12. This Agreement shall run on a month -to -month basis and may be terminated by either party by giving at least thirty (30) days' written notice prior to date of termination. 13. This Agreement shall take effect and shall become operative when executed by the parties hereto. IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be made and execute on this 1.3 TH day of ATTEST: CI.TY OF NEWPORT BEACH a municipal corporation City Clerk IN lam?. By: r�r�►. -3- PO O.' x:307 Sant- a nia, Ca, G. 'o .CrO; er Corona Cal -.ar IDS A�Cy., PC nox 273,Corona del liar, Ca,92625 r-. .. INSURED'S NAME AND MAILING ADDRESS , Croy, :ilorvin All ert 3I lb�.c 7 Redwood, Fountain Valley, Call-" f. L J W-j -, i' " 9 MIN E INSURED'S BUSINESS /OCCUPATION B0 oi-71:e e_ ing LOCATION OF RISK F, am, e PENDING ISSUANCE OF A POLICY; and in consideration of the stipulation herein contained, the Company listed below is hereby bound to the insured for a maximum of 30 a s, d fewer if so stipulated under "days effective," from, 1 2' km; (standard time) on the effective date until �M:.(standard time) on -t(ie date of expiration. .EFFECTIVE DATE April d., 1 07 DAYS EFFECTIVE Thitty (30) NAME OF INSURANCE COMPANY Tr GLtrance On of the InTPGt TYPE.OFCOVERAGE: ()F4�iF -PFT' JrCln t 00 r9in« nffica liability, $3 000 combined sincle limit on comorehensive general liabilitv form, etc. POLICY LIMITS /AMOUNTS LIABILT_TY: A-4nn n DESCRIPTION /REMARKS : OTHER: (FIRE, CASUALTY, MARINE) Also including contractural liability, blanket coverage broad form, naming Newaort Beach Calif., (City o €) as an also insured. 'Irne binder is issued with instinction and permission of the general agent acting for Insurance Company of the West. NAME OF MORTGAGEE (IF ANY) It is expressly stipulated that this binder is issued subject to all the terms and conditions of the policy regularly issued by the Company in the state in which the operation or .property is located, which policy is hereby made a part hereof to the same extent as .if fully set forth herein; and to the payment of such premium as maybe found to be due to this Company, which *premium, in the event of loss before expiration of this binder, shall be fixed at the full annual premium for the 'sum insured. It is a condition of this binder that whenever the Policy of this Company is issued in lieu of its undertaking under this binder, its obligations hereunder shall cease and be void; provided, however, that this binder shall not continue in force beyond the expiration date stated herein. In no event shall this binder continue in force beyond. thirty (30) days from the effective date of this binder. This binder is made and accepted subject to the foregoing stipulations and condi- tions and shall not be valid unless countersigned by the duly authorized agent of this Company. This Binder may be cancelled at any time by the Insured by its surrender to the Company or to this agent, or by giving notice to the Company or to this.agent when thereafter the cancellation shall be effective. The Binder may be cancelled by the Company, or by this agent in behalf of the Company, by mailing to the Insured, at the address shown above, written notice stating when not less than ten (10) days thereafter such cancellation shall be effective. The :nail - ing of notices as aforesaid shall be sufficient notice. The effective date of cancellation stated in the notice shall become the end of the binder period. Delivery of written notice shall be equivalent to mailing. When more than one Company is named in this binder, the above stipulations apply separately to each Company. COUNTERSIGNED on the effective date shown above at: 1 Insurance 0enev, lNOt apyneaEle C FOna del liar, Calif, by Joi17V. ?Ol:er gy E t INSURED'S COYY h $ Each Person ❑ BODILY INJURY LIABILITY Each ` S Occurrence • PROPERTY DAMAGE LIABILITY $ Occurrence • MEDICAL PAYMENTS $ Each Person • SINGLE LIMIT $ �' Occurrence ❑ $ DESCRIPTION /REMARKS : OTHER: (FIRE, CASUALTY, MARINE) Also including contractural liability, blanket coverage broad form, naming Newaort Beach Calif., (City o €) as an also insured. 'Irne binder is issued with instinction and permission of the general agent acting for Insurance Company of the West. NAME OF MORTGAGEE (IF ANY) It is expressly stipulated that this binder is issued subject to all the terms and conditions of the policy regularly issued by the Company in the state in which the operation or .property is located, which policy is hereby made a part hereof to the same extent as .if fully set forth herein; and to the payment of such premium as maybe found to be due to this Company, which *premium, in the event of loss before expiration of this binder, shall be fixed at the full annual premium for the 'sum insured. It is a condition of this binder that whenever the Policy of this Company is issued in lieu of its undertaking under this binder, its obligations hereunder shall cease and be void; provided, however, that this binder shall not continue in force beyond the expiration date stated herein. In no event shall this binder continue in force beyond. thirty (30) days from the effective date of this binder. This binder is made and accepted subject to the foregoing stipulations and condi- tions and shall not be valid unless countersigned by the duly authorized agent of this Company. This Binder may be cancelled at any time by the Insured by its surrender to the Company or to this agent, or by giving notice to the Company or to this.agent when thereafter the cancellation shall be effective. The Binder may be cancelled by the Company, or by this agent in behalf of the Company, by mailing to the Insured, at the address shown above, written notice stating when not less than ten (10) days thereafter such cancellation shall be effective. The :nail - ing of notices as aforesaid shall be sufficient notice. The effective date of cancellation stated in the notice shall become the end of the binder period. Delivery of written notice shall be equivalent to mailing. When more than one Company is named in this binder, the above stipulations apply separately to each Company. COUNTERSIGNED on the effective date shown above at: 1 Insurance 0enev, lNOt apyneaEle C FOna del liar, Calif, by Joi17V. ?Ol:er gy E t INSURED'S COYY h RESOLUTION NO. 9' A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF NEWPORT BEACH AUTHORIZING THE MAYOR AND CITY CLERK TO EXECUTE AN AGREEMENT BETWEEN THE CITY OF NEWPORT BEACH AND N. A. CROY IN CONNECTION WITH USE OF THE CITY COMPUTER WHEREAS, there has been presented to the City Council of the City of Newport Beach a certain agreement between the City of Newport Beach and N. A. Croy in connection with use of the City computer; and WHEREAS, the City Council has considered the terms and conditions of said agreement, and found them to be fair and equitable and in the best interests of the City; NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Newport Beach that said agreement above described is approved, and the Mayor and City Clerk are hereby authorized and directed to execute the same on behalf of the City of Newport Beach. ADOPTED this 12th day of May , 1975. Mayor ATTEST: City Clerk DDO /bc 5/12/75