HomeMy WebLinkAboutC-2257 - Primary Coverage, Comprehensive Public Liability Insurance, Excess Coverage 81-82• CITY OF NEWPORT BEACH (3g)
OFFICE OF THE CITY MANAGER
APRIL 2, 1984
TO: MAYOR AND CITY COUNCIL
FROM: City Manager
COUNCIL AGENDA ITEM F -3(B)
SUBJECT: .PUBLIC LIABILITY INSURANCE; POLICY RENEWAL 1984 -1985
BY THE CITY COUNCIL
CITY OF NEWPORT BEACH
APR 0 91984
APPROVED
Mr. Michael Bogen, of Cal - Surance Inc., became the City's Broker of Record at the
inception of policy year 1981/1982 when Council accepted his proposal of insurance
for the City's general liability coverage, which was placed with the Canadian In-
demnity Insurance Company, primary carrier, and Protective National Insurance Co.,
excess carrier. This proposal resulted in a $24,620.00 reduction in premium over
the previous year and, at the same time, an increase in limits of coverage from
$10,000,000.00 to $15,000,000.00 per occurrence. The policy of insurance provided
for a three year period of coverage with a loo guaranteed limit on annual premium
increases.
Irrespective of this provision, Mr. Bogen was able to negotiate further reductions
of $8,000.00 and $10,000.00 respectively, in the following two years, and an increase
in coverage limits to $20,000,000.00.
The Canadian Indemnity Insurance Company has declined to write municipal business
in the current year. Mr. Bogen has proposed renewal with the Twin City Fire In-
surance Company (rated A +:XV) for primary insurance coverage of $900,000.00 excess
of $100,000.00 self - insured retention, and the Chicago Insurance Company rated
(A +:XII) for excess coverage of $19,000,000.00 above the primary layer. The pre-
mium for this offering will be $43,595.00 which represents an increase of $;,470.00
over the previous policy year. Considering the state of the insurance market, this
increase is deemed by Staff to be appropriate.
The Staff recommends that Council authorize Cal - Surance to renew the City's public
liability insurance policies in the amount of $43,595.00 as specified. Further,
that the City Manager be authorized to renew insurance policies for subsequent
policy years so long as the cost for such insurance is within the amount budgeted
and approved for that fiscal year.
ROBERT L. WYNN
(�rl )
WpORT BEAGE
GIrZ OF NE 4 SAGER
OY TgE CIZ (d1
oFpl� Mazch 22, 19x2 COCIL AGEA I2Et�
GOCIL cZ 2 1962
ANA CI t i �QQ
N u_.CA`�•� 83 1tY
yOR a C11 C.0 per" "NgWt+I' 1 lc liabil tonal
T0. CitY �na%ec BY {� I� zehensivep %lt Otivs on eiates>
FROM' 31:1 tact f °z at °azz 1 Iode�nituza'ace Assoc
pIIBLIO S ed p
Ott anY+ 4zlIndastz �oug�' Ga1_S ch
SUg3EG2:' Council Int9 c om4 ez 000 dp00 00 thz zetentl °n olicY
ch 1gfi1, d f t excess of $15+ sutaace tog the eases
ins Yan ee CO am is of covezage 00 +p00 0o uzze O that s 4 emth ee Yeaz
Ic ztie +S zan e bzOkers ovides jot p0 Jot al a 4tovi the following in the 13 1pt
Inc > insuzazLC stio4 loss ow ze X58,1 10% ea h Yeaz fpz h zenewa 11 i 1983• 1C
this and a m costs pze than Gitj wit to A4z ,s 4ubl. the 4
Cl z�ld be 11n1 ed to nO m has 4ze eY od A4 11 1+ 19ae +tO zenee f ed bs 4uet't +ea
wOU iod• es> Inc., 'PO 4 1 Suzan 00 as s4 fpz su t budget
4Ga1�Suz ao° $5 s 150 00 fpz the until auta o rit fins za 0is w;tlhj- the amOUn the
5ao,ot off zeCO�e'de 4f . jes ° i2 dz to te such e-. suzance
i su st ila e staf zan be a °
liabi tte GitY soa log as is al Yeaz
that eats that
policy zoned fpz
and ap4 Cf`L M� WyNN
ROBERT L
EXCESS LIABILITY POLICY
DECLARATIONS _ PART S XGL I YI `54-41
1
Renewal of Number
THE PROTECTIVE NATIONAL. INSURANCE
COMPANY OF OMAHA
A Capital Stock Company A Drum Financial Corporation Affiliate
Omaha, Nebraska 68102
DECLARATIONS
Item 1. Named Insured and P. 0. Address (No., Stfeet,Town, County, State)
.City of Newport Beach
3300 Newport B1Vd. GLOBAL SURPLUS INSURANCE
Newport Beach., California 92663 3325 WERHI EeW EVARD
Item 1. Policy Period: Los ANGELES, CA 90010
From April 1, 1981 To April 1, .1982 (2131386 1200
12:01 A. M., standard time at the address of the named Insured as stated herein.
Item 3. The location of the premises and the applicable limits of liability are specified in the Coverage Form(s) attached to and forming part
of this policy.
PREMIUM Numbers of forms and endorsements attached to the pol icy:
$ 17,000 PN 8947 Schedule
End. # 1, 2, 3, 4
E 17,000 Total Premium
Item4. If the Policy Period is more than one year and the premium is to be paid in installments, premium installments of (enter below)
$ each are payable on the effective date of this policy and the first and second anniversaries thereof.
item s. During the last five years the Insured has not sustained or received indemnity for any loss of the kind covered hereby, unless other-
wise stated herein:` (enter below)
Item 6. During the last five years no insurer has canceled insurance issued to the Insured against loss covered hereby, unless otherwise
stated herein:
Item 7. No other insurance issued to the Insured is in force which covers loss covered hereby, unless otherwise stated herein:* (enter below)
Item 8. By acceptance of this policy the Insured agrees that any prior policy herein designated is canceled as of the time this policy be-
comes effective:
"Absence of an entry means "No Exceptions ".
'?U 111191 GS /nel y Authorized Represenro >ive
PIN 8947
• EXCESS LIABILITY SCHEDULE 0
I. Hazards Covered Following Form Excess General Liability, Automobile Liability,
Errors & Omission, Personal Injury
2. Premium (a) Provisional or Deposit Premium b
(h) Minimum Premium S 17,000 Flat
(c) Basis of Adjustment N/A
3. rx) Primary Insurers) A (Names) Canadian Indemnity CO.
aGXiIG3Is}[4DC@L € xpe) B (Names) Central National
T ;-4,- ,.r t ;,,r,:nr.. (Iufimate Net Loss) (to beset forth in words as well as figures)
5. Identification details and Policy Numbers
limits carried under 3(a) 3(a) T B A
and 3(b) above 3(b) CNA 63537
6. Notification of Claims to:— GLOBAL SURPLUS INSURANCE SERVICES, INC.
Attaching to and forming part of Policy.
Dated
5 -11 -81 GS /ncl
PN 8947
Limits
See End. # 2
$5,000,000 CSL
THE PROTECTIVE NATIONAL INSURANCE
COM NY OF/ ,U HA
By
GLOBAL SURPLUS INSURANCE SERVICES, INC.
Each Person
Each Occurrence
Aggregate
Not applicable
Not applicable
Not applicable
Bodilv
Injury
ai
Primary
-%
Not applicable
Not applicable
and
Property
Underlying
Damn e
g'
Excess
Limit(s)
Bodily
i' %/ i/
Qi3EH1YeX�74Lb}CXIHX#%X
Injury and
Property
Damage
� /�ji /� %
SEE EN
# 1
Combined
Not applicable
Not applicable
Not applicable
Bodily
Injury
lot applicable
Not applicable
b)
Property
- "
Total
Damage
Limit(s)
Bodily
Not applicable
Not applicable
Inju y and
= =
Property
=
Damage
Combined
=
Bodily
/c)
Injury and
Excess
Property
-
SEE EN
# 1
Damage
Lunut(s)
Combined
5. Identification details and Policy Numbers
limits carried under 3(a) 3(a) T B A
and 3(b) above 3(b) CNA 63537
6. Notification of Claims to:— GLOBAL SURPLUS INSURANCE SERVICES, INC.
Attaching to and forming part of Policy.
Dated
5 -11 -81 GS /ncl
PN 8947
Limits
See End. # 2
$5,000,000 CSL
THE PROTECTIVE NATIONAL INSURANCE
COM NY OF/ ,U HA
By
GLOBAL SURPLUS INSURANCE SERVICES, INC.
PROTECTIVE NATIONAL INSURANCE CO. OF OMAHA
i
No
1
ENDORSEMENT
To Policy No.XGL180 -54 -41
Effective Date April 1, 1981
Named Insured City Qf Np.N8mort Beach ❑ ADDITIONAL
❑ RETURN PREMIUMS Incl.
LIMITS OF LIABILITY
Primary Limits
A. See End. # 2
B. $5,000,000 CSL
Excess Limits
A. $9,000,000 each Occurrence and.Aggregate where applicable.
B. $5,000,000 each Occurrence and Aggregate.
NOTHING HEREIN CONTAINED SHALL BE HELD TO VARY, ALTER, WAIVE OR EXTEND ANY OF THE TERMS, CONDITIONS, OR
LIMITATIONS OF THE POLICY TO WHICH THIS ENDORSEMENT IS ATTACHED OTHER THAN AS ABOVE STATED.
5 -11 -81 GS /ncl
GS -105 7/80
GLOBAL SURPLUS INSURANCE SERVICES, INC.
BY
Authorized Representative
r
PROTECTIVE NATIONAL INSURANCE CO. OF O\IAHA
Named Insured CITY OF NEWPORT BEACH
• ENDORSEMENT
No. 2 To Policy No.XGL 180 -54 -41
Effective Date April 1, 1981
❑ ADDITIONAL
El RETURN PREMIUM $ Incl.
(3a) LIMITS
$1,000,000 ANY ONE OCCURRENCE LESS THE INSURED'S
RETAINED LIMIT AS SPECIFIED IN PRIMARY COVER,
ARISING OUT OF BODILY INJURY LIABILITY, PERSONAL
INJURY LIABILITY, PROPERTY DAMAGE LIABILITY, OR
ERRORS 8 OMISSIONS LIABILITY.
NOTHING HEREIN CONTAINED SHALL BE HELD TO VARY, ALTER, WAIVE OR EXTEND ANY OF THE TERMS, CONDITIONS, OR
LIMITATIONS OF THE POLICY TO WHICH THIS ENDORSEMENT IS ATTACHED OTHER THAN AS ABOVE STATED.
5 -11 -81 GS /ncl
GLOBAL SURPLUS INSURANCE SERVICES. I \C.
BY
Auth0r'4ed Reoresema,,v
GS 105 7,80
PROTECTIVE NATIONAL INSUWCE CO. OF OMAHA •
No. 3 To Policy No.XGL180 -54 -41
Effective Date Aori 1 1 r -1 9R1
Named Insured CITY OF NEWPORT BEACH ❑ ADDITIONAL
❑ RETURN PREMIUM$ Incl.
Y
TERMINATION OF UNDERLYING INSURANCE
IT IS AGREED THAT IF THE IMMEDIATE UNDERLYING POLICY IS CANCELLED,
THIS POLICY LIKEWISE IS CANCELLED EFFECTIVE ON THE SAME DATE AT
THE SAME TIME AND WITHOUT NOTICE TO THE INSUREDS. IF THE IMMEDIATE
UNDERLYING POLICY OTHERWISE CEASES TO APPLY (FOR REASONS OTHER
THAN THE EXHAUSTION OF AN AGGREGATE LIMIT OF LIABILITY), THIS
POLICY LIKEWISE CEASES TO APPLY TO THE SAME EXTENT ON THE SAME
DATE AT THE SAME TIME AND WITHOUT NOTICE TO THE INSUREDS.
NOTHING HEREIN CONTAINED SHALL BE HELD TO VARY, ALTER, WAIVE OR EXTEND ANY OF THE TERMS, CONDITIONS, OR
LIMITATIONS OF THE POLICY TO WHICH THIS ENDORSEMENT IS ATTACHED OTHER THAN AS ABOVE STATED.
5 -11 -81 GS /ncl
GS -105 7/80
GLOBAL SURPLUS INSURANCE SERVICES, INC.
BY �" f
Authorizer) Representative
1
PROTECTIVE NATIONAL INSANCE CO. OF OSIAHA •
No.
ToPolicVNoXGL 180 -54 -41
Effective Date April 1, 1981
Named Insured CITY OF NEWPORT BEACH ❑ ADDITIONAL
❑ RETURN PREMIUM $ Incl .
CANCELLATION
THIS POLICY MAY BE CANCELLED BY THE NAMED INSURED BY
SURRENDER THEREOF TO THE COMPANY(S) OR ANY OF ITS
AUTHORIZED AGENTS OR BY MAILING THE COMPANY(S) WRITTEN
NOTICE STATING WHEN THEREAFTER THE CANCELLATION BE
EFFECTIVE. THIS POLICY MAY BE CANCELLED BY THE COMPANY(S)
BY MAILING TO THE NAMED INSURED, AT THE ADDRESS SHOWN IN
THE POLICY, WRITTEN NOTICE STATING WHEN NOT LESS THAN
SIXTY (60) DAYS THEREAFTER SUCH CANCELLATION SHALL BE
EFFECTIVE. HOWEVER, IN THE EVENT OF NON- PAYMENT OF
PREMIUM, THE COMPANY(S) MAY CANCEL THIS POLICY BY SENDING
TEN (10) DAYS PRIOR WRITTEN NOTICE OF SUCH CANCELLATION TO
THE NAMED INSURED AT THE ADDRESS SHOWN ON THE DECLARATIONS
PAGE. IN THE VENT OF NON- RENEWAL BY THE COMPANY(S),
NOTICE SHAL B GIVEN THE NAMED INSURED NOT LESS THAN
FORTY -FIVE (45) DAYS PRIOR.TO EXPIRATION. THE MAILING OF
NOTICE AS A OR SAID SHALL BE SUFFICIENT PROOF OF NOTICE.
THE TIME OF MRRENDER OR THE EFFECTIVE DATE AND HOUR OF
CANCELLATION STATED IN THE NOTICE SHALL BECOME THE END OF
POLICY PERIOD. DELIVERY OF SUCH WRITTEN NOTICE EITHER BY
THE NAMED INSURED OR BY THE COMPANY(S) SHALL BE EQUIVALENT
TO MAILING.
IF THE NAMED INSURED CANCELS, EARNED PREMIUM SHALL BE COM-
PUTED IN ACCORDANCE WITH THE CUSTOMARY SHORT RATE TABLE
AND PROCEDURE. IF THE COMPANY(S) CANCEL, EARNED PREMIUM
SHALL BE COMPUTED PRO RATA.
PAGE 1 of 2
NOTHING HEREIN CONTAINED SHALL BE HELD TO VARY, ALTER, WAIVE OR EXTEND ANY OF THE TERMS, CONDITIONS, OR
LIMITATIONS OF THE POLICY TO WHICH THIS ENDORSEMENT IS ATTACHED OTHER THAN AS ABOVE STATED.
5 -11 -81 GS /ncl
GS -105 7/80
GLOBAL SURPLUS INSURANCE SERVICES, INC.
BY
Authoriz" Rpr�native
raZ
PROTECTIVE NATIONAL INSIONCE CO. OF ONIAHA
Named Insured CITY OF NEWPORT BEACH
n
LJ
No 4
Effective Date I
❑ ADDITIONAL
❑ RETURN
CANCELLATION
(CONT'D)
To Policy No.XGL 180 -54 -41 1
1. 198
PREMIUMS Incl.
WHEN THIS POLICY INSURES MORE THAN ONE NAME INSURED,
CANCELLATION MAY BE EFFECTED BY THE FIRST NAMED OF SUCH
NAMED INSUREDS FOR THE ACCOUNT OF ALL NAMED INSUREDS.
NOTICE OF CANCELLATION BY THE COMPANY(S) TO THE FIRST NAMED
_ NAMED INSURED SHALL BE DEEMED NOTICE TO ALL NAMED INSUREDS
AND PAYMENT OF ANY UNEARNED PREMIUM TO SUCH FIRST NAMED
NAMED INSURED SHALL BE FOR THE ACCOUNT OF ALL NAMED INSUREDS.
PREMIUM ADJUSTMENT MAY BE MADE EITHER AT THE TIME CANCELLATION
IS EFFECTIVE OR AS SOON AS PRACTICABLE AFTER CANCELLATION BE-
COMES EFFECTIVE, BUT PAYMENT OR TENDER OR UNEARNED PREMIUM
IS NOT A CONDITION OF CANCELLATION.
PAGE 2 of 2
NOTHING HEREIN CONTAINED SHALL BE HELD TO VARY, ALTER, WAIVE OR EXTEND ANY OF THE TERMS, CONDITIONS, OR
LIMITATIONS OF THE POLICY TO WHICH THIS ENDORSEMENT IS ATTACHED OTHER THAN AS ABOVE STATED.
GLOBAL SURPLUS INSURANCE SERVICES, INC.
5 -11 -81 GS /ncl
BY
3 GS- 1057/80
Authorize Repremntetive
add'eSS on Pali 9 i0 appeal hroogh wfndov +. I
—�--- name I
policy numbet, Insuied'S
l P yRMEµTS OF ApYI HERE '1
uainst foil to Pe ENDOR
so that t0 edge b GM ORM 00 insured is not
Com4anY, and tot which the
nsett Part 8 here pTT p N 5 ed by the
GONRITIO of he If be u,cuit
consent G05tc „she
will, the Written imits, na t1s, then o
ed Pet SOnally, + Linu
Vie, Primary Limit 9i L Limit 0 e
iota the Conted as &allows'. exceed Vi e than the Primary L hen the Cpl
"ad by
o{ Costs. Coster s, Shall be app which aPP t likely to . , into court for nol mD1 at Limit a +tbe °I atio thel the i P1 °-
1• Poyloe” d plimal Illsui e C o'S to go ie exczad pa e lnsuted e s to tens
the
�I aimwt lit aims ce'i og adJ o,l,panYjevl
covered tN the astable P Sp hie SC35I5u in L of
en con- .0 eA
al In the event of s becom¢ aims may ant 0 such p xP
or claim r�i� teyn
et loss; Come Y lalythe +eto, but �
Insured wdho'l Na
tt,e C °mphn v id claim of G cont(hute ib i ,i of Limits he 51 inc den
such claimay able by e .a shall whale a^i0 the ,}nary costs and naUOVa, lus the a an such
s¢s
ID) sh°Uld It by p tot wo�¢edingS contrnuina bee f U y s i
$ to he
Costs" she iha sum adfuSte a udgment o exce iS
" of able tom
(cl should1fhlheyv�onsenteonzleaSS as finally rm the limilsxo tta IUt a 5ta e
fi {able of th
elects n0dtexPansei and shalt th h i e o a ntzne, t smenis
0'
pant, 01 the ulttma exceed
Insured cost an allies 0i otheiw's , and
pptlt °o ant that he oWn . of he Company third P settlement a atsl>aj} haven ut eaany 'ed
a ainst Sachtso tosu+edl th b¢ taimC'osts a ^e ss.3lY
dl iduct such aPpa 'Nyttotalr liabil tY ubrogation' 4 . o+ to vided,
no event shall s by. waY of s of lnteeest U^ ill the Came the tesidUa it et+ecove ", Pna net
Ivb9 Pll pvag shall be ll the Pt iD the a,o elttled i °alto 01 then teSUni-itt the
Insuted'S ulti le
covele ecove�zd
aPPe01' Sa{Vages, a4phed rtn,iple
0 {$a o' ed follow g
2. APPliOat.on under this s concern . teimburs theuP�imaty InSU eoncelil fy the notjecovetab u r it y
loss
$a the the patttds,, shall tUsl be ed het ¢en Ih
e interests this e o a
e
aid heteundeil 1 losses unde
quent to a made U Payment hereon onion Nt
Pt1ma'y lnsucers <hall Nave ad
,Sisfedt4+Pabfl'
shall than be any up to the amountall be aPP mean the it the
m w � ch exceeA i ar
over and he" above
lemain, amounts sN hall be cons U led 1° unless and een adl g P
then of any Such aclause Sha not attach tomt ud e
d t0 ay a as
bal ante this olicY shall tinal ludg
obUR the
.he acovetY in b zxcaPt DS iegothetwise �P +ov' ride na,eunde
to thing tho no Y ascertained. under this P Inso¢d bas Y ns i as is rum
i Liability Until the , and con. and ek, P which claim hen lh¢ Ptem
ditto e 1
loss o{ LioviW1. o, unless 01 same let m- eot. 't any a logs tot his Policy,
ttucilme ^t It or Limns, iS subject d h eje u y f c
3. P. newel agio l z NaP4en rn6he c Went ° 1 a 5 hedule shall
Ltm Item 5 11
for the Prrmais This Policy m y n `n f .
lnsvronce• and limits °tot the liability a'
thee Pt mDl 'r¢rs du
nog
Limit or Lim,is.
i ar ios
3�dlot
} to inµ esURaluraas may be a m the e po. n to ohcy% "ets as desGt ibed t Item e
rnt¢nonce ° {dete�rrthe d to the p01rGY /rGSthe P lure by the InSUFad 00 whb
adde pi the Primary Ins
Vion GontBined in h¢ mad of.,Y?ies TN t a a'Tini, po y ayf'eatt d by e n, {e1 of n oled at
alteatmil rata. that bi his policy. policy m be 1 t he In the can, f0is
I'd should any 'Sled We tN15 policy rs P° he Company, a P Y h
11 be atll cuaencY rum bast sl OIity ° t soled t
,eleon shat IS a 6onditlen °doling the on fiat piem del et the P . lDwl e to e no y
vet rng n. not 12te'UkN
m full eNect iS written pr by 5"1 en , deli ling option t ee
n days th +
h eof. In the event P + °m
0f + lice b
the G0
be maintained olicY tiro the Company stales, the earned P,the ma }tin
on, (APPIrGabl0 if P by wi'I n0 nploe, he if 5Ut e. by like"
lloti v ratelhe �neatned Pjes own herein, he P� d P,emium, as plot, in icable�ot aY d at any Lima bieoder , h¢ ad.
5 Lance an •s shot
oasis of he G °eiu,na`ttNendesU ed's add ;eCpmPynY. shall 'arcade as soon tNOtoaSO',tied such be cant tie the return o }nsuted 5
z withoo, the l the all be t the date and Sbis policy will, Or without .led ma f, h ihallfnR of le ace
umegiStead mays' and ht such. ca-e eiteGted, �te'mina,e a e m d by
astable We , may 5also bedaby +Iegl tared Shal;�n$'efte SUVe. notice, It t l m,Da Ito
shall he eft the time ca ec ghattli s policy shall t
Ditty is "'tlliCOmPanY YNi mailing to the titeU, the ca ^tend hoc spec +hefeh,, m s e,t +ate pled the Gom•
not made
at the of vatic nta s
ent P IicaDle it P OtIOY t0to the 1n5uled of PY ten days 1l, ^ate al the ¢date , ned
sulfrci p1 the P, s °
[.uncellotion, LAPP delivering nnt.later than shall term e ad
sWrenne' Ditty on the t'sWble bas's eis
when, eiein, h+ heve+
b• antained Cied the
S gll l °t hem he B' +f1e
t infmu n a
a
r2 �aaC a son
notice of by Su Com4anY by a slating and this P fed slip site give
written b wt d,on nolic +a01 01 notice rum as ml pem"' ulahee basis ` > halt ereundet Shall
earned plem+um y ,ens 0 teed Pie the inimum P adjtime cation to give +ise to a claim N
s as shown herem.h $'tfiG In the ea of the m on the e cants hall
Uty lbes oli aill - mpany sho Y,� short to d pale ",ei'um as calcnot ,r de at the time cur M.e k V g t t ,
r¢ h el o hzr'Is¢
the emne refund is 01 oc etas anprml or
the d otdn,B to Shall reran the ,emium
any evens 0 e of any accident iactfcable_
fated e Come tauduienl, as +
pant, lS pre greatai. In he on µnpWl¢ag soon as 4 be tat se of f
whichever ed Sept OSentatlVa as the $ame to
The Insured poi tz wing
ptacbcable' O{ [,laims•. nearest au claim kno toe lnsuted Shall I
tender such assts
its d wfil, h
7, Noti{itotiort apy ai Spell make any ipileiied. co P?talion, oUGYany, will term ut
te4ueste by
to the Come all be 'es ticks °wi under 1Tha Comp se the lnsuted ai
lice it the InsoeA Qjeundei sh` claim of
Written n0 [{Duns; and all Claims h of this Gonna dingsanY t Y assolmed
11• �rouaulent me void, rovW0, matron te§ INelr 2gQ11t5 n� Dili) Ple 5'
shall bet° the othe wQtN full into' Insurers, 5eclian.
he Company fta� its
policy atbstieg' by th
this In addition t °Company the PnmarY with this ii be ,
9sOn a
,n5ur anon¢ NP¢+sanal rep' a ^tative a ainst e cow-
Shall
m the ion 4om t °'g c led shalt x101 thisaS¢ , S'
TIDY be ,IC �eo1 kz m°PObtab $ ComPanY'a realest in comp Y nV olvenGY n any. of d ebtllN cove ad not p, his o' p5 1icY limits. and to tesenlynr hin*
the of bankrup10 final judgmene in)ur ed Person,axCoss of the ate his agleam lssexisting betW¢
Illy a nsas'd maY Inca at all agteemen'
Clouse; The in t the insure y01' matntainedhe lnsuted' nut y n o
action the same extent a a statements in
1D.
Insolvent, execul'tcY,athens1n a d p N o a on ih¢ tlecla(P tnbpdres
ONC Unl¢
that h that this i be v lid unless c
hereunder: In °ao, U mk;tuP e manor and
named Insuof Saghz eP'¢eentations t tills policy 5 all n
such it's
0, Jbi Policy in the Sam 30 e e truth attested, 4u
pant on tl,�s pe of this P nce upon 1l, 1nis I till c to he executed and
BY acceplessued m tetra a sots feinting to licY
chat ant helrGompanY of any of re5Co n0anY
has Pp I
his P J�
self Wjoreo {, to of �j Presd
It Witne��tbot ixed �ep1esentaUVe
s{pned ay a duty
. 1z
— ...-*�_ EXCESS LIABILITY POLICY A
r A Capital Stock Company
THE PROTECTIVE NATIONAL INSURANCE
COMPANY OF OMAHA
A Drum Financial Corporation Affiliate
Omaha, Nebraska 68102
PN 8947
GLOBAL SURPLUS INSURANCE
SERVICES, INC.
3325 WILSHIRE BOULEVARD
LOS ANGELES, CA 90010
(213) 386 -1200
CAL- SURANCE
P.O. Box 3459. 3475 Torrance Blvd.,
Torrance, Calif. 90510
[213] 542 -7301
A MEMBER OF THE CENTRAL NATIONAL
INSURANCE GROUP OF OMAHA
THIS POLICY, PROVISIONS "PART A ", WITH DECLARATIONS, "PART B ", FORMS AND ENDORSEMENTS, IF ANY,
ISSUED TO FORM A PART HEREOF, COMPLETES THE ABOVE NUMBERED POLICY.
0 0
'(pamsul ayi ;o sasuadxa aoi ; ;o Ile pue ;o lasunoo pau!elai pue saaRoldwa papeles iol sasuadxa Ile 'mamoy '8u!
- pnloxa) sasuadxa lellal PUS luawlsnfpe 'uolle8llsanu! 'sluaw8pnf uo lsaialui ueaw of poolsiapun aq Ileys „sisoo„ prom ayi •slSO� •E
,;sisoo „pue sasuadxa Ile apnloxa lleys pue'lou io algeianoow iayiaym'(siamsul ,4ew!id
044 j sal /ftiod ayi iapun SQIMA0391 ue41 iaglo) saouemsu! iaylo pue s98enles 'sa!ianooai Ile io; suogonpap 8uimew cage alge!I s! pamsul
eta yo!ym 101 sassol ;o luawapias ui pled swns sql ueaw of poolsiopun aq Ilegs ,ssol lau alewillq, spiom ayi -ssol 40H 84=g(n •i
-aouwm000 io Juana euo ;o lno fts!ie slueplooe ;o sa!ias
io luapime ue ueaw of poolsiapun aq pBys „luapme„ 's!seq ,,juapjooe„ ue uo uagpm s! 6o!lod siamsul diew"d 9y1)1 (q)
:pamsul a41 ;o Iu!od
-PUBIS aql woil papualul iou poloadxa iayllau a8ewep giedwd io ,Onfu! 61!poq u! 'po!iad 6o!lod sill 8iwinp 'slinsai yo!ym 'suo!1!puo3 of amsod
-xa sno!infu! 8u!pn!3u! Iuaplooe ue sueaw „aouaiin000 „'slseq „aouaiir000„ ue uo uilli m s! 63!lod siwnsul 61ew!id aql 11 (e)
siamsul Riew!id ayi Aq Paso ,(ollod 041 ;0 swial sill mono} of poolsiapun aq !leys Ao!lod s!yl up pasn se „ssol„ prom ayi -ssol •�
SNOI11NIA3a
•einpagos ayi ;o b wall ul umoys siunowe ayi;o pau!gwoo 6o!lod s!41 PUB siamsul Riew"d 941 ;o 6oilod ayl iapun a8eianoo
IBM B 41!m pamsul S41 sp!naid 111m se siunowe leuoil!ppe vans Aim bed of elgeN aq ue41 lle4s Ruedwoo a41 pue :(sl!w!j 6iew!ld Bull pallea
ial ;eu!waq) 'a!npayoS ay ; ;o b wall u1 umoys se g!I!ge!I ssol lau alew!lln an!loadsai i!ayl ;o iunowe llnl ayi ,Cad of algeil play uaaq aney
io pled aney siwnsul 6lewlid a4l cage Rluo 6uedwoo a4l of 43elle lleys Rl!I!geil leyl paai8e 6lssaidxa si i! leyl s6emle Pap!noid
•alnpayoS 841 up umoys
Be 'siwnsul Amw!id aq1 6q pwnsul ayi of panss! sal /ftlod 8u!6liapun ayi w paq!iosap Flln; wow se pue alnpayoS ayi ;o b wall ui umoys
se suogeiado s,pamsul 941 ;o uoseai 6q paulelsns 6lleluap!oae (Iniluoo io 6polsno 'wed vayl ui giadoid io ' saaRoldwa i!ayl io 'pwnsul
ayi to Rliadoid ueyl iaylo) Rliadoid of a8ewep :o; sa8ewep se suosiad io uosiad Rue of Red of pa8pnfpe aq ivaw8pnf Inn Rq io Red Neils PUS
Red of elge!I awooaq mel Rq Ile4s pamsul 9q1 yo!ym swns Ile PUS hue io; po!iad hilod a4l Rump 8umn000 sassoj ;o ioadsai u! pamsul 041
gluwapul ol'pauo!luaw ialleu!way suo!1!puoo pue swial aql of loafgns 'sa6i8e Rgaiaq Ruedwoo ayi '4!1!go!-1 apouina 4iado� —•9
•einpayoS aql ;o b wail ui umoys siunowe ayl;o pau!gwoo Rol(od s!ql PUS siamsul Riew"d ayi ;o Ro!lod aql iapun aBeianoo
lelol a y1!m pamsul ayi ap!noid lllm se siunowe leuop!Ppe yons Rluo bed of elge!I aq uayl IIeyS Ruedwoo 941 PUS !(sl!wl'l Riew!id a4i Palled
iageu!aiay)'einpayoS a41 ;o b wall ui umoys se 14!1!ge!I ssol lau alew!lln an!loadsai iiayl ;o iunowe Iln; ay! Red of algell Play uaaq aney
JO Pled aney siwnsul Riewlid a4l cage R1uo Ruedwoo ay1 of ifoelle Neils giliquil legl paw8e RlSSaidxa s! l! legl SAemle Pa imn 1
.alnpagoS a4I up umoys Be 'siwnsul
Rxwpd sip All pwnsul ayi o] panss! sal /Roilod 8u!Rpapun sip u! paquosap Rpn; wow se pue alnpagos ayl ;o b wail w umoys se suogsiado
s,pwnsul Bill ;o uoseai Rq 'woywagl 8u!gnsw aw!1 Rue Is yleap 8uipn!ou! 'pau!elsns Rlleluap!ooe sa!infu! RI!poq iol sa8ewep se (luaw6old
-we i!agl ;o asmoo a4l 3winp pamsul 941 ;o saaRoldwa 8ugdaoxa) suosiad io uosiad Rue of Red of pa8pnfpe aq ivaw8pnf leu!; Rq io bed pet's
Pull Red aI alge!I awooaq me! Rq 11e4s pamsul ayi go!ym swns Ile pue Rue io; po!iad Ro!lod ayi 8u!mp 86!nn3oo sassol ;o ioadsai up pamsul
ayi g!UWaPin ol'pauolluaw iageuiaiay suop!puoo pue swial aql of loaf
gns 'saai8e Rgway Ruedwoo ayi •q!I!go!n knluf AI!po8 —•fir
SiN3W33H!)Y smanSNl
:63!lod s!41 ;o swial iaylo pue suo!llpuoo 'sumnloxe'gll!gell;o sl!wil ayi of loafgns PUS suo!leieloap 9q1 ui sluawalels ayi
uodn eoue!lai up pue wn!wwd ayi ;o luawRed ayi ;o uo!leiap!suoo up ' ;oaiay lied a apew suo!leieloap 841 ul Paweu 'pamsul a41 yI!m Smov
(6uedwoo ay) palleo uiaiay '6uedwoa aaueinsw 130)s y)
e0199 eysejgeN 'Byewp
eie!9iiy uoBejodioo Imoueui-4 wnip v
VHVWO d0 ANVdW00
30NvunSNI IVNOIIVN 3AI1031OUd 3H1
Allianz Insurance Compa"
6310 San Vicente Boulevard - Allianz
Los Angeles, California 90048 <, .. - MARINE INSURANCE POLICY
Prior Number
Name & Address Insured
Name & Address Producer
Prodl
Policy Number AHP 650016
City of Ne;
3300 Newport Blvd.
Newport Beach, Calif. 9266:r
Cal— Surance Associates, Inc.
3475 Torrance Blvd.
Torrance, Calif. 90503
CAL- SURANCE
P.O. Box 3459, 3475 Torrance Blvd.,
Torrance, Calif. 90510
(213) 542 -7301
Amount$ Per Schedule of VessEFTffe as agreed Premium $ 1,515.00
BY THIS POLICY OF INSURANCE
Does insure: City of Newport Beach, ETAL
For account of: Same
Loss, if any, payable to: Assured
To the amount of Per attached Schedule of Vessels Dollars
From noon April 1, 1981 To noon April 1, 1982 Pacific Standard Time
On Per Schedule
Subject to conditions of forms attached herein. American Institute Hull Clauses (June 2, 1977 )
Subject to the General Conditions on the reverse side hereof and the terms and conditions of form and clauses attached
hereto. In the event that such General Conditions are inconsistent with the terms and conditions of the forms and clauses
attached, the latter shall prevail and be deemed paramount. Otherwise, both shall be given full force and effect insofar as
possible.
This Policy is made and accepted subject to the foregoing provisions and stipulations and those hereinafter stated, which
are hereby made a part of this Policy, together with such provisions, stipulations, and agreements as may be added hereto.
PROVISION REQUIRED BY LAW: — This Policy issued by a Stock Corporation.
IN WITNESS WHEREOF, the ALLIANZ INSURANCE COMPANY has caused this Policy to be signed by its duly authorized
officers in the City of Los Angeles, State of California; but this Policy shall not be valid unless countersigned by an authorized
agent of this Comoanv.
Secretary
Countersignedat Los Angeles, Ca.
President
sixth dayof Aril� 19 81
t.) `i)2� CZX
A.I.C. 3-3010 (1 -80) Manager, Ocean Marine Dept.
—Z abed ... -
AOgod sigl 10 lied pawaap ail of
1ou aie pue Aluo aoualalal lualuanuOO Joy pallasul aie suogdeO asnelo 'suoldeg
aoueinsw 8uilnquluo3 a se Jou pue A3110d still 10 Alllicell 10 J!w!I algeo!Id
-de ail of Ienba lunowe up w aoueJnsw agI)ayoo pue piles J2410 yens Jano
aauemsw ssaoxa se Aluo 1nq 'Aldde HBO Aollod slyl 'ssol Bans lsuieEe pamssy @41
loaloJd 61 lualollns lou si aoueJnsui aiggoaloo pue pyen Ja4Io Bans 1a Allllgell
10 liwy algeoldde ail l! legl `Janamo4 'papiAaid you in aaueJnsw to Aoilod
Jaglo Bans w paweu Aleollioads si pamssy ail Jagaim ssol pies of JoadsaJ slim
plop pue Ilnu ail legs 610d sl4l 'AalOd slgl Aq paJanoo ssol a Jswege pamssy
aql hil3almd slslxa aaueJnsui algiloaloo pue plleA Jaglo 11 'aauemsul Jaglo
wolela:mm 10
aolou of 13adsaJ 4l!m Jo aouenuquoo sl guunp awes aql to lno gulsue
in qI!m paloauuoa Jo aoueJnsul slgJ of gwlelaJ suogeluasaJdaJ pue suogoe MI
'saogou lie pue Aue ui pamssy agl 10 1u250 a4J AlaAisnloxa aq of pawaap aq legs
Auedwoo ail Aq uayel ail of aauemsui slgJ amaoJd peas ogm uoleaodJoO In wyl
'uosJad 'Jayaiq Aue leil A511od sigl 10 uo1I1pu00 a sl 11 'aAlJeluasvday s,pamssy
wnlwaJd lewguo to ldlaoaJ uo Aued
-woo a4l Aq pamolle sem se apew ail pegs (Aue Ill suolonpap to ageluaoJad awes
a4l swmwaJd wnlaJ Ile woJA wolelaaueo ions In aolou uallum sAep uaall4
ssaJppe umouy Isol s,paJnssy aql le pamssy ail of Hwlew m HwJaAilap 6q
Auedwoo ail Aq pallaoueo ail Aew li 7o !aaiol ui uaaq se4 Ii awil ail JOJ sale)
lJois AJewolsno ail gulloaloo in guiu elaJ Auedwoo ail 'pamssy ail to IsanbaJ
uallum uodn awq Aue le pallaaueo aq Aew Aolod sigl 'uogelaaueo 10 a31ION
'JuawaaAe uallum In luawAed Bans to alep ail
J@JJe s4Juow mpualeo aA)aMI w4l1M pa1nJ!JSUI sl lins ssalun luana Jaglla w Jou
'Auedwoo ail pue lueuep ail 'pamssy all to luawaaAe uallum Aq pauiwJalap
uaaq sell Aed of uoildilgo s,pamssy ail ssalun leul lenlae Jalle luaApnf e
pied soil pamssy ail lJun IOU 'Aollod sigJ an I ieluoa suoilipuoo pue suogelndls
'salJueJJeM @44 10 pe 4Jim pagdwoo 9ne4 pegs pamssy aql 'olaiagl luapaaaJd
uollpuoo a se 'ssalun 'AOilod sigl Japun wielo Jaylo Aue to loadsaJ ul (q)
oue 'alels ions to smel ail Japun palliviad
awil In uolellwl 1salJois ail u qum paouawwo) ssalun aigewelulew ail (legs
AOgod sigl Japun uoiJae Jo lms ou Juana leil w pue uayl 'panssl sl Aolod Val
waJa4m alels ail to smel all Aq pal!Q!4ad si awl In uoilellwl Bans a)agm fell
HupinoJd pue !92M13 In asuadxa pies ail In guumoul aql In 'asoJe w!elo aiJ
43lym to Ina agewep in ssol le31sA4d all HwMOIIOJ Jxau slluow Jepuaieo aniaMJ
uiillm paouawwoo ssalun pue Aagod sill w pauleluoo suollpuoo pue suollelndils
'sailueJJem a4l to lip 411m paldwoo sell pamssy aql 'olaJagl IuapaoaJd uoplpuoo
e se 'ssalun 'woJlaJagl guisue asuadxa Jo Aie4o hue of IoadsaJ 4llm JO 'Aolod
sigl Japun pamsul AlJadoJd aql of agewep Jo ssol IeolsAgd Jot wlela Aue uo (e)
=Allnba Jo AlleJlwpe 'mei to lmoo Aue ui aigewelwew
aq pegs Auedwoo aql lsuiege uolae in lins ON -anS al J42IN pue aw13 10 uoilelmal
pap!Aad
aJolaqulaJai se aoumn000 Aue to laadsaJ ul luawgpnf Aue wail leadde Jo 1lns
Jo wielo Aue 10 asualap ail ul AJessaoau wiap Aew Auedwoo all yoigm sJallew
lie w Auedwoo ail gllm alemd000 pue 'sassaullm 1a guluielgo '90uap1Aa 'uog
- miolul guunoas ui pie leis pamsul all 'Auedwoo ail Aq paJmbei Janaua4M (a)
lMidde uallum Joud 1no4lim 'aigel ail Aew Auedwoo all loigm Jol asuadxa
Aue maul in 'Aliilgeli Aue llwpe 'suonleglgo Aue awnsse lou leis pamssy a41
asualap pies all 10 IoJJuoa pue uoloallp Msnloxa asmim Aew Auedwoo a4J pue
'pamssy aql lsweHe apew 'Japunajiq painsw 'wielo Aue to asualap agl w pamssy
ail luasaJdaJ of sAawolle Huiweu to uoildo aql ane4 legs Auedwoo aql (p)
- aauaJmaao Jo luaplaae flans
Jaye Jo aJolaq Ja4l!a AJllgeg Jo uolsslwpe Aue spew ane4 11e4s m ayew 11e4s
pamssy all luana ail w 'amaur000 Jo luaplaae Aue 10 laadsaJ w 'loalla in
aaiol ou to pue pion aq lleqs 'Janamoq 'aouemsul slil 'aaueJnsul Jelwis Jo slgl
In aouasge w uayel aq AlgeuoseaJ pinom se slsaJalul (s,Auedwoo all pue) sll
laaloJd of sdals flans ayel Ile4s pue of paleglgo si pamssy all 'aaueJnsul sill
lapin wlela a of asu aAig of Alayq aauaJJnaoo Jo luaplaae Aue to JOadsaJ ul (a)
Auedwoo aql of AldwoJd papaemdol aq Neis aouaJmmoo Jo luapme ions of
hlelaJ piny Aue In Jaded pue gwpeaid 'ssaooad AJana pue Aue legl 'Jailml pue
'algeoiloeid se uoos se Auedwoo all oI uaAlg all pegs 109Jail aolJou 'aaueJnsul
slit Japun aigel awoaaq Aew Jo sl Auedwoo all 40I4m Jol pamssy ail Isu!0e
wielo a ul llnsai Aew 4o14m aouaJm000 Jo luaplaae Aue 10 Juana aql w (q)
,agewep Bans to medal all Jot sJapual
ayel of pamssy ail annbaJ Aew Jo ayel Aew slallJmjapun a4I to (lunowe ul
Aluolew aqJ 'aigeweJJ83se sl agewep all 10 lualxa aql JanauagM pue !aJlsap os
Aa41 J! 'gwsooga Jlall 10 JOAanmS a lulodde Few Aa4I Jell os 'Aanms of Jopd
'sJalumJapul @41 01 uaAlg aq 1104S a0140u ' AOgod slgl Japun wielo a u! linsaJ
Few paJnsw Apadaid all of agewep In ssol Agaaagm luappoe to Juana all ul (e)
-ssol 10 23IION
Juawuopuege to aaueldaooe in Jamem a se paJaplsuoo
all (legs pamsul AlJadoJd 3gJ HulAlasald Jo Humes '2U1J8A03aJ'w pamssy Jo Aued
-woo ag110 sloe ou JegJ paoi2e pue paJeloap Alimadsa sl II pug pamsui waJa4
wns aql 10 AJilueno pue @ley all of HupJoaae ainglJluoo Ilim Auedwoo agl
loaJagm sagae4o aql of 'aouemsul slgl of aoipnfaad Inoqlim '1oaJa4l lied Aue Jo
340 'lassaA aq; 10 AIaA07a1 pue panBales 'asualap aql mope PUB w 'Jot IRANI
pue Jogel 'ans of 'sugisse PUB slumas 'sJolael Jlagl 'pamssy aql Jot AJessaoau
PUB InImel ail llegs 11 'aunlJolsiw In ssol Aue to aseo ul asnelo Jogel pue anS
goaJagJ u0110101m paldwalle Jo uo4eloiA
Aue 10 Jo luawwanoo Aue Aq in 10 Oiegwa Jo uoilaulsaJ 'uoligigoJd Aue to
a0uanbasuoo w asuadxa Jo @gewep 'ssol Jot wielo to @ail palueJJeAq ainjuaA legal
JapunaJagl lsuiege pamsui sl uolewweJuoo aAilae
-opeJ Jo uog Hu
eipeJ 'uo loeaJ Jealonu wail glnsaJ ant Aq ssol JoaJp 'AOlod
sigl 10 suoglpuoa pue swal aql to le pue HuioMol aql of JOafgns pue 'Japun
-aJaq pamsui AJJadoJd Jo lassaA a 01 asuadxa Jo agewep 'ssol je3ls4d of Aluo
JoadsaJ gIIM JegJ 'Janamoq 'paplAoad AOpod sill ul lsuiege pamsul (s)lJad all
Aq palene M Jo 'ol palnquluoo 'Aq pasneo lied ui Jo alo4m ui Jo 'asimJaglo Jo
a3u0ilgau uo paseq II (pamsul si 43ns ll A1Jlgell s,pamssy aql lou io Jaglagm
PUB alowaJ Jo alewixoJd 'Joani5m In laanp si ssol flans Ja4lagm pue 'palloJluooin
Jo paloJluoo Ja4la4m le 'uoileuiweluoa M;Oeopel Jo uogepeJ 'uoloeal Ralanu
1a aouanbasuoo m paulelsns asuadxa In Alglgell agewep 'ssol Jol wielo wail aaJl
PalueJJem ale saouainsw asa41 'AOilod sl44 10 A MIRM 'S 9 0 j ail Aq palOalla
am se OEMAoo wOJJ suolsnloxa yens of uollppe ul -asnelo uolsn133 JealonN
'Japaosip Jo aouaJJn000
yens Aue w lied gwyel suosJad Aue to sloe all Jo suoiJOwwoa lAio 'wsilepueA
Jo Ja143s1w snomilew 'sloe 'saouegmisip Jogel 'slnoyool 'sayuls wail gwJins
aJ Jo Aq pasnea asuadxa in agewep 'ssol 10 aaJ1 palueJJOM 313 'slold 'sayuls
aoJol w suiewaJ luawasJopua ysu Jem ions allgm Aluo pue lualsisuoow ale
swml Jlagl Je41 lualxa aq1 01 Aluo AIMIUM anoge agl apasJadns (legs luawasJop
-ua gons 'Aagod s141 uo luawasaopua Aq pamsui JalleaJaq ale sysu Jem 11
AOlod sigl in sasodmd aql Joy Jae ayilJem a paaaplsuoo aq liels 'pamssy
ail to luasuoO 641 Ino4llm Jo 4l!m 'luawageha AJelglw a to ssaooJd lenloe @41
ui uayel Jem to amseaw in Joe ue se ApJedoal an lassaA ail Jo luawaoeid aql
'Jem 10 leualew Jo sluelegwoa 'sdooJl to uololiegwasip 'aeeum 'uogeyjegwa
all Jem io a0ead to awil w Jaglagm pue 'aslmJagpo Jo aouagloau uo paseq sl
asuadxa Jo Algigell 'aHewep 'ssol Bans Jol Allllgell s,pamssy all IOU Jo JaglaO
'asnea gulnquluoo a si suodeam lmu Jo AJellpw to asn aql Jo lee aylaem e
gaigm of asuadxa Jo Alplgel 'Aewep 'ssol Jol wielo Aue wail aaJJ palmiem osle
si aamnsw sill 'suolsnpxa pue sallueJJem 2una2alol ail of uolJlppe w 'amleu
Jo puffy Aue to 'pamssy aql In Allllgeli aql samsui Ao!lOd s!41 1041 Juana aqI ul
Amid in 'wojlaJagl Huisue al!Jls lima Jo 'uoloaJJnsw
'uollagaJ 'suollnlonaJ 'Jem liAio 10 saouanbasuoo ail wail aaJ1 palumem Ja4JJnj
'1oaJagl saauanbasuoa aql Jo 'Jallew Jo avol anloealpeJ Jo 'uoloeaJ
Jo uolsnl 'uoissll Jealom Jo oiwole MAoldwo 'Imaill amleu agl ul aomp Jaglo
Jo leluawuadxa Aue Jo 'Jem 10 uodeam Aue wall guglnsaJ In Aq pasnea asuadxa
Jo Apligeil 'agewep 'ssol Ile wail 7em Jo aaead to awil w Jaglagm 'aay palumem
osle 'Jamod a glum uo!leposse ul saoJol Ile Jo Ajoupw 'leneu gwu!elu!ew A1!Jo41
-no Aue sapnlOul ,jamod, asnelo siyl to asodmd all Joy PUB 7amod IuaJaHplaq
e IsweHe In Aq Iae allsoy a Aq (gwwJovad sl 'waJagJ Panionw lassaA Jaylo
Aue 'uolsipoo 10 ase0 aql w 'JO PROM oO lassaA Al 4314M a31AJ9s Jo ageAOA
ail to amleu a41 to Aluapuadapul pue) Aloaup pasneo ssalun aJll Jo Jagleam
Wall 'gulpueJls '(aomap Jellwis Jo opadJol 'aww a uegl Jaglo) loafgo guleol Jo
paxl Aue 4lim loeluoo Jo uolsoidxa 'uolslloo apnpxa lou negs hudaJol all Inq
'lou Jo Jem to uoleJeioap a ail aJagl Ja4la4M) suolleJado ayipem Jo saillgsol
to saauanbasuoa Ile wail 'osie !asimJailo Jo Inlmel Jaglagm pue Jem In aaead
10 awl ul Jallagm 'aslmjallo Jo uoliswbaJ Aq lassaA all to 21,1101 Aue 10 Jo
'JeaJa41 ldwalle Aue to in loaJagl saauanbasuoa a4l Jo 'luawwelap Jo JuleJJsal
'1sWJe 'amzlas 'amldeO In uoseaJ Aq paulelsns asuadxa In Aliligeil 'aHewep 'ssol
Aue to loadsaJ ul Jo Jot wielo Aue wail aaJl palumem sl aouemsu! sill 'Ao!l0d
slyl w pauleluoo AJeJJuoa 641 of gwglAue HupuelsgllmloN -asnelo 'S pue .g .j
SNOI110NO3 1VH3N39
(Auedwoo a41 panes waJa4 'uolwodaoo gaols y)
VINN0311tl0'S3139Ntl S01
ANtld111109 39NtlNOSNIZNVI11V
Antairan Inaiitute i4ull (91auseti 7
(June 2, 1977)
To be attached to and form a part of Policy No. AHP .... 650.0.16.... of the ..ALLIANZ . ....... .......... .......... ....... . .............. ............... .....
. ....... .... INSURANCE .... COMPANY ... .......... ........ ... . . .......... .
The terms and conditions of the following clauses are to be regarded as substituted for those of the policy form to which they are attached, the
latter being hereby waived, except provisions required by law to be inserted in the Policy. All captions are inserted only for purposes of reference and
shall not be used to interpret the clauses to which they apply.
ASSURED
CITY T ,
This Policy insures .. ......._ _. OF ...... _ . .. NEWPOR .......... . .... BEACH ........ .__ ET _.. ... AL ......... .. .. ........_.. .... ............. _......._ .. .._............ 1
......_ ..... ........_.. ...._..............._..... ........ ........................ ...... _._............... ............. 2
.......... _ ............................... .. .......... ......... ...._...._.. ........... .......... ... ._ hereinafter referred to as the Assured. 3
If claim is made under this Policy by anyone other than the Owner of the Vessel, such person shall not be entitled to recover to a greater extent 4
than would the Owner, had claim been made by the Owner as an Assured named in this Policy. 5
Underwriters waive any right of subrogation against affiliated, subsidiary or interrelated companies of the Assured, provided that such waiver shall 6
not apply in the event of a collision between the Vessel and any vessel owned, demise chartered or otherwise controlled by any of the aforesaid com- 7
panies, or with respect to any loss, damage or expense against which such companies are insured. 8
LOSS PAYEE
Loss, if any, payable to .... ASSURED ......... ............................... ......... ..... __............. ...... ......... .. ........ 9
.................
......... _ .... ... 10
._ ........ ............................... ................._..........._ _.............._............... ......... ............ .._........... _._ ....... or order. 11
Provided, however, Underwriters shall pay claims to others as set forth in the Collision Liability clause and may make direct payment to persons 12
providing security for the release of the Vessel in Salvage cases. 13
VESSEL
The Subject Matter of this insurance is the Vessel called the . PER ATTACHED SCHEDULE OF VESSELS
_ _ _ ... 14
or by whatsoever name or names the said Vessel is or shall be called, which for purposes of this insurance shall consist of and be limited to her hull, 15
launches, lifeboats, rafts, furniture, bunkers, stores, supplies, tackle, fittings, equipment, apparatus, machinery, boilers, refrigerating machinery, insula- 16
tion, motor generators and other electrical machinery. 17
In the event any equipment or apparatus not owned by the Assured is installed for use on board the Vessel and the Assured has assumed respon- 18
sibility therefor, it shall also be considered part of the Subject Matter and the aggregate value thereof shall be included in the Agreed Value. 19
Notwithstanding the foregoing, cargo containers, barges and lighters shall not be considered a part of the Subject Matter of this insurance. 20
DURATION OF RISK
From the ........1st............ day of Apr i.l .............. 198.1..., .... Pacif. ic... St. andar. d... T. ime ............................... time
21
to the ........ 1St..... day of _April .. ..... . 1981......... °. r1 .... time.
22
Should the Vessel at the expiration of this Policy be at sea, or in distress, or at a port of refuge or of call, she shall, provided previous notice be
23
given to the Underwriters, be held covered at a pro rata monthly premium to her port of destination.
24
In the event of payment by the Underwriters for Total Loss of the Vessel this Policy shall thereupon automatically terminate.
25
AGREED VALUE
The Vessel, for so much as concerns the Assured, by agreement between the Assured and the Underwriters in this Policy, is and shall be valued at
26
.... PER.. ATTACHED_.SCHEDULE....OF... VESSELS.. ...... ._... Dollars.
27
AMOUNT INSURED HEREUNDER
........................ PER ..ATTA.CHED._ SCHEDULE ...OF... VESSELS ..... ................ .... ....... ........... ..... ..... ....... Dollars.
28
DEDUCTIBLE
Notwithstanding anything in this Policy to the contrary, there shall be deducted from the aggregate of all claims (including claims under the Sue
29
and Labor cause and claims under the Collision Liability clause) arising out of each separate accident, the sum of $ pper schet�t� e, unless the
Vessel A from
30
accident results in a Total Loss of the In which case this clause shall not apply. recovery other in2lasts, however, slial� not operate to
31
exclude claims under this Policy provided the aggregate of such claims arising out of one separate accident if unreduced by such recovery exceeds that
32
sum. For the purpose of this clause each accident shall be treated separately, but it is agreed that (a) a sequence of damages arising from the same acci-
33
dent shall be treated as due to that accident and N all heavy weather damage, or damage caused by contact with floating ice, which occurs during a
34
single sea passage between two successive ports shall be treated as though due to one accident.
35
PREMIUM
The Underwriters to be paid in consideration of this insurance One ...thousand five .... hundred ..fif teen. arid... 0.0/10A
0A
..................... .. Dollars being at the annual rate of as agreed .... per cent., which premium shall be due on attachment. If the Vessel
37
is insured under this Policy for a period of less than one year at pro rata of the annual rate, full annual premium shall be considered earned and immedi.
38
ately due and payable in the event of Total Loss of the Vessel.
39
RETURNS OF PREMIUM
Premium returnable as follows: .., °` -• ''. `;>
40
Pro rata daily net in the l�' f te��,u:natlpq uV;r tfielliange of Ownership clause;
Pro rata monthly n h om'ofphced'[nodth if it be mutually agreed to cancel this Policy;
41
42
For each period of rut' dM..the' Vessel may be laid up in port for account of the Assured,
43
.. ............................... A& per cent. net not under repair, or
44
.e .............that:.........(. cents per cent. net under repair; ���. -
45
provided always that: `�,
46
'wolloq s,lassaA a4l Bu!lwed 10 Maws ;o a sad w pamolle a ea u w Heys w1e13 ON
'punol aq aEewep ou p uana 'asodmd •o; Apeloadsa paulnw Algeuoseal H 'p!ed aq Ile4s B is ialle wolloq aql Bug48!s ;o asuadxa aql
plo iol mad 'U.Opnpap ino4l!m�Aed aq Oegs allejaAV je!nalllud Hue leuaua0
eas le uo liod to uapa 'san!ggoe asa41 ui paFeha Alleagpads al!gm 10 suledau uo Bumealo Adel uol lassaA a44 Eu!lligs ul pa'Mul mai3 uo siaaiyo
7alseW aqj of sluawAed Aueu!ploeuln uepwls uo auillwo of Aldde Jou lle4s uo!snlaxa sigl Aem uapun st lassaA 04J allgm Aluo pamolle aq !Jim aided
- alulew Hue saHem sash 43.1gm ui 'sliodau 02euane lsal of sd!i1 eul iol 10 medal 98euane uo; iagloue of Ind ado wog lassaA aql )o lenowau AJUSM9u
aql uol Alalos pa»nw ua4m lda3xa 'main uo svaolHO ialseW aqj 10 a3ueualu1ew Hue saHem uo; 92MAy 1elnllued ui pamolle aq pegs w!e10 ON
;oaia4l lied Aue uo samemolle 943 Aq palano3 pouad a44 101
'sasuadxa Euiuuni ao /pue igoid to ssol uo /pue uogualap uol saEewep Jo loadsau ui saNied pngl wml (Z)
!03e10AV ueln3!ped 10 lemc49 w p9mo0e m4u3 10 sua3140 'lalseW 9111 10 a3ueualu!ew pue saHem pue 'salols gang 10 loadsal w (1)
:pauanoaau Junowe Aue 101 anoge (p) pue (q) ul sa3uem00e a43 1SUI08e uaO aq pegs 1!palo ana
-lenoidde ,suaiumlapun
aqj ;o ld!am ialle Aelap Jno4Jlm pa1dane si lapual aql pap!Aoid pue ua Aei uaaq BulAe4 siapual to Jlnsal aqj se Alalos Jsol si ml Bons 1041
Jualxa aqj of 'lapua) a to ame4d330e aqj pue uapual of SuogellAU! 10 aouenssl aql uaamlaq lsol awll aol 'Aep a ;o lied uol eleu ad 10 Aep pea
1ol 'painsw lunowe aqj uo wnuue iad Juao lad 0E ;o ales a4l le apew aq Ilegs a3uemolle ue 'sia0miapun a4i ;o lenoldde aql 41lm lapual a 10
aneldane uodn 'Juana 4314m u! 'lassaA 8ql ;o nedai a4l iol uayel aq siapual legl Buppm w annbai Aew uo 'siapual ari Am sialumiapun a4J (p)
!posodwd wig uledau Aue 4J!m UOIIOODU03 w OJaA 10 14au 041 ane4 IlegS sualumuapun a4l (o)
!(juawai!nbai ,siavimiapun a41 41!m aoue0dwo3 wog Bdlslue aaeAOA aq ;o asuadxa !euoll!ppe lenl3e
ag11o; pamssy aqj of apew aq of a3uemolle) i!edai uo /pue Bulyoop 1o; panoid HAS lassaA 941 au94m ap1381) of pan!lua aq He4s slallumuapun 041 (q)
!au!sap os A841 11 'loAOAfns umo i!all lulodde Aew AagJ 1041 Os 'AaAins 01 loud pas!Ape aq Heys sialumiapun a4i 'alquilaeud auagm (e)
:pue 'slalpm
-uapun 941 01 U0A1B aq Heys loalagl aogou ldwoid 'hilod s!4l lapun w!ela a of asp 0A!? pino3 4014m 8OU3nn33o 10 luap!33e Aue 10 Juana aqj u(
(SNOISIAONd 11IN31439) SWIV13
16 lassaA 041 u! SOJe4S ploy Aag1 pin04S aSnE10 s141 to Bulueaw QgI u1411m suaumO
06 p9lap!suo3 Oq of IOU ale slopd 10 mau0 'saa3140 'sialsety leaugl uo puezeq 43ns OJe811!w uo Juanaid of wa4l 10 Aue 10 lassaA a43 10 SaaaeueW 10 'slaumo
68 a11J 'pamssy ayJ Aq oouaag!p anp 10 luem ww1 paJ)nsal lou seq sapuoglne )eluawulano8 to lie 43ns pap!Aoid 'A34od s!yl lapun a1ge4 ale s1a1!1mlapun
88 941 g314m uo1 lassaA 944 04 a8ewep wog A1430ulp Pwllnsai 'loaiagl leaigl 10 'piezeg uo!ln1lod a aleag!w an
10 luaid of ajogam ollgnd aql 1ol Bu03e
18 sa!ipo4Jne leluawwano8 Aq pamn Alloaalp lassaA aqj of aaewep uo to ssol saan03 Osle a3uemsu! s!gl '43110d sl4l 10 suoNlpuoO 941 01 130lgns
(ONVZVH Noun-1l0d) 39VWV0 31VN381130
98 ')assaA 041 u1 saaegs ploy Aaql pinogs asnelo s!ql Jo Bu!ueaw 041 u!g1!m su8um0 palap!suo3 aq of IOU We Blond m mauO 's1a31110 'sJOISeW
98 'wagl ;o Aue 30 'lassaA 041 10 suaaeueW uo s18um0 041 'pamssy aql Aq nua8!Hp anp to luem wog pallnsal Jdu sell a8ewep 10 ssol 43ns pap!Aoid
qg Blood 10 ma10's100140'MISOW 10 a3u881188N
Eg 'uapunala4 pamssy ue IOU aie slanedaa uo /pue siaialieyo Bons pep!Awd 's1a1!edag 10 1pue slaualueg0 10 aoua8H89N
ZS !8DU0AaA000 pue[ Aue 44Im 10 'sal!SS!w 1el!w!s 10 SIOIDOJ 'llEM10 gl!m 13BIU03
1g yassaA pamsul aql pleoq uo Jou s1013ea1 m suogenelsul lealonu of sluappoe 10 ;d umopyealg
08 'flied aA!l3alap aql Puu!edai io 2ul3eldal 10 asuadxa pue lso3 aqj au!pnloxa) 'gnq io A10u!g3ew aql ul J3a;ap lualel
6L Aue ud 'slle4s to a5epaiq 'siaHoq 10 Bunsmq '010la4l suo1J3auuo3 le31JJ3al0 pue k8U140ew IBOU13ala 10410 10 suoleuau08 uolow 10 umopgealg
gL !a1egmas[a 3o pleogd!4s uo suoisoldx3
LL lsuooluod io suo3!pp2 'sAem 's43op 2UTAe18 's430pAap uo 01!4m 10 'go 10 uo au!oa u! sluaplooy
91 '8upayunq u) 10 Wm au!lpuey 10 awaleyos!p 'au!peo[ u! sluoplooy
SL :Bu!m000l aqj Aq pasne3 Allmip lassaA 041 01 92ewep 30 10 ssol S1aA03 osle aoueinsu! s!gl 'A311od s141 ;o suo!llpuo3 a111 of l3afgns
(33NVWH3N1) S11N3d 1VN0111013V
OL uoalagl luawasiopua Aq uo A3110d a4l ul au04masla sums!AOid Aq papnina aq Am se sluad 2u1080uo; 841 10 g3ns 'Jana
EL -moq 'Bu!ldom '1oajayl lied Aue 10 'lassaA agl 10 aaewea uo JuawulaO IAN a4l 01 aw03 1104S 10 ane4 legl sounliols!W pue s0sso1 'slpad 0C 19410
ZL Ile 10 pue suauueW pue ualseW 041 ;o Ageneg 'JMOS AlHenb 10 uoplpno 'uo!1eu legm ;o 'saldoad pue sa3upd 'saulp 0e 10 sluawulelao pue Spoils
1L -eg 'slsanV 'eas le s2u!ye1 'slespdms InVy- laluno0 pue lueW ;o slaJlaJ 'suasNJal 'sae9141 Bu!Hessy 'suaAOg 'salend 's81wau3 'ay6b4lue3 '8u!ulg8!l
OL 'au!3 'uem- ;o -uaw 'seas 8111 ;o ale A041 'san10sw041 uodn ageJ pue ueaq of palualun ale slalumuapun a4l 4314m SH1ad pue samivanpy aqj Bu!4ono1
S11N3d
69 'paunssy oql Aq Ol paauae ale sialumiapun aql Aq pal!nbai wn!waid leuog!ppe Aue pue MOD 10 Sw1aJ papuawe Aue
gg (q) pue 'pamssy aqj Aq 1oajagl aEpalmouy 10 Id!am 8u!monol Alalelpawwl sialpmiapun agJ of U8A!a s! a31jou (e) pap!Aad 'eas le dueo au!81e43s!p 10
Lg Bulpe01 10 'Bulnes 10 alep uo 'saHIAHOe 92enles io aaemol '41!10301 'aped '62ue3 01 se SU0141pdn 10 gaealq hue 10 ase3 w paJano3 p104 s! lassaA 941
99 'lassaA 944 9p!Sauole 10 AUTAeal
59 'aw43eoidde s! lassaA 1a4loue al!gm 10 'ap!SBuole 10 BulAeal 'Bu!g3ewdde al!gm apnpu! ne4s ,eas le oaiea au!glegas!p 10 au!peol ui a2e8ua„ asei4d 941
V9 'sialem puelm 10 sloqueg u! AOed!3upd pasn Jim 1e0wls uo ua1480 'aaieq a ue4l 19416 lassaA J041oue olul uo wog 'eas le 63je3 Bu!alegos!p 10 Bu!peol
E9 ut aN aua 'suogelado Eu!peg ;o asmo3 aql ul 'lassaA a4l HAS lou 'lassaA 84110 SARIae40 941 w suaaeueW aql 'siaumo 941 'pamssy aqj Aq paouene
Z9 A[snomid l3elluo3 lapun sa3!A1as aEenles m a8emol agellapun 10 a3uels!sse lapuaa lassaA 941 He4S lou 'a3uels!sse 10 paau ul ua4m to Aiewolsn3 s! se
19 lda3za 'pamol aq IOU AM lassaA 941 Inq 'ssalls!p w 4eu3 10 slassaA mol pue Js!sse 01 pue sdp4 le!il uo oB o1 'slol!d 1nopm 10 4J!m aleB!A0u 10 JIBS. 01
09 Meal 111!m sapeq pue sa31A1as 'suo!se33o lie uo pue 'sueld Ile u! 'sawn He )e 'suooJuod pue suwlpu8 'SAM uo pue 'sy3op BUIMB pue sg3op u! 'eas le
6S uo luod u! 7apo Am 1uauibldwa Si 'p!esaiole pouad a41 aulunp ampua pue anu111103 I1e45 os pue 'anoge se 'lassaA a44 uodn amluanpe aql Bu!uu!aag
3N(11N3AOV
89 'pawea paiap!suo3 aq Ilegs wn!wald lenuue Hnl AOHod s141 10 uoneu!wlal 10 11ooena3ue3 Aue 01 loud Buumo3o lassaA
LS 941 Jo ssol lelol Jo Juana aq1 ul 'algeAed aq Oegs uolJella3ueo Jo awg aql of do pawea uaaq alley Heys se 'ianamo4 'wn!waud 04j 10 u6111odo1d 43ns
99 'A3110d s141 palenobau ogm 1aIwq 841 ;o ale3 ul 10 ssauppe umouy lsel $!4 le pamssy a4l of Juas a3!lou 3lgdeiEalal 10 uall!um s6ep 01 uodn slalom
SS -uapun a4J Aq pana3ue3 aq AM A3Hod slyl 'anp u94m wn!waud IeuoHlppe Ape Jo ao yuawg3elle lalie sAep OE wnlwald 10 luaw6ed -uou 10 Juana Of
WnIW3Nd d0 1N3WAVd-NON
ys 'algeJ0AODaJ s! wnlaa a g3!4m 1o; sAep anpn"suoa OE Jo pouad 041 loala of uondo a4l alley Ilegs pamssy a41 'sAep anpnasm
ES OE paa3xa pouad dn-Ael a41 pinogS 'OE of sleaq olauag au!g3elie s6ep ;o 1aq wnu a4J se s6ep OE to pouad Hn1 a ;o Joadsau ui anp uinlau aql 16 uonlod
ZS -ad g3ns Aed Oeqs suapimuapun aql 'A3!lod s!qJ japun sa43elle g3!4m Jo Aluo lied a 'sAep anpnasuo3 OE 10 pouuad a uol do p0l sl lassaA 041 11
is sasodlnd 2upal48!l 1oJ ao dl4s Oelols a se pasn s! lassaA 941 ua4m pamolle aq wnlal a pegs asea ou Of (p)
09 418wp me poisnlpe aq pegs ulniau ;o sales anoge a41 '9101 lenuue 041 10 Juawpuawe Aue 10 Juana aq) w (a)
64 !s1awwapun 947
8q Aq panoudde loo uognol Aue ul 10 S1a1eM pa43aladun io pasodxa ul aulAI s! lassaA 941 uagm pamolle aq do -Ael 1ol wn1a1 a Heys asea ou u! (q)
LV A311Od s!41 10 Aouann 944 aupnp pannw Iou se4 lassaA a4l 40 ssoq 10101 a (e)
GENERAL claim tar " "'" Ponsibility Sol by amount they" "'sure° but equipment or
J unrepaired Underwriters Y i °sraueo rnr ... suc q
(+ of the Policy and left unr damages shall Assured to the owners ar would Pay if t
Vessel epaired be allowed, ured W � ��= reasc�
e on that date " at the expiration except to the extent that. the less thereii Cheed were owner of
If
undamaged by such Of the Policy shall be demonstrated damage cau chever shall be less h e ui
8 Perils, yY "L
RAL the Assured t° by Perils insured against
GE AND SALVAGE have diminished Y um during the
General he actual market value ofejpe
Average and
a(IrQightk , Salvage shall be y ble as
New York Payable at the Assured's pa a Provided in th
Of the Provided always that when election either I e contract o!
e cargo, General Average en an adjustment n accordance with yo rk. aNreightment, or failin
In the ale t shall be Paid accordingly to the laws Antwerp Rules 1950 g such Provision
Charterers, event of salvage, tOwa Ordingly. and u er 1974 or with or the::: b
the value of such services or be- sages 01 the poll of d the taws and U_ a no contract of
net provided for $ render esiination ;s property demanded by file Port of
constitute a ch under the Collision Liability egard to the tendered to the Vessel b y the owners
the arge under this policy y Clause in this policy, ownership or , by a y Vessel belonging ip part or '
When contributor Y olicy, and the amoont so a °t the vessels) shall In whole to the
(except in respect to a Y value o{ the Vessel is warded s° far as a be ascertained by ar
same Oche ' or
the amount insured h mounts made good to the greater than the A
PPIicaUle to The interest bibabynind
Value a euntler Vessel) or Salvage, greed Value herein, the ereb a shall
of the Vessel has been reduced [for theC(ntnbulor g shall not e )portion of the
cured
first be deducted from the Y value, and i/, because Of da that Uotal , tf - for
to the contributor amount insured purpose of contribution da,nz Proportion h the total caniributiull dueral Average
Y value. hereunder, and the amount Of ge or which the Underwriters are habie as Ir "m the Vssel
Tile Underwriters shall Such Particular Avera asset which
TOTAL LOSS then he liable on! ga damage recoverable Particular Average, the
y for the Proportion under this Pocy s
ascertaining bredk-u whether
which such net amount
halt
damaged or the Vessel is a constructive Total bears
There s P value of the Vessel or wreck LOSS c
Agreed V hall be no recovery {pr a c shall be taken ' e Agreed aloe
Glue, In instructive Total into V
from making this Loss hereunder shall be taken as the repaired value an
the same accident determination, only d nothing claimed separate) shall be taken info acct expenses incurred der unless the expense of re g t°
Y under ount, but ex or to respect of the
In the the Sue and Labor expenses i be incurred by reason of COVer!ng and re
event of Total Loss (actual or clause. ncurred prior to tell a single accident orgy the vessel would
given or not. constructive), no + of abandonment s exceed the
claim to hall not be Sequence it damages arising
Policyp no case shall the Underwriters b h0 made b considered i! such
e liabl Y the Underwriters for freight, whether a �e to he
e for unrepaired damage in addition to
notice of abandonment has been
SUE AND LABOR a subsequent iota! LOSS sustained
And in case of a during the
for, in, and about they Lass Or Misfortune, it period covered
the Underwriters defense.. safeguard an shall be lawful and Y this
in recovering, will contribute their d recovery o1 the Vey 0ecessary for the
g saving or pFeservin proportion a Seh or an Assured, their Factors t i
In the g the Vessel s Provided below I P.-
term rt thereof without Servants and As
der eVenf of expenditure shall he considered as And d is express) Prejudice to this insurance to sue labor -
value beats to [he Agreed Valueef the Sue and Labor a waiver r y declared and agreed that ni , id tb ' and Gavel
of the salved or that clause, the U O acceptance of abandonm acts of the a charges whereof
part of the Agreed Va)n Party' whichever pro the amount inswe, hereunder shag y the ent. Underwriters Or Assured
Pro
e Portion shall 6e (less loss pa Proportion of such If claim for Total less; provided always and'Or it
expenses that
or value recovered, the LOSS is admitted u Ys that their liabibly fog eUPayable under this policy) the amount for loss or dama amount payable and of this Policy and sue
ge) bears rider this P and labor e axAeraes shall not ex
always that Underwriters' to the Agreed Value °I1oy will be the expenses have been reasonably bears ° insured
Ceed ih � fa the actual
expenses re iiabiit for a or to the sound Proportion n£ suc e sonably incurred ; P1f pfOPOrtiunate
been in asonably inct of the solving 01 attem tingshallsalve theoed their the p ropor6f ate h excess thathethe ani In n excess of any (without reahzed
curred in respect of e Line of insured hereunder
ptiR Vessel a part accident whichever
COLLISION and other p,OPeri O1 the Agreed Value. The value was aPPlotum
LIABILITY y io the extent that (Oregoin greater; providad
And it is f g that: such expenses shallg shall ats0 y to
urtbar agreed be regarded as p y 10
(a) if the Vessel shall c
shall become liable °ma into collision with
Underwriters w able (o pay and shall y y Way other chi
IU Pay the Assured Or pa b y tlImages or vessel, and the Aso, ed or con
fionate P hereto bear to the Agreed the Surety , the Surat
donate part of h I Y whichever shot, any other persan y in
115
116
117
118
119
12o
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
155
157
(b) in cases where t e Agreed Value; a ue, provided always have paid, such Persons any sum - equence of the Vessel being 158
. with the Ys that their liability in r,,P,�Ii n of such sum °r sumsn respect of such cold.. taut[ lsg
w
ceedings have been Cop$ Iimifp liability, ) Y tin Y one Paid , the
taken to y, Of a p i° an such Collision their res
OF be compelled to lability, the Underwriters amount) of HUII hail not exceed their 1pr
When both vessels pat' e writers will also Underwriters, the liability of the under are to biam , pa a like °poi
the Collision Liability clause sII be Proportion of the e Vessel has
to pay t0 the Ow unless the liability at the owners costs w ' be
nets Or Settled hick the been contested o
In ascertaining the balancearterers of the other on the principle Of 01 charterers A su ed shall d
JE3
A,, r f hereby r Pro 165
The princi les involved , sum Payable by ort to the Assured one half or the, loos if It or booth charterers els becomes b law Y incur 166
erers, all p in this cla D19 °ef$ fimitad ms
Can a Fee questions Of
Arbor ibility andso shaft pat. to the cad in ere both two vet such collision. e tatter's damagesoa, mob vessel had been compelled Clalm 157
by the nalont fi singleoArbitrator, or fail "Um of liability as be where both such
are y have been r pelled 168
and the de i iy 4n a between the property, A operiy allowed 769
c s on of such Single Hull Underwriters integesteden ryefo the decision of sets being left i the Darf Or in whole,
Provided alwa Arbitrator two Arbitrators ch bitrators, decision of Of the same owners Or 170
quence of, or ys that this clause pr o1 d °Y two of such asun to one to be appointed b a S °'gel Ar -
with re shall i three Arbitrators choose y the Assured bllrafir, if the Pakcrt
n n0 case a third roes 172
(a) removal or sped t0: extend to Assured appointed as Arbitrator before and One to be appointed
is of any sum which the As; above, !a be final enlapng upon th 773
(b) 10e to real obstruction;;, Wrecks or ured or the Surety ma alit[ binding. a reference
(c) the Ol Personal property every their car argues Y became liable t0 174
discharge, spilla Pe tY of ev y descriAtion; g sunder statutory powers pay Or shag 175
(d) cargo or other $e' emission or leakage r othenvIse pay in ones,- 176
(e1 loss of life, property on or the eo 8e of Oil, petroleum Pursuant fo Taw; 177
Person at in' all,
of the Products, chemicals Or other
Provided further th "t fury or illness Vessel; substances or
any kind or description
178
arises out of any licit � exclusions (b) and (c) above 119
on taken to shalt not whatsoever;
avoid mite or remove any discharge in' 1g0
mini a fury fo
discharge, spillage, vessels or property thereon 181
g°- emission or leakaga described in except that
(c) above,ihe extent sorh injury 183
184
ry'S'p w PalU!jd 89001 AN 'NJOA MON 'lat)4S U4Df 11 'piezel gdasof Aq ape jod
SSZ 'ap)UI ul sulewai luawasiopuo gans al!ym Aldo pue ggmajay) 1ua ;slsuoOUI ale Iuawasjopua Lions In swjal aql Ie4l )ualxa aql of Aluo suolllpuoa
bSZ aeoge ay) apasjadns IRS )uawavapua gans 'Aagod slq) uo )uawaSjopua Aq pajnsul jai;eajay aze asnelo s!yl Aq papnlaxa sgsu jay;o jo sjls!j jeM 11
Be 'jamod a q)lm uo!le!aosse w saajol tie in Aje)
ZSZ -!I!w 'Ieeeu 'Hu!ule)u!ew Al!jo4lne Aue sap nl3at „jamod,, 'ulajaq pasn s '3u!wjopad S 'wazagl panlonul IassaA ja410 Aue 'uo!slno3 a ;o aseo 84)
Ise u! 'jo paUlami IassaA ay) 4o!gm amias jo 9HotloA aqI In am)eu ay) ;o luapuadapdf Si tae 4314m jamod luajaH!Haq a )suleHe in Aq )ae ag)soy e
DSZ Ag AOoanp pasneo ssalun umsoldxa in am; 'jaq)eam AAeaq '8ulpue.gs in laalgo 8uileoN jo pan; Aue 411M jo 'sallss!w lellwis jo s18430j ')!¢jail¢
6VZ 411m loejuoo jo uo!s!Noo apnpita U) IOU (yl 4deilojedgns s!yl inq (IOU An jam ;o uollelel3ap a aq ajagl jaylayM) suollejado a4NjeM in sap1I!Is0H (y)
8VZ jo !asnelo Sums
LVZ .nl2x3 Pa;0188 pue M!jiS jeM sly) japun ajagmasla papnlaxa IOU pue sjau!jew in jolsely ayI Aq pa)gwwoo ssalun 'wspepuee in sloe snoi3ijow (8)
9bZ to !jamod padjnsn in Ajeppw 'me! lepjew 's1m) 'suollOUJUW HAl3 'saouegjnislp jogel )U leaggod 'sinolial 'saNljiS (p
SbZ jo 43ejmd in 'woyajaq) 2u!slje agjis Iwo in 'um1minsu! 'uoHlagaj 'uopnloeaj 'jeM ge!o (a)
bbZ
in 4allew in a3jol DApoeolpej in uogmi a4!1 jay)o in uolsn; JO/pue ua!ssy je813nu in alwo)e 8u!Aoldwa jem to uodeam Auy (p)
eve JO y3ss8A 041 pjeoq no Ulm se paljjeo IOU opadjol in gwoq 'au!w Auy (o)
eve jo 'aslMjaylo jo In ;Mel jaylagm pue jem jo a3ead ;o awN u! A4184M 'aslmja410 JO uoH!slnbaj Aq 'IassaA ayI to Hwge) Auy (q)
IVZ in aeajagl )dwalle Aue in ']uawwelap 10 ywejlsaj 'Isajje 'ajnz!as 'ajnideo (el
obZ to 03111anbas1103 a se pajjnau! m 'woj; 8u!llnsaj 'Aq pasneo asuadxa jo aHewep 'sso) Aue jae03 IOU SOUP AoHod s!41
6EZ 'AoHod aqI in SUDISIApld bejlum Aue Ap Hnu pue apasjadns Heys pue lunawejed aq Heys suo!ppuoa Hu!monal aql
SNOIsl1l0X3 OUV1311 ONV S341HIS HVM
BEZ 's)uawasjngsl0 a9VAleS pue aBejaAV lejauao pue !sasnelo SayulS pue SIS18 jeM ainlllSUI
Lee ueoljawy aqI w palejawnua sgsu asnel) suoisnlax3 paye108 pue :saVIS "EM Aq papnlaxa s1s!H—'1SNIVotl 1N1100 d0 3AI103d6w 30NV8nsw (a)
9EZ 'aauejnsul In Ao!lod Aue
gee japun uolsmad ;ualeAmba jo .IeAu)e pue„ o1 43algns aige)ano08j ate yalgm sutnlaj Ieni3e ay; 8ulpaa3xa IOU Iunowe utl 'WOm38d 30 SNHn138 (;)
PH 'Al4luow elej ad Bu!)npat (aamnsul sajoIS pue s1s!8 jeM
EEZ jo A;luwapul pue uon3a)ojd Aue up sIIe3 palewpso jo wn!wajd 844 'paj!nbaj ;! '8u)pnioui inq suogoaS 8uto8at01 agl japun pali!wad Se pamsul
ZEZ swnlwajd 8ulpnpxa) sgluow el 8u!paaoxa IOU pouad a jo; pamsu! isajalul Ile ;o swn!wajd len;)e ay; 8u!paaoxa IOU !unowe utl smlVflHd (a)
lEZ val14) 944 ;o
06? 8u!u8ls ayI UD ul8aq Few uollaas s141 Aq pail!w)ad aouemsul uV 'jaljel0 ayI japun pawea aq of Iles any SSW aqI In 3a OS paa)xa IOU Sapp )l
6ZZ angm pa3npat ail Iou paau pamsu! ;unowe a4i 'sq)uow B1 8ulpaa3xa popad a jo) S) jaljeg3 aqI a)agm 'Inq pawea os !unowe ssw8 aqI )o °005 Aq
Bee jaljego a44 japun pawea si any ayI Se pa)npaj aq Ilegs uoliaaS still japun palllwjad !unowe Auy s4luow BI 8u!paaoxa Iou po!jad a ul jaijego a4i
LZZ japun pawea aq of sl µ314m any ssw8 a41 ;o µe09 Sulpaaoxa IOU Iunowe uV 'S351AOA 30 S3183S 8o3 381H 6318VH0 80 381H 8318VH0 3'-All (Pi
gee '(q) uopoaS )spun palllwjad se paloaga sl aouemsul Aue ;! uol;oaS sill Aq pali!wjad aq Ilegs 9311ems111 ou Iegi 'tanaMOq 'pap!Awd 'aouejnsul
See ;o sa8)ego aqI sold 'a3uetnsw ;o awg le 1g0laj; In a;ej luajma 641 10 siseq a41 uo palewllsa AlgeuOseat ail O; ;unowe 4ons 'aHessed o2m Ixau uo
17ZZ lg8laj; ssw8 paledloque aq; aulpaaoxa IOU ;unowe uV 'd318VHO 83ONn ION ONV iSV11V8 NI SIM 11MA 3K 31 1H9138d 031VdI3I1NV (0)
EZZ '(p) uoliaaS ples japun pa ;!wad se pajnsul St loajagl lied Aue fl (q) uoliaaS s141 japun palllw)ad aq IOU
ZZZ IIe4s molaq p) ul paquosap sjalje40 to wjo; ayI japun pawea aq of aj!q in ll8laj; Auy 'pawea os !unowe ssut8 aqI Aq 'pawea sl any jo ;g8!aj;
IZZ 041 se 'pa)npaj aq IIe4s uolloaS sly! )apun palilwad Iunowe AuV 'ulajag umop plea se saBessed o8)eo om) In uoilqu.il ay; 01 Ioafgns '02040A
OZZ 941 ;o uol;ejnp pa;ew!lsa aql uo pa;elnopo aq Ilels ;unowe ayi 'slseq awil a uo apew si ;uawAed ajagm jaljego aBeAOA a to asea aqI uI 'a3ue
6le dnsul to sa8jego a4i snid (aHessed Iselleq olelpawalui ue pue Ajewwllwd a 'paj!nbaj ;! 'apnloul o; amemsm gons) aHessed oRm 8ulpea3ons
BIZ lxau pue aHessed o8)e) luajjno aq jol any m 448tajl ssw8 ayi 8u1pa9)xa IOU Iunowe uV 39VAOA 808 SiMINOD 8300 '3HIH HO 1H91388 (q)
LIZ 'anleA paaJ2V ayI to opgl a4e8aj88e a4i u!
91Z 8ulp9a0xa IOU !unowe utl '3WI1 803 OmSNl (1H0I383 031Vd I311NV 80 1HOI383 03831HVHD ONIOn10NI) 1H013Hd ONV 038180S30 83A30H SM
SIZ -831NI MINIS HO /ONV 'A83NIHOM ONV 11AH j0 3n1VA 03SV380NI 80 SS30X3 80 S11308d 'SNOISSIM09 .S839VNVW 'S1NM3SH08SIO (e)
VIZ +goeajq gons ;o aEpalmoul Inogpa Aollod si41 paidaooe seq oqm aa8e81joyy e Aq wlep e DI asua)ap Aue s)alumjapun a4i p)oge IOU IIe4s
EIZ uoppuo3 slgl ;o goeajq a asnel) pajnsstl ay) ul AJ3A3361 uo u0t)e;011 ayi 8ulpue4S41!m10u pue shmle papinojd '(e) uoiloaS w pa;ejawnue asogl Euildaoxa
ZIZ J36jugm S)saja)w Aug uO wal 3N,l jaglo jO V'I'j , I d'd of 13afgns aq pays s3uemsul 43ns 0u pue 'anlsnl3m '(8) O; (e) Suo113aS Eulmollol aql, w palela
Ile -wnua slunowe ail; o; do pue slse)alut aq uo Idaoxa saa8e8)mw jo smlejado 'sja8euey 'sjaum0 'pamssV aqI l0 lun0))e jo; jo Aq A3110d still ;o Aouaj
0tZ dno a4I 8uunp alejad0 of pa;oaga aq ne4s IassaA ayI In ssol 1e101 ;0 gslj ay; ;suleHe aomnsul (euollippe Ou 1e41 A)0od Sill ;o uolllpuoo a sl 11
S30NVilf)SN 11VN011100V
60Z -patnssy aqI to saojjo all utgl!m sOuego leumlu! Aue of Aldde IOU Ilegs 11 pue
BOZ 'ja43oue of umiejodjoo jo wjy auo ut IassaA aql to luawaEeuew aq; 10 jalsuejl ayI of Aluo sjalaj anoge pasn se „luawa8euew Mau„ wal a41
LOZ 'anleA paajBV Pill 01 sjeaq japunataq pamsul ;unowe
goe aql golgm uolljodwd ayI u! pue 'jajayego jo aaja;sue)I ayI wwl algejaAooaj sl se ssol gons ;o Ijed jo Ile ;0 Ioadsaj ul )ajaljegD jo aaja)sue)) aqI
Sol IsuleBe pamssy a41 ;o sjq,l agl;o Ile of pale8wgns aq pegs stalumjapup agl 'uogeulwtal opewolne pa)ja;ap Aue pue )alsuejl jo 98uego to awp ail
bOZ uaamlaq m)3o pinogs japunajaq algeAed sso) e 11 'pue IassaA ayI 10 )ajaIR43 10 aaja;suejl Aue ;o Il;auaq aql 01 ajnul IOU (legs aodemsul s14j.
EOZ -ja ;sue)l gons ja;le s6ep uaaiill mono 0egs uogeulwjal ollewolne 4ons 'pajnssy
Zoe a4i Aq Iuawaai2e uallpm e ;o uognmxa loud aq lnoq ;um ';S1twg1O 10 u011lsmbal Aq lalsuejl Alelodult Amlunlonul up ;o Iuana a(II w (q)
toe Iselleq Ul It uopeugsap ;o ;jod le jo 'o8)e3 qum j! o2jegDs!p ;o ljod IeuO In IeAmp Ii;un pajjalap aq 'paunba)
OOZ )l 'Ilegs uo!laulwjal opewolne g3ns Iselleq u, eas le sl jo 'ltod 8wpeol jay moil panes Apeajle seq pue pjeoq uo o8jeo seq IassaA agl p (e)
661 1e4l 'janamog 'papinwd :uoge)gtsselo j0 uogtsmbat 'jaljega '4uawa8euew
861 Tel; 'd!gsmMo ;O a8ueg3 gans ;o awtl 64l ;e aleulwjel A0e3gewolne llegs Aagdd sl4l '8u11um ul olajagl aa)8e stalpmjapun aq ssalun 'uagl 'umejpllim
M jo pallaoueo 'pa8uego aq waja4l sselo )a4 m IassaA agl 10 A;a!3o5 u0peoylsselo agl 1! j0 'slseq leg! uo pauo!i!snbaj jo s!seq leogajeq a uo pajaljelo
961 aq jo 'IuawaBeuew Mau japun paoe!d aq IassaA 941 11 jo 'IassaA all 10 8eN jo d!4sjaumo 941 u! 'OS!Mtagio jo AmlunlOA '08ue40 Aue ;o Iuana ayI ul
dIHSN3NM0 d0 30NVH3
So[ 'su0llel!wlI Ajolnlels gons a; loafgns sall!I!ge!I aqI 8uowe papnloul ajam asnelo s141
V61 ul 01 pajja;aj uoge8pgo Ienlowluo) hue japun Allllgey if papgua aq pinom jo palglua ale staumo g3lgm o) Alplgell 16 u0pallul Aminlels Aue ;o junction ayI
961 uegl )aleaj8 aq 'asnelo siql 8wpnlou! 'asnelo Al!Ilge!l uo!s!IIoo aqI japun svalumjapun aql. ;o A;!I!ge!I to ;unowe ale8aj88e -a44 OegS Iuana ou ul 1041
Z6I SAME paplAO)d 'lu3waaj8e Aue to zNasge agI ut AlleHal uaaq peq IassaA ayI p pajanoa uaaq aeeg p)nom sluawAed g3ns Iegj lualm ayI 01
161 A300d slgl ut asnel) Ailllgeil uotsnlo0 ayi In 8wueaw a41 ulgl!m „line; le 8utaq IassaA aqI in a3uanbasuo) ul„ pied uaaq ane4 of pue ,suosiad jo uosjad
OK la4jo Aue oI sa8ewep ;o Aem Aq„ s;uawAed pawa6p aq Ilegs suoij ango pawnsse 4ons of luensmd AlamS jo pa)nssy aql Aq pled slunowe legj paaj8e s! 1!
681 'sa8ewep gons Aue jol Al!Iigell jo ssol !suleHe s031A)as aHemol jo a$elond ayI 8ulp!Awd asogl Apowapw 01 (q)
281 jo 'IassaA 8wmol all 8w.pnjoun 'IassaA jo dlgs ja4lo Aue llim pa)nsw. IassaA all ;o uo!slllo) wot; 8u!gnsa) 02ewep jol Allligell awnsse of (e)
Let 'pa)nssV 9qj ;o ;uah aql jo pamssV aqI Auumbat sloejluoo japun papinwd ale S901AMS aHemol jo a2golid 'eag3ejd gons lllm aouepto33e ut a100A
981 'awgmd (ea0l pagst{gelsa gllm aouepmooe uu loetluoo g3ns sIcaooe pamssV 841 ;o }ua8e a41 jo pa)nssV ayi U04M
S81 sjaumo jlall jo 's;eogmo; 's8nl 'stolid ;o Al!Ige0 aqI I)ed ut jo alogm u! 2uglwll loejluoo Aue ;o uoseat Aq paolpnfatd aq Iou 0egs aauejnsu! s!41
39VM01 ONV 30V101Id
Allianz Insurance Company
Ailianz
tEndor.r n,r"1 �O. ..,.... 3 ........ . ...... .............................. _...._........... ............. .......... _.. ...........
POLICY NO.: AHP 650016
ASSURED; CITY OF NEWPORT BEACH, ETAL
EFFECTIVE DATE: APRIL 1, 1981
IT IS HEREBY AGREED THAT THE NAVIGATIONAL LIMITS SHALL
BE AMENDED AS FOLLOWS:
"Waters of Newport Beach with privilege to navigate
within a (40) mile radius of the Newport Beach
jetty light and while ashore within 10 miles of the
Harbor. Privilege is also granted for the insured
vessels to navigate beyond this radius if necessary
to save life and /or property."
ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED.
TO BE ATTACHED AND FORMED A PART OF POLICY NO. AHP 650016.
C.T &ait3 Dftw 1Ce COittpaill
AIC 3 1000 1177
eal r., 1
Allianz Insurance Company AllianZ
t 1
POLICY NO.: AHP 650016
ASSURED: CITY OF NEWPORT BEACH, ETAL
EFFECTIVE DATE: APRIL 1, 1981
It is hereby agreed that the navigational limits shall be as
follows:
"Waters of Newport Beach with privilege to navigate
within a (5) mile radius of the Newport Beach Harbor
Entrance and while ashore within 10 miles of the
Harbor. Privilege is also granted for the insured
vessels to navigate beyond this radius if necessary
to save life and property."
i
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED.
ACCEPTED:
1W
DATE:
AIC3-1000 1177
c}�QQ(an� gu�una�vice �,Olttj)uh:y
Allianz Insurance Company
Allianz
EndorsrmentNo . ............... . Z. ..... ........._ .......... ._...... . ................. ................ .... ...... I ...... ........ I.......
POLICY NO.: AHP 650016
ASSURED: CITY OF NEWPORT BEACH, ETAL
EFFECTIVE DATE: APRIL 1. 1981
EITHER PARTY MAY CANCEL THIS POLICY BY GIVING THIRTY
DAYS NOTICE IN WRITTING: IF AT THE OPTION OF THIS COMPANY
PRO RATA RATES, IF AT THE REQUEST OF THE ASSURED — SHORT
RATES WILL BE CHARGED — AND ARRIVAL.
ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED.
TO BE ATTACHED AND FORMED A PART OF POLICY NO. AHP 650016.
:7C�YlAk1� �4l,U�iQd1LQ �;0811�h(�ill�
ACCEPTED:
BY:
DATE:
AIC3 -1000 1177
Rate, -1
>
w
tv
t�
H
r
sy
e�
�
3
n
o
rt
z
H
N
O
x
tr
�
r
H
t
b7
l
CD
to
o
0
C>
b
o
r
t
m
Ln
n
rJ
rn
v,
w
z(D
b
N
N
N
H
W
%D
kD
07
H
�'C
Ln
°z
-
o
x
o
m
m
n
P.
n
r
c
w.
x
O
N
W
N
ul
C1
ct
C1
t+]
n
w
7c
z
n
n
a
c
H
N
D
r
n
N
�
�
o
0
�
c
c
�
m
N
N
N
R+ H
H
N)
c
to
N
N
U
r �y
C t1
r
0
0
o
tJ t7
0
0
0
b
to
0
0
o
hi
�O
0
0
o
H x1
0
0
0
(SPACE FOR ATTACHMENT OF FORMS AND ENDORSEMENTS)
GENERAL LIABILITY - AUTOMOBILE PO
PUBLIC ENTITY FORM
THE CANADIAN INDEMN
CAL- SURANCE
P.O. Box 3459, 3475 Torrance Blvd.,
Torrance, Calif. 90510
[2131542-7301
STOCK COMPANY
CALIFORNIA INSTITUTIONAL INSURANCE ADMINISTRATORS
A DIVISION OF CORROON, BLACK - CARTER 8 HIGGINS
XOME OFFICE
WINNIPEG, CANADA
No. 73 MC- r"21535 "o°.5.. NEW......
Item 1. Named Insured and Address: (No., street. Town or City, county, stare)
City of Newport Beach Agent: C.I.I.A.
he?0q Newport Blvd., Newport Beach, CA 92663 3580 Fifth Avenue
hem 2. olcy enu : (Mo. Day Yr.) San Diego CA 92103
From April 1, 1981 to April 1, 1984 g '
12:61 A.M., standard time at the address of the named insured as stated herein,
ITEM 3. Policy Retroactive
ITEM 4. The named insured is County City Newport Beach Other
ITEM 5. The insurance afforded is only with respect to such and so many of the following coverages as are indicated by specific limits of
liability. The limit of the company's liability against each such coverage shall be as stated herein, subject to all the terms of this
• policy having reference thereto.
COVERAGES Included Excluded
A— BODILY INJURY LIABILITY IN ❑
B— PROPERTY DAMAGE LIABILITY
C— ERRORS AND OMISSIONS LIABILITY
D— PERSONAL INJURY LIABILITY
E— INDEMNIFICATION FOR CLAIMS ADMINISTRATION ERRORS & OMISSIONS
M ❑
W ❑
0 ❑
K4
If the Policy Period is more than one year and the premium is to be paid in installments, premium is payable on:
Effective Date 1st Anniversary 2nd Anniversary
$ 37,379. $ (to be determined) $(to be determined)
INSTALLMENT PREMIUM PAYMENT AGREEMENT. It this policy is written for a term of three years and the premium is payable in annual installments, the advance premium is the premium for the first
annual period only. The insured agrees to pay subsequent annual installments calculated at the annual premium then in effect.
In Witness Whereof, the company has caused this policy to be executed and attested, but this policy shall not be valid unless countersigned by a duly authorized representative of the company.
Secretary
•
4 -23 -81 jg
FORM 122 1 1 .e0 )
Countersigned by
EN-U*SEMENY- . THE CANADIAN INDEMNITY CO.
(.he specs bNow need be completed only whenfendorsement is issued subsequent to preparation oftolicy.)
r pril 1, 1981 IF73I MC 521535 I CITY OF NEWPORT BEACH
April 1, 1984 1 11 1 5 -8 -81
0
205 -1
It is hereby agreed that the County of Orange and Orange
County Harbors, Beaches and Parks District & State of
California (for recreation facility) are included as
additional insureds.
This extension of coverage applies only as respects operations
performed by or on behalf of the Named Insured for such
person or organization so designated as respects use of
County's Harbor Property for sailing program from 6 -15 -81
through 8- 28 -81.
/�/'/4ic
NUTRORI2 EO REPRESS NTMTIVE
NAWI AND ADOPIoS ', lc;',Cv -
CAL— SURANCE ASABCIATES COMPANIES AFFORDING COVERAGES
. 3475 TORRANCE BLVD. COMPAN
TORRANCE, CA 90503 LETTER Y A CANADIAN INDEMNITY COMPANY
COMPANY B
E ETER
NAME AND ADDRESS OF INSUREO /�
COMPANI ■
CITY -OF NEWPORT BEACH nER V
3300 NEWPORT BOULEVARD COMPANY D "Notwithstanding any requirement, term, or condition of
LETTER any contract or other document with respect to which the
NEWPORT BEACH, CA 92663 ce I +ca a Is issued, the Insurance afforded by the policies
COMPANY E listed on the certificate is subject to all the-terms of such
LETTER
This Is to certify that policies of insurance listed below have been issued to the Insured named above and are In farce at this time.
COMPANY PoucY Limits of ia
Lbility in Thousands (000)
TYPE Or INSURANCL POLICY NUMBFR �T ,ARCH
LETTER 1 CA PIRATION AGGRFGATf
URREN
pAIF )CC�� OF�
r GENERAL LIABIUTV�— -� ��— ' `�.� - -�� -� ' - - -- T - - --
8( %'JILY IN`C5Y$ R
A !9$COMPREI,0SIVE 1ORM 73 MC 521535 4 -1 -84 j
❑ PREMIEo,- OPERATIONS PROPERTY DAMYGE i
1 i5
EXPLDSION AND COLLAPSE I
HAZARD
�❑ UN BERGROUND HAtARC1 -"�- -- — - --
� PRODUCT]' OMPLETrG 1
I OPERAifONS HF1AIt0 � I HOI'AL_vNJVHI AVD f
❑ CONTRACTLIAL INSURANCE ''RU- IRTYL;AMAGE i1,000 $ NIL
BROAD FORM PROPER'1'
DAMAG
D INDEPENDEN' CONTRA::
I
❑ PERSONAL NLIRY j
= E.PEO, A, r P'H' S
AUTOMOBILE LIABILITY ;ra!bRI
�A �r.on. +l'Rr „eNSlvr :oRM i 73 MC 521535 j 4 -1 -84 u0, I, RV
C VINED ;ZAC r OFNI;
,,RED �_PRC Pr II; I, vAA6t, -„ 4.__� -_ - -_
Elrv09 GWNED I POCH Y IN_i.RV .:WD
1 PRUFI Ill YPAMAGL 1,000
EXCESS LIABILITY +
y(11:11_Y INJURY AND )�)
UMBRELLA EOP.M I I 1 b
PRO; ^LRIY UAMA,CL $
OTHF,RiHANUMLPLLIA
FORM
WORKERS' COMPENSATION
and
EMPLOYERS' LIABILITY
OTHER
DESCRIPTION OF OPERATIONS,ILOCATIONSNEHICLES
axwY OF QRMGE & omqC axmy HMWRS. C W ai `Ifh. AND PAM DISTRICT f M OF
•RNs • e' PJXPEAnCN • «a MaWM USE OF •• I :a.• PROPERTY
FOR SAILING PROGRW •,e M 6-15-81 THROUG
Cancellation: Should any of the above described policies be cancelled before the expiration date thereof, the issuing com-
pany will eAMDOOOM mall 30 days written notice to the below named certificate holder. but failure to
mall such notice shall Impose no obligation or liability of any kind upon the company.
LORD 25 (£C. 11-77)
NAME AND ADDRESS OF CERTIFICATE POLDER'.
ODUM OF ORPNCE
CENTRAL PERMIT DIVISION
400 CIVIC MUER DRIVE ti1ES'
P. O. BOX 4048
SANTA ANA, CA 92702
DATE ISSUED
ENDORSEM'EN'T. THE CANADIAN INDEMNITY CO.
(The spaces bflow need be completed only when0dorsement is issued subsequent to preparation of *iey.l
I
THIS ENO IRSEMENT, EFFECTIVQ
BECOMES A PART OF POLICY NO.
ISSUED TO
FORM
CITY OF NEWPORT BEACH
April 1, 1981
73 MC 521535
EXPIRATION DATE OF POLICY
ENDORSEMENT NO.
DATE TYPED
ADDIT, PREM,
RETURN PRE ",
April 1, 1984
10
4 -23 -81
Incl.
E
0-- -L
It is agreed that the County of Orange, its officers and employees
are named as additional insured, but only with respect to the
Revenue Sharing Agreement of 1 -3 -80.
OCOM
NAME AND ADDRESS OF AGENCY
Cal— Surance Associates, Inc.
3475 Torrance Blvd.
Torrance, CA 90503
COMPANIES AFFORDING COVERAGES
cOMPANV A CANADIAN INDEMNITY
LETTER _.__.._.._ DIA__ —____.
00PANt B
LF'TTrfi
NAME AND ADDRESS OF INSUHEO
COMPANY ■
CITY OF NEWPORT BRACH i FTTER V
3300 Newport Blvd, CIMPANY D "Notwithstanding any reruirement, term, or contlitio-n of
LE rTFe any contract or e ?h ^r
Newport Beach, CA 92663 ti.—
certificate is issued, the insurance affordetl 0 he
COMPANY E listed on the I y t pJllCle$
LETTER iticate is sub ect 10 all the terms of ulrh
POITpeS.��
This is to certify that policies of insurance listed below have been issued to th:: r'.I ad named above and are In force atthIs time.
COMPANY oL,CY Limits of Llabdrty in Thousands (0 0)
' Y PE OF INSURANCE POLICY NUMBER EACH
_ C(1IIRHEN(C AbGRFgA1E
LETTER L ZION DATE, I�C
GENERAL LIABILITY BODILY IN.IURY 15 I s
A ® COMPREHENSIVE FORM 73 MC 521535 4-1 -84 1
❑ UMR.RFI.I= FORM
❑ O'HFR THAN JMURELLA
FORM
WORKERS' COM PENSATI(
and
EMPLOYERS' LIABILITY
OTHER
PRCPLHIYDAMAGI ( $
I
❑
PREMISES- OPERATIONS
I'BOPF /�
L 1,
❑
EXPLOSION AND COLtAPSE
❑
HAZARD
UNDERGROUND HAZARD
❑
PRODUCISZCOMPLLIED
RL101.Y IfJPJ6 i t
❑
OPERATIONS HAZARD
f,ONTRAC Dj AI INSURANCE
FViO L F,: ANTI
❑
9ROOAAMAFORM PRCPEHiY
❑
IND. F.RFNDENI CONTRACTORS
I
❑
PERSONAI. INJURY
AUTOMOBILE LIABILITY
❑
CGMPREHFNI•VE FORM
ONNf r.
i❑
-'RED
❑
NON OwNFf?
—
EXCESS LIABILITY
❑ UMR.RFI.I= FORM
❑ O'HFR THAN JMURELLA
FORM
WORKERS' COM PENSATI(
and
EMPLOYERS' LIABILITY
OTHER
PRCPLHIYDAMAGI ( $
I
PODII V iNJURY AND I,
I'BOPF /�
L 1,
IMAGE
D00
V.BENr
-_____
RL101.Y IfJPJ6 i t
j
.1' 11AaY. ^LN :•
A
FViO L F,: ANTI
r
.._�.._-- .�___..
!t01a. Y Iry PJ k° rml;
V'18)I' ^, rliv UAMA(4f.
Revenue Sharing Agreement of 1 -3-80
5
t NIL
I
ROUILI INJ'JRI AN'O
''ROPLHIY DAMAGE
CL> ^d HM1EC: I
F
!1111 vu v,■
Cancellation: Should any of the above described policies be cancelled before the expiration date thereof, the issuing com-
pany will endeavor to mail --30_ days written notice to the below named certificate holder, but failure to
mail such notice shall impose no obligation or liability of any kind upon the cryfipany,
NAME AND ADDRESS OF CERTIFICATE HOLDER.
County of Orange
Chief Administration Officer
511 North Sycamore
Santa Ana, CA 92701
ACORD 25 (Ed, 71.77)
DATE
REPRESENTATIVE
ENDORSEMENT THE CANADIAN INDEMNITY CO.
(The spaces below Peed be completed only when tdorsement is issued subsequent to preparation of t icy.)
T 15 ENDORSEMENT, EFFECTIVE
BECOMES A PART OF POLICY NO.
ISSUED TO
FORM
• April 1, 1981
73 MC 521535
CITY OF NEWPORT BEACH
EXPIRATION DATE OF POLICY
ENDORSEMENT NO.
DATE TYPED
ADOIT. PREM.
RENRN PpEM.
April 1 1984
9
4 -23 -81
Incl.
•
205 -L
It is hereby understood and agreed that the County of Orange -
General Services Agency is named as additional insured, but only
as respects to operations of the City at or from premises developed
for a marine facility at Newport Harbor Patrol Headquarters.
• iiG�iGe
AND ADDRESS OF AGENCY
Cal- Surauce Associates, Inc.
3475 Torrance Blvd.
Torrance, CA 90503
CITY OF NEWPORT BEACH
3300 Newport Blvd.
Newport Beach, CA 92663
COMPANIES AFFORDING COVERAGES
COMPANY %�
�ETFR „ CANADIAN INDEmN TY
,M. ,,;
B
--'r Limits Liability in Thousands (----
COMPANY
LEtiER
rvPe or irvvJRAVrE
-
COMPANY
LETTLH
GENERAL LIABILITY
COMPANY
D
"Notwithstanding any requirercent, term, or condition di
LL FrFR
® COMRREHENS!VF FORM
any contract or c=har docun:e ^J ' !
❑ PREMISES — OPERATIONS
cendicate Is issued, this insurarce afforded b;•GIe w(ciek
COMPANY
LETIEH
E
listed on the certilicete is suhfect to all fhFl t.— .., �.._.
This Is to certify that policies of insurance listed below have been issued to the insured named above and are in force at this time.
--'r Limits Liability in Thousands (----
COMPANY
LEtiER
rvPe or irvvJRAVrE
-
-.
Pi; U. - --
POLE. Y nureer? _
r.
- kP(t FGN r r f U; AG6RFGArr
_ _� Cl]URRFNCF ___
—�
GENERAL LIABILITY
H(r, Y Nl;ilY $ E
A
® COMRREHENS!VF FORM
73 VIC 521535 4 -1 -84
❑ PREMISES — OPERATIONS
'IIII PR.OR :_RIY DAMn3F ¢ $
❑ EXPLOq AND COLLAPEE
RON
❑
UNDERGROVN9 HAZARD
❑ PRODUCTS'CGMPLE FED
OPFRATICNS HAZARV
❑CONTRACTVAL INSURANCE
- HJnll vin lJHY r.rvi I
L'ROFFRI'Yf S
:AMAG[ j 8
r(Wr 1,000 NIL
BROAD nPERTV
❑ roHM RR
vvf;
DAMAGE
E:1
I'
NDEI'Ln DENT CGNTRAC,TORS
....-- . —_.... _.__ —. —... 1__.-- _._...._._ ........-
❑ PERSONAL 1NJiJRY
o rev uP' a
AUTOMOBILE LIABILITY
RA
®ca.,PaFHFNtirvE 'ORI.'
73 NC 521535 4 -1 -84 r .SON
eI,JIL::—E.:
❑ OWNED
i LEA[:: AI:.CIftF NTI
H PLC
�❑
TI 11 Y N.1 HY N).._..._.
NON OWN(I;
i Pig: Riv DAMA.,I
EXCESS LIABILITY
fI
I 13Cnn Y in.)E•RV nNn I
❑ VMHRWIA !ORM
❑ 0 THAN UMRRELLA
..BUOFR I I L I M11CIF S $
I
bM1,
i
RNI `
CORM
WORKERS'COMPENSATIONI
and
EMPLOYERS' LIABILITY
I
I
I
OTHER
,
DESCRIPTION OF OPERATIONS /LOCATIONSNEHICLES
Operations of the City at or from premises developed
for a marine facility at Newport Harbor Patrol Headquarters.
Cancellation: Should any of the above described policies be cancelled before the expiration date thereof, the issuing com-
pany will endeavor to mail _30 days written notice to the below named certificate holder, but failure to
mail such notice shall impose no obligation or liability of any kind upon the mpany.
—�
NAME AND ADDRESS OF CERTIFICAT E HOLDER'.
County of Orange i DarE fssc April 24 81 lc
General Services Agency
Real Estate Division d.,
P.O. BOY 4106 AUTHORIZED REPRESENTATIVE
Santa Ana, CA 92702
ACORD 25 (Ed 11 IJ)
A
;T�--14rma
ENDO ISEMENI THE CANADIAN" INDEMNITY CO.
IThe spaces below.need be completed only when0dorsement is issued subsequent to preparation 0140liey.)
THIS ENDORSEMENT, EFFECTIVE
BECOMES A PART OF POLICY NO.
ISSUED TO
FDR-
April 1, 1981
73 MC 521535
CITY OF NEWPORT BEACH
EXPIRATION DATE OF POLICY
ENDORSEMENT NO.
DATE TYPED
AODIT. PRE -.
RETURN PREM.
April 1, 1984
8
4 -23 -81
Incl.
It is understood and agreed that The Irvine Company is named as
additional insured, but only as respects to use of land where
air samples are collected.
•
� AUTHORIZED REPR ESE NTATIVE
0M . -L
AND ADDRESS OF AGENCY
Cal-Sura'nce Associates, Inc.
3475 Torrance Blvd.
Torrance, CA 90503
NAME AND AGDRFAS OT TrS-JREIJ
CITY OF NEWPORT BEACH
3300 Newport Blvd.
Newport Beach, CA 92663
COMPANIES AFFUROIN-. COV7RAGES
COMPANY Jj
CANADIAN INDEMNITY
iTltl: °40
"withstanding any re-q—uor— Onditiqn of
'P, any contract or other document with respect to wp'nh the
r. listed on the certificate is subject to all the terms of such
Policies."
il-Tis is to certify Viol prliciesof insurance listed below have been nsu red named above 1r, :.-I
7u7--'—
Urnits In Thou - ToT
I VUEOF "STIP"N(A POLICY '�N OATF I
LETTER � ENik'Al- LIABILITY
A COMi'HOALN". 73 MC 521535 4-1-84
FXPLOEIC 0 4N COUxiiAr
A7.11Z,
I JIFU
I FF,,7,r!NS
HAZnRC
_J C arT1YJI , INS UP-'N;F i 1 000 NIL
PRDAD : C; 'D I :RGP; r,T,
rAll"GE
DINCEilt4c"Ni 1:)'1-""Ii)'S
AUTOMOBILE LIABILITY
NON C;;.F'.E
. .. .....
EXCESS LIABILITY ..
El
FO*M
WORKERS' COMPENSATION
and
EMPLOYERS' LIABILITY
OTHER
DESCRIPTION OF OPERATlONS/LCCATIONSNLiill-'-,ES
0
Use of land where air samples are collected.
I
Cancellation: Should any of the above described policies , cancelled expiration xpiration date the, (lot. the biuing com-
pany will endeavor to mail �2 I) days written notice to the t,—lov,, named certificate ho.;det. but failure to
mail such notice shall impose no obligation or h3b:.liyof aiq kind upon the corn pa ny.
'ACORD n (Ed. 11 Z77)
The Irvine Company
550 Newport Blvd.
Newport Beach, CA 92660 i
REPRFSEN1
EIY�+ �SEWNT THE CANADIAN' INDEMNITY CO.
(The spaces below need be completed only when tdorsement is issued subsequent to preparation of tolcy.)
THIS ENDORSEMENT, EFFECTIVE
BECOMES A PART OF POLICY NO.
ISSUED TO
FORM
• April 1, 1981
73 MC 521535
CITY OF NEWPORT BEACH
EXPIRATION DATE OF POLICY
ENDORSEMENT NO.
DATE TYPED
ADOIT. PREM.
RETURN PREM,
April 1, 1984
7
4 -23 -81
Incl.
•
It is hereby understood and agreed that the State is designated as
an additional insured hereunder, but only as respects operations
performed by or on behalf of the named insured for such designated
additional insured. As respects three (3) properties:
(1) South Corner of Seashore Drive and 54th Street Easement
(2) Northeast Corner of Seashore Drive and 54th Street Easement
(3) Pacific Coast Highway and Newport Boulevard fenced in parking lot
AND ADDRESS OF AGENCY
Cal- Surance Associates, Inc.
3475 Torrance Blvd.
Torrance, CA 90503
NAMF AND ADDRESS OF
CITY OF'NEWPORT BEACH
3300 Newport Blvd.
Newport Beach, CA 92663
COMPANIES AFFORDING COVERAGES
COMPANI'
LETTFP A rANATITAN TMP..MNTTV
COMPANY O
LFnrR O
COMPANY ■
LETTER V
COMPANY
LETTER "Notwithstanding ary requirement. term �, EI'n,14 gn PA
o or 0, er document with respect to wNch the
COMPANY E i certificate Is issued, the Insurance afforaed by the oolicies -
LETTER
Policies." - ___,__. —,,,, ;.;c eWn13 Dq Sucn
This is to certify that policies of insurance listed below have beer. Issued to the insured named above and ire in force at this time.
r V Limits of Liability in Thousands (000)
COMPANY POLICY --
LETTER IYPC OF INSURANCE POLICY NUMHEa rX;VATION DATE EACH AGGREGATE
. —.... �.... _.. _— 2C6 Up—_f CE N
GENERAL LIABILITY I
BC1D4Y IN.IURY � $ � b
A ®cOMPREHFNSIVF FORM 73 MC 521535 4 -1 -84
❑PPEMISF.S— OPERATIONS PROPFR:YOAM.AGF $ $
❑ EXPLOSION AND COLLAPSE
HA7APD
❑ UNDERGROUND HAIAR0
❑ EPDUCT,COMPLETED
O BODpYw.IUPY ANJ q
❑CONTRACTUAL INSURANCE PROPrPIy CJ MAGI $ 1, VOO $ NIL
❑ BROAD FORM PP.OPERTY j � COMIiINDO V
DAMAGE
I❑ INDEPr.NOFNT CONTRACiOR$�
I❑ PERSONAL INJORY W
P
r' i:ji;NAl INJLI ?l 4
AUTOMOBILE LIABILITY _ I DLY LUPY T
A M COMPPF ENONf IOPM 73 14C 521535 4-1-84 y PIFV I oRT
El(t AC k ?FN)
❑H'R[U _ x
1 u I NJUmY
❑ _.
NON ;iwNED PI :F l0A -RAGE �' 1,000
EXCESS LIABILITY
I UOA I v iN.RIRY'. +.ND
j❑ UMBRELLA FORM y9L)Pt.NI�DAA:A <;[ i $
L! OTHER iHAN UMARELLA I ! COMUIN,0
FORA
`.. r..____.._— ___.__.. _._..I... .. _..�.._�....�_._
(WORKERS' COMPENSATION
and
EMPLOYERS' LIABILITY
OTHER
DESCRIPTION
Operations performed by or on behalf of the named insured
Cancellation: Should any of the above described policies be cancelled before the expiration date thereof. the issuing com-
pany will endeavor to mail 30 days written notice to the below named certificate holder, but failure to
mail such notice shall impose no obligation or liability of any kind upon the co/pany.
r
ACORD 25 (Ed, 11 77)
NAME AND ADDRESS OF CERTIFICATE HOC DER:
State of California +
Department of Transportation
District 7
P.O. Boa 2304
Los Angeles, CA 90051 ATTN: D. Ogren
DATE
Acet.#18188 -1 -1
END(7xSEMfNT THE CANADIAN INDEMNITY CO.
(The spaces below need be completed only when Adorsement is issued subsequent to preparation of **cy.)
TXIS ENDORSEMENT, EFFECTIVE
BECOMES A PART OF POLICY NO.
ISSUED TO
FORM
. April 1, 1981
73 MC 521535
CITY OF NEIRORT BEACH
EXPIRATION DATE OF POLICY
ENDORSEMENT NO.
DATE TYPED
gD TT. PREM.
R2TU RN PREM.
April 1, 1484
6
4 -23 -81
Incl.
It is agreed that the County of Orange, its officers, employees and
directors while acting within the scope of their duties with respect
to road permits, is named as additional insured.
This extension of coverage applies only as respects operations performed
by or on behalf of the named insured for the additional insured.
•
0 :U5 -L
■ NAME
AND AUCPd -i O �GFNLY
Cal- SurAnce Associates, Inc.
3475 Torrance Blvd.
Torrance, CA 90503
CITY OF NEWPORT BEACH
3300 Newport Blvd.
Newport Beach, CA 92663
COMPANIES AFFORDING COVERAGES
LCOMPANY A
LETTER „ cAwIAN INDEMNITY
COMPANY B
LETTER
COMPANY
■
IEIIFP
V
IEn[I, Pi RGpNI
"Notwithstanding any requirement, term, or I -
GOMPAN}
or other document with respect to wh;;: h ; rs
1 1 rEP
any contract
by the 114
COMPANY
E
a insurance atlarded polin
listed on the certificate is subject to all the terms of such
LETTER
n
This Is to certify that policies of insurance listed below have been issued to the insured named above and are m force at this time
_aMPANr )ucv Limits of Liability In Thousands ( 00)
LFTTFR "FEOFINSURANCE POUf'1 NLMBER I �'ACH GATE
1 "ON HAIE AGGREGATE
_ _ IUnRFNCr
A ® COMPREHENSIVE FORM 73 MC 521535
❑ PREMISES — OPERATIONS
EAPLOS!ON AND COLLAPSE
HAZARD
UNDERGROUND HAZARD
R C CRATILrO OMHAZARD
CONTRACTLAL INSURANCF
BROAD FORM PROPERTY
DAMAGE
INDFPENDFNT CONTRACTORS
PERSONAL R: J4RY
AUTOMOBILE LIABILITY
A F ®�77 COMPPfHLD IL FOCI,' j 73 MXI 521535
fLJ OVANED
IJ In RFO T
❑ NOwDwNFD
UMBRFILA FORM
0THERTHANUMURF1LA
FORM
and
EMPLOYERS' LIABILITY
OTHER
DESCRIPTION OF OPERATIONS /LOCATIONSNEHICLES
Road Permits
9001LV INJility i $ $
4 -1 -84
PROPERY DAMAGE $ $
I
I
� 6009' +INJURY AND
PROPF iTY OAMAGI E 1,000 j NIL
I
I
I'f RpgN G� INPJ'1i $
9:)DI; _ NJJPY
� 8
IEn[I, Pi RGpNI
4 -1 -84
BoolLV w�LRY
HO I IN IV. N'
reortrn'uaunsF
F 1,000
��
��
F30DLV!N �L�RV nNI�
8 f
PROP[RIYDAMAGF
I
OfngINED
7 I
Cancellation: Should any of the above described policies be cancelled before the explraUon date thereof, the issuing com-
pany will endeavor to mail 3_ days written notice to the below named certificate holder. but failure to
mail such notice shall impose no obligation or liability of any kind upon the /nipany.
IACORD 25 (Ed. 11 77)
NAME AND ADDRESS OF CERTIFICATE HOLDER.
Real Estate
County of Orange
400 Civic Center Drive
DATE
THE CANADIAN INDEMNITY CO.
END65FRSEMENT
(The spaces hill low.need be completed only when Adorsement is issued subsequent to preparation of t *,icy.?
THIS ENDORSEMENT, EFFECTIVE
BECOMES A PART OF POLICY NO.
ISSUED TO
FORM
April 1, 1981
73 MC 521535
CITY OF NEWPORT BEACH
EXPIRATION DATE OF POLICY
ENDORSEMENT NO.
DATE TYPED
gDDIT. PREM,
RETURN PREM.
April 1, 1984
5
4 -23 -81
Incl.
•
205 -L
It is agreed that the County of Orange and Orange County Flood
Control District is named as additional insured.
This extension applies only as respects to operations performed
by or on behalf of the named insured for the additional insured
named as respects flood control property.
xl-, , � "4z ��, z
AND ADDRESS OF AGENCY
Cal- Suranee Associates, Inc.
3475 Torrance Blvd.
Torrance, CA 90503
NAME AND ADDRESS OF
CITY OF'NEWFORT BEACH
3300 Newport Blvd.
Newport Beach, CA 92663
COMPANIES AFFORDING COVERAGES
COMPANY A
LETTER „ CANADIAN INDEMNITY
COMPANY ■
LETTER V
.,.., p� "Notwithstanding any requirement. term, or c
r.
L.En D any Contra-, -or other :;xcm.°nt with respect to wMch the
.
m4utance "or—`
s es_ ,�, _y the PQI;rias
COMPA listed on the certificate is subject to all the terms of such
LFTTLR NY E
This is to certify that policies of Insurance listed below have been issued to the insured named above and are In force at this time
coo: yT_ Li its of Liability in Thousands (000)
OL,CY
F
R. T"FE nFTSFIHANCE POLI(YNI MH 'r. x Ii ..:ON LATE ""'H RCGATF
NCE A�
GENERAL LIABILITY
A ®cOMPIEPENSIVE FORM 73 MC 521535
❑ PRFMI9FS erTRATIONS
E,PLAOF N AND COLLAPSE
❑ (,IN 0 FRGROUN0 HAZARD
PIi O S COMP�LTLLI
oprPm ALARO
❑CONTRACTUAL INSURANCE I
0 HROAD FORM PROPEPIY
❑DAMAGE
I.NDEPFNDLNI CCNTRACTORS
L PFRSONAI INJURY
AUTOMOBILE LIABILITY 1�/� p
A ®CDMPRCHFNSNE roarA 73 MC 521535
IJ OVINFA
❑ HIaEo
❑ NOwCww F?
❑ UMBRELLA FORM
❑ OTHER THAN UMRRR IA
FORM
WORK ERS'COM PE NSATK
and
EMPLOYERS' LIABILITY
OTHER
DESCRIPTION OF OPERATIONS /LOCATIONSNEHICLES
Operations performed as respects to flood control property
A
pi_ %0,, ■
Cancellation: Should any of the above described policies be cancelled before the expiration date thereof. the issuing com-
pany will endeavor to mail 30 days written notice to the below named certificate holder, but failure to
mail such notice shall impose no obligation or liability of any kind upon the /ompany.
NAME AND ADDRESS OF CERTIFICATE HOLDER.
County of Orange
Environmental Management Agency
10852 Douglass Road
Anaheim, CA 92806
Attest $urt Brittain
ACORD 25 (Ed, 11 l])
DATE
AUTHORIZED
e(:U4v IN;tiRY
II 8
'I s
I
PRORERTY I:AMAGE
$
%
E
POUR Y IN 11, AND
j
MACE
$ 1 f 000
$ NIL
OM 3 NEU
I
^L14a0Ntw
INJJii
$
IIL DILY INI 1
4-1-84
-
ILP:,II Ai:CIDENII
.
PRr -F�i ri'L DAM nGI
� E
II—
HO:i I'? LNJJRi 4N1. ?��
PRO
11
loom
l
COMPTNAMAF;F L_
LC MRINE �
oon
2l 1 { IN:URY AND
N} .C.v )1&1A1_,1
t
;�UMI_INI IF
i
Operations performed as respects to flood control property
A
pi_ %0,, ■
Cancellation: Should any of the above described policies be cancelled before the expiration date thereof. the issuing com-
pany will endeavor to mail 30 days written notice to the below named certificate holder, but failure to
mail such notice shall impose no obligation or liability of any kind upon the /ompany.
NAME AND ADDRESS OF CERTIFICATE HOLDER.
County of Orange
Environmental Management Agency
10852 Douglass Road
Anaheim, CA 92806
Attest $urt Brittain
ACORD 25 (Ed, 11 l])
DATE
AUTHORIZED
ENDORSEMENT THE CANADIAN INDEMNITY CO.
(The spaces bNow.need be completed only when Sdorsement is issued subsequent to preparation of *icy.)
THIS ENDORSEMENT, EFFECTIVE
BECOMES A PART OF POLICY NO.
ISSOEO TO
FORM
April 1, 1981
73 MC 521535
CITY OF NEWPORT BEACH
EXPIRATION DATE OF POLICY
ENDORSEMENT NO.
DATE TYPED
AOOIT. PREM.
RETURN PREM.
April 1, 1984
4
4 -23 -81
In
I
`I
05 -L
It is hereby agreed that the County of Orange; County Harbor, Beaches
and Park District; and the state of California, its employees, officers
and directors while acting within the scope of their duties, with respect
to recreational facilities, are named as additional insureds.
This extension of coverage applies only as respects to operations performed
by or on behalf of the Named Insured for such person or organization so
designated.
s
AND ADDRESS OF AGENCY
Cal- Surance Associates, Inc.
3475 Torrance Blvd.
Torrance, CA 90503
I NAME AND ADDRESS OF INSURED
CITY OF NEWPORT BEACH
3300 Newport Blvd.
Newport Beach, CA 92663
COMPANIES AFFORDING COVERAGES
COMPANY A
LETFER „ CANADIAN INDE14NITY
COMPANY
I.E,TER
COMPANY
I FULR V
nMPANY
11 14y
COMPANY
LETTER 11-o
This is to certify that policies of insurance listed below have been issued to the insured narned above and are in force at this time.
t �^ Limits of Liability I n Thousands f000)
COMPANY I MOC.Cy —.... .— __....- , —.._..
'YPE OF INSURANCE 'OUfY fJUM'UpJ :pr;J
UTTER Fi: P'R!•L•ON U ?dE -. I Li &Rk'GAIC
f.VHHtIDCC
GENERAL LIABILITY
BODILY I'U"' ¢ b
A ®cOMPHEHFNSIVtIOaa+ 73 MC 521535 4 -1 -84 1.
❑PREPAISES— OPFRATIONS I PPGRFRTY DAMAGC I $ $
❑ EXPLOSION AND COLLAPSE
HAZARD
❑ UNDERGROUND HAZARD
❑ PRODUCTS /COMPLETFD
OPERATIONS HAZARD I BO111i T;N -URY Lilco
❑CONTHACTLI AL INCUPA!F;F PROF'. H'. "GA.'L @:7L b ¢
❑ BROAD FORM PROPFRTY 'OMRM(.D 1,DDD NIL
J CAMAGC I i
❑ INDEPENDINi CONTRACIOPS
❑RER¢ON41- ) +JURY I n!RS..:N• -•; INJU+' 8
AUTOMOBILE LIABILITY ' ! do rg v INJUNY
o AlAo Pk.REON: `
A ®coMPRFHFNS:vr. FORA 73 MC 521535 4 -1 -84 t ;,;;on N:: .RY
❑ G'NNEII
HtRED r— f'ROPFR!Y E:AMACF (S
❑ NON f+IVNFD :Ink!li), INJURY AND 5
PROPLH?'+ nAMAGF 1,00l
_ :AMRINFn
EXCESS LIABILITY
ie00E'i Ir:.nlgv ANI:
❑ UMBRFI.LA FORM PtY::,tF.r+FJUt;.f,F ' s
❑ O7HLR)HANUM,9RLILF I :7OMBI?lF]
FORM
WORNERS'COMPENSATION' i 1 i'AII:::JUv
and
EMPLOYERS' LIABILITY
OTHER
OF OPERATIONS /LOCATIONSNEHICLES
County of Orange; County Harbor, Beaches and Parks District; and the
state of California, its employees, officers and directors while acting
within the scope of their duties, with respect to recreational facilities.
Cancellation: Should any of the above described policies be cancelled before the expiration date thereof. the issuing com-
pany will endeavor to mail 30 days written notice to the below named Sertificate holder, but failure to
mail such notice shall impose no obligation or liability of any kind upon the c;4any.
NAME AND ADDRESS OF CERTIFICATE HOLDER: I
California Department of Transportation
District 11
P.O. Boa 81406
San Diego, CA 92138
Attn: Patti Loaerman & R.W. Reynolds
ACORD 25 (Ed. 11-77)
DATE
;•x.,,00 � V
yiMENT THE CANADIAN INDEMNITY CO.
. ne spafes tfelow need be completed only when0dorsement is issued subsequent to preparation of icy.)
TNIS ENDORSEMENT, EFFECYIVE
BECOMES A PART OF POLICY NO.
ISI.ED TO
FORM
April 1, 1981
73 MC 521535
CITY OF NEWPORT BEACH
EXPIRATION DATE OF POLICY
ENDORSEMENT NO,
DATE TYPED
ADOIT, PREM,
RETURN PREM.
April 1, 1984
3
4 -23 -81
Incl.
It is hereby understood and agreed that the policy form MC 10 (8/80)
is amended as follows:
1. Persons Insured
The following (3) is added under item B of page 2:
"Any person or organization to whom the Named Insured is obligated
by virtue of a written contract to provide insurance such as is
afforded by this policy, but only with respect to operations by
or on behalf of the Named or to facilities of or used by the
Named Insured."
2. Auto Contractual Liability
The following is added to the second paragraph appearing under
C of page 2:
''except with respect to liability imposed under contract"
• 3. Exclusions
The following is deleted from exclusion A:
"Hangars, buildings or other properties in connection with
aviation activities."
4. Exclusions
The following is added to Exclusion G:
"Unless the insured would have been liable in the absence of any
claim in connection with the principles of eminent domain, condem-
nation proceedings or inverse condemnation."
205 -L
ENDORSEMENT THE CANADIAN INDEMNITY CO.
(The spew below. need be completed only when ftorsement is issued subsequent to PreParation of *icy.)
THIS ENDORSEMENT, EFFECTIVE
BECOMES A PART OF POLICY NO.
ISSUED TO
F73
• April 1, 1981
MC 521535
CITY OF NEWPORT BEACH
EXPIRATION DATE OF POLICY
ENDORSEMENT NO.
DATE TYPED
AUDIT, PREM,
RETURN PREM.
April 1, 1984
3 cont'd
4 -23 -81
Incl.
5. Exclusions
The following amends Exclusion H:
Substitute the words "sudden or accidental" in lieu of
"sudden and accidental."
6. Exclusions
The following is added to Exclusion J:
"except liability arising out of accidental damage to property."
7. Definitions
The following is deleted from the definition of Personal Injury:
• "not committed by or at the direction of the Named Insured."
8. Conditions
The following is added to condition 4A after the words
"In the event of an occurrence. ": "which in the opinion of the
Insurance Administrator is deemed likely to involve the Company."
The following is added after the words
"as soon as practible. ": "after the Insurance Administrator has
knowledge of the occurrence."
9. Conditions
The following amends Condition 12 - Cancellation:
Substitute "mailing to the City Manager" in lieu o "mailing to the
Named Insured." Substitute "90 days" in lief /60 days."
*I-1
ENDORSEMENT �THE CANADIAN INDEMNITY CO.
IThe spades bblow need be completed only when Iorsement is issued subsequent to preparation of t12�4 .Y.)
I '
TNIS ENDORSEMENT, EFFECTIVE
BECOMES A PART OF POLICY NO.
ISSUED TO
•
F73
April 1, 1981
MC 521535
CITY OF NEWPORT BEACH
EXPIRATION DATE OF POLICY
ENDORSEMENT NO.
DATE TYPED
ADDIT. PREM.
nETURN PREM.
April 1, 1984
3 cont'd
4 -23 -81
Incl.
•
SD6 -L
10. Conditions
The following is added to Condition 14 - Contributing Primary Insurance
"Permission is granted for the existence of other insurance (whether
purchased by the Insured or others) covering any or all of the City's
Retained Limit and such insurance shall apply to reduce or eliminate
the amount of the City's Retained Limit."
All other terms and conditions of the policy remain unchanged.
ENDORSEMENT THE CANADIAN INDEMNITY CO.
(The spages below need be completed only when Odorsement is issued subsequent to preparation of t licy.)
THIS ENDORSEMENT, EFFECTIVE
BECOMES A PART OF POLICY NO.
ISSUED TO
•
F73
April 1, 1981
MC 521535
CITY OF NEWPORT BEACH
EXPIRATION DATE OF POLICY
ENDORSEMENT NO.
DATE TYPED
ADDIT. PREM.
RETURN PREM.
April 1, 1984
2
4 -23 -81
Incl.
It is understood and agreed that should the City of Newport Beach,
California and Canadian Indemnity Company mutually consent to continue
coverage for a second, and again a third policy year, premiums will be
subject to maximum limit as follows:
April 1, 1982 to April 1, 1983 . . . . $41,117.
April 1, 1983 to April 1, 1984 . . . . $45,229.
Canadian Indemnity may, at its option, choose to continue coverage at
premiums less than those detailed above.
Signed & Accepted by Insured:
•
10--1
I&ORSEMENT THE CANADIAN INDEMNITY CO.
(The spaces below need be completed only when this endorsement is issued wbsequsnt to preparation of the policy.)
THIS ENDORSEMENT, EFFECTVE
BECOMES A PART OF POLICY NO.
ISSUED TO
FORM
4 -28-81
73 MC 521535
CITY OF AEWFORT BEACH
C(PIRATION OAT! OF POLICY
ENOORS6M6NT NO.
DATE TYPED
ADDIT. PRIM.
RETURN PREM.
5 -17-81
1
4/14 /81 /JG /ar
Waived
It is agreed that the following are named as additional insured,
but only as respects to the Art Festival at Fashion Island
from April 28 to May 17, 1981:
e
IRVINE COITANY
• TAUB14AN CWTANY
FASHION ISLAND MERCTIANTS
The above effective date of this endorsement is
hereby amended to read 5 -4 -81 through 5- 19 -Rl.
The above named companies are also amended to read:
The Irvine Company
The Taubman Company
Fashion Island merchants
I
I�
I4L� 1
AVTNORIZED REPRE5ENTATIVE
PORM 2as.,
C. Limit(s) of Liability:
The Company(s) limit of liability shall be:
• Item 1A. $ 1 - 000, 000 any one occurrence, less the Insured's Retained Limit, as
specified in Item 2A, arising out of Bodily Injury Liability,
Personal Injury Liability, Property Damage Liability or
Errors and Omissions Liability, Claims Administration
Error and Omissions or any combination thereof.
Item 1B. $ NIL in the aggregate as a result of all occurrences during each
policy year, subject to the aggregate limit provisions of
this policy — see "Retained Limit — Company(s) Limit of
Liability," paragraph C.
•
•
The Insured's Retained Limit shall be:
Item 2A. $ 100,000 _any one occurrence arising out of Bodily Injury Liability,
Personal Injury Liability, Property Damage Liability or
Errors and Omissions Liability, Claims Administration
Errors and Omissions, or any combination thereof, subject
to the provisions of Item 2B.
Item 2B. $ Ono, non Stop Loss Aggregate for each annual policy period, or any
portion thereof if the policy period is less than one year,
resulting from all occurrences retained by the Insured.
The Stop Loss Aggregate is adjustable at arateof$ –0–
per $100 of Workers' Compensation payroll, as reported
for the policy period, but in no event shall the Stop Loss
Aggregate be less than $_A000,000
It is further agreed that in the event the Insured exhausts the Stop Loss Aggregate as specified
in Item 2B, the Company's(s') Limit of Liability, solely in respect of losses within the
Insured's Retained Limit shall be:
Item 3A. $ 100,000 any one occurrence arising outof Bodily Injury Liability, Personal
Injury Liability, Property Damage Liability or Errors and Omis-
sions Liability, Claims Administration Errors and Omissions,
or any combination thereof, subject to:
Item 3B. $ NIL - -in the aggregate as a result of all occurrences provided for
in Item 3A during the policy period.
In the event that the Company's(s') Stop Loss Aggregate as specified in Item 3B is exhausted,
the Insured's Retained Limit shall be:
Item 4A. $ NIL any one occurrence arising out of Bodily Injury Liability,
Personal Injury Liability, Property Damage Liability or
Errors and Omissions Liability, Claims Administration
Errors and Omissions, or any combination thereof.
D. Premium Computation:
Estimated Workers' Compensation Payroll
Total Advance Premium
Mc 10 (8 /80)
Page 12 of 12
Rate per $100 Payroll
Minimum Premium
ATTACHED TO, AND FORMING A PART OF
INSURING AGREEMENT
• In consideration of the payment of premium, in reliance upon the statements herein or
attached hereto, and subject to all of the terms of this policy, the Company(s) agrees with
the Named Insured and will indemnify the Insured for ultimate net loss in excess of the
retained limit hereinafter stated which the Insured shall become legally obligated to pay by
reason of liability imposed by law, including Chapter 1681 of the State of California Statutes
of 1963, or liability assumed by contract, insofar as the Named Insured may legally do so
for damages because of:
COVERAGE A— BODILY INJURY LIABILITY
COVERAGE B— PROPERTY DAMAGE LIABILITY
COVERAGE C— ERRORS AND OMISSIONS LIABILITY
COVERAGE D— PERSONAL INJURY LIABILITY
COVERAGE E— INDEMNIFICATION FOR CLAIMS ADMINISTRATION ERRORS AND OMISSIONS
to which this policy applies, caused by an occurrence, during the policy period.
DEFENSE, SETTLEMENT AND
SUPPLEMENTARY PAYMENTS
The Company(s) shall have the right and opportunity to associate with the insured in the
• defense and control of any claim or proceeding arising out of an occurrence reasonably
likely to involve the Company(s). In such event, the Insured and the Company(s) shall
cooperate fully.
Should any occurrence appear likely to exceed the retained limit, no loss expense or legal
expenses shall be incurred on behalf of the Company(s) without its prior consent. Such
consent shall not be unreasonably withheld. Should any claim arising from such
occurrence be adjusted prior to trial court judgment for a total amount not more than the
retained limit, then no loss expenses or legal expenses shall be payable by the
Company(s). However, should the total amount for which such claim might be adjusted
prior to such judgment exceed the retained limit, then if the Company(s) consents to
further trial court proceedings, it shall contribute to legal expenses in the ratio which its
proportion of the liability for the judgment rendered, or settlement made, bears the whole
amount of said judgment or settlement, however, in no event shall the Insured's
participation in such legal expenses exceed the retained limit in Item 2A of the Acceptance
Portion of this form.
RETAINED LIMIT— COMPANY'S(S') LIMIT OF LIABILITY
Regardless of the number of (1) Insureds under this policy, (2) persons or organizations
who sustain injury or damage, or (3) claims made or suits brought on account of bodily
injury, property damage, errors or omissions or personal injury, the Company's(s') liability
is limited as follows:
• A. With respect to bodily injury, or property damage, or errors and omissions, or personal
injury or any combination thereof, the Company's(s') liability shall be only for the
ultimate net loss in excess of the Insured's Retained Limit as specified in Item 2A of the
Limit(s) of Liability section of the Acceptance Portion of this form as a result of any one
MCio (8 /80) Page 1 of 12
` occurrence, and then for an amount not exceeding the difference between the amount
specified in Item 1A of the Limit(s) of Liability section of the Acceptance Portion of this
• form and the Insured's Retained Limit as specified in Item 2A as the result of any one
occurrence.
B. With respect to ultimate net loss in excess of the Insured's stop loss aggregate limit as
specified in Item 2B of the Limits of Liability section of the Acceptance Portion of this
form, the Company(s) liability as the result of all occurrences during each annual policy
period, or portion thereof, shall be only for the ultimate net loss in excess of the amount
shown in Item 2B of the Limits of Liability section of the Acceptance Portion of this form
but only for occurrences where the ultimate net loss is less than the amount shown in
Item 3A of the Limits of Liability section of the Acceptance Portion of this form, and
then only for an amount not exceeding the amount specified in Item 3B of the Limits of
Liability section of the Acceptance Portion of this form as the result of all occurrences
during the policy period.
C. There is no limit to the number of occurrences during the policy period for which
claims may be made, except that the liability of the Company(s) arising out of either the
products hazard or the completed operations hazard, or both combined, or out of
errors and omissions, because of all occurrences during each policy year shall not
exceed the amount specified in Item 1 B of the Limit(s) of Liability section of the
Acceptance Portion of this form.
For the purpose of determining the limit of the Company's(s') liability, all damages arising
out of continuous or repeated exposure to substantially the same general conditions shall
be considered as arising out of one occurrence.
•
PERSONS INSURED
Each of the following is an Insured to the extent set forth below:
A. The Named Insured;
B. While acting within the scope of his employment as such:
(1) Any officer, servant or employee of the Named Insured, except that the insurance
so provided any officer, servant or employee does not apply to bodily injury or to
death of another officer, servant or employee of the Named Insured in the course of
and arising out of his employment;
(2) Any member of boards, governing boards, city councils, or commissions of the
Named Insured;
C. Under COVERAGES A and B, any person while using an owned automobile or hired
automobile and any person or organization legally responsible for the use thereof,
provided the actual use of the automobile is by or with the permission of the Named
Insured.
The Insurance with respect to any person or organization other than the Named
• Insured does not apply:
(1) To any person or organization, or to any agent or employee thereof, engaged in
selling, repairing, servicing, delivering, testing, road testing, parking or storing
MC10 (8/80) Page 2 of 12
automobiles, with respect to any occurrence arising out of any such occupation, if
there is other valid and collectible insurance available to such person as Named
• Insured or as an agent or employee of a Named Insured under the policy with limits
at least equal to the requirements of the applicable Financial Responsibility Laws;
(2) With respect to any hired automobile, to the owner, or a lessee thereof other than
the Named Insured, or to any agent or employee of such owner or lessee.
EXCLUSIONS
This policy does not apply:
A. To liability arising out of the ownership, maintenance, loading or unloading, use or
operation of any aircraft, airfields, runways, hangers, buildings or other properties in
connection with aviation activities.
B. To any obligation for which the Insured or any carrier as his insurer may be held liable
under any workers' compensation, unemployment compensation or disability benefits
law, or under any similar law;
C. Except with respect to liability assumed by the Insured under contract, to bodily injury
to or sickness, disease or death of any employee of the Insured arising out of and in
the course of his employment by the Insured.
• D. To injury to, or destruction of, (1) property owned by the Insured, or (2) property rented
to or leased to the Insured where the Insured has assumed liability for damage to or
destruction of such property unless the Named Insured would have been liable in the
absence of such assumption of liability, or (3) aircraft or watercraft in the care, custody
or control of any Insured.
Under COVERAGE C to (1) liability of the Insured arising in whole, or in part, out of any
Insured obtaining remuneration or financial gain to which the Insured was not legally
entitled, or (2) liability arising out of the willful violation of a penal code or ordinance
committed by or with the knowledge or consent of any Insured; except that any fact
pertaining to any one Insured shall not be imputed to any other Insured for the purpose
of determining the application of these exclusions;
Under COVERAGE C to (1) liability of any Insured arising out of estimates of probable
costs or cost estimates being exceeded or for faulty preparation of bid specifications or
plans, or (2) to injury to, destruction or disappearance of any tangible property
(including money) or the loss of use thereof;
G. To any liability arising out of or in any way connected with the operation of the
principles of eminent domain, condemnation proceedings, or inverse condemnation, by
whatever name called, whether such liability accrues directly against the Insured or by
virtue of any agreement entered into by or on behalf of the Insured.
H. To bodily injury or property damage arising out of the discharge, dispersal, release or
• escape of smoke, vapors, soot, fumes, acids, alkalis, toxic chemicals, liquids or gases,
waste material or other irritants, contaminants or pollutants into or upon land, the
atmosphere or any water course or body of water, but this exclusion does not apply if
such discharge, dispersal, release c• escape is sudden and accidental.
MC10 (8 /80) Page 3 of 12
A
I. Nuclear Energy Liability Exclusion
• This policy does not apply:
(1) Under any Liability Coverage, to bodily injury or property damage:
(a) with respect to which an Insured under the policy is also an Insured under a
nuclear energy liability policy issued by Nuclear Energy Liability Insurance
Association, Mutual Atomic Energy Liability Underwriters, or Nuclear Insurance
Association of Canada, or would be an insured under any such policy but for its
termination upon exhaustion of its limit of liability; or
(b) resulting from the hazardous properties of nuclear material and with respect to
which -1- any person or organization is required to maintain financial protection
pursuant to the Atomic Energy Act of 1954, or any law amendatory thereof, or
-2- the Insured is, or had this policy not been issued would be, entitled to
indemnity from the United States of America, or any agency thereof, under any
agreement entered into by the United States of America, or any agency thereof,
with any person or organization;
(2) Under any Medical Payments Coverage, or under any Supplemental Payments
provision relating to first aid, to expenses incurred with respect to bodily injury
resulting from the hazardous properties of nuclear material and arising out of the
operation of a nuclear facility by any person or organization;
(3) Under any Liability Coverage, to bodily injury or property damage resulting from the
hazardous properties of nuclear material, if:
• (a) the nuclear material -1- is at any nuclear facility owned by, or operated by or on
behalf of, an insured, or -2- has been discharged or dispersed therefrom;
(b) the nuclear material is contained in spent fuel or waste at any time possessed,
handled, used, processed, stored, transported or disposed of by or on behalf of
an Insured; or
(c) the bodily injury or property damage arises out of the furnishing by an Insured
of services, materials, parts of equipment in connection with the planning,
construction, maintenance, operation or use of any nuclear facility, but if such
facility is located within the United States of America, its territories or
possessions, or Canada, this exclusion (c) applies only to property damage to
such nuclear facility and any property thereat;
(4) As used in this Exclusion:
(a) "Hazardous properties" include radioactive, toxic, or explosive properties;
(b) "Nuclear material" means source material, special nuclear material or
byproduct material;
(c) "Source material," "special nuclear material," and "byproduct material" have
the meaning given them in the Atomic Energy Act of 1954 or in any law
amendatory thereof;
(d) "Spent fuel" means any fuel element or fuel component, solid or liquid, which
has been used or exposed to radiation in a nuclear reactor,
(e) "Waste" means any waste material -1- containing byproduct material and
• -2- resulting from the operation by any person or organization of any nuclear
facility included within the definition of nuclear facility under paragraph (f), -t-
or -2- thereof;
MC10 (8/80) Page 4 of 12
(f) "Nuclear Facility" means: -1- any nuclear reactor; -2- any equipment or device
designed or used for (i) separating the isotopes of uranium or plutonium,
• (ii) processing or utilizing spent fuel, or (iii) handling processing, or packaging
waste; -3- any equipment or device used for the processing, fabricating or
alloying of special nuclear material if at any time the total amount of such
material in the custody of the Insured at the premises where such equipment or
device is located consists of or contains more than 25 grams of plutonium or
uranium 233 or any combination thereof, or more than 250 grams of uranium
235; -4- any structure, basis, excavation, premises or place prepared or used
for the storage or disposal of waste; and -5- includes the site on which any of
the foregoing is located, all operations conducted on such site, and all
premises used for such operation;
(g) "Nuclear reactor" means any apparatus designed or used to sustain nuclear
fission in a self- supporting chain reaction or to contain a critical mass of
fissionable material;
(h) "Property damage" includes all forms of radioactive contamination of property.
J. To liability arising out of the failure to supply a specific amount of electrical power, fuel
or water or to liability arising out of the interruption of the electrical power, fuel or water
supply.
K. Under COVERAGE E to (1) any liability assumed by the Named Insured under any contract or
agreement with the designated claim service organization or (2) to any liability arising out of misuse,
misappropriation or mismanagement of any funds given or entrusted to the designated claim
• service organization or (3) to any liability of the Insured arising in whole, or in part, out of any
Insured obtaining remuneration or financial gain to which the Insured was not legally entitled.
•
DEFINITIONS
AUTOMOBILE. Except where stated to the contrary, the word "automobile" means a land
motor vehicle or trailer as follows:
A. Owned Automobile —an automobile owned by the Named Insured;
B. Hired Automobile —an automobile used under contract in behalf of, or loaned to, the
Named Insured provided such automobile is not owned by or registered in the name of
(1) the Named Insured or (2) an officer, servant or employee of the Named Insured who
is granted an operating allowance of any sort for the use of such automobile.
C. Non -owned Automobile —any other automobile.
The following described equipment shall be deemed an automobile while towed by or
carried on an automobile not so described, but not otherwise: If of the crawler -type, any
tractor, power crane or shovel, ditch or trench digger; any farm -type tractor; any concrete
mixer other than of the mix -in- transit type; any grader, scraper, roller or farm implement;
and, if not subject to motor vehicle registration, any other equipment not specified below,
which is designed for use principally off public roads.
Mcio (8/80) Page 5 of 12
The following described equipment shall be deemed an automobile while towed by or
carried on an automobile as above defined solely for purposes of transportation or while
• being operated solely for locomotion, but not otherwise: If of the non - crawler type, any
power crane or shovel, ditch or trench digger; and any air compressing, building or
vacuum cleaning, spraying or welding equipment or well drilling machinery.
USE. Use of an automobile or aircraft includes the loading and unloading thereof.
COMPLETED OPERATIONS HAZARD. "Completed operations hazard" means bodily injury
and property damage arising out of operations or reliance upon a representation or
warranty made at any time with respect thereto, but only if the bodily injury or property
damage occurs after such operations have been completed or abandoned and occurs
away from premises owned by or rented to the Named Insured. "Operations" include
materials, parts or equipment furnished in connection therewith. Operations shall be
deemed completed at the earliest of the following times:
A. When all operations to be performed by or on behalf of the Named Insured under the
contract have been completed,
B. When all operations to be performed by or on behalf of the Named Insured at the site of
the operations have been completed, or
C. When the portion of the work out of which the injury or damage arises has been put to
its intended use by any person or organization other than another contractor or
• subcontractor engaged in performing operations for a principal as a part of the same
project.
Operations which may require further service or maintenance work, or correction, repair or
replacement because of any defect or deficiency, but which are otherwise complete, shall
be deemed completed.
The completed operations hazard does not include bodily injury or property damage
arising out of:
A. Operations in connection with the transportation of property, unless the bodily injury or
property damage arises out of a condition in or on a vehicle created by the loading or
unloading thereof:
B. The existence of tools, uninstalled equipment or abandoned or unused materials, or;
C. Operations for which the classification stated in the Company's(s') manual specifies
"including completed operations."
ERRORS AND OMISSIONS. "Errors and omissions" means misfeasance, malfeasance or
nonfeasance by any Insured.
INSURED. "Insured" means any person or organization qualifying as an Insured under the
Persons or Entities Insured section of this policy. The word "Insured" includes the Named
• Insured.
MCio (wao) Page 6 of 12
: NAMED INSURED'S POUCTS. "Named Insured's productl0eans goods or products
manufactured, sold, handled or distributed by the Named Insured or by others trading
under his name, including any container thereof (other than a vehicle) but "Named
Insured's products" shall not include a vending machine or any property other than such
• a container, rented to or located for use of others but not sold.
OCCURRENCE. As respects COVERAGES A and B, "occurrence" means an accident, or
event including continuous or repeated exposure to conditions, which results during the
policy term, in bodily injury or property damage neither expected nor intended from the
standpoint of the Insured; as respects COVERAGE C, "occurrence" means any actual or
alleged errors or omissions by an Insured during the policy term, which results in injury or
damage neither expected nor intended from the standpoint of the Insured; as respects
COVERAGE D, "occurrence" means any injury or damages sustained during the policy
term, by any person or organization and arising out of personal injury as defined herein.
PERSONAL INJURY. "Personal Injury" means (a) false arrest, detention, or imprisonment or malicious
prosecution; (b) publication or utterance of a libel or slander or of other defamatory or derogatory
material, or a publication or utterance in violation of an individual's right of privacy; (c) wrongful entry or
eviction or other invasion of the right of private occupancy, (d) assault and battery, not committed by or at
the direction of the Named Insured unless committed for the purpose of protecting persons or property;
(e) discrimination (including, but not limited to discrimination based on age, color, creed, race, sex, or place of
national origin), not committed by or at the direction of the Named Insured, when insurance therefor is
permitted by law.
BODILY INJURY. "Bodily Injury" means bodily injury, sickness or disease, including death
at any time resulting therefrom and also includes care and loss of services by any person
• or persons.
POLICY TERRITORY. "Policy territory" means anywhere in the world.
•
PRODUCTS HAZARD. "Products Hazard" includes bodily injury and property damage
arising out of the Named Insured's products or reliance upon a representation of warranty
made at any time with respect thereto, but only if the bodily injury or property damage
occurs away from premises owned by or rented to the Named Insured and after physical
possession of such products has been relinquished to others.
PROPERTY DAMAGE. "Property Damage" means (1) physical injury to or destruction of
tangible property which occurs during the policy period, including the loss of use thereof
at any time resulting therefrom, or (2) loss of use of tangible property which has not been
physically injured or destroyed, provided such loss of use is caused by an occurrence
during the policy period.
ULTIMATE NET LOSS. "Ultimate Net Loss" means the sum actually paid or payable in
cash in the settlement or satisfaction of losses for which the Insured is liable either by
adjudication or compromise with the written consent of the Company(s) after making
proper deduction for all recoveries and salvages collectible, and includes attorney's fees,
court costs and interest on any judgment or award, but excludes all loss adjustment
expenses and all salaries of employees and office expenses of the Insured, the
Company(s) or any underlying insurer so incurred.
Mcia (sieo) Page 7 of 12
CLAIM ADMINISTRATION ERRORS AND OMISSIONS. "Claim Administration Errors and Omissions"
means any actual or alleged act, error or omission by the designated claim service organization during
the policy term, which results in damages to the Named Insured which were neither expected nor
• intended from the standpoint of the Named Insured; including, but not limited to (A) failure to report claims
to the Company(s), (B) failure to obtain appropriate releases, (C) failure to act in good faith resulting in
additional loss payments, (D) failure to meet statutory deadlines.
CONDITIONS
1. PREMIUM
The premium for this policy is as stated in the policy certificate and is an estimated
premium only. Upon expiration, or not later than thirty (30) days after each annual
policy period or upon termination of coverage if sooner, the Insured shall report the
Total Workers' Compensation Payroll recorded during the policy period and pay the
premium earned thereon at the premium rate prevailing during that period. The
advance premium shall then be returned to the Insured less any earned premium due
to the Company(s). Such return premium shall be subject to the minimum premium as
stated in the Declarations.
2. INSPECTION AND AUDIT
The Company(s) shall be permitted but not obligated to inspect the Insured's property
and operations at any time. Neither the Company's(s') right to make inspections nor
the making thereof nor any report hereon shall constitute an undertaking, on behalf of
or for the benefits of the Insured or others, to determine or warrant that such property
or operations are safe or healthful, or are in compliance with any law, rule or
regulations. The Company(s) may examine and audit the Insured's books and records
at any time during the policy period and extensions thereof and within three years after
the final termination of this policy, as far as they relate to the subject matter of this
insurance.
3. SEVERABILITY OF INTEREST
The term "the Insured" is used severally and not collectively, but the inclusion herein
of more than one Insured shall not operate to increase the limits of the Company's(s')
liability.
4. INSURED'S DUTIES IN THE EVENT OF OCCURRENCE, CLAIM OR SUIT
(a) In the event of any occurrence, written notice containing particulars sufficient to
identify the Insured and also reasonably obtainable information with respect to the
time, place and circumstances thereof, and the names and addresses of the
injured and of available witnesses, shall be given by or for the Insured to the
Company(s) or any of its authorized agents as soon as practicable.
(b) If claim is made or suit is brought against the Insured, the Insured shall
immediately forward to the Company(s) every demand, notice, summons or other
process received by him or his representative.
(c) The Insured shall cooperate with the Company(s) and, upon the Company's(s')
request, assist in making settlements, in the conduct of suits and in enforcing any
• right of contribution or indemnity against any person or organization who may be
liable to the Insured because of injury or damage with respect to which insurance
MCio (8/80) Page 8 of 12
is afforded under this policy; and the Insured shall attend hearings and trials and
assist in securing and giving evidence and obtaining the attendance of witnesses.
• The Insured shall not, except at his own cost, voluntarily make any payment,
assume any obligation or incur any expense; however, in the event that the amount
of ultimate net loss becomes certain either through trial court judgment or
agreement among the Insured, the claimant and the Company(s), then the Insured
may pay the amount of ultimate net loss to the claimant to effect settlement and,
upon submission of due proof thereof, the Company(s) shall indemnify the Insured
for that part of such payment which is in excess of the retained limit, or, the
Company(s) will, upon request of the Insured, make such payment to the claimant
on behalf of the Insured.
5. APPEALS
In the event the Insured or the Insured's underlying insurer elects not to appeal a
judgment in excess of the retained limit, the Company(s) may elect to do so at its own
expense, and shall be liable for the taxable costs, disbursements and interest
incidental thereto, but in no event shall the liability of the Company(s) for ultimate net
loss exceed the amount specified in the Limits of Liability section of the Acceptance
Portion of this form plus the taxable costs, disbursements and interest incidental to
such appeal.
6. ACTION AGAINST THE COMPANY(S)
No action shall lie against the Company(s) unless, as a condition precedent thereto,
the Insured shall have fully complied with all the terms of this policy, nor until the
• amount of the Insured's obligation to pay an amount of ultimate net loss in excess of
the retained limit shall have been finally determined either by judgment against the
Insured after actual trial or by written agreement of the Insured, the claimant and the
Company(s). The Insured shall make a definite claim for any loss in which the
Company(s) may be liable within a reasonable time after such final determination. If
any subsequent payments are made by the Insured on account of the same
occurrence, the Insured shall make additional claims from time to time and these
claims shall be payable within thirty (30) days after proof in conformity with this policy
Any person or organization or the legal representative thereof who has secured such
judgment or written agreement shall thereafter be entitled to recover under this policy
to the extent of the insurance afforded by this policy. Nothing contained in this policy
shall give any person or organization any right to join the Company(s) as
a co- defendant in any action of bankruptcy, or the insolvency of the Insured shall not
relieve the Company(s) of any of its obligations hereunder.
•
7. OTHER INSURANCE
If collectible insurance with any insurer is available to the Insured covering a loss also
covered hereunder, the insurance hereunder shall be in excess of, and not contribute
with, such other insurance provided, however, this does not apply to insurance which
is written as excess insurance over the Company's(s') Limit of Liability provided in this
policy.
MC10 (8/80) Page 9 of 12
When both this insurance and other insurance apply to the loss on the same basis,
whether primary, excess or contingent, the Company(s) shall not be liable under this
• policy for a greater proportion of the loss than that stated in the applicable
contribution provision below:
(a) Contribution by Equal Shares. If all of such other valid and collectible insurance
provides for contribution by equal shares, the Company(s) shall not be liable for a
greater proportion of such loss than would be payable if each insurer contributes
an equal share until the share of each insurer equals the lowest applicable limit of
liability under any one policy or the full amount of the loss is paid, and with respect
to any amount of loss not so paid the remaining insurers then continue to
contribute equal shares of the remaining amount of the loss until each such insurer
has paid its limit in full or the full amount of the loss is paid.
(b) Contribution by Limits. If any of such other insurance does not provide for
contribution by equal shares, the Company(s) shall not be liable for greater
proportion of such loss than the applicable limit of liability under this policy for
such loss bears to the total applicable limit of liability of all valid and collectible
insurance against such loss.
8. SUBROGATION
The Company(s) shall be subrogated to the extent of any payment hereunder to all the
Insured's rights of recovery therefor; and the Insured shall do nothing after loss to
prejudice such rights and shall do everything necessary to secure such rights. Any
amount so recovered shall be apportioned as follows:
• Any interest (including the Insured's) having paid an amount in excess of the
retained limit plus the limit of liability hereunder shall be reimbursed first to the
extent of actual payment. The Company(s) shall be reimbursed next to the extent
of its actual payment hereunder. If any balance then remains unpaid, it shall be
applied to reimburse the Insured or any underlying insurer, as their interest may
appear. The expenses of all such recovery proceedings shall be apportioned in
the ratio of respective recoveries. If there is no recovery in proceedings
conducted solely by the Company(s), it shall bear the expenses thereof.
9. CHANGES
Notice to any agent or knowledge possessed by any agent or by any other person shall
not effect a waiver or a change in any part of this policy or estop the Company(s) from
asserting any right under the terms of this policy; nor shall the terms of this policy be
waived or changed, except by endorsement issued to form a part of this policy.
10. ASSIGNMENT
Assignment of interest under this policy shall not bind the Company(s) until its consent
is endorsed hereon; if, however, the Named Insured shall be adjudged bankrupt or
insolvent, such insurance as is afforded by this policy shall apply (a) to the Named
insured's legal representative, as the named Insured, but only while acting within the
scope of his duties as such, and (b) with respect to the property of the Named Insured,
to the person having proper temporary custody thereof, as Insured, but only until the
appointment and qualification of the legal representative.
• 11. THREE YEAR POLICY
If this policy is issued for a period of three years, the limits of the Company's(s')
liability shall apply separately to each consecutive annual period thereof.
MC10 (8 /80) Page 10 of 12
I
,
• . r 12. CANCELLATION
This policy may be cancelled by the Named Insured by surrender thereof to the
• Company(s) or any of its authorized agents or by mailing the Company(s) written
notice stating when thereafter the cancellation shall be effective. This policy may be
cancelled by the Company(s) by mailing to the Named Insured, at the address shown
in the policy, written notice stating when not less than sixty (60) days thereafter such
cancellation shall be effective. However in the event of non - payment of premium, the
Company(s) may cancel this policy by sending ten (10) days' prior written notice of
such cancellation to the Named Insured at the address shown on the Declarations
Page. In the event of
non - renewal by the Company(s), notice shall be given the Named Insured not less than
forty -five (45) days prior to expiration. The mailing of notice as aforesaid shall be
sufficient proof of notice. The time of surrender or the effective date and hour of
cancellation stated in the notice shall become the end of the policy period. Delivery of
such written notice either by the Named Insured or by the Company(s) shall be
equivalent to mailing.
If the Named Insured cancels, earned premium shall be computed in accordance with
the customary short rate table and procedure. If the Company(s) cancel, earned
premium shall be computed pro rata.
When this policy insures more than one Named Insured, cancellation may be effected
by the first named of such Named Insureds for the account of all Named Insureds.
Notice of cancellation by the Company(s) to the first named Insured shall be deemed
notice to all Named Insureds and payment of any unearned premium to such first
• named Named Insured shall be for the account of all Named Insureds.
Premium adjustment may be made either at the time cancellation is effected or as soon
as practicable after cancellation becomes effective, but payment or tender or
unearned premium is not a condition of cancellation.
13. COMPANY'S(S') RIGHT OF APPROVAL
The Company(s) reserves the right to approve defense counsel for losses likely to
exceed the Insured's retained limit.
14. CONTRIBUTING PRIMARY INSURANCE
Unless endorsed hereon, the Insured agrees with the Company(s) and warrants that
coverage afforded by this policy is excess of the applicable self- insured retentions
shown in item 2A and 4A and that no other insurance coverages will be purchased that
would provide either primary, excess or contributing insurance for losses which would
otherwise be retained by the Insured in accordance with the provisions of this policy.
15. ACCEPTANCE
By acceptance of this policy, the Named Insured agrees that this policy embodies all
agreements existing between himself and the Company(s) or any of its agents relating
to this insurance.
• A. Audit Period: Annual, unless otherwise stated.
B. Endorsement attached to policy at inception:
MC10 (8 /80) Page 11 of 12
INLAND MARINE POLIC CAL— SURANCE
r� P.O. Box 3459, 3475 Torrance Blvd.,
No. -IM 180 -39— 1 3 Torrance, Calif 90510
No
(213) 542 -7301
HE PROTECTIVE NATIONAL INSURANCE I
COMPANY OF OMAHA
A Drum Financial Corporation Affiliate
Omaha, Nebraska 68102
(No., Street, Town, County, Stale)
CITY OF NEWPORT BEACH
3300 NEWPORT BOULEVARD
GLOBAL
NEWPORT BEACH, CA. 92663 SERVICES, INSURANCE
CES, INC. INC
Policy Period: (Mo.Dayyr.) 3325 WILSHIRE BOULEVARD
LOS ANGELES, CA 90010 it
From Aril 1, 1981 to APRIL 1, 1984 (213) 386 -1200
at 12:01 a.m., —
tandartl time at place of issuance
As per Form Agreed ` ` 14,899.00 Annual
$ AMOUNT RATE $ PREMIUM
Inconsideration of the stipulations herein named and of the premium above specified the Company does insure the above Named Insured,
herinafter called the Insured, whose address is shown above, from the inception date shown above, at 12:01 A.M. (standard time), to the
expiration date shown above, at 12:01 A.M. (standardtime), at place of issuance to an amount not exceeding the amount(s) above specified,
on property described below or in schedule attached.
AS PER FORMS ATTACHED
GS -1 (4/81)
GS -801
CF 12 -21 (5/77)
MP 04 -70 (7/77)
T 177 (11/70
This policy is made and accepted subject to the foregoing provisions and stipulations and those hereinafter stated, which are hereby made a part
of this policy, together with such other provisions, stipulations and agreements as may be added hereto, as provided in this policy.
Agency at LOS NGELES , CPALIFORNIA
GLOBAL SU. US IN U SE ICES, INC.
Countersigned: DRJ : L 4/27/81
Agent
PIN 8944 Ptd. in U.S.A.
(aJaH sPasuas"M puo sa(npaVS VOW)
suaplsasd / Asosanas
-pauopuaw aso;aqulasaq Aaua& a44 se AuedwO:) ays 40 Waft pazuoysne
Alnp a Aq pau5!ssa4unoa ssalun pqe., aq you Ileys s)ys snq 'sivaswd asays passas ;e pue pasnaaxa sey AuedwoD ay +'yoasagM ssau+lM ul
pa6ueyaun uiewa. Aapod slys ;o suoplpuoo pue swsas sayso IIV
„-pasnsul a44 jo uoptlo
ays se 'pled sem wlep ays yalyM uo asoyl 6ulaeldas (s)wap uo anp wnlwaid ayy oy pal)dde so pa,nsul ays os papunsaa aq ppw swap guns
os olgeopgde wnlwamd paweaun ay 'swasl palnpayas asow so auo ;o ssol pesos sos pled sI wlelo sl uoaaay palnpayx Alleolspads was! we ;o
ssol lesos so/ wlep )o suawAed jo suana ays w sdacxa 'AOpod slgs 10 sunowe ays aonpas sou pegs sapunway ssol AuV — 3snVl7 ssol,.
1
Pa
3.
4
i
Form No. GS -1(4 '81 )
SUMMARY OF INSURANCE AND SPECIAL PROVISIONS
NAMED INSURED: City of Newport Beach
PERILS INSURED: All Risk (excluding Earthquake and Flood),
as defined and limited herein.
COVERAGE PROVIDED:
Real and Personal
Property of Others
Valuable Papers
Equipment (Trailer
LOCATIONS INSURED:
Property $10,382,815.
50,000.
200,000.
Viewer) Floater 13,000.
As per schedule on file with this Company
5.
DEDUCTIBLE
CLAUSE:
$1,000.
6.
EARTHQUAKE,
FLOOD
AND WATER EXCLUSIONS:
The following exclusions are hereby added to Article 9 of
Form No. GS 801: This policy does not insure against loss
or damage caused by, resulting from, contributed to or
aggravated by any of the following:
A. Any earth movement, including but not limited to
earthquake, landslide, mudflow, earth sinking,
earth rising or shifting:
B. Flood; surface water; tidal water or tidal waves;
rising (including overflow or breaking of boundaries)
of any body of water, including but not limited to
reservoirs, lakes, streams, rivers, ponds and harbors,
whether driven by wind or not and spray from any of the
foregoing; seepage or influx of water from natural
underground sources into basements or other floors;
water which backs up through sewers or drains.
These exclusions shall not apply to loss by ensuing Fire
or Explosion as insured elsewhere hereunder nor to property
in course of transit.
7. VALUABLE PAPERS COVERAGE:
A. Coverage under Form MP 04 -70 shall specifically include:
Library catalogues, catalogue files, other records of a
non - published nature, and electronic data processing
media and the cost to reproduce such media.
B. Coverage shall apply automatically at temporary locations
and while in transit,.-.subject to limit of liability shown
in Article 3.
-1-
Form No. GS -1 ( 4 /81)
SUMMARY OF INSURANCE AND SPECIAL PROVISIONS
8. NEWLY ACQUIRED PROPERTY:
Coverage shall apply at any other location acquired
after inception of this policy if included in the
next succeeding report of.values required to be filed
hereunder.
9. REPORTING PROVISIONS:
The Insured shall report to this Company within 60 days
after each anniversary of this policy the to.tal.value
of "Property" at each location insured hereunder.
If the.value so reported differs, this Company or its
duly appointed representative, shall be permitted at all
reasonable times during the term of this policy, or with-
in a year after its expiration, to inspect the property
covered hereunder and to examine the Insured's books,
records and such policies as relate to any property
covered hereunder. This inspection or examination shall
not waive or in any manner affect any of the terms or
conditions of this policy.
10. NOTICE OF CANCELLATION:
If necessary, in accordance with the cancellation provisions
of this policy, notice will be sent by registered mail as
follows:
ATTENTION: City Manager
City of Newport Beach
3300.Newport Boulevard
Newport Beach, CA. 92663
-2-
9 0
PERSONAL PROPERTY OF OTHERS IN THE CF 1221
CARE, CUSTODY OR CONTROL OF THE NAMED (Ed.0577)
INSURED — BLANKET COVERAGE
COMPANY POLICY 140. AOENCY
PROTECTIVE NATIONAL IM 180 39 73
1. When an item of insurance under this policy covers both property owned by the named Insured and personal property owned by others, such insurance
shall cover, for the account of the owner(s) thereof other than the named Insured), personal property belonging to others while in the care, custody or
control of the named Insured and and while on the described remises, consistin of
THAT USUAE TO THE BUSINESS OV THE INSURED
(So ectly personal property owned by others to he caae+edI
against loss by the peril(s) insured against under this policy.
3. Loss shall be adjusted with the named Insured for the account of the owners) of the property, except that the right to adjust such loss with the
owner(s) is reserved to this Company and the receipts) of the owner(s) in satisfaction thereof shall be in full satisfaction of any claim by the named
Insured for which such payment(s) has been made. This coverage shall not inure to the benefit otherwise of the named Insured nor to the benefit of any
carrier or other bailee.
This Endorsement must be attached to Change Endorsement when issued after the Policy is written.
CF 12 21 (Ed. 05 77)
Ap.tit 1, 1930 • •
CITY-OF NEWPORT BEAaH r
CITY OWNED PROPERTY
i
LVe.NTIO,N ��. `T BUILDING LI4IT CONTEYTS 1 TMIT1
CITY HALL SITE:
City Hakk Main Buikding 15,067
Pontab.te City Hake Buitding 1,'960
Couneit Chambe.t6 3,672
Mutti- Purtpcse (City Att) 6,952
POLICE DEPARTA'ENT:
FIRE STATIONS:
$1,054,690
$ 63,600
$ 257,040
$ 243,320
, c, 1
$108,800
$ 16,000
$ 30,400
$ 56,C00
01 Batboa 110 E. Batboa Btvd
4,421
$
221,050
$
35,200
02 Headquan.teh6 32nd St.
5,619
$
280,950
$
44,800
03 Batboa I6kand 323 Marine
1,275
$
63,750
$
9,600
04 Jamboree -363 Santa Barcbana12,655
$
885,850
$102,400
05 Corona Det Ma.t 410 A{anigotdi,542
$
77,100
$
12,300
06 Irvine 1348 I,tvine Ave.
2,989
$
149,450
$
24,000
MARINE SAFETY:
LiSeguand Headquaicteu
070 Newport Pie.,,-
3,953
$
197,900
$
32,000
LIBRARIES:
Batboa 100 E. Batboa Btvd.
4,750
$
2 37, 500
$
38,400
Corona Dek Mar. 420 Man.igotd
4,021
$
201,050
$
32,000
Maninen'6 2005 Dovea Dn.
8,820
$
4.41,000
$
70,400
Newport Centert San Ctemente
DAive
14,000
$
700,000
$112,000
UTILITIES SERVICE YARD:
Admini6tnati.on Btdg.
949 W. 16th, N.B.
2,100
$
105,000
$
16,000
Gartage E Storage Btdg.
949 W. 16th, N.B.
12,915
$
322,875
$104,000
CITY CORPORATION YARD:
Admini6tn.atio,-
592 Supen.ior,, N. B.
5,680
$
198,800
$
46,400
Shop6 -592 Supe,Lion,N.8.
12,874
$
321,850
$104,000
SENIOR CITIZENS CENTER:
5th 5 In.i6, Cc,ona Dek Man.
10,126
$
506,300
$
81,600
MARINA PARK:
1770 W. Batboa Btvd.,N.B.
2,464
$
61,600
$
19,200
LEASES (CITY
Boy Scout Ckub
301 Ri.ven.6i_de
7,800
$
390,000
$
NIL
Giat Scout Buitding
17th 5 Bakbca 6tvd.
10,000
$
500,000
$
NIL
ApAi:t 1, 1980 •
'CITY OF NEWPORT BEACH
Page Two
l .
r
CITY OWNED PROPERTY
LOCATION ST. FT. BUILDING LIMIT CONTENTS LIM1
RESTROOMS:
West Newpott
480
$
19,200
$
3,200
East Bay E Washington
503
$
20, 170
$
3, 200
Batboa P.ten.
1,000
$
40,000
$
8,000
Buck Gutty
418
$
16,720
$
3,200
Big Corona Beach
1,536
$
61,440
$
12,800
McFadden
1,677
$
67,080
$
12,800
15th S.tnee.t
1 , 054
$
42, 160
$
8, 000
19th S.tAee.t
441
$
17, 640
$
3, 200
Invi.ne TenAaee PaAk
518
$
20,720
$
3,200
Bu66ato Hi.tts PaAk
294
$
11,760
$
1,600
Maai.na Pank
450
$
18,000
$
3,200
56th S.tnee-t
450
$
7 8, 000
$
3, 200
PUMP STATIONS:
Big Canyon ReseAvoia:
Contnot Bu.Ltding
874
$
52,440
$
6,400
Pump Room
1,952
$117,120
$
16,000
House
872
$
26,160
$
6,400
Garage
420
$
12,600
$
3,200
Zone V Pump Station
470
$
16,450
$
3,200
1 6t S.tAee-t Pu;r.p Station
2, 400
$
84, 000
$
7 9, 200
8,147,285
TOTAL BUILDING LI:MIT .......................$ 7- 1387 - 1,216,000
TOTAL CONTENTS LI,',!IT....... ' `�" �
9,363,285
TOTAL BLANKET LI. +.`IT BUILDING/ CONTENTS ......................... $-11-x, 5. "`
PROGRA,t! ;;ING FOR CO:'.!PUTER $100,000 TO BE INCLUDED UNDER
VALUABLE PAPERS LIMIT.
COMPUTER EQUIP;.! E: VT .............. ..............................$ 230,000.**
INCLUDED UNDER BLANKET LIMIT .. ............................... 1'2;"137 ,-T 35.
Note: The Co,n1p;i.teA Equipment is toca.ted at the City 9,593,285
Hatt S,;tc iMut-ti- PuApose City A-t.tonney's o66ice) x1.07*
* 7% inflationary increase
Total Blanket Limit: $1.0,264,815
Priding: Recreation Ocnnunity Center
115 Agate Avenue, Balboa Island
Revised Blanket Limit:
EQUIPMENT FLOATER: Trailer Viewer
Serial # To Be Determined
$ 118,000
$10,382,815
$ 13,000
i •
CABLE PAPERS AND RECORDS ENDO SEMENT MP 04 70
. (Ed. 07 77)
In consideration of the stipulations herein named, the Company does insure the insured named in the policy of which this endorsement is made a part to an
amount not exceeding dollars.
Amount$ AS PER FORM GS -1 Rate$
1. Property Covered. On valuable papers and records, as follows:
(a) All valuable papers and records not specified in (b) below.
(b) Specified articles.
Value (each) $
AS PER FORM GS -1
Premium $
Limits of Insurance
The provisions of this endorsement shall apply only to the property covered hereunder and none of the provisions of this policy, including any other
endorsement made a part thereof except the Cancellation provision, shall apply to the insurance hereunder.
If any of the property covered by this endorsement is also covered under any other provisions of the policy of which this endorsement is made a part,
those provisions are hereby amended to exclude such property, the intent being that the coverage under this endorsement is the sole coverage on such
property.
Perils Insured. All risks of direct physical loss of the property covered occurring during the policy period, except as hereinafter provided.
Location and Occupancy of Premises. The insured occupies the following part:
of the building located at:
and conducts therein the following
4. Protection of Valuable Papers and Records. Insurance under this endorsement shall apply only while valuable papers and records are contained in the
premises described above, it being a condition precedent to any right of recovery hereunder that such valuable papers and records shall be kept in the
following described receptacles at all times when the premises are not open for business, except while such valuable papers and records are in actual
use or as stated in paragraphs 5 and 6 below:
Rind Name of Maker "Class" or "Hour
Exposure" of Label
Name of Issuer
of Label
5. Automatic Extension. Such insurance as is afforded by this endorsement applies while the valuable papers and records are being conveyed outside the
premises and while temporarily within other premises, except for storage, provided the Company's liability for such loss shall not exceed 10% of the
combined limits of insurance stated in paragraph 1, nor $5,000, whichever is less.
6. Removal. Such insurance as is afforded by this endorsement applies while the valuable papers and records are being removed to and while at a place of
safety because of imminent danger of loss and while being returned from such place, provided the insured gives written notice to the Company of such
removal within ten days thereafter.
This endorsement is made and accepted subject to the foregoing provisions and those hereinafter stated, which are hereby made a part of this endorsement,
together with such other provisions as may be added hereto, as provided in this endorsement.
EXCLUSIONS
This endorsement does not apply
(a) to loss due to any fraudulent, dishonest or criminal act by any
insured, a partner therein or an officer, director or trustee thereof,
while working or otherwise and whether acting alone or in collusion
with others;
(b) to loss directly resulting from errors or omissions in processing
or copying unless fire or expofsion ensues and then only for direct
loss caused by such ensuing fire or explosion;
(c) to loss due to wear and tear, gradual deterioration, vermin or
inherent vice;
(d) to loss of property not specifically declared and described in
section (b) of paragraph 1, Property Covered, if such property cannot
be replaced with other of like kind and quality;
(e) to loss due to electrical or magnetic injury, disturbance or erasure
of electronic recordings, except by lightning;
(f) to loss due to nuclear reaction, nuclear radiation or radioactive
contamination, or to any act or condition incident to any of the foregoing;
MP 04 70 (Ed. 07 77)
(g) to loss caused by or resulting from:
(1) hostile or warlike action in time of peace or war, including
action In hindering, combating or defending against an actual, im-
pending or expected attack, (a) by any government or sovereign
power (de lure or de facto), or by any authority maintaining or
using military, naval or air forces; or (b) by military, naval or air
forces; or (c) by an agent of any such government, power, authority
or forces;
(2) any weapon of war employing atomic fission or radioactive
force whether in time of peace or war;
(3) insurrection, rebellion, revolution, civil war, usurped power,
or action taken by governmental authority in hindering, combating
or defending against such an occurrence, seizure or destruction
under quarantine or customs regulations, confiscation by order
of any government or public authority, or risks of contraband or
illegal transportation or trade;
(h) to loss of property held as samples or for sale or for delivery
after sale.
Page 1 of 2
9
CONDITIONS
I. Definitions: "Valuable Papers and Records" means wriften, printed or
otherwise inscribed documents and records, including books, maps, films,
drawings, abstracts, deeds, mortgages and manuscripts, but does not mean
money or securities.
"Premises" means the interior of that portion of the building at the
location designated in paragraph 3, Location and Occupancy of Premises,
which is occupied by the insured for the business purposes stated therein.
"Money" means currency, coins, bank notes and bullion; and travelers
checks, register checks and money orders held for sale to the public.
contracts rrepresenmeans g either oney and other property instruments es or
revenue and other stamps in current use, tokens and tickets, but does not
include money.
"Loss" includes damage.
2. Ownership of Property; Interests Covered: The insured property may be
owned by the insured or held by him in any capacity; provided, the insur-
isifh interest insured property, the nurred's liability toothers, and does not to he interest of including other person or organization in any of said property unless included in the
insured's proof of loss.
3. faint Insured: If more than one insured is named in the policy, the
insured first named shall act for every insured for all purposes of this
endorsement Knowledge possessed or discovery made by any insured
shall constitute knowledge possessed or discovery made by every insured.
4. Limits of LiabRay; Valuation; Settlement Options: The limit of the
property at liability r shall Of the
loss orwhat�itt would then cost to epairaorereplace exceed the actual cash
the property with other of like kind and quality, nor the applicable limit
specifiically described in this
section r (b) ofeparagraph 1, respects
the
amount per article specified therein is the agreed value thereof for the
Purpose of this insurance.
the The Company may pay for the loss in money or may repair or replace
the Insured property and
owner thereof. claim for loss of Property so paid fororrreplaced hall
become the property of the Company. The insured or the Company, upon
recovery of any such property,
reimb shall give notice thereof as soon as practi.
cable to the other and the insured shall be entitled to the property upon
ment. ursing the Company for the amount so paid or the cost of replace-
Application of the insurance to property of more than one person shall
not operate to increase the applicable limit of insurance.
5. Insured's Duties When Loss Occurs: Upon the occurrence of any loss
which may result in a claim hereunder, the insured shall:
(a) give notice thereof as soon as practicable to the Company or any of
its authorized agents and, if the loss is due to a violation of law, also
to the police;
(b) file detailed proof of loss, duly sworn to, with the Comp
ninety days after the discovery of loss. any within
Upon the Company's request, the insured and every claimant hereunder
Shall submit to examination by the Company, subscribe the same, under
oath if required, and produce for the Company's examination all pertinent
7J
records, all at such reasonable times and places as the Company shall
designate, and shall cooperate with the Company in all matters pertainirq
to loss or claims with respect thereto. The Company shall, in addition to the
applicable limit of insurance of this endorsement, reimburse the insured
for all reasonable expenses, other than loss of earnings incurred t the
Company's written request.
6. Other Insurance: If at the time of loss there is available to a named or
unnamed insured or any other interested party any other insurance which
would apply in the absence of this endorsement, the insurance under this
endorsement shall apply only as excess insurance over such other insur.
ance.
7. No Benefit to Batlee: This insurance shall in no wise inure directly or
indirectly to the benefit of any carrier or other bailee.
8. Appraisal: If the insured and the Company fail to agree as to the amount
Of loss, each shall, on the written demand of either, made within sixty days
after receipt of prof of loss by the Company, select a competent and dis.
and
interested
Place. The the fist aselect be made at a competent andad disinterested
umpire, umpire, and failing for fifteen days to agree upon such umpire, then, on
the request of the insured or the Company, such umpire shall be selected
by a judge of a curt of record in the state in which such appraisal is the
pending. hrlue t tie a appraise tad ict a cash va appraisers shall
and e amount Off loss and to agree
shall submit their differences to the umpire. An award in writing of any two
shall determine the amount of loss. The insured and the Company shall each
Pay his or its chosen appraiser and shall bear equally the expenses of the
umpire and the other expenses of appraisal.
The Company shall not be held to have waived any of its rights by any
act relating to appraisal.
B. Action llgafmt Company: No action shall lie against the Company unless,
as a condition precedent thereto, there shall have been full compliance with
all the terms of this endorsement, nor until thirty days after the required
Proofs of loss have been filed with the Company, nor at all unless menced c within
givesriseatote loss If this limitation of time is shorter than
that prescribed by any statute controlling the construction of this endorse.
ment, the shortest permissible statutory limitation in time shall govern
and shall supersede the time limitation herein stated.
10. Misrepresentation and Fraud: This entire endorsement shall be void it
sented any material terial f ct or circumstancerconcerning this liedsuiancesor the
subject thereof, or the interest of the insured therein, or insurance of any
fraud or false swearing by the insured relating thereto. in
11. Subrogtian: In the event of any payment under this endorsement,
the Company shall be subrogated to all the insured's rights of recovery
therfor against any person or organization and the insured shall execute
and deliver instruments and papers and do whatever else is necessary to
secure such rights. The insured shall do nothing after loss to prejudice
such rights.
12. Changes: Notice to any agent or knowledge possessed by any agent
or by any other person shall not effect a waiver or a change in any part of
this endorsement or estop the Company from asserting any right under the
terms of this endorsement; nor shall the terms of this endorsement be
waived or changed, except by endorsement issued to form a part of this
endorsement.
This Endorsement must be attached to Change Endorsement when issued after the Policy is written.
MP 04 70 (Ed. 07 77)
Page 2 of 2
•
•
VALUATION
Adjustment of property damage loss under this policy shall be as follows:
1. On stock in process: the value of raw materials and labor expended plus the
proper proportion of overhead charges;
2. On finished goods manufactured by the Insured: the regular cash selling price
at the location where the loss occurs, LESS ALL DISCOUNTS AND CHARGES TO WHICH
THE MERCHANDISE WOULD HAVE BEEN SUBJECT HAD NO LOSS OCCURRED;
3. On raw materials, supplies and other merchandise not manufactured by the Insured:
the replacement cost;
4. On exposed film, records, manuscripts and drawings: their value blank plus
the cost of transcription;
S. On personal property of others for which the Insured is liable: a valuation
..consistent with the liability of the Insured;
6. On building structures, machinery, fixtures, equipment (other than vehicles
designed for use principally on public highways) and data processing media (as
defined elsewhere in this policy): the cost of replacement or repair in
accordance with the following provisions:
(a) THIS COMPANY'S LIABILITY FOR LOSS HEREUNDER SHALL NOT EXCEED THE SMALLEST
OF THE FOLLOWING AMOUNTS: (1) THE AMOUNT OF THIS POLICY APPLICABLE TO
THE DAMAGED OR DESTROYED PROPERTY; (2) THE COST TO REPAIR; OR (3) THE
REPLACEMENT COST, DEFINED AS THE COST TO REPRODUCY, REBUILD OR REPLACE,
ALL AS OF THE DATE OF LOSS, ON THE SAME SITE, WITH NEW MATERIALS OF LIKE
SIZE, KIND AND QUALITY; OR (4) THE ACTUAL EXPENDITURE INCURRED IN REPRO-
DUCING, REBUILDING, REPAIRING OR REPLACING ON THE SAME OR ANOTHER SITE.
(b) If the property damaged or destroyed is useless to the Insured or is
not repaired', reproduced, rebuilt or replaced, on the same or another
site within a reasonable time after the loss or damage, THIS COMPANY
SHALL NOT BE LIABLE FOR MORE THAN THE ACTUAL CASH VALUE (ASCERTAINED
WITH PROPER DEDUCTION FOR DEPRECIATION) OF SUCH PROPERTY.
(c) THIS COMPANY SHALL NOT BE LIABLE HEREUNDER FOR ANY LOSS OCCASIONED BY
ENFORCEMENT OF ANY LOCAL OR STATE ORDINANCE OR LAW REGULATING THE CONSTRUC-
TION, REPAIR OR DEMOLITION OF BUILDINGS, unless such liability has been
specifically assumed under this policy.
7. On all other property: actual cash value in accordance with the printed
conditions of this,policy.
1
Form No. GS 801
i
ALL RISK PREMISES 6 TRANSIT COVER
1. REAL PROPERTY: Coverage on real property is on all real property
(EXCEPT AS HEREINAFTER EXCLUDED) on the described premises, which
is owned by the Insured, in which the Insured has an insurable
interest or which the Insured is under obligation to insure and
shall includs:
(a) All supplies, tools and permanent fixtures pertaining to the
service of such real property (EXCEPT AS OTHERWISE EXCLUDED IN
THIS POLICY) on the described premises;
(b) New buildings and other structures, and additions, now in
process of erection or hereafter erected on the described
premises, including alterations and repairs to buildings and
structures herein insured; also (1) materials and supplies
therefor, and (2) equipment, machinery and apparatus for the
service thereof, all when on such premises OR WITHIN 500 FEET
THEREOF;
(c) All contractors' interests in such property to the extent that
the Insured has agreed, prior to loss, to keep such interests
insured, or for which the Insured is liable;
(d) Tanks, flues, pipes, drains, wiring, tunnels or passageways
(EXCEPT AS EXCLUDED BELOW) located underground on premises
containing the property described herein and appurtenant
thereto, and foundations of buildings, machinery or
structures, whether or not underground.
2. PERSONAL PROPERTY: Coverage on personal property is on all such
property (EXCEPT AS HEREINAFTER EXCLUDED) in transit, or on the
described premises or in the open within 500 feet thereof: (a)
which is owned by the insured (b) in which the Insured has an
insurable interest or (c) which belongs to others but which is in
the actual or constructive custody of the Insured (EXCEPT WHEN THE
INSURED IS ACTING AS A WAREHOUSEMAN, BAILEE FOR HIRE OR CARRIER FOR
HIRE) and for which the Insured is liable or under obligation to
keep insured; and shall include:
(a) Improvements and betterments introduced by the Insured to
buildings not owned by the Insured, the contents of which are
insured hereunder. For loss adjustment purposes, the Insured
shall be considered as sole and unconditional owner of such
improvements and betterments, any contract or lease to the
contrary notwithstanding;
(b) Such personal property NOT OTHERWISE EXCLUDED HEREIN in new
buildings, additions and other structures now in process of
erection or hereafter erected on the described premises;
(c) Manuscripts, bullion (EXCEPT AS EXCLUDED BELOW);
(d) The damage to that part of a building containing property
insured under this policy directly from theft or attempt
Page 1
i
Form No. GS 801
thereat, PROVIDED THE INSURED IS THE OWNER OF SUCH BUILDING OR
IS LEGALLY LIABLE FOR SUCH DAMAGE;
(e) Personal property, OTHER THAN MOTOR VEHICLES, of officers and
employees..:of the Insured'�.while on premises occupied by the
Insured OR IN THE OPEN WITHIN 500 FEET THEREOF.
3. TIME ELEMENT COVERAGE: Any business interruption, extra expense,
rental income or other time element coverage contained in this
policy and designated as covering on an all risk basis shall be
subject, in addition to the form defining and limiting such
insurance,, to all of the terms and conditions of this All Risk
Premises & Transit form except the Articles thereof entitled
Coinsurance, Waiver of Inventory and Brands and Labels, it being
understood that any reference in this form to loss or damage shall
be construed to mean only loss, as limited and conditioned in such
time element coverage, resulting from such loss or damage; that the
exclusion of delay, loss of market and loss of use shall be
inapplicable to the extent inconsistent with such time element
coverage; and that exclusion (f) of Article 8 of this form shall
apply only when the property described therein is owned, operated
or controlled by the Insured.
4. DEBRIS REMOVAL: This policy also covers expense of removal of
debris remaining after any loss hereby insured against, EXCEPT THAT
THERE SHALL BE NO LIABILITY ASSUMED FOR THE EXPENSE OF REMOVAL OF:
(a) ANY FOUNDATIONS, OTHER THAN DAMAGED PORTIONS WHICH MUST BE
REMOVED FOR REPAIR OR REBUILDING; (b) ANY BUILDING OR PART THEREOF,
THE REMOVAL OF WHICH IS REQUIRED BY ANY ORDINANCE OR LAW REGULATING
CONSTRUCTION OR REPAIR.
5. PROPERTY EXCLUDED: THIS POLICY DOES NOT COVERt
(a) PERSONAL PROPERTY SOLD BY THE INSURED UNDER CONDITIONAL SALE,
TRUST AGREEMENT, INSTALLMENT PAYMENT OR OTHER DEFERRED PAYMENT
PLAN AFTER DELIVERY TO THE CUSTOMER;
(b) RAILROAD ROLLING STOCK NOT ON PREMISES OCCUPIED BY THE INSURED
OR WITHIN 500 FEET THEREOF;
(c) ACCOUNTS, BILLS, CURRENCY, DEEDS, EVIDENCES OF DEBT, MONEY OR
SECURITIES;
(d) WATERBORNE SHIPMENTS VIA THE PANAMA CANAL, OR VIA BARGE EXCEPT
ON RIVERS AND LAKES OTHER THAN THE GREAT LAKES;
(e) SAMPLES OR CONTAINERS THEREOF WHILE IN THE ACTUAL OR
CONSTRUCTIVE CUSTODY OF THE INSURED'S SALESMEN OR SALES
REPRESENTATIVES OFF THE PREMISES OF THE INSURED;
(f) EXPORT SHIPMENTS WHICH HAVE BEEN LADEN ON BOARD EXPORT
CONVEYANCE OR HAVE COME UNDER THE PROTECTION OF OCEAN MARINE
INSURANCE, WHICHEVER FIRST OCCURS;
Page 2
• Form No. GS 801
(g) IMPORT SHIPMENTS UNTIL FULLY DISCHARGED FROM IMPORT CONVEYANCE
OR UNTIL OCEAN MARINE INSURANCE HAS CEASED TO COVER, WHICHEVER
LAST OCCURS;
(h) JEWELRY, PRECIOUS STONES, WATCHES, SILVERWARE, FURS OR
ARTICLES TRIMMED WITH FUR;
(i) BULLION AND OTHER PRECIOUS METALS AGAINST LOSS BY THEFT OR
NON - DELIVERY;
(j) VEHICLES LICENSED FOR HIGHWAY USE, ANIMALS AND BIRDS,
AIRCRAFT, WATERCRAFT, GROWING CROPS, STANDING TIMBER, LAND,
DAMS, RESERVOIRS, TUNNELS OR BRIDGES USED BY PUBLIC VEHICULAR
TRAFFIC, MINING PROPERTY LOCATED BELOW THE SURFACE OF THE
GROUND;DOCKS, PIERS AND WHARVES WHICH ARE NOT A PART OF A
BUILDING:
(k) LAWNS, PAVEMENTS AND ROADWAYS; except against the perils of
fire, lightning, explosion, riot, civil commotion or non -owned
aircraft EXCEPT WHEN SUCH PERILS ARE EXCLUDED ELSEWHERE IN
THIS POLICY.
6. EXCLUSION OF DEMOLITION AND INCREASED COST OF RECONSTRUCTION: THIS
COMPANY SHALL NOT BE LIABLE BECAUSE OF THE DEMOLITION OF ANY
UNDAMAGED PORTIONS OF BUILDINGS OR STRUCTURES COVERED HEREUNDER OR
THE INCREASED COST OF REPAIR OR RECONSTRUCTION, ALL BY REASON OF
ANY ORDINANCE OR LAW.
7. PERILS INSURED: This policy insures against all risks of direct
physical loss of or damage to the insured property (including
general average and salvage charges on shipments covered while
waterborne) EXCEPT AS HEREINAFTER EXCLUDED.
8. EXCLUSIONS GROUP A: THIS POLICY DOES NOT INSURE AGAINST:
(a) LOSS OR DAMAGE RESULTING FROM ANY DISHONEST ACT COMMITTED,
ALONE OR IN COLLUSION WITH OTHERS, (1) BY THE INSURED OR ANY
ASSOCIATE, OFFICER OR EMPLOYEE THEREOF WHETHER OR NOT SUCH
ACTS ARE COMMITTED DURING REGULAR BUSINESS HOURS OR (2) BY ANY
PROPRIETOR, PARTNER, DIRECTOR, TRUSTEE, OR OFFICER OF ANY
PROPRIETORSHIP, PARTNERSHIP, CORPORATION OR ASSOCIATION (other
than a carrier for hire) TO WHOM THE INSURED PROPERTY IS
ENTRUSTED;
(b) ELECTRIC OR MAGNETIC INJURY OR DISTURBANCE OF ANY KIND
(INCLUDING ERASURE OF ELECTRONIC RECORDINGS);
(c) GRADUAL DETERIORATION, WEAR AND TEAR, INHERENT VICE OR LOSS OR
DAMAGE CAUSED BY VERMIN OR INSECTS;
(d) LOSS OR DAMAGE CAUSED BY SMOG, DAMPNESS OR DRYNESS OF
ATMOSPHERE; EXTREMES OR CHANGES OF TEMPERATURE (WHETHER
ATMOSPHERIC OR OTHER) except damage to fire protective
equipment by freezing; SMOKE OR SMUDGE FROM INDUSTRIAL OR
AGRICULTURAL OPERATIONS, SHRINKAGE, EVAPORATION, LOSS OF
WEIGHT; RUST, CORROSION, EROSION, DEPLETION, CONTAMINATION,
WET OR DRY ROT OR MOLD; CHANGE IN FLAVOR, COLOR, TEXTURE OR
FINISH;
Page 3
Form No. GS 601
(e) LOSS O1GE TO ANY PROPERTY CAUSED BORROR OR OMISSION IN
' PROCESSING SUCH PROPERTY OR BY TESTING OR OTHERWISE WORKING
UPON SUCH PROPERTY;
(f) LOSS OR DAMAGE TO STEAM BOILERS, STEAM PIPES, STEAM TURBINES
OR STEAM ENGINES CAUSED BY EXPLOSION, RUPTURE, BURSTING,
CRACKING, BURNING OUT OR BULGING; OR TO ROTATING OR MOVING
PARTS OF MACHINERY CAUSED BY CENTRIFUGAL FORCE OR MECHANICAL
BREAKDOWN;
(g) LOSS OR DAMAGE TO ANY PIECE OF MACHINERY OR EQUIPMENT FORMING
PART OF AND PERTAINING TO THE SERVICE OF ANY BUILDING OR OTHER
STRUCTURE OR TO ANY ARTICLE OF PERSONAL PROPERTY CAUSED BY�
MECHANICAL BREAKDOWN OR MISALIGNMENT THEREOF, DEFECT THEREIN
OR FAULTY DESIGN, MATERIALS OR WORKMANSHIP;
(h) LOSS OR DAMAGE CAUSED BY OR RESULTING FROM SETTLING,
SUBSIDENCE, CRACKING, SHRINKING, BULGING OR EXPANSION OF
PAVEMENTS, FOUNDATION, WALLS, ROOFS, FLOORS AND CEILINGS, but
this exclusion shall not apply to loss or damage resulting=
from collapse of a building,. structure, or material part
thereof. IN NO EVENT SHALL THIS COMPANY BE LIABLE FOR MAKING
GOOD DEFECTS IN MATERIALS, WORKMANSHIP, OR FAULTY DESIGN. The
word "collapse" as used herein means the caving in or falling
inwards or outwards of the building or structure or material
part thereof;
(i) LOSS OR DAMAGE TO PROPERTY IN COURSE OF TRANSPORTATION (a) DUE
AND CONFINED TO CHAFING OR RUBBING OR (b) NOT THE RESULT OF AN
EXTERNAL CAUSE}
(j) LOSS OR DAMAGE TO PERSONAL PROPERTY IN THE OPEN, when
otherwise covered hereunder, CAUSED BY EXPOSURE TO RAIN,
SLEET, SNOW, SAND OR DUST except when such property is in the
custody of a common carrier.
9. EXCLUSIONS GROUP B: THIS POLICY DOES NOT INSURE AGAINST:
(a) LOSS OF MARKET; LOSS OF USE; DAMAGE OR DETERIORATION ARISING
FROM DELAY, WHETHER SUCH DELAY BE CAUSED BY A PERIL INSURED
AGAINST OR OTHERWISE; OR LOSS CAUSED BY ANY LEGAL PROCEEDING;
(b) UNEXPLAINED LOSS, MYSTERIOUS DISAPPEARANCE OR LOSS OR SHORTAGE
DISCLOSED ON TAKING INVENTORY except that this exclusion shall
not apply to property while in the custody of any carrier for
hire or other bailee;
(c) LOSS CAUSED BY:
(1) HOSTILE OR WARLIKE ACTION IN TIME OF PEACE OR WAR,
INCLUDING ACTION IN HINDERING, COMBATING, OR DEFENDING
AGAINST AN ACTUAL, IMPENDING OR EXPECTED ATTACK, (a) BY
ANY GOVERNMENT OR SOVEREIGN POWER (DE JURE OR DE FACTO),
OR BY ANY AUTHORITY MAINTAINING OR USING MILITARY, NAVAL
OR AIR FORCES; OR (b) BY MILITARY, NAVAL OR AIR FORCES;
OR (c) BY AN AGENT OF ANY SUCH GOVERNMENT, POWER,
AUTHORITY OR FORCES; It is understood that any discharge,
explosion or use of any weapon of war employing nuclear
fission or fusion shall be conclusively presumed to be
such a hostile or warlike action by such a government,
power, authority or forces;
Page 4
• • Form No. GS 801
(2) INSURRECTION, REBELLION, REVOLUTION, CIVIL WAR, USURPED
POWER, OR ACTION TAKEN BY GOVERNMENTAL AUTHORITY IN
HINDERING, COMBATING OR DEFENDING AGAINST SUCH AN OCC-
URRENCE, SEIZURE OR DESTRUCTION UNDER QUARANTINE OR
CUSTOMS REGULATION, CONFISCATION BY ORDER OF ANY GOV-
ERNMENT OR PUBLIC AUTHORITY, OR RISKS OF CONTRABAND OR
ILLEGAL TRANSPORTATION OR TRADE.
This exclusion does not apply to fire and lightning, such
exclusion being otherwise provided for in the printed
conditions of this policy.
(d) LOSS OR DAMAGE BY NUCLEAR REACTION OR NUCLEAR RADIATION OR
RADIOACTIVE CONTAMINATION, ALL WHETHER CONTROLLED OR UN-
CONTROLLED, OR DUE TO ANY ACT OR CONDITION INCIDENT TO ANY OF
THE FOREGOING, IS NOT INSURED AGAINST BY THIS POLICY, WHETHER
SUCH LOSS BE DIRECT OR INDIRECT, PROXIMATE OR REMOTE, OR BE IN
WHOLE OR IN PART CAUSED BY, CONTRIBUTED TO, OR AGGRAVATED BY
ANY OF THE PERILS INSURED AGAINST BY THIS POLICY except that:
(1) this Company shall be liable for direct loss or damage
caused by sudden and accidental radioactive contamination
including resultant radiation damage IN EXCESS OF $5,000.
OR THE AMOUNT OF THE DEDUCTIBLE NAMED ELSEWHERE IN THIS
POLICY WHICHEVER IS GREATER, for each occurrence
resulting directly from the following perils EXCEPT AS
EXCLUDED ELSEWHERE HEREUNDER: fire, lightning, windstorm,
hail, explosion, riot and civil commotion, vandalism and
malicious mischief, water discharged accidentally from
sprinkler equipment, impact of falling aircraft or
objects falling therefrom, impact of vehicles (EXCEPT
AIRCRAFT) moving on land or tracks, heat from molten
metal which shall have accidentally escaped from
equipment, sonic shock waves (generally known as sonic
boom), and smoke EXCEPT ACCUMULATIVE DAMAGE RESULTING
FROM THE SUDDEN, UNUSUAL AND FAULTY OPERATION OF
STATIONERY FURNACE LOCATED ON THE DESCRIBED PREMISES;
PROVIDED SUCH RADIOACTIVE CONTAMINATION ARISES FROM
MATERIALS USED OR STORED OR FROM PROCESSES CONDUCTED ON
THE DESCRIBED PREMISES, AND PROVIDED AT THE TIME OF LOSS
THERE IS NEITHER A NUCLEAR REACTOR NOR ANY NEW OR USED
NUCLEAR FUEL ON THE DESCRIBED PREMISES;
(2) if fire or sprinkler leakage ensues, liability is
specifically assumed for direct loss by such ensuing fire
or sprinkler leakage BUT NOT INCLUDING ANY LOSS DUE TO
NUCLEAR REACTION, NUCLEAR RADIATION OR RADIOACTIVE
CONTAMINATION.
10. CAUSALLY RELATED PERILS: if two perils are related in a manner
such that one results from the loss or damage caused by the other,
then:
(a) loss or damage caused by the resulting peril is covered UNLESS
BOTH PERILS ARE EXCLUDED UNDER EXCLUSIONS GROUP A; and
(b) LOSS OR DAMAGE BY BOTH PERILS IS EXCLUDED IF EITHER OR BOTH
ARE EXCLUDED UNDER EXCLUSIONS GROUP B except as provided in
exclusion (d) thereof,
Pace 5
• Form No. GS 801
11. COINSURANCE: (This clause void if no percentage of coinsurance is
stipulated elsewhere in this policy):
(a) THIS COMPANY SHALL NOT BE LIABLE FOR A GREATER PROPORTION OF
ANY LOSS HEREUNDER THAN THE SUM HEREBY INSURED BEARS TO THE
PERCENTAGE OF COINSURANCE STIPULATED ELSEWHERE IN THIS POLICY
TIMES THE INSURABLE VALUE OF SAID PROPERTY AT THE TIME SUCH
LOSS SHALL HAPPEN NOR FOR MORE THAN THE PROPORTION WHICH THIS
POLICY BEARS TO THE TOTAL INSURANCE THEREON.
(b) IF THE INSURANCE UNDER THIS POLICY BE DIVIDED INTO MORE THAN
ONE ITEM, THE FOREGOING SHALL APPLY TO EACH ITEM SEPARATELY
UNLESS OTHERWISE SPECIFIED.
(c) The value of the foundations and other property located below
the lowest basement, floor or, where there is no basement,
below the surface of the ground, shall be disregarded in7.
applying this coinsurance provision.
12. WAIVER OF INVENTORY: In the event that the aggregate claim for any
loss covered under the conditions of this policy is both less than
$10,000. and less than 58 of the total amount of insurance upon the
described property at the time such loss occurs, no special
inventory or appraisement of the undamaged property shall be
required; BUT THIS PROVISION SHALL NOT BE CONSTRUED AS WAIVING
APPLICATION OF THE COINSURANCE CONDITIONS.
13. LOCATION DEFINED: Location is defined as any building, yard, dock,
wharf, pier or bulkhead (or any group of any of the foregoing)
bounded on all sides by public streets, clear land space or open
waterways, each not less than fifty feet wide. Any bridge or
tunnel crossing such street, space or waterway shall render such
separation inoperative for the purpose of this definition.
14. TERRITORY: Coverage at unnamed locations, if any, applies only to
loctions, other than locations occupied temporarily as an incident
of transportation, in continental United States (EXCLUDING ALASKA)
or Canada. Coverage in transit applies only while the property is
in course of transportation within continental United States
(EXCLUDING ALASKA) or Canada or airborne or waterborne between
points and places therein, EXCEPT AS EXCLUDED ELSEWHERE IN THIS
FORM.
15. F. O. B. SHIPMENTS: Shipments made by or for the Insured F. O. B.
at points of shipment are covered hereunder BUT ONLY IN THE EVENT
THAT, BY REASON OF LOSS OR DAMAGE FROM A PERIL INSURED AGAINST, THE
INSURED CANNOT COLLECT THE FULL PURCHASE PRICE BECAUSE OF THE
CONSIGNEE'S OR BUYER'S REFUSAL OR INABILITY TO PAY, in which event
this policy shall reimburse the Insured for the amount of loss or
damage as otherwise provided herein.
Page 6
. Form No. GS 801
16. WATERBORNE PROPERTY:
(a) Where goods are shipped under a bill -of- lading containing the
so- called "Both -to -Blame Collision" Clause, this Company
agrees as to all losses covered by this insurance to indemnify
the Insured for this policy's proportion of any amount (not
exceeding the amount insured) which the Insured may be legally
bound to pay to the shipowners under such clause. In the
event that such liability is asserted, the Insured agrees to
notify this Company which shall have the right, at its own'
cost and expense, to defend the Insured against such claim.
(b) The Insured shall not be prejudiced by the presence of the
negligence clause and /or latent defect clause in the Bills of
Lading and /or Charter Party. The seaworthiness of the vessel
as between the Insured and the Company is hereby admitted and
the wrongful act or misconduct of the shipowner or his
servants causing a loss is not to defeat the recovery of an
innocent Insured if the loss, in the absence of such wrongful
act or misconduct, would have been recoverable under this
policy. With leave to sail with or without pilots, and to tow
and assist vessels or craft in all situations, and to be
towed.
17. BRANDS AND LABELS: If branded or labeled merchandise covered by
this policy is damaged and this Company elects to take all or any
part of such merchandise at the value established by the terms of
this policy, THE INSURED MAY, AT HIS OWN EXPENSE, stamp "salvage"
on the merchandise or its containers, or may remove or obliterate
the brands or labels, if such stamp, removal or obliteration will
not physically damage the merchandise, but the Insured must re-
label the merchandise or containers in compliance with the
requirements of law.
18. VALUATION: In case of loss the basis of adjustment shall be as
follows:
(a) on stock in process, the value of raw materials and labor
expended plus the proper proportion of overhead charges;
(b) on finished goods manufactured by the Insured, the regular
cash selling price where the loss occurs, less all discounts
and charges to which the merchandise would have been subject
had no loss occurred;
(c) on raw materials, supplies and other merchandise not
manufactured by the Insured, the replacement cost; EXCEPT THAT
IF SUCH MERCHANDISE IS BEING DELIVERED BY THE INSURED
FOLLOWING SALE, THE BASIS OF ADJUSTMENT SHALL BE AS PROVIDED
IN SUBDIVISION (b) ABOVE;
(d) Exposed film, records, manuscripts and drawings at value
blank, plus cost of transcription;
(e) Media, data storage devices, and program devices for
electronic and electro- mechanical data - processing and produc-
tion equipment at cost of reproducing such media, data storage
devices, and program devices from duplicates or from originals
of the previous generation of the data;
Page 7
Form No. GS 801
(f) PatternAnd dies, at replacement cost 0 actually replaced;
OTHERWISE, AT ACTUAL CASH VALUE;
(g) Any other property not otherwise provided for, at actual cash
value not exceeding cost to repair or replace as provided for
in the printed conditions of the first page of this policy;
all to be computed as of the time and place of loss or damage.
19. REPLACEMENTS AND REPAIRS: In the event of damage to or loss of the
property insured hereunder the Insured shall, where feasible and if
so requested by the Company, make the necessary repairs and furnish
the necessary parts of their own manufacture at the same cost as
charged its vendees plus transportation charges and any taxes which
are due or may become due thereon. IN THE EVENT OF DAMAGE TO OR
LOSS OF ANY PART OF A MACHINE OR ARTICLE CONSISTING WHEN COMPLETE
FOR SALE OR USE OF SEVERAL PARTS, THE COMPANY SHALL ONLY BE LIABLE
FOR THE ACTUAL CASH VALUE OF THE PART LOST OR DAMAGED, PROVIDED,
HOWEVER, THAT IF SUCH PART IS AVAILABLE IN NORMAL CHANNELS OF
COMMERCE, THEN THE COMPANY, AT THE INSURED'S OPTION, SHALL BE
LIABLE FOR THE COST AND EXPENSE OF REPLACING, DUPLICATING, OR
REPAIRING THE PART LOST, OR DAMAGE, BUT IN NO EVENT TO EXCEED THE
CURRENT COST NEW OF THE DAMAGED MACHINE OR ARTICLE, OR THE COST OF
REPLACING THE DAMAGED MACHINE OR ARTICLE, WHICHEVER IS LESS.
20. OTHER INSURANCE: Except as otherwise provided, THIS POLICY DOES
NOT COVER ANY LOSS OR DAMAGE WHICH AT THE TIME OF LOSS OR DAMAGE IS
INSURED, BY, OR WOULD, BUT FOR EXISTENCE OF THIS POLICY, BE INSURED
BY ANY OTHER EXISTING POLICY OR POLICIES, EXCEPT IN RESPECT OF ANY
AMOUNT BEYOND THE AMOUNT WHICH WOULD HAVE BEEN PAYABLE UNDER SUCH
OTHER POLICY OR POLICIES HAD THIS POLICY NOT BEEN EFFECTED,
ANYTHING TO THE CONTRARY IN THE PRINTED CONDITIONS OF THE POLICY
NOTWITHSTANDING.
21. ASSISTANCE AND CO -OPERATION OF THE INSURED: The Insured shall co-
operate with the Company and, upon the Company's request, shall
attend hearings and trials and shall assist in effecting
settlements, securing and giving evidence obtaining the attendance
of witnesses and in the conduct of suits. OTHER THAN AS PROVIDED
BELOW, THE INSURED SHALL NOT, EXCEPT AT HIS OWN COST VOLUNTARILY
MAKE ANY PAYMENT, ASSUME ANY OBLIGATION, OR INCUR ANY EXPENSE.
22. SUE AND LABOR (Applicable only to property in transit): In case of
actual or imminent loss or damage it shall be lawful and necessary
for the Insured, his or their factors, servants or assigns, to sue,
labor and travel for, in and about the defense, safeguard and
recovery of the property insured hereunder, or any part thereof,
without prejudice to this insurance; nor shall the acts of the
Insured or the Company in recovering, saving and preserving the
property insured in case of loss or damage, be considered a waiver
or an acceptance of abandonment; to the charges whereof the Company
will contribute according to the rate and quantity of the sum
herein insured.
23. CARRIERS OR OTHER BAILEES: IT IS WARRANTED BY THE INSURED THAT
THIS INSURANCE SHALL NOT INURE DIRECTLY OR INDIRECTLY TO THE
BENEFIT OF ANY CARRIER OR OTHER BAILEE, BY STIPULATION IN BILL OF
LADING OR OTHERWISE, AND ANY BREACH OF THIS WARRANTY SHALL FORFEIT
ANY CLAIM WHICH WOULD HAVE BEEN PAYABLE BY THE COMPANY HAD IT NOT
BEEN FOR SUCH BREACH.
Page 8
Form No. GS 801
THE COMPANYOHALL NOT BE LIABLE FOR A LOSS OR DAMAGE WHICH,
WITHOUT ITS CONSENT, HAS BEEN SETTLED OR COMPROMISED BY THE
INSURED.
24. COMPANY'S RIGHT OF RECOVERY: In the event of any payment under
this policy, the Insured shall execute and deliver instruments and
papers and do whatever else is necessary to secure the subrogation
rights of the Company. The Insured shall do nothing to prejudice
such rights except that:
(a) The Insured may accept without prejudice to this insurance the
ordinary bills -of- lading used by common carriers, including
released or partially released value bills -of- lading, and the
Insured may waive subrogation against railroads under Side
Track Agreements; BUT, EXCEPT AS ABOVE PROVIDED, THE INSURED
SHALL NOT ENTER INTO ANY SPECIAL AGREEMENT WITH CARRIERS,
OTHERWISE RELEASING THEM FROM THEIR COMMON LAW OR STATUTORY
LIABILITY;
(b) The Company specifically waives its rights of subrogation
against all of the subsidiary and affiliated companies of the
Insured;
(c) Any release from liability, other than as provided above,
entered into prior to loss hereunder by the Insured shall not
affect this policy or the right of the Insured to recover
hereunder.
25. LOAN AGREEMENT: At the option of the Company, the Insured will
execute a loan agreement to the extent of any loss collectible
under this policy. Said loan will bear no interest and will be
repayable only in the event and to the extent of the net recovery
effected from any party believed liable for said loss or to the
extent and at the time of the Insured's collection from other
insurance. Upon payment of any loss or advancement or loan of
moneys concerning the loss, the Insured will at the Company's
request and expense make claim upon and institute legal proceedings
against any party which the Company believes to be liable for such
loss, and will use all proper and reasonable means to recover the
same, under the exclusive directiod and control of the Company.
26. FRAUD OR DECEIT: Loss to insured property occasioned as follows
shall be considered as occurring in course of transportation: (1)
by the acceptance by the Insured or any agent, customer or
consignee of the Insured of fraudulent bills of lading, shipping
receipts or messenger receipts or (2) by other fraud or deceit
perpetrated by any person representing himself as the proper party
to receive the insured property for shipment or to accept it for
delivery.
27. PERMISSION: Permission is given: (a) For other insurance; (b) To
store and use any and all material usual and incidental to the
business or occupancy; (c) To alter and repair the described
premises; (d) To cease operations and for the premises to be vacant
or unoccupied for sixty consecutive days, and for more than sixty
consecutive days providing the same degree of fire protection and
watch service is maintained as existed at the time of the
discontinuance of normal operations; (e) To operate the
establishment all hours, day and night.
Page 9
Form GS 801
28. NO CONTROL: This policy shall not be invalidated by increase in
hazard in any portion of the premises over which the Insured has no
control.
29. DIVISIBLE CONTRACT: If the premises described in this policy
includes two or more buildings or the contents of two or more
buildings, the breach of any condition of this policy in respect to
any one or more of the buildings insured or containing the property
insured, shall not prejudice the right to recover for loss
occurring in any building insured or containing the property
insured where, at the time of the loss, a breach of condition does
not exist.
30. NO REDUCTION BY LOSS: It is mutually understood and agreed that
the amount of insurance shall not be reduced by the payment of
losses under this policy, BUT IF THIS POLICY INCLUDES ANY BUSINESS
INTERRUPTION COVERAGE ON A REPORTING BASIS, THE INSURED SHALL, IN
RENDERING THE REQUIRED REPORTS, INCLUDE THE AMOUNT COLLECTED FOR
LOSSES UNDER SUCH COVERAGE AS INCOME FOR THE LOSS PERIOD.
31. UNDERLYING POLICY: If the premises described in this policy
include property in more than one state, province or territory, it
is understood that separate policies underlying this policy may be
issued, and that this policy is subject to the conditions of the
Standard Insurance Policy of the state, province, or territory in
which the individual properties are located. IT IS UNDERSTOOD,
HOWEVER, THAT SUCH UNDERLYING POLICIES SHALL NOT BE CONSIDERED AS
ADDITIONAL INSURANCE BUT AS DUPLICATES ONLY.
32. SUIT AGAINST THE COMPANY: No suit or action on this policy for the
recovery of any claim shall be sustainable in any court of law or
equity unless the Insured shall have fully complied with all the
requirements of this policy, nor unless commenced within twelve
(12) months next after the happening becomes known to the Insured's
Home Office Insurance Department, unless a longer period of time is
provided by applicable statute.
33. CANCELLATION: This policy may be cancelled by the Insured by
surrender thereof to the Company or by mailing to the Company
written notice stating when thereafter such cancellation shall be
effective. This policy may be cancelled by the Company by mailing
to the Insured at the address shown in this policy or last known
address written notice, with or without tender of the excess of
paid premium above the pro rata premium for the expired time,
stating when, not less than thirty (30) days thereafter, such
cancellation shall be effective. The mailing of notice as
aforesaid shall be stated in the notice shall become the end of the
policy period. Delivery of such written notice either by the
Insured or this Company shall be equivalent to mailing. If the
Insured cancels, earned premiums shall be computed in accordance
with the customary short rate table and procedure. If the Company
cancels, earned premium shall be computed pro rata. Premium
adjustment may be made as soon as practicable after cancellation
becomes effective. If the Company cancels for non - payment of
premium the time for notice thereby shall not exceed ten (10) days.
Page 10
1`. • Form No. GS 801
34. MORE THAN ONE INSURED: If this policy insures more than one
Insured, cancellation may be effected by the first named Insured
for the account of all Insureds and notice of cancellation by the
Company to such first named Insured shall be notice to all
Insureds. Payment of any unearned premium to such first named
Insured shall be for the account of all interests therein. The
foregoing shall not supersede the provisions of any mortgage or
loss payable clause forming part of this policy.
35. DEDUCTIBLE PROVISIONS: (Applicable only to coverages for which
deductible amounts are specified elsewhere in this policy):
(a) The word "claim" as used in this policy respecting any
deductible amount means the aggregate of this Company's share
of all loss in the category to which such deductible amount
applies arising out of any one loss occurrence. Each such
loss shall be adjusted (net of salvage, subrogation recoveries
and any other recoveries) as if these deductible provisions
did not apply. AS RESPECTS ANY SUCH CLAIM, THIS COMPANY SHALL
THEN BE LIABLE ONLY FOR THE EXCESS (IF ANY) THEREOF OVER SUCH
DEDUCTIBLE AMOUNT.
(b) SUCH DEDUCTIBLE AMOUNT SHALL BE SOLELY AT THE RISK OF THE
INSURED AND NOT COVERED BY INSURANCE.
36. USE OF WORD "POLICY ": Wherever the expression "this policy" occurs
in any of the forms attached to this policy it shall be construed
to mean "this policy insofar as it relates to the coverage provided
by this form" unless the context indicates otherwise.
37. TITLES OF PARAGRAPHS: The several titles of the various paragraphs
of this form (and of endorsements and supplemental contracts, if
any, now or hereafter attached to this policy) are inserted solely
for convenience or reference and shall not be deemed in any way to
limit or affect the provisions to which they relate.
37. CONFLICT OF WORDING: The conditions contained in this form shall
supercede those of the basic policy to which this form is attached
wherever the same may conflict.
Page 11
CONDITIONS roof of loss by the Company,
I Policy
shall be within sixty (60) days after receipt of p appraisal shall
M13REPRESENTATION AND FRAUD. This entire s be made at a reasonable time and place, The appraisers shall first select
a competent and disinterested en on the request of the Insured5ordthe
mi sepresentedwhether
any before
mate sal it
fact aoroarcurostancee concerning ¢th d nr select a competent and disinterested aDOra'seq an
to agree upon such umpire be selected by a Judge of a court of
surance or the subject thereof, or the interest of the Insured therein, COTDdnY, such umpire appraisal is pending. The appraisers
or In case of any fraud, attempted fraud, or false swearing by the
Insured relating thereto- record in the state in which such
stat g
n hall then appraise the loss, stating separately the actual cash shall
2. CHANGES. Notice to any agent or knowledge possessed by any s a
agent or by any from assertin an i ht submit their differences to the umpire. h award d venting of any two
other person shall not effect a waver or a9change in at the time of loss and the amount of loss, and failing ° agree
any part of this policy or estop the Company his or its chosen appraiser and shall bear equally the
under the terms of this policy, no shall the terms of this policy be shall determine the amount of loss. The Insured and the Company
to forma part a shall each pay raisal and umpire. The Company shall not be
b endorsement issued r expenses of the ePP,a its rights by any act relating to appraaal .
waived or changed, except Y oche e P
this policy held to have waived any Of
ro ebe, at the agreed or appraised
3, COLLECTION FROM OTHERS. No loss shall from paid or made good 12 COMPANY'S OPTIONS- It shall be optional with the Company
to take all, or any part, of the p P rt destroyed or dam -
hereunder if the Insured has collected the same from others. r to repair, rebuild or replace the property
practicable report value, o ceIi within a reasonable time, he on
4. NOTICE OF LOSS. The Insured shall every soon asp aged with other of like kind and q Y
gluing notice other its intention so to do within sixty (60) days after the
in writing to the Company or its agent every loss which may become a
Claim under this policy and shall also file with the Company or its receipt of the proof of loss herein required.
agent within ninety (90) days from date of discovery of loss a detailed
sworn proof of loss. Failure by the insured to report the said loss and 13. OTHER INSURANfi E•eT is any other n�nsurance not wh Ch wo liable uld afor
ttloss
h
to file such sworn proof of Toss as hereinbefore provided shall invalidate if, at the time of loss,
any claim under this policy for such loss. if this insurance had not been effected, except that this Insurance shall
apply only as excess and in no event as contributing insurance, and
5.
SUE AND LABOR. In the event of loss to property covered under then only after all other insurance has been exhausted. aid this policy, the Insured, his employees, factors and assigns shall sue,
Such efforts
shall to
not prejudice this safeguard insurance dCOnstdute the s
14. SETTLEMENT OF CLAIMS-
property. All adjusted claims shall be pat or
a waiver of any rights of the Insured. made good to the Insured within roof of finte (60) days
and loss at the office of
6. EXAMINATION UNDER OATH. The Insured, as often as may be acceptance of satisfactory P
reasonably required, shall exhibit to any person described,
and bhall submit. the Company .
pany all that remains of ant P W Y employees, I5. SUIT No suit, action or proceeding for the recovery of any claim
Policy shall be sustainable in any court of law or equity
and in so far as i5 within his or their power cause his examinations their Y unless the Sam¢ be Commenced within twelve I(12) mores sr sexto ihe
members of the household and °tire¢ Compa pmand Subscrib the same' under this P Y
the Insured of the occurrence whkh gives within which
oath by any person named by rovided, however, that if by the laws of the state
dim, p
and, as often as may be reasonably requred, shall produce for exam- discovery y suit or proceeding be commenced
ination all writings, books of account, bills, invokes and other vouchers,
or and Olacfie as mays thereof e if od in the Company such
ot is representative, shall policy ovoid unless such
uch) time 'e i i invalid, then any such calms
1 b. LOSS CLAUSE. Any loss hereunder shall not reduce the amount
and shall permit extracts and copies thereof to r I made. No such within the shortest limit of time permitted by the laws of such state
examination under oath a examination of b000keeo of representatives ves of this policy.
any other ad o£ the Company or any of its er^POSS or claim hereunder, ment under this policy
17. SUBROGATION. In the event of any Pay
recovery
in connection with the investigation of any hall
the Company shall be subrogated to all the Insured's rigMInsured 5
shall be deemed a waiver of any defense which the Company might person or organization and the
otherwise have with respect to any loss or claim, but all such exam- therefor against any p a err and do whatever else is
mations and acts shall be deemed to have been made or done without execute and deliver instruments and p P
prejudice to the Company's liability' necessary to secure such rights. The Insured shall do nothing after
loss to prejudice such rights. the Insured by
7. NO BENEFIT ly BAILEE. This insurance shall in r wse enure 18. CANCELATION. This policy may be canceled by
directly or indirectly to the benefit of any carrier or other bailee mailing to the Company written notice stating when thereafter such
cancelation shall be effective. This Policy may be canceled by the
$, ABANDONMENT. There can be no abandonment to the Company at the address shown In this policy
mailing to the Insured
of any property. Company by
q. PAIR, SET OR PARTS. In the event of loss to: written notice stating when not less than five l5i days thereafter such
(a1 any article or articles which are a part of a Pail or set, the cancelation shall be effenotic The mailing of notice e Of carice shall
be sufficient s proof f nonce and the effective policy period. DeliwerY
measure of loss to such article or articles shall be a reasonable stated fi the notice shall become the end of the p an hall
and fair proportion of the total of said article r or articles, set, b giving
consideration to the imp of such written notice either by the Insured or by the Corp any s
be equivalent to mailing.
in no event shall such loss be construed to mean total loss ° If the Insured cancels, earned premiums ;hai{ be computed in
r edure. 11 the
the pair Or set; or acrd pro iata.
(b) any part of property covered consisting, when complete for accordance with the <ustomarY rashalll table and
the Company shall only be liable for the Company cancels, earned premiums made at the time the CAncel of ion �s
use, of several parts, practicable soon
value of the part lost or damaged. premium adjustment may be
effected and, if not then made, shall be mment or tended sof unea med
0.
VALUATION. The Company shall not be liable beyond the actual The Company's check or
rash value of the property remium �s not a condition of cat as P
at the nine any loss occurs. The loss shall the checkeoftit, representative or delivered as aforesaid shall be
be ascertained or estimated accord'inq to such actual cash
shall) rein With p remwm due to the Insured .
proper deduction for depreciation, however caused, a sufficient tender of any refund of p
evens exceed what it would then cost to repair or replace the same 19 CONFORMITY TO STATUTE. Terms of this policy which
with material of tike kind and quality
n fail to agree as to conFlict with the statutes of the state wherein this policy
1 I. written demand of either, made hereby amended to conform to suchrasf huofs'ihe °Conditions" Of this
APPRAISAL if the Insured and the Company applies.)
The pa ag D
the amount of loss, each shall, on the the fo1{owing app
KANSAS AMENDMENT — (If this policy is issued fn the State of Kansas, equity unless
policy, entitled "Suit," is amended to read
same l , commenced within sixty (601 months next after discovery by the Insured of the occurrence which gives rise to the claim."
" No suit, action or proceeding for the recovery of any claim under this policy shall be he occur a ,n any court of Jaw or
All other terms and conditions of this policy remain unchanged.
) The paragraphs of the °Cntions° of this
NEW YORK AMENDMENT — (If this policy is issued in the State of New York, the followfnq apply.) odi
covered under this policy, the Insured, his empo sfihls insurance l orsconstitute l
policy, entitled "Sue and Labor" and "Loss Clause," are amended re read Such action shall not prejudice
"SUE AND LABOR — In the event of loss to property proportionately to the ex-
labor and travel in efforts to recover, safeguard and defend the said property
l waiver of any rights of the Insured. The expenses so in
shall be borne by the Insured and the Company P
tent of their respective interests."
00199 e4sejgaN 'egew0
e�ep!9V uopejoWop jeioueuij wnjp V
VHVWO d0 ANVdWO3
3ONvunSNI IVNOIlVN 3A1103IONd 3Hl
AIRCRAFT HULL and LIABILITY POLICY
AAU FORM 171
PLEASE READ YOUR POLICY
0
CAL- SURANCE
P.O. Box 3459, 3475 Torrance Blvd.,
Torrance, Calif. 90510
mnm r;nn 1�1a
A STOCK COMPANY
AL NATIONAL INSURANCE COMPANY
OF OMAHA, NEBRASKA
dr• +s.� -)4.r,yL CRAVENS, DARGAN AND COMPANY, PACIFIC COAST
PEOPLE'S NATIONAL BANK BLDG., SUITE 922, SEATTLE, WASHINGTON 96171 • 555 CALIFORNIA ST., SAN FRANCISCO, CALIFORNIA 94104
3580 WILSHIRE BOULEVARD, LOS ANGELES, CALIFORNIA 90010
In consideration of the payment of the premium, in reliance upon the statements in the Declarations made a part hereof and subject to the Limits of Liability,
Exclusions, Conditions and all the other terms of this Policy, agrees with Named Insured to afford those of the following coverages as are specified
in the Declarations:
INSURING AGREEMENTS
I. COVERAGE A — Bodily Injury Liability Excluding Passengers
To Day on behalf of the Insured all sums which the Insured shall become legally obligated to pay as damages because of bodily injury, sickness or disease,
Including death at any time resulting therefrom, sustained by any person, excluding passengers as defined herein, caused by an occurrence and arising out
of the ownership, maintenance or use of the aircraft.
COVERAGE B — Passenger Bodily Injury Liability
To pay on behalf of the Insured all sums which the Insured shall become legally obligated to pay as damages because of bodily injury, sickness or disease,
including death at any time resulting therefrom, sustained by any passenger as defined herein, caused by an occurrence and arising out of the ownership,
maintenance or use of the aircraft.
COVERAGE C — Property Damage Liability
To pay on behalf of the Insured all sums which the Insured shall become legally obligated to pay as damages because of Injury to or destruction of prop.
erty, including the loss of use thereof, caused by an occurrence and arising out of the ownership, maintenance or use of the aircraft.
COVERAGE D — Single Limit Bodily Injury (Excluding Passengers) and Property Damage Liability
To pay on behalf of the Insured all sums which the Insured shall become legally obligated to pay as damages because of bodily injury, sickness or disease,
including death at any time resulting therefrom, sustained by any person excluding passengers as defined herein, and for damages because of injury to or
destruction of property, including the loss of use thereof, caused by an occurrence and arising out of the ownership, maintenance or use of the aircraft.
COVERAGE E — Single Limit Bodily Injury (Including Passengers) and Property Damage Liability
To pay on behalf of the Insured all sums which the Insured shall become legally obligated to pay as damages because of bodily injury, sickness or disease,
including death at any time resulting therefrom, sustained by any person including passengers as defined herein, and for damages because of injury to or
destruction of property, including the loss of use thereof, caused by an occurrence and arising out of the ownership, maintenance or use of the aircraft.
COVERAGE F — Medical Payments
To pay all reasonable expenses incurred within one year from the date of occurrence for necessary medical, surgical, X -Ray and dental services, including
prosthetic devices, and necessary hospital, ambulance, professional nursing services and funeral service to or for each passenger, who sustains bodily
injury, sickness or disease, caused by an occurrence, while In or upon, entering or alighting from
(A) The aircraft described in the Declarations provided actual use of the aircraft is by or with the permission of the Named Insured;
(B) Any other aircraft with respect to which insurance is afforded under this Policy provided such other aircraft is operated by or on behalf of the
Named Insured.
With respect to Insuring Agreement VI, "Use of Other Aircraft ", the insurance afforded by Coverage F shall be excess insurance over any other valid and
collectible medical payments insurance applicable thereto.
COVERAGE X —Aft Risks While Not in Motion
To pay for direct loss of or damage to the aircraft, hereinafter called loss, occurring while the aircraft is not in motion under its own power or momentum,
excluding fire which follows motion of the aircraft under its own power or momentum out of which a collision occurs with any object. The amount specified
as the deductible in the Declarations shall not apply to loss or damage caused by fire or theft.
COVERAGE Y — All Risks While in Motion
To pay for tlirect loss of or damage to the aircraft, hereinafter called loss, occurring while the aircraft is in motion under its own power or momentum,
including fire which ensues and including disappearance if the aircraft is missing and not located nor its whereabouts reported for sixty (60) days after
the last known take -off.
AAU FORM 171-5/71 CLW QM 5/761
II. Defense, Settlement, Supplementary Payynts
With respect to such insurance as is afforded by this policy for bodily injury liability and for property damage liability, the Company shall:
(AI Defend any suit against the Insured alleging such bodily injury or property damage and seeking damages on account thereof, even if such
suit is groundless, false or fraudulent; but
the Company may make such investiga.
tion, negotiation and settlement of any
claim or suit as it deems expedient;
(B) (1) Pay all premiums on bonds, not in
excess of the applicable limit of this
Policy, necessary to release attach-
ments or take an appeal in any such
defended suit and the cost of bail
bonds required of the Insured in the
event of an occurrence or a violation of a law or regulation for civil aviation during the Policy Period, not to exceed $200 per bail bond,
but without any obligation to apply for or furnish any such bonds;
(2) Pay all expenses incurred by the Company, all costs taxed against the Insured in any such suit, except attorney's fees awarded in any
suit and taxed against the Insured, and all interest accruing after entry of judgment until the Company has paid or tendered or deposited
in court such part of such judgment as does not exceed the limit of the Company's liability thereon;
(3) Pay expenses incurred by the Insured for such immediate medical and surgical relief to others as shall be imperative at the time of the
accident;
14) Reimburse the Insured for all reasonable expenses, other than loss of earnings, incurred at the Company's request
and the amounts so incurred, except settlement of claims and suits, are payable by the Company in addition to the applicable limit of liability of this
Policy.
III. Persons Insured
The unqualified word " Insured" Wherever used In this Policy with respect to Coverages A, B. C, D, and E includes not only the Named Insured but also
any person while using or riding in the aircraft and any person or organization legally responsible for its use, provided the actual use is with the permission
of the Named Insured. The insurance with respect to any person or organization other than the Named Insured does not apply to:
(A) Bodily injury, sickness, disease or death of any person who is a Named Insured;
(B) Any person or organization, or any agent or employee thereof, other than agents or employees of the Named Insured, engaged in the manu-
facture or sale of aircraft, aircraft engines or aircraft accessories, or operating an aircraft repair shop, airport, hangar, aircraft sales agency,
commercial flying service or flying school with respect to any occurrence a accident arising out of the manufacture or operation thereof;
IC) Any employee with respect to injury or death of another employee of the same employer injured in the course of such employment in an
occurrence arising out of the maintenance or use of the aircraft in the business of such employer.
(D) To any person operating or using the aircraft under a rental agreement or any other agreement which provides for remuneration for the use of
the aircraft, and to any person legally responsible for such use.
IV. Automatic Insurance for Newly Acquired Aircraft
If the Named Insured who is the owner of the aircraft described in this Policy acquired ownership of another aircraft of similar type, as defined herein,
having a "Standard" category airworthiness certificate issued by the Federal Aviation Administration during the Policy Period and so notifies the Com-
pany within ten days following the date of its acquisition by him, such insurance as is afforded by this Policy applies to such other aircraft as of such ac-
quisition date. The limits of liability and coverages applicable to such other aircraft shall be those provided by this Policy in respect to the aircraft of
greatest seating capacity as respects Coverages A, B, C, D, E, and F and the greatest Limit of Liability as respects Coverage X and Y (but shall not exceed
the purchase price of such newly acquired aircraft) on any aircraft described in this Policy and owned by the Named Insured as of such acquisition.
This Insuring Agreement does not apply:
(AI Unless the Company provides insurance on all aircraft owned by the Named Insured as of such acquisition date;
(B) To any loss against which the Named Insured has other valid and collectible insurance.
The Named Insured shall pay any additional premium required because of the application of the insurance to such newly acquired aircraft.
V. Temporary Use of Substitute Aircraft
While the aircraft described in this Policy is withdrawn from normal use because of its breakdown, repair, servicing, loss or destruction, such insurance
as is afforded under Coverages A, B, C, D, E, and F of this Policy with respect to such aircraft applies with respect to another aircraft of similar type
as defined herein, having a "Standard" category airworthiness certificate, issued by the Federal Aviation Administration, not owned by the Named In-
sured, while temporarily and lawfully used as the substitute for such aircraft. This Insuring Agreement does not cover as an Insured the owner of the sub-
stitute aircraft or any employee or agent of such owner, nor does this Insuring Agreement apply with respect to any Insured engaged in aircraft operations
other than "Pleasure and Business" or "Industrial Aid" as defined herein.
VI. Use of Other Aircraft
If the Named Insured is an individual and the owner of the aircraft insured hereunder, such insurance as is afforded by this Policy under Coverages A, B,
C, D, E, and F is extended to apply with respect only to the Named Insured and the spouse of the Named Insured, to the use by the Named Insured, or
the spouse of the Named Insured of other fixed wing aircraft having a "Standard"' category airworthiness certificate issued by the Federal Aviation
Administration; provided, however, that this Insuring Agreement shall not apply:
(A) To any aircraft whose seating capacity is greater than twice that of the aircraft described in this policy; but in no event shall the passenger
liability limit exceed that which is provided for the owned aircraft described in Item 5 of the Declarations;
(e) To the spouse of the Named Insured, if such person is not a member of the Named Insured's household;
(C� To any aircraft owned in full or in part by, registered in the name of, hired as part of a trequent use of hired aircraft, or furnished for
regular use to the Named Insured or a member of his household;
(D) To any occurrence arising out of the manufacture of aircraft, aircraft engines, aircraft accessories or the operation of an aircraft repair shop,
airport, hangar, aircraft sales agency or flying school, or if Item 6 of the Declarations permits any use of the aircraft for which a charge is
made to others.
(El To any multi¢ngme aircraft unless the aircraft insured hereunder is a multi- engine airaaft.
VII. General Average and Salvage Charges
The Company, with respect to such transportation insurance as is afforded by this Policy, shall pay any general average and salvage charge for which the
Named Insured becomes legally liable.
Vlll. Policy Period, Territory, Purposes of Use
This Policy applies only to occurrences and to direct loss of or damage to the aircraft during the Policy Period while the aircraft is within the United
DECLARATIONS PAGE OF
POLICY NOCNA .,' - t,% WE CENTRAL NATICONAL NnSURANCE CWANY
FORMER This Declarations Page and attached Endorsements with
POLICY NO. NEW Policy Provisions "AAU Form 171" completes this Numbered
Aircraft Hull and Liability Policy
Declaration Items CITY OF NEWPORT BEACH ❑ Individual
Name of Insured I] Partnership
Item 1. Name and Address of Named Insured .3300 NEW ORT BLVD 0 Corporation
Address
NR4Pnur RRA('.FI, CA. 92663
Item 2. The Policy Period shall be: From 'APRIL 1. 1981 _To APRIL 1. 1982
cY }201 A.M. Standard Time at the address stated in Item 1
Item 3. The aircraft will usually be based at ORANGE COUNTY airport
located at SANTA ANA, CA. where It WILL NOT BE regularly hangared.
(will or will not be)
Item 4. The insurance afforded is only with respect to such and so many of the following coverages as are indicated by specific premium charge or
charges. The limit of the Company's liability against each such coverage shall be as stated herein, subject to all of the terms of this Policy having refer
ence thereto. When two or more aircraft are insured hereunder, the terms of this Policy shall apply separately to each.
Item S. Description of Aircraft. The Insurance afforded hereby applies to the following aircraft but only while licensed 4der a " Standa_TVcategory
airworthiness certificate issued by the Federal Aviation Administration and while the Named Insured is the sole and uncon tiona4owrr5r thereof except
as otherwise stated in this Policy.
F.A.A.
COVERAGES
LIMITS OF LIABILITY
PREMIUMS
A.
Bodily Injury Liability Excluding Passengers
$
,000 Each Person $
,000 Each Occurrence
$
B.
Passenger Bodily Injury Liability
$
,000 Each Person
1 1
$
C,
Property Damage Liability
$
,000 Each Occurrence
$
D.
Single Limit Bodily Injury and Property
Damage Liability Excluding Passengers
SEE ENDT.
$ 5,000
NO. 1
,000 Each Occurrence
$ 'z
E.
Single Limit Bodily Injury and Property
Damage Liability Including Passengers
$
,000 Each Occurrence
y'
F,
Medical Payments Including Crew
$
,000 Each Person
$
LIMITS
OF LIABILITY
X.
All Risks of Physical Damage While
Not in Motion
$
Less Deductible $
�$
Y.
All Risks of Physical Damage While
In Motion
$
Less Deductible $
!$
Endorsement No.
L� It
$
Endorsement No.
X 1J, —.-V/
$ -
Endorsement No.slpJ'
TOTAL Pk#MUM
$ 2 000•
Item S. Description of Aircraft. The Insurance afforded hereby applies to the following aircraft but only while licensed 4der a " Standa_TVcategory
airworthiness certificate issued by the Federal Aviation Administration and while the Named Insured is the sole and uncon tiona4owrr5r thereof except
as otherwise stated in this Policy.
F.A.A.
AIRWORTHINESS
PASSENGER CAPACITY
REGISTRATION
CERTIFICATE CATEGORY
YEAR, MAKE & MODEL
(Excluding Crew)
NUMBER
(IF OTHER THAN LAND)
N -9627F
1971 RUCHES 300C
1 1
Item 6. Purpose of Use
This Policy shall not apply except while the aircraft is being used for INDUSTRIAL AID (SEE ENDT. NO. 2)
as defined in this Policy.
Item 7. Pilots
This policy shall.not apply while the aircraft is in motion unless operated by the following properly licensed pilot(s) whose qualifications are:
SEE ENDT NO 3
or when operated by a property licensed Federal Aviation Administration approved repair station provided that such in- motion operations are solely in
connection with the inspections or repairs to be or that have been performed.
Item S. During the past year no insurer has cancelled, declined or refused to renew any aircraft insurance for the Named Insured. Exception if any:e
Item 9. Loss, if any, under Coverages X and Y shall be payable as interest may appear, to the Named Insured and to:e
of an entry means no exceptions.
Produce CATALINA GENERAL INSURANCE AGENCY, INC.
Address 3450 WILSHIRE BLVD., LOS ANGELES, /CA. 90010
Countersigned by
Authorized Representative of Company
AAU 172 776 CLW 12500 12 79)
CRAVENS, DARGAN & COMPANY
PACIFIC COAST
Approved by LOS ANGELES OFFICE
Date 5 -4 -81 it
CHANGE OF AIRCRAFT OR COVERAGE ENDORSEMENT
In consideration of ,.AN, ADDITIONAL,,,,,,,,,,,,,, premium Of ....L A84• DO......................... ...............................
................
On addition.( or return)
....................Dollars, it is hereby agreed that:
I. unless Limits of Liability are indicated in the appropriate column below for Coverages A, B, C, D, E 6r F. the Limit of the Company's
liability @hall be as stated in the Declarations of the undarmentiened policy.
The Limit of Liability for the added aircraft under 2. hereof, if any, for Coverages X and Y @hall be a@ shown in the appropriate
column below:
LIMITS OF LIABILITY I COVERAGES
X. 1 NIL Ded. / ALL RISKS WHILE NOT IN MOTION X. g
Y. Lee. ALL RISKS WHILE IN MOTION Y.
1 NIL D.a.1 •
2. the undermentioned policy is extended to cover the following aircraft:
LIMITS OF LIABILITY
: Ls@
D.d. IF
L.s
D.d. is
COVERAGES
R13KS WHILE NOT M MOTION
ALL RISKS WHILE IN MOTION
Item F. A. A.
Registration No.
LIMITS OF LIABILITY
COVERAGU
Date Coverage
LIMITS OF LIABILITY
COVERAGES
A
—
B.
C.
f .000 Each Person
1 ,000 E.ch Or.......
BODILY INJURY LIABILITY
excluding Passengers
D.
or
E.
1 .000 Each Occurr.nce
SINGLE LIMIT BODILY INJURY
AND PROPERTY DAMAGE LIABILITY
.. Oudins Posen...@
— --
1 .000 Each Pere..
PASSENGER BODILY INJURY
LIABILITY
F.
s ,000 Each Peres.
MEDICAL PAYMENTS (Including crew)
f .000 FUeh Occurrence
PROPERTY bAMACE LIABILITY
The Limit of Liability for the added aircraft under 2. hereof, if any, for Coverages X and Y @hall be a@ shown in the appropriate
column below:
LIMITS OF LIABILITY I COVERAGES
X. 1 NIL Ded. / ALL RISKS WHILE NOT IN MOTION X. g
Y. Lee. ALL RISKS WHILE IN MOTION Y.
1 NIL D.a.1 •
2. the undermentioned policy is extended to cover the following aircraft:
LIMITS OF LIABILITY
: Ls@
D.d. IF
L.s
D.d. is
COVERAGES
R13KS WHILE NOT M MOTION
ALL RISKS WHILE IN MOTION
Item F. A. A.
Registration No.
Year, Make end Model of Aircraft
Pas. Ca P.
Date Coverage
Ex. Crew
Atbche@
( °) I N -10948
1981 HUGHES 300C
1
4 -22 -81
3. the undermentioned policy CEASES to cover the aircraft designated below by the insertion of (X):
( ) Described in the Declarations of the undermentioned policy.
( ) Described as Item(s) ............................ of the Schedule of Aircraft and Coverage attached to the undermentioned policy.
( ) Described in Endor.ement(s) No . ............................ attached to the undermentioned policy.
4. Item 6, 7, or 9 of the Declarations is changed to read as follows: "
Nothing herein contained shall vary, alter, waive or extend any of the terms, representations, conditions or agreements of the policy
other than as above stated.
To be attached to and forming a part of Policy No. .......... NA ... .6_. 35 --- 37............................... of the .................................. .. ..........
...___...........
_......._ ................. ..._......._................... ....... — CENTRAL.. NATIONAL.. INSUPMCB.. CD.. ------- ... --- ................ .......... ...._......... ...........
.............
Issuedto ..... ........... .........CITY..OF_ NEWPORT. SEACH...........------ ......................... .............. ............................_..
....._... ......_......... --
Section No .......................
Endorsement No......... ?......... Effective ............. - 22-. 61 . ............ .. ... ------ . ----- - ........ .................... ..........Agent
AV -78 4/76 DI (21ibl 10/79) `J
• GENERAL ENDORSEMENT •
IN CONSIDERATION OF THE PREMIUM CHARGED, IT IS HEREBY AGREED
THAT THE TERRITORIAL LIMITS SET FORTH UNDER INSURING AGREEMENT
VIII. OF THIS POLICY SHALL BE AMENDED TO READ AS FOLLOWS:
WITHIN THE UNITED STATES OF AMERICA (EXCLUDING ALASKA), CANADA
OR MEXICO.
Nothing herein contained shall vary, alter, waive or extend any of the terms, representations, conditions or agreements of the policy
other than as above stated.
To be attached to and forming a part of Policy No . ..... jQN.A --- 6 ---- 35 ---- 37 ----------------------------------- of the_ ................................ ....... ...._------------ ..
----------------------------------- I ------------------------ I ------ CENTRAL --- NATIONAL INSURANCE --- CO.
Issuedto. --------------------------------------------------- ......... I -------- CITY --- OF-NE.WPO-RT ... BEACH ---------------- ------------ -------------------- I --------------
Section No ..................... .. ri
Endorsement No. -------- 4 ......... Effective .......... �4-1-81
- ------------- ---------------------------- -- -------------- - -- -------------- Agent
FU78 11-78 CLW (25M 7-79)
• GENERAL ENDORSEMENT
IN CONSIDERATION OF THE PREMIUM AT WHICH THIS POLICY IS ISSUED,
IT IS HEREBY AGREED THAT ITEM 7. IS AMENDED TO READ:
THIS POLICY SHALL NOT APPLY WHILE THE AIRCRAFT IS IN MOTION
UNLESS OPERATED BY THE FOLLOWING PROPERLY LICENSED PILOT(S)
WHOSE QUALIFICATIONS ARE:
1) NAMED PILOTS) SHOWN BELOW PROVIDED THEY EACH POSSESS A COMMERCIAL
PILOT CERTIFICATE OR BETTER, A ROTARY -WING RATING AND HAS LOGGED
AT LEAST 500 HOURS IN HUGHES 300C MODEL AIRCRAFT.
RUSSEL SUTTER
MYLES ESLING
BRUCE FOSTER
2) RICHARD MILLER, PROVIDED HE POSSESSES A COMMERCIAL PILOT CERTIFI-
CATE OR BETTER, A ROTARY -WING RATING AND HAS LOGGED AT LEAST
252 IN HUGHES 300C MODEL AIRCRAFT.
RICHARD SCHULL, JR., PROVIDED HE POSSESSES A COMMERCIAL PILOT
CERTIFICATE OR BETTER, A ROTARY WING RATING AND HAS LOGGED
AT LEAST 330 IN HUGHES 300C MODEL AIRCRAFT.
OR WHEN OPERATED BY A PILOT EMPLOYEE OF A PROPERLY LICENSED
FEDERAL AVIATION ADMINISTRATION REPAIR STATION PROVIDED HE
POSSESSES A CURRENT AND VALID COMMERCIAL PILOT CERTIFICATE,
A CURRENT MEDICAL CERTIFICATE AND HAS BEEN FULLY APPROVED IN
THE MODEL AIRCRAFT TO BE FLOWN AND FURTHER PROVIDED THAT SUCH
IN- MOTION OPERATIONS ARE SOLELY IN CONNECTION WITH THE INSPEC-
TION OR REPAIRS TO BE OR THAT HAVE BEEN PERFORMED.
Nothing herein contained shall vary, alter, waive or extend any of the forms, representations, conditions or agreements of the policy
other than vs above stated.
To be attached to and forming a part of Policy No. ......... A ... 6 --- 3. 5.. 37 .................. .....__..... of the ......................................... ..... ...........
___...
CENTRAL NATIONAL INSURANCE CO. ...................... - ................. ...............................
.......... __ .............. ............................... _........ -. ................. ............ .......... ................
Issued to ......... ...._......... CITY OF NEWPORT BEACH ...... ............................... .................._
.........................
Section No ..............
Endorsement No. ........... Effective....... 4- 1- 81 .......... ............................... �� -�l?r J Agent
............... ............................. .............. .
AV -87 4/76 DI (1M 7/79)
• GENERAL ENDORSEMENT •
IT IS HEREBY AGREED THAT ITEM 6. OF THE POLICY DECLARATIONS, PURPOSE
OF USE, IS AMENDED TO INCLUDE POLICY SURVEILLANCE AND OCCASIONAL
LIFEGUARD ASSISTANCE (EXCLUDING PASSENGER CARRYING FOR HIRE).
Nothing herein contained shall vary, alter, waive or extend any of the terms, representations, conditions or agreements of the policy
other than as above stated.
To be attached to and forming a part of Policy No . ------------- C` TA. 6-- 35-- 37........................... of the........-.......-..................- ..............................
- ,_. - -_- CENTRAL - - NATIONAL_. INSURANCE CO.
Issued to ---------- --- --- --- -- -C-TTY- OF.- NEWPORT.. BEACH.-----------...- --- ----- ----------- --------- ----
Section No... --------------------
Endorsement No. -2------ -------- Effective ------------ 4- k-8l ------------------------------------ ...... A= - .. -... ............Agent
FU7811 -78 CLW (25M 749)
• GE"NERA'L ENDORSEMENT 9 r
IN CONSIDERATION OF THE POLICY PREMIUM IT IS AGREED THAT;
ITEM 4. OF THE POLICY DECLARATIONS COVERAGE D. SINGLE LIMIT
BODILY INJURY AND PROPERTY DAMAGE LIABILITY EXCLUDING PASSENGERS
IS AMENDED TO INCLUDE PASSENGER BODILY INJURY LIABILITY SUBJECT
TO A MAXIMUM LIMIT OF LIABILITY OF $500,000. EACH PASSENGER,
HOWEVER, IN NO EVENT SHALL THE COMPANYS LIMIT OF LIABILITY FOR
ALL PASSENGERS EXCEED $500,000. MULTIPLIED BY THE NUMBER OF
DECLARED PASSENGER SEATS.
IT IS FURTHER AGREED THAT IN NO EVENT SHALL THE COMPANYS TOTAL
LIMIT OF LIABILITY UNDER COVERAGE D. EXCEED $5,000,000.
Nothing herein contained shall vary, alter, waive or extend any of the terms, representations, conditions or agreements of the policy
other than as above stated.
To be attached to and forming a part of Policy No. -------- CNA.- 6----5--- �]-------------------------------- of the ------------------------------------------------------------------
-- -- -------------- --------------------- ---------- CENTRAL -- NATIONAL -- INSURANCE-- -co-•---------- ---- ------ ---- --
Issued to ------------ CITY-- .OF.NEWPQRT -- BEACH---------------------------------------------------- -- -----------------------------------------
Section No. ��
Endorsement No.------ 1---------- Eff ective........... 4: nlm al . ............._....- ---- -- --- --- --- --- --- ----'-�- '-`---, . ............ Agent
FU7811 -78 CLW (25M 7 -79)
ATTACH DECLARATIONS PAGE AND ANY ENDORSEMENTS HERE
(D) Upon the Company's request exhibit the damaged property to the Company and submit to examination under oath by anyone designated
by the Company, subscribe the same and produce for the Company's examination all pertinent records and sales invoices, or certified copies
if originals be lost, permitting copies thereof to be made, all at such reasonable times and places as the Company shall designate.
IX. DEDUCTIBLES — COVERAGES X and Y
The amount of the deductible specified in the Declarations shall be deducted from the amount of each loss otherwise payable under this Policy.
X. LIMITS OF LIABILITY — COVERAGES X and Y
The limits of the Company's liability for total loss shall not exceed the actual cash value of the aircraft nor the applicable limit of liability stated in the
Declarations, whichever is the lesser, less deductible, if applicable.
In the event of partial loss, the Company's liability shall not exceed the actual cost to repair the damaged property with parts and materials of a like kind
and quality, less discounts, depreciation, and overtime labor charges, if any and less deductible, if applicable. The cost of transporting new or damaged
parts or of transporting damaged aircraft to the place of repair and return to an airport near the place of accident,or home airport, whichever be the
nearer, shall be limited to the least expensive method of reasonable transportation,
In the event of partial loss where repairs are made by the Insured the limit of the Company's liability shall not exceed the actual cost of any parts or
materials necessary to effect repairs plus the actual cost to Insured of labor, exclusive of overtime labor, plus fifty (50%) of such labor costs in lieu of
overhead and supervisory services, less deductible — if any applicable.
In no event shall the Company's liability for partial loss exceed the amount for which the Company would be liable if the aircraft were a total loss.
The Company may pay for the loss in money or may repair or replace the aircraft or damaged part thereof, or may return any lost or stolen property
and pay for any resultant damage thereto, if such property be found before the loss is otherwise settled with the Insured.
In any event where the amount paid hereunder is equal to the amount payable as a total loss, or in the event of replacement of the aircraft, any salvage
value remaining shall inure, at the Company's option, to its benefit. In the event of replacement of any part of the aircraft, salvage value of the part so
replaced shall inure, at the Company's option, to its benefit.There shall, however, be no abandonment of any property to the Company without its
consent.
X1. APPRAISAL — COVERAGES X and Y
If the Insured and the Company fail to agree as to the amount of loss, each shall, on the written demand of either, made within sixty (60) days after
receipt of proof of loss by the Company, select a competent and disinterested appraiser, and the appraisal shall be made at a reasonable time and place.
The appraisers shall first select a competent and disinterested umpire, and failing for fifteen (15) days to agree Ripon such umpire, then, on the request
of the Insured or the Company, suoh umpire shall be selected by a judge of a court of record in the county and state in which such appraisal is pending.
The appraisers shall then appraise the loss, stating separately the actual cash value at the time of the loss and the amount of loss, and failing to agree shall
submit their differences to the umpire. An award in writing of any two shall determine the amount of loss. The Named Insured and the Company shall
each pay his or their chosen appraiser and shall bear equally the other expense of the appraisal and umpire. The Company shall not be held to have
waived any of its rights by any act relating to appraisal.
XII. PAYMENT FOR LOSS: ACTION AGAINST COMPANY — COVERAGES X and Y
Payment for loss may not be required nor shall action lie against the Company unless, as a condition precedent thereto, the Named Insured shall have
fully complied with all the terms of this Policy not until thirty (30) days after proof of loss is filed and the amount of loss is determined as provided in
this Policy.
XIII. EARNED PREMIUM FOR TOTAL LOSS — COVERAGES X and Y
In the event of a total loss or constructive total loss hereunder, the premium shall be fully earned.
XIV. NO BENEFIT TO BAILEE — COVERAGES X and Y
The insurance afforded by this Policy shall not inure directly or indirectly to the benefit of any carrier or bailee liable for loss to the aircraft.
XV. AUTOMATIC REINSTATEMENT — COVERAGES X and Y
In the event of Ions, whether or not covered by this policy, the limit of liability in respect to any aircraft shall be reduced as of the date of loss by the
amount of such loss and such reduced value shall continue until repairs are commenced when the amount of insurance shall automatically be increased
by the value of the completed repairs until the amount of insurance is fully reinstated or the Policy has expired.
XVI. ASSISTANCE AND COOPERATION OF THE INSURED
Except in respect to Coverage F the Insured shall cooperate with the Company and, upon the Company's request, shall attend hearings and trials and
shall assist In effecting settlements, securing and giving evidence, obtaining the attendance of witnesses and in the conduct of suits,The Insured shall not
except at his own cost, voluntarily make any payment, assume any obligation or incur any expense other than for such immediate medical and surgical
relief to others as shall be imperative at the time of an occurrence.
XVII. INSPECTION AND AUDIT
The Company shall be permitted to inspect the insured aircraft and any records Pertaining thereto during the Policy Period or within one (11 year there-
after.
XVII1. SUBROGATION
Except in respect to Coverage F in the event of any payment under this Policy, the Company shall be subrogated to all the Insured's rights of recovery
therefor against any person or organization and the Insured shall execute and deliver instruments and papers and do whatever else is necessary to secure
such rights, The Insured shall do nothing to prejudice such rights.
XIX. OTHER INSURANCE
Except in respect to Coverage F, if the Insured has other insurance against a loss covered by this Policy the Company shall not be liable under this Policy
0 •
for a greater proportion of such loss than the applicable limit of liability stated in the Declarations bears to the total applicable limit of liability of all
valid and collectible insurance against such loss; provided however the insurance under Insuring Agreements IV, V and VI of this Policy shall be excess
insurance over any other valid and collectible insurance available to the Insured either as an Insured under a policy applicable with respect to the aircraft
or otherwise, against a loss covered thereunder. If collectible insurance under any other policy of the Company is available to the Insured covering a Ions
hereunder, the Company's total liability shall in no event exceed the greater or greatest limit of liability applicable to such loss under this or any other
such policy.
XX. CHANGES
No notice to any agent or knowledge possessed by any agent or by any other person shall be held to effect a waiver or change in any part of this Policy
nor estop the Company from asserting any right under the terms of this Policy: nor shall the terms of this Policy be waived or changed, except by en-
dorsement issued to form a part hereof signed by an authorized Company Representative.
XXI. CONFISCATION
If the aircraft is confiscated or impounded by governmental authority or claimed authority, this policy and all insurance afforded by it shall terminate
immediately upon such confiscation or impounding, and the insured shall be entitled to the return of unearned premiums upon demand to the Company
therefor.
XXII. ASSIGNMENT
Assignment of interest under this Policy shall not bind the Company until its consent is endorsed hereon; if, however, the Named Insured shall die or be
adjudged bankrupt or insolvent within the Policy Period, this Policy, unless cancelled, shall, if written notice be given to the Company within thirty (30)
days after the day of such death or adjudication, cover
11) the Named Insured's legal representatives as the Named Insured and
(2) except under Coverages F, X and Y subject otherwise to the provisions of Insuring Agreement III, any person having proper temporary
custody of the aircraft, as an Insured, and
(3) under Coverage F while the aircraft is used by such person, until the appointment and qualification of such legal representative but in no
event for a period of more than sixty (60) days after the date of such death or adjudication.
XXIII. CANCELLATION
This Policy may be cancelled by the Named Insured by surrender thereof to the Company or its authorized agents or by mailing written notice to the
Company, stating when thereafter such cancellation shall be effective. This Policy may be cancelled by the Company by mailing written notice to the
Named Insured at the address shown in this Policy stating when not less than ten (10) days thereafter such cancellation shall be effective. The mailing of
notice as aforesaid shall be sufficient proof of notice and the insurance under this Policy shall end on the effective date and hour of cancellation stated
in the notice. Delivery of such written notice either by Named Insured or by the Company shall be equivalent to mailing. If the Named Insured cancels,
earned premium shall be computed in accordance with the Company's short rate table and procedure. If the Company cancels,earned premiums shall be
computed pro rata. Premium adjustment may be made either at the time cancellation is effected oras soon as practicable after cancellation becomes effec-
tive, but payment or tender of unearned premium is not a condition of cancellation.
XXIV. FRAUD OR MISREPRESENTATION
This Policy shall be void if the Insured has concealed or misrepresented any material fact or circumstance concerning this insurance or the subject thereof
or in the case of any fraud, attempted fraud or false swearing by the Insured touching any matter relating to this insurance or the subject thereof, whether
before or after a loss.
XXV. TERMS OF POLICY CONFORMED TO STATUTE
Terms of this Policy which are in conflict with the Statutes of the State wherein this Policy is issued are hereby amended to conform to such statutes.
XXVI. DECLARATIONS
By acceptance of this Policy the Named Insured agrees that the statements in the Declarations are his agreements and representations, that this Policy is
issued in reliance upon the truth of such representations and that this policy embodies all agreements existing between himself and the Company or any
of its agents relating to this insurance.
IN WITNESS WHEREOF, the CENTRAL NATIONAL INSURANCE COMPANY has caused this policy to be signed by itspresidentand secretary
at Omaha, Nebraska, and countersigned on the declarations page by a duly authorized representative of the company.
Secretary
,7A. )(. oitrl��
President
1
i.ily
Oi;
CITY OF NEWPORT BEACH
OFFICE OF TA CITK MANAGER
TO: MAYOR AND CITY COUNCIL
FROM: City Manager
MARCH 23, 1981
SUBJECT: 1981 -82 PUBLIC LIABILITY INSURANCE COVERAGE
f
f
COUNCIL
AGENDA ITEM F -2(g)
In March, 1980, the Council authorized a Staff recommendation to insure the City
against public liability with the Transcontinental Insurance Company. This resulted
in a reduction in premium costs over the prior year of $35,987.00.
Further reductions in premium costs, together with increased insurance protection,
are now available as shown in EXHIBIT A.
A summary of insurance coverage is shown in EXHIBIT B and is similar to present
policy specifications.
The Staff recommends that the Council accept the proposal of Cal - Surance Associates,
Inc., to insure the City against public liability with the Canadian Indemnity
Company, primary carrier, and Protective National Insurance Company, excess carrier,
up to $15,000,000.00 with a provision for a self - insured retention of $100,000.00,
at a premium cost of $58,129.00 annually. This plan compares with the present
insurance agreement (policy) in terms of: premiums at $79,000.00; limits of insurance
protection to $10,000,000.00; and, self- insured retention at $100,000.00.
The Staff deems it advisable at this time to increase
$15,000,000.00 and to include a $400,000.00 stop loss
In this connection a comparison of program costs for
policy years is shown in EXHIBIT C and D.
Robert L. Wynn
the limits of protection to
feature which is now feasible.
the current as well as proposed
EXHIBIT A •�
GENERAL LIABILITY RENEWAL, POLICE YEAR 4 -1 -81 to 4 -1 -82
PREMIUMS
The listed insurance companies are affiliated with the respective brokerage
firms, submitting proposals, as follows:
Transcontinental Insurance Company Milum & Associates
Newport Beach, CA
Canadian Indemnity Company Cal- Surance Associates
Protective National Ins. Co. Torrance, CA
The City is displayed in the Exhibit to emphasize its participation in the
design of the insurance proposals. The sums shown as (SIR) are not premiums
but are cost limits per occurrance which the City is obligated to pay
prior to commencement of insurance coverage.
$10,000,000.00
$15,000,000.00
Excess of
Excess of
Insurance Provided By:
$
100,000.00
•$ 100,000.00
City of Newport Beach
$
100,000.00
$ 100,000.00
Self- Insured Retention
(SIR)
(SIR)
(SIR)
Transcontinental Insurance
$
85,000.00
-0-
Company
Bests Rating: A XII
With Stop /Loss
AT:
$ 400,000.00
No Offer
No Offer
Canadian Indemnity
$
51,610.00
$ 55,360.00
Insurance Company
Bests Rating: A +XI
& Protective National
Insurance Company
Bests Rating: A +XI
With Stop /Loss
AT:
$ 400,000.00
$
54,379.00
$ 58,129.00
-----------------------------------------------------------------------------
NOTE: The Canadian Insurance
Company
offer provides that
increases, if any,
in the next two years
will be
limited to 10% of the
expiring policy
year premium.
The listed insurance companies are affiliated with the respective brokerage
firms, submitting proposals, as follows:
Transcontinental Insurance Company Milum & Associates
Newport Beach, CA
Canadian Indemnity Company Cal- Surance Associates
Protective National Ins. Co. Torrance, CA
The City is displayed in the Exhibit to emphasize its participation in the
design of the insurance proposals. The sums shown as (SIR) are not premiums
but are cost limits per occurrance which the City is obligated to pay
prior to commencement of insurance coverage.
3 0
EXHIBIT B
I. COMPREHENSIVE LIABILITY
The Canadian Insurance Company will insure the City of Newport
Beach from 4 -1 -81 to 4 -1 -82, against liability imposed by law,
including Chapter 1681 of the State of California Statutes of 1963,
or liability assumed by contract, insofar as the Named Insured may
legally do so, for damages because of:
A. Bodily Injury and Personal Injur
(1) Bodily injury, sickness or disease, including
death at any time resulting therefrom and also
including care and loss of services, sustained
by ay person or persons, or
(2) Any other injury a person may suffer to his
person, reputation, character or feelings, in-
cluding but not limited to malpractice, false
arrest, detention or imprisonment, malicious
prosecution, libel, slander, defamation of
character, invasion of privacy, wrongful evic-
tion or wrongful entry.
B. PROPERTY DAMAGE
Injury to or destruction of property, including the loss
of use thereof.
C. Errors or Omissions Liabili
Any claim for breach of duty made against the insured by
reason of any negligent act, error or omission of the
insured and discovered during the policy period or within
twenty -four months after termination of the policy.
D. Automobile Liability
The policy insures against liability arising out of the
ownership or operation of automobiles.
E. Persons Insured
(1) The policy insures:
(a) The City of Newport Beach
4 EXHIBIT B - CONTIN0 0�
(b) While acting within the scope of his employment as
such:
any officer, servant or employee of the named
insured, except that the insurance so provided
any officer, servant or employee does not apply
to bodily injury to or death of another officer,
servant or employee of the named insured injured
in the course of or arising out of his employment;
any member of the governing body of the named
insured.
any member of boards or commissions of the named
insured.
EXHIBIT C '
FINANCIAL ACTIVITY
PUBLIC LIABILITY INSURANCE
POLICY YEAR 1981/82
SUMMARY OF PROPOSED EXPENSES:
Premiums (from Exhibit A) $58,129. 00
Claims Adjusting Agency (employed 25,000.00
as a condition of the insuring
agreement, estimated)
Self - insured Retention (SIR) Fund 1001000.00
Total expected insurance activity: X83,129.00
------------------------------------------------ ----------------------- - - - - --
NOTES: In the current policy year (1980/81) the City has incurred paid
losses of $11,750.00 to date under it's present $100,000.00 retention
provision. Future costs are expected to be an additional $110,904.00
(est.) for claims occurring in this policy year even though reserves
are set at a higher figure to protect against unusual loss.
The self- insured retention fund which has accumulated from past years,
is deemed adequate at this time to support both reserves and expected
financial activity for the coming policy year.
535,19900
EXHIBIT D
FINANCIAL ACTIVITY
PUBLIC
LIABILITY INSURANCE
Policy
Year 1980/81
(Current)
COVERAGE
PREMIUM
City of Newport Beach - Self
$1001000.00
- --
Insured Retention (SIR)
Transcontinental Insurance $10,000,000.00
$79,000.00
Company
Excess of
100,000.00
Total Costs:
$ 79,000.00
Expense - Claims Adjusting Agency
19,200.00
Per Insuring Agreement
Incurred Costs: (Year to date)
$ 11,750.00
Paid Losses:
Reserves
$325,249.00
336,999.00
SIR Fund - A condition of the
1001000.00
insuring agreement
GRAND
TOTAL:
535,19900
RESOLUTION NO.
A RESOLUTION OF THE CITY COUNCIL OF THE CITY
OF NEWPORT BEACH AWARDING A CONTRACT FOR
COMPREHENSIVE PUBLIC LIABILITY INSURANCE
COVERAGE TO CANADIAN INDEMNITY COMPANY FOR
PRIMARY COVERAGE AND PROTECTIVE NATIONAL
INSURANCE COMPANY FOR EXCESS COVERAGE (1981-
1982 COVERAGE)
WHEREAS, the City of Newport Beach has sought proposals
to renew the City's comprehensive public liability insurance;
and
WHEREAS, it appears that the lowest responsible bidder
therefor is Cal - Surance Associates, Inc., representing Canadian
Indemnity Company as the primary carrier and Protective National
Insurance Company as the excess carrier;
WHEREAS, the City Council finds and determnines that it
is in the best interests of the City to accept a $100,000.00
self- insured retention; to award a policy of insurance for
coverage of $15,000,000.00 over the self- insured retention to the
Canadian Indemnity Insurance Company, primary carrier and
Protective National Insurance Company, excess carrier; and
WHEREAS, the cost of the program of Canadian Indemnity
Company and Protective National Insurance Company is in line with
other insurance available to the City on the insurance market,
and entering into the proposed contract is fair and equitable;
NOW, THEREFORE, BE IT RESOLVED that the City Council of
the City of Newport Beach hereby accepts the proposal to provide
comprehensive public liability insurance coverage from the
Canadian Indemnity Company for a one -year period commencing April
so
1, 1981 and continuing through April 1, 1982.
BE IT FURTHER RESOLVED that all funds set aside for
payment of liability losses shall be established and encumbered
in a special liability insurance reserve fund and shall not be
used for any other municipal purpose until all incurred liability
losses within the self- insurance retention are actually paid or
settled.
BE IT FURTHER RESOLVED that the City Manager is hereby
authorized to execute any agreement that is necessary to carry
out the purpose of this Resolution.
ADOPTED this day of W
46271A 1981.
Mayor
ATTEST:
City Clerk
032781
HRC /pr
0